20 THINGS WE REFUSE TO DO WITHOUT AND HOW WE AFFORD THEM! FRUGAL, OLD FASHIONED LIVING!
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- เผยแพร่เมื่อ 4 ก.ย. 2024
- Learn 20 items we refuse to live without and how we manage to afford them! Learn what is important to you and base your priorities on those decisions. Easy ways we we save money to not only be frugal but to also have a fun and fulfilling life. We continue to share more of our money saving habits that enable us to live below our means yet still have things we want! Early retirement debt free couple shows you how you can have an abundant and full life while spending less money!
TOO GOOD TO GO TUTORIAL VIDEO- • EASY & PRACTICAL WAYS ...
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My top items that were not mentioned are a good quality mattress, good quality shoes and routine Dental care.
Yes, great ones!
The one luxury I won't give up is having a haircut at a good salon with a stylist that I know will do a good job. I don't color my hair or spend money on pedicures and manicures so I make room in our budget for a haircut every 6 weeks. Love your channel. You and Paul seem like a nice down to earth couple. Good advice in a non judgmental way.
Judy, good for you! Thanks you also for the kind words!
Having fresh flowers on my home office desk and kitchen table brings me so much joy and, while it may seem like a frivolous expense to some, it’s something I still indulge in. I’ve come to learn which flowers will last almost 2 weeks looking nice and supplementing with baby’s breath or eucalyptus helps me make 2 bouquets under $10. (Trader Joe’s tends to have great prices too). 🌹
Love TJ's for flowers!
I do same! I love take a 2-dozen bunch of Costco roses and break them up into multiple arrangements around the house and bring some to the office (day job). How does even just a single flower make such an amazing difference to a room and mood! Don’t know but I love it. I don’t always want to spend the money on it, but maybe about once a moment; they last a good 2 weeks. Less than $1/rose. I love Costco.
I thought I was the only one that feeds the squirrels watermelon!😂. Feeding the wildlife is one of my absolutes in the budget. They bring so much JOY!
Ours too, Mary!
As long as they don't fall in. Is their some kind of rescue ladder for the poor squirrel who falls in? 😂 all he wanted was a snack & suddenly he's the main course for some bigger animal 😂
We feed the birds, squirrels, and other critters too. They love watermelon and grapes the squirrels and some of the birds.
@@maryperzigian4369 The deer in our area love the watermelon rinds with a kiss of pink on them; all the more so during the drought season.
One of my joys in life..taking care of God's wild life.
My daughter is very frugal. Her frugal style is very different from mine. I stay frugal by stating out of stores, and she stays frugal by spending money on sale items. She makes a lot of gift baskets for weddings, showers, and birthdays. The baskets are always very nice and the gifts well appreciated.
How wonderful!
Different stages in life require different approaches. I think it is great she can participate and not going into debt.
There’s no such thing called blessing. It’s superstitiousness.
I love this idea of gathering ideas from Pinterest for clothing and then look for similar items at a thrift stores.
Yes, it's so fun! You can really find some great pieces on the cheap!
me too I always wondered how those montages are made is there an app to pick items and make captions?
I cannot imagine having to pay that amount for healthcare. Thank goodness for our NHS here in Uk. It has its flaws like any system, but it is a marvellous service to have. Sending best wishes.
Best wishes to you too, Jennifer!
My friend, who is from the UK and currently resides in Wales, needed a medical procedure done and came to the US to have it done. A lot of people do that.
Living a frugal lifestyle and tucking money away in a savings account is preparing you for a “rainy day “. After 40+ years of burning wood for our small passive solar house we are going to have to go to a different heating system. Burning wood is so much work, but my husband has been doing it faithfully all these years. Now we are older and no longer have the health to do the work involved in burning wood. Also the insurance companies are charging higher prices for people who burn wood or won’t insure you at all. We are information gathering about different home heating systems. This change is going to be a chunk of money, but it is our “rainy day “. We have money saved to meet this forced change in our life style. Thank you for being encouragers!
Check out diy mini-split ac/heating systems! There are also solar powered+ ac ones available😀
YES! Savings is our #1 priority!
Insurance is a scam. Save your own money for emergencies versus just handing it over to these ins companies. If you don’t have a mortgage, you don’t need insurance
You may want to look into a mini-split. It's a heating and a/c unit. It's about $300-$400 to hire an electrician to install it. It's very inexpensive to run and quite the inexpensive unit. We've purchased two which are not installed yet. We are not old enough yet to need them but wanted to have them unhand
Just found your channel! I love that tithing is a non-negotiable for you. It is for us as well. ❤ And I am from upstate NY too. 🥰
Priorities... one word that sums up frugal living. Find yours. Live your life accordingly and be happy.
Yes! Thank you!
I would love to see a video about your gift basket ideas that include things BESIDES the usual "movie" , coffee, baking baskets and dollar store toiletries in a "self care" basket.
We have often done a fruit basket of counted fruit per person at Christmas time. We have done themed food baskets in which there are some standards but also non-standards and/ or expensive (ie dried legumes, pastas, jams/ jellies, rices, pancake/ waffle toppings). Meal baskets be it a breakfast, a complete dinner, etc...; of course by the time you buy the ingredients, there are usually left overs. Often our "baskets" aren't actual baskets but rather some sort of storage bin, a baking or other dish, etc..; love thrift store metal or ceramic colanders, special quality one of a kind pots, baking dishes, the big spaghetti bowls. One of our baskets included the ingredients to make humas, a recipie card, some canned beans, and even a bag of dried beans; making humas was on that person's "someday" list.
For us, baskets have often been some sort of a collection of similar things. (Truth be told, often with items purchased from the second owner (new but previously owned), used, sales, and clearance markets; and sometimes Depending upon the recipient and thier circumstances they may contain more everyday use items or more of the unusual, novelty, clever, or hard to find items. Anyone with a hobby, interest, favorite character, etc... can do with a basket of items themed to that. SET A DOLLAR LIMIT as baskets can add up pretty quickly.
