I was a high earner of senior management. But I was nearly burned out. I proposed to my general manager that I would take a 20% pay cut but then only work 4 days instead of 5. I wanted to do this for the next 2 to 3 years. My intent was to slowly ease into retirement by taking more time off to develop my none existant hobbies. My general manager wanted nothing to do with it and said he needed me too much. Since he was not open to helping me, I decided to retire at that time with 60 days notice. I was 63. I encourage companies to help people to transition into retirement.
I've been retired for twenty months. A soft suggestion: it's not necessarily about finding "another mountain to climb." This may actually lead to disappointment. A great outlook to have is to find a role where you can help others climb their mountains.
Great point. I like volunteering with my University Alumni Association and with Veteran organizations. I'm looking forward to being able to do more things like that.
Men have this weird subconscious belief that it’s gay to just hang out with another guy for laughs or conversation without some mutual objective goal (eg, hunting, fishing, hiking, sportsball, etc.).
It’s unfortunate, but things don’t always go as planned. I Took a layoff in early 2020 and then got really ,really sick with cancer. Major chemo, BMT and three years of maintenance infusions ,I’m almost four years cancer free. Your health, faith, family ,friends and neighbors are what matters in life.
I retired over 19 years ago at age 54. The only time I struggled in retirement was right after I retired when I kept asking myself, “Why did you wait this long to retire. I have loved retirement and for me it was never a hard transition to go from working for over 30 years to not working.
I feel the exact same and people look at me and I know they are happy for me most of them but it kills them to still be working. Work is good but being a slave to a boss or money sucks. Some bosses I had sucked some were great it’s just nice to never have the feeling ok I gotta listen to this jerk, like okay boss you right I’m just an idiot. And once retired the boss is gone forever, and the dollar we slaved for is now our slave . Yee-haw.
Been retired, for 9 months absolutely, love it peace, on my body no more stress, walk in the morning see friends, ride my motorcycle, go to beach, work in the garden, fix things, go to car shows, go fishing, love my boat, work on my house, do gardening, propagate plants, from my garden and sell them, wake up when l want, helped some elderly, with there garden, go camping for a week,. Do painting go shooting, go out for lunch with friends. I say to people, get creative, don’t just sit there, and think lm bored, do something, life is short, if you can retire,do it l full recommend it, don’t wait to long, your to old to do things then, and before you know it it’s too late.
I remember one of your videos you said that we probably wouldn’t stay in touch with friends from work. I was skeptical of this but you were right in my case. I think your coworkers are more just work friends and not real friends. It’s a shame. Now the hard part is trying to make new friends.
I'm done at 61 in March of 25'. Yep, someday is everyday, tomorrow isn't promised. If healthy, take that trip, buy that dream car. You've worked hard for that money all those years grinding it out. Don't excessively worry about the what ifs, leaving money behind for the kids. Die with zero. If you know you know! 💪🏻
I’d be retiring or working less in 5 years, and curious to know how best people split their pay, how much of it goes into savings, spendings or investments, I earn around $250k per year but nothing to show for it yet.
money advice is subjective, what works for you may not work for me. I would suggest getting rid of any unnecessary purchases, especially things that cost you monthly, or better still consider financial advisory
Agreed, I'm quite lucky exposed to financial planning at an early age, started work full time at 19, purchased first home at 28. Going forward, got laid off at 36 amidst covid-outbreak, and at once consulted an advisor to stay ahead. As of today, I'm barely 15% short of my $1m goal after subsequent investments.
that's great! retired in my 40s after inheriting money from a childless relative. I was making 6 figures at work but it was just a treadmill, traveled overseas and found a girl almost my age, happily married and only issue is how to grow or preserve our wealth... think your advisor can be of help?
Katherine Nance Dietz is the licensed advisor I use. Just google the name and you'd find necessary deets. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
such an eye-opener! cant wait to experience financial advisory at first hand... curiously inputted Katherine Nance Dietz on the web and at once spotted her consulting page, she seems highly professional from her resumé
The problem with retirement is everyone keeps saying how are going to keep busy and what hobbies do you have? Who the hell is busy all day long? No one is that’s who
Retirement was such a big change. It took me some time to figure out this new stage. After a year...I could barely remember what the fuss was about. So, yes... a little struggle with the transition. All good after that.
