Cost of Living in USA | Indian Family ka Month ka Kharcha | Real Numbers
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- เผยแพร่เมื่อ 19 ก.ย. 2023
- Indian family's monthly expense in America. Ek mahine ka kitna kharcha hota hai America me? Our monthly expenses in USA. Monthly expenses in USA for Indian family. Monthly expenses in America for Indians. Living cost in USA for Indians in Hindi. Cost of living in USA for Indians.
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#indianfamilyinusa #indianinamericavlog #indianvlogger
Thanks for watching, hopefully you got to know expenses in USA better. Check this video for how much we are able to save th-cam.com/video/CbcXSluidtU/w-d-xo.html
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India my love you
Well informed list guys. You guys do a good job for new entrants. Mostly you both are very lively in your discussions.
Achha laga Aap Dono ka Bonding dekhke. Bhagwan Aap dono ko aise hi Khush rakhhe
So Informative , thanks for such honest videos 👌❤️
Very useful video Rajat. Thank you.
Loved it!!! Plz make a video on your weekly meal preps
Interesting Vlog presented in a very happy & credible format, enjoyed the-differences from Toronto Canada...keep smiling ....
Its was a great content bought by you guys.since we all had lot of thought of going to abroad . Wish to see you bringing such content videos again.
so it's the worsr country to move in with rasicm and those expenses
I like you both. You always give honest review. You are both very down to earth. Stay blessed❤
Excellent Rajat……. I really appreciate your calculation …… One must think over before planning to move🫡🙌👍😍👏🇮🇳 love from 🇮🇳
You are really a good couple,made for each other.God Bless You.
Thanks brother for such informative video. Nice couples
Mera Bharat Mahaan . After travelling abroad this is my conclusion
Tax break on property interest payments is not applicable anymore unless you opt for itemized instead of standard deduction. Most salaried employees go for standard deduction which is more beneficial instead. So no deduction on interest payments of a property.
i believe his interest + property tax comes is close to a staggering 45K ..so it makes sense to go itemized. not the wisest thing to pay so much interest where you are expecting the property price to appreciate considerably to make amends for your money going down the drain for interest payments and you are expecting consistent salaried income over some period in this uncertain economic times.. my 2 cents would be buy a affordable home to pay lesser interest(and pay it as early as possible) and dump the rest in index funds with close to 10% YOY to plan for retirement as well..but its all individual choice, so i respect his decision.
I don’t think any homeowner in this economy would opt for standard deduction in their right mind. Also, home ownership is an individual family decision, most of us like a home we can enjoy so we splurge on it.
@@m2gautam Amount of Interest is driven by amount of current loan and %rate of the loan value of tax year. If you have 3 million $ house where you pay huge interest on a loan or have couple of houses bumps up the interest paid on the loan, then it make sense to itemize.
Usually, if you are on W2 (husband and wife) and have a one single family with reasonable rate of interest and loan value is < than 500K, then person in his right mind will opt for standard deduction. Ask CPA if still not clear.
Also, itemize will make sense if you own LLC or S-corp, but usually not on W2 and one house under 1 million with reasonable % rate of interest and loan amount is less than 500. So, depends on the situation which I referred in my OM i.e. Most salaried employees go for standard deduction which is more beneficial. 'Most' and not 'All'.
Cute couple! God bless you four always
Do you have full coverage insurance of car in $ 150. Which insurance?
what about the cost of furnitures, white good and other small small you buy for your house..how much they cost
What a simplicity…❤️🔥
Grh k bahr hi video bnane lg gye …🤣😍❤️😘 love you bhai…❤️
If you are calculating it according to the Indian rupee by default when converted it will show a staggering amount as there's an imbalance between the Indian rupee and a dollar.
Replace that with the remittances made to India then there it shows you get a good amount in exchange for a few dollars.
where you do leave your dogs when you travel to india or other trips? does the cost of dog boarding included in this?
Very honest video.
We love you Bhai and ur cutie dogs God bless you and ur canine family ❤
Expense aur savings bata do....Salary batane ka jarurat hi nhi hein😂😂😂😂
Hahahha
Hahahaha Right very true
Dono ka sum hi hoga😂😂
Thank you very much for this video. Where do you keep your dogs when you come to India and how much expenses?
Have you guys bought the house at 7.5% interest??
You both are a nice couple.Stay happy & safe.❤
I love Shilpa’s smile. Lovely couple and good discussion.