Great idea! Thanks! Here is a basket video we did for a nursing care facility. Simple yet so appreciated! th-cam.com/video/KU9jjLCc6oE/w-d-xo.html
One of the neatest bridal shower gift I got 30 some years ago was a basket of all the different spices I would need setting up my kitchen. It was so creative!
My husband and I really enjoy going to a movie now and then. We built in entertainment money into our monthly budget. If there is a movie that we want to see in person, we go on senior day, which is Tuesday. It is buy one get one free for seniors and is usually an early movie matinee, so we call it our day date. We usually eat lunch before we go and take snacks in with us if we want snacks. This usually makes the movie about $15 total and we do this usually once a month. We really look forward to these days and enjoy them immensely.
We do that sometimes too when it's $5 movie night at our local cinema! So fun!!
balance is key. there are so many misconceptions about living frugal. sometimes people get shocked when you look put together, eating well even though you are living frugal. getting my nails done is something i refuse to give up, the nail shop has this rewards card where they stamp it and at the fifth visit you get a discount.
Yes, well said! Thanks!
We are considered extreme frugal. We don’t eat out, no subscriptions, no vacations. We have spent money on our backyard. We do buy the best when it comes to appliances, tools, yard equipment etc.
You spend on what is good quality and important to you...smart!
Another great, helpful video, Emmy! For my husband and me, something I haven't seen mentioned as a non-negotiable is chiropractic care. I have a few auto-immune illnesses and nothing helps me more than alternative medicine (along with organic/grass-fed foods and lifestyle management). We are people who do not care what "the Jones'" have or how they live, so we do not go in to debt for anything. This allows us to afford this healthcare regimen. It has bettered my quality of life and allowed me to still be here at 55 (there was uncertainty if I would make it to 40)!
Oh bless you! So happy for you!
We had a dog who had teeth issues so I started making her food. She since passed and we have another dog and I have continued to make his food. I buy chicken breasts when a local store runs them on sale for $1.99. By making his food I know exactly what is in it!
So smart!
What do you add to the chicken? I always worry about them getting enough vitamins.
I've worked with dogs for years & it is astounding how many have teeth & skin issues nowadays or are diabetic or epileptic. In my opinion it is the commercial dog food being mostly wheat & other grains that dogs can't digest. My dog is 14yrs old & he has always been raw fed (b.a.r.f - biologically appropriate raw food) & he is super healthy & active for his age. It costs me $8-$12 a week to feed him (21kg dog, 400grams a day for his age). I shop specials & meal plan tubs with a variety of meats & fish for him once a week. Hope that helps someone reading the comments!
Please share recipe. Thank you!!
@@freefree1664I’d love to hear more about this! My dog is 10 and is starting to have some minor health issues. Hes 80 lbs and we spend about $60/month on his food, so it sounds like making it raw might not cost a whole lot more than that….
Your number 14 Tithing is the best tip ever. I have tithed for decades. God watches over my finances and gives me wisdom, knowledge and understanding regarding money and other issues. Last year I received a free 2021 RAV 4 Toyota. I have been tithing for decades. This week alone I have received free help from a locksmith and two free dressy blouses. This week I also lost $40 in a coin purse. I expect to receive that money back because my money is protected. Tithing then offerings are the first items on my budget.
Yes, we feel the same!
Hi Emmy and Paul! I wanted to tell you that all of your videos are very inspiring. This is not from today's question, but from a few weeks back, sorry I couldn't locate the video so I am sharing it here. Thanks to both of your inspiring me, I am a 58-year old single female, and my washing machine was not working properly. Today, after your wonderful video, I searched and found out how to fix it, and I did it myself. I would encourage anyone who is not handy, like me, to try to find a way to fix things if you are able too. I don't know what washer's cost now, but whatever it is, no labor and no new washer!
WOW!! You go girl! Good for you!
I refuse to give up my kitchen ware. As a professional chef, I've spent a lifetime collecting high-quality cookware, bakeware, utensils, food storage and other items. I buy them at thrift shops, restaurant supply stores and yard sales. Having the right tools makes cooking at home a pleasure and, if you care for them properly, they last a long time. I still use my mother's Revere cookware she received as a wedding gift in 1950 and it looks brand new!
I agree! Good kitchenware is essential!
I still use Revere Cookware too. I have collected every other kitchen thing over the years. Darla age 75
Going out to lunch on the days my brother has an Dr. appointment. It's a treat for him. We use our AARP card for a discount..
Love that!
I can't give up donating. I donate baskets for raffles for fundraising events. I get items on clearance or at thrift stores all year. Then when an event comes up i'm ready.
@LaurieMitchell-pj6ch OH what a lovely idea!
So kind and generous of you!
I love this question! We refuse to give up our large grocery budget amount. We are a married couple without children. We budget $1,700 monthly for groceries and use EVERY penny of it.
We do NOT eat any meals outside of our home - we make every meal and beverage at our home/ourselves so we save tons of money by not going out to eat or purchasing beverages. We do not drink alcohol, but we do drink coffee and tea which adds up if you eat out!
We also do not vacation. We each travel for work so having to travel for fun is t much fun for us, LOL! We save up that money and are planning to purchase some real estate, cash, in future.
We do not feel deprived or like we’re missing out on anything. We feel we have full, enjoyable lives for the most part 😊
We love watching your videos and getting your perspective and input. You both are mentioned around our home often when discussing avoiding food waste, grocery shopping and over all frugality. Keep these awesome videos coming, please!
That is amazing! Ok If I may ask...so your weekly budget for food is about $425 what would that consist of? Only organic produce, grass fed meats, organic chickens etc? I am so intrigued! That is so wonderful!
@@FrugalMoneySaver I don’t mind the question one bit and you are pretty solid with your thoughts on how we spend our grocery money. We do purchase mostly organic produce, but not exclusively. I would say about 80-90% of our produce is organic. We do occasionally go to farmers markets where, I’ll be honest, I think the produce prices are astronomical, but we do like to support local farmers/produce growers…that food is typically not ‘certified’ organic and we are ok with that.
