HOW I SAVED THOUSANDS OF DOLLARS: 10 EASY WAYS TO SAVE MONEY
ฝัง
- เผยแพร่เมื่อ 20 ก.ย. 2024
- My top 10 easy tips on how to save money + save thousands of dollars every year! These are the tips I used to save money easily / how I saved thousands of dollars in the year. Give this video a thumbs up if you liked it!
Subscribe to my channel to get notified when I post new videos!
/ subscription_c. .
-----------------
Watch: How to Dress Well On A Budget!
• HOW TO DRESS WELL ON A...
--------------------
because we're real friends.
instagram: @carlycristman @carlyscloset
snapchat: carlycristman
twitter: @carlycristman
facebook: Carly Cristman
-------------------
the lipstick I'm wearing in this video:
Colourpop Ultra Matte Lip in "Trap"
--------------------
hey guys! Today's video is all about how to live on a budget and how to easily save money! These are 10 easy ways that you can save more money! These tips are easy + small changes you can make in your daily routine that will add up to thousands of extra dollars every year. These are the best ways to save money that I've found on a practical level + that I really use!
These 10 tips will help you think before you spend, think about what you're spending on and in turn help you to spend less. Set a budget, set a goal and you'll be surprised at how you can actually save!
You don't have to give up social events or shopping if you want to save money / live on a budget. These tips will help you to want to spend less, but also how to save for when you do need to make purchases!
SIGN UP FOR E-BATES:
-Discounted prices / save money while shopping
Get cash back after purchases they pay you back for shopping!
SIGN UP: www.ebates.com/...
Right now they're holding a mother's day promotion, 8% cash back off at Sephora, Neiman Marcus etc. That means if you buy your makeup online at Sephora through Ebates you will get 8% cash back from your order! Don't buy in store!
www.ebates.com/...
HOW I SAVED THOUSANDS OF DOLLARS
10 EASY WAYS TO SAVE MONEY FAST!
1. SET A GOAL:
You're much more likely to save if you have a goal in mind. You'll be more excited and focused if you are saving for a particular reason vs just telling yourself that you 'should' save money.
2. SET UP AUTOMATIC SAVINGS
One of the best ways to save money is by setting up automatic withdrawal into your savings account. I do this monthly so I don't even see the money in my account and I only work with what I have! This way you don't go over budget and you're automatically saving thousands of dollars every year.
3. CLEAN OUT + ORGANIZE
clean out + organize the stuff that you do have so you don't purchase items that you already have or have something similar to.
4. You'll also be less tempted to bring more into your home if it's organized!
5. SELL YOUR STUFF
Sell what you aren't using anymore! You can sell your clothes in stores like Crossroads or on your phone through Poshmark. I've also sold furniture on Craigslist.
6. WAIT TO BUY
I go on 'shopping sprees' online- meaning I'll add EVERYTHING I like into my cart + get the fun of 'shopping' online, but then I'll wait to decide on what I'm buying until at least one day later. By this point I've either forgotten about what I was looking at, or I eliminate 90% of what I wanted to buy!
7. BUY ONLY WHAT YOU NEED:
Ask yourself: Will I use this? How MUCH will I use this? Is it really worth that money?
8. E-BATES
Sign up for E-bates and do your regular online shopping through this site.
-Discounted prices on the stores you already shop at
-Cash back on your purchases
This way you're not only saving money while shopping, but then you're getting paid money to shop!
You can find coupons on their site for specific deals, as well as see what stores offer high cash back. For mother's day they're running a cash back sale at Sephora at 8%- so if you spent $100 on makeup, you'd get $8 of that purchase back. THAT ADDS UP!
Mother's day promo link: www.ebates.com/...
9. COUPONS
Besides just online savings, you can save money shopping in stores by using app's like retailmenot to find deals
10. SOCIAL SETTINGS
I personally spend most of my money on social settings / going out to dinner with friends. Have dinner parties at friend's houses and have everyone bring $5-10 to cover ingredients. You're still hanging out and doing dinner but spending way less!
Please give this video a thumbs up if you liked it / let me know if you want to see more videos like this!
*THIS VIDEO IS NOT SPONSORED
When shopping for clothes I don't usually look at the price tag, but try the piece on, and if I like it, I give it a top price I'm willing to pay for it, and only then see what's the real price. It does take self control to have a piece that you like on and not buy it if it's too expensive, but actually works wonders.
