hey, sis! Be sure to go to aura.com/melody to get a 14 day free trial (and see if your personal information has been leaked online!!!) and of course, let's chat about today's question: What is one bad money habit you've had to break?! & and what is one GOOD habit you've cultivated?! encourage us with your growth in the comments below!! ♥
You’ve helped me so much in my walk with Christ as an adult. I grew up in church but it’s totally different when we undergo a spiritual transformation on our own regards. Thank you for everything 🤗
I was just repenting telling God I messes up his money and I will do better. And started studying new budgeting ways to get things back in order and your video popped up!! Thank you, Let's me know he hears me loud and clear!!
JUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
@@Only1QueenOfEverything JUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
My bad money habit was being stingy as well and not tipping just a very scarcity mindest,but ever since my relationship with God and learning that he is the God of abundance, I am more willing to give. I am now starting to tithe, save and budget my money. Thank you for making this video because it is really needed for the times we live in😊.
Bad Habit I'm breaking = Impulse Spending/Emotional Spending/Frivolous Spending Good Habit I’m Keeping = Benevolence Funds to bless others, & paying down debt, minimizing use of credit cards except strategically (air miles & Costco rewards)
My bad money habit was always eating out everytime I went out and got money . My replacement habit for it is exploring in my kitchen and making most of my craving from home . I also had a problem with spending alot on clothes but I decided to take sewing class so I can remake anything I want to see in my closet . Not only is it a profitable skill ,it's a good money saving skill and generational skill to teach the younger ones in my family.
JUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
@@itsciJUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
@@stephanielong784JUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
One major habit that I had to break was in understanding that everything I have God has given me and He has given me enough! Finances used to always be an area that would give me so much anxiety and worry but it was because I was trying to prevent something that hadn’t even happened. Instead I know put my faith and trust in God! I’m so grateful for the grace and wisdom that He has given my husband and I! Loved this video and this word!❤
This was right on time. During my alone time with God I told him I will write down all my spending and start tracking how and when and what I'm spending on. I need to cultivate that habit. And I need to break spending more than I make 😭
JUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
JUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
This was so great! My bad money habit was that I would spend too much helping people. One day I got tired of never having any money and I took it to God and I believe He showed me I wasn't being a good steward of my money because there's a difference between helping and enabling. I thought giving to those in need meant I was stewarding well but the thing is if you're giving to the same people over and over again you aren't. You are pretty much becoming their ATM and blowing God's money. I had to learn there are many ways to help others that don't only consist of giving all of your money such as teaching and helping them create a budget, researching local resources they can use and presenting it to them, volunteering to watch their kids so they can accept a better paying job etc. SO many options. Giving money is definitely fine but there is a such thing as giving irresponsibly and that's what I had to learn and what I had to go to God about.
I literally just told myself, "Girl , pay some money on that dang credit card bill and stop playing with GOD😅 so I did!!! And then came to TH-cam, and you are the first video in my feed. I love the Lord , I love God, and I love you, Jesus. And I appreciate you so much, Melody ❤
Hello Melody. Thanks again for another word of wisdom. One bad money habit that I had to break was attaching my worth to my low bank account. As you've mentioned because of the society we live in, it's easy to feel like you're not enough if you don't have XYZ. However, I've come to realize and know that God is my source and provider, and not the job ( although I need one ), and HE provides for all my needs, therefore I lack nothing. The second one was spending more than I made. This was a tough one to break. God made me see what I was spending my money on was for things that I didnt need, just wanted. He showed me how to be humble and minimilistic. Doesn't mean that I cant have things, but I learned to weed out my wants from things that I really needed. Things have changed drastically in the past few years and Im more intentional with what I spend our money on. I also stopped inpulsive buying. I had a bad habit of buying things that I really didnt need or even thought about buying, but because I saw it was on sale or bargain, I would buy it just in case, and then never used it! Such a waste! Thank God I dont do that anymore. Thanks again, and have a great week!
Bless you As a single mother (my choice, God's grace) I've always been hesitant to tithe when I feel things are "tight " .I know God has been and is still working on me in this area because He's never failed and I know He never will. Pray I trust Completely 🙏🏾🙌🏾
I used to feel scared to tithe too but I'm not a mother so your fear is probably different than mine. I wrote you this really long response about what helped me but I erased it as it was lengthy. But, in the beginning tithing is scary, however, build your faith by building your relationship with God and tithing will eventually be less scary (it was for me). One reason is because I grew to know that God will ALWAYS have my back and He's proven it to me. Also, the closer you get to God and the more you get in your word you realize God isn't a liar. If He says he will provide for all of your NEEDS He will. Also, budgeting helps too haha. I'll be praying for you :).
Just want to tell you I'm in similar circumstances, I'm recently learning to do this and grow my faith over fear. Listennnn. when I say there are miracles waiting on you that you may not even be looking for??? I'll encourage you to keep your relationship with the Father, Son and Holy Spirit paramount and seek the kingdom of God first. God loves to bless His children and knows what we need before we even ask. Sending a prayer up for you! And I'm excited for your breakthrough to "level country and into the land of uprightness" (Psalm 143:10)!!!
