I regularly ponder how top level investors are able to be millionaires off investing. I've got a critical amount of capital that needs to be started, but I don't even know what methodologies or paths will help me make decent profits.
True, A lot of folks downplay the role of professionals until being burnt by their own emotions. I remember a couple of summers back after my lengthy financial setback, I needed a good boost to help my business stay afloat hence I researched for licensed financial advisors and came across someone of due diligence who helped a lot to grow my reserve notwithstanding inflation to 165%
I have Karen Marie Gendron as my financial adviser. She has a solid reputation when it comes to diversifying portfolios and making. Them less vulnerable to market downturns. She may be a name you are already familiar with from Newsweek.
You ROCK!!! Got laid off from my IT job during COVID with cancer... Beat the cancer! Made my side gig my full time gig, (still hamster wheelish) but I've been free for the last 4.5 years. This video was even further inspiration to rock it out even more!!! THANK YOU!!
there's a book called whispers of manifestation on borlest , and it talks about how using some secret tehniques you can attract almost everything in life it's not some bullshit law of attraction, it's the real deal
I restless worked hard for 2 years at a top pharmaceutical company and my hard work and dedication during understaffed and through so many changes. It did not matter they quickly layoff my hardworking self!! So I’m currently unemployed and looking for a right direction to take now. I’m so blessed I came across this video. Much appreciation to you.
Emotional response to a video….having a 100k job is well above the average mean which is 45k a year. People will give their right arm to make 100k a year
@Rozay171 Understand this, with a job, your livihiood always depends on the hands of someone else. Move to another job, the hands that feed you are now transferred to someone else. You will never learn to feed yourself with your own hands. You think working for someone for the rest of your life is the way we all should live? We should think higher than that....be greater than that. We should not be a work slave for life.
My last job was paying more than 2x the one that you say you left. I didn’t quit, but I knew layoffs were coming and chose to just let it happen with no backup plan. It’s been 9 months of “fun employment” and life has been good. I’m fortunate enough to have saved well enough while gainfully employed, that I don’t even need to come close to 4% to cover my costs. I’ve also been doing fun things, like playing music in bars, breweries, small venues, etc… for small amounts of money (“spending money”). I’m not sure my financial path ever leads me back to a 9 - 5.
My husband and I quit our jobs at 24yo travelled around the country with our camper for 4 months loving that lifestyle. We decided to start a business, so we could retire early and keep travelling the same way. By age 35 we could have sold the business and retired. The thing is, that's all we would have ever had. We had changed, prefering resort holidays 4x a year, and our beautiful home vs living in a van. Plus the business was well set up, easy to run, and we enjoyed it. So we decided not to retire. Just sayin' you might get there and change your mind.
I have always felt like having a job “got in the way” of me doing what I wanted to be doing with my time. I like the money coming in, but didn’t like having to be at work for it. The pandemic opened my eyes on that and that is when it really sank in. Everything was shut down and employees were sent home (we were paid for a year) to work from home and that was beautiful - do nothing and get paid !!! It gave me a taste of what retirement would be like and I was ecstatic. My job/responsibilities was not something I could do from home so it was heaven. And that is what started it all for me. Now, as you stated, I don’t like going into work and have the feeling of boredom fighting for that 3% increase.
Love this video Rose! I’m now in that spot of living off savings, quit my job a few months ago and the freedom is incredible. It’s given my wife and I the time and space to create a really incredible business plan for a business we are going to run together. Anyways, love your content and story!
I credit Rose with helping me to finally understand investing. It took years for me to wrap my head around it. But I opened my first IRA with Fidelity about 3 or 4 years ago. I'm at the point of comfort that I'm trying to teach my friends and parents about investing.
Keep it up. Max-out everything every year no matter what, eschew lifestyle creep, do NOT get divorced, drive the wheels off your vehicle, and you will be financially free forever within 14 years like me. 😊
Right after I told my lovely wife that I quit my 40k job, she divorced me 😂 , thanks to you now I got plenty of time and freedom to do anything that I like .. btw I sleep under the bridge now love it
Ms. Han thank your for information. When i started in the work force. I did not have youtube. I retired in the 50s. Life is short. You are very smart good luck on your youtube channel.
I’m going to disagree with the message in this video. The less you make and save today, the more you will have to make and save in the future. In other words, you are forgoing an earlier retirement in life in exchange for having more “free” time in your earlier years. If that’s what you want, so be it. But the video doesn’t address retirement. I’m glad i put my time into a 9 to 5 job for my life. I turn 55 next year and will be retiring next year and will never have to worry about money ever again. That would not have happened if i had quit my job and did something i liked more but paid less.
