Breaking Free from Broke | The Minimalists Ep. 426

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  • เผยแพร่เมื่อ 22 ธ.ค. 2024

ความคิดเห็น • 162

  • @TheMinimalists
    @TheMinimalists  11 หลายเดือนก่อน +33

    How much debt have you paid off in the last year?

    • @AlejandraDeOrnelas
      @AlejandraDeOrnelas 11 หลายเดือนก่อน +6

      2 of 5 consumer debts paid. The debt Snowball remains 3 loans, but we are unstoppable, we plan to be free this year!
      Thank you Ramsey team, thank you Minimalist team.

    • @jaclynbassett2432
      @jaclynbassett2432 11 หลายเดือนก่อน +7

      About $30k of debt paid off in the last year, following the Ramsey plan! Still on BS2

    • @4FORLIFERebecca
      @4FORLIFERebecca 11 หลายเดือนก่อน +2

      Close to $9500, we had 2 consumer debts, a small loan and a tax debt. so proud of us for finally making this a priority

    • @geminiots2121
      @geminiots2121 11 หลายเดือนก่อน +1

      I started paying off my student loans. I wasnt able to before because there wasnt enough money at the end of my paycheck.
      But now im earning enough and I have been using some of the Ramsey plan and it gave me tje confidence to finally tackle this debt.
      Thanks to all of you for talking about the possiblity of freeing ourselves from stuff and eliminating debt!

    • @pattykake7195
      @pattykake7195 11 หลายเดือนก่อน +4

      All of it….😁

  • @natashyas4149
    @natashyas4149 11 หลายเดือนก่อน +39

    I love TK's comment about living generously no matter how much you "have". Because you always have something to give. (minute 24). George - give a little until you can give a lot. It's a tool.

    • @missburr1228
      @missburr1228 7 หลายเดือนก่อน +1

      I love to, wish I knew how to follow him, lots of wisdom in his head and heart

  • @lorettawatkins5024
    @lorettawatkins5024 11 หลายเดือนก่อน +56

    It is amazing how freeing it is to be frugal, giving serious thought before each purchase. Whatever you call it, minimalism or frugality or something else, it just feels good to be careful about how I use my money.

  • @krystalpatterson5379
    @krystalpatterson5379 11 หลายเดือนก่อน +53

    I'm a senior and I have no debt, but my net worth probably isn't even 50k, but I am content with what I have and am living simply and enjoy life! I feel we spent worrying about whether we're going to be able to be a millionaire. Debt free, simple and contentment makes a happy life!

    • @shannonpolice9365
      @shannonpolice9365 10 หลายเดือนก่อน

      That's what I'm striving for

    • @whyjustwhy2168
      @whyjustwhy2168 10 หลายเดือนก่อน

      Right we feel bad if we aren't striving for millionaire status. Why is that

    • @perrycoffey5410
      @perrycoffey5410 8 หลายเดือนก่อน

      ​@@whyjustwhy2168because our shit government brainwashes us, no wonder we are not in the top 20 happiest countries in the planet

    • @elsaagostinelli2172
      @elsaagostinelli2172 7 หลายเดือนก่อน +1

      Because we are believing the lies of the advertisers and companies that have us mesmerized at their ads and creating these existential voids that didn’t existed before. These ads distract us from our personal and family goals and put us on a never ending quest for comparison with others, it’s foolish and the only thing that accomplishes is the feeling of dissatisfaction.

  • @theunscriptedsuccessstory8898
    @theunscriptedsuccessstory8898 11 หลายเดือนก่อน +38

    I almost broke my leg running to download TK's book. He has such a brilliant mind!

  • @frances852
    @frances852 11 หลายเดือนก่อน +115

    I’ve paid off all credit cards and have cut them all up. I am now paying off my home and building a share portfolio for retirement

    • @la_baby_khalil7703
      @la_baby_khalil7703 11 หลายเดือนก่อน +3

      👏👍🙌🙏😇 GOD BLESS YOU...AMEN!!!💪😉

    • @Batirtze-b6x
      @Batirtze-b6x 11 หลายเดือนก่อน +1

      Right on!!!!