I have a really bad habit of spending more than I make. I really want to get into the habit of creating a spending budget. This video has helped me to do just that! ❤
That's true, God is our provider and that alone involves money as provision. I want to grow myself in this area and trust the Lord, I hope to share my experiences too on my channel, you're an inspiration ❤❤❤
i grew up in a missionary family, and am also a missionary, but only recently have i become independent and have been looking at budgeting videos and how to steward it well because i want to do it right! Your video popped up and it just felt so relevant! Thank you :)
1) Breaking the habit of overspending. The Lord has been working on me to be a good steward for the past few months and to get things in Order. I’ve created a budget and I’m tracking where all of my money is going. 2) gettin out of debt as fast as possible so I can be a Lender, not a Borrower. I’m the Head not the Tail. 3)learning how to invest to multiply my talents. *Opening a high yield savings account. *Taking classes on how to buy /trade stocks
I have a very unhealthy relationship with money. I truly trust in God and that He will always provide for me but I have a bad habit of spending money that I do not have. I am getting better with budgeting but I still have a long way to go! Thank you for this video 🙏🏾
Bad habit back in the day was overuse of credit card. Now I have a reloaded credit card where I can only spend what I’ve deposited on the card. The amount on the card is what I can afford to put on the card so I only spend what I have. Amen
I have a personal budget meeting with me, myself and I every wednesday and Saturday. I know how much money I have at any given moment. Also, I try my best to stay away from credit cards, if I don't have the cash money then I don't buy it. I will wait and save up if I really want it and by then honestly I have forgotten about it.
One of my money habits it’s not tithing, because I’m always like “ how can I give my 10% when im not making a lot right now .” But what I do need to realize that isn’t up to me to worry about; it’s not mines and I owe it to god.
This is just confirmation that I made the right decision as far as the financial firm I am with! I already knew it was God ordained anyway but this here really confirmed literally everything we help our clients with! Your videos have really been helping me and I just thank you for allowing God to use you sis❤
Bad habit was spending to keep up with the latest trends. Breaking it by doing the 100 envelopes money savings challenge instead to save and invest in the right things. Thank you for this video. It opened my eyes to a lot that I didn’t realize before! Blessings to you and your fam!💕
This video is on time for me because this month I have decided to start having good money management skills. I've made a budget and I'm determined to stick to it! A bad money habit I'm going to have to break is ordering lunch from Uber Eats when I'm at work. A good habit I'm replacing it with is buying what I need every month to pack my own lunch. Thanks for the great video Melody!
Im in a work in progress in handling my resources. Had been in a rought time and with Gods help. He is healing me and changing me. 😊 Thank you for this wonderful video! 😊
I would say my bad money habit is forgetting to do my monthly budget sometimes. I will make sure I put it on my To Do List and calendar with notifications so that I will not forget a month anymore. I feel unorganized and unprepared when I don't have it done for the month. I also need to work up the courage to invest.
Your video came at the perfect time. God has blessed me with the ability to budget and invest. I stopped tithing years ago but since this video, I have readjusted my budget to include tithing. I have to remember this is God’s money not mine.❤❤❤
I am currently breaking my spending habits on things I don't need in the moment and can wait for in the future. I realize I have a spending problem and I have been talking with the lord about it so I am working on breaking that now.
A bad habit is that I am super stingy with money. I OBSESS over my budget and cranking numbers. I think my biggest take away is that I need to trust God more with HIS money 😂🫣 Also I like the idea of investing. I’ve been thinking about Money Market accounts so I think I’ll start there and do some research. Thanks so much. This was amazingly helpful! ❤❤
I had to break my toxic relationship with spending. It wasn’t on one specific thing I was just shopping for unnecessary stuff. I used to look back and wonder were did my money go. It would make me feel so bad to have no account for were my money went and I had bills to pay. so I had to stop that cycle I started with a Financial fast and it opened my eyes to how much money I was wasting. From there I created a budget and now have a plan for my money so Everything is accounted for. I couldn’t imagine my life with out it now. 🙌🏾
I relied more on using my credit cards rather than my own earnings and budgeting. My focus is and more to eliminate debt so there is financial freedom and be able invest my time to my future wealth and investing goals.
I really love this series My bad money habit is overspending I have put a stop to this I have decided for 3 months no more junk food or fast food, for me these things are addictions I also need to limit Amazon lol 😅 I have also decided to start giving tithes and offerings to my online church and the you version Bible app I really want to start trusting God to be my provider and give Him what Belongs to Him!!!
When I started my first job in March this year I already had a budget in mind and as I started getting paid and spending I have been auditing my expenses. I’ve realized so far that I easily spend money on food and coffee and definitely need to cut down on that 😅. Also, I am still unsure about investing in stocks but I have felt a heart change towards investment overall and I think investing in property may be more of my speed than stocks. I loved this video. I have been praying that I be a good steward of the financial blessing I now have and how to do it so this was much needed!
5:24 thats my biggest flaw. I grew up in a pretty affluent home when I was a kid and it was very hard for me because I was very spoiled unfortunately and I got everything I wanted in my life. After my dad passed away and my mom lost her job. Things kind of changed her. I was so used to this luxurious lifestyle that I saw that I couldn’t understand how to steward my money. I need to work on that. Because I like really nice things not like Louis Vuitton nice but like food I love healthy food and organic food and its wayyy expensive to be healthy. So i have a stuggle between.. do I eat healthy and pay more to stay healthy or do I get cheaper food but regret it later because my body will be affected by it?! Thats so hard for me.