We will also buy meats, eggs and supplements (mushroom extracts, herbal teas or turmeric drink powders) form that farmers market at times and again, the prices are crazy high. For example, an organic whole chicken at the mainstream grocery store, like HEB grocery store, may cost $6.99/lb, a whole chicken from the farmers market is $12.99-14.99/lb. Again, we don’t not frequently buy our groceries at these prices but it can happen perhaps once a month or once a quarter. Otherwise, when at the grocery store like HEB or Sprouts, we do buy grass fed and pasture raised meat and eggs. We always look around and see what’s on sale and will occasionally stock up when we see good bargains. We have a 16 cu ft freezer that always has some sale meat and veg stocked.
We avidly work out and exercise daily, so we are focused on high protein intake with lots of veggies. We both have a few food allergies and intolerances so inexpensive go-to’s like rice and bread and potatoes is not always an option for us 😕😕😕
We do love those items though, but we suffer when we eat them unfortunately.
We go to the grocery store anywhere from 1-4 times a week depending on items needed. Sometimes, one of us has a real hankering for a certain salad blend and eats the entire container in two meals (ME! Hahaha) so we have to go back to HEB (our favorite grocery store) the next day to get more of the HEB store brand of organic baby spring lettuce salad mix. If we go frequently in one week, it’s only because we were only buying what we knew we would use and then used it up all lot quicker than we thought we would.
Also, sometimes we do buy some convenience items from Costco, such as pre-cooked, sliced, chicken breast; precooked chicken breast skewers; packaged mashed avocado; kimchi; and even boiled eggs; when we know we have a busy week and will not have the time to grill meat ourselves or boil eggs. Yes, we do get that busy with our jobs and work travel.
In short: we eat A LOT! For example, when I watch you plate your food, I always think, ‘now that’s what a portion should look like’. I would say I typically eat double what I see you plate for a meal; and my husband is easily eating 3-4 times the portions you plate up. So that’s some easy math on how we spend so much. We eat so much. Not a brag, just a fact. We have a mini-mantra that we would rather pay the farmer than the doctor 😃
We use food and movement as daily medicine and in our minds, aside from our salvation, there’s nothing more important than our health. Also, as you have stated many times, we each get to choose what we spend our money on - what’s important to us. This is our ‘thing’ and we work hard for our money and choose lots and lots of groceries that we eat right up 😁
Hope that was insightful enough to answer your questions. God bless you both and keep the awesome videos coming our way, please and thank you!
You are so kind to share all this! THANK YOU! Very encouraging!
Went to Walmart last weekend and pick a bottle of Tide sensitive kind came home and found the bottle was reduced to clear. Was 19.50 I paid 10.97 saved over 8.00 so went back and pickup 3 more
WOOHOO! Great find!
Cheaper still to make it.
One thing we won’t give up is our gym membership. We are fortunate in that a church near us has a very nice fitness center with an indoor walking track, basketball courts, weight room and group classes. We also play Pickleball there. For $350 a year, we have access to all the facilities. We look at it as an investment in our health.
Absolutely! Would agree totally!
Tomato soup and grilled cheese or BLTs are our go to simple meals to keepnus from eating out.
Love a good grilled cheese!
❤classic!
We store bird seed in metal garbage cans but we have to put bungee cords to hold the covers on but the raccoons can still get them off with their little hands. They climb metal poles to get hummingbird juice. There ain't nothing they can't get. We gave up and they eat cat food with our cats.😅
Oh no! LOL!
We don’t drive nice cars or live in a big house but what we absolutely love to do is travel. Everyone in our little family participates in side gigs- to put money towards family vacations. Vacations help us reset, spend time together and bond.
Yes, totally agree!
What does your family do for side gigs?
I have canceled many subscriptions, but our family friend who is also our lodger loves quality films as much as I do, so we are splitting costs on a membership to The Criterion Channel.
We spend a couple of sunny days a month trawling for free stuff not in ritzy areas, but high-end middle class areas and sometimes student areas. We have gotten for free a hammock, plants, plant pots, tea towels, books, expensive leather picture frames and throw cushions. We have also hauled away furniture in good condition.
We have a free library and patronize our areas free libraries, and of course the public library.
I photograph recipes from library books. (Twenty years ago I photocopied them.)
I cannot afford ten or fifteen dollar magazines. I find them at yard sales or thrift and file old issues by month in an expanding file. Magnolia, Martha Stewart, Real Simple, Sunset, Bon Apetit, and some UK mags are all waiting for me as a gift I give myself at the start of the new month.
Great channel, thank you.
Wonderful tips! Great frugal fun! Thank you!
My "never give up" is tithing . Through tough times we never stopped doing that. After my husband passed away, l never stopped even when I didnt know how I was going to make ends meet. Something that i realized is how long a bar of ivory soap lasts. So that is all i use now. Something great that happened was my skin stopped itching because there is no strong fragrance in Ivory soap!
Wonderful! Yes, Ivory is so gentle!
Love your genuine personalities, tips about good manners, and old fashioned goodness. :)
Oh thank you! So kind!
I love how proud you are of your frugality. The two of you have made a beautiful life together and are an inspiration to so many others. Being Italian, you understand that there's an art to living well and you have mastered it. Grazie! ❤❤❤
So kind, Sharon! Grazie mille!
You're always a cheerful and positive presence ❤ I've been struggling with my health and feeling sorry for myself. Thank you for helping me refocus on blessings and how powerful focusing on the sinole things can be.
So happy this video was uplifting Lilly! Hope today is a wonderful day!
From your Italian background I knew that people would not go hungry at your get togethers😀! Just like me. How I was raised!
Yes! LOL! We Italians are good at making sure people get fed!
Don't ever skimp on good food.
You hit the nail on the head! It's ALL ABOUT priorities and finding items on sale. Make do, grow your own and eat at home. Also not needing the "newest item" I still use an iPhone 8!!!!! Have a good week end.
You as well, Gail! Thanks so very much!
One splurge i give myself is good quality coffee. I live way out in a rural area and seldom eat out or even pick up a cup of coffee at the drive through. I have a few brands of rich, robust coffees i enjoy. So i stock up on those brands when they are on special. And thus never run out! ☕️ 😊
Good stuff!
We get fair trade coffee from Equal Exchange we like the quality and the fact we support small farmers. The cost? On sale it is $9 a pound and to us well worth it.
