Is the Stock Market About to Crash?! (Financial Advisors React)
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- เผยแพร่เมื่อ 7 เม.ย. 2022
- Is the Stock Market About to Crash?! (Financial Advisors React)
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Minimize, save and invest that's the only proven way to financial independence. When you save and invest you're saving a day you do not have to work and don't need to apply any form of minimalism ever again, I'm successful today, thanks to this tick!! You can try it out.... Good luck.
I've been wanting to invest in stocks but I'm so skeptical on whether to continue or not but seeing how good people are doing in I believe I can make good profit.
@@monikaingrid8976 there is nothing hectic in investing, all you need to do is to get an investment advisor who will guide you through and build intelligent investments ideas to meet your financial goals..
Well for me I work with Expert Armani wang
He's a pro. Investment Advisor he's knowledge and ideas has been top notch . With he's help I have been making lot of profit from my investment.
I'm surprised see to Expert Mr Armani name mentiond here. Met him one time last year in a conference in Texas USA where many financial advisors were present. We Spoke at length tho that was literally how I started working with him. He really helped me gain my FI, I'm always grateful to him
@Anderson Hector +125
People on social media who hate on IRAs/401ks/brokerage accounts typically have something to sell you...
Everybody has been talking about the market crash, but nobody is really telling us where to put our money right now that we can invest and make money either before the crash, during the crash and after the crash I think that’s the most valuable information right now
I disagree; people are always willing to tell you to invest in their companies! The trick is to get *good* advice!
VIX will do good during a hard crash. A couple other volatility indexes but I can't remember their names
Finally good audio!!!
Or you could invest in other more returns in ex us markets, leverage in when it crashes and use leveraged positions with limited size to limit massive daily moves. While also benefitting from tips dividends because of proportionate overleveraged positions through put credit spreads.
These two guys have the best financial content in the country. Their integrity shines through with everything they do. They should have 10 million followers. It is unfortunate that so many Americans continue to fall for the hustlers, instead of listening to honest advice.
I absolutely agree.
I almost think the theme song for this episode should be Boston's "Peace of Mind". Those old sages wrote the line "Now everybody's got advice, they just keep on givin',
doesn't mean too much to me..."
Great point about the cash vs gold comparison!
What about those of us who are 50? What about volatility for us?
Thank you for this value of content!
I hope so. Buy buy buy.
a "crash" is just a return to normal. When a stock market inflates like it does from gov printing like we have right now.. there will be a normal cycle come. The problem is the gov is finding more and more reasons to print so its becoming less and less,
Could you guys talk about how to mitigate the concentration risk of the cap weighted s&p 500 index funds?
Like Dave Ramsey would say, “don’t let some goob on the internet make you sell out your retirement.”
Hope so! I love buying things on sale!
I needed this video! Thank you
Completely unrelated to the content of the video, but what is that kindle-like tablet Brian is using?
Was concerned Bo wouldn't be excited about this show... My fears were put to rest quickly.
Lmao
I'm so glad this is still memeing so hard for like the last few years lol
Yes
Thanks for giving me some reassurance. I was about to re-proportion my 401k towards Money Market Fund to ride out the inflation.
In just my decade of personal investing, I think ive seen at least 3 articles a day predicting massive crashes in the market. Without fail about 99% of them were incorrect unless they were picking a single stock and fully explaining why it was going to go down. Even then, im pretty sure its been about 50/50 on those with a few like Netflix and Facebook exploding far past what anyone could have expected.
The more I stopped watching mainstream media, the more my gains have been great even during the height of the pandemic.
Yes, the market will crash. Then hit all time highs, then crash again, and all time high again. That's normal market cycles. Hold tight and don't panic about normal cycles. If you're concerned then you are too exposed to equities if you're close to retirement
I do taxes and recently had a client tell me that their financial advisor steered them away from investing in their 403b. They have a high tax liability each year so I suggested the 403b as a way to generate tax savings. Is there ever a circumstance where a person should only invest post-tax dollars and steer clear of investing pre-tax dollars to help generate tax savings?
@Chris B That was my thought too. But my client assured me they had complete trust in their financial advisor because they have known him forever. I didn't press the issue. But I wanted to see what other people thought 🤷♀️
We need this monthly in down times.
Love it love it love it love it
If you put growth-oriented assets in a Roth and conservative assets like fixed income in a tax-deferred account, doesn't that prevent you from being able to rebalance your assets regularly? How are you supposed to keep your asset allocation in check?
I have my stuff in a retirement mutual fund that’s geared towards retirement in a specific year. The fund will switch more of its assets from high-risk, high-reward stock to more stable bonds as we approach that year.
