Complete details about section 80C: th-cam.com/video/RslX1344Bfc/w-d-xo.html Watch our income tax series - Calculation, old vs new tax regime, HRA, Income tax savings, Section 80C and more: th-cam.com/video/wtriages-KQ/w-d-xo.html Watch Sharemarket for beginners series: th-cam.com/video/yubqclFvsl8/w-d-xo.html Subscribe to our channel: th-cam.com/channels/KRoPe88rn7xeal8ubZ0tFw.html
Anna one doubt..suppose we have deposited 1.5lakhs every year in 1 St month itself then wt is the total compounding rate?..becoz u said every minimum amount will be taken for interest calculation so if i put 1.5 lakhs starting of the year itself then what they will calculate for interest??? Now I'm holding 1.5 lakhs in all 12 months of year means minimum balance also 1.5L ...any benefit in this anna?
Clear explanation bro . other channel la solatha tips la solirukinga. Tq. ❣️ This mnth open panna pore. Already fixed to open ppf account. But doubts Iruku so atha mattum clear pannunga 1.mnth starting 5th date kulla deposit panna solringa... But athu account open pandrathukum follow pananum ah ila only deposit mattum before 5th kulla deposit pananum ah . 2. Na monthly investment idea la iruke so . Na starting la 1000 invest pandre but antha amnt ah na increase panikidalam ah ila, athe 1000 tha maintain pana mudium ah 3. Account open post office best ah ila private side open pandrathu best ah 4. 3 mnth ku change agum nu soningala rate of interest. Epad check pandrathu. Pls itha konjam clr paningana..... Account open pandrathuku use agum . ❣️
Dear sir: Mistakenly I've opened 2 individual account & deposited money in both the accounts. First in post office second in canara bank. Later only i came to know that I can't open 2 individual ppf account. Both these accounts were opened in jan (post office) and Feb(canara bank) of 2022. Weather merging is possible within one year from canara bank to post office? My money will be safe? In upcoming months where I can prefer to pay the amount? Pls help me in this regard.
Thank you first of all. 1. Clear content 2. Simple language usage 3. Layman can understand You clarified NRI concept. 1. Can first year investment be used for Tax exemption filing? I have shared this useful and knowledgeable content.
Hai sir. I have a doubt🤔 30.March 2022 la PPF A/C open pannuren. Eppa etha entha finacial year oda start pannu vanga. Please explain me. Thank you so much for your all beneficial videos for the young generations to have a good knowledge for finacial.
Most of the topics coverd .. I want to deposit single deposit of 1.5lpa in post office can I deposit in online ? If yes how to do how can I get account number
One doubt brother yearly 1.5L PPF account la pay Panna after15 years ...varra maturity amount epdiyum 40 kitta erukku Thana ...apdina ....last 15 th year la 1.5 than tax reduction Panna mudiyuma .. remaining 38L athuvae tax athigama erukkumae
Thanks for this video and its helping much for us. Having a doubt on this, instead of investing every month 12,500/- Can we invest 1.5Lakhs on every financial year starting time like April month. So that we will get highest on interest rate when compared to monthly. Can you please let me know does my understanding is right or wrong. Please clarify @THINKING TAMIZHA
If you are just doing it for IT submission then do it but you will not get good interest now. Showcase to ITR submission, yes you can. Please plan lump sum consistently in April for every year. Else plan 12500 for every month. Always lump sum in PPF on April gives you better return
Sir. I have a doubt. Nanum en husbandum ppf account vechurukom. Enoda ppf account 1.5 lakh per year and en husband oda ppf account 1.5 per year nu poda mudiuma ? Or rendu perum sernthe 1.5 than panna mudiuma?
மிக அருமையான விளக்கம் 👌👌. ஒவ்வொரு நிதி ஆண்டின் தொடக்கத்தில் அதாவது ஏப்ரல் மாதம் 5 ஆம் தேதிக்குள் அந்த வருடத்திற்கான தொகையை உதாரணத்திற்கு 25 ஆயிரம் (வருடாவருடம்) செலுத்தி விட்டால் மாதாமாதம் செலுத்தும் தொகைக்கு கிடைக்கும் வட்டியை விட அதிகம் கிடைக்குமா? பதிலளியுங்கள்....
