Yea!!!! 🎉🎉🎉🎉 My bestie posted a video. I was thinking about you and was so glad to see your mortgage update video. You are officially under $70K and that is amazing, and I am so proud of you. This heat has been brutal and I can't wait for the Fall weather again. Have a beautiful week! ❤💜
@@debrasjourney Hello my wonderful bestie! My wonderful budgeting friend! I was beginning to get disillusioned with the posting and slacking on my budgeting but time for me to get back on track. I missed you. Thank you so much for your encouragement! Stay cool 😎 because it’s a hot, hot summer. 🔥🥵. I can hardly wait until the weather cools too. I love fall and winter since it is so mild here. 🏡💜🌹💐
Thank you so much for being here and for watching my budgeting friend! Your encouragement keeps me on track and reminds me to stay the course and keep this momentum going. Have a wonderful week! ☀️💚💐
@@CashBearMama Hi Cash Bear 💕. Thank you so much for watching! 💐. How have you been lately? I hope you're doing great! I've been busy with work. All is good here, thanks to God. 💐✝️🙏
Morning Mona!! I’ve been told the same about paying our mortgage off… just thought is the extra money we’re putting towards the mortgage we could invest and get a higher rate of return because our interest rates are so low. I completely understand what they’re saying, but my peace is worth more than a 6% rate of return!! Like you said once this mortgage is gone it really does come with some freedom!! Excellent progress!! 🎉🎉🎉30 balloons 🎈 🎈🎈🎈🎈
Hi Melissa! How are you doing sweet friend? 💕. Yes, I was trying to understand why people are saying it should not be my priority. I don't completely understand it. I'll go back and re-read your note again. I know my interest rate is low. Are people saying I should invest the money instead of paying off my mortgage? Because I'll get more money from investments earning a higher interest rate? This is a bit confusing to me. All I know is that I wish to be truly debt free. I want to know what that is like. I want to donate to my favorite organizations. I want to do so much more then paying on this mortgage every month. It's the most difficult journey. 😫
Stay the course Mona, keep going on this journey. Some things can't be calculated with dollars. Peace of mind and being debt-free is life-changing. My husband and I are also on a mortgage-free journey and always get this message. But the closer we come to the end of the mortgage the more relief I feel. I don't feel at peace owing money. We are rooting for you, you're so close.
@@suddenlythree My wonderful budgeting friend, your comment means so much to me. 🥰. I will stay the course because I just can’t quit now. I get discouraged sometimes and I hide but then I have to face reality again. I can only imagine what it will be like once I pay this off. Congratulations to you and your hubby! I’m sure you both are doing great! We cannot quit now! We’ve come too far to give up now right? 🏡🪴☀️💐💚🌹💜
@@faithbydesignXO hello budgeting friend! I will be so happy once this mortgage loan is paid in full. I can hardly wait! Thank you so much for tuning in. 💕🏡🌸🪟🪴
@@hopn2budgetwithbunni532 I’m trying to pay this off soon! 🏡🪟Thank you for ringing the bell for me. I need to place the bell 🛎️ on top of my desk so I can ring it every time I have wins and successes. Missed you Bunni! 💙💜🌹
#30🎉🎉 awesome job Mona! We had a break in our hot weather over the weekend, but its back for the week. Im glad you were able to take a break❤ cant wait for your budgeting video
@@cozybudgets hello my budgeting friend! Yes, important to appreciate the cool spells that break these hot temperatures up. The heat this summer is killing me. 🔥🥵. Thank you so much for tuning in. I can’t wait to catch up on your videos. I love your mic….so clear and such perfect sound! Stay cool my budgeting friend. I can hardly wait until the cool weather is upon us once again. 🌸💕🌹💜
Hey Mona, I had some people tell me the same thing about paying off my mortgage early. Stay focus. I don’t know anyone that has paid off their mortgage and regret it. Great video 😊😊
Hi Tracey! Thank you for that. I was wondering if I was doing the right thing. They keep talking about investing and such and I don't have a clue how to do that. But I do know how wonderful it must feel to have a house that is paid in full! Thank you Travey! Have a beautiful day! ☀️💕
@@quickbudgets9145 Thank you my wonderful budgeting friend 💙🌹🏡 I’m very happy with how the stucco project turned out. Looks very nice! Thank you for tuning in! 🌸🪴💐
Hello new budgeting friend 💐🌼. Welcome to my channel. I'm very happy that you're here! We can encourage and cheer for each other on our financial journey's! Have a happy day my new friend 🌺🌷💕☀️
Hi Mona! Welcome back friend 🩵🩵 I just got back from Spain a few days ago. I did overspend while on vacation 😢. Looking forward to getting back in track . Yay to balloon #30 colored. Great job 🩵🩵🩵
@@budgetfor5withstephanie Hi Stephanie! I hope you and your family are doing great. I have to head on over to your channel to catch up since I’ve been away! Thank you so much for tuning in! 🌸🪴☀️
Yay to meeting mid-July goal!! Taking breaks are good for the soul. It’s very hot! Too hot, actually! I really try to go early in the morning to walk or workout at the gym as the later in the day the motivation weens off.
