Love all these ideas. In Australia our $1 and $2 are gold coins. People save all there gold coins during the year and they buy a piece of new furniture with it. Gold coin challenge. 😃😃😃😃
No doubts , a good way of growing and saving your money is through investing . You don't need to have much before you can invest. "That little money you have now can make you millions if you invest it wisely". I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made..
Investing typically demands a good understanding, and that's where having a financial consultant is invaluable. I've had the privilege of working with Regina Louise Collaro, an investment advisor affiliated with a licensed wealth management firm.
Her guidance has significantly enhanced my financial situation. She's widely recognized for her expertise, so you might have come across her name. With her support, I've attained financial security and now receive a steady monthly income through her successful passive income approach. I strongly advise considering an experienced investment advisor to boost your financial prospects.
I value your recommendation Stephanie. It's challenging to locate a trustworthy person. I could really use your investment advisor after seeing how much money you've made through investing. If you don't mind revealing her information, that is.
Regina Louise Collaro is based in the United States and can work with anybody wherever they stay. If you would like more information on reaching her, you can conduct a search online.
Just do the zero based budget. Assign every dollar to a job before you get a paycheck. I always create a new budget every year and it’s so easy to save.
Sometimes canned foods are cheaper at other stores than dollar stores so be careful for that also ex. Is tomato paste you can get it for 48 cents at Walmart or 42 cents at Aldi and it would be 1.00 at dollar tree... Sometimes it's cheaper sometimes its not
Saving $1's or $5's becomes a habit after a while. I haven't spent a single $5 bill since May of last year when I decided to save $5's for my vacation fund!
I like to make some kind of game out of No 7. I would write the numbers from 1 to 52 on 52 pieces of paper and put them into a jar. Then each week i randomly pick one of those numbers and save the amout that is written on it. That way I don‘t have to save more than 200€ in December.
1. No spend challenge (30 days no spending) 2. Penny Challenge (save spare change after using cash 3. Pantry Challenge (use most of what you have before buying new food) 4. Dollar Store Challenge (before going anywhere else go to the dollar store first) 5. $1 Bill Challenge (save all $1 bills, can be done with $5 bills) 6. Cancel it challenge (cancel the subscription service & put that money into your savings) 7. 52-Week Challenge
“ it’s not about how much you save, it’s the fact that you are saving” I like that you said that. As a recovering spender, the fact that I am going from $5 in my savings account to $50 in my savings accounts right now maybe be sad to other people but it’s a win for me.
The important thing is that you started. Stay focused and consistent and keep on building. A year from now that $5 will have grown to a much bigger number!
My spare change is never scattered around the house- I carry a penny pouch in my handbag. Every Sunday I empty the coins in my pouch into a big glass bottle. Coins equal money.
I definitely realized that I had more money than I thought. My budget was leaky and once I focused on saving, I was able to stop wasting small amounts. Those small amounts really added up !
I am currently doing the penny challenge to beef up my bills account but I’m doing it digitally since I don’t use cash, I am also doing the double penny challenge for my emergency fund I’m on day 4 wish me luck guys
I started a x-mas saving challenge in august and i'm so glad about it !!! I won't have to worry about paying for presents this year. Greetings from Germany
I'm on day 86 of my no buy challenge & no plans of stopping! Started as soon as I paid my car off & I sure am funneling that $300 straight to my savings! ✌💕💸
No buy has been my biggest one for sure. I started doing no buy quarters several years ago and committed to a no buy year this year. I have slipped up a couple times, and I've always been a natural saver, but my spending habits have changed quite a bit over the last nine months.
I like to save all my loose change in addition to all my $5 bills. I do doordash and uber on the side so whenever I get a cash tip, it automatically goes to the savings stash. It is motivating to me.
I found this video in my suggested (probably from all the financial diet videos I binge) and I'm already obsessed. Broken Wallet, first of all your aesthetic is clean and gorgeous and your thought process and delivery is great! subscribing now
In few years to come people will be kicking themselves in regrets if they miss this opportunity of buying and investing in crypto currency ✔ In few years to come people will be kicking themselves in regrets if they miss this opportunity of buying and investing in crypto currency ✔
As I've said, I make sure to watch your videos everyday, so some of them I already know by heart. The way saving money works for me is paying myself first, a specific amount I already know it won't affect My needs and keep watching (your) videos daily to keep me motivated.
