Probably best policy today, for maternity, is a combo of base & super top-up plan. Base plan: Bajaj My Health Care is good with maternity + new born benefits (2yr Maternity waiting; Maternity Limit: upto 75000/-; New Born Limit: upto 10Lakh). You may choose any other plan as well. Super Top-Up: Bajaj Extra Care Plus is probably the only Super Top Up available today with maternity benefit (1yr Maternity waiting; 2Lakh Deductible; Maternity: Upto SI). During claim: first 75000/- by Base Plan. Next 1,25,000/- by own pocket. Rest of the amount by Super Top-up.
Manipal Cigna prime protect allows single women and unmarried women to have maternity benefit. kindly make video on the same it will help many. Thank you
Hi Mam, I think for star health women's care insurance policy eligibility you don't need two persons in policy, this was also confirmed by a Star health insurance agent as well. Currently my wife is covered in the plan.
Hi mam. Excellent information as usual. Just one request, before airing the video kindly go thru it once. There are some mismatch in what you said and what is shown on the slide.
only around 60 k will be given by company for premium of 25k per year and that two with minimum 1 year waiting period means 50 k premium in total , then what is its use?
Hi mam..ur all videos are awesome 👍...i hav 1 question..Mai ek MBBS doctor hu.. insurance company me doctors bhi hire karte hai, paper works dekhne ke lie,kya mai apply kar sakti hu.if yes then How? Plz reply 😊
Rather, u can to go in any Pharmacovigilance company and become a medical reviewer of the adverse events reports. Good initial pay scale and growth is also good.
Mam, humne 3 saal se star family health optima plan liya hua hai.... jise ab women care me change krwa sakte hai.... aise krne se kya waiting period 24 month aur wait krna padega kya....
Is pre and post hospitalization is different then Pre-natal and Post-natal? What is Pre-natal and Post-natal? Does that requires additional hospitalization other then for baby delivery hospitalization to claim?
In star insurance policy we can claim for maternity only after 21months(that is 12m+9m of pregnancy ) (for sum assured 15L) or any time after one year? Please help me..
Mam Mera ICICI Lombard ka health insurance hai uski renew date aane wali he but uska price pehle se zada ho Gaya to mujhe kisi ne suggest Kia hai care insurance lene ke lie kya me ICICI to care shift kr du? Pls suggest
All insurance companies will increase the price as per health inflation, so if you shift to one company because of the price change- there are chances that the same company will cost same / higher next year
Hello Mam, I just watched your video, very informative. But I want to ask 1 question.....I am doing baby plan next year......so can I take maternity plans now i.e. in these 2,3 months? And which one can take? I hope you will answer my question
After taking maternity benefits from plan, can we port or migrate back this policy to normal plan? Is it allowed. Because plans with maternity cost high
Mam.. Mere insurance lady ne mujhe Lic Nivesh plus 849( one time payment) policy de, after i got 80k to 90k maturity benefit of another policy ..she is like a frnd off n knows all my problems. So she said instead of spending u can take this Nivesh it will give u lot of returns if u keep for longer period . but after taking that policy i saw all videos how bad is ulip .. now what should I do?
One doubt ma'am, suppose starhealth has 12months waiting period, does that mean it'll cover delivery after 12 months or pregnancy started by the end of 12 months to be covered?
Hi Gurleen Ma'am First of all thank you for making such a knowledgeable videos for us. I need a one suggestion from you that I just married I want to secure and have a policy for both of us. Could you please help me which policy should I go ahead As I'm also looking for a maternity coverd under that policy. We are planning for a baby after one year. Your suggestion matters for us I'll wait for your reply thank you in advance 🙏
Ye waiting period hota kya hai... Koi explain karega? Agar baccha waiting period ke andar born hua.. to paisa nai milega? Ya milega par waiting period khatam hone ke baad?
You can connect with us on WhatsApp/Call at 9650706699 , our team can help you out to buy a suitable plan according to your requirements. Thank you & keep watching !
Gurleen madam आपण मराठी माणसं आहोत.मराठी भाषेत सांगितले तर संपूर्ण मार्गदर्शन संपूर्ण महाराष्ट्राला समजेल आणि मराठी भाषा सुद्धा आपल्या चॅनलला चालू करा.
Please don't mind...but your videos are very big, lagging and boring to watch...utna time nahi hai madam...make it easy...ek dum jaldi jaldi hona chahiye...please...
Thank you for the feedback but jab hum crisp short videos banate hai then our viewers want a detailed video. Short & quick content ke liye , we post youtube shorts & instagram reels.
Hi Gurleen,
In ICICI Advantedge, maternity is covered with upfront payment of 3 years premium which will come around Rs. 1,50,600 for person insured.
Probably best policy today, for maternity, is a combo of base & super top-up plan.
Base plan: Bajaj My Health Care is good with maternity + new born benefits (2yr Maternity waiting; Maternity Limit: upto 75000/-; New Born Limit: upto 10Lakh). You may choose any other plan as well.
