Thanks for watching, hopefully you got to know expenses in USA better. Check this video for how much we are able to save th-cam.com/video/CbcXSluidtU/w-d-xo.html Subscribe for more videos like this
DINK couples can save at least 50 lakhs annually in US even after living luxurious life Savings potential is as follows : Bachelors: High DINK: Very high Double income family : Medium Single income family: Low
Tax break on property interest payments is not applicable anymore unless you opt for itemized instead of standard deduction. Most salaried employees go for standard deduction which is more beneficial instead. So no deduction on interest payments of a property.
i believe his interest + property tax comes is close to a staggering 45K ..so it makes sense to go itemized. not the wisest thing to pay so much interest where you are expecting the property price to appreciate considerably to make amends for your money going down the drain for interest payments and you are expecting consistent salaried income over some period in this uncertain economic times.. my 2 cents would be buy a affordable home to pay lesser interest(and pay it as early as possible) and dump the rest in index funds with close to 10% YOY to plan for retirement as well..but its all individual choice, so i respect his decision.
@@m2gautam Amount of Interest is driven by amount of current loan and %rate of the loan value of tax year. If you have 3 million $ house where you pay huge interest on a loan or have couple of houses bumps up the interest paid on the loan, then it make sense to itemize. Usually, if you are on W2 (husband and wife) and have a one single family with reasonable rate of interest and loan value is < than 500K, then person in his right mind will opt for standard deduction. Ask CPA if still not clear. Also, itemize will make sense if you own LLC or S-corp, but usually not on W2 and one house under 1 million with reasonable % rate of interest and loan amount is less than 500. So, depends on the situation which I referred in my OM i.e. Most salaried employees go for standard deduction which is more beneficial. 'Most' and not 'All'.
If you are calculating it according to the Indian rupee by default when converted it will show a staggering amount as there's an imbalance between the Indian rupee and a dollar. Replace that with the remittances made to India then there it shows you get a good amount in exchange for a few dollars.
आप पूर्ण तथ्य सही बता रहे हो मेरा मानना है कि, बड़ा घर या बड़ी कार , में तब तक कोई मझा नहीं, जब तक मन शांत, सुरक्षित ना हो , खुशी बड़ी गाडी या घर में नहीं बल्की , व्यवस्थित जीवन में भी है, मानवीय मूल्यों मैं है... कभी कभी ऐसा नहीं लगता है कि, विदेशों में लोग टैक्स, इंश्योरेंस और इंटरेस्ट भरने के बाद लिए जाते हैं... इतने खर्चों का प्रेशर कहां जीवन में शकुन रहने देगा.. तो अशांत लाइफ में कोई मझा नहीं बेशक महंगे लाइफ स्टाइल हो, बल्की वो महंगे के लाइफ स्टाइल गले की हड्डी बन जाते हैं........ जीवन जितना सरल, सुव्यवस्थित और मूल्यों से भरा हो , उतना ही जीवन दर्शन होगा......
I have a question brother My cousin also doing job in Dubai his package is 30 lakhs per annum and the company is giving the accomodation for living and giving the family visa for his wife and some more perks Why u don't get any perks or in western countries companies don't give perks?
Bhai yha ka judiciary system or bhrastachar dekhkar to abroad jata behtar or peaceful lagta hai.Gareeb ko ijjat nhi deti sarkar or ameero ke jute chat ti hai abhi food government ne thele walo ka rozgar chinn liya maana ki food sample me milawat thi lekin wo bhi esi mehgai me ky karenge jadatar to apne family ko palne ke liye is had tak jate hai wahi dekha jaye koi neta ya bada aadmi koi illegal kaam kar raha ho wo Paisa fekta hai or government chalti banti hai isse better usa hi hai me toh family ke sath shift hone wala hu
Well, you have not counted your TH-cam income too. Secondly, as per ur video with ur friend, you have already disclosed ur approx salary is 1 crore so it's really nice that Shilpa is also doing job so savings can be done.