I have lost many friends since the pandemic. Some to we just stopped hanging out and haven’t reconnected, and a few have passed on. I am work-from-home, so I really have no work friends I would miss. There was a book “Bowling Alone” which talked about how community engagement has declined over the last several decades.
Loving retirement and highly recommend getting out as soon as you can. We were not meant to be working majority of our adult lives in a job you probably do not enjoy anymore.
After 20 years in corporate engineering I got a new job in a totally different field. This role was remote work with no meetings and totally independent work. I now see this current job as a way to slowly ease into retirement.
You can do it too. Just click on the three little dots to the right of the comment and choose “Report”, the choose “Spam or Misleading”. Goodbye comment!
Retired, very lonely, very bored, desperate for meaning, value and purpose. I'm reading, "The New Retirementality", Fifth Edition. It details how to deal with these thoughts and emotions. I'm adjusting, but it's taking time.
I have been experiencing the same issues...been retired now for 2 years. The boredom and lack of purpose comes in waves...and fades when I am busy. It is easy for me to stay busy, but being busy doing things that are not fulfilling doesn't help much with the purpose part of the equation. Does the book help?
Excellent comments. Thank you. I just retired early about 6 months ago and, though I've been quite busy do far, what Azul is saying is all very true for me. When I started my career, I had nothing but a college degree and had to work incredibly hard just to pay rent. I had very little freedom. Now, I've had a very successful careeer, retired, my kids are grown, and I can pretty much do anything I want. As a man, it's disorienting not to be "forced" into solving a particular problem or overcoming a specific challenge. I have to discover a new purpose and meaning in my life. It's both exciting and a little terrifying. When I stopped working, I committed to not making any big decisions for at least a year. Thank God I have a strong faith to help me through this transition.
Azul: not only a financial planner for over 20 years, but a damn good amateur psychologist. Points taken. I'm 63 and I struggle with retiring when I still bring value in the corporate world, but yet, would love to call it game over and move to the next chapter. My mid-west work ethic in addition to the points Azul makes as work identifies us as men - the 2nd question asked when meeting someone new after your name is "what do you do". I would love to say "I'm doing what I want" but the guilt of 1) not contributing financially and 2) losing sense of worth hold me back.
@jcrewguy123 Though I fully understand your hesitancy to “pull the trigger” and retire, if you consider yourself financially ready to do so, consider this: 1. Even though you can still contribute to the corporate world, you don’t have to (because you already have). 2. Your worth is sel-inherent - it doesn’t have to be dependent on working for a company, nor working to earn money. 3. By retiring, in effect you are allowing someone else an opportunity for employment/ career advancement (this was a major reason I retired sooner rather than later). 4. The more free time you have, the more time you can: exercise, volunteer, be with friends/family, indulge in hobbies/interests, and simply have less stress.
@@polarbear6579 Thank you for your thoughtful and considered comments. All of which are valid and meaningful. I do feel (and garnering a similar pov from my fee-only financial planner) that we are in a strong place financially - so it really is more about giving myself "permission" to retire. You are so spot on with regard to the "self-worth" - so much of that for men comes from the "what" we do, rather than the kind of person we are, living life with integrity and compassion for others. Thanks again for the comments - it means a lot that you took the time to share. Kudos.
I practiced retiring on my Friday off in my compressed work weeks for the last 5 years of working. I also reached a place at work where I didn’t see my duties in the mission had any value so I had no Problem in retirement.
That's what I'm doing with my shop for the last 2 years. My guys and I work 4-10's and I basically take Friday off. I might go in for UPS to receive or ship if need be.
More often than not, Men retire alone. I'm 2 years retired in the Philippines. There are many good things here, that America does not have. Look outside the box.
I'm almost 58 and while I don't dislike my job, I'm tired of the commute and the hours. I'm only working for current lifestyle and to build our retirement portfolio.
44 days out from retirement. Is there something wrong with time? It must be slowing down. It seems like 6 months ago was 6 years ago. Will retirement ever get here? 😊
In my own experience, some of the most well-adjusted people in their senior years NEVER retired, but they had a job that they loved. My Wife's uncle worked into his 90s as a commercial electrician, and was one of the wisest (uneducated) men I ever met.