Yes, this topic is good. Keep making more such videos
Enjoy
Aise hi bhagwaan tarakki de aapke kharche aur bade 😂😂 God bless you all 😊
Mode of Payment kaise hain wahan? India mein jaise paytm wagerh hain waisa kuch hai udhar bhi?
Hi,
state tax is deducted before receving salary or paid after??..Like if I remotely work and move from one state to the other, how would the tax be taken care??
You don't have to worry about that...tax will already cut before you receive payment
Mostly numbers are real as per inflation, if someone having kids then daycare & their other expenses on top of it.
Well, you have not counted your TH-cam income too. Secondly, as per ur video with ur friend, you have already disclosed ur approx salary is 1 crore so it's really nice that Shilpa is also doing job so savings can be done.
Hiiiii love to see your videos……..❤ but please make a video on medical coding profession
Sir waha liquor koon sa pasand karte hai
I have a question brother
My cousin also doing job in Dubai his package is 30 lakhs per annum and the company is giving the accomodation for living and giving the family visa for his wife and some more perks
Why u don't get any perks or in western countries companies don't give perks?
nope, here companies dont give perks like middle eastern countries... and there is no free lunch in world
@@sanjuakshu ohk bro
Are u also doing a job somewhere
DINK couples can save at least 50 lakhs annually in US even after living luxurious life
Savings potential is as follows :
Bachelors: High
DINK: Very high
Double income family : Medium
Single income family: Low
Are you in US?
Sir visa kaise milega.koi options h sir .please reply me
I just love your channel
It's all about fun , travel and daily vlogging and education videos like you aware us about racism and the girl died in an accident.
I love your videos so much even if it will be of 2 hours I will watch from starting to end
I am following you guys since when you adopted buddy in 2020
We also adopted a dog that year and trained him like you showed in videos .
I can say that your vlogs or videos are much much much better than other vloggers .
It's not only showing what are you doing but also letting know what other countries are .
I am your your old subscriber lol I know how many houses you shifted 😂and Shilpa being barber and your challenges ahh love your videos.
I hope you are smiling while reading this 💕
Aww thanks for your comment, I was definitely smiling and happy to know that you love us. Keep in touch, we need great viewers like you :)
which visa you used to go in USA@@ouramericandream1183
Spouse earning is the entire saving. So min 5k usd saving per month.
you guys are amazing very informative, just one small suggestion, please come to the point quickly:)
Homeowners insurance? Part of mortgage?
child expense will also be added in future like the education and all.......
I have a question brother
My cousin also doing job in Dubai his package is 30 lakhs per annum and the company is giving the accomodation for living and giving the family visa for his wife and some more perks
Why u don't get any perks or in western countries companies don't give perks?
Please Reply
what's he do,which job
@@shashikantrathod2471 Apparel Group , Senior Merchandise Planner
I love you both guys😂❤ I can't stop smiling while watching you both😂
If you are working then your employer doesn’t provide you subsidized health insurance? Premiums for employer provided insurance cannot be $1100 for a family of two people.
What about expenses towards raising toddlers/kids. That is also expensive and is a major monthly expense .
Very good video
👍 Nice.
Expanses are same like India only. The big difference is quality of life style. Can you please explain medical faculties, infrastructure, roads in US.
Roads are better .. no air pollution.. healthcare is very very expensive.. rest if u have good salary India is better.. single income is worse in USA.. job hopping better for techies
We live in Colorado. My costco expenditures are about 200 dollars per week.
since both are working + youtube salary + no kids - so you must be saving a lot in texas state!😊
Can you make a video on comparison between India and America on interest of loan different things like - car, house, education, farming vehicles, land, buisness, etc...
Nice video 👏👌
are you working for a california company while living in texas?
Dallas me kaha rahte hain aap.
I m watching your video for my 10 year son he wants to come in US.. Please guide in which sector he has to prepare.. We also belongs to lower middle class🙏🏻
great
Watched each and every videos of you guys. Ab ek bhi video nhi bacha h so started watching Furry Friends channels videos 😅. Even I have a Golden Retriever the day I bought him I started watching your Furry Friend videos to train my dog and now your American Dream everyday while doing office work i keep watching your videos. So please keep posting regularly waiting to watch your Videos ❤
Aww thanks for your love my friend :)
Very bubbly nice couple keep blessed
I am a great fan of you people..... Your channel is all about education, fun, etc.
Every day I wait your videos.....
Buddy
Teddy
❤
aapki wife bohot hi zyaada Sundar hai yaar .. . kitni khoobsurat hai .. . godly beauty ❤❤❤
Money wise doctor ke liye kesa rahega usa
Looks like you guys are living on EMI
Udhaar ki zindagi?
