Investing in yourself is the best if you don't have a lot of funds. Getting an extra few hundred bucks a year on a 2-8% return won't change your life, but learning a new skill or bootstrapping a business can change everything.
Funny way is, like people have big issue saying anything of their income like they stole it from someone, and then theres a guy that just throws it on the wall like its no biggie
Simple, control your finances and live below your means. Invest in the S&P 500 index fund and keep money in your Roth IRA and never pull it out. Historically the stock market returns 10.4% on a yearly basis without inflation.
I've been an active youtube watcher for a solid 9 years now, and I can truthfully say that Graham Stephan is the first person I have ever turned the notification bell on for.
A very motivating video that folks really need to watch ! I’m 48 currently, retired early at 40. I have 35% of my in vestments in an IRA, 25% in index funds, and the balance in other in vestment accts. I receive income from my rental properties too. Zero debt. Life's been good.
@Owen francesca Yeah I use a licensed consultant. He places a sizable portion of my capital in fixed-income securities like treasury bills, corporate bonds, government securities, and debentures. He also manages over eighty million dollars for clients worldwide in ETFs, stocks and REITs.
I had 0 investments before I started watching your channel, now use Acorns, I have an IRA, and I'm looking for a home below market value with my husband. Thanks for everything Graham! We're just in our early 20s and this wouldn't be possible without the knowledge and inspiration you've given me.
@@kennedyfrancis5875 If you are asking how to invest in US stocks or funds as citizen or resident of India there are brokers such as TD Ameritrade and Charles Schwab among others available to open a global account. India had its own stock exchange and brokers if you want to invest in Indian stocks. I know that you can invest in foreign stocks in the US through American Depository Receipts and Global Depository Receipts. I have never invested in these and I don't know if there are equivalent investment instruments in India. Be aware of the restrictions and tax implications of investing in stocks from a different country. Example: I have read that only US citizens or foreigners residing in the US can invest directly with Vanguard USA. You may owe taxes both in the US and in India on dividends from a US company.
@@kennedyfrancis5875 I think India is a good market to invest in for long term because there is a lot of people that talk English in there and the government is really good right now to the economy of India long term and you know India market better than me but I would think about investing in there.
RHot Thanks But the minimum balance in Charles Schwab international account is 25000$ it’s very very high for non us residents I’m not able to find the best ones which is easy to use I’m just a student trying to save some money But I don’t want to do it in Indian stocks Man I wish I was born in USA 😕
Right? I invested $400 in myself (real estate investing course), and using that knowledge, I cash flow $1100/mo from two rental properties! The ROI is insane :)
Really like your videos. If I had to nitpick at one part - it would be part of your take of investing in individual stocks: A good investing principle translates through all asset classes. Your take on real estate is great - and it's how stock investing should be viewed as to: 1. Buying an undervalued (company) that I can get at a good deal on 2. Buying (a company whose cash flows) I’m expecting will go up in value over the next 10 years 3. (A company that employs conservative debt measures) Get a low interest, fixed rate, 30 year loan on the property 4. Renovate and fix up the property so it’ll be worth even more by the time I’m done with it (Companies going through restructuring) 5. Rent out the property, and the rents should cover all of my expenses plus profit (Companies that are cash flow positive) 6. Repeat this same process and do it over and over again As (our) favorite investor always says - the value of anything depends on how much cash it gives you from today until judgement day - discounted back at an appropriate rate. Cash on cash or IRR vs. the alternative returns or rates are another way of looking at this. Picks such as AMD and Tesla - though great companies - are very difficult to value since the cash flows are so unpredictable. And if you can't value it, you can't wait until it's undervalued to purchase it. Analyzing individual companies are my favorite - similar to you and real estate - I just wouldn't want your principles to be conflicting. If you ever want to chat more on this, let me know! // Love your stuff ~
Right before the Whole GameStop thing I bought 250 dollars worth of various stocks and immediately started losing money on my investment. For a sixteen year old with no Job that worried me but Now my stocks have gone back up and I have made my losses back and gained a little extra. That was the first time I have invested anything more than 20 dollars and I am glad I did. So everything is good now but I just had a little scare. Also thanks for teaching me about the stock market. I am now fascinated in it and Love learning About new ways to make money. So Thank you Graham
@@weirdflex8158 I have figured it out now, and have made some decent money so far. Still pretty new at it tho. I learned from my mistakes and my victory's.
@@mroblivioustb2212 In my opinion invest in things you believe in and hold, if the premise behind the company/asset is strong it will continue to grow. I'm 19 and i started investing recently and it can be very jarring to see gains turn into losses but keep strong and remain confident!
Love #5. “One easy way to become worth 50 percent more than you are now at least is to hone your communication skills - both written and verbal.” -Warren Buffett
Erika Kullberg: Finance, Investing, Passive Income being more articulate is very important, conveying your message effectively. Reading books is how i try and do it :)
When I got the actual fact about salaries was during the lockdown. Salaries don't make you rich. I went into Trading just last year and I bought my first house at the beginning of the year. I had then realized that I wasted a lot of time. Upon this realization i am super grateful to Jane Marie Kunak my advisor
Every Multi-Millionaire invests in Real Estate! And I believe it to be the best option to grow one's wealth! Plus I just wanted to say THANK YOU Graham for inspiring me to start my own financial TH-cam channel and for inspiring me to be the best I can be at what I do! I hope that one day I can get to your level of quality and informativeness!
I don't know anything about financial literacy, and it's nice to learn it from someone who doesn't make others feel dumb or inferior. Enjoying your videos and your content very much.