I love how you speak, it's so direct, to-the-point, easy to understand, but oh so powerful! I feel like I have a big sister who's giving me a motivational talk!
I was a paycheck-to-paycheck person, even on a $200k salary. But once I made the right choices and shifted to investing, my wealth started growing exponentially. Now, I get the same thrill from seeing my money grow as I once did from buying stuff I didn't need. And the best part? I've built a successful 7-figure portfolio that generates passive income and continues to grow steadily. It's a great feeling knowing I've taken control of my finances and secured my financial future.
Thanks for this video! It's encouraging and inspiring! I think having nothing to do for long time will feel quite empty for life. If we can have something that want to do, try, explore, or just a small plan on what to learn during the unemployed period, taking the leap would be more fun💜
Used to think investors lose out amid inflation, meanwhile some make profits. I also thought folks went out of business during the great depression, but some went into business. Bottom line, there's always recession for some folks, while others amass wealth gains.
Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, amid covid-outbreak, I needed a good boost to grow my savings, hence researched for advisors and thankfully, I came across someone of utmost qualifications. Helped a lot in growing my reserve notwithstanding inflation, from $350k to approx. $1m as of today.
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .
The issue is most people have the “I will do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 350%, since covid-outbreak to date, summing up nearly $1m.
I just went through this phase, but a little different , I paid out my 90K Ivy League student loan , my field pays not very great and never promotes but I took a job to just recultivate my finance . And then when they do their hire and fire (treat people like shxt) I used that time to learnt how investment and diversified and created my first. 6 figure (CAD) investment and working on (very slowly!!!!) growing my online coaching biz … but I still need to grow !!!!
Nice video coverage the market trends hint at lower prices, but this could also open doors for smart investments. Despite a possible short-term slump, remember the market's long-term potential. Downturns can be entry points for portfolio expansion. Success lies in informed decisions and strategic planning. Thanks to Shea Ardolf’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
I met her at a conference in 2018 and we have been working together ever since. She consistently tracks and reviews investment performance, which helps in fine-tuning strategies and making informed adjustments as needed.
Working with her has been a game-changer for my financial well-being. Her ability to simplify complex financial concepts and provide tailored solutions is commendable. Shea ’s passion for her work shines through, making the financial planning process not only effective but also enjoyable.
Personally i Think the pandemic has taught people the importance of multiple streams of income, unfortunately having a job doesn't mean security rather having different investments is the real deal.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Julianne Iwersen-Niemann is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
This video gave me that mind transformational way of thinking push about life and money. Love all your content and working myself toward this life path. Attended your live session The Freedom Formula yesterday and you gave great insight. Thank you for sharing all your experience, investment knowledge and everything in between.
It can be a daunting endeavor. I measure my progress monthly and I focus more on dividend stocks. I measure based on dividend income. I've heard many people say "cash flow is king". First it was 100$/month , then when I made a bit more at work I invested more. Seeing the difference comparing year 1 with year 2 was a great motivator. I do have a fairly balanced portfolio but we all start somewhere.
"Never have the time to put things in place..." That's what the machine wants for us because then we have to depend on the machine to "Take care of us" but that only happens once we sacrifice the best years of our lives to oiling, nurturing and caring for the machine.
As a long time viewer and lover of your content, I would love to see some fresh content that doesn’t have the theme of passive income, dividends and how to invest. I know you have a lot of good info and something higher level would be interesting.
Moving from a single income to a dversified income is way better than what some call job security. I find I actually function better and less bias to the company its self and tell my leadership what they need to hear rather than what they want to hear. My income has increased over time. Rental income, and other income sources. I have been working on my retirement the entire time. Now I'm hoping to start being more intensional with that nest egg, and look at transfering some of my realestate and other income to more passive sources. Cause as you found out being a landlord is not all sunshine either.
Sounds nice, but how did you go from no job and little savings to self sustaining through investment income? You need quite a large money base for that, especially if you want to replace a 100k job.
The younger you are, the more aggressive you can be in your investments because you’ll have the time to ride out the inevitable down years. But time and the power of compounding are your friend.
Wrong: Step one is to educate yourself. The subtitle of the video is “What Nobody Taught You.” No one that thinks the only way to make one million is to start with a million should be trusted with any money.
That's what a lot of these videos fail to emphasize. You can't survive off passive income unless you already have a larger nest egg. How do you get a large nest egg? Uh...you work a job.