My discipler & her husband have a benevolence fund! & it's something I've always kept at the forefront of my mind. My husband and I always make sure we save enough to help others whenever we are asked. My husband is generous & I love giving gifts so adding benevolence as a way to bless others from what God has blessed us with is something we both love & are grateful we get to do!
Always having to have my nails done and now they are more expensive than they have ever been so I found a website they have some pretty sturdy and beautiful press on nails so where I use to spend $20 or more on my nails I’m spending a dollar for the nail pack like maybe no more than five dollars so I save there.
Thank you for this, Mel! Being a good steward of my finances has been my heart's desire since I was young! I am in the process of finding a way to track every dollar that I spend. I took a crack at it over the weekend and.... let me just say, I want to be less expensive, haha. Thank you for dropping these gems and suggestions. I will continue on this money journey and not give up easily! I need to 100% work on not overspending...
My bad habit to break is always spending growing up I just wasn’t taught to count what I spent just spend I use to blame it on my zodiac sign oh I’m such n such & we spend & that’s not good. What I will do is get back into investing & tracking what I spend❤️
I absolutely have No Budget in place. Nor am I investing in anything monetary. I am doing better with the tithes. Still alot more growth needs to take place in the money management area. Thanks for the insight. Much love and Many Blessings 🙌🏼 🙏🏼 💕
100% agree with everything especially tithing. We must give back a portion of what we bring. A be cheerful in giving. I don't why but I feel better when I tithe.
The bad money habit I will start implementing today is not spending more than I make! I’m a culprit for credit card debt and relying on “paying it back later” as an excuse to buy food or whatever I needed it for during the time of purchase. However, I will start working on that now. And start Implementing finding out where every single dollar is going from my account so I can manage it better as well!!! Thank you Melody for being obedient to God when you made this video. It is right on point bc pay day is not only tomorrow lol but I asked The Lord about tithing and how to start managing my money as a Christian women.
My bad money habit was, I was doing two of the habits you suggested however I almost became like a scrooge. I didn't want to give I didn't want anyone to ask me for anything because they'd be messing up my system. So now I'm doing my best to remember it's not mine to horde.
Thank you for this message! Because it’s a lot of people who talk about money and the Holy Spirit been warning me about these people they call us broke! I don’t even entertain them!🙏🏽💕
Hey Sis, thank you for this video. All your videos has really been helping big time and now yes unto investing and breaking the habits of reckless spending. God bless.
Soooo true tithing HELPS and idk how it works but you really reap what you sow in various areas in your life that allow more money to come your way. I tithe more than 10% and make sure I set it aside weekly. Amen
Hi Melody! Thank you so much for another great video❤ One bad money habit that I had and am slowly unlearning is spending more than I have. I used to do this a lot when going out with "friends". I would spend on items for other people, be it drinks, food etc., even though they'd never actually need it (& probably wouldn't ever spend on me the same way). I know that generosity is a great virtue, but in these instances I admit that it was my pride taking over because I didn't want to seem like I couldn't afford or was poorer than my friends. I was also a huge people-pleaser then and the money was always at my disposal with no immediate need. Even though I'm only 20 and still living with my parents (so I don't have to worry about lots of basic needs), I still make an effort to curb this spending desire by budgeting especially for long-term goals I have, and limit any unnecessary purchases or going out. I also make an effort to contribute the little I might have to the family budget to take some of the weight off my parents. Lastly, there's this quote I heard years ago that shifted my perspective on money, particularly before I purchase anything that I would consider a luxury item - "If you can't afford to buy it twice, then you can't afford it".
Thank you for this video ❤ I used to have the habit of buying things just because I thought they were nice but most of the time I didn't need them (besides I spent the money that I had to spend on other more important things) I changed the habit and now before buying something I think better if it really is a wise purchase. Greetings from Costa Rica 🇨🇷 🥰
This video came at the right time. My bad habit is not being consistent enough and I just looked at my budget planner and said for July and beyond I will stay consistent and use it like I did but also be conscious and aware of of my purchases. I’ve been reading Get Good With Money and I’ve seen how I have been foolish with my money but now it’s time to get wise and mature my finances as I am maturing myself.
This is helpful. Thank you. I felt a healthy sense a shift in watching this a help in my maturity growth that I need. So just will love to thank Jesus thank you Jesus for leading me to this video as well
Budgeting has helped to understand where my money is going but also where I am lacking. Believing to owe no man nothing but to love him and be a better Steward with the resources he gives me to manage. Tfs, Melody!
Hey sis, My one bad habits has been definitely spending more than I was making. Now that I have the concept of budgeting, I no longer have that bad habit. I am very good at keeping track of where my money is going. I loved this episode. It was very informative. ❤
Thanks for this Sis🙏🏽 I love the message & we are managing in our home as well. It is a consistent battle because it’s so easy to lean towards the flesh but God is there for us in our moments of weakness to pray to for help.