I was at a retirement seminar over 10 years ago, where the financial planner speaking stated “envision your retirement” meaning think about what you’ll do with yourself in retirement. I have thought about this it since and haven’t come up with an answer. I have saved far more for retirement than I need. I don’t have kids and come from a small family, so spending more time with family isn’t possible. I have hobbies and many interests but most of them are fair weather things, in winter I climb the walls. I have a number of friends but almost none I can get to do anything with as they are always tied up with family, health issues, work, etc, or in some cases don’t seem to want to wander more than a 5 mile radius from their house! I don’t get it, my dad lived to 83 and he had a group of friends he was always doing things with, he did a hobby related trip 350 miles away shortly after his 83rd birthday, 4 months before he died. Guys who want to do things with friends like him his buddies don’t seem to exist anymore. I may work until I drop as I don’t have anything better to do!
I finally left my field of work after 51 years. Enjoyed working so delayed retirement until I was almost 70. There was a sense of loss but ended pretty fast with rekindling hobbies, friendships, and travel. My SS check next will max out so delaying it was a good plan.
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Elizabeth Slone
Wow. I'm a bit perplexed seeing her been mentioned here also Didn't know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
Unfortunately most men have an subconscious belief that it’s gay to just hang out with another guy for laughs or conversation without some mutual objective goal (eg, hunting, fishing, hiking, sportsball, etc.).
I retired at 53 years of age. The best decision I’ve ever made. My day is filled with exercising, tinkering around in the garage, sports betting, stock market investing, and the joys of solitude. I have yet to miss my work comrades. I try to learn something at least once a month. Social interaction has never been a big thing for me. My biggest joy in retirement is to be able to do what i want to do when i want to do it, the way i want to do it.
It sounds like the majority of people commenting absolutely hate/d their jobs and can't leave fast enough. I can see how someone in that boat can't understand why it would every be difficult to transition into retirement. lol. I actually like my job. Easy money too now and relaxed pace vs. what it was in the early 2000's. I wouldn't mind working part time in my field or even another for a while when I get near 60 as long as I can find something enjoyable and low stress. Do all the early retirement people out there buy health insurance? Not really talked about.
I'll have no problem calling it quits. The minute I know I can afford to, I'm done. Work has never been my identity. At 50, I absolutely hate the wasted 8 hours of my day, that I have to do.
As much as I'm enticed by your encouragement to enjoy the "youth of my senior years", I have two adult children with special needs still living with me. As much as my wife and I would love doing some traveling, I also have to consider supporting my kids in my retirement and even having money to leave them when I'm gone. Do you have advice on how to approach these concerns?
There ain’t no issue and no void for me to be something else other than a working stiff / provider for the family. Take away that role any time. If you care that much about your work identity then maybe there was a wrong turn somewhere in your life.
@jamessteele7102 luck has nothing to do with it. You make it happen with focus and hard work for a few years. Like the ant & grasshopper. When the ant has stored enough, he can relax through the winter. The grasshopper is constantly struggling.
When you dont have a wife or girlfriend its way easier to save and stay on a budget,,im not picking on anyone,,the facts are men are wiser than women when it comes to financial matters!!!!
I Hit 100k today trading. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Katherine Storch for helping me achieve this.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
outside of family, and old friends from my youth, one of my retirement goals is solitude. One activity at the top of my retirement list is to get a bluewater sailboat that I can singlehand; and spend part of each year sailing the keys and Caribbean - alone. I enjoy sailing, among other activities. My concern is I often see boats for sail due to the health of the owner; sailing takes mental and physical strength, knowledge and know-how as well as a calm focus - if you've ever been at sea in a squall, storm or gale, you know what I mean - and I'm getting older and don't know how long I'll be able to sail before health prevents it.
I raised 75k and Christina Ann Tucker is to be thanked. I got my self my dream car 🚗 just last weekend, My journey with her started after my best friend came back from New York and saw me suffering in dept then told me about her and how to change my life through her. Christina A. Tucker is the kind of person one needs in his or her life! I got a home, a good wife, and a beautiful daughter. Note: this is not a promotion but me trying to make a point that no matter what happens, always have faith and keep living!!!
< I know that woman(Christina Ann Tucker) If you were born and raised in new York you'd know too, No doubt she is the one that helped you get where you are!!!!