If salary gets only credited at 5th. The concern person will only invest on 5th. So can the person get that minimum amount balance included with 5th day investment or before 5th day of month only gets calculated?
On 5th day. It doesnt depend when you transfer, it depends on when it is actually credited. If it is credited within 5th day of the month before working hrs, it will get interest
1.Bro if I pay first year 50000/- in one month and I didn’t pay for other month it will be problem? 2. First year I pay 50000/- and in second year I have paid only 10000/- is there any problem occurs or I should pay same amount 50000/-?
The following two videos help you decide Maximizing PF returns - th-cam.com/video/9AcirjhhTNM/w-d-xo.html Lumpsum vs SIP - th-cam.com/video/juny0HZgfpU/w-d-xo.html
Bro PF account munnadi eh close panna mudiyum le but at retirement than maturity nu solringa. Purila bro anda point mattum. EPF namme close panna mudiyada?
I have one clarification - We can change invest amount of every installment or lumpsum??? Ex - 1st month investing 500; 2nd month investing 1000... We can invest like this...?? Or need to invest same amount every year or lumpsum??
Bro. Thank you. My doubt is as u said in example, if a person starts account on June 2021. When will be the first interst is calculated,April 22 or April 23???
Interest calculation will start from the month of deposit. Interest credit will be by end of Financial year, in your example it will be by Mar 2022 - Need not worry about it. But for lock-in period, this is not considered.
Brother I need your advice. I have just started earning. My company have asked to submit investment proofs for this financial year last month..Where i didnt know what was it, i missed it out. So kindly advice me what can i do to immediately rectify it... And also can i claim the my last month deductions at any terms?
You can still make tax saving investments before end of march 2022 and get tax benefit. Watch this video for more details - th-cam.com/play/PLftxfmh_h55GQ8IG9RZRB0nG3xO_-sCRl.html
Bro I invested in ppf from last year I invest 1000 each year whole year buthey gave low interest only they gave only 363 rs bro how bro I pay before date 5 of month bro they are cheating aa bro
@@thinkingtamizha007 because if a person is a employee in any government or private organization means definitely he will have epf account,so having ppf account will not create any problems in epf account right
If I invest 1lakh in ppf on July 7th it is for FY 2022 right? And for FY 2023 I need to invest before 5th of April 2023 right? Correct me if I am wrong bro
Bro I have doubts can u clarify . I wanna deposit lumpsum .which month n date to do it. Can we invest in RD monthly for one year taking tat amount and depositing in PPF . Can we get both interest RD + PPF. It's tat right . Seen in one TH-cam channel. Please clarify
Complete details about section 80C: th-cam.com/video/RslX1344Bfc/w-d-xo.html
Watch our income tax series - Calculation, old vs new tax regime, HRA, Income tax savings, Section 80C and more: th-cam.com/video/wtriages-KQ/w-d-xo.html
Watch Sharemarket for beginners series: th-cam.com/video/yubqclFvsl8/w-d-xo.html
Subscribe to our channel: th-cam.com/channels/KRoPe88rn7xeal8ubZ0tFw.html
Speak about PLI
Anna one doubt..suppose we have deposited 1.5lakhs every year in 1 St month itself then wt is the total compounding rate?..becoz u said every minimum amount will be taken for interest calculation so if i put 1.5 lakhs starting of the year itself then what they will calculate for interest??? Now I'm holding 1.5 lakhs in all 12 months of year means minimum balance also 1.5L ...any benefit in this anna?