1. The no spend challenge 2. The penny challenge 3. The pantry challenge 4. The dollar store challenge 5. The $1 bill challenge 6. The cancel it challenge 7. The 52-week challenge Great video :)
Love your content as usual. Here is another one. There is a letter on each $1 bill in a circle for example the letter D. Save all your one $ bills that have that letter in the circle. It is fun to me. I e saved $102.
It's often cheaper to buy staple food items at a discount grocery store or Walmart, instead of the dollar store. Pasta, salt, peanut butter, etc are available for less money per gram/ounce/lb and are often higher quality than the dollar store. It's best to know your prices per unit before you head to the dollar store.
For the 52 week challenge, I did it in reverse - started with $52 the first week and went down a dollar every week. It was easier this way bc in Jan. you may have money you got for the holidays and there is less to do when it's cold. As well, it hurts less in December when you may want to buy gifts for people. I am saving my 52 week money for a future trip abroad. I also saved enough from every paycheck this year to max out my IRA contribution. (For me that is $271 each check.) It seemed like I had no spending money at first, but I adjusted very quickly and now have a lot to show for it. :)
I wrote 1-52 on my money box I was sticking it in. When I had more money i would put in the bigger amounts and I crossed off that amount. When it was tight, I paid the smaller amount and cross that off.
Don't particularly like the no spend challenge. Cause when I completed it...I lost control. And spent more than I previously did before going on the challenge...
It's easier to start no spend challeneges by doing something small, i.e. not buying clothes for a month etc and then build up as you go, rather than go cold turkey.
Thanks so much for this! I'm loving your videos so much. I have a question I'm currently struggling with: I might need to relocate for my job once it's safe to do so, but have been given no timeline - I don't know if it'll be a few months or a year or maybe even never. In the new location, I anticipate at least $1000/month more in expenses. With that in mind, should I be building an emergency fund of 3-6 months (my current goal) using my current expenses or my future projected expenses? My goal after the savings fund is paying off my car and student loan debt, which I'm eager to start. Thanks so much for reading :)
Love these challenges! I'm going to try the pantry challenge this week. One of my "challenges" is taking a week or longer to contemplate any larger purchases (could mean different things for different people) and to see if I can find it used on Marketplace or Craigslist. For example, I wanted to get a handheld vacuum and while I probably could have found a solid cheaper option, I like to see if I can find a higher quality one at the same or cheaper price. Implementing this time period also makes me *really* consider if I actually need the item in question or if I can get away with not having it! To make it more related to savings goals, one could put away the different between the new item's price and the price you ended up paying.
Is Hey ma'am this is Steve is speaking love you love your channel I'm a devout follower just wanted to give you a special shout out about the 52 week challenge I start my 52 week challenge from Marc to March🤑I had a light bulb moment🤩 Yeah back in the day when I used to do my challenge back in December it was really cutting it close especially the last 4 weeks of December March works better for me cause that way I don't feel that ouch at Christmas but this was just a thought please keep on doing the good work that you're doing and I will forever follow you sincerely yours diva from Irvington NJ 07111 God-bless you sweetie
That’s an excellent point, since that time of year tends to be more expensive, starting at some point midyear might work better. Thanks for the tip and your support!🥰
Thanks for this! A trick to make the 52-week challenge less daunting as the year goes on is to start with 52 and save less as the year goes along. So week 1-$52, week 2-$51, week 3-$50, and so on. By week 26/27, you only have to put away $25, and then it’s less and less as you go through the second half of the year!
If you are an online spender then round up. The round up amount goes to your savings account. Example if you spend 86.20 at Amazon put 3.80 in savings = $90 out of your checking to the above. Or go bold and put the other $10 in savings as well to make it an even $100 out of checking.
I want to do the Reverse 52 week challenge so by the last week of the year when money is tight for us I would literally be saving $1 instead of $52! Another thing I do that really adds up is the night before our checks are deposited in our accounts I roll over the change and the one dollar amount. For example if I had $76.35 I would transfer $6.35 into my savings account. It’s a negligible amount that I won’t miss but it accumulates quickly over time.
I do the 52 in reverse. This is my 2nd year. It is much better only putting $1 around the holidays, than $52!! Go for it, you will like it much better. I also do the Zero Out Challenge, but I do the end of the day Friday balance. Happy saving!!