Many goals of the me who just graduated have not been reached. Retirement is the thing that says definitively that I've given up on ever reaching those goals (though many were long ago unattainable).
Higher-income men are more likely to be committed to work, and more like to hire a financial advisor like Azul. He never gets to meet the guys who are taking it easy at work.
@@vinyl1Earthlink While it is true, in general, those who work 60+ hours per week do have a higher income, they also spend less time with their families and have a higher divorce rate. There's more to life than income. I worked 25 to 30 hour weeks, retired at 55, haven't touched my 401k, and I still add to it monthly by working only 10 hours per week. And I enjoy my free time away from work. I suppose learning to enjoy life away from work is the key. Some use work as an escape.
Since Azul is not the only person who has a video like this, I'm not going to dismiss it. Plenty of people get most of their social interaction from work. Many, many people get a LOT of their "identity" from their jobs. It's 40 hours a week that you have to replace with other stuff. You bet I can find a lot more things to do on my own that are more enjoyable than work, but I could see how people get lonely or depressed when they retire due to the loss of social interaction and "purpose". Better to be aware of the pitfalls ahead of time than to fall into the pit.
Thank you for the great content!! I really appreciate your clear and simple breakdown on financial pitfalls! I lost so much money on stook market but now making around $12k to $16k every week trading different stocks and cryptos
Same here all thanks to Miss Susan Marie Alessio, she has always been there to guide me through with detailed analysis and recommendations that I wouldn't have access to otherwise.
Susan Marie Alessio is considered a key Crypto Strategist with one of the best copy Trading Portfolios and also very active in the cryptocurrency space.
Wow I'm shocked you mentioned expert Mrs Susan Marie Alessio, when someone is straight forward and good at what she does best. People will always speak for them.
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Katherine Flores.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
![CAMPปลิ้น | EP.83[2/2] ประสบการณ์ขนหัวลุกจากตำนานวงการผี!](http://i.ytimg.com/vi/T_kFecQw7Ds/mqdefault.jpg)
I was a high earner of senior management. But I was nearly burned out. I proposed to my general manager that I would take a 20% pay cut but then only work 4 days instead of 5. I wanted to do this for the next 2 to 3 years. My intent was to slowly ease into retirement by taking more time off to develop my none existant hobbies.
My general manager wanted nothing to do with it and said he needed me too much.
Since he was not open to helping me, I decided to retire at that time with 60 days notice. I was 63.
I encourage companies to help people to transition into retirement.
I've been retired for twenty months. A soft suggestion: it's not necessarily about finding "another mountain to climb." This may actually lead to disappointment. A great outlook to have is to find a role where you can help others climb their mountains.
I don’t care about others.
Great way of thinking!
Well said. Been retired 6 years. Don't miss challenges but sm enjoying being with and helping others
@@miketheyunggod2534😂😂😂
Great point. I like volunteering with my University Alumni Association and with Veteran organizations. I'm looking forward to being able to do more things like that.
Men struggle in retirement? I retired at age 59, I am now 73 and it was one of the best things I ever did.
I had that “it feels like I’m on vacation” feeling for two years. It was so sweet, I called it living the dream, and I still do.
67, divorced, retired and extremely happy! Physically fit, financially sound. My day is filled with pickleball, golf, hiking and traveling.
Spoken like a true boomer
As long as there is TH-cam I will never be bored in retirement😂
I’m the same, you tube is the game changer pick what you wanna watch and learn from people you enjoy this is a blessing for sure.
I agree❤
My job was always just a way to earn a living - there were many other things I'd rather be doing. When I retired, I just started doing them.
Simple and true statement .
Retired at 48 yrs old. Never looked back. Became super interested in markets & economics. Took up riding motorcycles. Even post-divorce, still good.
So true about men and friends. My late best friend always said that “Women just need a place and Men need a reason“ to get together.
Men have this weird subconscious belief that it’s gay to just hang out with another guy for laughs or conversation without some mutual objective goal (eg, hunting, fishing, hiking, sportsball, etc.).
It’s unfortunate, but things don’t always go as planned. I Took a layoff in early 2020 and then got really ,really sick with cancer. Major chemo, BMT and three years of maintenance infusions ,I’m almost four years cancer free. Your health, faith, family ,friends and neighbors are what matters in life.