Totally understand!
Excellent video! Loved seeing the exterior of your home and all the beautiful perennials! So pretty. I agree with your stance on tithing. That is one area that I don't want to cut back on. Blessings.
Thanks so very much, Sabrina!
Yes, no scrimping on healthcare insurance (luckily we have retiree healthcare insurance), homeowners, automobile, umbrella, long term care insurance, etc.
Careful to keep in mind that Cheaper is NOT always better when it comes to insurance companies and coverage. This also extends to buying big home items like HVAC, Roofing, Painting ,water Heaters,Refrigerators, Freezers, Washers, Dryers,etc. Research and do homework. All companies doing work should be researched as well.
Regular Home and Auto maintenance can save money too. Hopefully you can do it yourself to save but if needed pay someone if necessary. Ie, checking your roof/gutters yearly can ensure no leakage damage occurs, etc
Good video to share what you don’t scrimp on spending money but also saying what frugal ways to keep in mind
We do and have always done some of the things you mentioned but don’t do others….like you always say everyone’s life journey is different AND especially different at various times of our lives
Well said, Sheryl! Very true! Thanks!
@@FrugalMoneySaverfollowers are always learning from you….surprising how many people didn’t grow up learning frugal and good financial management
I don't give up good quality clothing! I work at a department store and I buy on sale and use my employee discount!
We have a Belk store here and they run buy 1 and get two free. We shop those sales and get items of good quality at a great price. We do this for our granddaughter for school clothes and Christmas. For birthdays we shop the clearance racks. Often we can get items cheaper than thrift stores now.
That is wonderful, Denise!
I used to do that when I worked at Marshall Fields 50 years ago. I bought a greatly discounted winter coat there that I wore for years.
We refuse to give up giving gifts to our kids, sons and daughter-in-laws and grandchildren. We budget for these birthday and Christmas gifts.
Love that! It's so important to bless others!
I really appreciate what you said about everyone’s frugality looking different. What is important to one person may not be as important to another. I prefer to save up my money for books, vacations, high-quality kitchen ware, my cat etc. Others have other priorities. Thank you.
You are so right! Thanks for sharing!
You always have such good ideas! One thing my husband and I don't do without is good quality shoes. Before we need new shoes, we start scouting the clearance sections and watching for sales - then we buy the very best quality we can afford. We aren't hard on shoes, so a good pair of shoes will last us quite a while!
So true, Lori!
I am frugal but there are times of spending
Yesterday I did. My son needed shoes. I bought 6 towels at KOHLS for 4.99 each I needed to buy a hairdryer so it was tiny and 14.00 at Marshalls. Today, 2 tires for the car. Very much needed, 400.00. I will buy the rear tires in a month or so when I have the cash for those. I paid cash for all and all were very much planned.
I cut my own hair and do pedicures and manicures. Food is home cooked. I went paperless in the budget to pay necessities. Mow our own lawn.
Took on Minimalism in January and it has been immense. Being mindful and purposeful. Yes, I give to my church and to charity, and I rather give to others when in need than buy gifts.
Life is choices and priorities. Always prepare, and dont waste.
Thank you
I love to read and I do love books in the hand, so I have multiple library cards and there is a free little book library right opposite my house. There's also a 'sharing shed' where people place any over abundance of garden produce for others to help themselves to quite near the little library. It works well for me as I don't have the room to grow veg but I can strike seedlings which I them place in the shed. Then I drift across the street and swap out my books.
How wonderful is that!
Love your channel. I was invited to a shower last year and the invitation said no gifts but would appreciate cash. Times have changed.
We’re invited to two upcoming weddings that have asked for cash! It seems odd to me, but I also think people are getting married older and already have household items
Wow! Id have a problem doing that!!!
I think cash is a great wedding gift. In 1968, I got so many silver items, and other type presents that I had duplicates. The cash we received I used towards a down payment on our house. If you can't afford to give cash, stay home. I also was broke for some weddings. I gave a card with an IOU. I did give a nice cash gift when things got back to normal.
Yes, cash seems to be the way to go for sure these day! A bridal shower is an event you can use a gift.
Great tip about storing soap in your closet! I am going to do the same from now on. That totally makes sense the humidity in the bathroom can whittle them down a little. That’s a new one I learned so thanks! I live a frugal lifestyle so I can afford to travel and see live music. When I travel I tend to stay in small family-owned inns or I rent airbnbs so I have a kitchen and can cook meals. I save going out for special meals or little treats vs having to go out to eat all the time when traveling. Back home I rarely dine out. I try to save it for nicer places to have a special experience w/ friends vs take out. I like to cook at home. I often make dishes better than most restaurants these days too. It saves so much $.
Yes, we do the Air BNB's too! Best way to travel we think!
Great video Emmy and Paul, as always.
Some ways I refuse to give up in the name of frugality,
1, my coffee.
I refuse to buy a brand of coffee that I do not like just because it's cheaper. I have a specific brand that I do like, and I always wait until it's on sale and then of course I stock up.
Another thing is flea medication for my dogs. And I recently found an online site that I can purchase their flea medication for less than half what I can buy it for here at the pharmacies or with a veterinary clinic or something.
Another is I also plant perennials same as you Emmy.
Continuing in the outdoor theme, I also buy hummingbird food. I was purchasing it ready-made but found I can buy it cheaper if I buy the concentration and I may get myself. It's not hard to mix, to save some money. And I love watching my hummingbirds out my window.
There are some foods that I am brand loyal to, but even those will not be bought if the price is too high. But I will not settle for a brand that I do not like. I am a fan of tuna. My brand of choice is bumblebee. Recently I've noticed that the cans have gotten smaller, as well as more expensive. So I have a set price in my mind, that I'm willing to pay and I will not go over that amount. So if the can of bumblebee tuna I want to buy is more than I'm willing to spend, then I just don't buy it. I will wait until it's marked down and then I will stock up.