Great video, one of the best investment tips I've ever gotten was, "Just start now - there is always a reason to say no." Lots of people say they either don't have money to invest, but there is no reason you can't start with even a small amount like $100. Its better than nothing.
When it comes to investing, we want our money to grow with the highest rates of return, and the lowest risk possible. While there are no shortcuts to getting rich, but there are smart ways to go about it...
You don't have to be Scared if you plan on a long term holding but if you're hoping to make passive income with the coins you've got in your walet, a professional and genuine trader is advised to manage your account for you..
You don't have to be Scared if you plan on a long term holding but if you're hoping to make passive income with the coins you've got in your walet, a professional and genuine trader is advised to manage your account for you..
You can connect with expert Dailey carinn Stephanie I've been Investing and trading my cyptocurrencies with her signals and has been nothing short of impressive returns...
Been watching you for a while man and it’s refreshing to learn investing strategies both in real estate and the market from someone my age. Also can’t get enough of your genuine transparency. Thank you for making these videos and keep up the great work.
Hey Graham, just started watching you yesterday. I turn 24 in two days, and you're advice convinced me to up my 401k this morning from 10% to 15%. I also have my employer contributing 10% so that puts me at a cool 25%! My manager also let me in on the fact that a promotion was coming my way in the next few months, so I'll most certainly be upping that again from 15% to 20% once that comes through. Thanks for your wisdom man! I look forward to binging the rest of your videos!
401K are great for the March but extremely dangerous specially in times like this. I rather go to Vegas with my own money than banks go to Vegas to blow it on themselves. 👍
Slow and steady wins the game. That is why the tortoise always won, it takes time to develop wealth. Patience is the key to the game regardless of your methodology. Keep up the good work.
But it is specific to america where loan interests are 3 percent while many places have 6-7 percent interest and lower rental income making you pay the debt
@@apoorvasingh3433 in south america the interest rates arw so high, plus inflation plus , shity laws and corrupt goverment. Realstate is super high risk investment
Seriously, you are a huge inspiration. I’m 25, I live in a fully paid for apartment, and I just purchased a duplex with a 3.8% interest rate for 30 years with 15% down. I am a huge fan and I appreciate the work you do! My girlfriend always gives me a hard time since I’m always watching your videos and talking about finances 24/7 😂. You deserve the success my man, I wish you and your girlfriend the best
Nice strategy i must but before you invest I strongly advise you do a background check up on your source,Ensure you are investing through a solid foundation source to avoid blowing money away
I have lost investing with rigid traders on here,i’m still trading and learning to improve my skills,i just need a more solid source to earn other than TH-cam
In all my years of trading and research,The most valuable experience was getting in touch with pro trader Erin and getting my first profit through her,She is a licensed broker reach her out i trust she’ll help you earn
I’m 18 about to turn 19, in college working part time. Just opened a Vanguard Roth IRA and invested 1000. Hoping that starting early will be the key to growing wealth!
@@schatzionline 12 & per yr over the last 5 years on average? And 20% over the last 12 montths? Over the full 5 years with the compounding what percentage increase? Ar you rivesting dividends right back into the fund automatically? Doess that fund distribute cappital gains? If so how has that effected your taxes?
@@schatzionline what has been your over all increase in 5 years? 60%? did you have it automatically reinvesting dividends and captial gains back into the acct? were that percentage including the dividends and capital gains being automatically reinvested?
I appreciate your point of view on this. I'm certainly investing in myself more and learning as much as possible. I am a full-time gaming content creator these days, too broke from number 1 to 4 on the list but I have faith if I keep working hard at it, good things will happen. Thanks a lot for the motivation at least.
Graham, I’ve been watching your channel for two years. I’ve been so inspired I finally started a channel!! It’s about online business, personal development and self-publishing. I can’t thank you enough for your content. Wish me luck! 👊👍
I so o o love/grateful Abraham/Source. As i listened to this it came to me at just the right timing again, and I thought/felt this ride just gets better and better. THANKS FOR SHOWING ME THE WAY, and helping me re-affirm to me of who I am here today. It works if you gradually work it naturally. Kinda a let go & let God thing. I been listening these videos about two months now. And enjoying every bit.
Thank you for YOU! Fast. Precise. Knowledgeable. Easy on the EYES! Funny. As a new Investor you have helped me understand so quickly!! Thank you again taking the leap to leave RE to make videos. Xxxoo
Hey, Graham I think a lot of us would really love to see a series where you show us all your work finding, buying and renovating a house (especially renovating). Maybe you could make it like those house flipping shows, but with renting it out. Would be cool if you thought about it!
Great channel Graham! My investments have always been in stocks and ETF's but I'm learning a ton from you in regards to real estate. Keep up the good work!
Year 2062: “Congratulations sir here’s the keys to your 2019 Lamborghini Aventador SVJ Coupe!” *Car dealer proceeds to leave in his 2058 Toyota hover Prius that goes 0-60 in 1.3 secs.*
I did kinda laugh when he said "In just 35 years with careful saving you too can be the old grey haired guy driving the ridiculously colored sports car."
By the year 2062, if you have invested in index funds, you will realize that the Lamborghini is not worth the money you would spend on it anyway. Instead you will using the self-driving 2042 Honda CR-V you bought in 2045 (so as to avoid the huge depreciation hit of the first couple of years) because it still runs well enough to take you to your bridge game and back without too much trouble.
