How to Buy A House | Buying a House for the First Time - Timeline for Buying a House (8 Steps)
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- เผยแพร่เมื่อ 29 ส.ค. 2024
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Ready to Buy Your First House? Watch these videos & Visit my playlists!
⭐8 Steps to Buy a House - • How to Buy A House | B...
⭐ Where Should You Start? - • First Time Homebuyer C...
⭐ Most Important People in the Home Buying Process - • Home Buying Process - ...
⭐ What is Included in your Mortgage Payment: • What is included with ...
⭐New Construction - • First Time Buyer New C...
⭐FHA or Conventional - • Which is better FHA or...
⭐Buying a House with Student Loans - • Buying a House with St...
⭐7 Day Perfect Credit Plan - • My ONE WEEK PLAN - How...
⭐Can you afford a house: DTI Ratio - • How Much Home Can I Af...
⭐What happens at closing - • What Happens During a ...
⭐NACA Home Buying Program - • NACA | NACA Program | ...
⭐Should I Rent or Buy? - • Should I BUY a HOUSE O...
⭐ Get Your Real Estate License Online- • How to Get Your Real E...
⭐⭐PLAYLISTS - / shaheedahhillrealestate
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Ive watched 3 videos on the house buying process and your was by far straight to the point. Thank you😍
Aye Marie...I agree💯 😇...on my 2nd video & I cant stop but I gotta go buy a 📝 ‼️😂
Yes it was! Loved it!
you literally have a gift!! youre amazing at educating!!!
Thank you so much!
Annesha is right, the schools lost an exceptional teacher when you decided to leave and sell real estate. Their loss, your buyers gain.
I agree! I'm just discovering your videos. You are very thorough and excellent at simplifying money matters. Thank you.
Yes I Agree
@@ShaheedahHill thank you so much .. I'm running for my real.state license and its a lot of information specially I live in NY with all this pandemic and peopleoving out of state .. I know with this new vaccine will love to come back to ny amd imvest ... I have a question .. U mentioned a closing can take up to 90 days when is not cash buyers.. What you do ..do you take care one person at a time or you take care multiple people at the time how you schedule with new clients so it's doesn't create mistake and confusion. Thank you
Most agents will not tell buyers to purchase under their loan amount. Unfortunately, they tend to encourage buyers to purchase at the top of their budget and most times it’s not best for the buyer to do so. Thank you for your transparency. I see grate things happening for you.🥰
Thank you!!
The Real Realtor - Shaheedah Hill Real Estate you’re most welcome.😊
Yes they do. And why is that so??
I met with my realtor before i even knew what i could afford lol i just knew i wanted some lower end as far as price but still in a great area
I got all my documents,
I applied with a lender and got a prequal letter...interest rate and much more
My earnest was $500 cashier check
I signed my contract on June 4th 2020
Congratulations!!!
Congratulations!!
Are you in North Carolina?
I don't know how I came across your channel, but I'm so happy I found you!!! You are very informative and easy to understand.
Thank you!
You are a BLESSING. You don’t even understand how much I need this.
Thank you!
I tell u... Paulette.
U hit the nail on the head.
I'm a 1st time home buyer this video was so helpful lord knows I was stressed out thank you so much closing is in a few days
You got this! Congratulations on your new home!!!
Wow what a simple step by step breakdown. I think we’re ready!
Great, take that first step!
If I lived in GA, I would definitely want you to be my agent, but I'm in California. Anyway great video & I had to subscribe.
Thank you!
SAME!
Omg! Exactly they same with me.
Your experience and skills as a teacher is making your videos superb!!!! The way you explain and break everything down is soo helpful.
omg your amazing you can teach a child how to buy a home!!!!! God bless!!!
This Lady is very good at explaining the RE Buying Process.
Thank you!
You videos are so informative. I have learned a lot from them. I have reservations about including your pre qual letter in the negotiations. I believe that can work more for the seller than the buyer. For example if you submit an offer that is lower than the asking price they now have proof that you can afford more and the counter offer is now at your max pre qual amount. I will be moving to Georgia from Colorado next year or two and I have saved a lot of your videos for the quality information that you give. Thank you for your videos
Thank you for watching and you are right to be concerned. Usually agents, myself included, will just adjust the pre-qualification amount in the letter based on the offer. At the agent or buyers request lenders will often give you several letters at different price points, as long as they don't exceed the pre-qualification amount.