I just love your channel It's all about fun , travel and daily vlogging and education videos like you aware us about racism and the girl died in an accident. I love your videos so much even if it will be of 2 hours I will watch from starting to end I am following you guys since when you adopted buddy in 2020 We also adopted a dog that year and trained him like you showed in videos . I can say that your vlogs or videos are much much much better than other vloggers . It's not only showing what are you doing but also letting know what other countries are . I am your your old subscriber lol I know how many houses you shifted 😂and Shilpa being barber and your challenges ahh love your videos. I hope you are smiling while reading this 💕
Kuch bhi 3 lakh kafi ho jate hai at least PA mein with 2 kids under 6, 2 SUVs and mortgage. Aise sab kuch EMI pe kharidte rahoge toh generational wealth kaise banaoge.
I m watching your video for my 10 year son he wants to come in US.. Please guide in which sector he has to prepare.. We also belongs to lower middle class🙏🏻
There is PPI which needs to be considered as per current standards the PPI between India and US is 1$ = 25₹ So if you get 1lakh dollar it means getting 25lakhs in India. So this is most important to consider before comparing with Indian Salary
I have a question brother My cousin also doing job in Dubai his package is 30 lakhs per annum and the company is giving the accomodation for living and giving the family visa for his wife and some more perks Why u don't get any perks or in western countries companies don't give perks? Please Reply
Very nice exposition of daily life concern. My two sons are there in Texas. One is doing well. Another is lagging. He is in business since last 15 yrs. He is graduate in mgt from B’lore. He has good marketing experience. Will switching over to job will be advisable? I shall be grateful for ur advice.
I guess your combined household income is $225-250k. $4500 is reasonable in DFW area. However I think you misspoke about property tax and Insurance. $1700 per month seems very high. Also, I guess you are far north of DFW (Like Melissa, Celina or Aubrey) or you won’t find that big of a house for the price you paid in Frisco , Plano or Coppell.
Bhaiyya ji achha to laga ki aap TH-cam family sirf bte nhi maante bhi ho par tab bhi sir aise expenses batana thik nhi h aapki safety ke liye So pls be carefull from now on😊😇
Thank you for the informative video :) I have a question, though I am living in India, how do you decide that something is expensive or not ? Like I am not able understand this perspective like for people who earn in U.S. Jaise we people know ki ye cheez itne ki hai toh mehngi hai India mein. But US mein kaise decide karenge ki ye sasti hai ya mehngi hai? Not sure if its a wierd question.
How much for all the OTT subscription? Plus TV channels (if you have)? How much you earn from TH-cam? Is there any cost involved in filming and editing? What is the system of Banking in US? Is there a concept of savings account or fixed deposits, or any such things? Why don’t you start finding alternatives to reduce these expenses? In your vlogs I noticed that you and generally everyone in America is much dependent on gadgets and machines. Even if it’s not that important, people will have every gadget for the smallest task. I understand that you guys have to do all the work by yourself because of expensive labour, but still if I started pointing out things from your vlogs, there would be so many things that would not require you to buy stuff from Amazon. Wake up the Jugaadu Indian in you. There isn’t much that you can reduce from, but maybe from Groceries, miscellaneous, car expenses, electricity bills
बड़ी गाड़ी ,छोटी गाड़ी छोटा घर ,बड़ा घर बहुत महंगे कपड़े सस्ते कपड़े ये सब महत्व रखते हैं क्या क्या खरीदा क्या शेयर की ये सब मैटर नहीं करता खुश रहो और किसी को खुश रखो Life that mattets
Hi, state tax is deducted before receving salary or paid after??..Like if I remotely work and move from one state to the other, how would the tax be taken care??
Watched each and every videos of you guys. Ab ek bhi video nhi bacha h so started watching Furry Friends channels videos 😅. Even I have a Golden Retriever the day I bought him I started watching your Furry Friend videos to train my dog and now your American Dream everyday while doing office work i keep watching your videos. So please keep posting regularly waiting to watch your Videos ❤
Roads are better .. no air pollution.. healthcare is very very expensive.. rest if u have good salary India is better.. single income is worse in USA.. job hopping better for techies
Aapki jesi life jeene ke liye agar sirf ek banda kama raha ho aur uske paas 2 bacche aur uski wife ho to usko par year kitne dollar ki selary chahiye hogi ?thodi saving ke saath
If you are working then your employer doesn’t provide you subsidized health insurance? Premiums for employer provided insurance cannot be $1100 for a family of two people.