I can remember earlier 2018 i had no investment when i watched your video "How to invest your way to a million". i had to go out my way, i met a very successful Fund Manager at a conference in Las Vegas named Richard Butler. he mentored me on some investment options that was very productive and today i have 2 investment account with him, making the most out of my investment... Thanks Again Graham, you should keep doing more of this.👍🏻
Graham is really doing a great job impacting the life of so many people and am not an exception.. i never believed in an outside investment but through watching his videos i got the clear idea. "It ensures present and future long-term financial security"
That man has a very good trading background. Having him handle my trading investment was the best decision i have made so far, making me a consistent 30% profit investing in stock and forex. Does he trade for you?
@@martinherbert3039 No he is my husband personaI financìal advìser, they graduated from the same coIIege. i am pIaning to begìn my fᴏrex ìnvestment with him sooner or Iater, probabIy when i receìve this months saIary.
Anne Day You are so right. Male birth control (pill form) would be the best invention since sliced bread if they can make it safe. I feel like the government won’t allow due to making the population drop.
I once was caught in a situation that made me decide to start putting money away in order to attain my $401k portfolio 2 year's time. I even got into growth stocks, and ETFs. I've come to realize that the only thing one can't get back is time. I rather work hard to achieve my goals than sit back and regret. With the help of a licensed trade analyst, and a little discipline, I’ve been able to compound over $41k in profits from my trades. I'm seeing great results already. Back to the video. I always look forward to your next content. Keep it up!
There is no guarantee that you’ll make money from your investments. But if you get the facts about investing, and trading right, followed through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of managing your money.
Most of my colleagues thought it was a wild goose chase when I told them I was making over 5 figures off the trade market, although it wasn’t all by myself but with the help of a trade analyst Hestrel Egan. That’s his whatsaap for help +4 0 3 7 1 70 0 3 1 4
It’s no secret how rewarding and profit worthy investing on the trade market can be speaking for myself I’ve never considered going into it but I think it’s time for a change of mind.I wanted to learn how to do it myself, but I believe in mentoring, I’m only getting a rough sketch the framework. I’m most certain that I’ll make profit
Most of my colleagues thought it was a wild goose chase when I told them I was making over 6 figures off the trade market, although it wasn’t all by myself but with the help of a trade analyst Hestrel Egan. That’s his webpage for inquiries Hestrelegan . Info
Few videos get me as hooked as Graham's. Now I just smash that like button right after hitting play. So much information and good advice. Very inspirational. Keep them coming! Greetings from Portugal by the way!
Nick Scuderi - RealLife Money that’s why you have a lot of cash on the side waiting to be deployed when the market has a correction, don’t put your whole account into the market. It’s all about strategy. The ones that don’t have one lose money. The ones that do make millions a year.
Ive been investing since i was preschool age (first w help from parents, then eventually completely on my own) for this reason. It can do so much for u
Graham, if you haven’t read a book called The Wealthy Gardener by John Soforic you should check it out. Definitely my favorite book now. It’s much in the way of Millionaire Next Door, Rich Dad Poor Dad, and Think and Grow Rich. Probably not many concepts in there you don’t already know, but it really causes one to want to get out there and work harder than ever before.
Without even realizing it these videos are like therapy to me. I was having a bad day but I turned on Grahm and my heart rate immediately calmed. Lol keep making videos my man.
I totally agree with you he understands the market movements and knows when exactly to me/put with this, risk rate and loss rate has totally been less.
investing could be stressful especially for beginners but, when you have an expert financial manager you dont have to worry about losing your money, I was convinced the best way to attain great milestone in the financial market was to diversify portfolio and for amateurs to seek professional guidance.
@@driftgod7894 ive been trading with PATRICE ANN ISABELLA. She is licenced and accredited in the US. I learnt about her through a CNBC broadcast. You can search her name to learn more and contact Her via Her website.
wow what a coincidence. this is the same woman i was going to recommend for you. ive been trading with her since nov 2019 and she helped me make my first 260k after ive lost a lot of money trying to do it all alone. i highly recommend her for you. her name is PATRICE ANN ISABELLA. search for her on the web and reach her through her website.
Man that’s al theory. Why don’t you do a tutorial step by step for how to invest, which app should you use. Maybe an international app, not only thing that you only have in the US. Your international audience will appreciate this. I will appreciate this.
A career in bitcoin offers you opportunity to earn alot of money, if you have the patience to learn the process and strategies involved or better still get yourself a professional broker like Mrs shelter trading services.
The bitcoin market is highly volatile and the underlying investment should be considered high risk investment. However, investors can avoid this risk with a little bit agility and with the help of a professional broker like shelter trading services.
I invested with mrs shelter trading services about three months ago and now I never regeret trusting her. First started small but with the outcome I got. I decided to put more and its been amazing.
Thanks again for awesome video Graham! We love these type. Keep up sending us good advice. And yes, thanks for the webull stocks earlier this year. too. Just need the push in the right direction for some local real estate. If you find anything in your neighborhood that you don't want, please send it my way!
Thank you so much for delicious walk-through of the emotional scale. I just love, love, love hearing from Abraham in the physical. Thank you so much for opening me up to the understanding of the Laws of the Universe and to the trueness of JOY and LOVE. Blessings and love from me to you!
Graham- Excellent video!! I can especially attest to #4 and #5 (high interest savings accounts and investing in yourself). Both have great ROI with minimal risk all while adding max value. I also go over personal finance/millionaire mindset over on my channel. Just so you know, you're a big part of the motivation that got me to get my channel started. You're the man, Graham!!
@@armorplates8848 im just 3 years older now, so i havent gotten into serious investing, because im pretty busy with school, but i actually managed to get a profit of $120 with a starting wallet of $500. I dont pay more taxes, i just need to pay $25 commision if i ever want to withdraw the earned funds
... and to add to number 5... High-quality food creates a high-quality body that can make high-quality investing decisions. Thanks for all the great Advice, Graham. You inspired me to create my own youtube channel as an investment of giving back to the world.