Try this. See yourself as your own little business of one. The goal is to save and invest money for your future so that someday you won't have to work . To do that successfully will take time, like 30 years if you do it well. You will change jobs many times. 100k is a good start but if you are successful you'll be able to do much better than that. With that perspective the job you left was just a stepping stone and how they treated you, up to a point, doesn't really matter.
Love this Rose! Super important video & something that everyone needs to hear. Your Time/Life is always invaluable & the Rat Race is a real thing. Thanks so much for all of the knowledge you've shared!
How do you handle health insurance if you don’t have a job and just using passive income? Seems like at 50k a year you’re one ER visit away from being homeless.
Stay healthy get medicaid. Investment money is unearned income. Own nothing. If you have earned income you get screwed. A job. Use a job and pile into investing and business. LLC does wonders
IF you have a Million $, IF. Then in the U.S. you would need to make over 9% in dividends or $90k (6.5% after taxes, $65k) to get by on average in the U.S. Finding these stocks is not hard, but usually they are not safe investments. The Average Dividend % for a stock on the S&P 500 is about 1.2% which in the case above would provide $10.2K/Yr. which is not alot of $. IF you have less than $1 million, you will need a much higher % dividend which is very challenging.
my first post graduate job was working as a tax accountant at Deloitte. i learned early on increasing the ratio of passive income vis-a-vis earned income was the key to wealth building working on tax returns of wealthy executives.
the source of courage resides inside of you. Set yourself up the best you can. Set a time frame for your self and make sure you have a financial cushion on the back end of that time frame. Have some sort of plan for if things don't go according to plan. (Get another job. Take on a side hustle, etc) and the last bit is just jumping. The better prepared you are the less scary the jump will feel.
One question, if everyone quits their corporate jobs your passive income goes down to the sewage right? How your stocks will pay dividends if a stock is a peace of a company and companies won’t have any employees left? we are all living passively! It’s hard to advocate to all they should quit their jobs while your very “main stream” of passive income depends on people going to work.
She mentioned a wealth and mind book but I can’t find the video of it for the life of me. Anybody know the name of it? Chapter 3 had to do with fear I believe
yes I always have thought the most precious thing for me is my life, so that's why I don't want to sell my time to other people. I won't let chemicals control my life (think the SF street situation). Some people say there is a thief that stole your time so you become old, but to me, it always started as a gift, for me, so I would not complain that the gift is becoming shorter. It was a gift to begin with. Unless it is infinite, it has to become shorter at some speed.
52:10 Strong BUY. Still early innings. NVIDIA is the dominant leader in AI and the preferred technology partner globally. Even w new competition on the horizon, NVIDIA is far ahead of the competition. 85% market share. 76% margin. Unrivaled demand for new Blackwell chip. Demand far exceeds production for Blackwell through to 2025 and beyond. No competitor has anything close to Blackwell. And forward P/E is about 33 (cheap for a high growth stock). Buy this stock and wait. You will be rewarded
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...
Quitting may not be the best approach if you ask me personally . This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. A licensed adviser whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help...
who is her latin woman version ? someone like her from ABYAYALA ? cause i like her a lot but some things i would like to listen from a latin woman experience ... any recommendation ?
I hope you comprehend that people from countries like south Europe seeing your videos they would rather to lough than cry when you talk about money. Please give some advices for people like Greeks. Most of them don't get more than 10.000€ to 12.000€ per year. Of course there are exceptions but most of them get as much as you spend for peanuts per week. Nevertheless the country is always amazing no matter money etc. Still love your video's it's ok for Americans.
سبحان الله.. هذا الفيديو جاء في الوقت المناسب وكأنك تتحدثين معي .. هذا ما نمر به بالظبط ولكن بدون إستقالة 😂.. لقد صرف زوجي من عمله وسنضطر للعيش بدون راتبه ولكننا الحمد لله إستثمرنا أموالنا من وقت كبير و حان الآن لكي نعيش مستقلين ماديا .. شكرا لك ❤
It's great that you discovered passive income by dividends, but in order to live off of dividends exclusively most people would need around $750k minimum in assets, and that's the low end. That's not at all realistic for the majority. This is why rich families stay rich, because they live off the money their assets make. But if you weren't born into a rich family or inherited a large sum of money, the goal trying to live off dividends is pointless and you should focus instead focus on a 401k or Roth IRA so that you can retire comfortably.
You don't need to give up your job and invest. If you just have the enough money to invest in one real esate, and keep doing that all in. You can have a rental income without need to go to work.
Don’t listen to this BS. Having money working for you, you need money…a lot of money. You can’t quit a job with the empty hands and expect the magic investment to happen.
