Retire With Just Three Funds
ฝัง
- เผยแพร่เมื่อ 15 ก.ย. 2024
- Can you retire comfortably by investing in just three funds? The Boglehead portfolio, inspired by the principles of John C. Bogle, the founder of Vanguard Group, consists of only three funds: a domestic total stock market index fund, an international total stock market index fund, and a bond total market index fund. We discuss the advantages of the Boglehead approach and how Singaporeans can tweak this strategy to achieve similar results by investing in just ONE fund. All this and more in our latest episode!
📖 FREE EBOOK - A Quick-start Guide to Winning the Game of Stocks
fifthperson.co...
💻 FREE TRAINING WEBINAR - How to build a profitable income portfolio
TheIncomeStrat...
Here are a few more investing tips and tutorials to help you out:
💵 HOW TO INVEST IN DIVIDEND STOCKS
• How To Invest And Make...
🏢 HOW TO INVEST IN REITS
• How To Invest In REITs...
🏖️ HOW TO GROW YOUR CPF FOR RETIREMENT
• How To Grow Your CPF F...
📄 HOW TO READ A FINANCIAL REPORT
• How To Read A Financia...
_________________
📊 Get more investment insights, tips, and company analysis from our blog (100% free).
FifthPerson.com
🎙️Also on Spotify: podcasters.spo...
📢 Say 'Hi!' on Social
Facebook: / fifthperson
Instagram: / thefifthperson
TikTok: / thefifthperson
Telegram: t.me/thefifthp...
Love the show. Thank for knowledge😄
Thanks for watching!
Buying into US ETFs does not track the US economy (whether the equity market actually tracks the economy is another matter). The US ETFs have the biggest global companies. And the US exchanges are the go to exchanges to list for innovative companies no matter where they come from. So, buying into a US market fund is to an extent buying into global innovation and the global economy. You are buying into the future.
This is very different from buying into an exchange tracking fund with mature companies where there is a strong focus on dividends e.g. SGX ETF.
That is correct. The largest US companies have a global footprint.
Very helpful. Thanks! More power to you guys
Thank you! Glad it was helpful!
Insightful content... thanks
Thanks for sharing! Thinking where to start after many years break from investments.
You can do it!
@@TheFifthPersonChannel Thank you for encouragement!
60/40:Share/Bond is obsolete going into the future as bond and share prices are moving in tandem these days.
I think they were in tandem when interest could not go down much lower (& they had to resort to quantitative easing). Now that interest is back up, they can do interest reduction when stocks crash and then you will see the balancing between the long bond increase in price (when Feds cut interest to boost economy) vs the share price coming down
Any real life examples of individuals who successfully retire with a three fund portfolio?
www.reddit.com/r/Bogleheads/comments/16ao4lf/i_would_love_to_hear_from_people_who_actually/
How do you retire with S&P500 etf? Start selling it when you retire?
You can progressively sell and move your funds to more conservative assets like bonds and dividend stocks.
@@TheFifthPersonChannelis there a world etf with dividend returns and not re-invested into the etf? Like SPY5?
SPY & VOO ?
Hi guys how about buying nifty 50? Can you guys talk about this stock. Worth buying?
All in buy us etf, how about the estate tax?😢
We highlighted Irish-domiciled ETFs like CPSX and VWRA which avoid US estate tax.
how is VWRA rebalancing? if other country outperform US, will VWRA weighting on that country increase and decrease US? or the weighting of each market is fix?
The VWRA is tracks the FTSE All-World Index which is reviewed/rebalanced every six months
Would you recommend investing into an actively managed fund?
If the fees are reasonable and you believe the fund manager will outperform the market.
Would you do DCA on a monthly, quarterly or annual basis assuming the total amount you invest per year regardless of frequency of injection is the same? If you opt for the less frequent method, would that subject you to risks of investing when the price is higher?
Dollar-cost averaging on a more frequent basis smooths out market volatility better, but you pay more in transaction costs. Quarterly contributions often provide a good balance for many people.
Hi Guys, if we want to buy a Singapore Bond ETF, which one do you prefer? Are there many bond etfs in Singapore market? Thanks.
You can consider The ABF Singapore Bond Index Fund which invests in Singapore government bonds, and the Nikko AM SGD Investment Grade Corporate Bond ETF which invests in investment-grade Singapore corporate bonds.
Good one
Thanks Kyith!
is ETF strategy good for dividend income?
If you can find a low-cost ETF that suits your risk profile and yield target. However, you will need to be mindful of the ETF's domicile due to dividend withholding tax rules.
What platform should singaporeans use to buy into VWRA ? Could u recommend a few pls?
Interactive Brokers, Saxo Markets
CMC?
does it make sense if i have been buying iwda for many years, sell and change into vwra? or i should just be continuing iwda, since they are pretty much same thing?
They are very similar, with the primary difference being that IWDA does not include emerging markets. Both ETFs have a majority weighting in the US.
hi guys! on which platform can we buy those ETF you mentioned? and after buying we need to hold for many years and how do we guarantee we can get our money when we retire? o how are we able to tell that the platform we use will still be around when we want to withdraw our money?
Interactive Brokers, Saxo Markets
Nice 0.04% . Wow thats low 😱
Which brokerage you guys use to invest in Ireland domicile ETFs?
Interactive Brokers, Saxo Markets. Many Irish-domiciled ETFs are listed on the London Stock Exchange.
StanChart does not charge for share price feed and no custody/platform fee but got per transaction fees and exchange rate earnings from their spread. May work out cheapest if buying dividend shares to hold long term. But it is bare bones platform.
Usa stock “manipulated” 😂