Another thing I do that a lot of people also do to be frugal is that I always take my lunch to work. I don't buy it out. I almost never eat out. And to help make my lunches more appetizing for myself, I make sure that I have good quality lunch box, thermoses, double wall containers and things like that that help keep the cold stuff cold and the hot stuff hot. Yes sometimes buying these double wall containers can be a little bit pricey, but you only have to buy them once. And you certainly don't have to buy them at places like Starbucks where they want maybe 20 to $30 for a double wall insulated cup with lid. Walmart has them much cheaper and they work excellent. I've also gotten some nice tall double wall water bottles from Costco. Of course I wait till they're on sale. Most recently got two for only $15. Not $15 each, $15 for two of them. And these are so good, believe it or not I can fill one with ice water, leave it in my car overnight in 114° weather and the next day it will still be cold and still have ice in it even when I don't go to work until 5:00 in the evening. So it sits all day in the hot hot sun here in Central California and it will still have ice in it. That's how good these things are. So well worth the price. I guess what I'm trying to say is buying quality even if it's a little bit more expensive if something I will not give up on. Now Emmy, I have a question for you, I know you don't have a microwave, so my question is when you want to heat up leftovers how do you do it? I'm not talking about something like soup, because I know that's easy to heat up. But what if you want to heat up say some leftover casserole, or leftover lasagna, or pot roast, or meatloaf, things like that how do you warm them up? It's a serious question I'm not trying to be a smart aleck, I have a microwave and I use it everyday. I think it's wonderful that you don't. But really how do you warm things up? I'm just curious. Love your channel. You guys are so down to earth, and I love that. Keep up the good work.
Hello. To answer your question about the microwave. I have not used one in over 30 years myself. I have a toaster oven and it only takes a couple minutes to warm the leftovers up. Maybe three minutes. Maybe five or seven minutes but that’s about it. And it actually tastes much better and is much more healthier for you than using the microwave. I hope this helps you.
First, thanks so much for the great comment!
To answer your question we warm things up like lasagne or a casserole by transferring them to a skillet and gently reheating with a bit of water and a lid on the stove. Works perfectly!
@@FrugalMoneySaver Oh nice...thanks for answering my question. I kept thinking in the oven but ohy goodness, that would heat up the house too much. Here where I am, thermos have been around 110-114° crazy hot.
Thanks Emmy.
@@evagelialyras1180 that's a great way to do it without heating up a full size oven.... Too hot for summer.
Pizza looks yummy!😊 since .i live alone, I put 2slicesbif pizza in a freezer bag. There ya go a meal waiting in the freezer!
Exactly! Works out so well!
I can't give up good quality clothing from a particular catalog company. I dislike shopping and with this company I already know what size and styles will work for me. I do shop their end of season sales, but also pay full price at times. The items last for years and I am saved the hassle of fitting rooms, mall crowds, parking, etc.
Yes, that is so very smart!!
I splurge on Sirius XM for my car radio. I know that there are free radio stations out there, but I prioritize music, and the variety and specialties of entertainment on Sirius can't be beat. I economize in other areas: I get my hair cut at Great Clips, do my own nails, eat frugally, and stock up on sale items.
That's what frugality is all about...priorities! Good for you!
Thanks Emmy and Paul! We use Ivory soap, too, even as shampoo. Before modern detergents were widely available, people used it to wash dishes and laundry also. 😁
Yes, we really love our Ivory lol!
May God greatly bless you both too! I am currently struggling with a decision of whether or not to sell our only car. We live in the centre of town and can walk to most things. Our mileage is around 1000 per annum so it’s all about convenience for those odd occasions. It is not a financial necessity but a practical one. Any advice much appreciated! As a Brit, the cost of health insurance astounds me. We constantly hear criticisms of our National Health Service but to save $700 per month is mind boggling, Stay safe yourselves xxx.
Perhaps,your area has a car share program. This allows you to reserve a car when needed, in size needed in case of guests, but not have to maintain it.
In case of an emergency, would you want to walk or drive? I have had to go to the emergency room a few times and the amulance costs would have been a fortune!
Look at the pros and cons of having a car or not...weigh them out.
Thank you all for your suggestions! I live in the UK and we do not pay for our ambulances, but the cons are definitely the inconvenience especially in urgent situations.I’m still locked in a 50/50 battle, but I much appreciate your input. Blessings to you all 🙏🏻
Exactly never go to anyone's hand empty handed and plenty food for us and guests
Loved your video! How lovely that you take such good care of the wildlife that come to your garden. It's also great that you tithe. As someone once said, 'you can never outgive God'. I've tithed for decades and I've never lacked anything ever, so I know just what you mean.
You are lovely people and your channel is such a blessing.
Have a wonderful week and may God bless you both.❤
Thank you so much, Yvonne! Your comments are always a bright spot in my day!
The dressing nicely also has to do with how you were raised.
Emmy was not raised to look sloppy.
So kind of you to say, Rochelle! My Mom rest her soul would agree lol!
When I was little, my sisters and I would ride the city bus downtown for a treat of going to Woolworths. We always had to wear a nice dress and polish our shoes. Same for church. Recently I went into a mall I hadn’t visited in a year. It was sad to see the anchor book store closed and a bunch of junky little shops instead. The shoppers were mostly in pajamas or other sloppy clothes. I complimented one young woman who was wearing an actual dress and sandals. This sloppiness drags everyone down. We can do better!
I love all your ideas! Especially feeding the birds and critters. LOL watching your video really makes me miss my husband though. He really enjoyed working outside and making our yard look as best as we could do. I'm not physically able and I don't have the know-how. I'm also especially happy to hear that you like to dress nicely for church! So many videos I see online or people showing up in t-shirts and something they would wear in their house or in the yard. I feel church is important to put on our best for the lord
Thank you for the lovely comment!
Hubby and I get monthly massages. We get a discount for going every month and we reap physical and emotional benefits from the massages.
Oh what a great benefit! I could really use a massage LOL!
Sorry I missed you live today. I hope you and everyone in the community have a beautiful safe weekend.
You as well, Jennifer! Thank you!
What we do: we have two cats from the shelter (the mother cat got the name Emmy, you remember?😊) and we buy very good food for both, always on sale. For me personally I buy organic coffee without caffeine and also a few other organic things like skincare and milk, eggs and flour. We buy our meat at a farmer market 5 minutes near by. The prices are okay, not too expensive. And I do buy inserts for my calendar from Filofax, every year. They are the best for me.