One of the habits I had to break was not saving and overspending I’m doing that by writing out a budget and making sure that I don’t go over it Also it’s helps to have a set amount your gonna save (after the tithe of course) then spilt the rest
Thank you so much. I know the principles of tithing and I know the reward that comes with it. I was truly being selfish and not listening but after watching your video I did what I know was right thank you God for heavenly reminders.
I am new to your channel, and abundantly blessed thus far. I have spent basically this entire Sunday morning watching all your youtube videos. I am in need of a church home. What church do you attend?
Love this video 💗. I always thought that the more money I made the more I could spend but thats foolish of me! One good money habit I have is I’ve always been giving! I just need to incorporate tithing. But I’m a shopaholic !!!
✨Bad Habit✨ *I notice I spend more then I make at times ✨Good Habit✨ * I learned the importance of tithing and giving back to God what he blesses you with!
One bad habit I’m trying to break is spending spending spending. A good habit I have recently adapted is saving in accounts that are out of sight (out of mind)
Stop borrowing from my loan [the loan hat was to help build credit but it kept me living paycheck to paycheck]! I was spending more than I had at the time because I was using up this loan and paying it off with all my checks instead I started the want need rule… do I need this? Can I afford it right now? Don’t need it, can’t afford it: it can wait! Saved the money I was spending from my checks then boom! My credit skyrocketed because less % was spent I had money in my account, saved my checks and turns out I didn’t need none of that stuff I was spending money on… who knew?!
So basically spent more than I made and I created a budget plan with deducting from my check the bills, a certain % for groceries a certain % for savings and a certain % for tithes and pay myself…
Being stingy and being afraid to spend money. God is delivering me from a poverty/lack mindset. In terms of a good habit, I don't spend any money on my card until I pay tithe.
All Glory to God this message was right on time seeing how just this past weekend I had a thought on why I wasn’t seeing where my pay check was going, I definitely put a budget in place and with tithing I pray to see a deference in my spending and saving
1 bad habit: Not keeping track of my bank account balance (because who wants bad news right🤣🥴) 1 good habit: I’ve implemented tracking every dollar I spend and also have been creating family meal plans and grocery lists every Thurs to lower our household grocery bill I have a long way to go but I’m happy I’m finally waking up to break bad habits and implement better habits 🙏🏽🙌🏽
I absolutely Love your videos, I learn so much about what God wants from me!!! I will definitely work on my budgeting first and accounting for every dollar spent because I truly don’t and as God continues to bless my finances, I need to repent and do better 😢🙏🏾
Definitely feel convicted, I just finished reading Know Yourself Know Your Money. I invest and manage my money pretty, however, struggle with giving. Mostly because I don't know where or who I should be giving to, I don't belong to a church so don't tithe. How don't I know where God wants me to give? I'm open to any suggestions.
You know the crazy part about the rich ruler? He was suppose to sell his possessions meaning he wasn’t even gonna be down bad. He still would have had a return. He could have just bought new stuff if you really think about it. He didn’t love his neighbor like he said. He was self righteous. He responded as if Jesus said give all your possessions away for free which I think is wonderful to do if you have it like he had it. It just shows where his heart was.
hey, sis! Be sure to go to aura.com/melody to get a 14 day free trial (and see if your personal information has been leaked online!!!)
and of course, let's chat about today's question: What is one bad money habit you've had to break?! & and what is one GOOD habit you've cultivated?! encourage us with your growth in the comments below!! ♥
6:48 thank you
I sure am!! Bless You
Thank You
You’ve helped me so much in my walk with Christ as an adult. I grew up in church but it’s totally different when we undergo a spiritual transformation on our own regards. Thank you for everything 🤗
thank you for being here 🥲 so glad i can be apart of your walk with God.what an honor!
Amen I agree 🙏🏾
I was just repenting telling God I messes up his money and I will do better. And started studying new budgeting ways to get things back in order and your video popped up!! Thank you, Let's me know he hears me loud and clear!!
Same! 🙋🏽♀️💛🙏🏾
Amenn Let God lead the way Hallelujah THANK YOU JESUS🙏🏽🙏🏽
JUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM
Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
@@Only1QueenOfEverything JUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM
Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
One bad habit I had was impulse spending and I replaced it with Saving what I wanted to spend ❤
I’m taking this idea!
@@dyheshataylor869 be my guest love🥰
Same here
My bad money habit was being stingy as well and not tipping just a very scarcity mindest,but ever since my relationship with God and learning that he is the God of abundance, I am more willing to give. I am now starting to tithe, save and budget my money.
Thank you for making this video because it is really needed for the times we live in😊.
I too struggle with a scarcity mindset.
Bad Habit I'm breaking = Impulse Spending/Emotional Spending/Frivolous Spending
Good Habit I’m Keeping = Benevolence Funds to bless others, & paying down debt, minimizing use of credit cards except strategically (air miles & Costco rewards)
My bad money habit was always eating out everytime I went out and got money . My replacement habit for it is exploring in my kitchen and making most of my craving from home . I also had a problem with spending alot on clothes but I decided to take sewing class so I can remake anything I want to see in my closet . Not only is it a profitable skill ,it's a good money saving skill and generational skill to teach the younger ones in my family.
Good idea
being able to not spend more than I have is something the Lord is most definitely going to have to walk me through
same 😩
Same here!!
JUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM
Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
@@itsciJUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM
Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
@@stephanielong784JUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM
Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
One major habit that I had to break was in understanding that everything I have God has given me and He has given me enough! Finances used to always be an area that would give me so much anxiety and worry but it was because I was trying to prevent something that hadn’t even happened. Instead I know put my faith and trust in God! I’m so grateful for the grace and wisdom that He has given my husband and I!
Loved this video and this word!❤
"It was never ours to begin with."....Amen!
💜
Breaking being stingy and thinking everything is mine, replaced by being more generous and willing to give
Overspending was my bad habit! My paycheck could never sit there but a good habit I've created is no more fast food / Dining
This was right on time. During my alone time with God I told him I will write down all my spending and start tracking how and when and what I'm spending on. I need to cultivate that habit. And I need to break spending more than I make 😭
JUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM
Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
JUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM
Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
This was so great! My bad money habit was that I would spend too much helping people. One day I got tired of never having any money and I took it to God and I believe He showed me I wasn't being a good steward of my money because there's a difference between helping and enabling.
I thought giving to those in need meant I was stewarding well but the thing is if you're giving to the same people over and over again you aren't. You are pretty much becoming their ATM and blowing God's money.
I had to learn there are many ways to help others that don't only consist of giving all of your money such as teaching and helping them create a budget, researching local resources they can use and presenting it to them, volunteering to watch their kids so they can accept a better paying job etc. SO many options.
Giving money is definitely fine but there is a such thing as giving irresponsibly and that's what I had to learn and what I had to go to God about.
I literally just told myself, "Girl , pay some money on that dang credit card bill and stop playing with GOD😅 so I did!!! And then came to TH-cam, and you are the first video in my feed. I love the Lord , I love God, and I love you, Jesus. And I appreciate you so much, Melody ❤
Hello Melody. Thanks again for another word of wisdom. One bad money habit that I had to break was attaching my worth to my low bank account. As you've mentioned because of the society we live in, it's easy to feel like you're not enough if you don't have XYZ. However, I've come to realize and know that God is my source and provider, and not the job ( although I need one ), and HE provides for all my needs, therefore I lack nothing. The second one was spending more than I made. This was a tough one to break. God made me see what I was spending my money on was for things that I didnt need, just wanted. He showed me how to be humble and minimilistic. Doesn't mean that I cant have things, but I learned to weed out my wants from things that I really needed. Things have changed drastically in the past few years and Im more intentional with what I spend our money on. I also stopped inpulsive buying. I had a bad habit of buying things that I really didnt need or even thought about buying, but because I saw it was on sale or bargain, I would buy it just in case, and then never used it! Such a waste! Thank God I dont do that anymore. Thanks again, and have a great week!
Bless you
As a single mother (my choice, God's grace) I've always been hesitant to tithe when I feel things are "tight " .I know God has been and is still working on me in this area because He's never failed and I know He never will. Pray I trust Completely 🙏🏾🙌🏾
I used to feel scared to tithe too but I'm not a mother so your fear is probably different than mine. I wrote you this really long response about what helped me but I erased it as it was lengthy. But, in the beginning tithing is scary, however, build your faith by building your relationship with God and tithing will eventually be less scary (it was for me).
One reason is because I grew to know that God will ALWAYS have my back and He's proven it to me. Also, the closer you get to God and the more you get in your word you realize God isn't a liar. If He says he will provide for all of your NEEDS He will. Also, budgeting helps too haha. I'll be praying for you :).
@FLS.- God bless you!
The budget thing is something God has been working with me on and I thank You for being confirmation
@@JoySings3982 of course! Praying for you! If you need any budgeting tips I'm available:). Take care 🙂
Just want to tell you I'm in similar circumstances, I'm recently learning to do this and grow my faith over fear. Listennnn. when I say there are miracles waiting on you that you may not even be looking for??? I'll encourage you to keep your relationship with the Father, Son and Holy Spirit paramount and seek the kingdom of God first. God loves to bless His children and knows what we need before we even ask. Sending a prayer up for you! And I'm excited for your breakthrough to "level country and into the land of uprightness" (Psalm 143:10)!!!
@@thebravebird Bless You! Matthew 6:33 has been my center focus. Seek Him first in EVERYTHING 🙌🏾🙌🏾 I appreciate you ❤️
I have a really bad habit of spending more than I make. I really want to get into the habit of creating a spending budget. This video has helped me to do just that! ❤
That's true, God is our provider and that alone involves money as provision. I want to grow myself in this area and trust the Lord, I hope to share my experiences too on my channel, you're an inspiration ❤❤❤
yes to all of this! trusting God in all areas but especially with money is so important. i cant wait to see the experiences you share on your channel!
@MelodyAlisa Thank you for your response. I feel encouraged that. Oh yes, He is able!
i grew up in a missionary family, and am also a missionary, but only recently have i become independent and have been looking at budgeting videos and how to steward it well because i want to do it right! Your video popped up and it just felt so relevant! Thank you :)
Thank you so much!!! Don’t despise small beginnings! Start with the little you have 🙏🏾❤️
1) Breaking the habit of overspending.
The Lord has been working on me to be a good steward for the past few months and to get things in Order.
