Forgot to write 😅 Well, I can't say how much we spend as a couple because I have 2 kids, but including everything like car, food, their Soccer, Muay Thai and a bunch of other things, monthly in Warsaw we spend about 4k - 5k euro🤔
@@mari_schultz I'm originally from Argentina, living in Portland Oregon for twenty year. A lot more. We have a house, my son's just moved to their own place. One in Portland he pay $1100 for a little studio. The other in Chicago $1500 for a one bedroom apartment.
Another great video. Terrific adding your husband to the mix. Keep up the excellent work. We are looking at the NLV and just waiting to get some better answers on the tax issue. We live vicariously through your videos. We loved Valencia when we were there a few months ago. Your optimism and information are truly helpful for anyone considering a move to that wonderful city.
Every time I see your comment it boosts my motivation! Thank you Mark!! 😊 If you have any questions around NLV you can always jump on a consultation with Marina from Bureaucracy.es. They provide free consultations and you can use my link in the description
Hey guys 🖐! That was an amazing video! I’ve been curious about the cost of living in #valencia . Even though it seems a bit more expensive than Poland (for now😉), it still looks like a really affordable place with a better quality of life. You both got me even more excited about the idea of moving there! Thanks so much for putting in the effort to gather all that info and share it with us! ❤
haha thank you Kamil! Yes definitely better quality of life comparing to Poland. It has a different vibe. Healthier, sunnier, more vibrant. (but I still love Poland with all my heart! :))
Hi Mari. We will be moving to Valencia from Raleigh NC. I think you mentioned that’s where you had lived in the US. People refer often to the Valencian heat but as far as I can tell it’s similar to NC. Can you confirm this or corrrct me if I’m wrong. And while you’re at it, how about the mosquito situation. We can’t sit outside in NC in the summer. Is it bad in Valencia ? Love your channel and thank you for taking the time to read and answer.
Hi Patrick! Yes, we moved from Raleigh. I found the heat in NC more difficult to bear with... every time I was going to take the garbage out I was returning back all sweaty. It was way too humid. Here it's less. There is often some breeze or wind blowing. Yes, it gets hot during July and August. Just look for apartments with AC and you'll be fine. And regarding the mosquito situation - there are no bugs here like in Raleigh hehe... I had only a few mosquitos biting me this summer. Mostly it happened when I went to the Botanical Garden. But on the streets or in the apartment - no. What irritates me here are the flies in Park Turia... I don't know why there are soo many of them there. But that's it. Saludos!
Thank you sharing all the information! We already visited Valencia a couple of times and we love it! Planing to retire there soon. In which areas you live?
@@mari_schultz Yes it was! My last visit to Valencia I went with a list of possible neighborhoods and the only one I removed was Ruzafa. I liked all close to the Turia Park.
@@mari_schultzPenya Roja, Campanar, Malilla because they have a new construction and the places looks like a new American places with open concept. Classic apartment in downtown Valencia are compact, and I see photos in Idealista where the second bedroom has space for a tiny twin bed against the wall and no space for closet or a desk.
@@JuanKis Penya Roja is my favorite! I also like more modern apartments. Thankfully our kitchen is open-plan, I don’t really like when kitchens are separated from the living rooms
There is weekly/monthly meal delievery but I can’t find anything purely Keto in Valencia. They say low-carb meals but everywhere they add rice and pasta…
Thanks for the video! Can’t wait to move to Spain next year. Here in the east bay of California, we pay about $8k/month (USD), half of that just for rent. But as you said, we pay more to get high quality produce and foods.
Why do you pay a private medical insurance? Can't you access the social security system that's free? Once you have residence and pay social security either as a freelancer or deducted from your salary you should receive free medical treatment. I understand many people (like me) choose to pay for private medical insurance as an extra, to avoid waiting lists, etc, but it's a luxury item for most people.
