Thanks for watching, hopefully you got to know expenses in USA better. Check this video for how much we are able to save th-cam.com/video/CbcXSluidtU/w-d-xo.html Subscribe for more videos like this
आप पूर्ण तथ्य सही बता रहे हो मेरा मानना है कि, बड़ा घर या बड़ी कार , में तब तक कोई मझा नहीं, जब तक मन शांत, सुरक्षित ना हो , खुशी बड़ी गाडी या घर में नहीं बल्की , व्यवस्थित जीवन में भी है, मानवीय मूल्यों मैं है... कभी कभी ऐसा नहीं लगता है कि, विदेशों में लोग टैक्स, इंश्योरेंस और इंटरेस्ट भरने के बाद लिए जाते हैं... इतने खर्चों का प्रेशर कहां जीवन में शकुन रहने देगा.. तो अशांत लाइफ में कोई मझा नहीं बेशक महंगे लाइफ स्टाइल हो, बल्की वो महंगे के लाइफ स्टाइल गले की हड्डी बन जाते हैं........ जीवन जितना सरल, सुव्यवस्थित और मूल्यों से भरा हो , उतना ही जीवन दर्शन होगा......
Good. You have given detailed expenses in America. Average about 10000 dollars are expenses, even though both of you are working. I mean saving may be say 5000 dollars per month. We indians feel that a package of 1.5 lac usd per annum is having lavish life and expect some part should be sent to his family. This rosy picture is not correct. In fact, in India, with about 30 lak per annum package you may have good life if house is of your father or you are staying on rent. Yes here also you can buy a house with an income of 30 lac per annum. Lastly you couple have good bonding and wish to have healthy married life.
DINK couples can save at least 50 lakhs annually in US even after living luxurious life Savings potential is as follows : Bachelors: High DINK: Very high Double income family : Medium Single income family: Low
Tax break on property interest payments is not applicable anymore unless you opt for itemized instead of standard deduction. Most salaried employees go for standard deduction which is more beneficial instead. So no deduction on interest payments of a property.
i believe his interest + property tax comes is close to a staggering 45K ..so it makes sense to go itemized. not the wisest thing to pay so much interest where you are expecting the property price to appreciate considerably to make amends for your money going down the drain for interest payments and you are expecting consistent salaried income over some period in this uncertain economic times.. my 2 cents would be buy a affordable home to pay lesser interest(and pay it as early as possible) and dump the rest in index funds with close to 10% YOY to plan for retirement as well..but its all individual choice, so i respect his decision.
@@m2gautam Amount of Interest is driven by amount of current loan and %rate of the loan value of tax year. If you have 3 million $ house where you pay huge interest on a loan or have couple of houses bumps up the interest paid on the loan, then it make sense to itemize. Usually, if you are on W2 (husband and wife) and have a one single family with reasonable rate of interest and loan value is < than 500K, then person in his right mind will opt for standard deduction. Ask CPA if still not clear. Also, itemize will make sense if you own LLC or S-corp, but usually not on W2 and one house under 1 million with reasonable % rate of interest and loan amount is less than 500. So, depends on the situation which I referred in my OM i.e. Most salaried employees go for standard deduction which is more beneficial. 'Most' and not 'All'.
बड़ी गाड़ी ,छोटी गाड़ी छोटा घर ,बड़ा घर बहुत महंगे कपड़े सस्ते कपड़े ये सब महत्व रखते हैं क्या क्या खरीदा क्या शेयर की ये सब मैटर नहीं करता खुश रहो और किसी को खुश रखो Life that mattets
Kuch bhi 3 lakh kafi ho jate hai at least PA mein with 2 kids under 6, 2 SUVs and mortgage. Aise sab kuch EMI pe kharidte rahoge toh generational wealth kaise banaoge.
If you are calculating it according to the Indian rupee by default when converted it will show a staggering amount as there's an imbalance between the Indian rupee and a dollar. Replace that with the remittances made to India then there it shows you get a good amount in exchange for a few dollars.