I’ve created a budget and I’m tracking where all of my money is going.
2) gettin out of debt as fast as possible so I can be a Lender, not a Borrower. I’m the Head not the Tail.
3)learning how to invest to multiply my talents. *Opening a high yield savings account.
*Taking classes on how to buy /trade stocks
I have a very unhealthy relationship with money. I truly trust in God and that He will always provide for me but I have a bad habit of spending money that I do not have. I am getting better with budgeting but I still have a long way to go! Thank you for this video 🙏🏾
Bad habit back in the day was overuse of credit card. Now I have a reloaded credit card where I can only spend what I’ve deposited on the card. The amount on the card is what I can afford to put on the card so I only spend what I have. Amen
I have a personal budget meeting with me, myself and I every wednesday and Saturday. I know how much money I have at any given moment. Also, I try my best to stay away from credit cards, if I don't have the cash money then I don't buy it. I will wait and save up if I really want it and by then honestly I have forgotten about it.
One of my money habits it’s not tithing, because I’m always like “ how can I give my 10% when im not making a lot right now .” But what I do need to realize that isn’t up to me to worry about; it’s not mines and I owe it to god.
This is just confirmation that I made the right decision as far as the financial firm I am with! I already knew it was God ordained anyway but this here really confirmed literally everything we help our clients with! Your videos have really been helping me and I just thank you for allowing God to use you sis❤
Bad habit was spending to keep up with the latest trends. Breaking it by doing the 100 envelopes money savings challenge instead to save and invest in the right things. Thank you for this video. It opened my eyes to a lot that I didn’t realize before! Blessings to you and your fam!💕
This video is on time for me because this month I have decided to start having good money management skills. I've made a budget and I'm determined to stick to it! A bad money habit I'm going to have to break is ordering lunch from Uber Eats when I'm at work. A good habit I'm replacing it with is buying what I need every month to pack my own lunch. Thanks for the great video Melody!
Hey sis this is right on time and an answered prayer GOD is so good thank you for your obedience ❤
You are so welcome!! shout out to God
Im in a work in progress in handling my resources. Had been in a rought time and with Gods help. He is healing me and changing me. 😊
Thank you for this wonderful video! 😊
Spending spending spending more than I had was my issue. The biggest difference now is I tithe & I watch what I spend.
I would say my bad money habit is forgetting to do my monthly budget sometimes. I will make sure I put it on my To Do List and calendar with notifications so that I will not forget a month anymore. I feel unorganized and unprepared when I don't have it done for the month. I also need to work up the courage to invest.
Your video came at the perfect time. God has blessed me with the ability to budget and invest. I stopped tithing years ago but since this video, I have readjusted my budget to include tithing. I have to remember this is God’s money not mine.❤❤❤
I am currently breaking my spending habits on things I don't need in the moment and can wait for in the future. I realize I have a spending problem and I have been talking with the lord about it so I am working on breaking that now.
I’m learning about money and thanking God for every thing i have 🙏🏾
A bad habit is that I am super stingy with money. I OBSESS over my budget and cranking numbers. I think my biggest take away is that I need to trust God more with HIS money 😂🫣 Also I like the idea of investing. I’ve been thinking about Money Market accounts so I think I’ll start there and do some research. Thanks so much. This was amazingly helpful! ❤❤
I had to break my toxic relationship with spending. It wasn’t on one specific thing I was just shopping for unnecessary stuff. I used to look back and wonder were did my money go. It would make me feel so bad to have no account for were my money went and I had bills to pay. so I had to stop that cycle I started with a Financial fast and it opened my eyes to how much money I was wasting. From there I created a budget and now have a plan for my money so Everything is accounted for. I couldn’t imagine my life with out it now. 🙌🏾
This is a timely video. Thank you Melody for allowing the Lord to use you 🧡
I relied more on using my credit cards rather than my own earnings and budgeting. My focus is and more to eliminate debt so there is financial freedom and be able invest my time to my future wealth and investing goals.
one bad i have is spending my money as soon as i make it. i plan on managing it better by shifting my mind set
I really love this series
My bad money habit is overspending
I have put a stop to this
I have decided for 3 months no more junk food or fast food, for me these things are addictions
I also need to limit Amazon lol 😅
I have also decided to start giving tithes and offerings to my online church and the you version Bible app I really want to start trusting God to be my provider and give Him what Belongs to Him!!!
When I started my first job in March this year I already had a budget in mind and as I started getting paid and spending I have been auditing my expenses. I’ve realized so far that I easily spend money on food and coffee and definitely need to cut down on that 😅. Also, I am still unsure about investing in stocks but I have felt a heart change towards investment overall and I think investing in property may be more of my speed than stocks.
I loved this video. I have been praying that I be a good steward of the financial blessing I now have and how to do it so this was much needed!
5:24 thats my biggest flaw. I grew up in a pretty affluent home when I was a kid and it was very hard for me because I was very spoiled unfortunately and I got everything I wanted in my life. After my dad passed away and my mom lost her job. Things kind of changed her. I was so used to this luxurious lifestyle that I saw that I couldn’t understand how to steward my money. I need to work on that. Because I like really nice things not like Louis Vuitton nice but like food I love healthy food and organic food and its wayyy expensive to be healthy. So i have a stuggle between.. do I eat healthy and pay more to stay healthy or do I get cheaper food but regret it later because my body will be affected by it?! Thats so hard for me.
