I did a savings challenge where I put all of my commission sales into savings and just lived off my hourly. I was able to save $22,000 in just over 2 years. Your channel has changed my life!
That's a great idea. Thank you. I can do this method with my overtime monies. Just act like I didn't do it right? and just deposit all of that OT money into my savings account and just live on my base salary only. Thank you again @Angela.
1. 26 or- 52-week Savings Challenge (save a specified amount of money each week for 6 -12 months) 2. 30-day No-Spend Challenge (with the exception of bills/utilities, food, gas, medicine) 3. 30-day Meal Planning Challenge (meal plan and shop for groceries, no purchase of meals, take a packed lunch to work) 4. $5.00 Savings Challenge for 90 days (save every spare $5.00 bill) 5. Clever Girl Fund challenge - create an emergency savings fund to cover essentials (food, housing, transportation, medicine, utilities) for 3-6 months 6. Spare Change Challenge (collect and save all spare change in cars, handbags, purses, etc) 7. Coffee Break Challenge up to 30 days (save the money you would usually spend on coffee) 8. Weather Wednesday challenge (check the weather each Wednesday and save the amount the thermometer reads e.g. $50 for 50 degrees) 9. 30-day Minimalism Challenge (de-clutter for 30 days; valuable items can be sold to make extra cash)
The meal prep helps avoiding buying take-aways, we plan our weekly meals on the weekend and every Sunday, we prepare the food for the coming Mon - Fri, this even allows us to have the evenings free to go for a walk and look after our health or study something. If you want to save up even more in this category, have some vegetarian days or weeks, you will be amazed on how much money u can save by not buying meat/poulty, etc. - we are vegans now but I remember when we started with 2 vegan days a week then having meat only on weekends, etc.. We were so impressed at how much money we were saving. I think our mistake was that were eating out on the weekends to dont get bored BUT with the lockdowns we have now learned and got used to the idea that even during weekends we can have a meal at home, we can cook something nicer for the weekend like a good fresh pasta or something else that is a bit more elaborated than the weekly meals. And o make it special on the weekend we pack our food in containers and go to a park or beach to eat there (like a picnic). Planning your meals is definitely a big saving.
I had to come back here to drop a comment/progress report 😊. I adopted the weather challenge 🎉. So far, it's been so much fun and I'm addicted to it. I had a $600 saving challenge before watching your video and my goal was to save $50 monthly. From my side of the world, coupled with the low income, that was daunting 😢. But, after watching this video and adopting the weather challenge, I exceeded myself. Thanks for the motivation to remain disciplined ❤. More wisdom to you.
Doing 5 challenges this year: >Keep the change challenge (do it each year until the 4 crayon banks are full) >$5 challenge (do it each year) >52 week challenge monthly addition (will have $2k by end of year) >Age challenge ($1,872 save my age amount each week) >52 week challenge ($1,430 by adding an extra $1 onto each week)
Love these challenges ideas, particularly the Clever girl fund challenge to save your emergency fund. I have started 2 challenges at the beginning of January the 52wk challenge saving £1 for the first week, £2 for 2nd week, £3 for 3rd week and so on until week £52. Also a £20 a week challenge until week 52. On Monday I will be also doing a no spend week.