This is such a good idea
Why bother putting it on that's tempting ......if i love something i just look the price , if its expensive then it turns ugly to me 😅
lols marhia you can't know if you love it before you try it on. Also, you might end up liking it just because it's cheap, which is not a good reason to get something you might not really really like. Or at least this works for me, you do you of course :)
Msfinable such a good tip!!!!!!
Such a great tip! Gonna try that next time :)
I also have a tip: whenever you see something online or in a store that you really want, don't but it instantly. Write a list in a notebook or somewhere of all the things you found that you want. Then wait a week or so and look if you still want it
So good! Thanks! I really need this💞👌
This is good advice and also it will most likely then be on sale.
Sarah Jackson what sucks is when I go back and it's gone I think about it for yearssssss in regret
I did that but still wanted it. I need to psychologize myself into NOT wanting to shop at all.
Sarah Jackson I did that, then I have trouble sleeping because of it, so whenever I want to buy something, I'll just buy it right away T_T this is really bad I know
Another tip that pairs well with the "Do I $350 dollars love this?" tip if you know your hourly salary is to divide the price by how much you earn hourly, so I think of how many hours of work that item is worth, and the question becomes "Do I love this dress so much that I would work 3 full days to pay for it?"
I do this all the time.
I have to stay home! That's the best thing I have to do!
Staying at home means spending less or none at all. I love this video Carly! Thanks for always helping ne out. It means a lot.
*me
Not a lot of TH-cam creators talk about money, but this video is actually extremely useful.
+Marina Slavova glad it could help :)
Agreed! I talk about money a lot on my channel and love seeing others doing the same.
Wait..you invite people to YOUR house and then you ask the money for ingredients?? That could only work in the US. In Europe if you would do that you wouldn't have any more friends :D
ask them to bring a plate of their favorite dish? to spread costs around or simply just rotate who's out you eat at instead of going out
yeah, that is good alternative. but I would never ask for money, it's practically an insult. if I cannot afford to make a dinner, than I won't be inviting people over. simple as that.
Omg yeah!! That's weird! I live in middle east and when we have visitors we literally feed them until they leave haha we first feed them coffee or juice then if it's about to be dinner time we serve dinner, then dessert and tea at the end lots and lots of fruit!
***** Wish we had that! haha sometimes its very tiring and very expensive, am not gonna lie if I say at time we have spent more than 500$ for visitors!
Like someone else said in this thread, it's called a potluck here and it's not inviting people over to eat and asking for money. Everyone just brings in a different dish to one place so there's lots of variety for everyone. It's the best way to go about it if you're gonna host a huge party with lots of people, the work isn't all on you to make a lot of one thing or 15 different dishes
The public library is a great resource for media, I don't buy magazines anymore. When I get the itch to redecorate, I shop in my home first. Swapping accessories from room to room, it looks and feels like I've completely redecorated for no cost at all.
chikibug me too! and I'll have a mad cleaning/organising spree too and it makes me feel like everything is new because it's clean again haha
your apartment.. I just can't
Thats what i think EVERY video.. It looks amazing! In what city does she live?
+Laura Jelica LA I think
That's a green screen if I'm not mistaken, too blurry not to be
I'm saving for adoption so I've been trying to save like mad. I've sold so much stuff so far, it's great that it's easy to sell things these days. I don't have many clothes so that's not an issue lol. Thanks for the tips! I always forget about ebates!
Aw, I think that sounds like a good reason for saving!
+Vanessa Rollmann Thanks :) It definitely is!
The Choice of Motherhood you have to pay to adopt a child??
Catarina Lima Yes, almost all methods of adoption have fees
The Choice of Motherhood I hope it goes well and I'm sure that child that you adopt will appreciate you and your choices xx
I call my "add everything to the cart because I have no limits" shopping "pseudo shopping." It gives me a little bit of the "I feel like I shopped" satisfaction without actually buying anything.
I'm also a HUGE fan of Ebates.
same here 😂
plus lots of companies think you have changed your mind I offer a discount this has happened to me a few times
+ella-mode fashion blog True! That's happened to me several times.
Thank you so much for the shoutout, girl! We love your videos!
xo!