Investing in yourself is the best if you don't have a lot of funds. Getting an extra few hundred bucks a year on a 2-8% return won't change your life, but learning a new skill or bootstrapping a business can change everything.
Well said!!
TechLead my fav MGTOW
Yeah you should atleast make 6 figures to get ahead
fax, anything to improve health
Stop trying to steal Graham’s subs
One of Graham keys to success on TH-cam is:
*His transparency*
Yeah man
Funny way is, like people have big issue saying anything of their income like they stole it from someone, and then theres a guy that just throws it on the wall like its no biggie
Spardasquad Spqr it depends on who you are. I don’t like sharing my income with people.
100% agree. I'm out here trying to do as well as him!
And clickbait video titles and title pictures ;)
Simple, control your finances and live below your means. Invest in the S&P 500 index fund and keep money in your Roth IRA and never pull it out. Historically the stock market returns 10.4% on a yearly basis without inflation.
S&P 500 is bullshit, you're better of in MSCI World Index fund
@@pat_mueller both are great. Don't be a knob.
Where do you invest? Do you buy it for a Roth IRA or ?
I've been an active youtube watcher for a solid 9 years now, and I can truthfully say that Graham Stephan is the first person I have ever turned the notification bell on for.
A very motivating video that folks really need to watch ! I’m 48 currently, retired early at 40. I have 35% of my in vestments in an IRA, 25% in index funds, and the balance in other in vestment accts. I receive income from my rental properties too. Zero debt. Life's been good.
@Owen francesca Yeah I use a licensed consultant. He places a sizable portion of my capital in fixed-income securities like treasury bills, corporate bonds, government securities, and debentures. He also manages over eighty million dollars for clients worldwide in ETFs, stocks and REITs.
Whether it's short long or mid term, profits are guaranteed.
Okay so how does one reach this consultant ?
@@callumfrank He has a web-site
Search the name ~Klaus Cassius
I had 0 investments before I started watching your channel, now use Acorns, I have an IRA, and I'm looking for a home below market value with my husband. Thanks for everything Graham! We're just in our early 20s and this wouldn't be possible without the knowledge and inspiration you've given me.
That’s Incredible!! Great work!
Graham Stephan how do I do stock invest or index funds from India
Most of the schemes which u told r directed to us residents
@@kennedyfrancis5875 If you are asking how to invest in US stocks or funds as citizen or resident of India there are brokers such as TD Ameritrade and Charles Schwab among others available to open a global account. India had its own stock exchange and brokers if you want to invest in Indian stocks. I know that you can invest in foreign stocks in the US through American Depository Receipts and Global Depository Receipts. I have never invested in these and I don't know if there are equivalent investment instruments in India.
Be aware of the restrictions and tax implications of investing in stocks from a different country. Example: I have read that only US citizens or foreigners residing in the US can invest directly with Vanguard USA. You may owe taxes both in the US and in India on dividends from a US company.
@@kennedyfrancis5875 I think India is a good market to invest in for long term because there is a lot of people that talk English in there and the government is really good right now to the economy of India long term and you know India market better than me but I would think about investing in there.
RHot Thanks
But the minimum balance in Charles Schwab international account is 25000$
it’s very very high for non us residents
I’m not able to find the best ones which is easy to use
I’m just a student trying to save some money
But I don’t want to do it in Indian stocks
Man I wish I was born in USA 😕
Educating yourself is one of the best investments you can make! Excellent advice as always!
Thanks!
Right? I invested $400 in myself (real estate investing course), and using that knowledge, I cash flow $1100/mo from two rental properties! The ROI is insane :)
Where was that course?
@@GamerRene Kris Krohn's Lease Option Pro!
Really like your videos. If I had to nitpick at one part - it would be part of your take of investing in individual stocks:
A good investing principle translates through all asset classes. Your take on real estate is great - and it's how stock investing should be viewed as to:
1. Buying an undervalued (company) that I can get at a good deal on
2. Buying (a company whose cash flows) I’m expecting will go up in value over the next 10 years
3. (A company that employs conservative debt measures) Get a low interest, fixed rate, 30 year loan on the property
4. Renovate and fix up the property so it’ll be worth even more by the time I’m done with it (Companies going through restructuring)
5. Rent out the property, and the rents should cover all of my expenses plus profit (Companies that are cash flow positive)
6. Repeat this same process and do it over and over again
As (our) favorite investor always says - the value of anything depends on how much cash it gives you from today until judgement day - discounted back at an appropriate rate. Cash on cash or IRR vs. the alternative returns or rates are another way of looking at this.
Picks such as AMD and Tesla - though great companies - are very difficult to value since the cash flows are so unpredictable. And if you can't value it, you can't wait until it's undervalued to purchase it. Analyzing individual companies are my favorite - similar to you and real estate - I just wouldn't want your principles to be conflicting. If you ever want to chat more on this, let me know! // Love your stuff ~
My daily routine, I wake up I check my investments, I cry
Right before the Whole GameStop thing I bought 250 dollars worth of various stocks and immediately started losing money on my investment. For a sixteen year old with no Job that worried me but Now my stocks have gone back up and I have made my losses back and gained a little extra. That was the first time I have invested anything more than 20 dollars and I am glad I did. So everything is good now but I just had a little scare. Also thanks for teaching me about the stock market. I am now fascinated in it and Love learning About new ways to make money. So Thank you Graham
@@mroblivioustb2212 sounds like your gambling and not really understandinf what your investing in
@@weirdflex8158 I have figured it out now, and have made some decent money so far. Still pretty new at it tho. I learned from my mistakes and my victory's.