Correct. Her problem is she was “giving her all” at work. That’s an ego trap. You can go to work, do a decent job, and then save your energy for outside interests and income streams. If your job doesn’t give you enough time get a better job which may pay lower (again ego inhibits that).
😂 you'll definitely work until u die. This information is not bs. What u and many others fail to realize is that the money you're wasting on bs is the money u could be investing. The "lot of money," that u need has to be saved up and invested over time so that it grows into the amount u need to leave your job. That's how it works I've personally seen this. The problem is ppl rather waste their money on things that won't help them in the long run than on investments that's going to allow them to be free enough to live on their terms. Yes u do need a lot of money DUH that "lot of money," comes from smart financial choices the choice to invest over wasteful spending. Instead of buying bs invest consistently the money will generate more money with out u putting in work that's how u get money to work for u. I've seen an invest portfolio of 460k pay 4500 a month in dividends that's 54k a year outside of income from your job. I've seen a portfolio that makes 73k a year that will eventually grow into over 100k a year and u think this information is bs I feel bad for u it's truly sad. I'm willing to bet that u are saying this is bs without having tried anything that is said in this video I'm willing to bet u have nothing invested outside of your company's retirement account I'm willing to bet u have ZERO experience with anything she is saying. Smh sad how bout u educate yourself put this information into action before u judge. And FYI I have investments worth over 1M and real estate properties I could quit my job today if I wanted to but I have a 5 year plan to complete first so you are wrong this information is not BS.
I regularly ponder how top level investors are able to be millionaires off investing. I've got a critical amount of capital that needs to be started, but I don't even know what methodologies or paths will help me make decent profits.
The market has gone berserk. irrespective of experience level, everyone needs a sort of coach at some point to thrive forward.
True, A lot of folks downplay the role of professionals until being burnt by their own emotions. I remember a couple of summers back after my lengthy financial setback, I needed a good boost to help my business stay afloat hence I researched for licensed financial advisors and came across someone of due diligence who helped a lot to grow my reserve notwithstanding inflation to 165%
How can I reach this advisers of yours? because I'm seeking for a more effective investment approach on my savings?
I have Karen Marie Gendron as my financial adviser. She has a solid reputation when it comes to diversifying portfolios and making. Them less vulnerable to market downturns. She may be a name you are already familiar with from Newsweek.
I looked her up, and I have sent her an email. I hope she gets back to me soon. Thank you
You ROCK!!! Got laid off from my IT job during COVID with cancer... Beat the cancer! Made my side gig my full time gig, (still hamster wheelish) but I've been free for the last 4.5 years. This video was even further inspiration to rock it out even more!!! THANK YOU!!
proud of you
there's a book called whispers of manifestation on borlest , and it talks about how using some secret tehniques you can attract almost everything in life it's not some bullshit law of attraction, it's the real deal
I restless worked hard for 2 years at a top pharmaceutical company and my hard work and dedication during understaffed and through so many changes. It did not matter they quickly layoff my hardworking self!! So I’m currently unemployed and looking for a right direction to take now. I’m so blessed I came across this video. Much appreciation to you.
I'm planning to quit my 6 fig job by the end of this year; it's like seeing this video is a sign I'm moving in the right direction 🥳
Good for you. All the best for your journey.
Emotional response to a video….having a 100k job is well above the average mean which is 45k a year. People will give their right arm to make 100k a year
Congrats Nicole!
@@MattWelterOfficial thanks Matt! 🫶🏼
@Rozay171 Understand this, with a job, your livihiood always depends on the hands of someone else. Move to another job, the hands that feed you are now transferred to someone else. You will never learn to feed yourself with your own hands. You think working for someone for the rest of your life is the way we all should live? We should think higher than that....be greater than that. We should not be a work slave for life.
Great video! The realization that we sell our time for money is a sobering one.
My last job was paying more than 2x the one that you say you left. I didn’t quit, but I knew layoffs were coming and chose to just let it happen with no backup plan. It’s been 9 months of “fun employment” and life has been good. I’m fortunate enough to have saved well enough while gainfully employed, that I don’t even need to come close to 4% to cover my costs. I’ve also been doing fun things, like playing music in bars, breweries, small venues, etc… for small amounts of money (“spending money”). I’m not sure my financial path ever leads me back to a 9 - 5.
My husband and I quit our jobs at 24yo travelled around the country with our camper for 4 months loving that lifestyle. We decided to start a business, so we could retire early and keep travelling the same way. By age 35 we could have sold the business and retired. The thing is, that's all we would have ever had. We had changed, prefering resort holidays 4x a year, and our beautiful home vs living in a van.