    • @annadavis6361
      @annadavis6361 11 หลายเดือนก่อน +3

      Same here!

    • @gregz1235
      @gregz1235 11 หลายเดือนก่อน +2

      Did/ do you follow the baby steps?

    • @whyjustwhy2168
      @whyjustwhy2168 10 หลายเดือนก่อน

      I just invest in index funds

  • @akosuakoranteng3327
    @akosuakoranteng3327 10 หลายเดือนก่อน +10

    TK is very wise, he has some really great insights

  • @roseanneducut8525
    @roseanneducut8525 11 หลายเดือนก่อน +15

    24:29 Timestamping to back to T.K.’s words about giver mindset. Love it!

  • @sareesmitty1553
    @sareesmitty1553 11 หลายเดือนก่อน +29

    Love T.K's views. Always switches the narrative for thought.

  • @raeconnelly
    @raeconnelly 11 หลายเดือนก่อน +12

    Great advice from T.K. around minute 11:00 that can be applied in most situations where we beat ourselves up.

  • @conniesmith7104
    @conniesmith7104 10 หลายเดือนก่อน +5

    Committed to living a life of generosity TK that is a word. We all have something to give it’s all about perspective 👏🏾 👏🏾

  • @JuliaBothwell
    @JuliaBothwell 11 หลายเดือนก่อน +16

    TK is on fire with his insightful response to giving!!! Absolutely love it!!! 24:18

  • @MrsKellyintheMiddle
    @MrsKellyintheMiddle 11 หลายเดือนก่อน +23

    Working on paying off all our debt this year! Want it gone! It's my biggest form of clutter and it's definitely the most stressful! I started this journey 3 years ago with getting my house in order by decluttering, then I decided to declutter excess weight off my body, now I'm working on decluttering our debt. 😊

    • @elsaagostinelli2172
      @elsaagostinelli2172 7 หลายเดือนก่อน

      😊🎉Kudos to you! Keep on the good work. Feels great!

  • @lfuentes4098
    @lfuentes4098 11 หลายเดือนก่อน +5

    Creative energy: Your not getting rid of the collection, your letting it go to give someone else that joy that you felt when it was blessing you. Now it’s blessing someone else.

  • @MrsPink64
    @MrsPink64 11 หลายเดือนก่อน +7

    I appreciate the minimalize the minimalism and keep the creativity. I love to cook, can and host. I have a lot of things in my kitchen and storage. I feel a lot better. The rest of my home is pretty minimal…so hosting is comfortable.

  • @luisherrera1981
    @luisherrera1981 11 หลายเดือนก่อน +9

    Excellent, thoughtful and philosophic conversation.

  • @maribethvance9958
    @maribethvance9958 11 หลายเดือนก่อน +5

    Amen TK on abundance and giving. I have debt and am working to get out of it, but i have a giving spirit, whether its time, treasure or talent, i will always give it freely....❤

  • @RachelRoyer-kv1ue
    @RachelRoyer-kv1ue 11 หลายเดือนก่อน +5

    Loved this episode! The Minimalists + George Kamel = PREACH 🙌🏼

  • @karencarraro3911
    @karencarraro3911 11 หลายเดือนก่อน +20

    My daughter did not go to dream school she went to where we could afford without debt. State school with some scholarship. The whole dream school is so ridiculous. Besides. All colleges let kids in the second semester when kids leave. It’s a business.

  • @Jacy28
    @Jacy28 9 หลายเดือนก่อน +1

    This really hit home with me. Where do i want to go? I'm good with debt, everything I buy I put on a credit card, and pay it off each month. My issue has been taking on jobs I thought would be a source of joy, helping people, enjoying the situation. This has not been my experience. I need to really soul search and find out where do I want to go.

    • @Jacy28
      @Jacy28 9 หลายเดือนก่อน

      I have no debt, our home is paid for.

  • @jennifermizrahi98
    @jennifermizrahi98 11 หลายเดือนก่อน +8

    Regret- something to avoid in the future! And what to move on to. Love this.