@@alastairjohnson4038 what did you give an idea that we were? I mentioned in the video that our expenses are currently $0 for healthcare. Once my husband registers as a self-employed he’ll be contributing to SS and we’ll be covered with public healthcare
For the Digital nomad or non lucrative visa private insurance is a requirement. The policy has to conform with the requirements of the visa. Private insurance would be less expensive than paying into SS especially if you do not plan on staying. You wont get the pension and unemployment benefits like a long term resident.
@@PerfectSpainValencia we got DNV without private insurance :)) while applying for DNV you are obliged to contribute to SS being a freelancer. Remote workers have it different with SS from their countries. Non lucrative - yes private insurance
@@alastairjohnson4038 once he registers as an autonomo/self-employed (we are still in the process of our paperwork) he'll start contributing to SS here in Spain and that is 80 euros monthly. That will cover family members as well
Thanks, great video. I appreciated the information on the cost of things like a gym membership and haircuts, etc. I live in the SE of the United States and even in this more affordable area of the US, costs are way higher!
This is very helpful, thank you ! Also not a monthly expense per se, but I was also wondering how much taxes we have to budget for in order to manage our monthly budget too …
we are self-employed and we use website called autonomo calculator - it helps a lot to understand how much taxes you'll pay. But I can give you an example of taxes if earning an average Spanish salary and filling taxes jointly as a married couple. Average salary (2023) is 30.237€ (2.520€ monthly with 12payments) gross. After taxes it will be around 23.310,87€ - monthly 1942,57€ Hope this helps!
Hlo I want to talk about Valencia and spian can you drop your contact recently I apply in Spain Valencia now I'm confuse in forether process plz can you suggest me
In terms of leisure, you forgot about the wonderful beaches, and in winter there are ski slopes, just over an hour by car in Teruel (Sierra de Gudar), and if you want to make your rent money profitable, you have a lot of towns around Valencia, which also have all the services and many with metro stops, for what you pay in Valencia you can have a three-bedroom, two-bathroom apartment, the problem is the rent, yes, that is why 70% of Spaniards live in apartments or houses that we own, so with an average salary you can live very comfortably. Regards.
Im not from Valencia, but in everywhere there are places for people with disability to park their car. Buses and trains are mostly adapted, also the streets if you are using a wheelchair. When you order a taxi, you can order for an accessible one from the app or phone.
it is driveable and there is no such traffic like in Madrid (smaller city so obvious) Parking availability - depends... In the city center very difficult. When we meet with our friend who lives in the suburbs he has to park a car like 20 minutes away. I would recommend finding an apartment complex with a parking lot included in the rent price - then it's ok. Parking next to the building on the street is a lottery - sometimes you have a spot and sometimes you don't. Regarding the streets, building entrances, public places - I find Valencia (and Spain in generally) taking care of disable people and adapting everything for them as well
If you work for a Spanish company, with Spanish salary, chances are that the ratio salary €/ expenses € is dangerously close to 1 (meaning: you won’t save much money). I’ve lived in UK, Germany and Denmark and, in spite of having to pay a lot in renting, groceries or leisure time, I could save almost half my salary (but I hardly ever felt like going out😂). So, I’ll stay in Spain for the time being, poor but happy and with nice weather.😅
I agree with you @davidrm110 @nelliliverova2047 probably enough to say that Spanish average salary is 20.9% lower than the EU's average... Although the average salary in Spain is in the middle tier when compared to the average salary across the 27 European countries, (15 countries earn less and 11 more) you’ve to remember that Spain’s cost of living is also considerably lower. Considering the average cost of living in Spain, a good monthly net salary for a comfortable life in Spain is €2,700 for a single person or €4,000 for someone supporting their family. But here comes another factor-finding a good, stable job in Spain in the first place. The competition is higher, and there are fewer job opportunities than in other EU countries, and that's why the applicants have higher requirements as well. The key is earning elsewhere and living in Spain hehe :))
good question! so covering just basic needs (without personal expenses) was taking us $2875 and here as you saw $2170 (25% less). But where you actually start feeling the difference is personal expenses. If you want to live comfortably in the US you have to aim for high income because money just flies whereas here even two people having average salaries can afford more in terms of having a richer, healthier and more vibrant life (I am not talking now only about material goods) Look at most of American cities: 100K annual salary is not enough anymore to sustain a family...
