Section 80EEA Deduction | Home Loan Interest Tax Benefits Section 24(b) | Deduction u/s 80EE (80EEA)

แชร์
ฝัง
  • เผยแพร่เมื่อ 26 ต.ค. 2024
  • Home loan ta benefits in ITR u/s 80EE / 80EEA | Home Loan Interest Tax Benefits (2024-25) | Section 80EE / 80EEA | Income Tax Benefit on Home Loan | Housing loan interest Income Tax Benefits
    Section 80EEA deduction | Home loan Income Tax Benefits Section 24(b) | Deduction u/s 80EE (80EEA)
    आयकर - Home loan interest tax benefit - होम लोन पर टैक्स छूट - Can I claim both 80EE and Section 24 - Read: www.taxguideni...
    In this video I discussed about the Home Loan Tax Benefits in Income Tax, there are four section, Section 24(b), Section 80C, Section 80EE, Section 80EEA under which taxpayers can claim deductions in their income tax return, I explained here deduction under section 80EE of income tax act, and deduction under section 80EEA of income tax act.
    Video covered:
    Home loan ta benefits in ITR u/s 80EE / 80EEA
    Home Loan Interest Tax Benefits (2024-25)
    Section 80EEA Deduction
    Home Loan Tax Benefits Section 24(b)
    Deduction u/s 80EE (80EEA)
    80EEA
    Home loan tax benefit
    Income tax
    Home loan deduction in income tax ay 2024-25
    Home loan benefits for income tax
    Home loan income tax benefit
    Income tax benefit on home loan
    Income tax benefit on second home loan
    Home loan exemption in income tax
    Tax benefits
    Home loan tax benefits
    Income tax home loan benefits
    Income tax benefits on home loan
    Joint home loan tax benefit
    Income tax return
    Tax benefit on home loan
    Home loan tax benefits in hindi
    Deduction under section 80ee
    Section 80ee of income tax deduction
    Section 80ee
    Section 80ee of income tax
    Section 80e
    How to claim deduction under 80ee
    Tax deduction under section 80ee
    Section 80eea
    Deduction under section 80ee in hindi
    Tax deduction
    Section 80ee of income tax act in hindi
    Tax deduction
    Section 80eea of income tax act
    Deduction under section 80eea 2024
    Section 80eea of income tax
    Who can claim deduction under section 80ee?
    Quantum of deduction under section 80ee and 80eea
    Section 80ee of income tax
    Section 24
    How deduction under sec 80ee
    Other related videos:
    Section 80C investment list 2024
    • Section 80C of Income ...
    Section 80CCD(1B)
    • Section 80CCD of Incom...
    Section 80CCH Agniveer Corpus Fund
    • Section 80CCH of Incom...
    Section 80D Medical Insurance Premium Deduction
    • Section 80D of Income ...
    Section 80DD deduction limit
    • Section 80DD of Income...
    Section 80DDB of Income Tax Act
    • Section 80DDB of Incom...
    Section 80E of Income Tax Act
    • Section 80E of Income ...
    Section 80EE Home loan tax benefit
    • Section 80EE of Income...
    Section 80EEA Home loans
    • Section 80EEA of Incom...
    Section 80EEB Electric Vehicle
    • Section 80EEB of Incom...
    80GG House Rent paid deduction
    • Section 80GG of Income...
    Section 80TTA of Income Tax Act - 2024
    • Section 80TTA of Incom...
    Section 80TTB of Income Tax Act
    • Section 80TTB of Incom...
    Section 80U of income tax act -2024
    • Section 80U of Income ...
    #incometax
    #homeloan
    #housingloan
    #deductions
    #section24
    #section80c
    #section80ee
    #section80eea
    #taxguidenilesh
    Please visit my Website: Tax guide
    www.taxguideni...
    Please subscribe my channel Tax guide nilesh for updates related to Taxation and other Legal information.
    Nilesh Ujjainkar, Advocate. Akola- 444002 (Maharashtra)
    Other social media links:
    Twitter : / taxguidenilesh
    Facebook : / taxguidenilesh
    Telegram : t.me/Taxguiden...
    TH-cam : / taxguidenilesh
    Instagram : / taxguideofficial
    ____________________________________________________________________________
    Contact for business and professional inquiry:
    ujjankarnilesh@gmail.com
    _____________________________________________________________________________________
    DISCLAIMER ***
    This video is merely a general guide meant for learning purposes only. All the instructions, references, content or documents are for educational purposes only and do not constitute a legal advice. We do not accept any liabilities whatsoever for any losses caused directly or indirectly by the use/reliance of any information contained in this video or for any conclusion of the information. Prior to acting upon this video, you're suggested to seek the advice of your financial, legal, tax or professional advisors as to the risks involved may be obtained and necessary due diligence, etc may be done at your end.
    _____________________________________________________________________________________

ความคิดเห็น • 61

  • @msbhandari3151
    @msbhandari3151 หลายเดือนก่อน

    As per new regime bhi to batao.