Bhai yha ka judiciary system or bhrastachar dekhkar to abroad jata behtar or peaceful lagta hai.Gareeb ko ijjat nhi deti sarkar or ameero ke jute chat ti hai abhi food government ne thele walo ka rozgar chinn liya maana ki food sample me milawat thi lekin wo bhi esi mehgai me ky karenge jadatar to apne family ko palne ke liye is had tak jate hai wahi dekha jaye koi neta ya bada aadmi koi illegal kaam kar raha ho wo Paisa fekta hai or government chalti banti hai isse better usa hi hai me toh family ke sath shift hone wala hu
Well, you have not counted your TH-cam income too. Secondly, as per ur video with ur friend, you have already disclosed ur approx salary is 1 crore so it's really nice that Shilpa is also doing job so savings can be done.
I just love your channel It's all about fun , travel and daily vlogging and education videos like you aware us about racism and the girl died in an accident. I love your videos so much even if it will be of 2 hours I will watch from starting to end I am following you guys since when you adopted buddy in 2020 We also adopted a dog that year and trained him like you showed in videos . I can say that your vlogs or videos are much much much better than other vloggers . It's not only showing what are you doing but also letting know what other countries are . I am your your old subscriber lol I know how many houses you shifted 😂and Shilpa being barber and your challenges ahh love your videos. I hope you are smiling while reading this 💕
I have a question brother My cousin also doing job in Dubai his package is 30 lakhs per annum and the company is giving the accomodation for living and giving the family visa for his wife and some more perks Why u don't get any perks or in western countries companies don't give perks?
Hi, state tax is deducted before receving salary or paid after??..Like if I remotely work and move from one state to the other, how would the tax be taken care??
I m watching your video for my 10 year son he wants to come in US.. Please guide in which sector he has to prepare.. We also belongs to lower middle class🙏🏻
Bhaiyya ji achha to laga ki aap TH-cam family sirf bte nhi maante bhi ho par tab bhi sir aise expenses batana thik nhi h aapki safety ke liye So pls be carefull from now on😊😇
There is PPI which needs to be considered as per current standards the PPI between India and US is 1$ = 25₹ So if you get 1lakh dollar it means getting 25lakhs in India. So this is most important to consider before comparing with Indian Salary
I guess your combined household income is $225-250k. $4500 is reasonable in DFW area. However I think you misspoke about property tax and Insurance. $1700 per month seems very high. Also, I guess you are far north of DFW (Like Melissa, Celina or Aubrey) or you won’t find that big of a house for the price you paid in Frisco , Plano or Coppell.
I have a question brother My cousin also doing job in Dubai his package is 30 lakhs per annum and the company is giving the accomodation for living and giving the family visa for his wife and some more perks Why u don't get any perks or in western countries companies don't give perks? Please Reply
Thanks for watching, hopefully you got to know expenses in USA better. Check this video for how much we are able to save th-cam.com/video/CbcXSluidtU/w-d-xo.html
Subscribe for more videos like this
India my love you
Bhagwan esi wife sbko de jo kam kharche kre😊😊
❤Ravin kottak NDS NZ ko sunno 🙏😊
Achha laga Aap Dono ka Bonding dekhke. Bhagwan Aap dono ko aise hi Khush rakhhe
If 2 people are earning then the USA is a very good country I think so 👍👍
आप पूर्ण तथ्य सही बता रहे हो
मेरा मानना है कि,
बड़ा घर या बड़ी कार , में तब तक कोई मझा नहीं, जब तक मन शांत, सुरक्षित ना हो , खुशी बड़ी गाडी या घर में नहीं बल्की , व्यवस्थित जीवन में भी है, मानवीय मूल्यों मैं है...
कभी कभी ऐसा नहीं लगता है कि, विदेशों में लोग टैक्स, इंश्योरेंस और इंटरेस्ट भरने के बाद लिए जाते हैं... इतने खर्चों का प्रेशर कहां जीवन में शकुन रहने देगा.. तो अशांत लाइफ में कोई मझा नहीं बेशक महंगे लाइफ स्टाइल हो, बल्की वो महंगे के लाइफ स्टाइल गले की हड्डी बन जाते हैं........
जीवन जितना सरल, सुव्यवस्थित और मूल्यों से भरा हो , उतना ही जीवन दर्शन होगा......
