Miss Mina even of the companies that have guaranteed and affordable renewal??? Also, if a client buys term and invests the difference, end of term they should have more $$$ than what their death benefit was.
@@Zari_OnPaws123 Term aint shit. Term is like low spade. It’s a POSSIBLE. That means it’s a only a possibility that it may walk. WHOLE LIFE is where it’s at. That’s the big joker. Guaranteed to come back to the family
To help summarize, the companies mentioned are: Met Life, John Hancock, Lincoln, Prudential, TransAmerica, AXA, Jackson National, New York Life, and Voya. Minnesota is investigating 7 more companies.
they shoudl investigate minnesota life... or whatever their name is now as they run like cowards from their own well deserved bad publicity. their reviews are horrific. lol
What is needed is legislation, that makes it implied terms in the contract, that the onus is on the Insurance company to not just notify but take reasonable steps to make sure beneficiaries get their money. Including a sanction/ penalty for any non compliance.
But how? Many older people have paid up policies. How will the insurance company know they died? Sometime had to tell them. That's called a claim! This is ridiculous.
screw legislation. never helped the people, never will. what we need is to get rid of everyone that protects these thieves and let their victims tear them to shreds. :)
Imagine the day where HIV/AIDS patients, Cancer, and Diabetic patients gather and join forces to not only end these practices but to demand the cures we all know are already there!
How will the company know they died? My brothers policy is paid up. There are no premiums or correspondence needed. If he died, they wouldn't know. Are they supposed to get a list a daily deaths and see if their customers are on it? That's just weird.
10 years and you haven't filed a claim? How in world does the.company know when somebody dies? If they do know, they should be reaching out to the beneficiary to file a damn claim. FILE THE CLAIM. When you wreck your car, what is the first thing you have to do???? File a claim.
There's a data base that insurance companies have access to. Everyone in the country that dies names go in the database. If a name matches someone who has a policy with a particular company, the company is suppose to contact the family/beneficiary with info they have on file.
Insurance companies are very rich from exploiting the general public they don't like paying and they use agencies to get clients and when your dentists put mercury fillings in you teeth you are going to suffer mental health issues like mood changes due to toxic effects of mercury which is dangerous and harmful to pregnant women and children, the doctors will say you have bipolar disorder now that is not entertained by insurance companies during payout time they say you didnt declare that during the application, most people with mental health issues is brought upon them either by work places ,family domestic problems, neighbours from hell ,oppression, or mercury from contaminated sea foods ,and mercury vapour is dangerous and harmful due to its low melting point ,family breakup has an adverse effect on children and causes upset stomach in young children and they suffer depression and again these questions are asked by the insurers. The doctors give out chemical drugs which causes depression and death ,and the insurers ask lots of questions which are problems people face getting full insurance, the internet is full of agencies trying to get
Don't use Western Southern oh yeah they paid me out but they told a cousin of mine all kinds of information when she was not the beneficiary on the policy I was and she had no right to know Any information and they were rude to me and mean to me
Same thing 2 years since my father passed sent in death certificate and all forms they requested haven’t heard a thing my brothers and I are beneficiaries but they only send correspondence to his widowed wife who is not on the policy saying it is going to states unclaimed money I’ve called numerous times but get out of the country customer service who give me the runaround and then hang up on me. This is prudential insurance
Primerica does what's right 100% of the time. 👍🏼
Miss Mina even of the companies that have guaranteed and affordable renewal???
Also, if a client buys term and invests the difference, end of term they should have more $$$ than what their death benefit was.
Primerica always paid our clients we pay no matter what that's why they hate us
@@Ladyluck42 yet you rip people of with shitty ass whole life policies
@@Zari_OnPaws123
Term aint shit. Term is like low spade. It’s a POSSIBLE. That means it’s a only a possibility that it may walk. WHOLE LIFE is where it’s at. That’s the big joker. Guaranteed to come back to the family
@@tyadonys506 yeah and all of those companies with Whole Life have Class Action lawsuits because?????????
