Thank you for all of this . I told my realtor about you because she was wondering where I was getting all these first time home buyer information and she loves that I'm doing my research. Thank you for taking the time to teach us on what we need to know.
Excellent channel for information. Kudos ! I have 40+ years experience in residential construction, expert witness and home inspection with almost two decades big builder experience (California, Arizona, Nevada). TIP: For foundation cracks - what size crack qualifies as a "structural crack ?" Answer: 1/4" in width or any vertical displacement (heaving). Hairline or greater cracks are normal. Sometimes the foundation fix is as simple as a epoxy injection into the cracks which does not require replacing concrete or adding piers / pylons etc. So heads up. Been there done that. Next sewage smells in a vacant house is the result of the plumbing traps called P-Traps under sinks, tubs etc drying out allowing sewer gasses to enter the house. The fix is to the run water in all areas sweetening the P-Traps and ventilate the house. Smell problem solved. Oh and a P-Trap is that low spot in the waste / drain line under the sink where you can find the diamond rings. 💎 My .02
This was very informative, I am currently in the beginning stages of looking for a home for the first time. This really helps people that don't know anything about buying a home
Good info. I’m in Appliance repair. New construction would install all appliance and build floor around the appliance. So which mean a year later when repair is needed, oops. You need a cabinet person, a floor person, a plumber just to get to the appliance for fixing.
He sounds like a great inspector. Years back when I bought a condo, the inspector said he was sending his son. Needless to say, the shower had an obstructive water flow issue due to calcium deposits. He didn't catch it, or maybe didn't even check for it. Radon testing is so important. I love the fact that you mentioned in one of your videos that you should be there for the inspection. I am going to do it for my next condo.
this vid just happened to show up in my feed. I bought a new townhome last year and I didn't think I needed an outside inspection, because my last home was new and was built pretty well. mistake on this purchase...i called the builder before my warranty was up to try to put an extra piece of drywall between the shared wall and I was told "there is nothing I can do" , and the builder knew this was my major concern, when I did prebuild and final walk thru. My brother told me "they did enough to pass inspection". the extra money for the inspection is well worth it. I have spent 1k to sound proof a wall, that should have been the builders responsibility and can't sue these a-holes
Who cares what color people are! ... so absolutely ridiculous & disingenuous! The question should ALWAYS be who's better qualified to do the job. Geesh. 🙄😏👇🏾 #StopIt 👍🏾
This comment by WK is racist, period. Replace the word black with other races and see how it sounds. Super racist! You should be ashamed of yourself. Color, race or religion should not matter.
The honesty is refreshing . A licensed expert is what we need . I agree that " staying in our lane " is the right way and a honest person will react just as you are . Thank you so much .Great information and well needed
Thank you very much for sharing this information. Currently learning all about real estate as a 1st-time home buyer and I appreciate your content. The Q&A about whether inspectors should tell homebuyers to leave and Jamal's answer was very good and professional!
This is great! GREAT!!!!! U asked every question that i would have... He kinda skipped over the question about inspecting the homes in the building stages. Like for instance does the inspector come and inspect the wood that they are building the home in order for them to continue building ? Like how would you know if a home has foundation issues if it’s covered with carpet Or if it’s new construction..will they rip of carpet and dig in the walls? I’m not sure what they would be expecting in new builds but i will be having one on my home
You can do a home inspection for new construction at the framing stage where the inspector can see the slab and wood then typically when it is complete. For a resale home they can determine foundation issues in other ways, unless the seller has given express permission you cannot do anything to damage their home.
Very informative, he gave some great tips. When I was purchasing my property I had a checklist of the things to pay attention to so that I didn’t miss anything.
Another outstanding video. Very informative. Good to know about the big ticket items and the deal breakers. I will NEVER waive an inspection no matter what type market we are in!
Lord i wish he service sc Rock Hill. We are getting our home built and really need someone like him. This info was very very help. You are doing a great job with your content .
🗣🎤 Major questions: What's the procedure if potential buyer does inspection, paid for then cancels purchase? How come each potential buyer still needs their "own" inspection? Like just how many inspections does 1 property need? Is there a max number of inspections?