I've been a brown bagger for over 20 yrs. When I started working at the elementary school I'm at 19 yrs ago, the running joke was that I'd never use all the $5 I started w on my cafeteria account 19 yrs later, I still hover at around $2.50😂 I've only bought a baked potato and salad (.40 each) if I don't make my lunch the night before. I eat from the teacher bar about twice a month. I also used to LOVE the banana bread slice from Starbucks. Then I started making my own and adding chopped apples or pumpkin to the batter. I make mini loaves and gift them. For the cost of 2 Starbucks slices, I can make a dozen mini loaves, I know what's in them, WHO made them, that I've washed my hands, and I can make them gluten free, sugar free (for diabetic friends), etc. I also take orders for holiday giving & sales 😊
Thank you I do a lot of these challenges. The 52 I do backwards so it's not as costly in December .This year I 'm doing Lisa Grateful Me challenge of $1-$25 4 times ( its $1300). The weather one I do lower if it's 50° I do $5. At the moment we are decluttering & donating.DH just wants gone doesn't want to sell. So I'm saving $5 a reg. bag & $10 trashbag or box .Money going into the 3-6 month funds. I'm glad you popped up into my feet and cause I haven't watched you for a while so I'm gonna have to stop doing that again😊
Two fun ways to save money: 1. Save quarters, adds up quickly 2. Save dollar bills that contain the first initial of your first, middle or last name. Every dollar bill has a large initial to the left of George Washington’s picture. When you receive change back from a cash purchase, you look forward to seeing if your initials are on the dollar bills to add to your savings
I do the 30 day no spend challenge for 3-4 months then break for a month and then continue. Typically Christmas and easter time are my spend zones no matter what
The weather challenge sounds very interesting and fun to do!! Me and my husband will be starting that this week 🤗… All of the challenges you mentioned are great ideas!! Going to do at least 2/3 of them for this whole year 💫✨… Blessings to everyone 🌏 let’s make the best of it this year and don’t let this pandemic hold us back from achieving our goals
I have found this to be more interesting because I have been practicing many of these skills before even getting to know your page. But all the same because you have add up to my ideas for saving money.
I'm currently addicted to the no spend challenge.. now i might have to break myself out of it just so i can socialize again, ugh!!!!... lol. I loved the $5 challenge,i think i saved close to $300 once
Thank you for edifying my life! I just became a sub and also just commented on your, “how to save 10k in a year” video. Your content confirmed I’m on track…I have been saving now for almost a year and will hit 10k next month, Apr ‘22. My plan is to continue saving 1k for the next eight months which will put me at 18k in Dec. My OCD will kick in since it’s so close to 20k. (Lol) So I will put any extra that I can to get as close as possible to that 20k by Dec 31, 2022. Thank you so much for your meaningful content. God Bless you and yours!🥰
I have done the spare change challenge and saved $1’s as well as the no spend challenge for years 🙌🏾 I am looking forward to trying the 26 week & 52 week challenge 🤗
Hello CGF! I'm a newbie to your channel. Love your videos! Thank you! Was wondering - please do you have videos on advice for people that give a lot? I'd say it's one of my love languages but I'd also love to learn tips to 'manage it' cos sometimes, its quite significant. I know giving is good...but at the same time...:)
☺ I'm excited to watch. This is an initiative of mine. I want to buy a property this year and beyond and a plan to conserve what I have is the first step.
Love these ideas! I feel like you can do more than one challenge at the same time. And the challenges help you incorporate healthy habits. Thank you ladies. ❤
4/14/22 Good morning from High Desert, California. You are very inspirational and reconfirming of my thoughts and actions. I forwarded and shared this to my husband’s phone… Just hoping he reads and puts thought into it before dumping his phone at the end of the day. Great person just not on the same page… Thank you once again. 🥰 new Subscriber
I just opened a 13 month CD at 5.5% APY at the Bank of OZK in Atlanta, GA to create a diverse portfolio. I need to rollover some money from a 401K. Any suggestions?
I have been waiting for your video. Let me click the bell. Ahem: Do you recommend those "new" apps that save money for you? Like True Bill. I want to try it...if it's free. 😏 Oh, I do the 52 week challenge to save the amount of the week per week. I'm not doing a coffee challenge. I'm sure that I keep DD in business, but...🤨 I am thinking about the food one. I end up throwing out a lot of food at the end of each week. Thanks for this video.
I started this year 1st week of jan,i decided to save every week as little as R10 on the 2nd week will be R20 ,increase of R10 every week . I will start Wednesday wearther challenge i want so see something just for a month Thanks a lot
I love Starbucks I go 2-3 times per day thank god I immediately stop after seeing how much I spent in a month nearly gave me a heart attack. For the last 2 months I was able to save it instead of having Starbuck breath. It was worthed to see the money grow in my saving account. Thank God I changed for the best!
Cooking at home is not a challenge for me... I do not understand why people line up or drive through for half an hour for junk food.... In this time I have prepped, enjoyed, dishes washed and put away...
Which of these challenges have you tried or plan to try to save more money? Share in the comments! Thanks for tuning in!
😢😢the planning meal and the no spending challenge.