Super Top-Up: Bajaj Extra Care Plus is probably the only Super Top Up available today with maternity benefit (1yr Maternity waiting; 2Lakh Deductible; Maternity: Upto SI).
During claim:
first 75000/- by Base Plan.
Next 1,25,000/- by own pocket.
Rest of the amount by Super Top-up.
Manipal Cigna prime protect allows single women and unmarried women to have maternity benefit. kindly make video on the same it will help many. Thank you
Ji, Thank you for the video suggestion.
We may bring a video soon 😊
Hi Mam, I think for star health women's care insurance policy eligibility you don't need two persons in policy, this was also confirmed by a Star health insurance agent as well. Currently my wife is covered in the plan.
Mam excellent information given to take better decisions & how to conclude.. Thanku thanku mam.
Thank you so much, keep watching !
maam there is also one more company reliance on general insurance (RELIANCE HEALTH INFINITY) which offer best and most reasonable plain.
Hi mam. Excellent information as usual. Just one request, before airing the video kindly go thru it once. There are some mismatch in what you said and what is shown on the slide.
Claim settlement ratios should be included ever time.
Yes i am 22 October, so much want to do
A humble suggestion to check Family Plus plan from Royal Sundaram GIC..
only around 60 k will be given by company for premium of 25k per year and that two with minimum 1 year waiting period means 50 k premium in total , then what is its use?
My premium in icici coming 15k for 5L SI. Now to add maternity plan as rider how much extra to be paid
Hi mam..ur all videos are awesome 👍...i hav 1 question..Mai ek MBBS doctor hu.. insurance company me doctors bhi hire karte hai, paper works dekhne ke lie,kya mai apply kar sakti hu.if yes then How? Plz reply 😊
Rather, u can to go in any Pharmacovigilance company and become a medical reviewer of the adverse events reports. Good initial pay scale and growth is also good.
Mam, humne 3 saal se star family health optima plan liya hua hai.... jise ab women care me change krwa sakte hai.... aise krne se kya waiting period 24 month aur wait krna padega kya....
Is pre and post hospitalization is different then Pre-natal and Post-natal?
What is Pre-natal and Post-natal? Does that requires additional hospitalization other then for baby delivery hospitalization to claim?
Star health women care policy me maternity claim ke liye husband ko policy me add karna jaruri hai???
आपने अच्छी जानकारी दी है।
Thank you jee, keep watching !
Mam, reliance ka Health infinity ?
Star health executive had told me the maternity coverage will be provided even in individual plan too
1:39 she mentioned 2 people is required but our executive also told the same that Individual also gets coverage for maternity
Star Women Care'
Madam , I have Aditya Birla > Active health - platinum enhanced plan, can this plan covers pregnancy cost ??
Awaiting your…
We have a detailed video on this plan : th-cam.com/video/jjD3V6CVSek/w-d-xo.html
In star insurance policy we can claim for maternity only after 21months(that is 12m+9m of pregnancy ) (for sum assured 15L) or any time after one year? Please help me..
No it's 3.1 Month + 9M = 12.1M Cover
Mam Mera ICICI Lombard ka health insurance hai uski renew date aane wali he but uska price pehle se zada ho Gaya to mujhe kisi ne suggest Kia hai care insurance lene ke lie kya me ICICI to care shift kr du? Pls suggest
All insurance companies will increase the price as per health inflation, so if you shift to one company because of the price change- there are chances that the same company will cost same / higher next year
You can port but select carefully and also gurleen mams comment is very pertinent
STAR women care Cover single Mother too...
Navi ,best health insurance with less premium,try it
U r just reading the brochure,
It will be better go with example mam
Hello Mam,
I just watched your video, very informative. But I want to ask 1 question.....I am doing baby plan next year......so can I take maternity plans now i.e. in these 2,3 months? And which one can take? I hope you will answer my question
You can....
Star Women Care policy
Kindly check
Can anyone help me with premium calculation for maternity coverage in ICICI lombard ?
Mam agar port h to 9 month count hoga in icici for maternity
pre hospitalisation and post hospitalisation expenses cover in pregancy
Hello mam
Star women's care can be taken by single mom too and maternity coverage will be available
We don't have that information currently, so can't comment.
But we will definitely check, Thank you !
@@GurleenKaurTikku that is so nice of you .appreciate.
If one takes health policy before marriage and not added husband in policy after marriage....is the policy holder eligible for maternity cover benefit
Not eligible
I'm 29 yr old and suppose is 28yr old need 5lakh health insurance with less then 1 yr waiting period for maternity cover
Mam Kindly check once star health Assure insurance policy for maternity it covers 2Lks
@Gurleen Kaur Tikku please check
@@ndloveneelhi
After taking maternity benefits from plan, can we port or migrate back this policy to normal plan? Is it allowed. Because plans with maternity cost high
You can port to other plans or just buy a new insurance policy if you don't require the maternity benefits any more!
Well explained madam 👏
Thank you 🙂 Keep Watching !
285775 for 3 years ICICI is this correct figure? Please clarify.
yes, it is correct
@@GurleenKaurTikku isn't it tooo costly!?