Good video. I love your necklace 🥰 . Even if something like cold medications date has expired from the dollar store it just means it might be a small percentage less effective. A lot of expired medications are used in poorer countries, so it’s not dangerous . Thanks for your teaching 😊
I do the 52 Week Challenge, but in reverse. I start with $52 the first week. That way the closer to Christmas, the fewer $$ I need to put in. This is my 2nd year doing it. I also do the Zero Out challenge. Each Friday, at the end of the day, I check my balance in my checking account. What ever the amount is in then ones place and the change, I transfer it to my savings account. For example if my ending checking balance is $217.32, I transfer $7.32 to my savings and my balance is now $210.00 in my checking. Each time it is a different amount and can be a lot of fun. The least amount would be $0.00 and the most would be $9.99 that would get transferred. I have never had zero so far and this is my 2nd year doing this one as well. Thanks for the other ideas you shared. I will definitely try some of them!!
At the Dollar Store, be careful with the size of the package. Those chains have humongous deals with food multinationals, and have packages made for them. For example, a pack of cookies at the Dollar Store could be at $2.99 instead of $3.99, but the weight of the package 250g instead of 325g.
Combine the penny or dollar challenge with the similar declutter challenge and you'll not only have money at the end of the period, you'll also have a neater, less cluttered home!
Do you have advice for big eaters in the family. My husband eats half a bread on his own. He is a gartner. And we have a daughter who eats a lot and she is slim. We also save our money with plastic bottle where change is on when you return it. 25 cents or 15 cents. I return them after we save a good amount. We get 4 or 5 euros on them. Yes i live in the Netherlands, I dont know what i will do with the money yet, Maby for my daughter new shoes. And we also use too good to go. We have supermarkets but i cant get them on time. Only lidl or the baker. Lidl has fruits and veggies for 3 euros and the baker 5 euros for bread baked good or sandwiches you can take with you. My husband only wants bread fruits and veggies from the app. My phone is on its end. I said to him i need to pay a liitle more for bread this week. You should have heard his awnser. No way. You get that app on a new phone and make it work. I wont pay any penny more for bread or veggies. Well thank god i can order it today I hope i said. And order two boxes well okay and we have enough for 2 weeks. And also lidl.
Hi, the best advice I can give is always looking for coupons, buying generic, and of course shopping at lower priced grocery stores...at least this way you can get what your family needs, while keeping your total within budget...th-cam.com/video/iKh2vyjFHCs/w-d-xo.html
Glad I came across your page. I’m a compulsive shopper and my only goal is to stop shopping all of 2023 💀 at this point it’s eating me up and mentally I’m depressed. I know this is my breaking point.
To the no spend hack...I suggest keeping a running tally of what you might have gone a bought if you are tempted to spend off the necessities. That could help you gauge when you are tempted, and by what...even what the triggers are. That is an eyeopener withoout the price tag.
Great video! I've done the 52 week challenge but in reverse! So I start off with putting $52 in and that way I trick my brain into thinking that its somewhat of a countdown lol
Hi Guys, Hope you enjoy the video. Let us know what money saving challenges have worked for you! ↓↓
This gives me hope I need to start somewhere and be consistent thank you Blessings
Love all these ideas. In Australia our $1 and $2 are gold coins. People save all there gold coins during the year and they buy a piece of new furniture with it. Gold coin challenge. 😃😃😃😃
No doubts , a good way of growing and saving your money is through investing . You don't need to have much before you can invest. "That little money you have now can make you millions if you invest it wisely". I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made..
I'm exploring different investment opportunities and would appreciate more insights on this matter
Investing typically demands a good understanding, and that's where having a financial consultant is invaluable. I've had the privilege of working with Regina Louise Collaro, an investment advisor affiliated with a licensed wealth management firm.
Her guidance has significantly enhanced my financial situation. She's widely recognized for her expertise, so you might have come across her name. With her support, I've attained financial security and now receive a steady monthly income through her successful passive income approach. I strongly advise considering an experienced investment advisor to boost your financial prospects.
I value your recommendation Stephanie. It's challenging to locate a trustworthy person. I could really use your investment advisor after seeing how much money you've made through investing. If you don't mind revealing her information, that is.