Any suggestions on how to get remote work? Never done it but am looking to start my journey to moving to Spain and would need remote work. @mari_schultz
yes and we do when we genuinely find the service good, in the US it's kind of obligatory and most of the times I really didn't want to leave tips as I didn't like the food or the waiters. Still the tipping culture is different.
And how much do you spend as a couple in your home country? 🧐
Forgot to write 😅 Well, I can't say how much we spend as a couple because I have 2 kids, but including everything like car, food, their Soccer, Muay Thai and a bunch of other things, monthly in Warsaw we spend about 4k - 5k euro🤔
@@mari_schultz I'm originally from Argentina, living in Portland Oregon for twenty year. A lot more. We have a house, my son's just moved to their own place. One in Portland he pay $1100 for a little studio. The other in Chicago $1500 for a one bedroom apartment.
@@Kamil-Migas uff I feel like it’s a loot for living in Warsaw 🤯
@@JuanKis thank you for sharing that!
Another great video. Terrific adding your husband to the mix. Keep up the excellent work. We are looking at the NLV and just waiting to get some better answers on the tax issue. We live vicariously through your videos. We loved Valencia when we were there a few months ago. Your optimism and information are truly helpful for anyone considering a move to that wonderful city.
Every time I see your comment it boosts my motivation! Thank you Mark!! 😊
If you have any questions around NLV you can always jump on a consultation with Marina from Bureaucracy.es. They provide free consultations and you can use my link in the description
Hey guys 🖐! That was an amazing video! I’ve been curious about the cost of living in #valencia . Even though it seems a bit more expensive than Poland (for now😉), it still looks like a really affordable place with a better quality of life. You both got me even more excited about the idea of moving there!
Thanks so much for putting in the effort to gather all that info and share it with us! ❤
haha thank you Kamil! Yes definitely better quality of life comparing to Poland. It has a different vibe. Healthier, sunnier, more vibrant. (but I still love Poland with all my heart! :))
Thank you for the valuable and useful information.
Hi Mari. We will be moving to Valencia from Raleigh NC. I think you mentioned that’s where you had lived in the US. People refer often to the Valencian heat but as far as I can tell it’s similar to NC. Can you confirm this or corrrct me if I’m wrong. And while you’re at it, how about the mosquito situation. We can’t sit outside in NC in the summer. Is it bad in Valencia ? Love your channel and thank you for taking the time to read and answer.
Hi Patrick! Yes, we moved from Raleigh. I found the heat in NC more difficult to bear with... every time I was going to take the garbage out I was returning back all sweaty. It was way too humid. Here it's less. There is often some breeze or wind blowing. Yes, it gets hot during July and August. Just look for apartments with AC and you'll be fine. And regarding the mosquito situation - there are no bugs here like in Raleigh hehe... I had only a few mosquitos biting me this summer. Mostly it happened when I went to the Botanical Garden. But on the streets or in the apartment - no. What irritates me here are the flies in Park Turia... I don't know why there are soo many of them there. But that's it. Saludos!
@@mari_schultz you’re the best ! That’s the info I was hoping for. Thank you so much !
Very interesting. I’ve been to Barcelona and the prices there are higher. Just added Valencia on my to-go list😍
Oh yes you should! ☺️
Thank you sharing all the information! We already visited Valencia a couple of times and we love it! Planing to retire there soon.
In which areas you live?
Glad it was helpful! :)
In Patraix
@@mari_schultz Yes it was! My last visit to Valencia I went with a list of possible neighborhoods and the only one I removed was Ruzafa. I liked all close to the Turia Park.
@@JuanKis and which ones did you like the most?