@@mroblivioustb2212 In my opinion invest in things you believe in and hold, if the premise behind the company/asset is strong it will continue to grow. I'm 19 and i started investing recently and it can be very jarring to see gains turn into losses but keep strong and remain confident!
Oof
Graham, please talk about donations. 100% tax deductible up to 60% of your income. Better to pay your favorite charities than to pay Uncle Sam.
Read the book "Tax Free Wealth by Tom Wheelwright". Hope it helps you out, Dr.
Love #5. “One easy way to become worth 50 percent more than you are now at least is to hone your communication skills - both written and verbal.” -Warren Buffett
Erika Kullberg: Finance, Investing, Passive Income being more articulate is very important, conveying your message effectively. Reading books is how i try and do it :)
Sultan’s Financial Journey love it!!
Great ill be going from a 1 to 1.5
When I got the actual fact about salaries was during the lockdown. Salaries don't make you rich. I went into Trading just last year and I bought my first house at the beginning of the year. I had then realized that I wasted a lot of time. Upon this realization i am super grateful to Jane Marie Kunak my advisor
I did read about Jane Marie Kunak., quite an interesting lady to look up on the web.
Consistently investing in quality dividend paying companies over the long term is a relatively easy strategy to create generational wealth,
Awesome content, i have come across various recommendations. I must say this one stands out.
Thanks for sharing this has been beneficial to me!
Thanks
Every Multi-Millionaire invests in Real Estate! And I believe it to be the best option to grow one's wealth! Plus I just wanted to say THANK YOU Graham for inspiring me to start my own financial TH-cam channel and for inspiring me to be the best I can be at what I do! I hope that one day I can get to your level of quality and informativeness!
Agree wth that! And good luck to you!
Hope to see you one day reach 1M subs, love your channel so far
@@luxdude4449 Thanks so much!
@@101doggie2 Glad to hear that!!
I don't know anything about financial literacy, and it's nice to learn it from someone who doesn't make others feel dumb or inferior. Enjoying your videos and your content very much.
Great video, one of the best investment tips I've ever gotten was, "Just start now - there is always a reason to say no."
Lots of people say they either don't have money to invest, but there is no reason you can't start with even a small amount like $100. Its better than nothing.
When it comes to investing, we want our money to grow with the highest rates of return, and the lowest risk possible. While there are no shortcuts to getting rich, but there are smart ways to go about it...
You are right, so many people make this
mistakes a lot...
You don't have to be Scared if you plan on a long term holding but if you're hoping to make passive income with the coins you've got in your walet, a professional and genuine trader is advised to manage your account for you..
You don't have to be Scared if you plan on a long term holding but if you're hoping to make passive income with the coins you've got in your walet, a professional and genuine trader is advised to manage your account for you..
I hope to make passive income maybe weekly
or monthly.. Can you suggest a genuine
trader...
You can connect with expert Dailey carinn Stephanie I've been Investing and trading my cyptocurrencies with her signals and has been nothing short of impressive returns...
Been watching you for a while man and it’s refreshing to learn investing strategies both in real estate and the market from someone my age. Also can’t get enough of your genuine transparency. Thank you for making these videos and keep up the great work.
Hey Graham, just started watching you yesterday. I turn 24 in two days, and you're advice convinced me to up my 401k this morning from 10% to 15%. I also have my employer contributing 10% so that puts me at a cool 25%! My manager also let me in on the fact that a promotion was coming my way in the next few months, so I'll most certainly be upping that again from 15% to 20% once that comes through. Thanks for your wisdom man! I look forward to binging the rest of your videos!
401K are great for the March but extremely dangerous specially in times like this. I rather go to Vegas with my own money than banks go to Vegas to blow it on themselves. 👍
the ratio of your likes really reflects the quality of your video.. good solid stuff!
The 5th investment was the best.. Stay blessed for sharing your experience..
Slow and steady wins the game. That is why the tortoise always won, it takes time to develop wealth. Patience is the key to the game regardless of your methodology. Keep up the good work.
🙌🏼
This is MY kind of Valentine's video!
🙌🏼
Haha very romantic
Graham's videos are so informative that I have to watch them 3 times to make sure I get every single detail
Play them at half speed.
Amina Galiyeva I agree! It’s crazy how much value he brings
@@JohnsFishTales Ohhhh, right, thanks!
Investing in Real Estate is such a slow process when you start. But it’s worth it.
But it is specific to america where loan interests are 3 percent while many places have 6-7 percent interest and lower rental income making you pay the debt
@@apoorvasingh3433 in south america the interest rates arw so high, plus inflation plus , shity laws and corrupt goverment. Realstate is super high risk investment
@@apoorvasingh3433 Works in many parts of europe too.
was so happy to see you on the episode of selling sunset. good going.
Thank you Stephan senpai
Seriously, you are a huge inspiration. I’m 25, I live in a fully paid for apartment, and I just purchased a duplex with a 3.8% interest rate for 30 years with 15% down. I am a huge fan and I appreciate the work you do! My girlfriend always gives me a hard time since I’m always watching your videos and talking about finances 24/7 😂. You deserve the success my man, I wish you and your girlfriend the best
Leonardo Marques that’s really awesome! Try and pay that thing down in 15 years and you’ll really be able to save!!
@@businesswithsam hes renting it out lmao
What?!? ..... Graham has a gf? I thought he was too cheap for a date. (Sorry, we love you Graham!)