This is exactly what I’ve been experiencing. It is so hot in the afternoons that I don’t feel like doing anything 😟. 🥵🔥. Starting tomorrow I’m walking in the morning when it is still cool outside. Thank you for your encouragement my friend. Means so much to me. 🌸🏡🪴💐
Yay 🎉 People are always trying to talk me into not paying off the mortgage because of tax incentives. I want the feeling of not paying that big chunk each month. I agree ❤❤
Great job reaching your mid July goal. I would love to pay off my mortgage. In a few years it will be my big goal. The peace of mind of paying off your mortgage out weighs any advice. $30 k paid off is AMAZING!
Hello wonderful budgeting friend! 💕. I try to remind myself that the benefit in the long run will be worth it. The journey is long and can be frustrating but I just can't quit until this is done. I wish you peace, love and a beautiful day! 🌷💐☀️
You made it to under 70k congrats 🎉 And yes i hear you about the advice of not paying off home. I’ve heard it too. But like you, I’m staying the course. I haven’t seen convincing info on why it’s a bad idea. Low interest is still interest. And debt is still debt.
@@AreliBudgets Hi friend! You got that right! ✅💯Debt and interest is still debt and interest and I want to be rid of this mortgage loan. The peace of mind not having an $1,800 payment every month is still going to be worth it. We have to stay the course until we are free. 🏡🪟✅
Hello wonderful friend! Thank you so much for being here. I was away from YT so I look forward to catch up on your content too. Have a beautiful day! 🌹🌸💐
@@BudgetingTheBacon Yes, I can be such a dork! Lol! 😂. Thank you for being here my wonderful budgeting friend. I took a small break but it’s time for me to get back on track. Stay cool my wonderful friend! This little bacon bit is overdone over here. Over done and practically burned 🔥🥵
@@lolethawoods786 Hi budgeting friend! How are you these days? 💚🪴. You keeping cool over there? Stay cool and safe and happy! Thank you for tuning in! I wish you a blessed and wonderful week ahead. 🌸☀️💙💐💚
Hi Mindy! How are you my wonderful budgeting friend? I hope you're doing great these days! I got so burned out with YT. 😢. Miss you too! Even if I don't upload videos, I'll still support you and your great channel! Have a beautiful and blessed week ahead! 💕💐
@mindysbudgeting I will try to upload when I can but my spark is gone. Not all hope is lost. Thank you Mindy for being such a sweet budgeting friend 💕💐🙏✝️
Hey Mona! Congratulations on balloon #30!!! Ohmygosh sweet friend, I’m so happy for you! 🤗 every time I watch one of your mortgage payoff videos I imagine the lenders alerted on your extra payments and imagine them sweating and trembling like in the old cartoons! 😂 That balance is dropping so fast now! 🩵💙🩷
@@HeyKayBudgets Hi sweet budgeting friend! 💕💐💚. Thank you so much for tuning in. I was taking a break from YT. 😆. Yes, the mortgage balance is dropping fast now. I have a CD that matures soon and I keep thinking that I should pay off my mortgage by the end of the year. I’m still thinking it through carefully though. I have some catching up to do in watching your videos! Have a great week dear! 🪴🪟🏡🌸☀️✝️🙏
Yea!!!! 🎉🎉🎉🎉 My bestie posted a video. I was thinking about you and was so glad to see your mortgage update video. You are officially under $70K and that is amazing, and I am so proud of you. This heat has been brutal and I can't wait for the Fall weather again. Have a beautiful week! ❤💜
@@debrasjourney Hello my wonderful bestie! My wonderful budgeting friend! I was beginning to get disillusioned with the posting and slacking on my budgeting but time for me to get back on track. I missed you. Thank you so much for your encouragement! Stay cool 😎 because it’s a hot, hot summer. 🔥🥵. I can hardly wait until the weather cools too. I love fall and winter since it is so mild here. 🏡💜🌹💐
Yay, another balloon colored in! I’ve been eagerly awaiting this video.