@@mari_schultzPenya Roja, Campanar, Malilla because they have a new construction and the places looks like a new American places with open concept. Classic apartment in downtown Valencia are compact, and I see photos in Idealista where the second bedroom has space for a tiny twin bed against the wall and no space for closet or a desk.
@@JuanKis Penya Roja is my favorite! I also like more modern apartments. Thankfully our kitchen is open-plan, I don’t really like when kitchens are separated from the living rooms
thank you so much for mentioning the natural fibers in clothes!!! I hate cheap polyester clothes!
I know I hate it too!
Is there like a meal plan that you can subscribe to like Keto meals so you don't have to cook and just have them delivered to you daily?
There is weekly/monthly meal delievery but I can’t find anything purely Keto in Valencia. They say low-carb meals but everywhere they add rice and pasta…
Thanks for the video! Can’t wait to move to Spain next year.
Here in the east bay of California, we pay about $8k/month (USD), half of that just for rent. But as you said, we pay more to get high quality produce and foods.
yay! that's amazing! 🙂
uff $8k that's a lot for expenses I hear you...
Why do you pay a private medical insurance? Can't you access the social security system that's free? Once you have residence and pay social security either as a freelancer or deducted from your salary you should receive free medical treatment. I understand many people (like me) choose to pay for private medical insurance as an extra, to avoid waiting lists, etc, but it's a luxury item for most people.
@@alastairjohnson4038 what did you give an idea that we were? I mentioned in the video that our expenses are currently $0 for healthcare. Once my husband registers as a self-employed he’ll be contributing to SS and we’ll be covered with public healthcare
@@mari_schultz At one point your husband said you pay 68 dollars a month for health care for both of you
For the Digital nomad or non lucrative visa private insurance is a requirement. The policy has to conform with the requirements of the visa. Private insurance would be less expensive than paying into SS especially if you do not plan on staying. You wont get the pension and unemployment benefits like a long term resident.
@@PerfectSpainValencia we got DNV without private insurance :)) while applying for DNV you are obliged to contribute to SS being a freelancer. Remote workers have it different with SS from their countries. Non lucrative - yes private insurance
@@alastairjohnson4038 once he registers as an autonomo/self-employed (we are still in the process of our paperwork) he'll start contributing to SS here in Spain and that is 80 euros monthly. That will cover family members as well
Thanks, great video. I appreciated the information on the cost of things like a gym membership and haircuts, etc. I live in the SE of the United States and even in this more affordable area of the US, costs are way higher!
Thanks for sharing! 🙂
Hi, nice video, good info. You forgot to mention where outside Valencia you guys are staying.
It seems that it has everything.
thanks! we don't live outside, we were able to find apartment in Patraix
Thanks! What are the grand totals per month on average?
for us (as a couple, no kids) including our personal expenses - $3000
This is very helpful, thank you ! Also not a monthly expense per se, but I was also wondering how much taxes we have to budget for in order to manage our monthly budget too …
we are self-employed and we use website called autonomo calculator - it helps a lot to understand how much taxes you'll pay. But I can give you an example of taxes if earning an average Spanish salary and filling taxes jointly as a married couple. Average salary (2023) is 30.237€ (2.520€ monthly with 12payments) gross. After taxes it will be around 23.310,87€ - monthly 1942,57€
Hope this helps!
Hlo I want to talk about Valencia and spian can you drop your contact recently I apply in Spain Valencia now I'm confuse in forether process plz can you suggest me
In terms of leisure, you forgot about the wonderful beaches, and in winter there are ski slopes, just over an hour by car in Teruel (Sierra de Gudar), and if you want to make your rent money profitable, you have a lot of towns around Valencia, which also have all the services and many with metro stops, for what you pay in Valencia you can have a three-bedroom, two-bathroom apartment, the problem is the rent, yes, that is why 70% of Spaniards live in apartments or houses that we own, so with an average salary you can live very comfortably. Regards.
😍😍😍😍🥰🥰🥰🥰🥰❤️❤️❤️❤️🙏🙏🙏🙏🙏🌹🌹🌹🌹🇨🇦🇨🇦🇨🇦🇨🇦🇨🇦
Thank you for mentitioning that! Yes, agreed with you. Saludos form Valencia!