1200 EMI for a car! Thats not smart from any angle; It's a thumb rule that when someone is paying high EMI for a car, they have stretched beyond their means.
Can you make a video on comparison between India and America on interest of loan different things like - car, house, education, farming vehicles, land, buisness, etc...
Good to see realistic video than misguided by others..one can understand that takingbfamily to US Means how one need to live and why maid is not affordable.
![PASULOL รามเกียรติ์ ตอนที่ 4 นนทกพบรัก [Ramakien Ep.4: Nonthok in love]](http://i.ytimg.com/vi/tMUQgmZzf_A/mqdefault.jpg)
Thanks for watching, hopefully you got to know expenses in USA better. Check this video for how much we are able to save th-cam.com/video/CbcXSluidtU/w-d-xo.html
Subscribe for more videos like this
India my love you
Bhagwan esi wife sbko de jo kam kharche kre😊😊
❤Ravin kottak NDS NZ ko sunno 🙏😊
Achha laga Aap Dono ka Bonding dekhke. Bhagwan Aap dono ko aise hi Khush rakhhe
DINK couples can save at least 50 lakhs annually in US even after living luxurious life
Savings potential is as follows :
Bachelors: High
DINK: Very high
Double income family : Medium
Single income family: Low
Are you in US?
It is very true.
If 2 people are earning then the USA is a very good country I think so 👍👍
Tax break on property interest payments is not applicable anymore unless you opt for itemized instead of standard deduction. Most salaried employees go for standard deduction which is more beneficial instead. So no deduction on interest payments of a property.
i believe his interest + property tax comes is close to a staggering 45K ..so it makes sense to go itemized. not the wisest thing to pay so much interest where you are expecting the property price to appreciate considerably to make amends for your money going down the drain for interest payments and you are expecting consistent salaried income over some period in this uncertain economic times.. my 2 cents would be buy a affordable home to pay lesser interest(and pay it as early as possible) and dump the rest in index funds with close to 10% YOY to plan for retirement as well..but its all individual choice, so i respect his decision.
@@m2gautam Amount of Interest is driven by amount of current loan and %rate of the loan value of tax year. If you have 3 million $ house where you pay huge interest on a loan or have couple of houses bumps up the interest paid on the loan, then it make sense to itemize.
Usually, if you are on W2 (husband and wife) and have a one single family with reasonable rate of interest and loan value is < than 500K, then person in his right mind will opt for standard deduction. Ask CPA if still not clear.
Also, itemize will make sense if you own LLC or S-corp, but usually not on W2 and one house under 1 million with reasonable % rate of interest and loan amount is less than 500. So, depends on the situation which I referred in my OM i.e. Most salaried employees go for standard deduction which is more beneficial. 'Most' and not 'All'.
If you are calculating it according to the Indian rupee by default when converted it will show a staggering amount as there's an imbalance between the Indian rupee and a dollar.
Replace that with the remittances made to India then there it shows you get a good amount in exchange for a few dollars.
Well informed list guys. You guys do a good job for new entrants. Mostly you both are very lively in your discussions.
Nice informative video, but based on your expenses anyone can easily guess , together you should be making anywhere between 230K to 240K
आप पूर्ण तथ्य सही बता रहे हो
मेरा मानना है कि,
बड़ा घर या बड़ी कार , में तब तक कोई मझा नहीं, जब तक मन शांत, सुरक्षित ना हो , खुशी बड़ी गाडी या घर में नहीं बल्की , व्यवस्थित जीवन में भी है, मानवीय मूल्यों मैं है...
कभी कभी ऐसा नहीं लगता है कि, विदेशों में लोग टैक्स, इंश्योरेंस और इंटरेस्ट भरने के बाद लिए जाते हैं... इतने खर्चों का प्रेशर कहां जीवन में शकुन रहने देगा.. तो अशांत लाइफ में कोई मझा नहीं बेशक महंगे लाइफ स्टाइल हो, बल्की वो महंगे के लाइफ स्टाइल गले की हड्डी बन जाते हैं........
जीवन जितना सरल, सुव्यवस्थित और मूल्यों से भरा हो , उतना ही जीवन दर्शन होगा......
