Complete details about section 80C: th-cam.com/video/RslX1344Bfc/w-d-xo.html Watch our income tax series - Calculation, old vs new tax regime, HRA, Income tax savings, Section 80C and more: th-cam.com/video/wtriages-KQ/w-d-xo.html Watch Sharemarket for beginners series: th-cam.com/video/yubqclFvsl8/w-d-xo.html Subscribe to our channel: th-cam.com/channels/KRoPe88rn7xeal8ubZ0tFw.html
Why is everyone making same mistake. Yes limit is 1.5L,but if you are already paying mandatory pf, So you need pay remaining portion of 1.5L. Every Salaried employee with 13 LPA, would have already paid 75k in PF deduction.
Great video. You missed one thing. Mechanism of lock in period. 1. You can only redeem the money invested in the first year at the end of third. 2. Money invested in second can only be redeemable at the end of fourth year and cycle continues. 3. It's gets tricky in SIP. For example. Jan 1,2022 matures on Dec 31, 2024 & Feb 1, 2022 matures on Jan 31, 2025..... ....... Dec 1, 2024 matures on Nov 31, 2027.
Yes. You are right. We tried putting in an example, it was getting complex and video became long. So, we had not included. However, we want to stress upon that ELSS is beneficial only in long term, ie. 10 years plus. In 3 years, people may not even get good returns.
Great content. For time being, by neglecting compound effect, I can foresee we can save the money from long term tax while surrender the shares with partial quantity by pushing into subsequent financial years. Hope you can agree on that and can you suggest how we can minimize on long-term tax by partial close of matured amount. Kindly revert.
Hi sir, na ippo post office la PPF la 1.5Lk per year ku pottu Mutual fund ELSS laum 1.5Lk per year ku potta total 3Lk per year la varum ippo enakku tax save aguma illa illa 1.5Lk ku tax pay Pandra mathiri varuma because same PAN CARD tha na use pandrom pls solluga 🙏 na intha month PPF account open pannalamnu irukke
Hello sir..Excellent video at the right time...I have a doubt..If iam investing 1.5 lakh in ppf in an year and 1.5 lakh rupees in ELSS in an year..whether i will be getting exempted from the tax for both the scenario ?
Bro, Can invest this SIP ELSS on Banks and how much they will charge our final amount? If Banks it's not good place to invest SIP ELSS, then where we should invest and how to invest? Please make one video related to this.
clear explanation brother, i have a doubt here with elss , elss la returns jassthi compared to other tax exempt options. but expense ratio, tax on dividend and tax on final withdrawal iruku additionally index fund behaviour of grow or dip is unpredictablengra apo.. benifit ae ilaye other than on paper 80c tax exemption buy hidden risk jaasthi.. please elaborate on this factor brother
In the following video, I have compared all 80c options on returns, lockin and tax savings.. watch it once, you ll get answers to many questions Section 80C Comparison of all investments th-cam.com/video/opM2DGAbRFY/w-d-xo.html
1.Divident from ELSS will taxed under slab rate or how? 2.If capital gain is less than 1 lakh, Capital gain tax can be avoided. Shall I calculate and withdraw gain less than 1 lack each FY & avoid CG tax.? Pls clarify
Shares will not come under 80C investments. Only ELSS. We have explained what all is covered in 80C in this video - th-cam.com/video/EYTM3JpaKPU/w-d-xo.html
It is possible that our total principle will decrease of any suituation span of 5years.. Ex: we invested 5L, while withdraw after 5years will get below 5L?
Any particular tip to withdraw money from elss after maturity?? Do we gain profit by withdrawing in sip format monthly , so that the ltcg will be less than 1 lac??
Bro one doubt,, epf you mentioned like it will given on retirement age,, am working in IT suppose i ll quite the job and start doing business means, whether I can withdraw my pf and vpf....pls assist
Bro, 12 months ELSS la sip mode la invest pandrom na, next 3 years ku lock in aidum after 12 months. So, andha 3 years kum naama taxation ku use pannalama?
@@thinkingtamizha007 yes means enna brother?... In this video u said after 5 years we can take total amount 10 lakhs.. can we withdraw all the amount? Or can take only the invested amount reached 3 years?
Every investment transaction has a lock-in period of 3 years. Example: Rs.1000 invested on 1st Jan 2022 can be withdrawn on 1st Jan 2025. Rs.1000 invested on 1st Feb 2022 can be withdrawn on 1st Feb 2025.
@@thinkingtamizha007 bro pls give me your email id. I will send my tax calculation sheet along with payslip. Need to discuss with you brother. Pls help me. Apart from pf i dont have any other tax saving scheme.
@@thinkingtamizha007 No i am asking with same elss fund which i used for 80C for 3 yrs, If i keep investing in the same elss fund for 5 more years, Will it become open ended fund or still i can show my investments on 5 more years?