Team Posh
so the point of this video is "question yourself before buying shit" lol
Tbh the thing that helped me save most money was bringing my own drinks / snaks whenever I go to school / work, because I realised I was spending soooo much money on small snacks and stuff like that... oh and I stopped smoking.. saved me 200 euros per month
Christiana Popovici This is a great tip for me but im not gonna stop smoking
A lifestyle guru with wit. I thought it would never happen. ✨
this video was really helpful! lots of great tips, thanks Carly!
+keepupwithliv yay glad it could help!!
my 13 month old daughter was dancing to your intro music 😂😂😂
1 year old, 1 for God's sake
she passed the 12 months mark, she now has a year, a yeaaaar, we don't say oh I'm 216 months old yeez
+Alba Corona lmao wow. you call yourself and your child if God forbid you have any what you want and I will do the same for mine. By now she is 14 months old though
It's clinically correct to use months until your child is about 24 months old. Many people say 'she's 13 months' or 'he's 21 months." It's useful for the first two years especially, since there's lot of growing. A 13 month old is no where near the level of a 19 month old child. That distinction is crucial.
I honestly just love the vibe you give off.. Love your videos!
+Dime S Definitely!
I feel like your videos have slowly been changing my life. I've been watching for a long time and recently I've been loving the advice videos like these! you get straight to the point and the advice you give is easy to implement in a lot of different lifestyles. thank you so much for your help!!
+pokkets this makes me so happy! :)
everyday I come home and take off my jacket and I hear in my head, "hang it once"
Great video! I actually get a lot of happiness out of manually transferring money into my savings account each time I get paid rather than having an auto transfer. I also don't do it on auto because it varies each time but I keep a spreadsheet with what I get paid and budget everything out, I found this spreadsheet to be incredibly helpful in saving more money. I've also switched to a mainly cash diet and what I take out is all that I use, anything that's left over, I put into a jar at home for use on whatever I want without feeling guilty (typically at Sephora). Making these changes has allowed me to pay cash for a macbook air, tires for my car, etc without having to worry about how to pay for these things later.
+Melissa S These are excellent tips! I will be doing this to save for a MacBook air.
+Melissa S Can you send me a template of that spreadsheet cuz a girl is struggling over here!
Are you me? I do everything you wrote. My friends make fun of me for keeping cash but it helps me SO much. Cash is for everyday stuff: groceries, eating out,shopping,gas,whatever. I use my debit for all my bills and loans. I don't have a credit card and get credit simply from paying bills/loans. And I agree I get so excited when I see a comma in my savings as opposed to three numerals!
my friends make fun of me for my cash too but I have friends that put everything on their credit cards and I would rather live on a budget than use my entire pay cheque to pay my credit card bill every month
This video was filmed and editing so professionally 😍❤️
How are you not more popular on TH-cam? I love your videos and you are amazing!
* watches this after spending 1300$ on Asos *
I think the biggest motivator to save is to have a goal! If you don't have any aim of your saving it can be easy to stray. I saved $10,000 in a year while at uni by being strict with my spending and I did some of the things you talked about also!
How to save thousands of dollars: stop spending thousands of dollars on makeup
i tell myself this every day but i will never listen
True story 😩💸💄
I stopped, so you can :)
me too
No reason why to stop you want it. Then get it ❤️
i stoped all my subscriptions and only buy the same make up brands i like. its 16 dollar lip stick and maybe brow stuff that i get more...and i already have so much make up. where do i sell my unused make up?
I love these types of videos cause you are one of the only youtubers that actually say something different to everyone else, I can tell you put a lot of thought into this videos, and the tips are ACTUALLY helpful and easy to follow, please pls pls keep it up! ❤
How much stuff did you bring to crossroads?? I bring two whole bags and they always say "well...we took 3 things, here's $4" haha
+Upon the Pacific lol I was thinking the same thing! The most I got was like $30 but I got rid of half of my wardrobe T___T
you're simply one of the best youtubers ever because you don't do this "standard" videos and your videos are pretty helpful! please go on like this
I am an impulsive online shopper. So I keep a list on my phone called "It would really be nice if I had this..." - a list that I complete over a long period of time when I notice that there is something that I really NEED in my wardrobe. (For example... "It would really be nice if I had a longer jacket because I don't have one that is light but still warm enough for Danish spring") So the next time I go shopping, I know that I'm buying something that I really need.
I found your channel a few days back and have been binge watching since then. Your videos are a great help! Thank you so much :)
The part about your parents extra room was hilarious! Great tips!