Plus the business was well set up, easy to run, and we enjoyed it. So we decided not to retire. Just sayin' you might get there and change your mind.
I have always felt like having a job “got in the way” of me doing what I wanted to be doing with my time. I like the money coming in, but didn’t like having to be at work for it. The pandemic opened my eyes on that and that is when it really sank in. Everything was shut down and employees were sent home (we were paid for a year) to work from home and that was beautiful - do nothing and get paid !!! It gave me a taste of what retirement would be like and I was ecstatic. My job/responsibilities was not something I could do from home so it was heaven. And that is what started it all for me. Now, as you stated, I don’t like going into work and have the feeling of boredom fighting for that 3% increase.
Love this video Rose! I’m now in that spot of living off savings, quit my job a few months ago and the freedom is incredible. It’s given my wife and I the time and space to create a really incredible business plan for a business we are going to run together. Anyways, love your content and story!
Hi Rose, I started on your Free book, and I just want to say " Many Thank you" , because of you I know where I am going now. cheers
”YOU ARE BIGGER THAN YOUR JOB!” Thank you very much!
Hey Rose! Your authenticity is gold in itself! Thanks for sharing… the ups and downs!
I credit Rose with helping me to finally understand investing. It took years for me to wrap my head around it. But I opened my first IRA with Fidelity about 3 or 4 years ago. I'm at the point of comfort that I'm trying to teach my friends and parents about investing.
👏👏
Same!
The student becomes the teacher. 🙌
That’s awesome!! 👏🏼 so happy for you. This is definitely what I want but it’s the determination. I also watch Steve the grade school teacher.
Keep it up. Max-out everything every year no matter what, eschew lifestyle creep, do NOT get divorced, drive the wheels off your vehicle, and you will be financially free forever within 14 years like me. 😊
⁸@@HeyitsCharo
I'm 63 and I did not know about passive income until I was 50 years old. I am glad you are teaching this to younger people.
So if you don't work, where do you get money to invest?
Right after I told my lovely wife that I quit my 40k job, she divorced me 😂 , thanks to you now I got plenty of time and freedom to do anything that I like .. btw I sleep under the bridge now love it
Ms. Han thank your for information. When i started in the work force. I did not have youtube. I retired in the 50s. Life is short. You are very smart good luck on your youtube channel.
I’m going to disagree with the message in this video. The less you make and save today, the more you will have to make and save in the future. In other words, you are forgoing an earlier retirement in life in exchange for having more “free” time in your earlier years. If that’s what you want, so be it. But the video doesn’t address retirement. I’m glad i put my time into a 9 to 5 job for my life. I turn 55 next year and will be retiring next year and will never have to worry about money ever again. That would not have happened if i had quit my job and did something i liked more but paid less.
She started her Utube channel
So we pay to watch. Every one is looking for easy lufe.
I can say this with certainty: once you experience the light, you’ll never want to return to the darkness.
I love how you speak, it's so direct, to-the-point, easy to understand, but oh so powerful! I feel like I have a big sister who's giving me a motivational talk!
That's what I'm here for! 💸❤️
I was a paycheck-to-paycheck person, even on a $200k salary. But once I made the right choices and shifted to investing, my wealth started growing exponentially. Now, I get the same thrill from seeing my money grow as I once did from buying stuff I didn't need. And the best part? I've built a successful 7-figure portfolio that generates passive income and continues to grow steadily. It's a great feeling knowing I've taken control of my finances and secured my financial future.
that's inspiring! I am 43, struggling with debt and a plummeting portfolio. Can you share some tips? How did you turn it around?
Saaaame!!! I’m in worse financial shape than I was in my 20s! 😭😭😭
Dividends ??
Sounds like a bot?
Good for you!
Thanks for this video! It's encouraging and inspiring! I think having nothing to do for long time will feel quite empty for life. If we can have something that want to do, try, explore, or just a small plan on what to learn during the unemployed period, taking the leap would be more fun💜
Used to think investors lose out amid inflation, meanwhile some make profits. I also thought folks went out of business during the great depression, but some went into business. Bottom line, there's always recession for some folks, while others amass wealth gains.
Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, amid covid-outbreak, I needed a good boost to grow my savings, hence researched for advisors and thankfully, I came across someone of utmost qualifications. Helped a lot in growing my reserve notwithstanding inflation, from $350k to approx. $1m as of today.
"Loyalty" to companies is such a waste of time.
Thanks Rose. Hope you’re well. Fortunately I think I crossed over about 6-8 years ago. That’s why like to travel more now.