அருமையான பதிவு தெளிவான விளக்கம் உள்ளது மிகவும் பயனுள்ளதாக இருக்கிறது 👌👍
Thank u so much for giving clear idea about PPF. Brilliant explanation
Brilliant!! Very useful for common people! 👌👌
Very useful
Sir, ஒரு middle class family, மாதாமாதம் ரூ.1000, ரூ. 2000, ரூ. 5000 PPF போடற மாதிரி வைத்து full details சொல்லுங்கள் சார்.
clear explanation.. underrated channel.. by this time u must have got atleast 5-7 lakh subscribers
Thank you so much.....so informative.....very good analysis🤝
Very detailed information Nanba. Thanks for your effort 👏👏
Very nice buddy .. Excellent articulation , highly appreciate your effort. Love from
USA 👍
Thank you very much!
Clear explanation bro . other channel la solatha tips la solirukinga. Tq. ❣️ This mnth open panna pore. Already fixed to open ppf account.
But doubts Iruku so atha mattum clear pannunga
1.mnth starting 5th date kulla deposit panna solringa... But athu account open pandrathukum follow pananum ah ila only deposit mattum before 5th kulla deposit pananum ah .
2. Na monthly investment idea la iruke so . Na starting la 1000 invest pandre but antha amnt ah na increase panikidalam ah ila, athe 1000 tha maintain pana mudium ah
3. Account open post office best ah ila private side open pandrathu best ah
4. 3 mnth ku change agum nu soningala rate of interest. Epad check pandrathu.
Pls itha konjam clr paningana..... Account open pandrathuku use agum . ❣️
Thank you so much. Crystal clear information!
அருமையான தகவல் நன்றி
Can you please tell which is correct time for opening PPF account? If you tell na,it's very useful to me I will wait and open it. Pls tell me breifly
Bro Na PPF Account open pann poran 2022 November open panna better ha irukuma illa 2023 April open panna better irukuma sollunga bro
How to increase EPF of employee side contribution
Good explanation.. 👍
Wow super bro tq for information 👍👌
Bro for confirmation the investment amount should be same for all year or it can be vary.
Very useful information..
Year starting month la 1.5 lacks podduda athoda intrest all months kidaikuma?
bro income tax all sections la iruka items individual video podunga. like ppf, epf. super bro
Enaku oru ac and my daughter ku oru ac open pani yearly 3 lacks podalama ?
Dear sir: Mistakenly I've opened 2 individual account & deposited money in both the accounts. First in post office second in canara bank. Later only i came to know that I can't open 2 individual ppf account.
Both these accounts were opened in jan (post office) and Feb(canara bank) of 2022.
Weather merging is possible within one year from canara bank to post office?
My money will be safe?
In upcoming months where I can prefer to pay the amount?
Pls help me in this regard.
Bro prbm solved ah?? Same issue please tell how u manage..
Thank you first of all.
1. Clear content
2. Simple language usage
3. Layman can understand
You clarified NRI concept.
1. Can first year investment be used for Tax exemption filing?
I have shared this useful and knowledgeable content.
Yes. All years of investment you can claim exemption from Taxable income
@@thinkingtamizha007 Thank you sir
Hai sir. I have a doubt🤔 30.March 2022 la PPF A/C open pannuren. Eppa etha entha finacial year oda start pannu vanga. Please explain me. Thank you so much for your all beneficial videos for the young generations to have a good knowledge for finacial.
After 5th appuram amount potta interest varatha sir
ஒருவேளை ஐந்து வருடம் பி பி எஃப் கட்டிவிட்டு ஒருவர் இறந்துவிட்டார் அந்த பணம் யாருக்கு செல்லும் எவ்வளவு கொடுப்பார்கள் அல்லது கிடைக்குமா கிடைக்காதா
Thank you for your public interest...
Bro... Incase PPF holder death or desired to change over to daughter or son name mean, can we change?
Nan dec 2021 la start panirukan so yenakku 2022 financial year la irunthu interest varum correct ah
Clearly explained 😎
Most of the topics coverd .. I want to deposit single deposit of 1.5lpa in post office can I deposit in online ? If yes how to do how can I get account number
One doubt brother yearly 1.5L PPF account la pay Panna after15 years ...varra maturity amount epdiyum 40 kitta erukku Thana ...apdina ....last 15 th year la 1.5 than tax reduction Panna mudiyuma .. remaining 38L athuvae tax athigama erukkumae
Bro, if I opening ppf account in Jan 2023 can I get interest in April 2023?
