With bonds overpriced, gold overpriced, real estate overpriced, the only place I found wise to put money is the trade market because from my experience it’s paid off more than any other investment I’ve gotten into.
Herman Jonas, an astute trade analyst is the brain behind my success. I've gotten into a plethora of assets with $37k spread across stocks (options and futures) for the short term and Roth IRA, index funds, and ETFs, for the long term. Now I sit back, and just reinvest at intervals while I handle my other businesses.
Do not forget that when it comes to the stock market, prices can be erratic, rising and declining quickly, often in relation to companies' policies, which individual investors do not influence.
I agree that the market can be quite unpredictable, but working with Herman has been a game-changer for me. His market insights and market strategies are consistently spot-on. It’s not just about profits; it’s also about the peace of mind that comes from knowing you’re in capable hands.
@@Roymysterio How can I reach him, please? I'm buoyed by the good recommendations I’ve come across elsewhere. I need help with my trades. I'm ready to pay for his services.
Given the current condition of affairs, I suppose I should view a video on "How to Survive the Current Recession." In fact, it's a complete failure. I was amazed that some people could still earn more than $$$k in a short period of time. If this is still true, please explain how.
Professionals are currently smashing it since they have both the requisite attitude to profit in this market as well as access to insider market intelligence that is not publicly available.
Keep this in mind. There are good days and awful days. It's a zero-sum game, but keep this tip in mind: spend carefully, invest intelligently, and diversify your holdings so that when one performs poorly, the others do as well. This can be accomplished by engaging a qualified specialist whose platform offers a diverse selection of investing possibilities. By doing so, you leave little opportunity for regret and may even gain more.
@@Igorstravinsky788 Please suggest a professional with a range of investment possibilities. Since this is so unusual, I'm looking forward to hearing from you.
@@thomaslewis514 Funny that you brought that up-I can definitely sympathize. I'm not sure whether I can say this, but look up Ruth Loralann Brennan, she received a lot of press in 2020. She also manages my portfolio.
I already invest in some of these funds… While there are other brokerage equivalents, I’m not a fan Charles Schwab for the simple reason that it always seems to take them way (months) longer than other brokerages to release your investment tax documents. Which delays filing your taxes by a considerable amount of time. Very important if you’ve been a victim of identity theft or are worried about identity theft.
If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you, prevent inflation from eroding your savings, build generational wealth, and cultivate good habits and financial knowledge, you must be in the market.
I came here to learn how to trade after listening to a guy on radio talk about the importance of investment and how he made $465k in 4months from $160k. somehow this video have helped me shad some light into few things, but I'm still confused, I'm a newbie and open to ideas.
@Sonia R. Hall .It's strange how people talk about all the returns and earns they have been making through trading cryptocurrency. While am here making huge loses. Please can someone put me through on the right paths.
@Carol M. Anders .I think the most important thing you should know is staying away from TF that's were the big boys play and is pronne to manipulation as a result large sizes.
1929-1959 this methodology would have definitely worked but not that well as compared to just selling... knowing everything was gonna crash. It's impossible to time the market but with our resources today it's easy to see we are in a recession and things will get worse. If you choose to go all in on index funds then getting out of them right now and going back in once stuff gets a little cheaper.... might mean you lose money but way less if you choose to stay in and invest monthly.
Impressive video. I started a bit late (graduated from my doctorate program at age 30 in 2016 with 170k in school loan debt). Managed to pay off my debt by 2019 and currently have a house and 250k total in investments (combo of profit share, 401k and a brokerage account). I'm not very knowledgeable in investing, so I just have my investing currently in index funds mainly voo, but have been putting a lot into schd the past few months. I dunno if that's the optimal strategy, but psychologically it is very set it and forget it, and prevents me from obsessing over individual stock performance.
Instead of using different brokerage accounts to purchase index funds or individual stock, compare your age(s) and how much time you have estimated till retirement, you can also opt to consulting/working with a fund manager/advisor for an “optimal strategy” to outperform the bear market.
I actually subscribed for a few trading courses but it didn't help much, I’ve been getting suggestions to use a proper financial advisor, how can i reach this your coach?
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
@@amberlouise5874 Ever since I lost my job with the ministry, I have been surviving through my investment with Miss Victoria, I'm so glad I invested when I did.
@@johnmcconnell216 I invested with her after I got a loan from a friend and now after receiving profit, I paid my friend and reinvested over and over again. I must say she's a very transparent and honest personality
I just bought $1 of 100 stocks and ETFs set up recurring deposits for a dollar a day. That way I have equal weights and more volatility 😎 just trade options during the day
To who ever sees this…JUST KEEP PUSHING AND STAY FOCUSED. The struggle you're in today is developing strength you need for tomorrow! THE HARD WORK WILL PAY OFF!🤞🏽💪🏽❤️🔥
Could anybody share with me the fidelity equivalent of all of these funds listed or is it wise for me to just invest in these funds on fidelity (if that’s even possible). My wife has vanguard, we will be investing in these on here Roth.