I send you blessings and so much love❤.
Sabrina, please give Emmy (love that so much) a snuggle for me. Sending much love and blessings right back!
@@FrugalMoneySaver Thank you❤❤❤!
Survived Hurricain Beryl, and thanks to a generous family member a generator arrived two days before the storm, was able to save my food and help neighbors with ice, power for recharging devices etc. Been thru a number of power outages but never again without a generator. I agree about taking care of our pets, as a veterinary technician I have seen the difference it makes in the health and wellbeing of our animals. Love when you share a little about Dixie.
Dixie is such a gem, thank you! What a blessing on the generator!
❤ great video as always❤ I sacrifice going to hair dresser for years now, I trim and if needed dye my own hair. I save on mani pedis. I can do them if I really wanted to but iv let my nails breathe for years now. Also stopped hair dye for 2 years. I have autoimmune issues and no one told me dye is an endocrine disruptor. So I will look to henna next time. I bake. I never buy any cookies or muffins. Due to sodium intolerance I bake salt free. I make all meals never eat out. Extremely rare its too expensive. I DIY repairs when I can like a faucet spout. I eat one meal per day aside coffee and something maybe in am. Not eating 3x a day. I make my own iced tea, yogurt, kombucha and very soon oat milk to save $$. Oat milk has become too expensive. And I do this to get by only no rewards. I have only a couple of things I never skimp on. Tomato cans, tuna, special more natural shampoo, non toxic dr Bronner soap concentrates and Mrs Meyers. Herbs, spices since I don’t use salt. Baby hypoallergenic wipes. Toothpaste.
Gas quality. Premium only.
If possible anything I get needs ti be quality but thrifted, on sale. Better something quality and used than new and cheap. No compromise on WiFi either. All else yes.
YES! Quality is key! We watch our sodium too and eating out is just no fun anymore! Thanks, Jane!
@@FrugalMoneySaver Right? Iv had ppl eating my food its 4 years I am cooking salt free and no one can tell. Spices and garlic are key and once you start browning more, caramelizing and adding to raw ingredients it makes the differrnce. I miss using lots of parmiggiano, but it is salty. I use nutritional yeast instead and its very good! Dehydrated veggies are also key. I miss the freedom to not think so hard about foods prepared outside the home like pizza or chinese takeout. But iv learned to create high flavour foods like Indian which are so good home made. Making naan, butter chicken, samosas or onion bhajis is amazing because its $55 a person to enjoy Indian food here. With $110 plus tips and taxes, I can make so much food for that money. I can freeze it for several meals maybe 12-15 portions. Do the work once eat many times! And making butter chicken in a crock or instant pot is very very possible bulk!
I also get to use less salt in pizza dough, and bread if I make it myself. Today I might mix uo some focaccia for tomorrow. Let it do its thing in the fridge.
I see oat milk at Dollar tree. I don't drink it but it's $1.25.
What a great video. We all pick and choose what is most valuable to us.
For me, I'm in the pool or at the beach all summer long so I buy quality bathing suits. I buy mine at the end of the season (for the following year) half price. I also refused to buy cheap pocketbooks and cheap shoes. I've got one pocketbook that I've had for 25 years and it's still in good shape😂 Of course I rotate them but they are well made. Same with shoes...it's all about good looking and comfort with me and that combination usually isn't cheap. Thanks again for the great ideas
What a wonderful way to spend the summer!! Thanks so much D. for being a part our frugal family!
Super excited to watch this! Have a great weekend!
Thank you! Hope you enjoyed it, Jan! Happy Saturday!
My family and extended family members would often drop by with extra food (sweets in particular). I will often pack a portion of said sweets to work as my "snack" part of the meal. I also don't eat out at restaurants. I try to grow whatever I can in the backyard and buy convenient items when they go on sale.
I won't give up on things like grass-fed (grass-finished) beef, pasture-raised chicken eggs, wild caught fish, and organic versions of produce that are a part of dirty dozen list.
That is so smart!
I absolutely love ivory dish soap as well.
Yes, I need to look for that in our area!
I recently splurged on a new Kindle. My old one died a while ago, so I was reading on my phone or ordering large print books from the library, as I read in bed and find glasses uncomfortable to wear then. I didn't like reading on my phone as I was too tempted to check messages and things, when I was supposed to be relaxing and getting ready to sleep. I love real books but the Kindle is so comfortable to hold and I love being able to adjust the font. I rarely buy books for the Kindle -- I get them at the library and never have to leave the house -- but it did come with a 3 months subscription to Kindle Unlimited, so lots of books to read. Yes, I made a note to cancel when the 3 months is up. This is worth it to me because I love reading and will get so much use and enjoyment from this. I saved money by waiting for Prime Day to order and saved about $15.00. Emmy, that blue blouse looks lovely on you! You always look so nice.
Wonderful! What a lovely priority!
Me too. I ride transit 3-4 hrs/day during the week and my old one no longer supported so found a new one on sale. I get to read up to 2 books a week via the library instead of stressing out in congested traffic. Enjoy...
We buy good quality and use it up. Some areas are shoes, undergarments, tools, kitchenware, cars. I have had my mixer for 35 years, my washer for 20, my sandals for 15. We also just don't buy much, I don't really enjoy shopping, except for fresh food.
Sounds like us LOL!
Your videos are always so refreshing! I always look forward to them :)
I refuse to give up my husband and I’s monthly date nights! We have two littles and didn’t know how much we needed them until we regularly started doing them!
Love that so much! Good for you!
Could you please make a video about preparing gift baskets, if possible of course? I am sure you have a lot of wonderful ideas. Thank you!
Great idea!
I did a little research on the cat food we buy vs. the the premium brands and found if anything it is better for them. I felt guilty for skimping on the pet food and I have had several vets say keep doing what you are doing. I am not trying to criticize your choice with Dixibell. I am trying to give pet owners an option if they can't afford the expensive stuff hope. You are not bad pet parents for buying grocery store brands.
Thanks for sharing!