Complete details about section 80C: th-cam.com/video/RslX1344Bfc/w-d-xo.html
Watch our income tax series - Calculation, old vs new tax regime, HRA, Income tax savings, Section 80C and more: th-cam.com/video/wtriages-KQ/w-d-xo.html
Watch Sharemarket for beginners series: th-cam.com/video/yubqclFvsl8/w-d-xo.html
Subscribe to our channel: th-cam.com/channels/KRoPe88rn7xeal8ubZ0tFw.html
Why is everyone making same mistake. Yes limit is 1.5L,but if you are already paying mandatory pf, So you need pay remaining portion of 1.5L. Every Salaried employee with 13 LPA, would have already paid 75k in PF deduction.
Very good detailed video.. Great effort to make this video. Wishing the ethical hard workers all the best. Keep going. Thanks as well.
அருமை தோழரே... தங்களின் பகிர்வுக்கு மிக்க நன்றி
Crystal clear explanation... really very useful analysis to new investors..👍
Neat and clear presentation . Long way to go 🔥
What a Cristal clear explanation., helps us to take correct investment carefully. Thanks.
Glad it was helpful!
Very clear explanation for ELSS Investment. Thanks bro.
Excellent explanation brother. Keep the work good. Expecting more videos from you.
Great video. You missed one thing.
Mechanism of lock in period.
1. You can only redeem the money invested in the first year at the end of third.
2. Money invested in second can only be redeemable at the end of fourth year and cycle continues.
3. It's gets tricky in SIP. For example.
Jan 1,2022 matures on Dec 31, 2024 &
Feb 1, 2022 matures on Jan 31, 2025.....
....... Dec 1, 2024 matures on Nov 31, 2027.
Yes. You are right. We tried putting in an example, it was getting complex and video became long. So, we had not included. However, we want to stress upon that ELSS is beneficial only in long term, ie. 10 years plus. In 3 years, people may not even get good returns.
Bro konjam purira mari soldringala. Confused 😕 ..
Bro, then which index mutual fund best compare to ELSS ? Please advise.
Great content. For time being, by neglecting compound effect, I can foresee we can save the money from long term tax while surrender the shares with partial quantity by pushing into subsequent financial years. Hope you can agree on that and can you suggest how we can minimize on long-term tax by partial close of matured amount. Kindly revert.
Neat and clear Explanation.Very useful
Very nice explanation 👌
Superb analysis and content ..
Hi sir, na ippo post office la PPF la 1.5Lk per year ku pottu Mutual fund ELSS laum 1.5Lk per year ku potta total 3Lk per year la varum ippo enakku tax save aguma illa illa 1.5Lk ku tax pay Pandra mathiri varuma because same PAN CARD tha na use pandrom pls solluga 🙏 na intha month PPF account open pannalamnu irukke
Wonderful bro
Kindly explain ULIP plans
About its pros and cons
ULIP and Moneyback plans - th-cam.com/video/4NAviRROgGE/w-d-xo.html
expense ratio and exit load also deducted rite?
I have NPS tier1 . So can I activate tier 2 . Ppf vs NPS tier 2 comparison.
Definitely an eye opener. Kudos for explaining everything in detail. 🤝
Thank you 🙌
Dear sir ,
I have investing mutual fund.
Nifty 50 index direct growth plan- tata mutual fund .it will come tax saving 80c ?
Bro navi elss nifty 50 tax saver fund la invest pannalaama
ELSS இல் நான் எவ்வளவு முதலீடு செய்ய ஆரம்பிக்க முடியும். 500rs அல்லது 1000 ரூபிள்
Nice video very good explanation
Well explained bro
Hello sir..Excellent video at the right time...I have a doubt..If iam investing 1.5 lakh in ppf in an year and 1.5 lakh rupees in ELSS in an year..whether i will be getting exempted from the tax for both the scenario ?
Bro i have one doubt... Ipo for ex na 3 yrs podra apdina 3 yrs mudira time la automaticka adhu close agiduma ila nama extend pana nenacha paniklama
How to start this either by offline or online bro if offline can i strt in postoffice or banks please reply!!
Can you increase SIP amount in ELSS?
Hello sir. If I choose for 3 yrs for tax rebate. Naan 3 varshathukki yearly 1.5lac invest pannanuma sir.
Bro, Can invest this SIP ELSS on Banks and how much they will charge our final amount? If Banks it's not good place to invest SIP ELSS, then where we should invest and how to invest? Please make one video related to this.
clear explanation brother,
i have a doubt here with elss ,
elss la returns jassthi compared to other tax exempt options.
but expense ratio, tax on dividend and tax on final withdrawal iruku additionally index fund behaviour of grow or dip is unpredictablengra apo.. benifit ae ilaye other than on paper 80c tax exemption buy hidden risk jaasthi.. please elaborate on this factor brother
In the following video, I have compared all 80c options on returns, lockin and tax savings.. watch it once, you ll get answers to many questions
Section 80C Comparison of all investments
th-cam.com/video/opM2DGAbRFY/w-d-xo.html
Does Quant tax mutual fund and Idfc tax saving mutual fund comes under 80cc?
Naan innum tax saving endha policy um edukkala plz advice me if I can choose EPF,NPS?
th-cam.com/video/EYTM3JpaKPU/w-d-xo.html
Watch this playlist. We have explained about every investment in 80C including EPF, NPS, PPF,SSY
What will be the best investment, ELSS Or Index fund, if I have a surplus amount? Kindly advise. Thank you.