Thank you so much for being here and for watching my budgeting friend! Your encouragement keeps me on track and reminds me to stay the course and keep this momentum going. Have a wonderful week! ☀️💚💐
Good morning, Mona! Binge watching. Have a blessed day! I love those little cards ❤
@@CashBearMama Hi Cash Bear 💕. Thank you so much for watching! 💐. How have you been lately? I hope you're doing great! I've been busy with work. All is good here, thanks to God. 💐✝️🙏
Another amazing amount! Congratulations, Mona! 🌸💗🌷
@@FinancialDreamswithChristine thank you budgeting friend! 💐💚. I hope you’re having a great weekend 🏡🪟🪴☺️
Morning Mona!! I’ve been told the same about paying our mortgage off… just thought is the extra money we’re putting towards the mortgage we could invest and get a higher rate of return because our interest rates are so low. I completely understand what they’re saying, but my peace is worth more than a 6% rate of return!! Like you said once this mortgage is gone it really does come with some freedom!! Excellent progress!! 🎉🎉🎉30 balloons 🎈 🎈🎈🎈🎈
Hi Melissa! How are you doing sweet friend? 💕. Yes, I was trying to understand why people are saying it should not be my priority. I don't completely understand it. I'll go back and re-read your note again. I know my interest rate is low. Are people saying I should invest the money instead of paying off my mortgage? Because I'll get more money from investments earning a higher interest rate? This is a bit confusing to me. All I know is that I wish to be truly debt free. I want to know what that is like. I want to donate to my favorite organizations. I want to do so much more then paying on this mortgage every month. It's the most difficult journey. 😫
Hi Mona! That is amazing to see your progress on your mortgage!! 🎈🎈
Hello budgeting friend 💕💐. Thank you for being here and for the encouragement. It really helps me keep going! Have a beautiful day! ☀️🌼💐🌺
Stay the course Mona, keep going on this journey. Some things can't be calculated with dollars. Peace of mind and being debt-free is life-changing. My husband and I are also on a mortgage-free journey and always get this message. But the closer we come to the end of the mortgage the more relief I feel. I don't feel at peace owing money. We are rooting for you, you're so close.