A good mix helps. Below are my favorite combos (no specific brand mentioned) for those under 25 years old: - 80% Total USA and 20% International - 70% Total USA and 30% Large cap growth. - 80% S&P 500 and 20% Small cap value.
@@thisisyourmindranting1095 40% international seems risky - given the current status of US dollar. Why do you have such a higher % in international? And is your international concentrated in one area -- like emerging markets, Asia etc?
@@ryanp8974 Fidelity and Vanguard recommend 30-40% international investment portfolios due to diversification. FTIHX covers international + emerging markets
Hi Graham... I see these are your personal choices for index funds for investing into a diversified IRA for yourself. Can I ask you what your exact percent you contribute to each or is it equal for all six indexes? I wanted to set my contribution to majority VTSAX and smaller percentages to all others. Have you personally changed your contribution percentages to your index selections over the years or kept it constant? Thanks for the informative videos bro!
So if I’m getting this right, ETF’s are the same thing as it’s index fund counterpart, I would just have to manually reinvest my dividends instead of it being automatic and I’d save on the expense ratio?
SPGP is best index fund modified. Too many index funds are over diversified and inherently risky and lack any value filter. Paying a small expense ratio for a value filter is great by my book.
The minimums on Vanguard are why I prefer Fidelity. I was able to build up a habit of regularly investing when I only had a $100-200 to save each month.
If I'm not mistaken, you don't need 3G upfront as long as you sign up for recurring deposits? At least I think Vanguard used to allow that. Not sure now. Been awhile since I've invested only 3Gs.
Why would one buy into a fund where the vast majority of its holdings are tanking ??? King teen? Sure. But the headline was what to buy now. Bad advice.
Question 🙋♂️ Let’s say, I paid the $3k minimum requirement to get into VFIAX(S and P 500) shares. Do I always have to put $3k in? If I wanted to add more funds into it? Or after I pay the $3k minimum requirement, can I “then” put how much I want in it? Let’s say, I want to put in $500 is that possible after paying the $3k? Or no? 🤔
Little work my ass.... believe it or not a lot of the index funds out there can be just as bad too... me personally I stay away from the themed etfs.. But I'm have a major problem with trying to find the perfect mix of index funds that have a price that is lower than 50 - 60.. I say about 80% of Americans who want to invest that don't don't do it because I can't find any indexes to put their money into that are worth it that ain't $200 to $300 per share... it would take us forever to get in a good position... What I found was DGRO & IEMG (I like ishares products)... plus you have to make sure they're qualified and not ordinary income.... any suggestions round out my profolio that is not Bonds or treasuries
Just a suggestion. You should definitely do a video maybe a hour long, more or less. Explaining economy / index / about federal reserves etc.. Like videos that Ray Dalio did or bill ackman. But this one will be done by you. your very good at this and you share great knowledge. Keep up the amazing work.
@@GrahamStephan adding to this graham I think you should do a longer video geared towards the younger audience. If you created a video addressing basics/fundamentals of credit score, beginner secured/unsecured CCs, and how to get started investing (index funds) I think it would be very helpful and introduce new people wanting to learn more to your channel
@@deesplash7087 yes of course he does. But what I'm envisioning is more like a video where maybe something like a documentary or some sort. Where this video can be used to teach millions of people all over the country. Even though again obviously his videos do teach. It's just this would be somthing different. Idk just a thought 😎
Wait, so to make money during the recession is to buy index funds? Key is to buy after the dump/crash? I didn't hear that key detail mentioned, but then again I was working while listening.
Beginning Jan.this year, each time i buy the dip, it drops significantly more the same or the following week. Now, im running out of cash and wondering if i should wait for extra 20% drop on S&P 500 or still buy little by little as if i bought it backward time-wise so i wont feel as depressed when it drops further..lol..sigh
The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on the govt. Especially with the current economic crisis around the word. This is still a good time to invest in Gold, silver and digital currencies(BTC, ETH.
I love how graham makes the same video over and over. It might sound repetitive and hacky but he is talking about something thats so easy to forget. Especially when evereyone focuses on high risk opportunities and ESPECIALLY when the market it down. Buy ETFs, keep buying etfs, repeat.
I'm not sure why you ignore the cash value of whole life insurance policies which are contractually guaranteed to never go down and in fact to go up. Not only that, but they grow tax-free, can be accessed tax-free, and earn dividends which compound annually and give you exponential growth in your cash value. You should probably start reading about the Infinite Banking Concept which is a way better option for investing in volatile markets than the garbage, unpredictable stock market.
So here is my question for someone who is new in Real Estate investing. Why buy something like Real Estate index, VGSLX, when NRZ and O have better payouts and appear to have better ratings and reviews? Also, VGSLX seems a little closer linked to the overall market than NRZ and O. Or does VGSLX have more advantages in other ways?
My portfolio: IEVD - Electric vehicles ESP0 - Gaming 2B76 - Automation & robotics USPY - Cyber-security XDWT - IT XDWH - Health care WTI2 - Artifical intelligence IQQH - Clean energy Also if you want to make good money, try ASO and DKS, large companies within USA with sports goods.