  • @annsalty5615
    @annsalty5615 11 หลายเดือนก่อน +20

    Maybe I was just lucky but have never had debt, even when had nearly nothing. We always paid off our credit card bills from the start. We own our house, not the bank. Never bought more than we could afford. Could we be living in a more expensive house and property and buy more expensive cars, etc. etc.? Yes. But, there is a trade off as we have peace of mind not owing on anything. Our stuff does not own us.

    • @luisafoodadventure5294
      @luisafoodadventure5294 11 หลายเดือนก่อน +1

      I am totally with you. You have gotten the golden rule! Live within your means and don’t try to keep up with the ‘Jones’.

  • @wimvb1531
    @wimvb1531 11 หลายเดือนก่อน +11

    I'm a minimalist in almost everything but 1 room in my home is just lego madness 😂 I believe to be minimalistic on almost everything besides those few things that really bring you happiness, lego and travelling for me.

    • @Year_of_1993
      @Year_of_1993 11 หลายเดือนก่อน +1

      Yes Lego for me too and I hardly buy anything else🤣

  • @vikieierdam5516
    @vikieierdam5516 11 หลายเดือนก่อน +1

    24:50 "You don't have to be a millionaire to give." Amen, T.K. We don't have to wait until....to be generous TODAY. Don't wait for your neighbor or the owner of a corporation to fill the need. Your scale may be different but most of us can do SOMETHING to leave today better than yesterday.

  • @krystiesolfyre5340
    @krystiesolfyre5340 11 หลายเดือนก่อน +2

    Just reserved my tickets, thank you so much, your talks have changed my life for the better. I’ve gleaned so much insight and have made real tangible changes and I’m so glad for the opportunity to see you guys in person.

  • @HananBenNafa
    @HananBenNafa 11 หลายเดือนก่อน +3

    I really liked the episode and I relate A LOT to Noemie's note on how minimalism helped her connect to her intuition about purchases she makes :) I feel blessed and protected haha that i'm a minimalist and always question myself about things i want to purchase :) i now feel ok about purchasing things i like (even if i don't need them) because i know they add aesthetic/ emotional value to me and at the same time, i don't buy what I myself consider clutter and always allow myself some space to buy things i like and not beat myself up about it anymore.

  • @edmondkankam3143
    @edmondkankam3143 11 หลายเดือนก่อน +2

    TK is very insightful. Enjoyed this episode

  • @ronnie-lynn
    @ronnie-lynn 11 หลายเดือนก่อน +7

    I paid $2,400 in interest in 2023….. nothing off the principal 😳 but 2024 & 2025 are gonna be my getting outta debt years!

  • @marywall5262
    @marywall5262 6 หลายเดือนก่อน

    This is the best episode I have seen. Thank you!

  • @madisonromero3529
    @madisonromero3529 11 หลายเดือนก่อน +3

    Hey JFM & T.K., I wonder if you know George Kamel is not only a really great personality on the Ramsey Network, but he also makes pretty good music. Plays guitar and sings. Pretty good stuff too. His music is beautiful and intentional.

  • @PeejWan
    @PeejWan 11 หลายเดือนก่อน +4

    I'll definitely check out the Emotional Clutter!

  • @Jacy28
    @Jacy28 9 หลายเดือนก่อน

    Excellent insights from all thank you George, T.K and Joshua.

  • @GiftingJoy01
    @GiftingJoy01 11 หลายเดือนก่อน +1

    Omg ❤❤❤ George Kamel on The Minimalists!! Am such a fun of both of you

  • @thomaschew2191
    @thomaschew2191 11 หลายเดือนก่อน +4

    To answer the question: "how much debt did we pay off last year?" our answer is we paid off no debt. That is because in 2023 we had no debt. That was not always be the case, we had a ton of debt and used the debt snowball following the 7 Baby Steps to get that monkey off our backs.
    I understand Taylor's feelings about wasted time and money for past bad financial decisions. At the end of the day that is what happened to us, but we grabbed that tiger by the tail and here we are, debt free, living frugal and saving (setting aside for the future) way more money than we ever thought possible.
    What George is saying about debt, to avoid debt, pay off debt, live debt free is for many of us mortals the best path. It may or may not be true that I can leverage low interest debt for high interest investment returns there is a cost to everything and that cost for leveraged assets is stress. We then have to decide if the return on our stress investment is worth all that work.