"Do I love $350 this shirt?" Love it and totally using it.
As someone who is also aggressively attempting to save money, I //REALLY// appreciated this video! Thank you so much for sharing your tips - especially regarding online shopping + ebates!
FYI: The UK version of eBates is probably Quidco. It works when you use your debit card in store too at like Debenhams!
+Dulcet Tones. i'm looking at top cashback but the whole layout of the site is confusing, is quidco better?
In my experience it's pretty easy and they have a toolbar add on thing which tells you if there is a cashback available on the website you're on
that's awesome i am definitely signing up!
Love the organizing tip, I need to do that! Your videos are always so visually appealing, living for your bedroom! whoa so pretty
I don't even buy makeup or clothes and still poor asf.
I feel you
Same
its easier for her because she is born into a wealthy family.....
I use to work at Crossroads in Chicago and I loved buying in our customers clothing and giving them a huge check! Most rewarding job!
OMG, you are amazeballs!!! This is officially my first Carly Christman video but most certainly not my last. I was just speaking with a friend about my outrageous spending habits and how I not only need to minimalize but cut way back. I have way too much makeup, shoes, clothing, skin care, etc, etc, etc and I am saving much less than I would actually like to. I do use ebates but there were several suggested tips I can easily implement into my everyday life that will help save me a ton of not only space but money. Thanks so much Carly, can't wait to see more of your videos!
carly, I seriously look forward to watching each of your videos when they come out! they're so well thought out, helpful, and not to mention hilarious! always makes my day... 💛
i've been binge watching your videos all night . I'm obsessed with your content.
Great video Carly! Conscious shopping helps me to save money because instead of wanting to buy /every/ cute thing I see, I take a step back, find information on what materials it is made out of, where was it made from, and if I can do something else when I'm done with it instead of sending it to a landfill.
It's a little discouraging sometimes when I find out things like bad factory environments, animal cruelty, excess waste production etc BUT it's super awesome when I find eco-friendly, ethical, sustainable things instead.
+ I definitely agree about the seeing/organizing what you already have tip because I have a lot of STUFF that I really should use up before hoarding more things.. I'm saving up for a trip and I'm so excited to get there!
How ironic that the intro is the exact opposite lifestyle - spend, spend, spend. lol. By the way, you and your dress (?) or top (?) is gorgeous and makes you look so angelic. (In a non-weird way!) :)
Carly I love your videos, they are so helpful and your humor is just like mine which is a plus. I'm currently selling quite a bit of stuff on Poshmark/consignment shops because I'll be moving soon and I know I can't take all this stuff with me. I also save all the change and put it in a can and when it's full I deposit it into my account. The larger the can, the more money I get!
Love Ebates! We set goals and lived conservatively and were able to pay off two homes before we were 28. Being debt free is amazing!
The Closet+ app is great for seeing what you have in your closet while out shopping. You can take a photo of each item and arrange them by season.
I do the same thing with online shopping! It's the best way to save money & only purchase things you absolutely love.
Your videos are so helpful! Lol please never stop making them. My life would be a wreck.
What I like - a lot - abt yr channel is the recap under 'show more'. Nobody else adds that extra benefit, so helpful. That got you my sub.
Hey Carly, love the tips you gave in this video, especially the "Do I 80 dollars love this top?" That bit was hilarious! All your tips are easy and very practical too, so thumbs up and thanks for sharing. Your house is beautiful btw :)
Love the "add to cart" trick! I do the same and after a few days, I totally question my actual need to buy. Awesome tips Carly!
You are amazing in every way!! Personality, style, humor and awesome ideas!! You're my fave!
+Lauren Walsh thank you so much!!!
I love how lux you look but how cool and real u are!! Your literally my spirit animal! xxx
WHERE DID YOU GET YOUR TOP?
I NEED TO KNOW PLEASE CARLY
+Ssandora P. it's by the brand blessed are the meek :)
Thank you for proving the point that you can be a saver without looking poor. Great video and really helpful. Thank you.
Obsessed with your apartment 😍😍😍
Carly, you look so good in white / ivory! This blouse works really well with your skin tone.
Ebates also works with 'smaller' web-based stores like ThinkGeek and HerUniverse and ModCloth. I've made money back that way.