I have another question, if you are young and investing aggressively, is it wise to invest of these equally, or should one be invested in more than others?
If you invest with 4k you can trade as much as you want and trade like 3500 to another fund then trade like 3k to another fund then sell what you don’t want to keep in the fund. That is the loop to not have to invest 3k. Each.
Great video. I am new to investing and want to start with index funds. Is there a good time to buy index funds? I know that there is talk that the market might take a big dip and just wondering if I need to try to plan on buying the bulk of my index funds at that time or if it doesn't matter as much since these are meant to be held on to for long periods of time. Thanks in advance for any info or advice you can provide.
I got two ETF's: VOO and VNQ.......🤔 ....hopefully they are good🙏and all this time I thought that ETFs are the index funds, but it turns out to be different 🤪....
_As the economic crisis keep rising, one needs to have different streams of income, a well detailed diversified investment portfolio in the financial markets is needed to survive, as well as secure a profitable investment future, Thanks so much 😇Dr. Catherine Nathan for improving my folio_
There should be a Tinder for entrepreneurs. Like "Hey, wanna have some coffee and talk stocks & real estate, side hustles, and how to kill it on social media?"
If you invest in vanguard etfs through fidelity, there’s no minimum initial investment requirement. You put in whatever amount of money you’re comfortable with.
I’m just now getting into this stuff and I wanna know, would it be smart to go into more than one index fund? Probably a dumb question but I gotta know😅
Totally agree. I pick and choose a handful of stocks and a few cryptos. Other than that, it’s index funds and EFTs for me for anything I don’t have managed - I only trust myself with so much of my own money. 🤷🏻♂️🤣
So after many years I have finally paid off all my debt and ready to start investing, but public doesn't work outside of the US! Does anyone have any good alternatives? I'm in the UK
Can you vote as a shareholder of Apple if you own enough of the Index fund? Or is Vanguard voting for me. Not enough conversation about investors voting during annual meetings, everyone thinks it's someone else's job
Your more frequent uploads have made this my go to channel for news with a splash of entertainment at the start.. Keep it up!!! A lot has changed and that's on everything but the truth is I don't even care much about bullish or bearish market anymore because Bryan Anderson got me covered as I am comfortably making 13.1B T C monthly..
The problem with indexes is they can have lost decades...see 2000 to 2009. Many believe including Goldman Sachs that index funds will return 0% in another lost decade next 10 years.
There are many different index asset classes to help diversify that. For example - in that same 2000-2009 period - look at say Small Cap Value index and the Mid Cap indexes....they did ok.
Gbaby you are so right . If the pros on Wall Street ( not wall street bets ) can’t beat the SP500 what makes retail think they can . You’re a huge part of why I stated my Chanel . Keep rockin and rollin g baby !
I mean this historically is good advice. But if you believe index funds are creating a market bubble waiting to pop it’s a great way to lose a pile of your retirement. Think Netflix on a market wide scale. An index fund blindly pumps the share price of hundreds of companies regardless of whether they have the merits to back it up. It’s definitely a little concerning
Graham the younger generations wages don’t cover rent and food anymore and the possibility of having a family seem like a far off luxury today how can we fix this?
Thank Graham, for the updated video, you have helped me on my journey to investing I appreciate your videos and look forward for more to come. Could you make an updated video for investing in your 40?
I swear im just too poor to even try with these things. Sounds like there's no real benefit to investing small amounts but once you get past breakpoints you start making life easy. Like if you have a million lying around.
*When it comes to investment, diversification is key. That is why I have my interests set on key sectors based on performance and projected growth. They range from the EV sector, renewable energy, Tech and Health.*
I engage in productive investments (more of my capital in crypt0), through investing in *IDOs Launchpad Projects* and operating with an lnvestment ProfessionaI of an lnvestment firm, so far I've attained Returns over *$500K*
You have to do it manually. Transfer money over then buy it yourself. I usually transfer $100 at a time and buy $10 to $20 per day dollar cost average. Because sometimes you buy low and sometimes you buy high.
I have a Questrade account and am based in Canada so a lot of these Index Funds aren't available on the platform. Any recommendations for platforms with a better selection?
So if you’ve been investing in an index fund that has been going down lately should you withdraw your money or leave it in? If a recession is going to happen what would the benefit be of leaving it in?
Leave it. The minute you take out that money it becomes a real loss. The benefits of leaving it in is it's not a real loss. Lol Just continue to add because you're getting a discount. Especially, the tech funds that are going to be purging left and right.
You leave it in, if your time horizon is long. Guessing the bottom of a market if quite difficult and you don't want to be on the sidelines when the market bounces back. The market tends to forward think 6-12 months so a lot of stock market gains are made during recessions, especially if you're dollar cost averaging.
Hold it in for the long term. Stephen teaches to buy and hold over long term with index funds is more effective than trying to time the market by buying during dips and selling during peaks.
I had a fund like that in my brokerage account, it was a REIT that was down about $700 but I kept watching it, after several rallies it went up enough that I wouldn't lose anything by selling it so that's when I sold. My employer started offering a 403B plan so I rebought within the plan when it went down again.