Great advice....Best wishes
I retired over 19 years ago at age 54. The only time I struggled in retirement was right after I retired when I kept asking myself, “Why did you wait this long to retire.
I have loved retirement and for me it was never a hard transition to go from working for over 30 years to not working.
Hallelujah brother same here retired at 61 and love and appreciate every day of this phase of life.
Been retired for two years, no struggle. Peace and tranquility.
Me too
Same here I feel like I got out of a 40yr prison sentence!!!
I lost my identity as a wage slave 2 weeks after my 60th birthday. That was 8 years ago September 1st. I highly recommend this retirement job!!!!😊
I feel the exact same and people look at me and I know they are happy for me most of them but it kills them to still be working. Work is good but being a slave to a boss or money sucks. Some bosses I had sucked some were great it’s just nice to never have the feeling ok I gotta listen to this jerk, like okay boss you right I’m just an idiot. And once retired the boss is gone forever, and the dollar we slaved for is now our slave . Yee-haw.
Been retired, for 9 months absolutely, love it peace, on my body no more stress, walk in the morning see friends, ride my motorcycle, go to beach, work in the garden, fix things, go to car shows, go fishing, love my boat, work on my house, do gardening, propagate plants, from my garden and sell them, wake up when l want, helped some elderly, with there garden, go camping for a week,. Do painting go shooting, go out for lunch with friends. I say to people, get creative, don’t just sit there, and think lm bored, do something, life is short, if you can retire,do it l full recommend it, don’t wait to long, your to old to do things then, and before you know it it’s too late.
I remember one of your videos you said that we probably wouldn’t stay in touch with friends from work. I was skeptical of this but you were right in my case. I think your coworkers are more just work friends and not real friends. It’s a shame. Now the hard part is trying to make new friends.
I'm done at 61 in March of 25'. Yep, someday is everyday, tomorrow isn't promised. If healthy, take that trip, buy that dream car. You've worked hard for that money all those years grinding it out. Don't excessively worry about the what ifs, leaving money behind for the kids. Die with zero. If you know you know! 💪🏻
Retiring early with savings and a small long-term investment portfolio is indeed challenging for men, as they find it harder to stop earning money.
"as you get older, someday is today!" so true for us late 50s guys.
I’d be retiring or working less in 5 years, and curious to know how best people split their pay, how much of it goes into savings, spendings or investments, I earn around $250k per year but nothing to show for it yet.
money advice is subjective, what works for you may not work for me. I would suggest getting rid of any unnecessary purchases, especially things that cost you monthly, or better still consider financial advisory
Agreed, I'm quite lucky exposed to financial planning at an early age, started work full time at 19, purchased first home at 28. Going forward, got laid off at 36 amidst covid-outbreak, and at once consulted an advisor to stay ahead. As of today, I'm barely 15% short of my $1m goal after subsequent investments.
that's great! retired in my 40s after inheriting money from a childless relative. I was making 6 figures at work but it was just a treadmill, traveled overseas and found a girl almost my age, happily married and only issue is how to grow or preserve our wealth... think your advisor can be of help?
Katherine Nance Dietz is the licensed advisor I use. Just google the name and you'd find necessary deets. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
such an eye-opener! cant wait to experience financial advisory at first hand... curiously inputted Katherine Nance Dietz on the web and at once spotted her consulting page, she seems highly professional from her resumé
The problem with retirement is everyone keeps saying how are going to keep busy and what hobbies do you have? Who the hell is busy all day long? No one is that’s who
Busy doing nothing sounds good to me .
Retirement was such a big change. It took me some time to figure out this new stage. After a year...I could barely remember what the fuss was about. So, yes... a little struggle with the transition. All good after that.
I have lost many friends since the pandemic. Some to we just stopped hanging out and haven’t reconnected, and a few have passed on. I am work-from-home, so I really have no work friends I would miss. There was a book “Bowling Alone” which talked about how community engagement has declined over the last several decades.
Loving retirement and highly recommend getting out as soon as you can. We were not meant to be working majority of our adult lives in a job you probably do not enjoy anymore.
After 20 years in corporate engineering I got a new job in a totally different field. This role was remote work with no meetings and totally independent work.
I now see this current job as a way to slowly ease into retirement.
Here we have a place called Men's Shed for retired men to hang out.