Is there any difference when it comes to opening a PPF account at a Bank and at Post Office...Like additional charges frm the banks end etc...
Excellent information..nice presentation...gst varuma
15:52 eg: 1st year la 1 lakh pay panuna 2nd year la 1lakh tha pay pananum ah illa 1lakh below or above panikulamah bro
Any amount.. minimum 500
Brilliant explanation 👏
Sir lump sum amount when we have deposit
Can we invest n number of times In a financial year or any limitations
Will first year account opened year will get interest or not. If not can we invest minimal amount for 1st account opened year.
First year will also get interest
Thank u so much Bro
How much return do we get when we r withdrawing it at 21st year??
What about Transfer of account
Can you share either excel file or formula to be used in the sample calculation shared in the presentation.
Thanks in advance
Sir எனக்கு Canara bank SBI இந்த இரண்டு bank a/c இருக்கு . இதில் எந்த bank யில் NPS + PPF துவங்க சிறந்து
SBI
good explanation thank You...
My son is 12 years old
Can I have separate PPF accounts for myself and my son. If yes how much can I invest in two accounts.
Thanks for this video and its helping much for us. Having a doubt on this, instead of investing every month 12,500/- Can we invest 1.5Lakhs on every financial year starting time like April month. So that we will get highest on interest rate when compared to monthly. Can you please let me know does my understanding is right or wrong. Please clarify @THINKING TAMIZHA
Correct. Early lumpsum will give you higher returns as the Total balance through-out the year will be high
மிக்க நன்றி நண்பரே
Yes you are correct, I'm investing Rs.1.5L before April 5th every year. I'm getting higher interest.
I want to start ppf this december.can I deposit lumpsum amount this December .will I lose interest?
If you are just doing it for IT submission then do it but you will not get good interest now. Showcase to ITR submission, yes you can.
Please plan lump sum consistently in April for every year. Else plan 12500 for every month. Always lump sum in PPF on April gives you better return
SIP யில் ஒரு வருடத்திற்கு சேமிக்க ஒரு நல்ல இன்வெஸ்ட்மென்ட் ஃபண்ட் சொல்லுங்கள்..
நன்றி 🙏
Sir. I have a doubt. Nanum en husbandum ppf account vechurukom. Enoda ppf account 1.5 lakh per year and en husband oda ppf account 1.5 per year nu poda mudiuma ? Or rendu perum sernthe 1.5 than panna mudiuma?
Bro useful video👌 first financial year consider pannadhu sonninga la, tax exemption kum first financial year consider pannadha?
No.. For tax exemption. It is considered
Tamilnadu power finace corporation FD scheme safe ah bro... Plz make a video of it...
மிக அருமையான விளக்கம் 👌👌.
ஒவ்வொரு நிதி ஆண்டின் தொடக்கத்தில் அதாவது ஏப்ரல் மாதம் 5 ஆம் தேதிக்குள் அந்த வருடத்திற்கான தொகையை உதாரணத்திற்கு 25 ஆயிரம் (வருடாவருடம்) செலுத்தி விட்டால் மாதாமாதம் செலுத்தும் தொகைக்கு கிடைக்கும் வட்டியை விட அதிகம் கிடைக்குமா? பதிலளியுங்கள்....
th-cam.com/video/9AcirjhhTNM/w-d-xo.html - Badhil inda video vil vulladhu
In ppf the first year investment (2022 to 2023) is not counted for interest ?
If yes, then shall I invest money from the second year (April 2023) ?
Interest will be added.. its only for count of 15 yrs
If salary gets only credited at 5th. The concern person will only invest on 5th. So can the person get that minimum amount balance included with 5th day investment or before 5th day of month only gets calculated?