Regina Louise Collaro is based in the United States and can work with anybody wherever they stay. If you would like more information on reaching her, you can conduct a search online.
Just do the zero based budget. Assign every dollar to a job before you get a paycheck. I always create a new budget every year and it’s so easy to save.
Sometimes canned foods are cheaper at other stores than dollar stores so be careful for that also ex. Is tomato paste you can get it for 48 cents at Walmart or 42 cents at Aldi and it would be 1.00 at dollar tree... Sometimes it's cheaper sometimes its not
Saving $1's or $5's becomes a habit after a while. I haven't spent a single $5 bill since May of last year when I decided to save $5's for my vacation fund!
I like to make some kind of game out of No 7. I would write the numbers from 1 to 52 on 52 pieces of paper and put them into a jar. Then each week i randomly pick one of those numbers and save the amout that is written on it. That way I don‘t have to save more than 200€ in December.
I use cash and most of the time I keep all the change, in the last 4 year's.. Each year it's been over 400.00.
You speak very clear in every English words . I just learn English from your video. Thanks
1. No spend challenge (30 days no spending)
2. Penny Challenge (save spare change after using cash
3. Pantry Challenge (use most of what you have before buying new food)
4. Dollar Store Challenge (before going anywhere else go to the dollar store first)
5. $1 Bill Challenge (save all $1 bills, can be done with $5 bills)
6. Cancel it challenge (cancel the subscription service & put that money into your savings)
7. 52-Week Challenge
“ it’s not about how much you save, it’s the fact that you are saving” I like that you said that. As a recovering spender, the fact that I am going from $5 in my savings account to $50 in my savings accounts right now maybe be sad to other people but it’s a win for me.
Sure is! Step in the right direction. I started investing with Acorns with 5.00 a week and gradually increased the amount over time
Win!
The important thing is that you started. Stay focused and consistent and keep on building. A year from now that $5 will have grown to a much bigger number!
That's definitely a win! How many hours of work did it take to get to that $50? That's how I like to think about it. How much did I work for that.
Good lady, thank you
I really enjoy your video. I'm 67 y/o and I wish you had been around when I was younger. My hope is that younger people listen to your good advices.
I hope so too! Thanks!
My spare change is never scattered around the house- I carry a penny pouch in my handbag. Every Sunday I empty the coins in my pouch into a big glass bottle. Coins equal money.
Message her on WhatsApp for questions and assistance 👇
+1.5.2.0.3.3.7.6.2.0.5
I definitely realized that I had more money than I thought. My budget was leaky and once I focused on saving, I was able to stop wasting small amounts. Those small amounts really added up !
This is the best money saving video I’ve seen. Well done Briken Wallet.
I am currently doing the penny challenge to beef up my bills account but I’m doing it digitally since I don’t use cash, I am also doing the double penny challenge for my emergency fund I’m on day 4 wish me luck guys
I started a x-mas saving challenge in august and i'm so glad about it !!!
I won't have to worry about paying for presents this year.
Greetings from Germany
Saving is difficult for me. 😔but I'm trying very hard to do it.
I'm on day 86 of my no buy challenge & no plans of stopping! Started as soon as I paid my car off & I sure am funneling that $300 straight to my savings! ✌💕💸
That takes some great effort. Nice work. Keep it up.
That’s awesome. Well done!!
That's awesome Vegan...keep up the great work!
Wow! Good job Vegan#
Wow!!!
Great job sister.. love from Canada 🇨🇦... Keep teaching ... stay awesome..
❤️🇨🇦
Message her on WhatsApp for questions and assistance 👇
+1.5.2.0.3.3.7.6.2.0.5
Thanks a lot 😊
No buy has been my biggest one for sure. I started doing no buy quarters several years ago and committed to a no buy year this year. I have slipped up a couple times, and I've always been a natural saver, but my spending habits have changed quite a bit over the last nine months.
Your videos feel like a wise older sister and I AM HERE FOR THAT ENERGY.
Thank you!
Omg I think that too! Though she and I may be the same age.
I like to save all my loose change in addition to all my $5 bills. I do doordash and uber on the side so whenever I get a cash tip, it automatically goes to the savings stash. It is motivating to me.
Wonderful ideas, and prompts!
Thanks so much!
I’m disabled.. I’m doing the change challenge and the $ bill challenge..it’s not as easy because it’s a once a month income but it can be done..