I did a savings challenge where I put all of my commission sales into savings and just lived off my hourly. I was able to save $22,000 in just over 2 years. Your channel has changed my life!
Wow thats amazing!!!! Well done!! Thanks for being here!! ❤️😍🙏
That's a great idea. Thank you. I can do this method with my overtime monies. Just act like I didn't do it right? and just deposit all of that OT money into my savings account and just live on my base salary only. Thank you again @Angela.
1. 26 or- 52-week Savings Challenge (save a specified amount of money each week for 6 -12 months)
2. 30-day No-Spend Challenge (with the exception of bills/utilities, food, gas, medicine)
3. 30-day Meal Planning Challenge (meal plan and shop for groceries, no purchase of meals, take a packed lunch to work)
4. $5.00 Savings Challenge for 90 days (save every spare $5.00 bill)
5. Clever Girl Fund challenge - create an emergency savings fund to cover essentials (food, housing, transportation, medicine, utilities) for 3-6 months
6. Spare Change Challenge (collect and save all spare change in cars, handbags, purses, etc)
7. Coffee Break Challenge up to 30 days (save the money you would usually spend on coffee)
8. Weather Wednesday challenge (check the weather each Wednesday and save the amount the thermometer reads e.g. $50 for 50 degrees)
9. 30-day Minimalism Challenge (de-clutter for 30 days; valuable items can be sold to make extra cash)
Since I started watching you channel,you have helped me to save from nothing to 500k,thanks for good content.
A 30 day meal planning challenge is right up my street ! These are great ideas Bola!
🎉🎉🎉🎉🎉 yasssssssss
The meal prep helps avoiding buying take-aways, we plan our weekly meals on the weekend and every Sunday, we prepare the food for the coming Mon - Fri, this even allows us to have the evenings free to go for a walk and look after our health or study something. If you want to save up even more in this category, have some vegetarian days or weeks, you will be amazed on how much money u can save by not buying meat/poulty, etc. - we are vegans now but I remember when we started with 2 vegan days a week then having meat only on weekends, etc.. We were so impressed at how much money we were saving.
I think our mistake was that were eating out on the weekends to dont get bored BUT with the lockdowns we have now learned and got used to the idea that even during weekends we can have a meal at home, we can cook something nicer for the weekend like a good fresh pasta or something else that is a bit more elaborated than the weekly meals. And o make it special on the weekend we pack our food in containers and go to a park or beach to eat there (like a picnic). Planning your meals is definitely a big saving.
Love it! Thanks for sharing these details!
I had to come back here to drop a comment/progress report 😊.
I adopted the weather challenge 🎉.
So far, it's been so much fun and I'm addicted to it. I had a $600 saving challenge before watching your video and my goal was to save $50 monthly.
From my side of the world, coupled with the low income, that was daunting 😢.
But, after watching this video and adopting the weather challenge, I exceeded myself.
Thanks for the motivation to remain disciplined ❤.
More wisdom to you.
Doing 5 challenges this year:
>Keep the change challenge (do it each year until the 4 crayon banks are full)
>$5 challenge (do it each year)
>52 week challenge monthly addition (will have $2k by end of year)
>Age challenge ($1,872 save my age amount each week)
>52 week challenge ($1,430 by adding an extra $1 onto each week)
Weather Wednesday sounds fun!!!!!
Love these challenges ideas, particularly the Clever girl fund challenge to save your emergency fund. I have started 2 challenges at the beginning of January the 52wk challenge saving £1 for the first week, £2 for 2nd week, £3 for 3rd week and so on until week £52. Also a £20 a week challenge until week 52. On Monday I will be also doing a no spend week.
I've been a brown bagger for over 20 yrs.
When I started working at the elementary school I'm at 19 yrs ago, the running joke was that I'd never use all the $5 I started w on my cafeteria account
19 yrs later, I still hover at around $2.50😂
I've only bought a baked potato and salad (.40 each) if I don't make my lunch the night before. I eat from the teacher bar about twice a month.
I also used to LOVE the banana bread slice from Starbucks. Then I started making my own and adding chopped apples or pumpkin to the batter. I make mini loaves and gift them. For the cost of 2 Starbucks slices, I can make a dozen mini loaves, I know what's in them, WHO made them, that I've washed my hands, and I can make them gluten free, sugar free (for diabetic friends), etc.