    • @Taxguidenilesh
      @Taxguidenilesh  หลายเดือนก่อน

      New tax regime me house property rent par di hai to hi deduction milega jitna interest pay Kiya hai utana.

  • @selvanr8349
    @selvanr8349 8 หลายเดือนก่อน

    Thanks sir 😊

  • @KunalMahajan-pq3uf
    @KunalMahajan-pq3uf 8 หลายเดือนก่อน

    Property purchase Kiya he sept 2023 me... uska total interest he 3L... So section 24b me toh only 2L.. claim hoga... Then remaining 1L ka kya hoga ye bataye

    • @Taxguidenilesh
      @Taxguidenilesh  8 หลายเดือนก่อน

      Kuch nahi hoga kharcha ho gaya

    • @KunalMahajan-pq3uf
      @KunalMahajan-pq3uf 8 หลายเดือนก่อน

      @@Taxguidenilesh ohk .. so wo 1L ke uper kuch tax lagega kya ya nai...?

    • @Taxguidenilesh
      @Taxguidenilesh  8 หลายเดือนก่อน

      Nahi

  • @deepak_kapil
    @deepak_kapil 3 หลายเดือนก่อน

    Under construction property par 24b ka advantage le sakte hai ya nahi? Please tell me.

    • @Taxguidenilesh
      @Taxguidenilesh  3 หลายเดือนก่อน +1

      Construction complete hone ke bad hi milega.

    • @deepak_kapil
      @deepak_kapil 3 หลายเดือนก่อน

      @@Taxguidenilesh thank you sir.

    • @deepak_kapil
      @deepak_kapil 3 หลายเดือนก่อน

      @@Taxguidenilesh please one more query sir, TIS form mai mutual fund buying dikha raha hai, sell nahi kiya hai sirf buying kiya hai. ITR 1 ya ITT 2 file karu?

    • @Taxguidenilesh
      @Taxguidenilesh  3 หลายเดือนก่อน +1

      ITR 1, waise dono me se koi bhi chalta hai.

  • @manupathak1
    @manupathak1 3 หลายเดือนก่อน

    Ma'am, In the case of bank's staff loan where repayment is done by fixed EMI but principal part is being paid first then interest.
    So, this sec 24(b) applies on "Payment of Interest Charged" or ""Accruals of Interest"? Please guide me.

    • @Taxguidenilesh
      @Taxguidenilesh  3 หลายเดือนก่อน

      Actual interest paid

  • @mukesh-sh4gk
    @mukesh-sh4gk 5 หลายเดือนก่อน +1

    Sir I had purchased a land in my mother name using plot loan. The loan is taken by me and my mother is co borrower but all the emi payment is being made by me. Also i am not the co-owner in the land. Can i claim the interest deduction?

    • @Taxguidenilesh
      @Taxguidenilesh  5 หลายเดือนก่อน

      Each co-owner, who is also a co-applicant in the loan, can claim a maximum deduction of Rs 2,00,000 for interest on the home loan in their Income Tax Return.

    • @RahulSingh-ez4uv
      @RahulSingh-ez4uv 3 หลายเดือนก่อน

      There is no tax benefit for plot loan??

  • @anilkumarverma3548
    @anilkumarverma3548 3 หลายเดือนก่อน

    Sir, i purchased a flat in 2020 December, amounting of 45 lakh.
    In fy 2023-25, my intrest amount is Rs. 1,86,090/- and principal amount is Rs. 7,81,568/-
    Can you please tell me in which section i should fill above information for better rebates.

    • @Taxguidenilesh
      @Taxguidenilesh  3 หลายเดือนก่อน

      Section 24b for interest and 80C for principal amount.

    • @anilkumarverma3548
      @anilkumarverma3548 3 หลายเดือนก่อน +1

      Thank you sir

  • @satishgandham8168
    @satishgandham8168 6 หลายเดือนก่อน +1

    Hi i have taken house loan on jul 2021 for 42.5 lakh. My principle amount around 1.5 lakh and 2.5 lakh around interest. Plz help me out with 24b and 80c eea values

    • @Taxguidenilesh
      @Taxguidenilesh  6 หลายเดือนก่อน +1

      24b - 2 lakh, 80C - 1.5 lakh,

    • @Taxguidenilesh
      @Taxguidenilesh  6 หลายเดือนก่อน +1

      80eea allowed if conditions fulfilled.

  • @ajaypatel-zl9yh
    @ajaypatel-zl9yh 3 หลายเดือนก่อน

    Sir my loan was sanctioned on 2018 but my emi was started from april 2022 so can claim home loan interest in 24b as well as from 80eea

    • @Taxguidenilesh
      @Taxguidenilesh  3 หลายเดือนก่อน

      If all conditions mentioned in 80EEA satisfied then yes.