Azul, please weed out these BOT threads that keep cropping up in your comments section. They are ruining the conversation. Thank you.
I am not a bot. No, I am not a bot. Bot. Bot. Bot.
You can do it too. Just click on the three little dots to the right of the comment and choose “Report”, the choose “Spam or Misleading”. Goodbye comment!
At 52 years of age I can tell you that I am not struggling with retirement. The only struggle that I have is wishing that I could retire today.
Retired, very lonely, very bored, desperate for meaning, value and purpose. I'm reading, "The New Retirementality", Fifth Edition. It details how to deal with these thoughts and emotions. I'm adjusting, but it's taking time.
I’m exactly the same. No purpose but consuming. Feel directionless. Can’t convince myself to find a job even though I know it’s what I need.
I have been experiencing the same issues...been retired now for 2 years. The boredom and lack of purpose comes in waves...and fades when I am busy. It is easy for me to stay busy, but being busy doing things that are not fulfilling doesn't help much with the purpose part of the equation. Does the book help?
Excellent comments. Thank you. I just retired early about 6 months ago and, though I've been quite busy do far, what Azul is saying is all very true for me. When I started my career, I had nothing but a college degree and had to work incredibly hard just to pay rent. I had very little freedom. Now, I've had a very successful careeer, retired, my kids are grown, and I can pretty much do anything I want. As a man, it's disorienting not to be "forced" into solving a particular problem or overcoming a specific challenge. I have to discover a new purpose and meaning in my life. It's both exciting and a little terrifying. When I stopped working, I committed to not making any big decisions for at least a year. Thank God I have a strong faith to help me through this transition.
Azul: not only a financial planner for over 20 years, but a damn good amateur psychologist. Points taken. I'm 63 and I struggle with retiring when I still bring value in the corporate world, but yet, would love to call it game over and move to the next chapter. My mid-west work ethic in addition to the points Azul makes as work identifies us as men - the 2nd question asked when meeting someone new after your name is "what do you do". I would love to say "I'm doing what I want" but the guilt of 1) not contributing financially and 2) losing sense of worth hold me back.
@jcrewguy123 Though I fully understand your hesitancy to “pull the trigger” and retire, if you consider yourself financially ready to do so, consider this:
1. Even though you can still contribute to the corporate world, you don’t have to (because you already have).
2. Your worth is sel-inherent - it doesn’t have to be dependent on working for a company, nor working to earn money.
3. By retiring, in effect you are allowing someone else an opportunity for employment/ career advancement (this was a major reason I retired sooner rather than later).
4. The more free time you have, the more time you can: exercise, volunteer, be with friends/family, indulge in hobbies/interests, and simply have less stress.
@@polarbear6579 Thank you for your thoughtful and considered comments. All of which are valid and meaningful. I do feel (and garnering a similar pov from my fee-only financial planner) that we are in a strong place financially - so it really is more about giving myself "permission" to retire. You are so spot on with regard to the "self-worth" - so much of that for men comes from the "what" we do, rather than the kind of person we are, living life with integrity and compassion for others. Thanks again for the comments - it means a lot that you took the time to share. Kudos.
I practiced retiring on my Friday off in my compressed work weeks for the last 5 years of working. I also reached a place at work where I didn’t see my duties in the mission had any value so I had no
Problem in retirement.
That's what I'm doing with my shop for the last 2 years. My guys and I work 4-10's and I basically take Friday off. I might go in for UPS to receive or ship if need be.
More often than not, Men retire alone. I'm 2 years retired in the Philippines. There are many good things here, that America does not have. Look outside the box.
Cheap oil change
Sorry Sir, no trolling allowed.
Good wisdom, Azul.
Enjoy reading, enjoy nature and learn to play golf if you haven’t already.
I'm almost 58 and while I don't dislike my job, I'm tired of the commute and the hours. I'm only working for current lifestyle and to build our retirement portfolio.
44 days out from retirement. Is there something wrong with time? It must be slowing down. It seems like 6 months ago was 6 years ago. Will retirement ever get here? 😊
My plan is to ease the transition into retirement through a less stressful part-time job or small business.
In my own experience, some of the most well-adjusted people in their senior years NEVER retired, but they had a job that they loved. My Wife's uncle worked into his 90s as a commercial electrician, and was one of the wisest (uneducated) men I ever met.