Nice tips. Since i found your channel my finances have improved. Thanks. Love love from Afrika❤
That's great! Keep up the good work. 😀
I found this video in my suggested (probably from all the financial diet videos I binge) and I'm already obsessed. Broken Wallet, first of all your aesthetic is clean and gorgeous and your thought process and delivery is great! subscribing now
Welcome aboard! Thank you!
I needed this!!!
Message her on WhatsApp for questions and assistance👇
+1.5.2.0.3.3.7.6.2.0.5
Some of the best savings at the Dollar Tree are greeting cards and health, beauty, medicine items.
Despite all the economic crisis this is the best time to start up an investment
Trading crypto currency is also a nice way to invest $1000 and change your life.
In few years to come people will be kicking themselves in regrets if they miss this opportunity of buying and investing in crypto currency ✔
In few years to come people will be kicking themselves in regrets if they miss this opportunity of buying and investing in crypto currency ✔
Crypto trading is a very lucrative way of making money online now.
I've got this little interest in bitcoin maybe I'll give it a try.
Buy BTC today.
This is the first video of yours I’ve seen, a few minutes in and I really like you already! Love the earrings!
Thank you and welcome!!
They are so silly and fabulous 🤩 thank You ❤️ I feel inspired love from Ireland ☘️☘️☘️
As I've said, I make sure to watch your videos everyday, so some of them I already know by heart.
The way saving money works for me is paying myself first, a specific amount I already know it won't affect My needs and keep watching (your) videos daily to keep me motivated.
Yess love this video 💯
1. The no spend challenge
2. The penny challenge
3. The pantry challenge
4. The dollar store challenge
5. The $1 bill challenge
6. The cancel it challenge
7. The 52-week challenge
Great video :)
I'm loving the idea of the penny challenge!!!💰
Such GOOD ideas! Thanks for sharing.
Love all ur help ...
As well as ur jewelry
Thank you so much 😊
These I believe I can do. On a fixed budget. Thanks this helps.
Message her on WhatsApp for questions and assistance 👇
+1.5.2.0.3.3.7.6.2.0.5
Love your content as usual. Here is another one. There is a letter on each $1 bill in a circle for example the letter D. Save all your one $ bills that have that letter in the circle. It is fun to me. I e saved $102.
I stopped shopping for clothes 1.5 years ago :)
Love your saving challenges. New subscriber. Thanks
Awesome video, Im going to follow several of these suggestions
This video was very helpful, thank you! And you ain’t never lie about $Tree! Lol I love shopping there
NO Spend November 2020.
Week 2 already 💰
Great advice, going to try the dollar challenge
Dear Lady, thank you for all the good advice. I love your ideas.
Message her on WhatsApp for questions and assistance 👇
+1.5.2.0.3.3.7.6.2.0.5
You are so welcome!
Love these ideas!!
Thank you!! 😊
Thank you so much for these great ideas!
Awesome vid! Thank you
Glad you liked it!
It's often cheaper to buy staple food items at a discount grocery store or Walmart, instead of the dollar store. Pasta, salt, peanut butter, etc are available for less money per gram/ounce/lb and are often higher quality than the dollar store. It's best to know your prices per unit before you head to the dollar store.
I discovered you yesterday ans since I have listen to at least four if your video and find them very informative and helpful thank you
You're welcome!
Great tips!
Message her on WhatsApp for questions and assistance 👇
+1.5.2.0.3.3.7.6.2.0.5
Thank you!
Just found your page so excited to go through all your videos ty
Yay! Thank you!
For the 52 week challenge, I did it in reverse - started with $52 the first week and went down a dollar every week. It was easier this way bc in Jan. you may have money you got for the holidays and there is less to do when it's cold. As well, it hurts less in December when you may want to buy gifts for people. I am saving my 52 week money for a future trip abroad. I also saved enough from every paycheck this year to max out my IRA contribution. (For me that is $271 each check.) It seemed like I had no spending money at first, but I adjusted very quickly and now have a lot to show for it. :)
Great idea! Thanks!
I love that idea, do it in reverse.
Great idea
I wrote 1-52 on my money box I was sticking it in. When I had more money i would put in the bigger amounts and I crossed off that amount. When it was tight, I paid the smaller amount and cross that off.
Subscribed within the first minute
Welcome!