Good questions, you would only inspect a property that you have under contract. If you cancel that contract after the inspection, that inspection is your property. If you choose to share with seller during negotiations for repairs you can but some sellers don't want it because in most states they have to disclose any known defects about the property. But if they are not aware of something they don't have to disclose.
I've heard it's best to get an independent inspector that is not "recommended" by your realtor. There might be a conflict of interest and I would worry that the inspector would gloss over issues just so that the deal goes through for their friend (realtor).
Thank you fo the suggestion, in my early TH-cam videos I didn'd even know what time stamps were 😂. So I do need to go back through my earlier my longer videos and timestamp them. Thanks for the reminder.
I hate that 1 person inspects every system in the house,they might know a little about each systems of the house,but they don't do it everyday and knows the in and outs,i say hire a roofer to inspect the roof,a electrician to inspect electrical, plumber to inspect plumbing,hvac to inspect heater and a/c,water heater,.
Yes, but sometimes it is difficult to coordinate all those professionals during the DD period. But it is ideal if you can do it that way. Thanks for watching!
In regards to filing your tax returns and the lenders looking at the 2 recent years, what are they looking for? My salary has increased significantly so do they only care about my current salary? As to where a year ago I wasnt making as much. Thanks for the helpful vids!
They are looking for consistency for the most part they will take your most recent salary as far as qualification unless you are self employed they will average the years. They typically want to the last two years to show you have stable income and work history.
I grew up in a country house in Oklahoma, ‘87-‘99. Our heating were 5 natural gas space heaters. The kind that used heating bricks that glow red. Our ceiling was black from all the soot. My dad said, “if it wasn’t for this house being poorly insulted, we’d all be dead”. 😂😂😂
Can you recommend someone to do a new home inspection in GA.. My husband and I are waiting for our credit to update on myfico for mortgage, we were working on getting over 730 FICO. We would like Conventional with 3% down and after we reach 20 equity we will not have to keep PMI for the life of the loan like FHA. Our DTI is @ 7%. I worked on this and our credit, we will be calling you at the end of September.
I waived everything but the termite inspection since I build houses and my brother does appliance and AC work. I hope I didn't shoot myself in the foot.
Yes, I do. Not all of my clients do it, but the inspector does typically find something that we would have not. They feel more secure since it is under warranty for that first year. However if they don't get it before they close I usually recommend they get one before the warranty expires so they can get any issues taken care of.
is there a way to verify if the rental income advertised on a listing is accurate? What if someone advertises that they are getting 1000/mo but in reality the tenant pays just 600/mo?
Hi Shaheedah, I was wondering as a first time home buyer, with conventional loans, is there a way to put 5% down and avoid the PMI? Or does it have to be 20% down? I was wondering if there were any special programs to avoid having to pay the PMI.
There are some programs that are conventional loans with no PMI but they vary by bank. Synovus has one and Fifth 3rd Bank has one that I am aware of. Start asking around in your area.
@@ShaheedahHill thank you for answering. So many influencers don’t. You have calmed my fears. I’m going to get that inspection 500.00 vs 23-30k down the road makes lots of sense. Your videos are very helpful. My prayer is that you have so many buyers that you have to hire a larger team. May God continue to bless the work of your hands. Let your friends and family know that Texas is praying and rooting for Warnock/ Ossof to win. Stay safe and thank you again
No, I've been looking for someone that I can recommend, but so far not really comfortable with their pricing. Try some of my tips in my credit score video on your own. Sometimes your lender or Realtor will know someone they can recommend and verify their results.
Hi Ms Hill, I have 2 questions. (1) I live in a house built in the 1920’s some of the electrical outlets do not have the 3 prong, but I put surge strips in which has grounders. Is that safe? (2) I’m looking at a house where the concrete steps are somewhat broken. Could that be a foundation problem?
A time period when you are under contract on a home but you can inspect and investigate the purchase and possible terminate the transaction without losing your earnest money. ---I missed your other comment, you can buy a home by yourself even if you are married, however depending on your state your spouse may have some ownership right to assets purchased during the marriage so it is best to consult and attorney.
