BIGGEST Condensing Sinking Funds EVER! || Taking $8,799 to the Bank || Bill Exchange || Bill Swap
ฝัง
- เผยแพร่เมื่อ 2 ต.ค. 2024
- Today I am condensing my cash envelopes and sinking funds for Novmber, and I hope you enjoy it! I know that I did!
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Thanks for being part of my journey! If you're new here: I get paid monthly, but I stuff my envelopes weekly (even my sinking funds). This helps keep me motivated & on track with my goals, so I hope you enjoy! I started my journey in August 2020. I paid off $2,714.62 in 2020, with $2,600.27 of that going towards my credit card debt, & I plan to pay off ALL my credit card/consumer debt before the end of 2021!!
If you want to stay connected with me even more, follow me on Instagram: @_intentional.living_
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About Me
My name is Kristin, and I am on a debt payoff journey to eliminate my consumer debt before the end of 2021. My next goal will be to pay off my student loans! I hope you'll follow me on my journey where we can learn & grow together on our quest for financial wellness & intentional living.
Rosy was so excited you were counting their envelope 😂
i have to mention, not looking , you sound like zoey deschanel
Your not the only one who jumped when Rosy barked😂😂😂
I legit meant to edit it out but totally forgot lol
I just love cash condensing videos - awesome job! I laughed out loud when Rosy started barking just as you were counting her envelope.
Hahaha I'm glad because I def meant to edit that out! lollll
I'll bet your bank loved every moment of that deposit 🙂
Self-discipline and hard work does pay off.
How is no one freaking out over how much she pays in taxes 😢😮
I for sure am 😮
This must be the most satisfying cash condensing that I have ever seen
Love that you actually condense to the lowest amount many dont do that. Rosy knew when its her envelope😂 hope you spoil her with something she really loves ❤❤
Do you keep the money you deposit in one account or do you have multiple accounts set up for each category? Wondering how you keep it all organized in the bank, even with the prop money in the binder.
Side note: saw my order shipped today, can’t wait! (Stephanie)
Yess thats what I'm wondering aswell
What business does she own?
I was wondering the same throughout the whole video.
As a Finn it is crazy to see that someone has this much money in CASH. I have like max. 10 euros and never have much more than that. I cannot even go to my bank and tell them to save this much money in my bank account. They would accuse me of money lounde**ng or something like that 😅
I'm just now starting an envelope challange for myself, I wrote random numbers going up to 600 which I will take from my checks I earn bi-weekly, and place the cash in which ever I draw. Cause to be fair I do spend a lot of money like in 1 year of working I could've had 14k but instead I have around $3200 lol
Girl, I'm still laughing at your jump. It's not this funny when it happens to me though. 🤫🤔🤨
Hahahaha I meant to edit it out but totally forgot lol
The best condensing video ever! You actually condense it down the right way, others hmmm not so much. definitely will be watching more videos from you. Keep up the great work! 👍🏽
I do have one question. When you said "have this amount in the bank" Does that mean you have multiple savings / checking accounts?
Ooh, you almost hit the $10k cash deposit limit, where you have to start filling out forms for the government!
This is nice. I’m building a digital Sou Sou app where you can co-save w/ your coworkers. Africans & Caribbean people know how valuable this is.
Are you putting all the cash into one account? I've looked at many TH-camrs doing the same thing, but no one explains the process of the transaction at the bank.
Some do some don’t. Personal preference really. I have all mine separated to easily see but some just have a bunch of money in one.
🤣🤣🤣🤣 not you jumping when your dog bark
Hello! Love your budgeting content. I plan on stuffing envelopes for the first time come 1/13. While not really concerned about theft, I am concerned about fire. I’ve been unable to find videos on how folks are storing/securing their envelopes. Any suggestions?
I have a fireproof safe!! They are expensive but well worth it!
Woahh. I just stumbled onto your page! Now i need to binge watch to see what you do!! You go girl 🎉🎉
This just motivated me so much. 🥺💟
Girrrrl killing it! Always so proud of you- you are such an inspiration to all of us 🎉❤
It was one hundred
I have no idea what the purpose of this is... it says you plan to pay off your debt by the end of 2021, but it's 2022... so what is the goal of this now? I just keep my money in a bank account and have never had an issue - I try NEVER to keep cash in the house. I tried looking in the comments too but I don't see anything saying why you do this all with cash.
I have heard some ppl say seeing the physical bills makes you more aware of how much you spend, especially if you have a problem with overspending.
Hi! :)
Why didn't You color RothIRA? I am wondering, did you get to 5000?
I totally forget to do it some months! I only do it once a month but I think I forgot the last month or two. I will have to fill it out at the end of this month!
Hi! This is my first video watching! Do you put the cash all in one savings account, is that why you have plastic "fake dollars" to know how much you have in the savings account for each section?
Yes!
Where can I get these plastic fake dollars?
@@kereanabeichner4072 my Etsy shop!
Do you sell your place holder money and labels in your Etsy shop?
Yes! But my shop is on vacation until July 1!
Your cash condensing is so amazingly relaxing ... your voice is perfect for this type of video :) New subscriber!!!
Nailed that cash condensing 🤑❤😊
i love it your moneys so fresh and crisp i like that you keep them nice its good cause some bills are more than face value and condition is everything and yes rosy was so happy you counted her money thats so cute i love the name and i love roses and doggies love the way you do your organizing and your prop money
I'm super confused on your ROTH how you have that in cash. Do you take it out and put it in there rather than having it come out of your check, pretax?