Well informed list guys. You guys do a good job for new entrants. Mostly you both are very lively in your discussions.
Good. You have given detailed expenses in America. Average about 10000 dollars are expenses, even though both of you are working. I mean saving may be say 5000 dollars per month.
We indians feel that a package of 1.5 lac usd per annum is having lavish life and expect some part should be sent to his family. This rosy picture is not correct. In fact, in India, with about 30 lak per annum package you may have good life if house is of your father or you are staying on rent. Yes here also you can buy a house with an income of 30 lac per annum.
Lastly you couple have good bonding and wish to have healthy married life.
I love Shilpa’s smile. Lovely couple and good discussion.
ईश्वर आप दोनों को लंबी आयु दें और सदा प्रसन्न रखें।।
बात तो सही है शिल्पा जी का ! खर्च पति का ही होता है ! I appreciate your program from Shanghai 😊
You are lucky enough to have such Amazing wife. She is more friendly than a wife Pay my Salaam to her
You are really a good couple,made for each other.God Bless You.
Interesting Vlog presented in a very happy & credible format, enjoyed the-differences from Toronto Canada...keep smiling ....
DINK couples can save at least 50 lakhs annually in US even after living luxurious life
Savings potential is as follows :
Bachelors: High
DINK: Very high
Double income family : Medium
Single income family: Low
Are you in US?
It is very true.
Tax break on property interest payments is not applicable anymore unless you opt for itemized instead of standard deduction. Most salaried employees go for standard deduction which is more beneficial instead. So no deduction on interest payments of a property.
i believe his interest + property tax comes is close to a staggering 45K ..so it makes sense to go itemized. not the wisest thing to pay so much interest where you are expecting the property price to appreciate considerably to make amends for your money going down the drain for interest payments and you are expecting consistent salaried income over some period in this uncertain economic times.. my 2 cents would be buy a affordable home to pay lesser interest(and pay it as early as possible) and dump the rest in index funds with close to 10% YOY to plan for retirement as well..but its all individual choice, so i respect his decision.
@@m2gautam Amount of Interest is driven by amount of current loan and %rate of the loan value of tax year. If you have 3 million $ house where you pay huge interest on a loan or have couple of houses bumps up the interest paid on the loan, then it make sense to itemize.
Usually, if you are on W2 (husband and wife) and have a one single family with reasonable rate of interest and loan value is < than 500K, then person in his right mind will opt for standard deduction. Ask CPA if still not clear.
Also, itemize will make sense if you own LLC or S-corp, but usually not on W2 and one house under 1 million with reasonable % rate of interest and loan amount is less than 500. So, depends on the situation which I referred in my OM i.e. Most salaried employees go for standard deduction which is more beneficial. 'Most' and not 'All'.
सचमुच आप असली धरती पुत्र है।। बहुत ही सुंदर जानकारी🌺👌।। थैंक्स।।
बड़ी गाड़ी ,छोटी गाड़ी
छोटा घर ,बड़ा घर
बहुत महंगे कपड़े
सस्ते कपड़े
ये सब महत्व रखते हैं क्या
क्या खरीदा क्या शेयर की
ये सब मैटर नहीं करता
खुश रहो और किसी को खुश रखो
Life that mattets
Etna kamane ke baad bhi phone EMI per 😐😐😐
Bhai atleast aajtk phone to EMI per to nhi lena pada thank god .. india me khush hain ❤
waha per phone with cellular oprator ke package ke sath aata hai bina package ke jaoge to bahut expensive ho jata hai
So Informative , thanks for such honest videos 👌❤️
Your wife should talk without confusion. Let one person talk clearly. Unnecessary talk and laugh during technical talk
Nice informative video, but based on your expenses anyone can easily guess , together you should be making anywhere between 230K to 240K
Kuch bhi 3 lakh kafi ho jate hai at least PA mein with 2 kids under 6, 2 SUVs and mortgage. Aise sab kuch EMI pe kharidte rahoge toh generational wealth kaise banaoge.
If you are calculating it according to the Indian rupee by default when converted it will show a staggering amount as there's an imbalance between the Indian rupee and a dollar.
Replace that with the remittances made to India then there it shows you get a good amount in exchange for a few dollars.