Pranamji ❤
Hi Rajat Sir and Shilpa mam
Namaste,
I want to ask you guys if someone is getting 30k dollars per month i.e. around 3,60,000 per year will that be considered a good salary in Texas usa .
Please reply thankyou ❤
Pay receipt kidhar hai? 😂
Owowowo very nice❤😊❤😊 sir
Inke bachee ke kharch kitna hai ( schooling, tution)
With that many expenses, I guess the combined income of both of you, should be around 💲180K USD after taxes. Btw nice video
No way, they are atleast pulling 250K
@@hjha98 more than 350K
Rajat if there is any temple in dallas ....plz do make a vlog we want to know more about our culture in US
Desi Cute couple😊💕
You guys are hilarious 🤣🤣 especially shilpa 😜
Temperature bohot km hota hai suna hai waha. Sirf paisa convert karke jyada lagta hai. Waise to India me 3L lene wala bhi iran me 15 cr kamayega aisa bol sakte hai.
1.5cr ka package laga matlab India me 1.5cr kamane jaisa nahi hai.
With ac electricity is the same as India
Positive from this is when you come back to India, you would have saved at least million dollar.
if you make 100rs in a month. how much do you manage to save ? 30% ??
simple
Hey,
I’m planning to come for masters. I’ll be getting my wife and a newborn baby as well. Can you folks tell me, how much does it cost for health insurance per month?(for all the 3)
Since you are coming on student visa. It would be different and vary state to state.
@@Dhruvilshow yeah, but can you give a rough estimate or any reliable website to check on this?
@@vijaykoduri1994 you can check Aetna. Also, vision and dental insurance in US is separate from health insurance.
Plz one video of your house tour .
U both r very sweet
Aapki jesi life jeene ke liye agar sirf ek banda kama raha ho aur uske paas 2 bacche aur uski wife ho to usko par year kitne dollar ki selary chahiye hogi ?thodi saving ke saath
You voice sounds like Irfan Akhtar
No chance interest rates come down only
Up and house market and stock market drop 90% coming next year
Aisa kaunsa medical le k rakhe ho bhai?
I guess your combined household income is $225-250k. $4500 is reasonable in DFW area. However I think you misspoke about property tax and Insurance. $1700 per month seems very high. Also, I guess you are far north of DFW (Like Melissa, Celina or Aubrey) or you won’t find that big of a house for the price you paid in Frisco , Plano or Coppell.
Right
Frisco me bi properties tax 600 h
Internet 50 lagta h
Apki salary bi lagta h California ki salary me Dallas me reh rai ho
Net saving kitne hogi
Easily they both are making > 20Cr, thats the beauty, earning in crores spending in lakhs
Bhaiyya ji achha to laga ki aap TH-cam family sirf bte nhi maante bhi ho par tab bhi sir aise expenses batana thik nhi h aapki safety ke liye
So pls be carefull from now on😊😇
Out of curiosity do you ppl pay property tax every month or once in a year
In California, property taxes are paid twice a year (every 6 months) you can either pay 2x a year, or you have the option to divide the yearly total by 12 and pay that amount each month. My bank automatically pays my county the taxes twice a year for me. Homeowners insurance is also calculated monthly into your mortgage payment the same way. You can TH-cam it, or check websites like Zillow or Realtor.
Internet $90/month ???? Or you meant $9 ??
Bhai mera Internet Rs 700/ month padta he yaha .. why is it so expensive over there if its $90/month ?
The network and server admin in india get salary of burger fliper in usa ,there they l get much more ,so cost l be many fold
so it means ek ki salary to save ho gye around 7K per month, bohot sahi hy yaar
There is PPI which needs to be considered as per current standards the PPI between India and US is 1$ = 25₹ So if you get 1lakh dollar it means getting 25lakhs in India. So this is most important to consider before comparing with Indian Salary
Yes
❤
Can you tell us how much percentage of your salary you are able to save 😊
Simply one person's salary is saved
Suppose ham California mai work kare toh salary jyada milega aur rehne (rent) ke liye California ke kisi village area mai jaye toh bhout saving hoga
Bhai California ek state hai. City nahi hai . Pehle get full knowledge of what you are speaking.
Siŕ near about ur salary is 10500 to 11000 dollars hai.
Hey guys... i guess you missed on adding $500 p.m. of vacation expense in your total at the end of video
First comment
Nice explained living in usa is way to costly sir
Bhai get MINT mobile network… it’s way cheaper and good $30/month
400 principal , 2400 interest ??