I buy my clothes at thrift stores why pay 60.00 on a pair of jeans when you can get them for 5.00. Also I buy in bulk when on sale and always keep a full pantry for emergency. Always tithe first and the return is priceless. Have a great weekend and wonderful next week. Stay safe
You as well, Melody! Thank you!
Hi Emmy! Hi Paul! Sausage & peppers is on the menu for tonight. Using the peppers from my Flashfood box. I froze a lot, too, for future meals. I made delicious eggplant parm with the eggplant from that same box. I'm not a huge fan of eggplant, but it turned out fantastic! Paul without guitar strings is like a day without sunshine! He's so talented. We need to see a few snippets of him playing, please. 😊
Sounds like some great meals, Chris! Hope your weekend was relaxing!
We take vacations. Usually just one big one each year. And we go to Major League Baseball games atound the country. Our goal is to go to every stadium. We take snacks, breakfast food, and drinks with us (if we drive) to save money on food. We dont buy tickets for the best seata in the house, but we still enjoy ourselves. And we don't go to fancy restaurants. We do buy some souvenirs, but nothing extravagant. We really enjoy seeing new places and learning about the culture of each city we visit. This year we are saving over half of our budget by staying with family. Everything we save will roll over to a trip next year that requires flying.
What a great way to see America! Love that so much!
I pay for TH-cam without ads. But I don't watch cable or streaming services.
Our son does the same!
We walk around the house for exercise. My doctor said that indoor walking is great.
That's great!
On the gift basket front I always find the best baskets at garage yard and estate sales. Also, how do you feel about holidays and people contributing food?
We love when people contribute food anytime! We just don't feel the need to tell someone they have to bring something. Needless to say my family always comes with too much food LOL!
We tithe as well and God blesses the 90 percent in more ways than we can say.
Absolutely the truth!
Good shoes & mattress & proper car/home maintenance. And ice cream at home. I cut budget in nearly all other ways, don't eat out or do paid entertainment. Doing what I can to retire in the future, so living lean now.
Love your attitude, Michelle!
Two things my husband and I refuse to give up are the area of town where we live because it is so much safer and our cats because they bring constant joy to us. Regarding housing, we afford this by living in an apartment, albeit a nice one, but it's still an apartment. We love it, and it's worth every penny. We afford the cats by keeping up vet appointments and paying a little extra for good food to stave off any potential health issues that could come up. Case in point: I had an older cat that was acting like he didn't feel well, and once he bit me on the face when I tried to kiss his face (something he NEVER did), I knew there was a problem. Ended up he had an infected tooth that had to be removed. A second surgery was needed because the stitches broke open. It cost a fortune, but more than that, he suffered and I felt horrible. Needless to say, my boys are going in for their first cleaning next month. It's going to be expensive, but I'm doing it during Tooth Month at the vet so prices will be less, and it's still cheaper than a tooth surgery and no pain involved.
Yes, safety is a priority for sure! Yes, that's how we feel about our pets as well.
This was a great video! Emmy, you have gotten SO good in front of the camera!! I especially love the gift basket idea. Who doesn't like to receive a gift basket?
After 450 videos I am a bit more relaxed LOL! Thank you
Wonderful video Emmy! We refuse to give up our coffee with half n half. We never buy coffee outside the home and we always watch for the best prices on both
So happens that our favs are Great value classic roast and Food Lion Medium Roast. Both excellent to us! And definitely not the most expensive.
As for vacations, we always say we live in the vacation spot!
Less than 10 minutes to the beach! We are truly blessed.
Have a great weekend Emmy Paul and Dixie!😊💕🏝️🐶
Oh forgot to say Hi from MB, SC!!!😎
Oh yes! You do live in paradise! Will see our precious SC in about 50 days lol!
My non-negotiable: I've worked with dogs for years & it is astounding how many have teeth, ear & skin issues nowadays or are diabetic or epileptic. In my opinion it is the commercial dog food being mostly wheat & other grains that dogs can't digest. My dog is 14yrs old & he has always been raw fed (b.a.r.f - biologically appropriate raw food) & he is super healthy & active for his age & nevers needs the Vet. It costs me $8-$12 a week to feed him (21kg dog, 400grams a day for his age). I shop specials & meal plan tubs with a variety of meats, offal, necks, wings, & fish for him once a week. Hope that helps someone reading the comments!
That is so wonderful! I need to look into that!
Thank you so much. I have a ten year old mal tzu he has dermatitis and his doctor does not know why. I started cooking for him and freezing portions so we will see if it helps.
Emmy I agree with you on just about all of these items. If you do things and save money on the stuff that is less important you have money to spend on the stuff that is more important to you.
Yes, that's how we feel too!
I agree with almost all of your priorities. I won’t give up periodic pedicure to avoid getting ingrown toenails. I also pay for my shaggy dog to be groomed.
Wonderful! Thanks for sharing!
Gift baskets are a great way to go, many years ago I made Christmas gift baskets for my prayer kids ( hs) at my childrens school, one gift for a teen boy, who I didnt know, contained some of his favorite candies, a pair of house socks( thick black socks) to help keep your feet warn durring winter and some homemade cookies& brownies,I had my teen girls help me "wrap" it clesr celephane tied sroundwith school color ribbons, that year I got to make 3 basketsmy budge was $40 for 3 baskets, pluss the fillings. The young man was out of town on a school trip, so his mom came by afterschool on her way home from work, mrsC. Spent way to much!, if she only knew The other 2 baskets( for teen girls) contained house socks, candy home made cookies,brownies ect, clearance bath jell along with a bath puff. Baskets in my area like those sell for around$50 in Dec. it was all in the presentation.😊
How lovely! What a creative and really thoughtful way to give gifts!
Truly enjoyed this video and where your priorities are at this time. Including the family pets!! as priority is awesome! Love everything on your list! Have a great day!
You as well, Jan! Thank you so much!
Thank you for another informative video!! One thing my husband and I can't live without isn't a thing, but Date Day and summer weekend road trips. We've adjusted our lifestyle around it, because for us going fishing, camping, exploring areas all around us is so important to who we are. We afford it by setting a limit each day, planning the days out in advance (eating affordably, a lot of free nature oriented things), and in the winter we completely hibernate! By making a spreadsheet for the year, we are able to divide the spending properly and know what to expect when the summer hits.