To help summarize, the companies mentioned are: Met Life, John Hancock, Lincoln, Prudential, TransAmerica, AXA, Jackson National, New York Life, and Voya. Minnesota is investigating 7 more companies.
they shoudl investigate minnesota life... or whatever their name is now as they run like cowards from their own well deserved bad publicity. their reviews are horrific. lol
Metlife is correct they trying to deny me now
Transamerica has been dicking me around for two years now. Sent a certified letter and they called the day they got it.
What is needed is legislation, that makes it implied terms in the contract, that the onus is on the Insurance company to not just notify but take reasonable steps to make sure beneficiaries get their money. Including a sanction/ penalty for any non compliance.
But how? Many older people have paid up policies. How will the insurance company know they died? Sometime had to tell them. That's called a claim! This is ridiculous.
screw legislation. never helped the people, never will. what we need is to get rid of everyone that protects these thieves and let their victims tear them to shreds. :)
Imagine the day where HIV/AIDS patients, Cancer, and Diabetic patients gather and join forces to not only end these practices but to demand the cures we all know are already there!
How will the company know they died? My brothers policy is paid up. There are no premiums or correspondence needed. If he died, they wouldn't know. Are they supposed to get a list a daily deaths and see if their customers are on it? That's just weird.
they have access to this information
It's 2019 now. Im here in the Philippines and include PruLife UK in your watchlist. I can personally vouch for this company's misdeeds. What a shame.
10 years and you haven't filed a claim? How in world does the.company know when somebody dies? If they do know, they should be reaching out to the beneficiary to file a damn claim. FILE THE CLAIM. When you wreck your car, what is the first thing you have to do???? File a claim.
you're missing the point, sweetie.
view 60 MINUTES Unpaid Life programme.
the problem is more wide spread and some companies are fighting back !
incredulous
John D? Any input???
How the fuck is the insurance company supposed to know you've died without a claim? Do they search death certificates?
There's a data base that insurance companies have access to. Everyone in the country that dies names go in the database. If a name matches someone who has a policy with a particular company, the company is suppose to contact the family/beneficiary with info they have on file.
So people just assume that life insurance companies are going to automatically know or keep track when someone dies?
This is happening to my mom
Because she don’t know the policy number that her husband had
people need to take care of their own money, not depending on insurance company and their sales people.
no, people who make agreements to pay out should pay tf out. stop blaming the victims and start blaming the perps.
Insurance companies are very rich from exploiting the general public they don't like paying and they use agencies to get clients and when your dentists put mercury fillings in you teeth you are going to suffer mental health issues like mood changes due to toxic effects of mercury which is dangerous and harmful to pregnant women and children, the doctors will say you have bipolar disorder now that is not entertained by insurance companies during payout time they say you didnt declare that during the application, most people with mental health issues is brought upon them either by work places ,family domestic problems, neighbours from hell ,oppression, or mercury from contaminated sea foods ,and mercury vapour is dangerous and harmful due to its low melting point ,family breakup has an adverse effect on children and causes upset stomach in young children and they suffer depression and again these questions are asked by the insurers. The doctors give out chemical drugs which causes depression and death ,and the insurers ask lots of questions which are problems people face getting full insurance, the internet is full of agencies trying to get
My..Car...life..policy..refused..to..pay.claiming.my.wife.was.just..Co-signer...But
when..I.sold..the..car..the..check..was.made..out.in.both.our.Names??
Thieves as usual.
Life insurance
Don't use Western Southern oh yeah they paid me out but they told a cousin of mine all kinds of information when she was not the beneficiary on the policy I was and she had no right to know Any information and they were rude to me and mean to me
Same thing 2 years since my father passed sent in death certificate and all forms they requested haven’t heard a thing my brothers and I are beneficiaries but they only send correspondence to his widowed wife who is not on the policy saying it is going to states unclaimed money
I’ve called numerous times but get out of the country customer service who give me the runaround and then hang up on me. This is prudential insurance
Primers