Thank you for clarifying!
Shaheedah!!! Lady, you are truly heaven sent. I am a new subby, & you have no idea how much all this good info you’re sharing means to me. I could cry! I am hopeful, optimistic & more educated bc of YOU! Starting my home buying journey feels a lot simpler now... Been working with NACA now for a year & just over them already. As single mom, this all felt so scary. But thanks to YOU, I know there are good things coming. THANK YOU 🙏🏾
You are so welcome! Take everything step by step and it will happen - Best of luck to you on this journey!
Love how simple and straight to the point you are in videos. These are a life saver for my sanity as a first time homebuyer. Thank you.
Thanks for watching!
This is so great, I went from confused to feeling ready to do this with these videos. Thanks so much!
Thanks for watching!
I just came across your channel. Im moving next year (spending 2020 paying off debt while living with my parents post-grad school). I was planning on renting, but really starting to consider purchasing a home. This might actually be an option for me!! Its just me, so I really want to speak with a realtor so I don't end up with 'too much' house. It's a serious investment. Thanks for all you do!!
Thank you for watching!
I’m looking for my 1st home in South Florida and I just want to thank you because I love your videos. You get straight to the point without over-talking the subject.
TH-cam favors watch time so people ramble and add a lot of fluff - I have houses to sell, dinner to cook, kids and a husband waiting for me to finish recording😂
@@ShaheedahHill I'm looking to purchase in Florida. Do you only work in Atlanta?
You are amazing and so is your channel. So grateful!!
Thank you so much!
Awesome job on explaining the process. Buuuut a tear came out of my eye when you said simple 😢.
You have helped me so much with my process of buying a house here In Michigan!! Thank you so much!
Did you close🙂 congratulations!
Thank you so much for your information it is and has been applied my 20 yr old daughter is in the process to becoming a home owner in our city Schenectady ny homes out here are fairly cheap anywhere from 70/to 120 thousand and that’s for a two family home. We are familiar with the dream program but the funds had ran out so we are with another city program that assist on down payment or closing. Thank you again we are coming way deference at this point on the home buying process having more control than before👍🏽
So happy to hear this! Congratulations and the earlier you can build wealth the better.. Way to go mom!
OMG this was so helpful. I just went under contract last week and I am so nervous. My home is still being billed at this time so I won’t close until September. Thank you so much you are so knowledgeable
This was the most helpful and straightforward video on first time home buying! You made everything seem so attainable!! Thank you so much!
Thanks so much... you can do it!
Thank you for your willingness to share and provide quality information! Highly considering taking your class! #GodSpeed
Thank you for watching.. you should but in the meantime just watch all my videos🙂
It made me feel very good to hear the full path laid out here.
Thank you for watching!
In my recent experience, none of the lenders gave me a maximum. They all asked me how much I was looking go borrow and gave me a pre-approval letter for that. I went a little high just in case.
God bless you Shaheedah!! It's very scary to not have a lot of knowledge when purchasing a home. I'm a nyc teacher and have been looking for a home since November 2019 without an approval letter just a pre qual. My realtor keeps telling me get the letter but to be honest I was so scared. My credit score is now excellent and I have a good amount saved but still had fear. After watching many of your videos I am so encouraged. Thank you so much. I really appreciate you and all of your hard work!! God sent you to me! Keep inspiring!!
You can do this!
I agree with your other comments. You are gifted teacher! Your explanations are clear and complete.
Thank you🙂
Good explanation 👏 This video was very helpful.. Thank you .
Thank you for watching, happy it was helpful!
Very informative. Thank you!
Glad it was helpful!
Great video. As a first time home buyer I have so many questions. This video was so helpful.
You deserve an educational award.
Thank you for watching!
Omg I ❤️u..this so helpful..I need you come here and take my hand.. ‘NC’ it’s so difficult
Subscribe😊It will be like I'm there. Also look at my video for best down payment in every state, yo see what NC has for first first time Buyers. Thank you for watching
@@ShaheedahHill Hello. I cant find the video. Can you link it please? Tfs!!!
@@April.Hazel-2521 th-cam.com/video/uTw9wsbYGyc/w-d-xo.html
Just found this video! Glad I did. Am nervous about about buying a home
Thanks for watching!
Hello from Louisiana!! I recently subscribed to your channel and i have been binge watching! Thanks for all the Knowledge!!
Awesome! Thank you!