I like you both. You always give honest review. You are both very down to earth. Stay blessed❤
since both are working + youtube salary + no kids - so you must be saving a lot in texas state!😊
Mera Bharat Mahaan . After travelling abroad this is my conclusion
Bhai yha ka judiciary system or bhrastachar dekhkar to abroad jata behtar or peaceful lagta hai.Gareeb ko ijjat nhi deti sarkar or ameero ke jute chat ti hai abhi food government ne thele walo ka rozgar chinn liya maana ki food sample me milawat thi lekin wo bhi esi mehgai me ky karenge jadatar to apne family ko palne ke liye is had tak jate hai wahi dekha jaye koi neta ya bada aadmi koi illegal kaam kar raha ho wo Paisa fekta hai or government chalti banti hai isse better usa hi hai me toh family ke sath shift hone wala hu
After travelling abroad ?? Tere gaav se bahar gaya kya kabhi ??
#pajeet ☕
Delhi AQI 1200+ 🤡 current
Thanks for the information
Very useful video Rajat. Thank you.
Well, you have not counted your TH-cam income too. Secondly, as per ur video with ur friend, you have already disclosed ur approx salary is 1 crore so it's really nice that Shilpa is also doing job so savings can be done.
Mostly numbers are real as per inflation, if someone having kids then daycare & their other expenses on top of it.
God bless you both ❤
Its was a great content bought by you guys.since we all had lot of thought of going to abroad . Wish to see you bringing such content videos again.
so it's the worsr country to move in with rasicm and those expenses
Says a random guy from India.. lolll
Grow up kid
I really enjoy watching your blogs they are so informative and interesting
What a simplicity…❤️🔥
Grh k bahr hi video bnane lg gye …🤣😍❤️😘 love you bhai…❤️
Nice simple couple❤.
Nice 👍🏻 talking Bhaee sahab nice couple
I really appreciate his honesty.
But if u have children and aged parents with u what would be the expenses?
Yes, this topic is good. Keep making more such videos
Enjoy
Aise hi bhagwaan tarakki de aapke kharche aur bade 😂😂 God bless you all 😊
Sir visa kaise milega.koi options h sir .please reply me
We live in Colorado. My costco expenditures are about 200 dollars per week.
Bhai electrician work ke liye aane ke kiye kitana paisa lagega
Cute couple! God bless you four always
Thanks brother for such informative video. Nice couples
Loved it!!! Plz make a video on your weekly meal preps
I just love your channel
It's all about fun , travel and daily vlogging and education videos like you aware us about racism and the girl died in an accident.
I love your videos so much even if it will be of 2 hours I will watch from starting to end
I am following you guys since when you adopted buddy in 2020
We also adopted a dog that year and trained him like you showed in videos .
I can say that your vlogs or videos are much much much better than other vloggers .
It's not only showing what are you doing but also letting know what other countries are .
I am your your old subscriber lol I know how many houses you shifted 😂and Shilpa being barber and your challenges ahh love your videos.
I hope you are smiling while reading this 💕
Aww thanks for your comment, I was definitely smiling and happy to know that you love us. Keep in touch, we need great viewers like you :)
which visa you used to go in USA@@ouramericandream1183
I have a question brother
My cousin also doing job in Dubai his package is 30 lakhs per annum and the company is giving the accomodation for living and giving the family visa for his wife and some more perks
Why u don't get any perks or in western countries companies don't give perks?
nope, here companies dont give perks like middle eastern countries... and there is no free lunch in world
@@sanjuakshu ohk bro
Are u also doing a job somewhere
With that many expenses, I guess the combined income of both of you, should be around 💲180K USD after taxes. Btw nice video
No way, they are atleast pulling 250K
@@hjha98 more than 350K
I love you both guys😂❤ I can't stop smiling while watching you both😂
We love you Bhai and ur cutie dogs God bless you and ur canine family ❤
Have you guys bought the house at 7.5% interest??
you guys are amazing very informative, just one small suggestion, please come to the point quickly:)
What about expenses towards raising toddlers/kids. That is also expensive and is a major monthly expense .
Very honest video.
Very bubbly nice couple keep blessed
Great Video 🎉
What is the interest rate of the housing loan in the US?
