Why are bad debts not rising in the Indian banking system? | R Gandhi | Tej Shah | Saurabh Mukherjea
ฝัง
- เผยแพร่เมื่อ 26 พ.ย. 2024
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Join us for an engaging discussion with R Gandhi, former Deputy Governor of the RBI, and Tej Shah, Portfolio Manager at Marcellus and Saurabh Mukherjea.
In this session we explore India's struggling lending sectors even before COVID-19, the severe impact of the pandemic on the banking system, and early indicators. Discover the dominance of Kings of Capital Lenders and the surprising stability of bad debts. Gain insights into the outlook for private sector banks, the Kamath Committee's loan restructuring rules, GST collections, retail and unsecured credit, urban vs. rural lending, and the future of PSU banks.
Time Stamp -
1:00 - Introduction
3:40 - India's Lending Sectors Were Struggling Even Before COVID-19
5:07 - Early Estimates Indicated a Severe Impact Of COVID-19 On India's Banking System
6:48 - Early Indicators
8:52 - Kings of Capital Lenders
12:15 - Why are bad debts in the banking system not rising given the obvious economic impact of Covid-19? & What is the outlook for the bad debts of private sector banks as we move into the second half of FY21?
18:29 - How easy/difficult will it be for banks to take advantage of the Kamath Committee's rules on restructuring of troubled loans (and thus avoid provisioning for the same)?
24:39 - GST Collection
36.26 - Outlook on Retail Credit & Unsecured Credit
37:50 - Further Prospects of Increasing Retail Books
1:09:51 - Urban Lending Vs. Rural Lending
1:12:45 - What will happen to PSU Banks in the Next 3 to 5 Years
1:26:35 - Conclusion
Stay tuned for more such informative and insightful videos on the latest developments in the financial sector!
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**Disclaimer - The stocks described in the interaction forms the part of Marcellus' portfolio, clients’ portfolios and portfolios of Marcellus employees taking part in the above interaction and their immediate relatives.
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