@@michiganabigail Yeah I like target date funds too. I was just responding to something Bryan said about putting different types of assets in different types of retirement accounts to maximize the money you make, while also controlling your risk and minimizing taxes.
Seems like it would be hard to make that strategy work in practice since stocks will grow much faster than bonds and you can't rebalance regularly back to your preferred risk level because they are in different types of accounts.
So you're right that's a concern. But it's unlikely your account type balances will exactly match your desired allocation anyway. So the account with "extra" money will have a mix of asset types. And then you can just rebalance in that account.
I'm on automatic pilot....I take my match (6% to roth 401k, company matches 6% to 403b), maxed HSA, maxed Roths for wifey and I, and then transfer the rest of my monthly savings to my advisor automatically....I don't have to look at it, I don't have to do anything, it just happens and I don't even notice.
That is good, why not take full advantage of tax deferred 401k after you meet the employer match? Assuming your 6% does not exceed 20K max for 401k
How do you automatically transfer the rest of your monthly savings? I assume that amount varies month to month.
@@meat-head-213 it does a little bit, but only on months with 3 checks. I'm salaried so I set up a transfer based on our budget for the end of the month to my brokerage. 3 check months there's a big surplus and I make an extra transfer for that entire check.
@@jberry1979 thanks!
This is what success looks like!
Early retiring in 5 years, and fully invested, 100 index funds. Good advice guys. The stock market is not what it was before; we have a new breed of investors, and they are for long term. Index funds have done so well. Keep buying no matter whether it is up or down.
What about population changes (decreasing or stagnant)? Would that affect the market?
S&P only goes up.... indefinitely, in perpetuity. When you pump trillions into the market, indefinitely, in perpetuity. Nothing to worry about.
Fellas, the lighting in the new studio is so much better. Accentuates the texture behind Brian without showing any defects. Audio is spot on. 👍🏼
One thing I've learned is that whenever someone is trying to give you advice, they are trying to sell you something. Just need to look at their motivation.
I wouldn’t say they are always trying to sell you something, but they are looking to advantage themselves somehow. The question is if it will be at your expense. For example TH-cam creators get paid for your attention (ad revenue) others ARE looking to sell to you. Or like these guys said, they are trying to get future clients who will pay them then, if you get to the wealth level to need them!
@@jonmacdonald7140 Yeah I wasn't being literal about that. I just mean that they have their motives and it's usually financial. My previous financial advisor didn't want me to pay off my house (I'm 52 and close to retirement) and talked about lost opportunity and all that. Makes more sense to pay it off and be debt free going into retirement vs the little bit of return I'm going to get in the market. But the way I look at it is they aren't looking out for me as much as they are looking out for more revenue for them by managing a larger portfolio. I guess I'm cynical.
@@rickchandler2570 I got what you meant. I agree . You gotta peep the angles. Which is tiring to always be skeptical of people's motives . It's really just the state of our current culture and environment. If A stranger on the street says "hello how are you today" with a genuine smile my first thoughts are . Why? Are they being nice what is their motive? But that's just me
@@rickchandler2570 no you really do lose that opportunity. In return for reduced risk. Telling you that his literally his job. NOT telling you that would be the problem
@@devenmurray3580 Telling me that and moving on would be what I want. That's not what they did. They were extremely pushy about it and wanted to set up several meetings and discuss it and try and talk me out of it. It's my money. If that's what I want to do because it makes me feel more comfortable, they should accept it and move on. I think it has more to do with less money for them than it was me missing out on opportunity.
Nothing wrong with including precious metals in your portfolio, but that doesn't mean buying gold jewelry! I like buying up palladium ETFs as a small portion of my portfolio, but I don't own any physical palladium that I know of
Most indexes already have some gold exposure due to gold miners and companies that deal with precious metals. By buying another ETF, you are overweighting gold in comparison to the market.
Not saying it is wrong, just giving a perspective.
@@mattbenz99 well like I said I'm more of a palladium guy than a gold guy (joking, i realize that's not the point). And while I appreciate a balanced portfolio I don't obsess over perfect balance. The bulk of it is market index funds or ETFs but I dedicate a small portion to things that just pique my interest. Which I would recommend for people with a genuine interest in investing, having a small amount that won't make or break your future dedicated to specialized areas that you can follow helps broaden your understanding of investments
I thought he (tye dye shirt bro) said that everyone EXCEPT those in 401k. Anyways if he's RE, he's looking for a quick flip
I love this content 🤣
Love the production value your team has as well! Keep up the A+ work
Look to the past for clues about the future. I'm exposed to small cap value and international funds. If you're just S&P500 that's not necessarily the best place to be
🇺🇸
The word uncertainty is a big speed bump for Bo.