I also take orders for holiday giving & sales 😊
Thank you I do a lot of these challenges. The 52 I do backwards so it's not as costly in December .This year I 'm doing Lisa Grateful Me challenge of $1-$25 4 times ( its $1300). The weather one I do lower if it's 50° I do $5. At the moment we are decluttering & donating.DH just wants gone doesn't want to sell. So I'm saving $5 a reg. bag & $10 trashbag or box .Money going into the 3-6 month funds. I'm glad you popped up into my feet and cause I haven't watched you for a while so I'm gonna have to stop doing that again😊
love love love what you are doing! Thanks for sharing and for being here!
I do a lot of no spend challenges. I love them!
Trying the $5 challenge and no spending week starting Monday. Actually started reducing spending since watching your vlogs. Thanks for the inspiration
Two fun ways to save money:
1. Save quarters, adds up quickly
2. Save dollar bills that contain the first initial of your first, middle or last name. Every dollar bill has a large initial to the left of George Washington’s picture. When you receive change back from a cash purchase, you look forward to seeing if your initials are on the dollar bills to add to your savings
Love love love this!
I do the 30 day no spend challenge for 3-4 months then break for a month and then continue. Typically Christmas and easter time are my spend zones no matter what
That's awesome! Thanks for sharing!
I will try the weekly one for 52weeks. Thank you for motivating me. Love from Zambia, Africa.
The weather challenge sounds very interesting and fun to do!! Me and my husband will be starting that this week 🤗… All of the challenges you mentioned are great ideas!! Going to do at least 2/3 of them for this whole year 💫✨… Blessings to everyone 🌏 let’s make the best of it this year and don’t let this pandemic hold us back from achieving our goals
I have found this to be more interesting because I have been practicing many of these skills before even getting to know your page. But all the same because you have add up to my ideas for saving money.
I have started the 26 weeks, very excited about this. The aim is to finance my next fly ticket.
I'm currently addicted to the no spend challenge.. now i might have to break myself out of it just so i can socialize again, ugh!!!!... lol. I loved the $5 challenge,i think i saved close to $300 once
Great content. Thanks for reminding me to go back to my saving plan
So inspiring. Love your content
Thank you for edifying my life!
I just became a sub and also just commented on your, “how to save 10k in a year” video.
Your content confirmed I’m on track…I have been saving now for almost a year and will hit 10k next month, Apr ‘22.
My plan is to continue saving 1k for the next eight months which will put me at 18k in Dec.
My OCD will kick in since it’s so close to 20k. (Lol) So I will put any extra that I can to get as close as possible to that 20k by Dec 31, 2022.
Thank you so much for your meaningful content. God Bless you and yours!🥰
We have been doing the 52 week challenge for about 5 or 6 years. It's our Christmas money fund
Thank you Bola! I Will try the 30 day no spend challenge.
Definitely try it out!! Thanks for tuning in!
Weather Wednesday is a lot easier in Canada... max 35 degrees where I live :D
I like the weather Wednesday idea.
Thank you for the helpful information !!
I plan on trying the 30day no spend challenge. Thanks
You can do it!
This is awesome. Thank you sooo much!
I'm gonna do this!👍
You are a blessing to humanity. ❤️
This video was so helpful I watched it twice l I plan on doing the 30 day meal plan and the 30 day no unplanned spending
So glad it was helpful! ❤️
Thank u for sharing some creative tips that I've never tried. 💜🌻
Thanks for tuning in!
I have done the spare change challenge and saved $1’s as well as the no spend challenge for years 🙌🏾 I am looking forward to trying the 26 week & 52 week challenge 🤗
I use no 30 days spend. It definitely helps......
Hello CGF! I'm a newbie to your channel. Love your videos! Thank you! Was wondering - please do you have videos on advice for people that give a lot? I'd say it's one of my love languages but I'd also love to learn tips to 'manage it' cos sometimes, its quite significant. I know giving is good...but at the same time...:)
Great savings ideas. Thank you. The Weather Challenge is really clever.
Glad it was helpful!
Thank you for this. Will try the weather Wednesday challenge
Have fun!