I was at a retirement seminar over 10 years ago, where the financial planner speaking stated “envision your retirement” meaning think about what you’ll do with yourself in retirement.
I have thought about this it since and haven’t come up with an answer.
I have saved far more for retirement than I need.
I don’t have kids and come from a small family, so spending more time with family isn’t possible. I have hobbies and many interests but most of them are fair weather things, in winter I climb the walls.
I have a number of friends but almost none I can get to do anything with as they are always tied up with family, health issues, work, etc, or in some cases don’t seem to want to wander more than a 5 mile radius from their house! I don’t get it, my dad lived to 83 and he had a group of friends he was always doing things with, he did a hobby related trip 350 miles away shortly after his 83rd birthday, 4 months before he died. Guys who want to do things with friends like him his buddies don’t seem to exist anymore.
I may work until I drop as I don’t have anything better to do!
Hey Azul, loved this video. What you said really resonated with my recent experience. Indeed, find a new mountain to climb, great advice. Speak soon
I finally left my field of work after 51 years. Enjoyed working so delayed retirement until I was almost 70. There was a sense of loss but ended pretty fast with rekindling hobbies, friendships, and travel. My SS check next will max out so delaying it was a good plan.
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Elizabeth Slone
Wow. I'm a bit perplexed seeing her been mentioned here also Didn't know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
she's mostly on Telegrams, using the user name
Fxslone 💯.that's it
When you distill the points down, it comes to ego not gender. Why ego gets in the way of retirement.
Great insight, thank you.
Unfortunately most men have an subconscious belief that it’s gay to just hang out with another guy for laughs or conversation without some mutual objective goal (eg, hunting, fishing, hiking, sportsball, etc.).
Stay single gentlemen. Peace, quiet, and money.
I retired at 53 years of age. The best decision I’ve ever made. My day is filled with exercising, tinkering around in the garage, sports betting, stock market investing, and the joys of solitude. I have yet to miss my work comrades. I try to learn something at least once a month. Social interaction has never been a big thing for me. My biggest joy in retirement is to be able to do what i want to do when i want to do it, the way i want to do it.
I'm 48 and can't wait to retire! I'll garden and fish to keep me busy in-between naps. 😁
I can retire with no dip in lifestyle but I refuse to. I like my career money is not everything. My family can enjoy my money when I die
I worked so hard so I could retire, now I can’t walk more than 100yrds. I don’t see any mtns. In my future. Any ideas for a full retirement.
It sounds like the majority of people commenting absolutely hate/d their jobs and can't leave fast enough. I can see how someone in that boat can't understand why it would every be difficult to transition into retirement. lol. I actually like my job. Easy money too now and relaxed pace vs. what it was in the early 2000's. I wouldn't mind working part time in my field or even another for a while when I get near 60 as long as I can find something enjoyable and low stress. Do all the early retirement people out there buy health insurance? Not really talked about.
I'll have no problem calling it quits. The minute I know I can afford to, I'm done. Work has never been my identity. At 50, I absolutely hate the wasted 8 hours of my day, that I have to do.
The Men's Shed in Australia is a very worthy go to place for Men.
As much as I'm enticed by your encouragement to enjoy the "youth of my senior years", I have two adult children with special needs still living with me. As much as my wife and I would love doing some traveling, I also have to consider supporting my kids in my retirement and even having money to leave them when I'm gone. Do you have advice on how to approach these concerns?
Life is harsh.You’re admirably focusing on doing good for your children. If there’s an afterlife hopefully you’ll be rewarded.
Beer 🍺
There ain’t no issue and no void for me to be something else other than a working stiff / provider for the family. Take away that role any time. If you care that much about your work identity then maybe there was a wrong turn somewhere in your life.
Also, don't underestimate compounded growth. My biggest regret is not retiring earlier. I would hit my financial goal, just a few years later.
Yes if you get lucky and your timing is right.
@jamessteele7102 luck has nothing to do with it. You make it happen with focus and hard work for a few years. Like the ant & grasshopper. When the ant has stored enough, he can relax through the winter. The grasshopper is constantly struggling.
Tbe way I work I have no work friends. Friends all came from outside work. So thats not an issue
Please interview Jonathan clements from humble dollar.
