The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you weren't to blame for.it's especially difficult for people who are retired.
True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.
Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my portfolio this red season. I’ve made over $250k since then.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
I am 61 and have 10 more working days! My husband and I have been married 43 years and I always have been a saver and investor. Needless to say I am so excited to put the stress of monthly deadlines behind me and enjoy my retirement years! Thanks Azul for all your wisdom and guidance!
Co workers, who needs them, Went to lunch today with coworkers all about 30 years old, I;m over 60. Not one wanted to talk. All just looking at their phones looking at TikTok or texting. These people have almost no social skills.
I've had the same experience. For decades the semi-regular lunch with coworkers was always a thing. About the last 10 years or so nobody's interested. Part of it is a time/money crunch. But for the field I'm in that's not really too much of a problem. It's just people aren't interested in old style face to face interaction. I've got people I'm going to miss when I retire (in 3 hours) but most of those are people closer to my age that are interested in chatting, doing lunch, etc., not just sitting looking at their phones.
@@xlerb2286 Thanks for the reply. I am not a big lunch guy, but its the only place I hear whats going on with the Company I work for. Hear all the gossip, who screwed up, whats being planned for the next months. Lunch can be very productive for the work environment, but no one is interested but in themselves.
Video could not have come at a better time. One month from retirement, and already having regrets. But my job is no longer fun and I can financially retire. I dread going to work. Its just too stressful.
I suggest finding a thing that's important to you. Get in with the right group of folk doing something that matters to you and those regrets will vanish. But I hear you loud and clear on the job no longer being enjoyable. Same here, retiring at 63 and I'd fully planned on going to 65 or maybe even later. But companies change, the profession has changed. I don't like it any more so I'm out.
@@ctv8100 If you are planning on 15-20 years, then you might actually be ready in 10-12 years. Many people find out after they retired that they could/should have done it earlier. Good luck.
Getting ready to pull the plug on a very satisfying 35 year career. I just feel the time feels right to start the next stage of life. I’ll be 60 this summer. I’m taking off the entire summer, during which time I’ll decide if I want to work until year end or not go back at all. Exciting times!
I am 7 days away from retirement. Time has flown by so quickly. I am both excited and nervous as work has been such a big part of my life and defines who I am. So I understand that it is going to be a big change. I told myself I will give myself 6 months to figure out what comes next, what I want to do next.
Let the psychology begin. Today's my last day of work. I _think_ I won't have a hard time of it. Until I was 35 I was working in a family business where hours were very free and you did what was needed when it was needed. It's the past ~30 years of working 8 to 5 that's been hard for me ;)
I’m realizing of the significant upsides of having a soulless corporate job for this last 15 years of my working life is that I am not at all identified with it. I won’t miss any aspect of it. I’m going to be done in six months and will not look back. I’m grateful it enabled me to stash the savings I needed to get out at 57 but beyond that, it has nothing to offer me.
I too am a corporate employee for 27 years now. I call it an acid bath for my soul daily. The circus that goes on daily is sapping the life out of me. I’m 54 and trying to make it to 55. I will assess then. I am under what they call the “Golden handcuffs” and in the books until 2026/2027. My close friend at my work told me “is your life worth the money”. 🤔
My purpose of working was to provide the funds to finance the life I wanted. Now that I'm less than a year from retiring, I'm getting my affairs in order. My career was always just a job. I have so many things I do now and so many I can't do because the job's in the way. Looking forward to picking up an extra 40 hours or so per week. But I already know it won't be enough to do everything so I'm looking at hobbies I can cull.
I'm 35 retired and enjoying life to the fullest, the way we all are supposed to.. hard work, saving and smart investing has paid off... now i live off my etf portfolio which will support me for my whole life!!! We shouldn't be working when we old, unless you absolutely love it
I'm trying to avoid new buys now in order not to get sucked into a bear trap. On the other hand, l'd love to know best possible areas and ways to invest amid downtrend, my goal is to retire comfortably at a ballpark of $1.2M
good luck! comfortable retirement all comes down to how you want to live your life, if you pinpoint a particular amount to retire with, then it's only right to plan with a well-qualified advisor
I agree, the role of advisors can only be overlooked, but not denied. I remember few summers back, just after my awful divorce, I was in dire need of investing guidance to keep my head above water and thankfully, I came across someone of grit, helped a lot to grow back my reserve notwithstanding inflation, from $360k to nearly 7figure as of today.
great gains there! mind sharing details of your advisor pleas? i've started gaining more cash flow with my employment and looking at putting money into stocks and alternative assets that can help build wealth over time
Jennafer Beaver Turner is the licensed expert I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you weren't to blame for.it's especially difficult for people who are retired.
True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.
Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my portfolio this red season. I’ve made over $250k since then.
This sound interesting. I’m not really one to use pro analysts, but I guess it would not hurt to try one. My portfolio is in the red waters right now
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
Found her, I wrote her an email and scheduled a call, hopefully she responds, I plan to start the year on a woodnote financially..
I am 61 and have 10 more working days! My husband and I have been married 43 years and I always have been a saver and investor. Needless to say I am so excited to put the stress of monthly deadlines behind me and enjoy my retirement years! Thanks Azul for all your wisdom and guidance!
Prepare for these 3 things. 1. 75% less stress. 2. Find a place to store alarm clock. 3. Every day is Saturday. Enjoy folks!
It's better than Saturday, when everyone else is at work you can get everything you want done with less people around.
I set an Alexa reminder to tell me I dont need to work tomorrow
I love this comment❤
I,m 68, and I retired 8 years ago. No looking back. No regrets!🎉
good for you @richardross3172 .... I am happy you have not look back without regrets.