Big hello from Belfast northern Ireland...a new subscriber 😁 great video!.
Welcome aboard!
Don't particularly like the no spend challenge. Cause when I completed it...I lost control. And spent more than I previously did before going on the challenge...
Your voice is so comforting and inviting blessed to have found your channel
Message her on WhatsApp for questions and assistance 👇
+1.5.2.0.3.3.7.6.2.0.5
Thank you! I appreciate it!
I definitely need to try the pantry challenge!
Message her on WhatsApp for questions and assistance 👇
+1.5.2.0.3.3.7.6.2.0.5
I"m new to your channel. Great information.
Thanks for the sub!
It's easier to start no spend challeneges by doing something small, i.e. not buying clothes for a month etc and then build up as you go, rather than go cold turkey.
I think cheese is always a surprising expense
This was great. So many wonderful tips! Thank you for sharing. 😀
You are so welcome!
Thank you so much for this video.
You are so welcome!
Thanks so much for this! I'm loving your videos so much. I have a question I'm currently struggling with: I might need to relocate for my job once it's safe to do so, but have been given no timeline - I don't know if it'll be a few months or a year or maybe even never. In the new location, I anticipate at least $1000/month more in expenses. With that in mind, should I be building an emergency fund of 3-6 months (my current goal) using my current expenses or my future projected expenses? My goal after the savings fund is paying off my car and student loan debt, which I'm eager to start. Thanks so much for reading :)
Great question! If you're able to save up for your projected expenses, I say go for it. The bigger the emergency fund, the better.
These challenges sound so fun!
Great idea the Cancelling technique.
Thank you!
My 2 pennies on the 52 week challenge, why not start with the highest amount in January and work it down as the week go on? Just a thought
Great tip!
Love your videos!
Thank you!
It helped me stabilize my mind
I love the 52 week challenge, now I have added the 50 envelope challenge
I love all these tips!
What is the name of the site for recipes using the ingredients you have in your house?
Hi, it's called Supercook.com.
Love these challenges! I'm going to try the pantry challenge this week.
One of my "challenges" is taking a week or longer to contemplate any larger purchases (could mean different things for different people) and to see if I can find it used on Marketplace or Craigslist. For example, I wanted to get a handheld vacuum and while I probably could have found a solid cheaper option, I like to see if I can find a higher quality one at the same or cheaper price. Implementing this time period also makes me *really* consider if I actually need the item in question or if I can get away with not having it! To make it more related to savings goals, one could put away the different between the new item's price and the price you ended up paying.
Is Hey ma'am this is Steve is speaking love you love your channel I'm a devout follower just wanted to give you a special shout out about the 52 week challenge I start my 52 week challenge from Marc to March🤑I had a light bulb moment🤩 Yeah back in the day when I used to do my challenge back in December it was really cutting it close especially the last 4 weeks of December March works better for me cause that way I don't feel that ouch at Christmas but this was just a thought please keep on doing the good work that you're doing and I will forever follow you sincerely yours diva from Irvington NJ 07111 God-bless you sweetie
That’s an excellent point, since that time of year tends to be more expensive, starting at some point midyear might work better. Thanks for the tip and your support!🥰
Challenging myself to do the 52week challenge💪🏿💪🏿💪🏿
Thanks for this! A trick to make the 52-week challenge less daunting as the year goes on is to start with 52 and save less as the year goes along. So week 1-$52, week 2-$51, week 3-$50, and so on. By week 26/27, you only have to put away $25, and then it’s less and less as you go through the second half of the year!
I would love to do the penny challenge but I almost never use cash. I need to find a way to be able to do the penny challenge without cash🤔
Sign up for an online savings account. I transfer the amount I'm saving on the day I get paid.
Transfer weekly, biweekly or monthly. Ask if your bank will round up the change to each transaction into a savings account.
If you are an online spender then round up. The round up amount goes to your savings account. Example if you spend 86.20 at Amazon put 3.80 in savings = $90 out of your checking to the above. Or go bold and put the other $10 in savings as well to make it an even $100 out of checking.
I’m going to try the pantry challenge with the supercook thanks!!
Hope you like it!
Love these tips! My parents did the $5 bill challenge for a year and saved up enough to replace a few windows and patio door! 😳
That is awesome!