  • @ronibradley234
    @ronibradley234 11 หลายเดือนก่อน +6

    Love your podcasts - but sorry the laughter in the background seems over the top

    • @carolynsparks9170
      @carolynsparks9170 10 หลายเดือนก่อน +1

      The laughing is so annoying!!!!

    • @strqueen123
      @strqueen123 7 หลายเดือนก่อน

      I love the laughter

  • @LSChestersMom
    @LSChestersMom 11 หลายเดือนก่อน +1

    This is great. Also DA and UA are great for folks who need support and a spiritual approach.... some folks need more than self willed change. Great episode.

  • @Caroline-Horvath-Rivera
    @Caroline-Horvath-Rivera 11 หลายเดือนก่อน +3

    TK you are my hero!!! 🖤🌞🙏🏽

  • @rudebee15
    @rudebee15 11 หลายเดือนก่อน +15

    The lack of disconnect of the struggles of living month to month for people whose rents just continues to increase, it’s fucking disgusting,

  • @soccermommyNPC
    @soccermommyNPC 11 หลายเดือนก่อน +15

    My debt came from paying for childcare using a credit card last year during a period of making minimum wage, before benefits kicked in. It feels terrible after a lifetime of previously having excellent credit, and always paying the entire balance each month. I’m hoping I get a tax refund this year that allows me to pay it off entirely. Being charged $100 in interest every month for childcare my son received a year ago feels truly terrible.

    • @jenniferdeanna9922
      @jenniferdeanna9922 11 หลายเดือนก่อน +1

      I wish you a best. You seem like a parent who did the best you could at the time. Childcare is so expensive and its good that you spent on something as valuable as your child's well being.

    • @fifi4G
      @fifi4G 11 หลายเดือนก่อน

      That's a very true, thoughtful and kind response Jennifer 😊

  • @EFN86
    @EFN86 10 หลายเดือนก่อน +3

    Me- frugal, minimal, no debt besides mortgage and paying that down fast. Also me... bringing home a new $5 plant to slowly unintentionally kill every 3-4 months.

  • @jwarnstarsmile
    @jwarnstarsmile 11 หลายเดือนก่อน +1

    Didn't realize Denzel entered the chat. Love the look, TK!

  • @Lavidadeyari
    @Lavidadeyari 4 หลายเดือนก่อน

    Loving your channel, meaning you all

  • @WelseyWalker
    @WelseyWalker 11 หลายเดือนก่อน +24

    I'm so happy I made productive decisions about my finances that changed my life forever,hoping to retire next year.. Investment should always be on any creative man's heart for success in life

    • @charles2395
      @charles2395 11 หลายเดือนก่อน

      The first step in every successful investment is to establish your goals and risk tolerance, a task best undertaken with the assistance of a financial advisor with extensive financial market knowledge like Fergus Waylen

    • @lea5898
      @lea5898 11 หลายเดือนก่อน

      Wow. I'm a bit perplexed seeing him been mentioned here also Didn't know he has been good to so many people too this is wonderful, i'm in my fifth trade with him and it has been super

    • @FranklyHunt
      @FranklyHunt 11 หลายเดือนก่อน

      YES!!! That's exactly his name (Fergus Waylen) so many people have recommended highly about him and am just starting with him from Brisbane Australia

    • @HLO-iy2bp
      @HLO-iy2bp 11 หลายเดือนก่อน

      I don't want to put a figure to how much i've made doing that but let's just say it's more than enough to make trading worthwhile. And when i say worthwhile, i mean it.

    • @Ricgibs
      @Ricgibs 11 หลายเดือนก่อน

      I really want to get my life together. Really me and my family has been into series of hardship, we've faced a lot of trials and tribulations and my income is not just enough

  • @Hajibaba500
    @Hajibaba500 11 หลายเดือนก่อน

    Appreciate how u avoid advertisements and paid promotions. Did george also chant “advertisements suck”?