The $3000, is that the initial investment? In other words, can you throw, say within a month a $100 investment after putting $3000 when signing up or is that not possible
Would you elaborate on how to consistently (daily, weekly, monthly) buy into the market? How specifically does one go about it? Other "TH-camrs" have also mentioned this strategy, but have not yet explained how to do it. It may be too basic for your viewers, but I would appreciate it. I can't be the only one. :) P.S. I understand what it means and why you do it. I just need a step by step how to do it. Thank you!
Very informative! I thought that to open a taxable brokerage with vanguard you needed to invest at least $3,000, but you're saying it's $3,000 per each fund? By the way, you had me at shrimp scampi!
![CAMPปลิ้น | รวม Highlight 2024! PART [1/2]](http://i.ytimg.com/vi/6hnvNnvYloU/mqdefault.jpg)
3:30 VFIAx
6:00 VTSAX
7:30 VTIAX
10:30 VIGAX
12:00 VTWAX
13:13 VGSLX
Please supply the ETF version of VGSLX
@@pierredurandt2489 Google works
@@pierredurandt2489 I've done the bulk of the work. If you're into ETF's you do that. I've given you the main bookmarks
You're welcome BTW
Thank you!
pin this fr!
VFIAX: S and P 500
VTSAX: Total US stock market
VTIAX: international index
VIGAX: high growth
VTWAX: global stock index
Just buy FXAIX (S&P 500) and hold! Why buy international when it does horrible all the time. 🤷♂️ I don’t get it just buy S&P 500
@@bigmeany1184 Exactly my thoughts...
International? 😂
@@bigmeany1184 when the tides turn at what point would you jump on the international bandwagon?
With bonds overpriced, gold overpriced, real estate overpriced, the only place I found wise to put money is the trade market because from my experience it’s paid off more than any other investment I’ve gotten into.
Herman Jonas, an astute trade analyst is the brain behind my success. I've gotten into a plethora of assets with $37k spread across stocks (options and futures) for the short term and Roth IRA, index funds, and ETFs, for the long term. Now I sit back, and just reinvest at intervals while I handle my other businesses.
Do not forget that when it comes to the stock market, prices can be erratic, rising and declining quickly, often in relation to companies' policies, which individual investors do not influence.
I agree that the market can be quite unpredictable, but working with Herman has been a game-changer for me. His market insights and market strategies are consistently spot-on. It’s not just about profits; it’s also about the peace of mind that comes from knowing you’re in capable hands.
@@Roymysterio How can I reach him, please? I'm buoyed by the good recommendations I’ve come across elsewhere. I need help with my trades. I'm ready to pay for his services.
Hermanw jonas (a Gma!L comm
Is he taking commissions for his services? Yes, I’m I still making money in the process? Hell yes!
Given the current condition of affairs, I suppose I should view a video on "How to Survive the Current Recession." In fact, it's a complete failure. I was amazed that some people could still earn more than $$$k in a short period of time. If this is still true, please explain how.
Professionals are currently smashing it since they have both the requisite attitude to profit in this market as well as access to insider market intelligence that is not publicly available.
Keep this in mind. There are good days and awful days. It's a zero-sum game, but keep this tip in mind: spend carefully, invest intelligently, and diversify your holdings so that when one performs poorly, the others do as well. This can be accomplished by engaging a qualified specialist whose platform offers a diverse selection of investing possibilities. By doing so, you leave little opportunity for regret and may even gain more.
@@Igorstravinsky788 Please suggest a professional with a range of investment possibilities. Since this is so unusual, I'm looking forward to hearing from you.
@@thomaslewis514 Funny that you brought that up-I can definitely sympathize. I'm not sure whether I can say this, but look up Ruth Loralann Brennan, she received a lot of press in 2020. She also manages my portfolio.
I already invest in some of these funds… While there are other brokerage equivalents, I’m not a fan Charles Schwab for the simple reason that it always seems to take them way (months) longer than other brokerages to release your investment tax documents. Which delays filing your taxes by a considerable amount of time. Very important if you’ve been a victim of identity theft or are worried about identity theft.
If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you, prevent inflation from eroding your savings, build generational wealth, and cultivate good habits and financial knowledge, you must be in the market.
These scam bots are getting smarter it seems
This is a scam message
What about Fidelity index funds that don’t require $3,000 minimums? You didn’t mention them.
We work for years to have , $1million while some people I know put thousand of dollars in some meme coins and they are millionaires.
I came here to learn how to trade after listening to a guy on radio talk about the importance of investment and how he made $465k in 4months from $160k. somehow this video have helped me shad some light into few things, but I'm still confused, I'm a newbie and open to ideas.
@Sonia R. Hall .It's strange how people talk about all the returns and earns they have been making through trading cryptocurrency. While am here making huge loses. Please can someone put me through on the right paths.
Great!! Is good to know you are making progress buddy keep it up
@Carol M. Anders .I think the most important thing you should know is staying away from TF that's were the big boys play and is pronne to manipulation as a result large sizes.