On 5th day. It doesnt depend when you transfer, it depends on when it is actually credited. If it is credited within 5th day of the month before working hrs, it will get interest
Bro na eppo invest panrathu... April varaikum wait pananuma.. Illa Decemberlaye joint panalama..
1st April to 31 march is a financial year.. you need to make investment in each financial year..
While I open PPF interest rate is 7.1.... if interest rate change will it affect my already opened account?
Yes.. any change in interest rate will impact entire investment
Lumpsum pota interest increase aguma sir
Very useful.
Sir monthly amount different pani pay panaudiyuma example Jan - 500
Feb - 2000
March - 1000
Epadi pay pana mudiuma
Mudium
What is the best plan for tax saving bro ?
S, useful info bro. Keep doing
1.Bro if I pay first year 50000/- in one month and I didn’t pay for other month it will be problem?
2. First year I pay 50000/- and in second year I have paid only 10000/- is there any problem occurs or I should pay same amount 50000/-?
I also have this question?... all investment should be same or we can make it higher or lower on every year...
Excellent video .....
Bro is any limit like only 12 times per year or we can invest any number of times in a year.
Any number. But its best if you invest lumpsum in april or before 5th of every month.
NRS Apdina enna Brother....
Hello bro Monthly pay pannanuma illa quarterly, halfely & yearly ones pay panura mathri option irukka..? Online & net bankinga la pay panalama ..
epdi vena pannalam
Can we invest in Ppf by paying variably? Like first year I'm investing 10000, second year 5000, third year 20000 like that??
Yes. But min Rs 500
Well explained
Lumpsum amount pota which month and year podanum
The following two videos help you decide
Maximizing PF returns - th-cam.com/video/9AcirjhhTNM/w-d-xo.html
Lumpsum vs SIP - th-cam.com/video/juny0HZgfpU/w-d-xo.html
Brother I'm today started investment in ppf on 2.7.22. 15 yrs right then when the scheme will end in want to that date..?
2038 brother
Sir, PPF க்கு entry age என்ன? ஏதாவது age limits இருக்கா? 45 வயது, 50 வயதில் இருப்பவர்களும் ஆரம்பித்து 15 வருடங்கள் போடலாமா?
Yes
Bro PF account munnadi eh close panna mudiyum le but at retirement than maturity nu solringa. Purila bro anda point mattum. EPF namme close panna mudiyada?
th-cam.com/video/RslX1344Bfc/w-d-xo.html - This will answer your questions brother
Bro ipo first year 1 lak pay pana next yer 50k panalma illa same amount thana!?
As far as I know it is flexible, you can change contribution YoY
Na student ppf account vachuruka
Na work porapo epf ketaikuma epf and ppf ethachu link irukuma
No EPF is employees provident fund it's different from PPF. No need to worry
bro can I have both EPF and PPF.?. if yes can i get 3L tax exempt under 80c.?.
No.. cant get exemption more than 1.5lakh. Watch our 80c video for more details
5th apo invest panna calculate aguma bro
5th Anniki credit aagi realise aagi irukkanum. To be on safer side invest on 4th
Bro if I start ppf in May 2022 next year which month should I invest April or may ?
April is better
Bro January la ppf account open panni 1.5 laksh deposit pannitu... Coming April la 1.5 laksh deposit panna mutiyuma bro
yes. Jan 2022 isfor FY 2022, April 2022 deposit is for FY 2023
I have one clarification - We can change invest amount of every installment or lumpsum???
Ex - 1st month investing 500; 2nd month investing 1000... We can invest like this...??
Or need to invest same amount every year or lumpsum??
You can invest different amounts
@@thinkingtamizha007 Thank you...
VPF also till retirement lockin period?
EPF/VPF are same as long as it comes under EPFO org.
@@thinkingtamizha007 Thank you
Sir..ppf amount a 15years apro direct a bank la apply pani withdrawal panikalama? Or yepdi withdrawal pana mudiyum?? Konjo solunga
Banks, post office.. anywhere you can open account. After 15 years it matures and you can close the account
@@thinkingtamizha007 sir money withdrawal keten.. bank laye withdrawal panikalama?? Ella alaiya viduvangala EPF Mari..