I want to do the Reverse 52 week challenge so by the last week of the year when money is tight for us I would literally be saving $1 instead of $52! Another thing I do that really adds up is the night before our checks are deposited in our accounts I roll over the change and the one dollar amount. For example if I had $76.35 I would transfer $6.35 into my savings account. It’s a negligible amount that I won’t miss but it accumulates quickly over time.
I do the 52 in reverse. This is my 2nd year. It is much better only putting $1 around the holidays, than $52!! Go for it, you will like it much better. I also do the Zero Out Challenge, but I do the end of the day Friday balance. Happy saving!!
I'm totally listening but I'm wanted a hair tutorial. Lol
Love the tips. Saving have been a real struggle for me. Your video give peace of mind.💖
#3 and #7 ❤
2nd Month now of only spending on necesseties :)
Thx$
Hi I’m new here. What a smart and beautiful lady you are!
Thank you!
Good video. I love your necklace 🥰 . Even if something like cold medications date has expired from the dollar store it just means it might be a small percentage less effective. A lot of expired medications are used in poorer countries, so it’s not dangerous . Thanks for your teaching 😊
I tried a no spend challenge, I think I lasted 2 days. 😂
I do the 52 Week Challenge, but in reverse. I start with $52 the first week. That way the closer to Christmas, the fewer $$ I need to put in. This is my 2nd year doing it. I also do the Zero Out challenge. Each Friday, at the end of the day, I check my balance in my checking account. What ever the amount is in then ones place and the change, I transfer it to my savings account. For example if my ending checking balance is $217.32, I transfer $7.32 to my savings and my balance is now $210.00 in my checking. Each time it is a different amount and can be a lot of fun. The least amount would be $0.00 and the most would be $9.99 that would get transferred. I have never had zero so far and this is my 2nd year doing this one as well. Thanks for the other ideas you shared. I will definitely try some of them!!
At the Dollar Store, be careful with the size of the package. Those chains have humongous deals with food multinationals, and have packages made for them. For example, a pack of cookies at the Dollar Store could be at $2.99 instead of $3.99, but the weight of the package 250g instead of 325g.
Combine the penny or dollar challenge with the similar declutter challenge and you'll not only have money at the end of the period, you'll also have a neater, less cluttered home!
Greeeeeeasst idea. I need this too.
Jo from Brasil 🇧🇷🇧🇷🇧🇷
Message her on WhatsApp for questions and assistance 👇
+1.5.2.0.3.3.7.6.2.0.5
Do you have advice for big eaters in the family. My husband eats half a bread on his own. He is a gartner. And we have a daughter who eats a lot and she is slim. We also save our money with plastic bottle where change is on when you return it. 25 cents or 15 cents. I return them after we save a good amount. We get 4 or 5 euros on them. Yes i live in the Netherlands, I dont know what i will do with the money yet, Maby for my daughter new shoes. And we also use too good to go. We have supermarkets but i cant get them on time. Only lidl or the baker. Lidl has fruits and veggies for 3 euros and the baker 5 euros for bread baked good or sandwiches you can take with you. My husband only wants bread fruits and veggies from the app. My phone is on its end. I said to him i need to pay a liitle more for bread this week. You should have heard his awnser. No way. You get that app on a new phone and make it work. I wont pay any penny more for bread or veggies. Well thank god i can order it today I hope i said. And order two boxes well okay and we have enough for 2 weeks. And also lidl.
Hi, the best advice I can give is always looking for coupons, buying generic, and of course shopping at lower priced grocery stores...at least this way you can get what your family needs, while keeping your total within budget...th-cam.com/video/iKh2vyjFHCs/w-d-xo.html
Glad I came across your page. I’m a compulsive shopper and my only goal is to stop shopping all of 2023 💀 at this point it’s eating me up and mentally I’m depressed. I know this is my breaking point.
I love your channel so much. Thank you for making these videos. I like the no-spend month challenge.
To the no spend hack...I suggest keeping a running tally of what you might have gone a bought if you are tempted to spend off the necessities. That could help you gauge when you are tempted, and by what...even what the triggers are. That is an eyeopener withoout the price tag.
I don't use cash really. 99.9% of the time I use my debt card instead of cash.
Great video! I've done the 52 week challenge but in reverse! So I start off with putting $52 in and that way I trick my brain into thinking that its somewhat of a countdown lol