They also took the risk of losing absolutely everything so see it as, you’re more responsible and not a kinda idiot
1929-1959 this methodology would have definitely worked but not that well as compared to just selling... knowing everything was gonna crash. It's impossible to time the market but with our resources today it's easy to see we are in a recession and things will get worse. If you choose to go all in on index funds then getting out of them right now and going back in once stuff gets a little cheaper.... might mean you lose money but way less if you choose to stay in and invest monthly.
Thanks!, it wouldn’t let me round up like you suggested in your reaction to Macy’s video.
Impressive video. I started a bit late (graduated from my doctorate program at age 30 in 2016 with 170k in school loan debt). Managed to pay off my debt by 2019 and currently have a house and 250k total in investments (combo of profit share, 401k and a brokerage account). I'm not very knowledgeable in investing, so I just have my investing currently in index funds mainly voo, but have been putting a lot into schd the past few months. I dunno if that's the optimal strategy, but psychologically it is very set it and forget it, and prevents me from obsessing over individual stock performance.
I’m thinking of doing the same but not sure if I should use different brokerage accounts? Just Curious. Pros and cons ?
Instead of using different brokerage accounts to purchase index funds or individual stock, compare your age(s) and how much time you have estimated till retirement, you can also opt to consulting/working with a fund manager/advisor for an “optimal strategy” to outperform the bear market.
I actually subscribed for a few trading courses but it didn't help much, I’ve been getting suggestions to use a proper financial advisor, how can i reach this your coach?
Carol Vivian Constable is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
well the elevator music 😵 @0:55 is not very motivating to smash the like button....but thank god the rest of the video is... 👍😊
Thank you😊 for this video, do you offer account management or have any recommendations?
@Mark Taylor check out Mrs Victoria Wilson of UCLA Anderson.
she's great and her methods are working for me at the moment
@@amberlouise5874 Ever since I lost my job with the ministry, I have been surviving through my investment with Miss Victoria, I'm so glad I invested when I did.
@Koh Yueh Wah I have been seeing so many recommendations about VICTORIA Q WILSON she must be really good
@@annmannings1840 Of course I withdrew my profit last two days
before now. I'm glad I did invest with her still
reinvested and the trade is ongoing
@@johnmcconnell216 I invested with her after I got a loan from a friend and now after receiving profit, I paid my friend and reinvested over and over again. I must say she's a very transparent and honest personality
I just bought $1 of 100 stocks and ETFs set up recurring deposits for a dollar a day. That way I have equal weights and more volatility 😎 just trade options during the day
The intro: “What’s up Graham it’s guys here”. lol
That's the trick to get comments 😉
Literally xD
To who ever sees this…JUST KEEP PUSHING AND STAY FOCUSED. The struggle you're in today is developing strength you need for tomorrow! THE HARD WORK WILL PAY OFF!🤞🏽💪🏽❤️🔥
Well said!
I'm prepping for my colonoscopy tomorrow these are just the words I need
@@PleaseStandB same here
Needed this positivity in a bear market
🙌🏽
Fidelity has no minimum so easier to get into and lower expense ratios
The LEGO joke 🤣 😂 😆
I personally like VOO better than VTI, but VTI is much cheaper out of the two.
Don’t listen to someone online do what you thinks best cause if this go wrong at least you can only be upset at yourself
Could anybody share with me the fidelity equivalent of all of these funds listed or is it wise for me to just invest in these funds on fidelity (if that’s even possible). My wife has vanguard, we will be investing in these on here Roth.
VFIAX for the win!
A good mix helps. Below are my favorite combos (no specific brand mentioned) for those under 25 years old:
- 80% Total USA and 20% International
- 70% Total USA and 30% Large cap growth.
- 80% S&P 500 and 20% Small cap value.
I got more like 60% US and 40% International.
Good mix though.
I’m currently in 70% Large Cap, 15% mid cap, and 15% small cap. Been great
@@thisisyourmindranting1095 40% international seems risky - given the current status of US dollar. Why do you have such a higher % in international? And is your international concentrated in one area -- like emerging markets, Asia etc?
@@ryanp8974 Fidelity and Vanguard recommend 30-40% international investment portfolios due to diversification. FTIHX covers international + emerging markets
Buy through the crash and your future self will thank you. This is, of course, not financial advice lol
totally!!
Thank god you said nfa everyone was going to sue you
@@dirtydan6098 lol
Would it be foolish to put my down payment savings into an index fund? What if I just did a portion?
Following
Hi Graham... I see these are your personal choices for index funds for investing into a diversified IRA for yourself. Can I ask you what your exact percent you contribute to each or is it equal for all six indexes? I wanted to set my contribution to majority VTSAX and smaller percentages to all others. Have you personally changed your contribution percentages to your index selections over the years or kept it constant? Thanks for the informative videos bro!
No reply :(
@@tobink4901:(
@@tobink4901 :( FeelsBadMan
At 12:49 Graham farted 😂😂
So if I’m getting this right, ETF’s are the same thing as it’s index fund counterpart, I would just have to manually reinvest my dividends instead of it being automatic and I’d save on the expense ratio?