Hello from poland....do you have a lot migrants from Africa in valencia???
I can’t say a lot… but there are, yes
Valencia has a lot of foreigners from different nationalities
Mari, as EU citizen, do you not have EHIC card for health insurance?
hehe I am not a EU citizen :)) but that's fine, once my husband registeres as a self-employed I'll also have access to public healthcare
@@mari_schultzbut you're polish, aren't ya?
@@manuelfg2902no, she is from the Ukrain
Is Valencia a drive-able place, without too much traffic and parking availability? For someone with a disability?
Im not from Valencia, but in everywhere there are places for people with disability to park their car. Buses and trains are mostly adapted, also the streets if you are using a wheelchair. When you order a taxi, you can order for an accessible one from the app or phone.
it is driveable and there is no such traffic like in Madrid (smaller city so obvious) Parking availability - depends... In the city center very difficult. When we meet with our friend who lives in the suburbs he has to park a car like 20 minutes away. I would recommend finding an apartment complex with a parking lot included in the rent price - then it's ok. Parking next to the building on the street is a lottery - sometimes you have a spot and sometimes you don't.
Regarding the streets, building entrances, public places - I find Valencia (and Spain in generally) taking care of disable people and adapting everything for them as well
@@mari_schultz That's good to know, thank you!
If I was working in Spain, would the cost of living still be relatively low compared to other European countries?
If you work for a Spanish company, with Spanish salary, chances are that the ratio salary €/ expenses € is dangerously close to 1 (meaning: you won’t save much money). I’ve lived in UK, Germany and Denmark and, in spite of having to pay a lot in renting, groceries or leisure time, I could save almost half my salary (but I hardly ever felt like going out😂). So, I’ll stay in Spain for the time being, poor but happy and with nice weather.😅
I agree with you @davidrm110
@nelliliverova2047 probably enough to say that Spanish average salary is 20.9% lower than the EU's average...
Although the average salary in Spain is in the middle tier when compared to the average salary across the 27 European countries, (15 countries earn less and 11 more) you’ve to remember that Spain’s cost of living is also considerably lower. Considering the average cost of living in Spain, a good monthly net salary for a comfortable life in Spain is €2,700 for a single person or €4,000 for someone supporting their family.
But here comes another factor-finding a good, stable job in Spain in the first place. The competition is higher, and there are fewer job opportunities than in other EU countries, and that's why the applicants have higher requirements as well.
The key is earning elsewhere and living in Spain hehe :))
@@mari_schultz 2700 € required where the average salary is 1700 €.. wow...
@it’s not required, it’s our expenses as a couple
So, how much less have you spent compare to the USA?
good question! so covering just basic needs (without personal expenses) was taking us $2875 and here as you saw $2170 (25% less). But where you actually start feeling the difference is personal expenses. If you want to live comfortably in the US you have to aim for high income because money just flies whereas here even two people having average salaries can afford more in terms of having a richer, healthier and more vibrant life (I am not talking now only about material goods) Look at most of American cities: 100K annual salary is not enough anymore to sustain a family...
What area of Valencia do you live in?
Patraix
Good video, how do you guys make your income?
remote jobs/freelance
Any suggestions on how to get remote work? Never done it but am looking to start my journey to moving to Spain and would need remote work. @mari_schultz
leyes de la vivienda make rent difficult
In Spain you can/must pay for a tip if you are satisfied with the service (extra-miles)
yes and we do when we genuinely find the service good, in the US it's kind of obligatory and most of the times I really didn't want to leave tips as I didn't like the food or the waiters. Still the tipping culture is different.
Huh? My wife is from Spain and we never tip for anything there. Never ever. It’s just not a thing.
You must? What are you talking about.
Mari. Were are you from?. Greetings.
I am Ukranian, greetings!
@@mari_schultzprittiest girls
........love ukranian girls