@@ShaheedahHill Just discovered your channel a couple of months ago. Thank you for sharing all the invaluable information. I am in the middle of selling my house and trying to buy another one in this very tight market. Your tips are very helpful.
Sorry Judy, TH-cam puts them on there, so some of the longer videos have more ads. I am working to put links to the specific questions in the description so viewers can jump ahead as needed. Thanks for the feedback.
Very informative & powerful information. #Excellent👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾
Thank you
⁰
@@ShaheedahHill 1.
MUCH RESPECT for looking out for that single Mother and child. THAT is what a Man would do. 💪🏾
Thanks for watching.
I just find it incredible that nearly EVERY QUESTION I have about 1st time homeownership can be found on your channel. Thank you!
That is great - Thanks for watching!
This content is not just for 1st time homebuyers, it's for everybody
Thank you for all of this . I told my realtor about you because she was wondering where I was getting all these first time home buyer information and she loves that I'm doing my research. Thank you for taking the time to teach us on what we need to know.
Thanks so much
Excellent channel for information. Kudos ! I have 40+ years experience in residential construction, expert witness and home inspection with almost two decades big builder experience (California, Arizona, Nevada). TIP: For foundation cracks - what size crack qualifies as a "structural crack ?" Answer: 1/4" in width or any vertical displacement (heaving). Hairline or greater cracks are normal. Sometimes the foundation fix is as simple as a epoxy injection into the cracks which does not require replacing concrete or adding piers / pylons etc. So heads up. Been there done that. Next sewage smells in a vacant house is the result of the plumbing traps called P-Traps under sinks, tubs etc drying out allowing sewer gasses to enter the house. The fix is to the run water in all areas sweetening the P-Traps and ventilate the house. Smell problem solved. Oh and a P-Trap is that low spot in the waste / drain line under the sink where you can find the diamond rings. 💎 My .02
@tonyreyes1798 Thanks for watching and sharing
This was very informative, I am currently in the beginning stages of looking for a home for the first time. This really helps people that don't know anything about buying a home
Thank you for watching and best of luck!
Good info. I’m in Appliance repair. New construction would install all appliance and build floor around the appliance. So which mean a year later when repair is needed, oops. You need a cabinet person, a floor person, a plumber just to get to the appliance for fixing.
Shaheeda you need your own show, your are phenomenal and so informative💓
Thank you so much Lisa, that means a lot. Thanks for watching.
5 star video!!! I learned so much from Mr. Jamal....I wish I lived in Atlanta to work with both of you 😭😭
Thank you for watching. We appreciate your feedback and we wish you were here too🙂
He sounds like a great inspector. Years back when I bought a condo, the inspector said he was sending his son. Needless to say, the shower had an obstructive water flow issue due to calcium deposits. He didn't catch it, or maybe didn't even check for it. Radon testing is so important. I love the fact that you mentioned in one of your videos that you should be there for the inspection. I am going to do it for my next condo.
Shaheedah, this was a great video, Jamal sounds very knowledgeable and genuine in his profession.
Thank you for watching, he really is.
this vid just happened to show up in my feed. I bought a new townhome last year and I didn't think I needed an outside inspection, because my last home was new and was built pretty well. mistake on this purchase...i called the builder before my warranty was up to try to put an extra piece of drywall between the shared wall and I was told "there is nothing I can do" , and the builder knew this was my major concern, when I did prebuild and final walk thru. My brother told me "they did enough to pass inspection". the extra money for the inspection is well worth it. I have spent 1k to sound proof a wall, that should have been the builders responsibility and can't sue these a-holes
Thanks for sharing. I agree that is worth the extra money.
I have been chain watching your videos, they are soooo informative..thanks
Thank you for watching
Fellow inspector here he's speaking Fact💯.....S.M.I. Home Inspections. Chicagoland area 🤙🏿
Thanks for watching!
Loved that you used a black home inspector! Can you do a video with an appraiser?
I will try to do that soon🙂, thanks for watching!
But until then, please watch my appraisal video.