Omg! I do the same exact thing when I'm shopping online! That's so funny. I put everything in my cart that I like, then come back to it the next day. I've learned to" put some time between the purchase," as I call it. Often times, I will realize I don't love it as much as I thought I did the day before. Great tips, Carly! I'm new to your channel and loving it. :)
Clearly the absolute best beauty/lifestyle channel on YT such a well rounded lady!
saving money is one of my goals this year
I'm the worst with money! I just feel like I'm constantly looking for things to spend it on! thanks for this vid! x
These are some great tips! I now need to re-organize my closet!
Hey CarIy I'm a new subscriber from Germany and I watched so many of your videos in the last few days and I just wanted to thank you for all your inspiring and helpful advices. Lots of love
Idk I watched what 4 vids of yours and I already love you 🙈🙈😍😂 you're amazinggg.
First "money saving" video! That really motivated me! Thanks(:
Automatic withdraw and packing my lunch for a year let me put a HUGE down payment on my first home! Great tips that really do help! -Kristen
Thank you so so much for this, Carly! This video was amazing.
Saving for a condo is easily the best motivation for me! 😁🌸
Being a Chicago girl newly relocted to NYC, I love this and the fact that you said "gym shoe"! 😄
I love watching your videos!! Always so informative & helpful!! 😊😘
Ok first off... that is my JAAAAAM, I literally started milly rockin'.
Also, great tippy tips! some of these I practice already *dab*
You need a new background tune....that one is so outdated.
This is so helpful. I definitely will use these tips. Love you carly!
Ps Do I 350 dollars like that dress?! Haha Hilarious and so good!
Your videos are so amazing! I just found you today and am already hooked. Love your theme/feed too
I loved this! It's so funny because I do most of these tips
First time watching your vids.. Initially I didn't think I would subscribe, but your genuine personality reeled me in☆ Great tips, thank you!
I do the same thing with adding to my cart then not buying anything!! It like feeds the addiction, but doesn't hurt your wallet
Love your style!!!!!!!! Your house is amazing!!!!!!💖👑
Hey Carly!
I loved your video. I'm save my money because I want to go in a trip and this tips really help!
Nice video, Carly! Your tips are soooo helpful.
This year most of the clothes I bought were around 60-70% off definitely saved money there. We're I'm spending too much money is eating out. I'm thinking about meal prepping but the problem is their is nowhere to warm my food up at school so it's either eating out or eating cold food since I live to far to drive home.
Buy only what you need.. So true , I buy the silliest things !
Telling people your goals is only beneficial when you can trust that those people will keep you accountable. Otherwise you get a false sense of satisfaction when they praise you for your goal even though you haven't done anything yet.
Carly, love your style and sense of humor so so much!!
I absolutely loved the idea to ask, "I love this, but do I love $220 love this?" Wow!
OMG THIS WAS SO SO HELPFUL AND IT GOT ME MORE MOTIVATED TO SAVE THANK YOU CARLY XX
I also will buy something at the store when I'm in shop therapy mode and just not wear it and then return it later. You get all of the good feelz of shopping without permanently losing money!
It was so nice to hear someone else who thinks like me! Do I $80 love this shirt? Filling an online cart only to walk away with nothing. 😂 I so frequently wander the mall knowing I need nothing but feeling the itch, and I leave having only purchased a drink.
I've been doing a lot of these things for a while and I thought I was crazy for thinking this way lol! Glad to know I'm not alone 😊
I'm really beginning to adore your videos.
+Claire Germain Nail this makes my day :)
Ahhhh! Thanks for the tip about Crossroads! I had never heard of them and Plato's Closet won't take J. Crew items. 😁
I have another tip....leave your monies at home...
yess great tip )
+miniimufin thats what i have to do haha
guess that wallet gets lost often
Great video, Carly! Happy Friday :)
Where is your shirt from in this video? Love you kinda throwing shade at your mom, flashback to all the Chicago vlogs! Thanks for this video, it was really helpful!
I think I overspent these few weeks.. Opps! Thx for making this video and reminding us! Love you Carly
Love the video! I'm a new subscriber of urs! Btw love ur last name ❤️ lol
thank you for writing everything in the description box!!
I love your top! Would you able to put the details/links in your description box?
This is so helpful, Carly!! I need to save money because I spend so much in buying clothes. I wish I'm not the only one. 😂😂😂
Her advice: just stop going on pointless shopping sprees.