After you buy the ETF you can set up automatic reinvestment of dividends.
SPGP is best index fund modified. Too many index funds are over diversified and inherently risky and lack any value filter. Paying a small expense ratio for a value filter is great by my book.
The minimums on Vanguard are why I prefer Fidelity. I was able to build up a habit of regularly investing when I only had a $100-200 to save each month.
How often did you invest with fidelity?
You can do ETF’s which are the equivalent to index funds starting with less.
Just buy etfs then
You could just do VOO. I have a fidelity account and I can go buy fractional shares of VOO with the phone app.
If I'm not mistaken, you don't need 3G upfront as long as you sign up for recurring deposits?
At least I think Vanguard used to allow that. Not sure now. Been awhile since I've invested only 3Gs.
Why would one buy into a fund where the vast majority of its holdings are tanking ??? King teen? Sure. But the headline was what to buy now. Bad advice.
Question 🙋♂️
Let’s say, I paid the $3k minimum requirement to get into VFIAX(S and P 500) shares.
Do I always have to put $3k in? If I wanted to add more funds into it? Or after I pay the $3k minimum requirement, can I “then” put how much I want in it?
Let’s say, I want to put in $500 is that possible after paying the $3k? Or no? 🤔
No after the initial $3000 you can make contributions as little as $1 after the first 3k is done to all index funds
You could put 500 you could put 0.50 cents
Little work my ass.... believe it or not a lot of the index funds out there can be just as bad too... me personally I stay away from the themed etfs.. But I'm have a major problem with trying to find the perfect mix of index funds that have a price that is lower than 50 - 60.. I say about 80% of Americans who want to invest that don't don't do it because I can't find any indexes to put their money into that are worth it that ain't $200 to $300 per share... it would take us forever to get in a good position... What I found was DGRO & IEMG (I like ishares products)... plus you have to make sure they're qualified and not ordinary income.... any suggestions round out my profolio that is not Bonds or treasuries
Just a suggestion. You should definitely do a video maybe a hour long, more or less. Explaining economy / index / about federal reserves etc.. Like videos that Ray Dalio did or bill ackman. But this one will be done by you. your very good at this and you share great knowledge. Keep up the amazing work.
Sure thing! That would be interesting!
@@GrahamStephan adding to this graham I think you should do a longer video geared towards the younger audience. If you created a video addressing basics/fundamentals of credit score, beginner secured/unsecured CCs, and how to get started investing (index funds) I think it would be very helpful and introduce new people wanting to learn more to your channel
@@williamanderson9525 he has plenty of those vids 🤦🏽♂️
@@deesplash7087 yes of course he does. But what I'm envisioning is more like a video where maybe something like a documentary or some sort. Where this video can be used to teach millions of people all over the country. Even though again obviously his videos do teach. It's just this would be somthing different. Idk just a thought 😎
@@williamanderson9525 yes that would we a great add on.
Wait, so to make money during the recession is to buy index funds? Key is to buy after the dump/crash? I didn't hear that key detail mentioned, but then again I was working while listening.
Beginning Jan.this year, each time i buy the dip, it drops significantly more the same or the following week. Now, im running out of cash and wondering if i should wait for extra 20% drop on S&P 500 or still buy little by little as if i bought it backward time-wise so i wont feel as depressed when it drops further..lol..sigh
just DCA all the way through bro
is it just me that wants to Tape his arms down to the table ? I wasnt able to focus on anything he said for all the movement in the video !
The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on the govt. Especially with the current economic crisis around the word. This is still a good time to invest in Gold, silver and digital currencies(BTC, ETH.
I just noticed - you talk with your hands. ALOT.... its okay cause I'm Italian and I'm reminded I do the same thing. lol.
I love how graham makes the same video over and over. It might sound repetitive and hacky but he is talking about something thats so easy to forget. Especially when evereyone focuses on high risk opportunities and ESPECIALLY when the market it down.
Buy ETFs, keep buying etfs, repeat.
I'm not sure why you ignore the cash value of whole life insurance policies which are contractually guaranteed to never go down and in fact to go up. Not only that, but they grow tax-free, can be accessed tax-free, and earn dividends which compound annually and give you exponential growth in your cash value. You should probably start reading about the Infinite Banking Concept which is a way better option for investing in volatile markets than the garbage, unpredictable stock market.
So here is my question for someone who is new in Real Estate investing. Why buy something like Real Estate index, VGSLX, when NRZ and O have better payouts and appear to have better ratings and reviews? Also, VGSLX seems a little closer linked to the overall market than NRZ and O. Or does VGSLX have more advantages in other ways?
I was just looking at Index funds to purchase today. This video is awesome. Thanks Graham
Great video. I knew some but not all of those. Thank you!
But you said "What's up Grahm, it's guys here"
I'm into it.
Graham your the best investor out of your group. You keep it simple
I appreciate that!