Boss, I am new to stocks and planning to invest on ELSS. Can you be my adviser and help me with choosing the funds?
Which is better investment for good return through regular growth or direct. Pls explain
Direct plans are better. Regular plans have higher commission
Bro, What is Dividend ?
Waiting for the finale video on 80 C. As informative as always. Thank you!
Where can I find the fund houses for ELSS?
Mutual fund AMC official sites. Other sites like valueresearch, paisabazar, cleartax, stockedge
1.Divident from ELSS will taxed under slab rate or how?
2.If capital gain is less than 1 lakh, Capital gain tax can be avoided. Shall I calculate and withdraw gain less than 1 lack each FY & avoid CG tax.?
Pls clarify
This is little complex. You need to understand LTCG and STCG for that
Bro can u please make a video about Brokerage of HDFC securities Or ICICI direct?
Bro is ELSS mandatory or can we directly buy stocks on our demat account and could we claim under section 80 c
Shares will not come under 80C investments. Only ELSS. We have explained what all is covered in 80C in this video - th-cam.com/video/EYTM3JpaKPU/w-d-xo.html
It is possible that our total principle will decrease of any suituation span of 5years.. Ex: we invested 5L, while withdraw after 5years will get below 5L?
Possible if there are net losses in the fund you invested in
Any particular tip to withdraw money from elss after maturity?? Do we gain profit by withdrawing in sip format monthly , so that the ltcg will be less than 1 lac??
Great video 👌
It depends on investor philosophy!! If you are looking at long term, compounding will give greater returns..
Bro one doubt,, epf you mentioned like it will given on retirement age,, am working in IT suppose i ll quite the job and start doing business means, whether I can withdraw my pf and vpf....pls assist
your question is on EPF or ELSS
@@thinkingtamizha007 EPF, since I have invested in VPF also
th-cam.com/video/RslX1344Bfc/w-d-xo.html - This video will answer your questions
Thank you
Different between normal mutual fund vs ells mutual fund pls...
ELSS is one type of mutual fund. There is nothing called normal mutual fund
Bro, 12 months ELSS la sip mode la invest pandrom na, next 3 years ku lock in aidum after 12 months. So, andha 3 years kum naama taxation ku use pannalama?
Enda varusham invest panromo, anda varusham use pannalam
GOOD EXPLAINE
Dividend na ena bro..? Interest ah !
Three years mudinthathum total amount edukkalama or ovvaru month amount mattum thaan edukka mudiuma
Yes
@@thinkingtamizha007 yes means enna brother?... In this video u said after 5 years we can take total amount 10 lakhs.. can we withdraw all the amount? Or can take only the invested amount reached 3 years?
Every investment transaction has a lock-in period of 3 years. Example: Rs.1000 invested on 1st Jan 2022 can be withdrawn on 1st Jan 2025.
Rs.1000 invested on 1st Feb 2022 can be withdrawn on 1st Feb 2025.
Appo eppa thaan fulla close panna mudiyum.?
Bro, suppose na monthly 3k invest panna, yearly 36k. So apo section 80c la evlo tax deduct aagum?
Depends on which tax bracket you are in. 30% tax bracket na 30% of 36K = 10.8K save aagum
20% tax bracket na 20% of 36k = 7.2K save aagum
@@thinkingtamizha007 bro pls give me your email id. I will send my tax calculation sheet along with payslip. Need to discuss with you brother. Pls help me. Apart from pf i dont have any other tax saving scheme.
Bro if 80c already exceed 1.5 lac, still it’s that Useful ELSS ?
You can go for better mutual funds on Index funds
@@thinkingtamizha007 which plan and its tax free?
Bro ELSS neenga investment pandringana athu ethuva irrukum
Ethu best nu neenga ninaikuringa
I didnt invest in elss bro
If i invest fro 8 years, elss is good for medium retuts?
After 3 years also if i invest money in elss(i.e 4th and 5th year), Can i save tax on 4th and 5th year? or tax saving only for 3 yrs lock in period?
Whatever u save in a financial year, you ll get tax benefit in same financial year
@@thinkingtamizha007 No i am asking with same elss fund which i used for 80C for 3 yrs, If i keep investing in the same elss fund for 5 more years, Will it become open ended fund or still i can show my investments on 5 more years?
I have same doubt. Any update on this question?
Can I open elss with upstox account?
Better buy directly from fund houses. You may save on brokerage if any. I dont know if upstox charges brokerage
@@thinkingtamizha007 fund houses means?? Any suggestions to invest ?
@@steffianusha9444 u may consider Mirae Asset (Direct plan). But do ur research before selecting any fund house.
Bro, suppose I invest Rs.1.5 lac in SSY and PPF ( total 3 lac). Can I get 80C for same year or only 1.5 lac only calculated. Thanks in advance
Only 1.5 lakh in total
Ji, EPF also comes under 80c.
Yes. Explained here
Employee Provident Fund in Tamil | EPF | complete details
th-cam.com/video/RslX1344Bfc/w-d-xo.html
Sir, i need your mail id for my clarification.
Pls post your query in comments. We do not do personal consultations yet.