My discipler & her husband have a benevolence fund! & it's something I've always kept at the forefront of my mind. My husband and I always make sure we save enough to help others whenever we are asked. My husband is generous & I love giving gifts so adding benevolence as a way to bless others from what God has blessed us with is something we both love & are grateful we get to do!
Right on time.I have been struggling financially and mad at myself for not tithing consistently
This video just affirmed what I've just started to walk in. Needing to get those financial habits right. Thank you for this❤
Thank you very helpful. Buying unnecessary clothing was one of my bad habits.
Always having to have my nails done and now they are more expensive than they have ever been so I found a website they have some pretty sturdy and beautiful press on nails so where I use to spend $20 or more on my nails I’m spending a dollar for the nail pack like maybe no more than five dollars so I save there.
Thank you for this, Mel! Being a good steward of my finances has been my heart's desire since I was young! I am in the process of finding a way to track every dollar that I spend. I took a crack at it over the weekend and.... let me just say, I want to be less expensive, haha. Thank you for dropping these gems and suggestions. I will continue on this money journey and not give up easily! I need to 100% work on not overspending...
My bad habit to break is always spending growing up I just wasn’t taught to count what I spent just spend I use to blame it on my zodiac sign oh I’m such n such & we spend & that’s not good. What I will do is get back into investing & tracking what I spend❤️
I absolutely have No Budget in place. Nor am I investing in anything monetary. I am doing better with the tithes.
Still alot more growth needs to take place in the money management area. Thanks for the insight. Much love and Many Blessings 🙌🏼 🙏🏼 💕
100% agree with everything especially tithing. We must give back a portion of what we bring. A be cheerful in giving. I don't why but I feel better when I tithe.
The bad money habit I will start implementing today is not spending more than I make! I’m a culprit for credit card debt and relying on “paying it back later” as an excuse to buy food or whatever I needed it for during the time of purchase.
However, I will start working on that now. And start Implementing finding out where every single dollar is going from my account so I can manage it better as well!!! Thank you Melody for being obedient to God when you made this video. It is right on point bc pay day is not only tomorrow lol but I asked The Lord about tithing and how to start managing my money as a Christian women.
I had a bad habit of not tithing or giving offering to God but now I tithe and can even give offering without a hard heart❤
My bad money habit was, I was doing two of the habits you suggested however I almost became like a scrooge. I didn't want to give I didn't want anyone to ask me for anything because they'd be messing up my system. So now I'm doing my best to remember it's not mine to horde.
Thank you for this message! Because it’s a lot of people who talk about money and the Holy Spirit been warning me about these people they call us broke! I don’t even entertain them!🙏🏽💕
Hey Sis, thank you for this video. All your videos has really been helping big time and now yes unto investing and breaking the habits of reckless spending. God bless.
Soooo true tithing HELPS and idk how it works but you really reap what you sow in various areas in your life that allow more money to come your way. I tithe more than 10% and make sure I set it aside weekly. Amen
Hi Melody! Thank you so much for another great video❤
One bad money habit that I had and am slowly unlearning is spending more than I have. I used to do this a lot when going out with "friends". I would spend on items for other people, be it drinks, food etc., even though they'd never actually need it (& probably wouldn't ever spend on me the same way). I know that generosity is a great virtue, but in these instances I admit that it was my pride taking over because I didn't want to seem like I couldn't afford or was poorer than my friends. I was also a huge people-pleaser then and the money was always at my disposal with no immediate need.
Even though I'm only 20 and still living with my parents (so I don't have to worry about lots of basic needs), I still make an effort to curb this spending desire by budgeting especially for long-term goals I have, and limit any unnecessary purchases or going out. I also make an effort to contribute the little I might have to the family budget to take some of the weight off my parents.
Lastly, there's this quote I heard years ago that shifted my perspective on money, particularly before I purchase anything that I would consider a luxury item - "If you can't afford to buy it twice, then you can't afford it".
Thank you for this video ❤ I used to have the habit of buying things just because I thought they were nice but most of the time I didn't need them (besides I spent the money that I had to spend on other more important things) I changed the habit and now before buying something I think better if it really is a wise purchase. Greetings from Costa Rica 🇨🇷 🥰
This video came at the right time. My bad habit is not being consistent enough and I just looked at my budget planner and said for July and beyond I will stay consistent and use it like I did but also be conscious and aware of of my purchases. I’ve been reading Get Good With Money and I’ve seen how I have been foolish with my money but now it’s time to get wise and mature my finances as I am maturing myself.
This is helpful. Thank you. I felt a healthy sense a shift in watching this a help in my maturity growth that I need. So just will love to thank Jesus thank you Jesus for leading me to this video as well
Gworl! that PART!!!!!! 4:33 yes, expose the myths!!!!!
Budgeting has helped to understand where my money is going but also where I am lacking. Believing to owe no man nothing but to love him and be a better Steward with the resources he gives me to manage. Tfs, Melody!