Who cares what color people are! ... so absolutely ridiculous & disingenuous! The question should ALWAYS be who's better qualified to do the job. Geesh. 🙄😏👇🏾
#StopIt 👍🏾
This comment by WK is racist, period. Replace the word black with other races and see how it sounds. Super racist! You should be ashamed of yourself. Color, race or religion should not matter.
The honesty is refreshing . A licensed expert is what we need . I agree that " staying in our lane " is the right way and a honest person will react just as you are . Thank you so much .Great information and well needed
Thanks for watching!
Simply put: this is the most amazing content I have ever watched!!!
Thank you for watching😊
Thank you very much for sharing this information. Currently learning all about real estate as a 1st-time home buyer and I appreciate your content. The Q&A about whether inspectors should tell homebuyers to leave and Jamal's answer was very good and professional!
Thanks so much for watching and welcome to the channel!
This is great! GREAT!!!!!
U asked every question that i would have...
He kinda skipped over the question about inspecting the homes in the building stages. Like for instance does the inspector come and inspect the wood that they are building the home in order for them to continue building ? Like how would you know if a home has foundation issues if it’s covered with carpet Or if it’s new construction..will they rip of carpet and dig in the walls? I’m not sure what they would be expecting in new builds but i will be having one on my home
You can do a home inspection for new construction at the framing stage where the inspector can see the slab and wood then typically when it is complete. For a resale home they can determine foundation issues in other ways, unless the seller has given express permission you cannot do anything to damage their home.
Thank you for all your videos!!! I just got word … I’M CLEARED TO CLOSE”🙏🏾
So excited for you!!! Congratulations!!!!
Awww I just did mine last week. I wish this came sooner, but thanks for the great info. ❤️
Trying to get these out as quickly as possible🙂. Congrats on your home!!
Very informative, he gave some great tips. When I was purchasing my property I had a checklist of the things to pay attention to so that I didn’t miss anything.
Thanks for watching
Thank you JamalGod Bless you 🤗💕👏👏👏👏🙏
Another outstanding video. Very informative. Good to know about the big ticket items and the deal breakers. I will NEVER waive an inspection no matter what type market we are in!
Thanks for watching!
Lord i wish he service sc Rock Hill. We are getting our home built and really need someone like him. This info was very very help. You are doing a great job with your content .
Thank you for watching!! Best of luck with your home!
Thank you - this helped me so much as a home buyer in negotiations with a seller for an old home!!! 🙏🙏🙏
Thank you so much for watching and coming back to share. Congrats on your home!
🚨Great video , great info , never buy a home without an inspection 👍🏾
Yes! Thanks for watching
🗣🎤 Major questions: What's the procedure if potential buyer does inspection, paid for then cancels purchase? How come each potential buyer still needs their "own" inspection? Like just how many inspections does 1 property need? Is there a max number of inspections?
Good questions, you would only inspect a property that you have under contract. If you cancel that contract after the inspection, that inspection is your property. If you choose to share with seller during negotiations for repairs you can but some sellers don't want it because in most states they have to disclose any known defects about the property. But if they are not aware of something they don't have to disclose.
Bless your heart both for sharing your expertise 💕💕
You are so welcome
Learned a lot of pointers! Thank you!!🙌🏽
You're so welcome!
I've heard it's best to get an independent inspector that is not "recommended" by your realtor. There might be a conflict of interest and I would worry that the inspector would gloss over issues just so that the deal goes through for their friend (realtor).
Your Realtor should give you a list of 3 or more home inspectors if you are not familiar with any but you are always free to choose your own.
Stay blessed thank you 👑🫶🏽for helping others with informative information 💜💜💜
Thanks for watching
Has anyone flown Jamal out yet !? THank you both! Great video
Not that I know of, but he says he gets a lot of out of state calls🤣.
Very helpful and informative information. Thanks!!!
You're welcome!
Thank you for this info.....I will start this process on the 22nd of this month! Very helpful
Thanks for watching
I took notes! This was absolutely fantastic! Thank you so much!
You're so welcome, thank you for watching.
This was very informative thank you!
Thanks for watching!
Really enjoyed this thanks Shaheedah and Jamal!
Thank you for watching and best of luck with your future home inspection!