My portfolio:
IEVD - Electric vehicles
ESP0 - Gaming
2B76 - Automation & robotics
USPY - Cyber-security
XDWT - IT
XDWH - Health care
WTI2 - Artifical intelligence
IQQH - Clean energy
Also if you want to make good money, try ASO and DKS, large companies within USA with sports goods.
I have another question, if you are young and investing aggressively, is it wise to invest of these equally, or should one be invested in more than others?
Invest with free money. It’s a win win
If you invest with 4k you can trade as much as you want and trade like 3500 to another fund then trade like 3k to another fund then sell what you don’t want to keep in the fund. That is the loop to not have to invest 3k. Each.
Great video. I am new to investing and want to start with index funds. Is there a good time to buy index funds? I know that there is talk that the market might take a big dip and just wondering if I need to try to plan on buying the bulk of my index funds at that time or if it doesn't matter as much since these are meant to be held on to for long periods of time. Thanks in advance for any info or advice you can provide.
the time to start is now since these are long term investments
Im confused. $10,000 invested 10 years ago would be closer to $22,000 today assuming a 7.87% return. No?
This was the content that I needed at the time I needed it.
PERFECT!!
I got two ETF's: VOO and VNQ.......🤔 ....hopefully they are good🙏and all this time I thought that ETFs are the index funds, but it turns out to be different 🤪....
_As the economic crisis keep rising, one needs to have different streams of income, a well detailed diversified investment portfolio in the financial markets is needed to survive, as well as secure a profitable investment future, Thanks so much 😇Dr. Catherine Nathan for improving my folio_
_
*
*I'm a beginner. How can i get her assistance?*
@@Ralph782 @ INVESTWITHNATHAN
Thanks Graham! I just bought $5k worth of each of these funds! 👍🏻
I would also add the ETF VIG which invests in dividend growth stocks and thus allows our passive income to grow past inflation
Sure! Works great in a retirement account
There should be a Tinder for entrepreneurs. Like "Hey, wanna have some coffee and talk stocks & real estate, side hustles, and how to kill it on social media?"
You sound like your head is a little to big .
For the vanguard sp500, is it just $3,000 as an initial investment? Then you can add values under 3k after?
Yes
If you invest in vanguard etfs through fidelity, there’s no minimum initial investment requirement. You put in whatever amount of money you’re comfortable with.
Yup 3k to start it, and then I was just doing $250 every two weeks
I’m just now getting into this stuff and I wanna know, would it be smart to go into more than one index fund? Probably a dumb question but I gotta know😅
Why not, but do more research
Hey man, I think you're the most consistent, thanks
I appreciate that!
is VUSA the same as VFIAX in the uk? can't seem to find it in vanguard 😩
+$5 sounds good after the past few weeks.
Amen!
Thanks!
Totally agree. I pick and choose a handful of stocks and a few cryptos. Other than that, it’s index funds and EFTs for me for anything I don’t have managed - I only trust myself with so much of my own money. 🤷🏻♂️🤣
good method!
Only invest what you're willing to lose!
As you should ✅
Why are these better than the fidelity version of the same funds? Why vanguard over fidelity?
Very similar! Fidelity has 0 fees on a lot of their funds, which is fantastic. Vanguard is the largest.
Do another video tomorrow for the Fidelity accounts.
So when showing the US's capital... anyone else notice it was in the early 1900's.... try looking at in todays time frame. Looks way different
Unfancy, refreshingly uncomplicated, sound investment advice. Great to see.
So after many years I have finally paid off all my debt and ready to start investing, but public doesn't work outside of the US!
Does anyone have any good alternatives? I'm in the UK
I wonder if all of these index funds will someday have serious issues due to the amount of derivatives attached to them.
This will be the next stock market crash
That's the reason why they have less issues than individual stocks.
@@spilledsoju03 aside from people and hedge funds deliberately manipulating the price of some individual stocks?
Can you vote as a shareholder of Apple if you own enough of the Index fund? Or is Vanguard voting for me.
Not enough conversation about investors voting during annual meetings, everyone thinks it's someone else's job
This is vanguard focused but FZROX, FNILX, SWTSX, and SWPPX are great too.
I'm currently filling my bags with HBAR, but I might throw some pennies into index funds for the heck of it.
Your more frequent uploads have made this my go to channel for news with a splash of entertainment at the start.. Keep it up!!! A lot has changed and that's on everything but the truth is I don't even care much about bullish or bearish market anymore because Bryan Anderson got me covered as I am comfortably making 13.1B T C monthly..
He deserves more accolades, just the same way I was going through comments and I saw this. I gave a try and bet something I never regretted.
I don't think any of these will protect from what's happening right now unfortunately
Hey Graham! Needed this content after staring sadly at my portfolio today
you got it!
I feel how the market is lately if there not current videos there late to the party .
Yeah, me too. My portfolio was deeper in the red than I have seen it in a really long time. Glad I can't get margin called, nor do I have to sell.
Another great one Graham!
The problem with indexes is they can have lost decades...see 2000 to 2009. Many believe including Goldman Sachs that index funds will return 0% in another lost decade next 10 years.
There are many different index asset classes to help diversify that. For example - in that same 2000-2009 period - look at say Small Cap Value index and the Mid Cap indexes....they did ok.