@Roseyoutube-channel why would I call you on some new weird number?
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .
The issue is most people have the “I will do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 350%, since covid-outbreak to date, summing up nearly $1m.
I just went through this phase, but a little different , I paid out my 90K Ivy League student loan , my field pays not very great and never promotes but I took a job to just recultivate my finance . And then when they do their hire and fire (treat people like shxt) I used that time to learnt how investment and diversified and created my first. 6 figure (CAD) investment and working on (very slowly!!!!) growing my online coaching biz … but I still need to grow !!!!
Nice video coverage the market trends hint at lower prices, but this could also open doors for smart investments. Despite a possible short-term slump, remember the market's long-term potential. Downturns can be entry points for portfolio expansion. Success lies in informed decisions and strategic planning. Thanks to Shea Ardolf’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
Shea Ardolf program is widely available online..
I met her at a conference in 2018 and we have been working together ever since. She consistently tracks and reviews investment performance, which helps in fine-tuning strategies and making informed adjustments as needed.
Working with her has been a game-changer for my financial well-being. Her ability to simplify complex financial concepts and provide tailored solutions is commendable. Shea ’s passion for her work shines through, making the financial planning process not only effective but also enjoyable.
Venturing into new investment avenues shows your proactive approach to financial growth amidst these uncertain times.
Personally i Think the pandemic has taught people the importance of multiple streams of income, unfortunately having a job doesn't mean security rather having different investments is the real deal.
You are inspirational. I am so glad to know that someone else on the planet share the same thoughts with me.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Julianne Iwersen-Niemann is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Thank you for this amazing tip. I just looked the name up and wrote her.
I’d wait uncertainty will create better opportunities we’re getting very close
Great summary on how you make your money work for you and is timeless! Thanks Rose
This video gave me that mind transformational way of thinking push about life and money. Love all your content and working myself toward this life path. Attended your live session The Freedom Formula yesterday and you gave great insight. Thank you for sharing all your experience, investment knowledge and everything in between.
It can be a daunting endeavor. I measure my progress monthly and I focus more on dividend stocks.
I measure based on dividend income. I've heard many people say "cash flow is king".
First it was 100$/month , then when I made a bit more at work I invested more.
Seeing the difference comparing year 1 with year 2 was a great motivator.
I do have a fairly balanced portfolio but we all start somewhere.
Where should i invest, please tell me. Im a new to all this but want to start somewhere.
"Never have the time to put things in place..." That's what the machine wants for us because then we have to depend on the machine to "Take care of us" but that only happens once we sacrifice the best years of our lives to oiling, nurturing and caring for the machine.
As a long time viewer and lover of your content, I would love to see some fresh content that doesn’t have the theme of passive income, dividends and how to invest. I know you have a lot of good info and something higher level would be interesting.
First video of yours I’ve seen and I definitely subscribed, solid points !
Rich people don't have to work. Yes mam. Eureka moment!!! I think you got it!!!!
Thanks Rose. Appreciate your positive energy and openness in discussing your experience and path. Keep up the great work.
Love this video, from start to finish.
Me too
thanks
@rose han What books do you recommend or top 10 books
Moving from a single income to a dversified income is way better than what some call job security. I find I actually function better and less bias to the company its self and tell my leadership what they need to hear rather than what they want to hear. My income has increased over time. Rental income, and other income sources. I have been working on my retirement the entire time. Now I'm hoping to start being more intensional with that nest egg, and look at transfering some of my realestate and other income to more passive sources. Cause as you found out being a landlord is not all sunshine either.
You should mentioned the name of company 😂😂😂 no is a joke. THANK YOU FOR SO VALUE INFORMATION MISS ROSE. I LIKE YOUR VIDEOS
Great content! Keep it up.
another homerun video of wise & insightful gems, Rose. i'm sharing this link with others. thank you! 💕
Great overview of building passive income. You gained a new subscriber.
I’m really appreciate you for your most important value information about financial freedom
Sounds nice, but how did you go from no job and little savings to self sustaining through investment income? You need quite a large money base for that, especially if you want to replace a 100k job.
I love my job!!! It’s awesome!!!
Hi Rose i want to start investing, how do i start?
My dad made me read “your money or your life” when I was a teen.
How do you do this on a $78000 year teacher salary? I save 30% of my net income, but $15000 saved a year isn’t getting me there.
The younger you are, the more aggressive you can be in your investments because you’ll have the time to ride out the inevitable down years. But time and the power of compounding are your friend.