  • @billarchie5040
    @billarchie5040 11 หลายเดือนก่อน +2

    This is all preaching to the choir for me so I do not necessarily learn a lot from it. However, I find this to be a highly entertaining podcast. It supports my moral beliefs and I always have a few good chuckles. Thank you all!

  • @lynjasinski6155
    @lynjasinski6155 11 หลายเดือนก่อน +5

    The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness by Morgan Housel

  • @AlpherSohaib
    @AlpherSohaib 10 หลายเดือนก่อน

    I'm a minimalist in almost everything but 1 room in my home is just lego madness I believe to be minimalistic on almost everything besides those few things that really bring you happiness, lego and travelling for me.

  • @simplepersonalfinance8930
    @simplepersonalfinance8930 11 หลายเดือนก่อน +10

    There is a reason it is named "LEGO"....you are meant to Le' go of it ;)

  • @faycalmessi2346
    @faycalmessi2346 10 หลายเดือนก่อน +9

    The laughing of the woman is completely exaggerate

  • @Steph722NY
    @Steph722NY 11 หลายเดือนก่อน

    I liked this episode a lot!

  • @JohnReilly-o4u
    @JohnReilly-o4u 11 หลายเดือนก่อน

    Thank you for another great video

  • @Lavidadeyari
    @Lavidadeyari 4 หลายเดือนก่อน

    Can I know the name of the song at the end of your videos, please.

  • @Dopeher
    @Dopeher 5 หลายเดือนก่อน

    Great video❤

  • @durdysturdy477
    @durdysturdy477 11 หลายเดือนก่อน

    Great video!

  • @tallulahblige3305
    @tallulahblige3305 11 หลายเดือนก่อน +7

    Distracted by the loud laughter in the background. If that's a laughtrack please lower the volume.

    • @RitaFelirz
      @RitaFelirz 11 หลายเดือนก่อน +2

      It is too loud and detracts. Turn off your mile mAlabama

  • @oksanaadaeze
    @oksanaadaeze 11 หลายเดือนก่อน

    T.K ❤❤❤❤ big thank you from Belarus

  • @capturedbyannamarie
    @capturedbyannamarie 11 หลายเดือนก่อน +4

    He used the debt snowball that Dave Ramsey recommends. It is very helpful

  • @missmrice91
    @missmrice91 10 หลายเดือนก่อน

    Minimalism and frugality CAN go hand and hand Frugality you don’t want to spend money and are content .Minimalism contentment with not many things so usually spend less money on things.

  • @christinehopping5040
    @christinehopping5040 11 หลายเดือนก่อน +3

    I love watching the Ramsey show. I love being a baby step millionaire even more. I am single income debt free no kids living in California on a clerk salary. I lived a minimalist lifestyle for years to achieve financial freedom and peace.

  • @strqueen123
    @strqueen123 7 หลายเดือนก่อน +1

    The gal's laugh in the background 🤣🤣

  • @prancer4743
    @prancer4743 11 หลายเดือนก่อน +2

    Listen to the Ramsey show and you will get all the baby steps you need 🤔😉😃👍 in life 😃

  • @eandrgoodwin
    @eandrgoodwin 11 หลายเดือนก่อน

    Here’s a quandary: it seems like people feel like they should be able to live wherever they want to, but that’s not a reality. Certain areas require a substantial income, like Newport Beach or Malibu. BUT, there are businesses in those communities that pay their employees the market rate, albeit an amount way below what’s required to live in that community, or even any neighboring community.
    So what do you do?
    Is reasonable that an employee should be able to afford to live within a reasonable commuting distance of their job? (I would say less than 30 minutes.) If so, how?
    If not, is it reasonable to expect an employee spend 3-4 hours a day in their commute?