LOVE this! Brilliant! Good for you, Nyssa!
We never eat out😊
It's just not fun anymore!
Agree
I make pizza once a week, but what I do is get a pizza dough from Trader Joe's, it's about $1.49. We don't consume dairy so I make veggie pizza with whatever veggies I have and left over homemade sauce. I can make it quickly and it's economical and nutritious! These days you need two cars, especially in case something happens to one, you have the other one to rely on. My car is a 2008 Toyota Corolla, it has 55,000 miles on it. I wouldn't buy expired food either. Once it expires, it starts to grow mold, which can make you very sick, especially if you have allergies. There's a reason they have expiration dates.
Ally, great points! Thanks for sharing!
Thanks for sharing. Every family must decide what to spend on and what to save on. Each person had their own frugal and financial journey.
We try to save 20 to 25% from our retirement income for our sinking funds.
Health care is so important.
I like the idea of trading one luxary for another one.
We look for clothes from thrift shops locally. Plus I still have some clothes 20 years old. I get the most compliments on those dresses. We only give gifts to only our close family and close friends. We do buy good cat food for 2 kitties. And we feed birds, too.
All wonderful "priorities!" Thank you, Lynn!
Bon Jovi !!! Yesssss! You have great taste!
Yes! Thank you!
We refuse to give up Miracle Whip, Heinz ketchup or Nabisco Premium Saltines! lol We do not compromise on tires for our vechicle, Right now because we have such a wonderful insurance agent, we do not shop around for auto, life and homeowners insurance, Other companies may have great prices but I want to be taken care of immediately when a claim has to be made. My agent is my friend as well, so not giving that up. Not staying in a cheap hotel . We are willing to pay a little more for security and clean rooms. I am sure I can come up with some more things I am not willing to compromise on., but these are the ones I can think of off the top of my head.
Same on the Nabisco crackers...
Love that! I love a good Saltine! LOL!
Yes, tithing is very important and God’s blessings flow down❤️
We couldn't agree more!
I love how so many of your 20 priority areas are about giving, kindness, love, generosity, and wholesome choices 💕 thanks for being such a brightness, it's wonderful 🌞
Thank you so much! How kind of you to say!
This was such a fun video! Your yard looks beautiful.
So kind, Dana! Thank you!
I love this !! You have great financial values
So kind, thank you, Caroline!
It is like a check and balances with frugality. I also have 2 vehicles and it’s non negotiable for me. I have a Hybrid car and a 4 wheel drive truck… because I have to get to the hospital to work no matter the weather. Also bundled insurance auto & home for savings.
Same with feeding the birds and my animals.
But then I don’t buy other things like expensive dinners, expensive clothes or purses / shoes. Not anything wrong with those items, it’s just not budgeted for my life or plans.
Exactly! It's all about priorities!
I appreciate all your suggestions…..maybe some of them will get viewers to consider some of your ideas….even making a couple of small changes can make a big difference…..we live very rural, the nearest larger stores are 20 to 30 miles, so going shopping when there’s a sale isn’t practical….so, I’m not giving up my grocery buying habits….I use the envelope system and put in a set amount every month for groceries…..one large haul once a month works for us….sale or not, I buy what we need…..thanks for all your encouragement…..
Great way to budget! Thanks for sharing, Carolyn!
Love that you feed the wildlife! Me too! I sometimes laugh if you look at a whole outfit on a website or Pinterest, etc. If you click on those items each one is usually at least $50, so I love how you thrift similar items. Me too! I've been thrifting for so long the thought of spending hundreds of dollars on any clothes items is just crazy to me. Yeah, I can't imagine anyone walking in your home and you not trying to feed them. You ARE Italian, right? lol One thing I spend money on, and don't feel guilty about, is yarn for when I'm knitting or crocheting a project for me or someone else. To spend the time handmaking an item, especially for one of my friends or family, I want it to be a nice item that will last. I LOVE when those sunflowers randomly pop up!!
How wonderful you don't skimp when it comes to blessings other with your handmade gifts! Love that so much!
I love so many of your ideas here. Especially taking extra care of the wild life around your home you fur baby❤️
Thank you so much!
Oh boy, I have a bunch of “must haves” so guess I’m a bit of a diva😄.
#1 - Good quality chocolate. I used to stock up at after-holiday clearance sales and still buy a bit that way but I’ve discovered Trader Joe’s Pound Plus bars and now they are my preferred chocolate. At less than $6 for more than a pound of Belgium chocolate it’s priced better than lower quality chocolate and definitely makes me happy 😊!
#2 - Quality cookware. When we were just married and didn’t have much money I bought cheap pots and pans that had to be replaced every few years. About ten years ago I bought a set of good quality stainless steel cookware for $100 at a pre-Christmas sale. Then seven years ago I started working for a high-end cast iron cookware company and filled in any holes in my kitchen collection using my employee discount. I advise young people to start with good quality kitchen equipment that will last, even if it means buying one pot or pan and making it work in unusual ways.
#3 - Farm fresh eggs. I’m spoiled but I cannot eat grocery store eggs anymore, though I’ll use them for baking. We have some chickens but our younger girls haven’t started laying yet so we still have to buy eggs. Fortunately, I have a few good sources and pay just $3 a dozen, which makes them just a little more expensive than those from Aldi.
#4 - Chai Lattes. I enjoy one most days but I always make my own using concentrate and I’ve played with the ratio of concentrate-to-milk so that I’m happy 2-to-3 parts. I also drink a smaller amount so my $4 carton of concentrate is good for ten servings rather than the five they want you to drink. My 6-ounce mugful is just the right amount for me and saves money and calories!
I LOVE chai lattes! May I ask what concentrate you use? I have always used bags at home.
@@FrugalMoneySaver I use Spiced Chai Latte from Oregon Chai. I like the extra spiciness to balance the sweet. I’ve also used Tazo regular chai concentrate. They are both good. My daughter had a roommate whose family immigrated from India and she taught my daughter to make chai lattes from scratch. It takes too much time first thing in the morning though, lol