@@suddenlythree My wonderful budgeting friend, your comment means so much to me. 🥰. I will stay the course because I just can’t quit now. I get discouraged sometimes and I hide but then I have to face reality again. I can only imagine what it will be like once I pay this off. Congratulations to you and your hubby! I’m sure you both are doing great! We cannot quit now! We’ve come too far to give up now right? 🏡🪴☀️💐💚🌹💜
@@managingmonasmoula9811 thank you so much Mona 🧡
Hello Mona! You are doing a fabulous job!! It’ll feel so good to not have to pay those payments every month! 🎉🎉🎉 Yay, another balloon colored in! 💜🌻🌷
@@faithbydesignXO hello budgeting friend! I will be so happy once this mortgage loan is paid in full. I can hardly wait! Thank you so much for tuning in. 💕🏡🌸🪟🪴
Yes 💗 💗 💗 💗 Mona a fabulous video you did a fabulous job
Hi Bunni! Thank you! 🪴🌸🏡. How are you doing these days? I hope you’re doing better then I am in this heat wave. I’m melting over here. 🥵🔥
Yes I'm going to ring that Bell for you friend you're doing a fabulous job with paying this down. 🔔🔔🔔🔔🔔🔔🎉🎉🎉🎉🎉❤❤❤❤❤
@@hopn2budgetwithbunni532 I’m trying to pay this off soon! 🏡🪟Thank you for ringing the bell for me. I need to place the bell 🛎️ on top of my desk so I can ring it every time I have wins and successes. Missed you Bunni! 💙💜🌹
#30🎉🎉 awesome job Mona! We had a break in our hot weather over the weekend, but its back for the week. Im glad you were able to take a break❤ cant wait for your budgeting video
@@cozybudgets hello my budgeting friend! Yes, important to appreciate the cool spells that break these hot temperatures up. The heat this summer is killing me. 🔥🥵. Thank you so much for tuning in. I can’t wait to catch up on your videos. I love your mic….so clear and such perfect sound! Stay cool my budgeting friend. I can hardly wait until the cool weather is upon us once again. 🌸💕🌹💜
Hey Mona, I had some people tell me the same thing about paying off my mortgage early. Stay focus. I don’t know anyone that has paid off their mortgage and regret it. Great video 😊😊
Hi Tracey! Thank you for that. I was wondering if I was doing the right thing. They keep talking about investing and such and I don't have a clue how to do that. But I do know how wonderful it must feel to have a house that is paid in full! Thank you Travey! Have a beautiful day! ☀️💕
Such incredible progress, I have no doubt that you will hit your goal ❤❤ The stucco looks beautiful 🙂
@@quickbudgets9145 Thank you my wonderful budgeting friend 💙🌹🏡 I’m very happy with how the stucco project turned out. Looks very nice! Thank you for tuning in! 🌸🪴💐
Newbie here, and so exciting to see your mortgage progress, Blessings
Hello new budgeting friend 💐🌼. Welcome to my channel. I'm very happy that you're here! We can encourage and cheer for each other on our financial journey's! Have a happy day my new friend 🌺🌷💕☀️
Hi Mona! Welcome back friend 🩵🩵
I just got back from Spain a few days ago. I did overspend while on vacation 😢. Looking forward to getting back in track . Yay to balloon #30 colored. Great job 🩵🩵🩵
@@sassybeautybudgets4971 I bet the Spain trip was amazing! Wow! Yes, another balloon colored in! Yay! 💐💕🏡💚
Hi Mona, good to hear from you! Congrats on balloon 30 and on being under 70k!
@@budgetfor5withstephanie Hi Stephanie! I hope you and your family are doing great. I have to head on over to your channel to catch up since I’ve been away! Thank you so much for tuning in! 🌸🪴☀️
Yay to meeting mid-July goal!! Taking breaks are good for the soul. It’s very hot! Too hot, actually! I really try to go early in the morning to walk or workout at the gym as the later in the day the motivation weens off.
This is exactly what I’ve been experiencing. It is so hot in the afternoons that I don’t feel like doing anything 😟. 🥵🔥. Starting tomorrow I’m walking in the morning when it is still cool outside. Thank you for your encouragement my friend. Means so much to me. 🌸🏡🪴💐
Yay 🎉 People are always trying to talk me into not paying off the mortgage because of tax incentives. I want the feeling of not paying that big chunk each month. I agree ❤❤
@@CashBearMama Hi Cash Bear! Yes, it will certainly free up so much money and being totally debt free would be a blessing 💜💙🏡🪟🌹💐
Great job reaching your mid July goal. I would love to pay off my mortgage. In a few years it will be my big goal. The peace of mind of paying off your mortgage out weighs any advice. $30 k paid off is AMAZING!