Again thank you!!! I learned sooo much
Thanks for watching
just a suggestion you could add time stamps, great work, very helpful video thank you!
Thank you fo the suggestion, in my early TH-cam videos I didn'd even know what time stamps were 😂. So I do need to go back through my earlier my longer videos and timestamp them. Thanks for the reminder.
very insightful. Thank you for making these videos. I need both of you in New York.
I will be saving this info! Thank you 😊
You are so welcome!
great content as always
Thanks for watching!
The so much Ms. Hill I appreciate you God Bless you 🤗💕👏👏👏🌹🙏
Thanks for watching
Great ADVICE ‼️‼️‼️‼️
Great questions and answers 👍🏼
Glad you enjoyed!
Very helpful thanks for sharing
Glad it was helpful!
Great video. Great information. Thank you.
Glad it was helpful!
Dealing with this now. My inspector just found quite few issues and we close in a week
I hope you are able to reach a resolution, thanks for watching.
Thank you Shaheedah and Jamal 🙏👏🙌
Thanks for watching!
Thank you very much for this information.. I am in the process
Can you recommend any home inspector in the Boston area?
This is great however his answers are not as clear . Sounds like technical issues. But overall, this is awesome!
Thanks for bearing with us, yes it is hard when you are not together we are at the mercy of the wifi connection.
Great video & very informative. I am about to break ground in the Tampa, Fl area do you know of a great inspector in that area?
Unfortunately, I don't but your Realtor should have some recommendations. Thank you for watching.
Thank you, for the great information!
Such a great video and channel. Thank you!!
Thank you for watching!
That was very informative
Thanks for watching!
Great info, thank you! 👍🏻😊
Glad it was helpful!
Thank you for your channel Shaheedah!
Thank you for watching!
Great channel and info/insight. I am a new subbie as of today and viewing all videos in your playlist.⚘
Awesome! Thank you! Welcome and thanks for subscribing!
Thank you for this!!!
You're so welcome!
I hate that 1 person inspects every system in the house,they might know a little about each systems of the house,but they don't do it everyday and knows the in and outs,i say hire a roofer to inspect the roof,a electrician to inspect electrical, plumber to inspect plumbing,hvac to inspect heater and a/c,water heater,.
Yes, but sometimes it is difficult to coordinate all those professionals during the DD period. But it is ideal if you can do it that way. Thanks for watching!
In regards to filing your tax returns and the lenders looking at the 2 recent years, what are they looking for? My salary has increased significantly so do they only care about my current salary? As to where a year ago I wasnt making as much. Thanks for the helpful vids!
They are looking for consistency for the most part they will take your most recent salary as far as qualification unless you are self employed they will average the years. They typically want to the last two years to show you have stable income and work history.
I grew up in a country house in Oklahoma, ‘87-‘99. Our heating were 5 natural gas space heaters. The kind that used heating bricks that glow red. Our ceiling was black from all the soot. My dad said, “if it wasn’t for this house being poorly insulted, we’d all be dead”. 😂😂😂
Thanks for watching!
Very informative..
Glad it was helpful!
Can you recommend someone to do a new home inspection in GA.. My husband and I are waiting for our credit to update on myfico for mortgage, we were working on getting over 730 FICO. We would like Conventional with 3% down and after we reach 20 equity we will not have to keep PMI for the life of the loan like FHA. Our DTI is @ 7%. I worked on this and our credit, we will be calling you at the end of September.
Yes, I have a list for new home construction, please email me .
@@ShaheedahHill ok...I will
I waived everything but the termite inspection since I build houses and my brother does appliance and AC work. I hope I didn't shoot myself in the foot.
Good video!!
Thanks for watching
Great video! Do you recommend getting an inspection done on a new construction?
Yes, I do. Not all of my clients do it, but the inspector does typically find something that we would have not. They feel more secure since it is under warranty for that first year. However if they don't get it before they close I usually recommend they get one before the warranty expires so they can get any issues taken care of.
Another fire vid.
Thank you!
I wish he could come to North Carolina 🤣!
I wish he was in Dallas! I’d hire him in a heartbeat!