बात तो सही है शिल्पा जी का ! खर्च पति का ही होता है ! I appreciate your program from Shanghai 😊
I have a question brother
My cousin also doing job in Dubai his package is 30 lakhs per annum and the company is giving the accomodation for living and giving the family visa for his wife and some more perks
Why u don't get any perks or in western countries companies don't give perks?
nope, here companies dont give perks like middle eastern countries... and there is no free lunch in world
@@sanjuakshu ohk bro
Are u also doing a job somewhere
Mera Bharat Mahaan . After travelling abroad this is my conclusion
Bhai yha ka judiciary system or bhrastachar dekhkar to abroad jata behtar or peaceful lagta hai.Gareeb ko ijjat nhi deti sarkar or ameero ke jute chat ti hai abhi food government ne thele walo ka rozgar chinn liya maana ki food sample me milawat thi lekin wo bhi esi mehgai me ky karenge jadatar to apne family ko palne ke liye is had tak jate hai wahi dekha jaye koi neta ya bada aadmi koi illegal kaam kar raha ho wo Paisa fekta hai or government chalti banti hai isse better usa hi hai me toh family ke sath shift hone wala hu
After travelling abroad ?? Tere gaav se bahar gaya kya kabhi ??
#pajeet ☕
I love ur wife,u r so lucky to have such non expense wife,no makeup still natural beauty
I love Shilpa’s smile. Lovely couple and good discussion.
Well, you have not counted your TH-cam income too. Secondly, as per ur video with ur friend, you have already disclosed ur approx salary is 1 crore so it's really nice that Shilpa is also doing job so savings can be done.
You are really a good couple,made for each other.God Bless You.
aapki wife bohot hi zyaada Sundar hai yaar .. . kitni khoobsurat hai .. . godly beauty ❤❤❤
Positive from this is when you come back to India, you would have saved at least million dollar.
I like you both. You always give honest review. You are both very down to earth. Stay blessed❤
Mostly numbers are real as per inflation, if someone having kids then daycare & their other expenses on top of it.
Interesting Vlog presented in a very happy & credible format, enjoyed the-differences from Toronto Canada...keep smiling ....
since both are working + youtube salary + no kids - so you must be saving a lot in texas state!😊
सचमुच आप असली धरती पुत्र है।। बहुत ही सुंदर जानकारी🌺👌।। थैंक्स।।
I just love your channel
It's all about fun , travel and daily vlogging and education videos like you aware us about racism and the girl died in an accident.
I love your videos so much even if it will be of 2 hours I will watch from starting to end
I am following you guys since when you adopted buddy in 2020
We also adopted a dog that year and trained him like you showed in videos .
I can say that your vlogs or videos are much much much better than other vloggers .
It's not only showing what are you doing but also letting know what other countries are .
I am your your old subscriber lol I know how many houses you shifted 😂and Shilpa being barber and your challenges ahh love your videos.
I hope you are smiling while reading this 💕
Aww thanks for your comment, I was definitely smiling and happy to know that you love us. Keep in touch, we need great viewers like you :)
which visa you used to go in USA@@ouramericandream1183
Kuch bhi 3 lakh kafi ho jate hai at least PA mein with 2 kids under 6, 2 SUVs and mortgage. Aise sab kuch EMI pe kharidte rahoge toh generational wealth kaise banaoge.
I m watching your video for my 10 year son he wants to come in US.. Please guide in which sector he has to prepare.. We also belongs to lower middle class🙏🏻
With that many expenses, I guess the combined income of both of you, should be around 💲180K USD after taxes. Btw nice video
No way, they are atleast pulling 250K
@@hjha98 more than 350K
So Informative , thanks for such honest videos 👌❤️
Your wife should talk without confusion. Let one person talk clearly. Unnecessary talk and laugh during technical talk
ईश्वर आप दोनों को लंबी आयु दें और सदा प्रसन्न रखें।।
What a simplicity…❤️🔥
Grh k bahr hi video bnane lg gye …🤣😍❤️😘 love you bhai…❤️
Escrow me Property tax ke alawa Hazard insurance, flood insurance, homeowners association charges bhi honge naa. $1700 me?