Hey sis, My one bad habits has been definitely spending more than I was making. Now that I have the concept of budgeting, I no longer have that bad habit. I am very good at keeping track of where my money is going. I loved this episode. It was very informative. ❤
Obsessed with spending, found out about this and givining 10% apttmh and this video im planning on stacking up now sis!
Thanks for this Sis🙏🏽 I love the message & we are managing in our home as well. It is a consistent battle because it’s so easy to lean towards the flesh but God is there for us in our moments of weakness to pray to for help.
One of the habits I had to break was not saving and overspending
I’m doing that by writing out a budget and making sure that I don’t go over it
Also it’s helps to have a set amount your gonna save (after the tithe of course) then spilt the rest
My money habit is- bad habit #2!
It’s like as soon as I get it I think of ways to spend it! 🤦🏾♀️
Watching how I spend and not spending everything that I have that was an eye-opener
The habit I am breaking is spending more money than I make
And I am becoming a better tither and budgeter
Thank you so much. I know the principles of tithing and I know the reward that comes with it. I was truly being selfish and not listening but after watching your video I did what I know was right thank you God for heavenly reminders.
1. Without financial education there is no money management
2. Good habits directly save from lifestyle inflation
This is a good video. I feel like if school had a class people in the world will be great
thank you so much! i couldn't agree more! I wish we were taught financial literary more in school and honestly in church!! it's so important!
I am new to your channel, and abundantly blessed thus far. I have spent basically this entire Sunday morning watching all your youtube videos. I am in need of a church home. What church do you attend?
Amen!! Thank you sis, well needed
Love this video 💗. I always thought that the more money I made the more I could spend but thats foolish of me! One good money habit I have is I’ve always been giving! I just need to incorporate tithing. But I’m a shopaholic !!!
Such an awesome video thank you for sharing your knowledge of good money habits. 💰
✨Bad Habit✨
*I notice I spend more then I make at times
✨Good Habit✨
* I learned the importance of tithing and giving back to God what he blesses you with!
Thanks a lot Melody for succinctly summarising these points and backing up with scripture. God bless you 💜
Thank you so much. You have truly blessed me with this!!😊
One bad habit I’m trying to break is spending spending spending. A good habit I have recently adapted is saving in accounts that are out of sight (out of mind)
Great video! I definitely want to learn and practice everything you talked about.
Yes yes YES I LOVE this series🥰👑 thank you for sharing your knowledge❤️
Love this! I’m working on managing my finances much better. Thanks for sharing your great tips!
Stop borrowing from my loan [the loan hat was to help build credit but it kept me living paycheck to paycheck]! I was spending more than I had at the time because I was using up this loan and paying it off with all my checks instead I started the want need rule… do I need this? Can I afford it right now? Don’t need it, can’t afford it: it can wait! Saved the money I was spending from my checks then boom! My credit skyrocketed because less % was spent I had money in my account, saved my checks and turns out I didn’t need none of that stuff I was spending money on… who knew?!
So basically spent more than I made and I created a budget plan with deducting from my check the bills, a certain % for groceries a certain % for savings and a certain % for tithes and pay myself…
Thank you for speaking on this topic! I'm going to start implementing these tips into my life. Especially spending more than I have
Being stingy and being afraid to spend money. God is delivering me from a poverty/lack mindset. In terms of a good habit, I don't spend any money on my card until I pay tithe.
I keep saying God speaks to me through you❤ I was regretting how I spend my money and this video popped up. Keep doing what you do❤❤
Spending I've got to get a better handle on spending and Saving/ investing.
All Glory to God this message was right on time seeing how just this past weekend I had a thought on why I wasn’t seeing where my pay check was going, I definitely put a budget in place and with tithing I pray to see a deference in my spending and saving
Impulse Amazon shopping...guilty🙋🏾♀️. Definitely gonna surrender this bad habit to God so i can be transformed from a spender to a saver.🙏🏾
1 bad habit: Not keeping track of my bank account balance (because who wants bad news right🤣🥴)
1 good habit: I’ve implemented tracking every dollar I spend and also have been creating family meal plans and grocery lists every Thurs to lower our household grocery bill
I have a long way to go but I’m happy I’m finally waking up to break bad habits and implement better habits 🙏🏽🙌🏽
Bad money habit- scarcity as well! Not tithing like I should. Also holding on to money and not investing.
I absolutely Love your videos, I learn so much about what God wants from me!!! I will definitely work on my budgeting first and accounting for every dollar spent because I truly don’t and as God continues to bless my finances, I need to repent and do better 😢🙏🏾
Sis this red lipstick is gorgeous on you btw!! So beautiful 🙏🏿❤
Definitely feel convicted, I just finished reading Know Yourself Know Your Money. I invest and manage my money pretty, however, struggle with giving. Mostly because I don't know where or who I should be giving to, I don't belong to a church so don't tithe. How don't I know where God wants me to give? I'm open to any suggestions.
You know the crazy part about the rich ruler? He was suppose to sell his possessions meaning he wasn’t even gonna be down bad. He still would have had a return. He could have just bought new stuff if you really think about it. He didn’t love his neighbor like he said. He was self righteous. He responded as if Jesus said give all your possessions away for free which I think is wonderful to do if you have it like he had it.
It just shows where his heart was.