Do I include my primary residence when determining my asset allocation?
i include mine with my networth, but not my portfolio or anything else.
Yes, include the equity minus a small percentage (4-5%) to take into account the illiquiity of the asset.
First dude must not have been around for y2k. We don’t have the same hype around every computer on the planet crashing. Lol😂
just now seeing Brian's notepad isn't paper. 🧐
It’s a reMarkable tablet. Similar to a Kindle.
Crash WHERE? I love it. Opportunity for me!
Success is only defined when your are doing your best to grow and learn new things... By the way thanks for the uploads. a fellow creator'''
"Chris might not be a math minded person" 😂
it always looks like the market conditions are never right. i have been a victim of that same outlook because it never seems right. I have learned a lot these past few months to doubt that opportunities abound in the financial markets. only thing is to know where to look. my advise to any investor is not to buy into the bullshit of an imminent market crash since it's all bogus hype. I have seen tremendous growth in my portfolio even to the heights of $120,000 in a good month. it's ironical but the market is always the same. same old events, same old arguments, same old analyses by 'gurus', same old fears. only the dates are different. it always is, and always never is the right time
Very ironical
How in the hell is the economy going to crash when FED announced we have a strong economy? .25 basis points is not going to crash our economy.
There's stats then there's DAMN stats lmfao
The 2y/10 bond yield curve inverted. We're dumping in the next 12-18 months. Prove me wrong.
Why didn't you show an example of investing 10k into the market in 2002 vs gold?
We need to start holding absurd bears’ feet to the fire when their terrible takes don’t pan out.
We make fun of optimistic people but never bears.
I don’t know. When a alpha bro talks. I better take it seriously.
I like the show but why are you excited every opening line ? Try somethin new
I’m thankful that I stumbled upon your channel last year at age 21. Even though i’m living in the philippines I’ve followed the financial order operations (without the 401k, roth of course). your videos really keeps my investments in check.
A hard crash would be great. after crashes come giant rallies
Finally someone said it that guy Chris is so cringeworthy
If it's sitting in an IRA or 401k then I'm not touching that money for decades. Who cares what it looks like in 5 years?
Just cracked up, because I thought I was the only one taking investing lessons from Days of Thunder. Similarly, y'all Southern boys might not know this, but contrary to human nature, you steer into a skid on ice, not against it.
In 2018 they started qe again!
$PATH is the sleeping giant that will take over by 2025.
If ever there is a show that Bo isn't super excited about I will immediately thumbs down and stop watching.
Bo quit saying “super excited”
I get the principle of putting money in a 401k but guys you have absolutely no control over future taxes and rates aren't guaranteed every year. Why wouldn't you suggest infinite banking? You get a guaranteed 4-6% compounding growrh every year. You can borrow against your cash value for even more investments without interrupting your compounding growth , plus you get a guaranteed death benefit. Why lock away all that money in a 401k for years that is only doing one job, at the perils of changing taxes and no individual control. These are things you need to highlight in your show.
If I didn't put all my 401k in a money market fund at the beginning of the year I would have contributed 8000 + dollars and still have the same amount 4 months later. I would be throwing money away .so why would you not move it when the market is all over the place like now ?
Kris is so over leveraged. Gives ok advice but he doesn’t believe in mutual funds. He’s missing out.
According to everything you see on line about where you should be in your age group . Compared to the market average. I am no where close to those numbers. And yet when I talk with my financial advisor based on average market trends According to the Monty Cristo graph. He is projected a net worth of 4.5 mil working to the age of 65 assets are 60% roth 40% pre tax . Running the same calculations On a dozen different retirement calculators I get an estimated result of 3.9 mil to 5 mil . The changes are based on market returns not deposited amounts . Can I trust this number . Do I need to invest more , current invested % is 15% + 6% match wife and I started at 30 and 32 current age 37 and 39 .
My question is now that we are hitting our 40s do we need to adjust what we are investing in order to hit our goal of a modest income. In our retirement years all we want is 65 k a year in today's dollars. That ends up being on a 4% draw = 140k a year . Have rainy day fund of 6 months, carry no debt month to month, have 4% so far for a down payment on a house of 3.2x our annual income. Retirement is based solely on our investments no s.s. no other sources of income .
Market returns are based on 7% to 10%
@@derekz7039 I would reduce the returns some with the outlook of fixed income.
The world is falling the world is falling…. Take it easy, folks. Have a nice weekend
Predicting "a market crash" within the next five years is useless information. If they can tell me (and ONLY me) the day or week and by how much... that would be of great interest. But of course, they can't...
It feels kind of weird wanting to see the market go down.
Not when you have had 70% cash for 6 months.
Everything will crash in due time