East or west,North or South Hindustaan is Best.Jai Jawan,
Jai Kisan,Jai Hind😊
corruption, caste based reservation, pollution everywhere. these are the reasons why I want to leave India.
@Indianculturalprotector--- Problems are itself is problems,Any way God will bless all of you.Jai Sanathan Dharma,Jai Hind.
Positive from this is when you come back to India, you would have saved at least million dollar.
God bless you both lovely 🌹🌹🌹🌹🌹🌹
Mode of Payment kaise hain wahan? India mein jaise paytm wagerh hain waisa kuch hai udhar bhi?
Hiiiii love to see your videos……..❤ but please make a video on medical coding profession
Escrow me Property tax ke alawa Hazard insurance, flood insurance, homeowners association charges bhi honge naa. $1700 me?
Brilliant vlog
so it means ek ki salary to save ho gye around 7K per month, bohot sahi hy yaar
Spouse earning is the entire saving. So min 5k usd saving per month.
You both are a nice couple.Stay happy & safe.❤
Beta you are right ✅️
Beautiful video
You guys look beautiful bless u, enjoy
Thank you very much for this video. Where do you keep your dogs when you come to India and how much expenses?
Bhabhi ka smile bhut achha hai
Ap log kahan per ho?
Bhabhi ki smile bahut mast lag rhi hai kis college me mili aapko hme lg rha hai pakka CS ki hongi
what about the cost of furnitures, white good and other small small you buy for your house..how much they cost
where you do leave your dogs when you travel to india or other trips? does the cost of dog boarding included in this?
child expense will also be added in future like the education and all.......
Hi,
state tax is deducted before receving salary or paid after??..Like if I remotely work and move from one state to the other, how would the tax be taken care??
You don't have to worry about that...tax will already cut before you receive payment
I m watching your video for my 10 year son he wants to come in US.. Please guide in which sector he has to prepare.. We also belongs to lower middle class🙏🏻
Desi Cute couple😊💕
If both of you are earning , you are saving a lot
Owowowo very nice❤😊❤😊 sir
Do you have full coverage insurance of car in $ 150. Which insurance?
Hm bi Texas me h 1700 properties tax to kahi nai lagta
Aapne to TH-cam ki income add hi nahi ki....😂😅
Inke bachee ke kharch kitna hai ( schooling, tution)
Plz one video of your house tour .
Very nice video
May god bless you a lifetime of happiness together
In US you may or may not save anything but quality of life is good with minimum daily haasles
Bhaiyya ji achha to laga ki aap TH-cam family sirf bte nhi maante bhi ho par tab bhi sir aise expenses batana thik nhi h aapki safety ke liye
So pls be carefull from now on😊😇
Hello sir I m in india I wAnt to come to usa .wht work can I do plz reply
Agar couple milkar 200k usd earn karte hai to kitna save karsakte hai
There is PPI which needs to be considered as per current standards the PPI between India and US is 1$ = 25₹ So if you get 1lakh dollar it means getting 25lakhs in India. So this is most important to consider before comparing with Indian Salary
Yes
I guess your combined household income is $225-250k. $4500 is reasonable in DFW area. However I think you misspoke about property tax and Insurance. $1700 per month seems very high. Also, I guess you are far north of DFW (Like Melissa, Celina or Aubrey) or you won’t find that big of a house for the price you paid in Frisco , Plano or Coppell.
Right
Frisco me bi properties tax 600 h
Internet 50 lagta h
Apki salary bi lagta h California ki salary me Dallas me reh rai ho
👍 Nice.
You voice sounds like Irfan Akhtar
That means average of 15 lakhs salary from both of you....insane amount🤯 paisa hee paisa..
bhAi,eRn in dollar & spent in dollar. but yes they r rich
Dallas me kaha rahte hain aap.
I have a question brother
My cousin also doing job in Dubai his package is 30 lakhs per annum and the company is giving the accomodation for living and giving the family visa for his wife and some more perks
Why u don't get any perks or in western countries companies don't give perks?
Please Reply
what's he do,which job
@@shashikantrathod2471 Apparel Group , Senior Merchandise Planner
Bro apka house tour bhi dekhado na