Hello wonderful budgeting friend! 💕. I try to remind myself that the benefit in the long run will be worth it. The journey is long and can be frustrating but I just can't quit until this is done. I wish you peace, love and a beautiful day! 🌷💐☀️
I am glad you back friend❤❤❤
@@hopn2budgetwithbunni532 Hi Bunni! Yes, I had to take a break but I’m anxious to catch up on watching your videos too! 💐💚
Hello 👋 friend I’m back from Mexico now I can’t watch again great 👍🏻 progress.
Hi Fatima! I’m happy you made it back home safely. Thank you so much for your support here on this channel. You’re the best! 💚💐
You made it to under 70k congrats 🎉
And yes i hear you about the advice of not paying off home. I’ve heard it too. But like you, I’m staying the course. I haven’t seen convincing info on why it’s a bad idea. Low interest is still interest. And debt is still debt.
@@AreliBudgets Hi friend! You got that right! ✅💯Debt and interest is still debt and interest and I want to be rid of this mortgage loan. The peace of mind not having an $1,800 payment every month is still going to be worth it. We have to stay the course until we are free. 🏡🪟✅
Good video 💗💗great progress
@@izzybreezybudgets Thank you! I hope you’re doing great these days! 💕🌸🏡💙
❤great video ❤ playing catch up
@@ThePynnFool.budgeter Hello, thank you for tuning in! 💕☀️🌸💚🏡
Doing so great Mona! So so so proud of you ❤❤
Hello wonderful friend! Thank you so much for being here. I was away from YT so I look forward to catch up on your content too. Have a beautiful day! 🌹🌸💐
@@managingmonasmoula9811 you too, darling! I’m glad you’re back! Have a fantastic week!
Not just trying to stay alive with the fan on🤣😩. I know you were being serious, but it was too funny how you said it!
@@BudgetingTheBacon Yes, I can be such a dork! Lol! 😂. Thank you for being here my wonderful budgeting friend. I took a small break but it’s time for me to get back on track. Stay cool my wonderful friend! This little bacon bit is overdone over here. Over done and practically burned 🔥🥵
WooHoo~Under $70,000!! Way to go!
Hi there! 💕☀️ Yay, I am under$70k, finally. I try not to get frustrated and keep trying. It sure is tough. 🌺🌼🌷💕. Have a beautiful day! ⭐️💫
Hello Mona 😊
@@lolethawoods786 Hi budgeting friend! How are you these days? 💚🪴. You keeping cool over there? Stay cool and safe and happy! Thank you for tuning in! I wish you a blessed and wonderful week ahead. 🌸☀️💙💐💚
Hi Mona I miss you my friend 🧡
Hi Mindy! How are you my wonderful budgeting friend? I hope you're doing great these days! I got so burned out with YT. 😢. Miss you too! Even if I don't upload videos, I'll still support you and your great channel! Have a beautiful and blessed week ahead! 💕💐
@managingmonasmoula9811 awe I'm sorry to hear that you are such an inspiration 💖 to me
@mindysbudgeting I will try to upload when I can but my spark is gone. Not all hope is lost. Thank you Mindy for being such a sweet budgeting friend 💕💐🙏✝️
Hey Mona! Congratulations on balloon #30!!! Ohmygosh sweet friend, I’m so happy for you! 🤗 every time I watch one of your mortgage payoff videos I imagine the lenders alerted on your extra payments and imagine them sweating and trembling like in the old cartoons! 😂 That balance is dropping so fast now! 🩵💙🩷
@@HeyKayBudgets Hi sweet budgeting friend! 💕💐💚. Thank you so much for tuning in. I was taking a break from YT. 😆. Yes, the mortgage balance is dropping fast now. I have a CD that matures soon and I keep thinking that I should pay off my mortgage by the end of the year. I’m still thinking it through carefully though. I have some catching up to do in watching your videos! Have a great week dear! 🪴🪟🏡🌸☀️✝️🙏