Gbaby you are so right . If the pros on Wall Street ( not wall street bets ) can’t beat the SP500 what makes retail think they can . You’re a huge part of why I stated my Chanel . Keep rockin and rollin g baby !
good luck!
@@GrahamStephan thanks g man!
Correct, the pros on Wall Street Bets consistently beat the market by YOLOing 😂
@@erod7774 idk about “consistently “
I mean this historically is good advice. But if you believe index funds are creating a market bubble waiting to pop it’s a great way to lose a pile of your retirement. Think Netflix on a market wide scale. An index fund blindly pumps the share price of hundreds of companies regardless of whether they have the merits to back it up. It’s definitely a little concerning
If that was the case, all index funds would be up right now and they aren’t.
Your videos have helped me reach over $100,000 in stocks by age 21! Thanks Graham. 👍🏽
How much did you start with?
WELL DONE!!
@@GrahamStephan He also started with 200k
@@unsilencednation6036 lmaoooo
I have a -4000 networth at 21 lol
Did anyone else notice at the start “what’s up graham it’s guys here“ 😂😂😂😂
Index funds/ETFs are the way! Thank you for always sharing this message.
But but but… I thought stonks only go up!?! 🥺🥺 doesn’t record Inflation And raising interest Rates make stonks mooooooon?! 📈📈📈
Graham the younger generations wages don’t cover rent and food anymore and the possibility of having a family seem like a far off luxury today how can we fix this?
Thank Graham, for the updated video, you have helped me on my journey to investing I appreciate your videos and look forward for more to come. Could you make an updated video for investing in your 40?
absolutely love your vids graham but id suggest defferent vlog locations or backgrounds atleast 😎
Is it better to diversify ETFs or just focus on going in on one
Great question, I would love an answer
Obviously diversifying
I swear im just too poor to even try with these things. Sounds like there's no real benefit to investing small amounts but once you get past breakpoints you start making life easy. Like if you have a million lying around.
Good video! I have a 401(k) account at work and VFIAX is the primary investment.
Boom!
no Charles Schwab index funds? how come?
*When it comes to investment, diversification is key. That is why I have my interests set on key sectors based on performance and projected growth. They range from the EV sector, renewable energy, Tech and Health.*
I engage in productive investments (more of my capital in crypt0), through investing in *IDOs Launchpad Projects* and operating with an lnvestment ProfessionaI of an lnvestment firm, so far I've attained Returns over *$500K*
ma fault.
Whoever exported this video should get fired. So many jitters and the resolution looks all whacky
Can you expand on the reoccurring investment idea that index funds offer over ETFs? Is there no way to do that with ETFs?
You have to do it manually. Transfer money over then buy it yourself. I usually transfer $100 at a time and buy $10 to $20 per day dollar cost average. Because sometimes you buy low and sometimes you buy high.
Am I missing something? I use Robinhood and have recurring investments every week for VOO and QQQ ETF’s.
@@clarks2001 Yea that’s your first problem using Robinhood lol
I have a Questrade account and am based in Canada so a lot of these Index Funds aren't available on the platform. Any recommendations for platforms with a better selection?
So if you’ve been investing in an index fund that has been going down lately should you withdraw your money or leave it in? If a recession is going to happen what would the benefit be of leaving it in?
Leave it. The minute you take out that money it becomes a real loss. The benefits of leaving it in is it's not a real loss. Lol Just continue to add because you're getting a discount. Especially, the tech funds that are going to be purging left and right.
You leave it in, if your time horizon is long. Guessing the bottom of a market if quite difficult and you don't want to be on the sidelines when the market bounces back. The market tends to forward think 6-12 months so a lot of stock market gains are made during recessions, especially if you're dollar cost averaging.
Hold it in for the long term. Stephen teaches to buy and hold over long term with index funds is more effective than trying to time the market by buying during dips and selling during peaks.
I had a fund like that in my brokerage account, it was a REIT that was down about $700 but I kept watching it, after several rallies it went up enough that I wouldn't lose anything by selling it so that's when I sold. My employer started offering a 403B plan so I rebought within the plan when it went down again.
The $3000, is that the initial investment? In other words, can you throw, say within a month a $100 investment after putting $3000 when signing up or is that not possible
You’re correct
Would you elaborate on how to consistently (daily, weekly, monthly) buy into the market? How specifically does one go about it? Other "TH-camrs" have also mentioned this strategy, but have not yet explained how to do it. It may be too basic for your viewers, but I would appreciate it. I can't be the only one. :) P.S. I understand what it means and why you do it. I just need a step by step how to do it. Thank you!
Same!
Very informative! I thought that to open a taxable brokerage with vanguard you needed to invest at least $3,000, but you're saying it's $3,000 per each fund? By the way, you had me at shrimp scampi!
I am once again asking the SEC to hold TH-camrs who pretend to give financial advice to the same standard as everyone else who really does.
Why, is the recession not coming?
Also read the description
Is it time to buy the stocks that have remained stable and still pay high dividends?
With a portion, sure!