Nice strategy i must but before you invest I strongly advise you do a background check up on your source,Ensure you are investing through a solid foundation source to avoid blowing money away
I have lost investing with rigid traders on here,i’m still trading and learning to improve my skills,i just need a more solid source to earn other than TH-cam
In all my years of trading and research,The most valuable experience was getting in touch with pro trader Erin and getting my first profit through her,She is a licensed broker reach her out i trust she’ll help you earn
Instagram Erinsawtell1 , Erinsawtell1 @ g ma il
All this while I thought i was the only one earning through Erin,seeing you speak good of her on here has just reaffirmed my trust for her
@@baronsmart9446 You look like a bot ngl
I love this mans energy and attitude it gets me pumped
Hey Graham! You're the man! Thanks brother💰💵🤑
I’m 18 about to turn 19, in college working part time. Just opened a Vanguard Roth IRA and invested 1000. Hoping that starting early will be the key to growing wealth!
Yes, you’re on the right path!
The key is to consistently add to it, even if it's only a little (more is better), especially in the early years.
What did you invested on thou?
Cartermur so that was a fucking mistake
@@stuffhappened9271 Why?
Thank you😊 for this video, do you offer account management or have any recommendations?
Obviously trading in bitcoin is very volatile and risky to trade that's the reason most traders trade with a company
If you are using really a good broker or account manager is easier to earn from the market
@Craig Brown check out Mrs Victoria Wilson of UCLA Anderson.
she's great and her methods are working for me at the moment
Very professional
Ever since I lost my job with the ministry, I have been surviving through my investment with Miss Victoria, I'm so glad I invested when I did.
@April Austin I have been seeing so many recommendations about VICTORIA Q WILSON she must be really good
lol I was planning on learning to invest over the reading break (which starts tomorrow).. guess this video upload is a sign! 😅
You got this! It’s a lot easier than you think.
Ouch, I hope you waited before diving in.
Your sarcasm is truly enlightening, gives me good laughs but thank you for all your awesome information on investing.
Thanks!
You quoted the exact vanguard fund I’ve had for 6 years and I felt soooo happy like I won at life! Haha.
which fund it that? What has been your experience with its performance?
M A#np VTSAX! 12% over the last 5 years, 20% returns just this past 12 months. It’s been great!
@@schatzionline 12 & per yr over the last 5 years on average? And 20% over the last 12 montths? Over the full 5 years with the compounding what percentage increase? Ar you rivesting dividends right back into the fund automatically? Doess that fund distribute cappital gains? If so how has that effected your taxes?
M A#np you’re asking questions I’m not qualified to answer and I don’t want to say something incorrect. VTSAX stats can be viewed if you google it :)
@@schatzionline what has been your over all increase in 5 years? 60%? did you have it automatically reinvesting dividends and captial gains back into the acct? were that percentage including the dividends and capital gains being automatically reinvested?
I appreciate your point of view on this. I'm certainly investing in myself more and learning as much as possible. I am a full-time gaming content creator these days, too broke from number 1 to 4 on the list but I have faith if I keep working hard at it, good things will happen. Thanks a lot for the motivation at least.
I always look forward to watching your vids in my lunch break thank you !
One of my favorite videos of all time on youtube. Thanks Graham
You are really a real estate expert. Not everybody can make money in real estate but your way is flawless.
Graham, I’ve been watching your channel for two years. I’ve been so inspired I finally started a channel!! It’s about online business, personal development and self-publishing. I can’t thank you enough for your content. Wish me luck! 👊👍
🙌🏼
Your channel is awesome. Seems like you're off to a great start. I subbed. Keep it up.
sunnydays1115 thank you!!! I’m really pumped about it!!
Graham Stephan boom!
Lane, love the channel! I subscribed. Looking forward to more from you.
Love this channel!!!
I invest in myself every time I watch the Graham Stephen show
Corey Mayo I’m here with you Corey!
I so o o love/grateful Abraham/Source. As i listened to this it came to me at just the right timing again, and I thought/felt this ride just gets better and better. THANKS FOR SHOWING ME THE WAY, and helping me re-affirm to me of who I am here today. It works if you gradually work it naturally. Kinda a let go & let God thing. I been listening these videos about two months now. And enjoying every bit.
Thank you for YOU! Fast. Precise. Knowledgeable. Easy on the EYES! Funny.
As a new Investor you have helped me understand so quickly!!
Thank you again taking the leap to leave RE to make videos.
Xxxoo
Graham, I'm thinking I might have to start charging you interest on my time invested in like-button smashing. It's getting quite time-consuming.
I'm sure Graham will find a way to charge that back from you. Too smart the guy!!
@@transformativelearning2186 ha, probably
Socrates92 he’d really be rolling in it then
@@businesswithsam You said it! But he comes across as a nice guy. So forgivable
Hey, Graham I think a lot of us would really love to see a series where you show us all your work finding, buying and renovating a house (especially renovating). Maybe you could make it like those house flipping shows, but with renting it out. Would be cool if you thought about it!
I really need someone like Graham for Canada's finance market.
Australia needs one too.
The Netherlands needs one too
Dominican Republic needs one too
You can invest in the US market
What a mood
Great channel Graham! My investments have always been in stocks and ETF's but I'm learning a ton from you in regards to real estate. Keep up the good work!
This has gotta b the best channel on youtube💰💰💰💰💰
Watching these high-interest savings account percentages in August 2020 like -_____-
Lol literally sitting on the beach listening to this
A lot of his content repeats, but nevertheless he motivates. Repetition works if done right.