I understand ROTH taxes are taking out at the time, I'm just trying ti follow your philosophy.
This is a Roth IRA so it does not come out automatically! It’s something I have to manually deposit to
@@IntentionalLivingYT makes sense
At 6:01 you pull a 5$ out of Amazon to replace with a better one but then you just skipped it
My dog scares the crap out of me when he barks randomly too 🤣 amazingggg condensing! 🤑
Literally made me SHAKE haha
You’re condescending video is goals for me!!!😊 Keep up the great saving.
That’s awesome! Hard work pays off. 💜
Rosy knew you were talking about her
9200 in taxes!! Oh my.
Fake money??? IU dont want to watch this
This is incredible, congrats on all your hard work!
I like watching videos like this but I think you should invest in a cash counter machine to make things easier 😊
I watched twice. I thought that it was funny that Rosie barked while you were stuffing her money.
New subscriber here 🎉
You had me at that thumbnail girl! Great video I love watching condescending videos, so satisfying
Aw thanks friend!! Welcome to the channel :)
Do you ever get funny looks when you take so much money to the bank? Id be nervous getting it there too 😂 congrats!
I go to the ATM to deposit because I get self conscious hahahaha
I have a question, doesn’t the ATM allow only a certain amount of bills for cash deposits?
May I ask, why take out cash for bills needed to be paid online? Is this just back and forth to the bank? Please explain thank you!!! :)
I like the concept but feel like you could be making even more by putting it into a high yield savings at the very least and getting $250 extra- have the flexibility to transfer or withdrawal , I don’t touch any of my money in my savings account unless necessary. And what would happen if someone broke into your house and stole all of it or something like a fire… at least having it with an FDIC bank you are typically good for $250k
How did you get all new bills?
Crying laughing at the jump scare 😂
Not gonna lie, I meant to edit that out and forgot HAHA
Why do you all cover your wrists when recoding your videos ?? Just curious !!
I’m just cold lol
Wow😮awesome job
I was just wondering what you made your place holder slips out of? I would like to make some for me and my boyfriend.
Great condensing!!❤❤
I love re-watching this video! It’s very very mesmerizing! 🎊🎉🥳
Holy moly, great video. I enjoyed this so much.
So much fun! Even Rosie was excited!
$8!799
Mine would have come out 95,95,95,95 lol
Love bill exchange videos 😍
Ughhhhh find ONE. MORE. DOLLAR.
Where can I find the cash box?? Can you link
i'm very confused on how the condensing work... shouldn't you end up with exactly what you had started with all the hundreds if you are just replacing the bills with what's already there?
I don't know I you figured it out already. She took out cash from some envelopes and replaced it with prop money so the end amount will always be larger than what she started with. Hope that helps.
Are you investing anything besides the Roth IRA?
I live in real world where the struggle is real 💯
i laughed sooo hard when rosy barked!! so funny
I’m not quite up on this system (not sure how TH-cam put me here), but if you have $9k saved for taxes, why aren’t you filing quarterly?
I am! That is just for Q4
I looked through your link list and couldn't tell if you had your cash envelope/wallet on the list. I'm curious whether there is a link for the cash envelopes without the zipper, or did they come with the wallet?
How do you make the replacement $$ notes? What are they made out of?
Hello where did you get that cash tray.
Rosy was just answering you 😂 "yes mom?!? You call for me??"
What size is big blue? 😊
A5!
Rosy said get her money right lol
HAHAHA she sure did
Only a few minutes in, and you may notice it later on, but I wonder if you’ve incorrectly condensed 2D bills
I noticed that as well
Same!
Wait which 2? I didn't notice!!
Anyone else see that really old $10 bill👀
Great video! Enjoyed as always!
So those are rolls over of sinking funds thru the year? What am i supposed to do with the extra money left from previous envelopes?
Yes! I don’t unstuff at the new year.
Wow, so impressive! I like your larger envelopes.
Hahaha ROSEY!!! SO CUTE!!! LOVED THE VIDEO!!
I have a question do you have separate accounts for your topics? Or is it all in one account? 🤔
1 account in Ally but they have different buckets so you can organize your money!
Yeah!!! You made your goal on electronics!!!
Wowza! I was so proud of my first one a few weeks ago with $1800...time to step it up! haha
You did a really good job 🎉🎉🎉
Way to go! Great unstuffing and counting 👏 💖 Something to aspire to.❤️🎄
That’s incredible. Congrats!!
Black Friday was $100.
Merry Christmas! Congrats on all of your savings success!
You have reached so many goals this year
Wow, that is awesome !!! Happy Holidays !!
What’s buffer for?
That’s a lot of paper😅
Rosy knew that money was hers 🤣
Wow!!! Amazing bill exchange.
How inspiring!!!😁🤑💰💸💲💵
Such a great video love the condensing ❤
Wow. That is an awesome cash condensing
Rosy just knew you were talking about her so she just had to say hi
She sure did haha
Where can i purchase the money tray! Super cute!!
Amazon! amzn.to/3Rz4tZQ
That is absolutely crazy!
Great stuffing 🎉
Great video
Congratulations Queen 👸
Ok I have to ask because I am very close to starting this budget system but does the bank ever think your sus for showing up with that much cash? I'm just anxious about them not believing you when they ask where it came from. What do you do? do they usually ask?
Just say it’s tip money!
I’ve never had a bank ask where cash deposits are from.
You are rocking it!!!
I so very much enjoy your videos!