My first winter after retirement was a whole lot of skiing and meeting a bunch of new ski buddies.
Every day's Saturday 🎉🎉
Co workers, who needs them, Went to lunch today with coworkers all about 30 years old, I;m over 60. Not one wanted to talk. All just looking at their phones looking at TikTok or texting. These people have almost no social skills.
I've had the same experience. For decades the semi-regular lunch with coworkers was always a thing. About the last 10 years or so nobody's interested. Part of it is a time/money crunch. But for the field I'm in that's not really too much of a problem. It's just people aren't interested in old style face to face interaction. I've got people I'm going to miss when I retire (in 3 hours) but most of those are people closer to my age that are interested in chatting, doing lunch, etc., not just sitting looking at their phones.
@@xlerb2286 Thanks for the reply. I am not a big lunch guy, but its the only place I hear whats going on with the Company I work for. Hear all the gossip, who screwed up, whats being planned for the next months. Lunch can be very productive for the work environment, but no one is interested but in themselves.
Video could not have come at a better time. One month from retirement, and already having regrets. But my job is no longer fun and I can financially retire. I dread going to work. Its just too stressful.
I suggest finding a thing that's important to you. Get in with the right group of folk doing something that matters to you and those regrets will vanish. But I hear you loud and clear on the job no longer being enjoyable. Same here, retiring at 63 and I'd fully planned on going to 65 or maybe even later. But companies change, the profession has changed. I don't like it any more so I'm out.
@@xlerb2286 Thanks for the reply. I will look into your suggestion. Thinking of volunteering at my local dog shelter.
@@johnd4348 My wife and I have done cat fostering for 15-20 years. It's very rewarding to us. Best wishes.
I’m 65 …and scared about retirement…but the stress of my business is killing me-…..financially I’m in good shape
My last day of work was today! Most of the things you mentioned are all lined up, including volunteering. Getting excited!
Congratulations 🎉
I'm glad you said that it gives me hope !! I've got 15-20 years to go !!!
Congrats. I have been done for a year and a half. The day I turned 60. You won’t regret it.
congratulations on your retirement 🥳
@@ctv8100 If you are planning on 15-20 years, then you might actually be ready in 10-12 years. Many people find out after they retired that they could/should have done it earlier. Good luck.
Getting ready to pull the plug on a very satisfying 35 year career. I just feel the time feels right to start the next stage of life. I’ll be 60 this summer. I’m taking off the entire summer, during which time I’ll decide if I want to work until year end or not go back at all. Exciting times!
I am 7 days away from retirement. Time has flown by so quickly. I am both excited and nervous as work has been such a big part of my life and defines who I am. So I understand that it is going to be a big change. I told myself I will give myself 6 months to figure out what comes next, what I want to do next.
Let the psychology begin. Today's my last day of work. I _think_ I won't have a hard time of it. Until I was 35 I was working in a family business where hours were very free and you did what was needed when it was needed. It's the past ~30 years of working 8 to 5 that's been hard for me ;)
I’m realizing of the significant upsides of having a soulless corporate job for this last 15 years of my working life is that I am not at all identified with it. I won’t miss any aspect of it. I’m going to be done in six months and will not look back. I’m grateful it enabled me to stash the savings I needed to get out at 57 but beyond that, it has nothing to offer me.
Here here. The other thing is you get paid to go to the bathroom, to sit in a meeting and never say a word or pay attention, and many more benefits.
I too am a corporate employee for 27 years now. I call it an acid bath for my soul daily. The circus that goes on daily is sapping the life out of me. I’m 54 and trying to make it to 55. I will assess then. I am under what they call the “Golden handcuffs” and in the books until 2026/2027. My close friend at my work told me “is your life worth the money”. 🤔
Thanks for this video. I was just talking with my primary care physician about this.
My purpose of working was to provide the funds to finance the life I wanted. Now that I'm less than a year from retiring, I'm getting my affairs in order. My career was always just a job. I have so many things I do now and so many I can't do because the job's in the way. Looking forward to picking up an extra 40 hours or so per week. But I already know it won't be enough to do everything so I'm looking at hobbies I can cull.
I'm 35 retired and enjoying life to the fullest, the way we all are supposed to.. hard work, saving and smart investing has paid off... now i live off my etf portfolio which will support me for my whole life!!! We shouldn't be working when we old, unless you absolutely love it
Thanks for sharing -- I enjoy your videos and get a lot of good information from them.
Wonderful content, thank you so much from across the water. 🙌🙌🙌
Another great video
I'm trying to avoid new buys now in order not to get sucked into a bear trap. On the other hand, l'd love to know best possible areas and ways to invest amid downtrend, my goal is to retire comfortably at a ballpark of $1.2M
good luck! comfortable retirement all comes down to how you want to live your life, if you pinpoint a particular amount to retire with, then it's only right to plan with a well-qualified advisor
I agree, the role of advisors can only be overlooked, but not denied. I remember few summers back, just after my awful divorce, I was in dire need of investing guidance to keep my head above water and thankfully, I came across someone of grit, helped a lot to grow back my reserve notwithstanding inflation, from $360k to nearly 7figure as of today.
great gains there! mind sharing details of your advisor pleas? i've started gaining more cash flow with my employment and looking at putting money into stocks and alternative assets that can help build wealth over time
Jennafer Beaver Turner is the licensed expert I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
Wow, I just typed her full name and came across her platform on the net, Truly thanks for bringing this to light will definitely reach out to her.
A healthy body is a healthy mind. A healthy mind is a healthy body.
Azul kills early retirement
The only thing that kills your retirement dream is a financial advisor. They steal your money. Crooks!