  • @The.Owl.Spirit
    @The.Owl.Spirit 9 หลายเดือนก่อน

    So what about those of us that actually need more income due to poverty? I can budget all I want, but I'm still trying to juggle between being able to eat vs being able to keep a roof over my head. A lot of us go into mandatory debt because there's literally no other choice. I've realized that this podcast episode is not aimed at those of us with less privilege, but I'd love to hear an episode that is.

  • @jeannater2393
    @jeannater2393 11 หลายเดือนก่อน +1

    Interesting.. regret, resentment and debt seem to all have a correlation. If not careful, all can be poisonous and stifling to your choice of independence

  • @lindagutierrez6335
    @lindagutierrez6335 9 หลายเดือนก่อน

    I got rid of all my credit cards and my credit score tanked more than 100 points; but since I'm not needing to get a car or home loan, my demoted credit score, matters not

  • @raquelita172
    @raquelita172 11 หลายเดือนก่อน +2

    debt free on personal loans, no credit card debt, except for real state investment made on 2020, that has revenue going straight to a saving account, is set up to be paid off by the tenants in 13 years and not in 30 years, second real state investment is cash, no loans, took me 4 years to paid off 50k and saved 50k, making 55k per year, it took an effort to go from a spender to a saver and living below your means, now I just feel guilty/shame of buying things I didn't need in the past.

    • @karencarraro3911
      @karencarraro3911 11 หลายเดือนก่อน

      I wish you could help me do that. Sounds great.

  • @Lovejones05
    @Lovejones05 11 หลายเดือนก่อน +1

    How do you bring yourself to get rid of stuff a deceased parent gave you that you don’t need without feeling guilty?

  • @jaydisberger1014
    @jaydisberger1014 11 หลายเดือนก่อน

    Buying sales is not necessarily frugal. A healthy desire for frugality, the intentional practice of prudent economy shouldn't result in overconsumption.

  • @lovinglife3954
    @lovinglife3954 11 หลายเดือนก่อน +3

    Good talk but DISAGREE on your definition of frugality. You described "cheap" not "frugal". Frugal is being intentional with your spending. Look at Ramit Sethi I Will Teach You To Be Rich - spend on what you love, spend as little as possible on the rest. Frugal people do spend money. Cheap people often save money at the expense of others. **You should have Ramit or some people from the FIRE community on your podcast.** I am frugal which allows me to do what I want, treat friends just for fun or because they couldn't otherwise join me in something such as a movie or even a trip, help my family in life. I LOVE TK's view that you don't have to be wealthy in order to be a giver and live a life of generosity. To some extent, my frugality allows me to be more generous. I agree that we all need to live within (or below) our means. Sadly, there are situations in which families truly can't make enough to pay for housing and food, and the usual advice of "increase income, decrease expenses" doesn't apply.

    • @nodsib
      @nodsib 11 หลายเดือนก่อน +2

      Agreed, being frugal (wise and intentional with money) shouldn’t be confused with being cheap (hoarding money at all other costs).

  • @therealjenniferrr
    @therealjenniferrr 11 หลายเดือนก่อน +1

    My dad was frugal and a hoarder lol

  • @carolynsparks9170
    @carolynsparks9170 10 หลายเดือนก่อน +2

    I had to turn this off even though I was enjoying what they were saying because the woman laughing in the background was making my skin crawl.

  • @sharonhosler2395
    @sharonhosler2395 10 หลายเดือนก่อน

    You can be debt free with savings, but a false civil lawsuit against you can take it all away in defense lawyer costs that they say will Never be reimbursed. When you sell a property, KEEP ALL CONTRACTS and all papers and everything, especially if you get divorced, make sure you get your own copy of everything and gather every document and search for all Discovery IMMEDIATELY. Do NOT wait for a lawyer to do it for you. You have to save yourself and you have to know what exactly is going on. Speed is essential.

  • @CoachMilledge
    @CoachMilledge 10 หลายเดือนก่อน +3

    Y’all blew the question out of proportion. The question was do you have a million dollars. Just answer, yes or no. This is why it’s hard for ppl to trust these things. Just answer the question.