Yes, this topic is good. Keep making more such videos
Enjoy
Aise hi bhagwaan tarakki de aapke kharche aur bade 😂😂 God bless you all 😊
You are lucky enough to have such Amazing wife. She is more friendly than a wife Pay my Salaam to her
There is PPI which needs to be considered as per current standards the PPI between India and US is 1$ = 25₹ So if you get 1lakh dollar it means getting 25lakhs in India. So this is most important to consider before comparing with Indian Salary
Yes
Expense aur savings bata do....Salary batane ka jarurat hi nhi hein😂😂😂😂
Hahahha
Hahahaha Right very true
Dono ka sum hi hoga😂😂
TH-cam me bhi upar acha chap lete honge 😂😂
Its was a great content bought by you guys.since we all had lot of thought of going to abroad . Wish to see you bringing such content videos again.
Thank you very much for this video. Where do you keep your dogs when you come to India and how much expenses?
What about expenses towards raising toddlers/kids. That is also expensive and is a major monthly expense .
I have a question brother
My cousin also doing job in Dubai his package is 30 lakhs per annum and the company is giving the accomodation for living and giving the family visa for his wife and some more perks
Why u don't get any perks or in western countries companies don't give perks?
Please Reply
what's he do,which job
@@shashikantrathod2471 Apparel Group , Senior Merchandise Planner
We live in Colorado. My costco expenditures are about 200 dollars per week.
I really enjoy watching your blogs they are so informative and interesting
Very nice exposition of daily life concern. My two sons are there in Texas. One is doing well. Another is lagging. He is in business since last 15 yrs. He is graduate in mgt from B’lore. He has good marketing experience. Will switching over to job will be advisable?
I shall be grateful for ur advice.
so it's the worsr country to move in with rasicm and those expenses
Says a random guy from India.. lolll
Have you guys bought the house at 7.5% interest??
If both of you are earning , you are saving a lot
Spouse earning is the entire saving. So min 5k usd saving per month.
Very useful video Rajat. Thank you.
We love you Bhai and ur cutie dogs God bless you and ur canine family ❤
I guess your combined household income is $225-250k. $4500 is reasonable in DFW area. However I think you misspoke about property tax and Insurance. $1700 per month seems very high. Also, I guess you are far north of DFW (Like Melissa, Celina or Aubrey) or you won’t find that big of a house for the price you paid in Frisco , Plano or Coppell.
Right
Frisco me bi properties tax 600 h
Internet 50 lagta h
Apki salary bi lagta h California ki salary me Dallas me reh rai ho
Bhaiyya ji achha to laga ki aap TH-cam family sirf bte nhi maante bhi ho par tab bhi sir aise expenses batana thik nhi h aapki safety ke liye
So pls be carefull from now on😊😇
Cute couple! God bless you four always
Thank you for the informative video :)
I have a question, though I am living in India, how do you decide that something is expensive or not ? Like I am not able understand this perspective like for people who earn in U.S. Jaise we people know ki ye cheez itne ki hai toh mehngi hai India mein. But US mein kaise decide karenge ki ye sasti hai ya mehngi hai? Not sure if its a wierd question.
where you do leave your dogs when you travel to india or other trips? does the cost of dog boarding included in this?
Mode of Payment kaise hain wahan? India mein jaise paytm wagerh hain waisa kuch hai udhar bhi?
That means average of 15 lakhs salary from both of you....insane amount🤯 paisa hee paisa..
bhAi,eRn in dollar & spent in dollar. but yes they r rich
But if u have children and aged parents with u what would be the expenses?
I love you both guys😂❤ I can't stop smiling while watching you both😂
How much for all the OTT subscription? Plus TV channels (if you have)?
How much you earn from TH-cam? Is there any cost involved in filming and editing?
What is the system of Banking in US? Is there a concept of savings account or fixed deposits, or any such things?
Why don’t you start finding alternatives to reduce these expenses?
In your vlogs I noticed that you and generally everyone in America is much dependent on gadgets and machines. Even if it’s not that important, people will have every gadget for the smallest task. I understand that you guys have to do all the work by yourself because of expensive labour, but still if I started pointing out things from your vlogs, there would be so many things that would not require you to buy stuff from Amazon.
Wake up the Jugaadu Indian in you.