Step one: get a million dollars
😤💪🏾 stay resilient and buy assets
Wrong: Step one is to educate yourself. The subtitle of the video is “What Nobody Taught You.” No one that thinks the only way to make one million is to start with a million should be trusted with any money.
That's what a lot of these videos fail to emphasize. You can't survive off passive income unless you already have a larger nest egg. How do you get a large nest egg? Uh...you work a job.
The stop the job and go surfing part is epic!-Vtown Paddy Patrick
Hi Rose! Thanks for the encouragement!!
Very insightful. Thank you, Rose.
Try this. See yourself as your own little business of one. The goal is to save and invest money for your future so that someday you won't have to work . To do that successfully will take time, like 30 years if you do it well. You will change jobs many times. 100k is a good start but if you are successful you'll be able to do much better than that. With that perspective the job you left was just a stepping stone and how they treated you, up to a point, doesn't really matter.
Love this Rose! Super important video & something that everyone needs to hear. Your Time/Life is always invaluable & the Rat Race is a real thing. Thanks so much for all of the knowledge you've shared!
How do you handle health insurance if you don’t have a job and just using passive income? Seems like at 50k a year you’re one ER visit away from being homeless.
Stay healthy get medicaid. Investment money is unearned income. Own nothing. If you have earned income you get screwed. A job. Use a job and pile into investing and business. LLC does wonders
Facts
I think Rose has investments in a HSA maybe?
Get ACA (Obama care).
I don’t make 6 figures how can I invest in anything in living paycheck to paycheck!
Soooo smart and insightful
Great job, Rose.
@Roseyoutube-channel What that means?
IF you have a Million $, IF. Then in the U.S. you would need to make over 9% in dividends or $90k (6.5% after taxes, $65k) to get by on average in the U.S. Finding these stocks is not hard, but usually they are not safe investments. The Average Dividend % for a stock on the S&P 500 is about 1.2% which in the case above would provide $10.2K/Yr. which is not alot of $. IF you have less than $1 million, you will need a much higher % dividend which is very challenging.
This is clearly my next chapter in this life right now for me
I’m in a similar spot, thanks I really needed to see this
Heads up Rose, the redirect link to your financial freedom starter kit fails after entering in the email address.
How would you invest $100k making dividends, for sure....
Thank you for your videos! ❤
my first post graduate job was working as a tax accountant at Deloitte. i learned early on increasing the ratio of passive income vis-a-vis earned income was the key to wealth building working on tax returns of wealthy executives.
What is vis-a-vis?
Great video
How do you find the courage to take the leap...after you've reached your cross over point? 😅
No guts no glory my friend 😂
the source of courage resides inside of you. Set yourself up the best you can. Set a time frame for your self and make sure you have a financial cushion on the back end of that time frame. Have some sort of plan for if things don't go according to plan. (Get another job. Take on a side hustle, etc) and the last bit is just jumping. The better prepared you are the less scary the jump will feel.
One question, if everyone quits their corporate jobs your passive income goes down to the sewage right? How your stocks will pay dividends if a stock is a peace of a company and companies won’t have any employees left? we are all living passively! It’s hard to advocate to all they should quit their jobs while your very “main stream” of passive income depends on people going to work.
Technically, if you were working 12hours per day, it's kinda like making $67,000 per year.
I think Rose's reasoning in this video is why we have a homeless problem in America.....LOL.
😂😂😂
Don't quit your job.
I’m trading my life for a few dollars just to give my kids a bigger house so they can each have their own room?! Insane!
I’m quitting this week too.
The right choice of an investment has always been a big problem for me I know picking a wrong investment will leave a big scar in the future
The financial starter kit link doesn't work when I sign up, anyone else?
We fixed the link, sorry about that!! Would you mind trying again? rosehan.com/starterkit
Great insight lady
It’s kinda crazy how nobody wants to get out of the rabbit hole and read the book Whispers of Manifestation on Borlest
Hi do you still follow the magic formula? Ive watched your videos a couple years back and am curious on how they have fared :)
She mentioned a wealth and mind book but I can’t find the video of it for the life of me. Anybody know the name of it? Chapter 3 had to do with fear I believe
yes I always have thought the most precious thing for me is my life, so that's why I don't want to sell my time to other people. I won't let chemicals control my life (think the SF street situation). Some people say there is a thief that stole your time so you become old, but to me, it always started as a gift, for me, so I would not complain that the gift is becoming shorter. It was a gift to begin with. Unless it is infinite, it has to become shorter at some speed.
Is $100k on Wall Street considered good? Is that an entry level salary or more tenured?