  • @roblincoln10
    @roblincoln10 10 หลายเดือนก่อน

    Love you guys! Joshua reminds me of Beavo on Instagram, but with great teeth and hair

  • @AZrakoon
    @AZrakoon 16 วันที่ผ่านมา

    I stopped being broke by acting broke. Ask yourself if you really need to buy it, most of the time the answer was no.

  • @Tesla99
    @Tesla99 10 หลายเดือนก่อน

    Its crazy that millions of students have debt but student athletes now have nil deals…… they’re basically millionaires right out of high school…..

  • @nodsib
    @nodsib 11 หลายเดือนก่อน +2

    The LEGO people are called Minifigures

  • @ashleyjean172
    @ashleyjean172 10 หลายเดือนก่อน

    Are you guys sponsored by Ramsey ??? I’m confused

    • @ashleyjean172
      @ashleyjean172 10 หลายเดือนก่อน

      Omg - you guys partnered with Ramsey !!!! Nooooooooooooo 😫 ugh totally ruined it for me.

  • @benjammin105123
    @benjammin105123 10 หลายเดือนก่อน

    Anybody that you see regularly on the internet is probably a millionaire. That should surprise noone though. I don't think it matters much.

  • @rickardotorres
    @rickardotorres 10 หลายเดือนก่อน

    I’m not a Patreon subscriber 😂

  • @aasti3000
    @aasti3000 10 หลายเดือนก่อน +3

    I love this podcast but that chick laughing in the background makes me not want to listen sometimes. It sounds forced and fake

  • @lilianaayendeOfficial
    @lilianaayendeOfficial 3 หลายเดือนก่อน

    Why the callers questions sound like professional voiceover artists reading a script? If i’m mistaken i apologize.

  • @whyjustwhy2168
    @whyjustwhy2168 10 หลายเดือนก่อน

    Why do i feel bad if i don't have a business or striving to be a millionaire?? Why can't i just be

  • @maverickf13
    @maverickf13 11 หลายเดือนก่อน

    🤯

  • @grease7552
    @grease7552 11 หลายเดือนก่อน

    Great message but HAHAHAHA!!!

  • @shivapazoki1881
    @shivapazoki1881 10 หลายเดือนก่อน

    14:02 i wish he stopped making that comparion! It makes him sound stupid! In italy you can buy a beautiful 4 story town house for 40k, higher education is free, health insurance is almost free! In switzerland, education is free, transportation is dirt cheep, health insurance leass than half of the US, minimum wage 27 chf an hour.examples of one the most corrupt worst run countries in EU and one of the most developed countries in the whole world😡

  • @Genuine-iq2uy
    @Genuine-iq2uy 10 หลายเดือนก่อน +2

    The annoying woman’s laughter in the background 😣

  • @ThePresidentOfTheWorld
    @ThePresidentOfTheWorld 9 หลายเดือนก่อน

    Why do the staff you cant see laugh louder than the people speaking? 🤔

  • @peterhel1077
    @peterhel1077 9 หลายเดือนก่อน +1

    Why in all your podcasts you talk way more than your guests?

  • @eandrgoodwin
    @eandrgoodwin 11 หลายเดือนก่อน

    JFM, so what do you drive nowadays?

  • @maribethvance9958
    @maribethvance9958 11 หลายเดือนก่อน

    Sorry, frugal is not cheap. When you discuss hoarding thats cheap, collect crap, free stuff, whatever feeds and fills the void. But, frugalality is a different kind of intentionality, where you have decided what and how much you will spend money on and look for deals on those things with coupons,buy one get one etc. But, still NOT buying unnecessary things. Minimalism takes it one step further to thw question of...do I even need this in my life and does it add value. If not, I will not waste money, time or space on it.

  • @eileenalmeida
    @eileenalmeida 11 หลายเดือนก่อน +5

    Lose the "laugh"...it is hideous!

  • @allardvanderstarre
    @allardvanderstarre 6 หลายเดือนก่อน

    iam building an emergency fund....

  • @jaymeez
    @jaymeez 9 หลายเดือนก่อน

    As a minimalist I will not be buying your guests book. Plus Dave Ramsey SUCKS