Thanks for the video Graham! i smashed the like button for that lambo!!
Mark Hammermeister Haha Mark well done!
Year 2062: “Congratulations sir here’s the keys to your 2019 Lamborghini Aventador SVJ Coupe!”
*Car dealer proceeds to leave in his 2058 Toyota hover Prius that goes 0-60 in 1.3 secs.*
I did kinda laugh when he said "In just 35 years with careful saving you too can be the old grey haired guy driving the ridiculously colored sports car."
Inflation means you'd have a hover car as well bro
@@ekcorp6350 Inflation means you wouldn't have the hover car...
Take Lamborghini 2019 free of cost in 2062...
By the year 2062, if you have invested in index funds, you will realize that the Lamborghini is not worth the money you would spend on it anyway. Instead you will using the self-driving 2042 Honda CR-V you bought in 2045 (so as to avoid the huge depreciation hit of the first couple of years) because it still runs well enough to take you to your bridge game and back without too much trouble.
I can remember earlier 2018 i had no investment when i watched your video "How to invest your way to a million". i had to go out my way, i met a very successful Fund Manager at a conference in Las Vegas named Richard Butler. he mentored me on some investment options that was very productive and today i have 2 investment account with him, making the most out of my investment... Thanks Again Graham, you should keep doing more of this.👍🏻
Graham is really doing a great job impacting the life of so many people and am not an exception.. i never believed in an outside investment but through watching his videos i got the clear idea. "It ensures present and future long-term financial security"
do you mean richard david butler, an affiliate of Ameritrade
@@conniemontenegro2851 yes
That man has a very good trading background. Having him handle my trading investment was the best decision i have made so far, making me a consistent 30% profit investing in stock and forex. Does he trade for you?
@@martinherbert3039 No he is my husband personaI financìal advìser, they graduated from the same coIIege. i am pIaning to begìn my fᴏrex ìnvestment with him sooner or Iater, probabIy when i receìve this months saIary.
Mine would be birth control as number one financially but last emotionally
@Anne Day I am not but would like to see if I could get paid to be :)
Anne Day You are so right. Male birth control (pill form) would be the best invention since sliced bread if they can make it safe. I feel like the government won’t allow due to making the population drop.
I once was caught in a situation that made me decide to start putting money away in order to attain my $401k portfolio 2 year's time. I even got into growth stocks, and ETFs. I've come to realize that the only thing one can't get back is time. I rather work hard to achieve my goals than sit back and regret. With the help of a licensed trade analyst, and a little discipline, I’ve been able to compound over $41k in profits from my trades. I'm seeing great results already. Back to the video. I always look forward to your next content. Keep it up!
There is no guarantee that you’ll make money from your investments. But if you get the facts about investing, and trading right, followed through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of managing your money.
How do you achieve that sir. I’m interested on how to make profitable trade investing in the trade market.
Most of my colleagues thought it was a wild goose chase when I told them I was making over 5 figures off the trade market, although it wasn’t all by myself but with the help of a trade analyst Hestrel Egan. That’s his whatsaap for help
+4 0 3 7 1 70 0 3 1 4
It’s no secret how rewarding and profit worthy investing on the trade market can be speaking for myself I’ve never considered going into it but I think it’s time for a change of mind.I wanted to learn how to do it myself, but I believe in mentoring, I’m only getting a rough sketch the framework. I’m most certain that I’ll make profit
Most of my colleagues thought it was a wild goose chase when I told them I was making over 6 figures off the trade market, although it wasn’t all by myself but with the help of a trade analyst Hestrel Egan. That’s his webpage for inquiries
Hestrelegan . Info
Few videos get me as hooked as Graham's. Now I just smash that like button right after hitting play. So much information and good advice. Very inspirational. Keep them coming! Greetings from Portugal by the way!
For real
I just came from Dave Ramsey’s “mutual fund vs market index fund” video. I gotta say I’m thankful for Graham.
Ramsey is great for getting out of debt but his investment advice is ass. He got rich selling books. Don't let him fool you.
And those expensive meet and greets@@hacksawjimthuggin7411
I agree with all of these. However Real Estate is hands down the best!
Agreed!
The Out of State Investor the stock market is much better i’m up 78% on my Virgin galactic stock position. Tell me a house that doubles in one month.
shaunbir klair It’s risky can it can also drop in half in a month 🤷🏻♂️
Nick Scuderi - RealLife Money that’s why you have a lot of cash on the side waiting to be deployed when the market has a correction, don’t put your whole account into the market. It’s all about strategy. The ones that don’t have one lose money. The ones that do make millions a year.
Unless you’re in the U.K sadly
As Ben Mallah says... money baby!!! Life for sell. Lol anyone else just hooked with watching Graham and Ben Mallah?
Ben is the 🐐
I bought one rental property, but after being a landlord for a few months, I realized that the amount of suffering is not worth any amount of money.
Ive been investing since i was preschool age (first w help from parents, then eventually completely on my own) for this reason. It can do so much for u
Thank you.
I like you mentioned number 5. Invest in yourself!
Great video.
This man is a genius when it comes to finance AND the TH-cam algorithm
When he catches you off-guard with "Smash the like button". Nice video!
You’re new here aren’t you...
Money, Money, Money... And then lose interest in everything. True.
You can be poor and very happy, rich and sad, or both of them it just depends on how you want your life to be.
Graham, if you haven’t read a book called The Wealthy Gardener by John Soforic you should check it out. Definitely my favorite book now. It’s much in the way of Millionaire Next Door, Rich Dad Poor Dad, and Think and Grow Rich. Probably not many concepts in there you don’t already know, but it really causes one to want to get out there and work harder than ever before.