@@Palashvadnereit is
@@Palashvadnereyes its too costly
How did you do the calculation? Is it on their website? What is SI?
Very informative video ❤
Glad it was helpful!
Thanks
Keep watching !
Is star women care is not eligible for indusial insurance for maternity? Please reply
Individual can
Star women delivery coverage 50k only,not 10 lakhs
Mam ivf ka liya konsa plane la
Mam.. Mere insurance lady ne mujhe Lic Nivesh plus 849( one time payment) policy de, after i got 80k to 90k maturity benefit of another policy ..she is like a frnd off n knows all my problems. So she said instead of spending u can take this Nivesh it will give u lot of returns if u keep for longer period . but after taking that policy i saw all videos how bad is ulip .. now what should I do?
Ur only option is to stop the ulip plan and move to something else.. long term Mai ulip Mai Paisa kamhi hoga
Madam
Agar claim regection hojaye..toh bhi isko claim consider karte hai kya in the point of view of no claim bonus
If claim is rejected, No claim bonus will be given
Can a married woman take normal health insurance plan while pregnancy time?
Yes, they can
One doubt ma'am, suppose starhealth has 12months waiting period, does that mean it'll cover delivery after 12 months or pregnancy started by the end of 12 months to be covered?
Its, delivery after 12 months
Delivery expenses will be covered after 12 months
Mem hdfc optima scure kaisa h plz update apne ye wala kyu nhi liya
Aur ye policy lene jao fir agent meteranity plan close kar diya h ye kyu bolte vo dene se mna kar dete h plz update best plan
HDFC Optima Secure review is already up on our channel. You can check it out : th-cam.com/video/SXQkYwhZ7J8/w-d-xo.html
@@raajiray You can connect with us on WhatsApp/Call at 9650706699. Our team can assist you with the plans according to your requirements.
mam first baby miscarriage ho gya tha kya maternity benefit milega
Mam sep 12 ko muze renewe karni hai policy usme martenity add krni hai to nahi hoga bol rahe hai plz help me mam
aapka plan konsa hai ?
Hi Gurleen Ma'am
First of all thank you for making such a knowledgeable videos for us. I need a one suggestion from you that
I just married I want to secure and have a policy for both of us. Could you please help me which policy should I go ahead
As I'm also looking for a maternity coverd under that policy. We are planning for a baby after one year. Your suggestion matters for us I'll wait for your reply thank you in advance 🙏
Thank you jee, please connect with us on WhatsApp/Call at 9650706699
Our team can assist you with a few options.
Mam one month pregnancy hai kya insurance police hogi
No, there are certain waiting periods for the same.
Kya hum 4th months chalrahi hai insurance policy hoga
U can buy, but u won't get delivery expenses, only for baby anything happened u will get in star women's policy
Ye waiting period hota kya hai... Koi explain karega? Agar baccha waiting period ke andar born hua.. to paisa nai milega? Ya milega par waiting period khatam hone ke baad?
Waiting period khatam hone ke baad you can claim from this policy !
@@GurleenKaurTikku thank you 🙏🏼
Mam my sister's 9th month is going so can she take now health insurance?
No
How many month before take the insurance plan for maternity?
Care ke Joy Plan ka naam liya par uske bare me koi information nai di....
Hello jee, please check this video : th-cam.com/video/icUABEK7tQc/w-d-xo.htmlsi=4KvXlcGfGXvRVWjo
Mam my claim will be rejected by icici lombard by saying fraudulent claims plzz tell me what I do next
If you feel your claim is genuine, you may contact IRDAI or Ombudsman
5 lakh SI, age 35 year... Icici Ka kitna primiyam hoga aur aap ke trough kaise le sakte hai...?
You can connect with us on WhatsApp/Call at 9650706699 , our team can help you out to buy a suitable plan according to your requirements.
Thank you & keep watching !
Care helth plan
Madam explain premium yearly also
Okay jee, thanks for the feedback . Keep Watching 😊
Gurleen madam
आपण मराठी माणसं आहोत.मराठी भाषेत सांगितले तर संपूर्ण मार्गदर्शन संपूर्ण महाराष्ट्राला समजेल आणि मराठी भाषा सुद्धा आपल्या चॅनलला चालू करा.
Search for CA Rachana Ranade Pune. She might have Marathi channel.
Kuch smjh nai aaya???
Premium to bataya nhi
Bataya hai , please check the video from 14:20
All the premiums are compared
OMG ICICI PREMIUM too high
yes, comparatively prices are higher
Mam plz reply me😊
Please don't mind...but your videos are very big, lagging and boring to watch...utna time nahi hai madam...make it easy...ek dum jaldi jaldi hona chahiye...please...
Thank you for the feedback but jab hum crisp short videos banate hai then our viewers want a detailed video.
Short & quick content ke liye , we post youtube shorts & instagram reels.
Itna jaldi sab bol rahe hai....mam app pdf shere kardo hum par lange .video banane k kya jarurat...
Jo terms hai...uska matlab to samjaw
Thank you for the feedback !