Awesome information!!!!!! Do you have any referral Home Inspection companies out of Los Angeles???
Sorry, no I don't but your realtor should be able to refer inspectors they are familiar with.
is there a way to verify if the rental income advertised on a listing is accurate? What if someone advertises that they are getting 1000/mo but in reality the tenant pays just 600/mo?
You can ask for a copy or the lease and the last few deposits from the tenant.
When do you do the inspection before or after the purchase?
Before
Hi Shaheedah,
I was wondering as a first time home buyer, with conventional loans, is there a way to put 5% down and avoid the PMI? Or does it have to be 20% down? I was wondering if there were any special programs to avoid having to pay the PMI.
There are some programs that are conventional loans with no PMI but they vary by bank. Synovus has one and Fifth 3rd Bank has one that I am aware of. Start asking around in your area.
I wish y'all were on the west coast
😊Thanks for watching!
What do you do if you didn’t get the independent inspection before you closed. If something is not up to code should the seller still have it fixed
For resale homes no, most states are buyer beware. New construction usually comes with a home warranty so they will repair items covered by warranty.
@@ShaheedahHill thank you for answering. So many influencers don’t. You have calmed my fears. I’m going to get that inspection 500.00 vs 23-30k down the road makes lots of sense. Your videos are very helpful. My prayer is that you have so many buyers that you have to hire a larger team. May God continue to bless the work of your hands. Let your friends and family know that Texas is praying and rooting for Warnock/ Ossof to win. Stay safe and thank you again
Good morning do you recommend a great credit service
No, I've been looking for someone that I can recommend, but so far not really comfortable with their pricing. Try some of my tips in my credit score video on your own. Sometimes your lender or Realtor will know someone they can recommend and verify their results.
Thank you
Hi Ms Hill, I have 2 questions.
(1) I live in a house built in the 1920’s some of the electrical outlets do not have the 3 prong, but I put surge strips in which has grounders. Is that safe?
(2) I’m looking at a house where the concrete steps are somewhat broken. Could that be a foundation problem?
Hi, I am not an inspector, but please be sure to get a good one with a long due dilligence for a very thorough inspection.
Can a renter get an inspection on the house they’re renting without the permission of the owner?
The inspector will likely have you sign something for liability if something is damaged during the inspection. I would call a local inspector to ask.
How about town house's with HOA fees? Does the HOA fees take care of roof issue's?
It depends, check the convenants to see what is included. In my experience in some communities it is covered and in some it is not.
What does “due diligence “ exactly mean?
A time period when you are under contract on a home but you can inspect and investigate the purchase and possible terminate the transaction without losing your earnest money. ---I missed your other comment, you can buy a home by yourself even if you are married, however depending on your state your spouse may have some ownership right to assets purchased during the marriage so it is best to consult and attorney.
Hey, what happened to the video with you & your sister?
It will be out before the end of the month . Thanks for watching
Will Jamaal come to Louisiana
Probably not, since they have different building codes. 😊
🔥🔥🔥
my brother you do beach front town homes?
Not many of those in Georgia.🙂
Not to the bank and back 😂😂😂
Looking for his information. You said you would put his info on the bottom. How do I access that?
Click the bottom right under the video and his info is in the description. Thanks for watching!
@@ShaheedahHill Just discovered your channel a couple of months ago. Thank you for sharing all the invaluable information. I am in the middle of selling my house and trying to buy another one in this very tight market. Your tips are very helpful.
Jamal Pattillo
AHIT Certified Inspector
Property Inspectors of Atlanta
Direct: 678-349-8221
Jamal.Pattillo@PropertyInspectorsofAtlanta.com
@@audreysimon7429 Thank you for watching and best of luck with the sale and the buy!
comeon Shaheedah ! COMMERCIALS EVERY MINUTE !!! can't get through any info totally sucks
Sorry Judy, TH-cam puts them on there, so some of the longer videos have more ads. I am working to put links to the specific questions in the description so viewers can jump ahead as needed. Thanks for the feedback.
👌👍🎉🎉🎉🎉🌝
Very valuable information!
Thanks for watching