150000 epf la invest pannitu ppf layum invest panna mudiyuma 150000 under 80c? total of 300000
Yes
You can.. but tax benefit only for a total of Rs 1.5 L
Bro. Thank you. My doubt is as u said in example, if a person starts account on June 2021. When will be the first interst is calculated,April 22 or April 23???
Interest calculation will start from the month of deposit. Interest credit will be by end of Financial year, in your example it will be by Mar 2022 - Need not worry about it. But for lock-in period, this is not considered.
Brother I need your advice. I have just started earning. My company have asked to submit investment proofs for this financial year last month..Where i didnt know what was it, i missed it out. So kindly advice me what can i do to immediately rectify it... And also can i claim the my last month deductions at any terms?
You can still make tax saving investments before end of march 2022 and get tax benefit. Watch this video for more details - th-cam.com/play/PLftxfmh_h55GQ8IG9RZRB0nG3xO_-sCRl.html
I would like to open ppf account in December 2021 and will deposit 1.5L At a time. Is that fine?
First time its ok.. from subsequent year try to make the maximum investment in April itself.
Bro I invested in ppf from last year I invest 1000 each year whole year buthey gave low interest only they gave only 363 rs bro how bro I pay before date 5 of month bro they are cheating aa bro
For 1000 rs per year, you ll get only Rs 71 as interest..
EPF tha tax exempt ila i mean, Person contributing 2.5 lak in epf, She or he has to pay tax for that. ? Please correct me if i'm wrong.
EPF details - th-cam.com/video/RslX1344Bfc/w-d-xo.html
Can you give financial advice as per my state?
We dont do personal consultations.
கடைசி நாம காசு எடுக்கும் போது. Deduct பண்ணுவாங்களா?
No, that's why he mentioned EEE category which is exempt, exempt and exempt.
@@karthikkunala ok got it now.
Dear bro,can i save 1.5 lakhs every yearr....maximum evlo invest pannalaam
Watch this video madam - th-cam.com/video/EYTM3JpaKPU/w-d-xo.html
it has answers to all your questions
Na june 2021 open panni 100000 pottutan ithu kanaku varatha
Different amount deposit or not
Same amount onlyaa
Any amount, but minimum Rs 500 per year.
Can a person have both epf and ppf account simultaneously
Yes
@@thinkingtamizha007 because if a person is a employee in any government or private organization means definitely he will have epf account,so having ppf account will not create any problems in epf account right
@@keerthivasan377 you can have both. no prblm, but you can show only a max of 1.5L under 80c
@@thinkingtamizha007 how to claim tax redemption under 80c for ppf account
Sir we can invest in both ?
Both means, which both?
Nps and ppf
Yes.
Thank you sir
Now only I'm seen your channel
Your channel is very usefull sir
Now on words I will follow your channel sir 👍🏻🌻
Ppf is fixed interest or floating interest ??
It can be changed by Govt every quarter. I have explained this in the video - go to 4:30 - 6:00
@@thinkingtamizha007 if they might reduce the ROI in future.. it will be loss for us rite..??
If I invest 1lakh in ppf on July 7th it is for FY 2022 right? And for FY 2023 I need to invest before 5th of April 2023 right? Correct me if I am wrong bro
No.. if you invest in jul 2022, it is for FY 2023.. if u invest on 5th april 2023 it is for FY 2024
@@thinkingtamizha007 thank you bro
Bro I have doubts can u clarify . I wanna deposit lumpsum .which month n date to do it. Can we invest in RD monthly for one year taking tat amount and depositing in PPF . Can we get both interest RD + PPF. It's tat right . Seen in one TH-cam channel. Please clarify
th-cam.com/video/9AcirjhhTNM/w-d-xo.html
Answer to your question bro!!
What is your recommendation bro whether we can invest in ppf or not in 2022 will interest rate be increased or decrease for it