52:10 Strong BUY. Still early innings. NVIDIA is the dominant leader in AI and the preferred technology partner globally. Even w new competition on the horizon, NVIDIA is far ahead of the competition. 85% market share. 76% margin. Unrivaled demand for new Blackwell chip. Demand far exceeds production for Blackwell through to 2025 and beyond. No competitor has anything close to Blackwell. And forward P/E is about 33 (cheap for a high growth stock). Buy this stock and wait. You will be rewarded
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...
Quitting may not be the best approach if you ask me personally . This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. A licensed adviser whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help...
Oh please I’d love that. Thanks!
*CATHERINE DIANE PELICAN*
LOOK HER UP ONLINE
I truly wish I understood this more. I can retire today
A 5% raise is great
Yeah someone told me long ago “smart people have other people pay their bills”
who is her latin woman version ? someone like her from ABYAYALA ? cause i like her a lot but some things i would like to listen from a latin woman experience ... any recommendation ?
it's kinda crazy how nobody is talking about the book whispers of manifestation on borlest
I hope you comprehend that people from countries like south Europe seeing your videos they would rather to lough than cry when you talk about money. Please give some advices for people like Greeks. Most of them don't get more than 10.000€ to 12.000€ per year. Of course there are exceptions but most of them get as much as you spend for peanuts per week. Nevertheless the country is always amazing no matter money etc. Still love your video's it's ok for Americans.
Not the same cost of living, neither cost of education she as lots of debts to have this position…Everywhere you can make investment.
سبحان الله.. هذا الفيديو جاء في الوقت المناسب وكأنك تتحدثين معي .. هذا ما نمر به بالظبط ولكن بدون إستقالة 😂.. لقد صرف زوجي من عمله وسنضطر للعيش بدون راتبه ولكننا الحمد لله إستثمرنا أموالنا من وقت كبير و حان الآن لكي نعيش مستقلين ماديا .. شكرا لك ❤
Don't you have to work a job in order to get the capital to invest?
I’m 40 and learning about this only now! I’m basically screwed…
no you're not, you just have to be more focused and intentional than others... you can do it
I am 40, and I have been more intentional with my money, started investing more aggressively to buy my time. You can do it! Don’t give up.
It's great that you discovered passive income by dividends, but in order to live off of dividends exclusively most people would need around $750k minimum in assets, and that's the low end. That's not at all realistic for the majority. This is why rich families stay rich, because they live off the money their assets make. But if you weren't born into a rich family or inherited a large sum of money, the goal trying to live off dividends is pointless and you should focus instead focus on a 401k or Roth IRA so that you can retire comfortably.
You don't need to give up your job and invest. If you just have the enough money to invest in one real esate, and keep doing that all in. You can have a rental income without need to go to work.
thank youuuu
Thanks for sharing
Gracias!!!
If you have kids, don't quit your job. This is only for folks with no kids.
Don’t listen to this BS. Having money working for you, you need money…a lot of money. You can’t quit a job with the empty hands and expect the magic investment to happen.
What?! That's not what she said.
Correct. Her problem is she was “giving her all” at work. That’s an ego trap. You can go to work, do a decent job, and then save your energy for outside interests and income streams. If your job doesn’t give you enough time get a better job which may pay lower (again ego inhibits that).
😂 you'll definitely work until u die. This information is not bs. What u and many others fail to realize is that the money you're wasting on bs is the money u could be investing. The "lot of money," that u need has to be saved up and invested over time so that it grows into the amount u need to leave your job. That's how it works I've personally seen this. The problem is ppl rather waste their money on things that won't help them in the long run than on investments that's going to allow them to be free enough to live on their terms. Yes u do need a lot of money DUH that "lot of money," comes from smart financial choices the choice to invest over wasteful spending. Instead of buying bs invest consistently the money will generate more money with out u putting in work that's how u get money to work for u. I've seen an invest portfolio of 460k pay 4500 a month in dividends that's 54k a year outside of income from your job. I've seen a portfolio that makes 73k a year that will eventually grow into over 100k a year and u think this information is bs I feel bad for u it's truly sad. I'm willing to bet that u are saying this is bs without having tried anything that is said in this video I'm willing to bet u have nothing invested outside of your company's retirement account I'm willing to bet u have ZERO experience with anything she is saying. Smh sad how bout u educate yourself put this information into action before u judge. And FYI I have investments worth over 1M and real estate properties I could quit my job today if I wanted to but I have a 5 year plan to complete first so you are wrong this information is not BS.
I wonder how much of her "financial worth" comes from the divorce settlement with her ex-husband?