I reached my retirement goals in spite of my spouse, not because of her. 😅
When you dont have a wife or girlfriend its way easier to save and stay on a budget,,im not picking on anyone,,the facts are men are wiser than women when it comes to financial matters!!!!
When I met my now-wife, I had $15,000 in the bank and no debt. Now I have $3 in the bank and $25,000 in debt. 😂 You hit the nail on the head there.
Curious if you have ridden an E mountain bike.
I Hit 100k today trading. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Katherine Storch for helping me achieve this.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.
You trade with Katherine Storch too? Wow that woman has been a blessing to me and my family.
I'm new at this, please how can I reach her?
I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much.
WE ARE CHILDFREE
Are you in the prison yard? 😂
outside of family, and old friends from my youth, one of my retirement goals is solitude.
One activity at the top of my retirement list is to get a bluewater sailboat that I can singlehand; and spend part of each year sailing the keys and Caribbean - alone. I enjoy sailing, among other activities.
My concern is I often see boats for sail due to the health of the owner; sailing takes mental and physical strength, knowledge and know-how as well as a calm focus - if you've ever been at sea in a squall, storm or gale, you know what I mean - and I'm getting older and don't know how long I'll be able to sail before health prevents it.
I'm inspired.
Please spill some sugar about the bi-weekly stuff you mentioned.
I raised 75k and Christina Ann Tucker is to be thanked. I got my self my dream car 🚗 just last weekend, My journey with her started after my best friend came back from New York and saw me suffering in dept then told me about her and how to change my life through her. Christina A. Tucker is the kind of person one needs in his or her life! I got a home, a good wife, and a beautiful daughter. Note: this is not a promotion but me trying to make a point that no matter what happens, always have faith and keep living!!!
< I know that woman(Christina Ann Tucker)
If you were born and raised in new York you'd know too, No doubt she is the one that helped you get where you are!!!!
How can someone get connection to that woman y'all speaking bout !!?
There is her line!!!! under this comment!!!!👍🏻👍🏻👍🏻🔁 Put the digits together.
Many goals of the me who just graduated have not been reached. Retirement is the thing that says definitively that I've given up on ever reaching those goals (though many were long ago unattainable).
You struggle in retirement because of that crooked financial advisor you hired. Fire the crook. All they do is steal your money. Lock them up!!!!!!!
Fools struggle in retirement.
You are addressing workaholics. Not all men are workaholics.
Higher-income men are more likely to be committed to work, and more like to hire a financial advisor like Azul. He never gets to meet the guys who are taking it easy at work.
@@vinyl1Earthlink While it is true, in general, those who work 60+ hours per week do have a higher income, they also spend less time with their families and have a higher divorce rate. There's more to life than income. I worked 25 to 30 hour weeks, retired at 55, haven't touched my 401k, and I still add to it monthly by working only 10 hours per week. And I enjoy my free time away from work. I suppose learning to enjoy life away from work is the key. Some use work as an escape.
Since Azul is not the only person who has a video like this, I'm not going to dismiss it. Plenty of people get most of their social interaction from work. Many, many people get a LOT of their "identity" from their jobs. It's 40 hours a week that you have to replace with other stuff. You bet I can find a lot more things to do on my own that are more enjoyable than work, but I could see how people get lonely or depressed when they retire due to the loss of social interaction and "purpose". Better to be aware of the pitfalls ahead of time than to fall into the pit.
Thank you for the great content!! I really appreciate your clear and simple breakdown on financial pitfalls! I lost so much money on stook market but now making around $12k to $16k every week trading different stocks and cryptos
Same here all thanks to Miss Susan Marie Alessio, she has always been there to guide me through with detailed analysis and recommendations that I wouldn't have access to otherwise.
Please how do I go about it, am still a newbie on investment trading and how can I make profit?
Susan Marie Alessio is considered a key Crypto Strategist with one of the best copy Trading Portfolios and also very active in the cryptocurrency space.
Wow I'm shocked you mentioned expert Mrs Susan Marie Alessio, when someone is straight forward and good at what she does best. People will always speak for them.
She is really a good investment advisor. I was privileged to attend some of her seminars. That is how I started my crypto investment
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Katherine Flores.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
You trade with Katherine Flores too? Wow that woman has been a blessing to me and my family.
I'm new at this, please how can I reach her?
she's mostly on Telegrams, using the user name.