There isn’t much that you can reduce from, but maybe from Groceries, miscellaneous, car expenses, electricity bills
Loved it!!! Plz make a video on your weekly meal preps
बड़ी गाड़ी ,छोटी गाड़ी
छोटा घर ,बड़ा घर
बहुत महंगे कपड़े
सस्ते कपड़े
ये सब महत्व रखते हैं क्या
क्या खरीदा क्या शेयर की
ये सब मैटर नहीं करता
खुश रहो और किसी को खुश रखो
Life that mattets
Hi,
state tax is deducted before receving salary or paid after??..Like if I remotely work and move from one state to the other, how would the tax be taken care??
You don't have to worry about that...tax will already cut before you receive payment
Watched each and every videos of you guys. Ab ek bhi video nhi bacha h so started watching Furry Friends channels videos 😅. Even I have a Golden Retriever the day I bought him I started watching your Furry Friend videos to train my dog and now your American Dream everyday while doing office work i keep watching your videos. So please keep posting regularly waiting to watch your Videos ❤
Aww thanks for your love my friend :)
No chance interest rates come down only
Up and house market and stock market drop 90% coming next year
Bhabhi ki smile bahut mast lag rhi hai kis college me mili aapko hme lg rha hai pakka CS ki hongi
You both are a nice couple.Stay happy & safe.❤
so it means ek ki salary to save ho gye around 7K per month, bohot sahi hy yaar
Expanses are same like India only. The big difference is quality of life style. Can you please explain medical faculties, infrastructure, roads in US.
Roads are better .. no air pollution.. healthcare is very very expensive.. rest if u have good salary India is better.. single income is worse in USA.. job hopping better for techies
I really appreciate his honesty.
Aapki jesi life jeene ke liye agar sirf ek banda kama raha ho aur uske paas 2 bacche aur uski wife ho to usko par year kitne dollar ki selary chahiye hogi ?thodi saving ke saath
In US you may or may not save anything but quality of life is good with minimum daily haasles
child expense will also be added in future like the education and all.......
If you are working then your employer doesn’t provide you subsidized health insurance? Premiums for employer provided insurance cannot be $1100 for a family of two people.
you guys are amazing very informative, just one small suggestion, please come to the point quickly:)
Do you have full coverage insurance of car in $ 150. Which insurance?
Bhai get MINT mobile network… it’s way cheaper and good $30/month
Thanks brother for such informative video. Nice couples
Ap log kahan per ho?
Inke bachee ke kharch kitna hai ( schooling, tution)
1200 EMI for a car! Thats not smart from any angle; It's a thumb rule that when someone is paying high EMI for a car, they have stretched beyond their means.
Easily they both are making > 20Cr, thats the beauty, earning in crores spending in lakhs
Agar couple milkar 200k usd earn karte hai to kitna save karsakte hai
Can you tell us how much percentage of your salary you are able to save 😊
Simply one person's salary is saved
I am paying 400 per month in car insurance Brampton, Canada . Clear record
what about the cost of furnitures, white good and other small small you buy for your house..how much they cost
Hiiiii love to see your videos……..❤ but please make a video on medical coding profession
Suppose ham California mai work kare toh salary jyada milega aur rehne (rent) ke liye California ke kisi village area mai jaye toh bhout saving hoga
Bhai California ek state hai. City nahi hai . Pehle get full knowledge of what you are speaking.
I am a great fan of you people..... Your channel is all about education, fun, etc.
Every day I wait your videos.....
Buddy
Teddy
❤
Can you make a video on comparison between India and America on interest of loan different things like - car, house, education, farming vehicles, land, buisness, etc...
Monthly kitne usd saving ho jati h
May god bless you a lifetime of happiness together
Sir visa kaise milega.koi options h sir .please reply me
Good to see realistic video than misguided by others..one can understand that takingbfamily to US Means how one need to live and why maid is not affordable.
I'm sure Rajat and Shilpa collectively earn around 500k to 600k yearly
25k salary of two minus 10k so 15k savings
Thank you for this
Very bubbly nice couple keep blessed
Great Video 🎉
are you working for a california company while living in texas?
Bhai electrician work ke liye aane ke kiye kitana paisa lagega
Very honest video.
Grocery cannot be 500 dollars for 2 people. You have just inflated it. You have not mentioned about kid’s education etc.