This was very informative! Thank you for sharing this information.
You are so welcome!
Solid video and you truly have a gift! Keep it up! Currently submitting offers and throwing the prayer hands up!
Much appreciated! Yes ma'am something is bound to happen in your favor. Best of luck!
Some of these things I knew but a lot of this info is gold! I should have watched this video first! This is exactly the guidance we were looking for. Glad I subscribed😊
Thank you
I have learned so much from you. Thank you for taking the time to do these videos! Could you possibly do a video on buying a house when you have to sell your current one first? The timeline for that situation? It will also be in a different city. Thanks so much!
That's a great question and if you are selling depending on how quickly you can get the property ready to market and what type of buyer you get (cash vs loan) - will impact the timeline.
So helpful thanks for everything
Thanks for watching!
so helpful!!
@leahshockley1642 Thank you for watching
I thought that the inspection should happen before making an offer.. thank you for sharing this content
Thanks for watching
I came across your video during my research. It's interesting how you have simplified all the information I have been reading the past 6 months. Great video! This will be my first time buying a house within Atlanta Metro. Looking forward to more educative resources. Thanks for sharing. You are the best! Will definitely stay in touch.
Thank you for watching and best of luck on buying a home!
I love your videos and I am looking into buying my first time 2021 using a first time home buyers program
Thank you, start researching the programs in your area way ahead of time to see what you need to do to qualify.
Excellent video! This was very clear and straightforward info. Thanks for the help.
Thank you for watching!
That intro is fly
Great job explaining this process and going over the timeline!
Thanks
Thank you, for sharing your Knowledge . I am a real estate agent in homestead florida..
This was a very informative description of the process one can look forward to with a home purchase. Keep delivering great content and assisting future homeowners. I myself hope to become a homeowner in the near future. .
Thank you! Will do!
Thank you...as I said before you are clear and concise love it..
I appreciate that!
This is a very helpful breakdown! Thank you so much for the clarity and the helpful tips!
Glad it was helpful, thank you for watching.
Just want to say thank you for sharing your advice and your experiences! // definitely some 💎 💎 gems in this video!!
First time buying right now is quite a learning experience..
Thanks!
I really learned a lot and now I know what need to do.
Great and good luck!
Great video. Very informative for a new agent like myself. Thank you!
Thanks and welcome!
This woman is beautiful, knowledgeable and well spoken. I'm trying to buy a house and I was terrified but she has made it seem fairly simple and I wish to Dearr God she was in Tennessee. Yeah I'm subscribing.
Thank you!
You are just my favorite. Thank you for such detailed explanations!
Thank you so much for watching!
So glad I found your page. Thank you for sharing and being thorough in your explanations.
You are so welcome!
I signed a contract to buy a condo. I asked to see all paperwork and if any major work was scheduled. Nothing. Two months later and $325 I find out all the windows have to be replaced at my expense, Pelli windows thank you. Yup $10,000 plus hvac needed to be replaced. For an $80,000 house it was a no go. Godspeed to whoever bought it, it sure wasn’t me.
Thank you for your videos. Huge help with my home buying process.
You are so welcome!
You are very good in sharing this information.
Thank you!
This was so good & honest! Thank you!
Thank you for watching
Thanks for well explained & clear information.
Stay safe.
Thank you!
You're welcome!
Could you do a video on buying a foreclosed home on the market to purchase?
Great info! Thanks so much for these steps in such great easy to follow detail. 🤗
Thank you!
Thank you for all of your education. I appreciate you.
Thanks for watching
Wow you are good thank you🙌🤗
Thank you
You are awesome at explaining everything!! Thank you :)
Glad it was helpful!
I sincerely appreciate you for this video. Bless up.
You are so welcome
Thank you!!
Thank for watching.
You do excellent videos
Thank you very much!
Hi Shaheedah. I love your videos and thank you so much for providing clarity on so many topics. I’m going to be a first time homebuyer who also just became a real estate agent so I’m new to a lot of this. Wanted to know your thoughts on purchasing a home as a real estate agent and if that process works any different.
Watch my Video - How to get paid at closing. You just basically are representing yourself. You can keep the commission separate or apply it to your down payment/closing costs. Thanks for watching!
Great video, wish you could be my agent here in TX!
@marcelalopez8927 Thank you for watching, if you need a referral for TX forms.gle/dsGeJo1JFYpfSNJLA
Outstanding info, thank you!