  • @Grush12345
    @Grush12345 4 หลายเดือนก่อน

    @sir I have bought a flat for around 62 lacs so is there any property value limit to claim under 80EEA?
    Thank you for such an informative video.

    • @Taxguidenilesh
      @Taxguidenilesh  4 หลายเดือนก่อน

      Yes, stamp duty value up to 45 lakh.

    • @Grush12345
      @Grush12345 4 หลายเดือนก่อน

      @@Taxguidenilesh means the stamp duty value I paid to the state government should not be more than 45 lacs, right?
      A property value of 62 lacs is okay to avail the benefit of 80EEA?

    • @Taxguidenilesh
      @Taxguidenilesh  4 หลายเดือนก่อน

      No, stamp duty value means government value. Not eligible. You can claim in section 24

  • @gourabsolution2771
    @gourabsolution2771 3 หลายเดือนก่อน +1

    Thanks a lot ❤

  • @manjusv2560
    @manjusv2560 3 หลายเดือนก่อน

    Sir, i have purchased home in the year 2016-17 and later transferred home loan to another bank on april 2022, can i still claim under 80EE for interest over 2 lakh

    • @Taxguidenilesh
      @Taxguidenilesh  3 หลายเดือนก่อน

      Transfer means you have signed new loan agreement with new lender on new date. There are specific conditions in 80EE.

  • @mrinmoychowdhury4667
    @mrinmoychowdhury4667 5 หลายเดือนก่อน

    Sir what is the difference between section 24 and 80EEA , my loan got sanctioned on May,2023. According to 80EEA I can't take tax benefits as this date does not fall under 2019-2022 financial year. Can I claim 200000 (interest) under 24 + 150000 ( principal) under 80C ?

  • @RahulSingh-ez4uv
    @RahulSingh-ez4uv 3 หลายเดือนก่อน

    Hi sir
    I have 25 lakh loan of plot purchases loan.
    1.Can i get tax benefits
    2. If i count get tax benefits, then can i tranfer it into home loan

    • @Taxguidenilesh
      @Taxguidenilesh  3 หลายเดือนก่อน

      No tax benefit for Plot purchase loan

    • @Taxguidenilesh
      @Taxguidenilesh  3 หลายเดือนก่อน

      Tax benefit is available on home loan.

  • @Onlinewallah07
    @Onlinewallah07 6 หลายเดือนก่อน

    I have a constructed property.
    I had home loan , sanctioned in Nov 2021, i am paying around 2,12,000 total and 1.90 Lac as interest components and rest as principal.
    Kindly help me in knowing all of my deduction..

    • @Taxguidenilesh
      @Taxguidenilesh  6 หลายเดือนก่อน

      Claim 1.9 lac as a home loan interest and rest amount in section 80C.

    • @Onlinewallah07
      @Onlinewallah07 6 หลายเดือนก่อน

      @@Taxguidenilesh 80 eea is only applicable when interest amount is more than 2 lakhs.
      Am i right??

    • @Onlinewallah07
      @Onlinewallah07 6 หลายเดือนก่อน

      @@Taxguidenilesh i still have one more question regarding 80d.
      I have a health insurance and also done some preventive health checkup.
      So can i also twice the health checkup benefits,once via health insurance and second time via 80D??

    • @Taxguidenilesh
      @Taxguidenilesh  6 หลายเดือนก่อน

      Yes

    • @Taxguidenilesh
      @Taxguidenilesh  6 หลายเดือนก่อน

      No

  • @vinnu39999
    @vinnu39999 7 หลายเดือนก่อน

    I HAVE PURCHASED HOME ON OCTOBER 2022 AM I ELIGIBLE FOR 80EEA?

    • @Taxguidenilesh
      @Taxguidenilesh  7 หลายเดือนก่อน

      होम लोन किसी Financial institution से लिया हो और Financial institution द्वारा उस लोन को 01-04-2019 से लेकर 31-03-2022 के कालावधि के दौरान sanctioned किया हो

  • @singharjuna1983
    @singharjuna1983 5 หลายเดือนก่อน

    Sir i have taken a home loan from bank for construction of my house in 2020. Now i want my father takeover that loan which is taken by me from bank,
    . Is it possible?
    Can i get24b deduction?
    Any limitation of repayment time ?
    What are the documents prodused at the time of itr filing in support of 24b
    Thanks

    • @Taxguidenilesh
      @Taxguidenilesh  5 หลายเดือนก่อน

      You will get Deduction of installments paid by you.

  • @mdazeemr1732
    @mdazeemr1732 6 หลายเดือนก่อน

    Still need more information neede

  • @KunalMahajan-pq3uf
    @KunalMahajan-pq3uf 8 หลายเดือนก่อน

    🎉 Hi sir