☺ I'm excited to watch. This is an initiative of mine. I want to buy a property this year and beyond and a plan to conserve what I have is the first step.
You can do it!
Love these ideas! I feel like you can do more than one challenge at the same time. And the challenges help you incorporate healthy habits. Thank you ladies. ❤
Yes, Same thing I was saying 💯
4/14/22
Good morning from High Desert, California.
You are very inspirational and reconfirming of my thoughts and actions. I forwarded and shared this to my husband’s phone… Just hoping he reads and puts thought into it before dumping his phone at the end of the day. Great person just not on the same page… Thank you once again.
🥰 new Subscriber
Thank you for the challenges you mentioned. The weather challenge seems like fun and easy to do. Thank you for your channel
My favourite...❤
I'm going to try the 30 day's challenge, Thank you
Happy new year and thanks for these great ideas. Im going to do the weather wednesday for sure, starting this week.
Wow, very informative and educative👍
Glad it was helpful!
Your videos are life savers
Great & helpful video & tips!
Beautiful tips
Glad you like them!
I'll try the" coffee" or in my case the "snack "time challenge starting today
I'll do the 30 days no spend from next week
Wednesday saving plan. Thank you for the tips
Bola! This is awesome! Will be implementing these challenges to save 💰
Yay!!
always love your videos! Such great content!
Glad you like them!
So clever!!!
I just opened a 13 month CD at 5.5% APY at the Bank of OZK in Atlanta, GA to create a diverse portfolio. I need to rollover some money from a 401K. Any suggestions?
wow great
You have given me some great ideas to try that seem fun and challenging. I appreciate your videos. Thanks!
Thanks alot for this tips so informative looking foward to do them and practice them and thank you leter dear
Such great encouragement! Love the incentive to save more money!
I have been waiting for your video. Let me click the bell.
Ahem: Do you recommend those "new" apps that save money for you? Like True Bill. I want to try it...if it's free. 😏
Oh, I do the 52 week challenge to save the amount of the week per week.
I'm not doing a coffee challenge. I'm sure that I keep DD in business, but...🤨
I am thinking about the food one. I end up throwing out a lot of food at the end of each week.
Thanks for this video.
Great video, very motivating, will try the weather wednesday, spare change and the getting rid of extra stuff challenges👌🏾. I am already excited😍😍
I am going to do the clever Girl saving fund
Do it! Yay!
I have been trying 52 weeks savings account and it really works for me and for December month I used to save with gift cards for crockery
I'm loving it here definitely staying
I save $5.00 bills in a jar and when I get $200.00 ,I put it in my account for my vacation ,I have been to the bank 6 times already
Oh the 30 day challenge sounds nice ! :)
You should definitely try it!!
Waooo very educative.
I need a list of foods to cook on a budget and lunches that don’t require a microwave!
I started this year 1st week of jan,i decided to save every week as little as R10 on the 2nd week will be R20 ,increase of R10 every week .
I will start Wednesday wearther challenge i want so see something just for a month
Thanks a lot
I'm doing snowball and save the change challenge
Bola Sokambi♥️♥️♥️
I will try the 5 dollars challenge
Eagrly waiting
Woot woot thanks for being here!
thank you
I think I'll attempt the 52 week challenge again
I love Starbucks I go 2-3 times per day thank god I immediately stop after seeing how much I spent in a month nearly gave me a heart attack. For the last 2 months I was able to save it instead of having Starbuck breath. It was worthed to see the money grow in my saving account. Thank God I changed for the best!
Great topsp
New Subbie🎉🙌🏽🍾
Cooking at home is not a challenge for me...
I do not understand why people line up or drive through for half an hour for junk food....
In this time I have prepped, enjoyed, dishes washed and put away...
just finished the 100 envelope challenge
Ain't a girl though am in for the challenge
52week challenge
Investing in Crypto now should be every wise individuals list, in some months time you'll be ecstatic with the decision you made today.....
Most intelligent words I've ever had •
Get him on Wats app 👇
😷😷† 𝟭𝟳𝟭𝟱𝟴𝟬𝟭𝟲𝟰𝟮𝟬
Am a 22years university student from Ghana, can you help me find a genuine work online so that I can pay my rent and school fees.