Gotta say it, you got me hooked with the lambo bit
Without even realizing it these videos are like therapy to me. I was having a bad day but I turned on Grahm and my heart rate immediately calmed. Lol keep making videos my man.
I totally agree with you he understands the market movements and knows when exactly to me/put with this, risk rate and loss rate has totally been less.
investing could be stressful especially for beginners but, when you have an expert financial manager you dont have to worry about losing your money, I was convinced the best way to attain great milestone in the financial market was to diversify portfolio and for amateurs to seek professional guidance.
do you have any expert manager you can recommend ?
@@driftgod7894 ive been trading with PATRICE ANN ISABELLA. She is licenced and accredited in the US. I learnt about her through a CNBC broadcast. You can search her name to learn more and contact Her via Her website.
wow what a coincidence. this is the same woman i was going to recommend for you. ive been trading with her since nov 2019 and she helped me make my first 260k after ive lost a lot of money trying to do it all alone. i highly recommend her for you. her name is PATRICE ANN ISABELLA. search for her on the web and reach her through her website.
Honestly your becoming my best friend!!!
Graham''s videos are so informative that when I listen I need to turn the volume to the maxinum so I would not miss a word he've say.
I just love how Graham sneaks up smashing the like button for the TH-cam algorithm
Man that’s al theory. Why don’t you do a tutorial step by step for how to invest, which app should you use. Maybe an international app, not only thing that you only have in the US. Your international audience will appreciate this. I will appreciate this.
When you buy the houses you buy as a company or personal? I want to know about the tax benefits
#5 was heartwarming *subscribed*
Do you have a video on HOW to invest in index funds? Like a step by step video on where and how to get started and set up.
1:06 Or just get a Telsa for $50,000 that can go 0-60 in 3.2 secs
And invest in TSLA early so the car is free.
For #3 stocks, do you buy on margin?
Do you recommend putting almost all money into ETFs and Growth Stocks instead of a high interest savings account?
12:48 i remember trying to convince my parents to buy AMD Stocks when they were just around $2.
Did u buy them tho
@@kukimusic9710 No, i had no money at that time
RandomDudeWalkingDownTheStreet you didn’t have 2$?
@@randomdudewalkingdownthest8158 $2😂
Duuude, I did the same, just with bitcoin... Eternal regret
Love your content Graham, been working on my credit and already went up 100 points with your guidance. Appreciate all the content! Keep it up man!
My first time watching his show and upon my independent development i could do nothing more but resonate and stay interested thanks good sir!
He’s great
Can you make a video on how you got your Real Estate license?
You’re thinking about going on the path as well? Me too , me too
I think made one along time ago
7:50 - "Gentrification"
I went all in on Enron stock. Wish me luck boys!
😂
Good luck now that things crashed :S
Can i like this video 1000times? Been watching this again and again and again
It’s great how you put pros and cons it give great perspective
I'm just here to SMASH the Like Button for the TH-cam algorithm...
Graham Stephan, the ONLY TH-camr I’ve ever actually turned the notification bell on for.
Maybe I can be number 2😂
My best friend told me I act and invest like Graham Stephan and I don’t believe I’ll ever receive a higher compliment
Bitcoin is the future, investing in it now will be the wisest thing to do. It is really profitable.
A career in bitcoin offers you opportunity to earn alot of money, if you have the patience to learn the process and strategies involved or better still get yourself a professional broker like Mrs shelter trading services.
The bitcoin market is highly volatile and the underlying investment should be considered high risk investment. However, investors can avoid this risk with a little bit agility and with the help of a professional broker like shelter trading services.
I invested with mrs shelter trading services about three months ago and now I never regeret trusting her. First started small but with the outcome I got. I decided to put more and its been amazing.
I have always been interested in bitcoin but I have no idea how it works, any suggestions for a beginner?
Thanks again for awesome video Graham! We love these type. Keep up sending us good advice. And yes, thanks for the webull stocks earlier this year. too. Just need the push in the right direction for some local real estate. If you find anything in your neighborhood that you don't want, please send it my way!
Thank you so much for delicious walk-through of the emotional scale. I just love, love, love hearing from Abraham in the physical. Thank you so much for opening me up to the understanding of the Laws of the Universe and to the trueness of JOY and LOVE. Blessings and love from me to you!
Graham- Excellent video!! I can especially attest to #4 and #5 (high interest savings accounts and investing in yourself). Both have great ROI with minimal risk all while adding max value. I also go over personal finance/millionaire mindset over on my channel. Just so you know, you're a big part of the motivation that got me to get my channel started. You're the man, Graham!!
I am 17 and i have index funds. Its important to start early.
How ?
Fuchs - u can’t u have to be 18 to buy anything like stocks
@@armorplates8848 I started as a 16 yo - i was investing using my mom's banking data, with my own money.
potbelly how much have u made so far and wouldn’t u have to pay more taxes
@@armorplates8848 im just 3 years older now, so i havent gotten into serious investing, because im pretty busy with school, but i actually managed to get a profit of $120 with a starting wallet of $500. I dont pay more taxes, i just need to pay $25 commision if i ever want to withdraw the earned funds
You’re forgetting one more big PRO of index funds: low fees!
trading takes 20 years. I started young in 1999 with stocks, and it was always bad. now i earn well but i use a trading system with math.
... and to add to number 5... High-quality food creates a high-quality body that can make high-quality investing decisions. Thanks for all the great Advice, Graham. You inspired me to create my own youtube channel as an investment of giving back to the world.
Index all the way... and some Mid-Cap to capture the growth.