Thank you so much! I have been watching your videos so much and looking at your Google reviews. I am hoping to buy a town home in Vinings, Smyrna, and Cumberland area next year. I am currently window shopping in neighborhoods and saving for the down payment. I also requested to join your FB group.
Thanks Leslie, I look forward to meeting you!
Thank you for all your information.. taking notes
This is good information; especially the tidbit about buying in a good school district. I'm not a parent so that is something I NEVER would've considered regarding resale value. Thanks! Also I know that these steps are clearly for people seeking a traditional mortgage loan via a credit union or bank, but I'd be interested to know if the same steps would apply if going or considering going through any first time homebuyers program such as NACA or any other regional based programs? Great video, keep it up, appreciate the gems and I'm a new subbie!
Your’s TH-cam channel is very cool 😎 help me educate. Thanks
Thank you!
Thanks for your information!! Awesome channel.
Thanks for watching!
This is very good information. Thank you for making this video.
Glad it was helpful!
Thankyou so much for these very informative videos! You are a blessing! This has helped me soo much and calmed me down a little about the whole buying process. Love watching your videos and taking notes. New subscriber here may God bless you!
You are so welcome - God Bless and thanks for watching!
Thank you so much for your videos... so so consistent and informative holistically and will be helpful to all. Im in cobb and it is not easy.... I may be calling you soon!! At least i have more knowledge and feel more comfortable seeking my dream!!
Thank you for watching! Yes. please do. I think it is easier than most people think. I have a class coming up in February. You can email me and I will send you the link. thehillteamatl@gmail.com
Please do !! Renitablanchard@gmail.com
Your channel has been so helpful to me as I am considering buying a home in the next year. This timeline is very helpful! Do you have any suggestions for someone who is looking to buy mid next year with down payment assistance? Right now I am focused on saving and getting my credit up a bit. Do you have advice on when you start getting approved for down payment assistance, pre-approval, etc?
At least 6 months out go through the approval process. Start researching the programs that you may qualify for now.
Thank you!!!! This was extremely helpful.
So informative! Thank you for this information! I'm beginning my home buying process later this year and this helped me alot. Subscribed and will be watching more of your videos. Thanks again! 😁
Glad it was helpful!
Great vid! Thank you for making and sharing
Thanks for watching!
I love your videos. You have taught me so much
OMG this is awesome I really just listen to all of this thank you, I make notes😊🏠🏠
Wonderful!
If you get approved for $100k but you find a home for $80k...can you use the extra $20k for home repairs/improvement?
No you would have to get a 203K renovation loan for that, you can not do that with the traditional loan types. Thank you for watching!
Shaheedah Hill Real Estate Really..I didn’t know that because you always see on the Hgtv shows the buyers will say “oh since were choosing a house under our budget we have room to do renovations “ I always that that whatever money you didn’t use could be put towards Renovations! 🤯
Tierra Lewis I think that budget refers to how much they had set aside for the downpayment. 20% of a lower home price leaves some of that down payment money on the table.
Surreal Ryuusen ohh so you’re saying their using down payment money that’s left over for renovations..
Tierra Lewis yes, that’s my guess. However, I recently found out that there are home renovation loans out there, such as the FHA 203(k) Loan. If their budget allows for a $100k mortgage, then it should mean they can afford to make payments on another loan for the renovation. Just search the internet for “home renovation loans”. I found 2 other options besides the FHA 203k.
Thank you for this video very informative. 😊
Glad it was helpful!
Would current rent be used to calculate DTI? I was wondering if I would be better off moving in with my mother prior to trying to buy a home..thank you for your videos! very informative.
No, rent is not included since it is not debt. Moving in with family is a good strategy if you can save more and pay off debt. Thanks for watching!
Thank you for the advice.
Glad it was helpful!
Thank you for all the information you’re giving me has been really helpful, do you have any videos were we don’t need banks, buying all cash ,first time buyer absolutely no experience.
Not yet!
Great video. The information is so helpful. Thank you
I absolutely love all of your advice 🖤 thank you so much ! Xoxo 😘
Super video thank you
This was very helpful! 💕
Glad it was helpful!
Just wanted to say this video has been super helpful for me--thanks so much for being straightforward and making things really succinct in what seems to be a super complex process. I feel just a bit more prepared for what to expect and certainly what to do.
Glad it was helpful!
You are a godsend!!🙌🏽
Thank you for watching!