Gaurav Sir your insurance videos always have tiny details with smooth simplification. You have always been been a Great Mentor to me & will keep learning from you. And thank you for announcing me the complimentary winner along with Sahil. Also i want to say 'billions of thank you' to those 2 guys who have really liked my 2022 learnings. I'm really grateful. Thank you so much once again. And Congratulations to Sahil also.
Lovely sir. Desperately looking for this info.. Luckly i got info and clarity from your video.. Last line gave me a clear picture... Pure venila use for that purpose... Thank you soo much
Hello Sir, But my advice is always take Return of Premium. I know we have to pay extra money for ROP, but on MATURITY we will get all money back and without ROP we loose all the money 💰.
Sir, thank you so much for very detailed explanation, can you help explain the scenario of having multiple insurance from different provider, is it possible & how one should have it
Sir, How about Tata AIA PR Plus (smart sampoorna raksha plan) Advisor explained Below Short term premium Long term coverage Returns of charges in 13th year Growth above inflation Partial withdrawal etc Health protection cover
Dear Sir, Good day. I have puchased the HDFC term insurance for 1 CR with return of premium. After wathcing your video got impressed and need to do changes for pure term. Is it possible to do or Not. If not then what are the possibility for surrender the policy where I have less loss. As of now so far I have paid 8 premium on monthly basis. Kindly advice best possible availble means. Thank you very much for cooperation and understanding in this regard.
Thanks for your information.. I am planning to buy Term plan in mixed mode. Like 1 term plan which could cater large sum of money in vanilla product and second one would be like an add on which could provide return of premium to get additional advantage to my family till my retirement.. Will this be helpful.. Any pros or cons in this case
Return of premium is always a loss product. Never mix insurance and investment in same plan..... Buy a pure term plan only.... Without thinking any returns on it...
@@alokgupta6918 i already have one pure term plan but i thinking buy addon for addtional returns to family in current situation.. Once everything is stable in term of family financials and no more dependants on me then at least i can get the additional money spent on addin
Gaurav ji... If one person has declared that he is non smoker and non drinker while buying a term plan and later on after 5-10 years if starts smoking / drinking and within term plan tenure if his death occurs due to smoking / drinking than nominee claim will be successful for the term plan amount????
@@alokgupta6918 , Make sure you go through medical test at the time of taking policy, else its your responsibility to prove and of course insured is no more here to prove.
Gaurav Sir your insurance videos always have tiny details with smooth simplification. You have always been been a Great Mentor to me & will keep learning from you. And thank you for announcing me the complimentary winner along with Sahil. Also i want to say 'billions of thank you' to those 2 guys who have really liked my 2022 learnings. I'm really grateful. Thank you so much once again. And Congratulations to Sahil also.
thnx amit ji Congratulations to u also .👍
Lovely sir. Desperately looking for this info.. Luckly i got info and clarity from your video.. Last line gave me a clear picture... Pure venila use for that purpose... Thank you soo much
Thanks sir for bringing insightful series on insurance.
All of yadnya's videos teach me something .. thanks sir 😀😀
Nicely explained the difference between all types of plan.
Hello Sir,
But my advice is always take Return of Premium.
I know we have to pay extra money for ROP, but on MATURITY we will get all money back and without ROP we loose all the money 💰.
Sir plz make video on gold sector analysis
Best insurance co. is LIC no questions asked at the time of claim.
Hi, how is icici pru zero cost term insurance?
sir non graduate ko pure term plan nai mill raha ho to ,retern on premium ka term plan le sakte he kya // confuse
Sir, thank you so much for very detailed explanation, can you help explain the scenario of having multiple insurance from different provider, is it possible & how one should have it
Sir Tata Aia Trop give u early extit option @25th yrs. Refer that plan PLAN Name SRS. Maximum policy term is 50
Sir, How about Tata AIA PR Plus
(smart sampoorna raksha plan)
Advisor explained Below
Short term premium
Long term coverage
Returns of charges in 13th year
Growth above inflation
Partial withdrawal etc
Health protection cover
Good Plan with Best Fund option 👌 👍 maximum policy term 40yrs and Pay term 5 10 12 . If your age below 45 you must think on it.
Dear Sir,
Good day.
I have puchased the HDFC term insurance for 1 CR with return of premium.
After wathcing your video got impressed and need to do changes for pure term.
Is it possible to do or Not.
If not then what are the possibility for surrender the policy where I have less loss.
As of now so far I have paid 8 premium on monthly basis.
Kindly advice best possible availble means.
Thank you very much for cooperation and understanding in this regard.
Simple hain to better hain.
Excellent
Thanks for your information.. I am planning to buy Term plan in mixed mode. Like 1 term plan which could cater large sum of money in vanilla product and second one would be like an add on which could provide return of premium to get additional advantage to my family till my retirement.. Will this be helpful.. Any pros or cons in this case
Return of premium is always a loss product. Never mix insurance and investment in same plan..... Buy a pure term plan only.... Without thinking any returns on it...
@@alokgupta6918 i already have one pure term plan but i thinking buy addon for addtional returns to family in current situation.. Once everything is stable in term of family financials and no more dependants on me then at least i can get the additional money spent on addin
Sir please suggest me should I go for Lic tech term or HDFC term insurance..???
If you have good health ( non smoker) go with Lic tech term
Gaurav ji... If one person has declared that he is non smoker and non drinker while buying a term plan and later on after 5-10 years if starts smoking / drinking and within term plan tenure if his death occurs due to smoking / drinking than nominee claim will be successful for the term plan amount????
Will be successful but it has to be proven that it was started after taking term plan and not before
@@InvestYadnya thank you so much for replying ☺
@@alokgupta6918 , Make sure you go through medical test at the time of taking policy, else its your responsibility to prove and of course insured is no more here to prove.
i am back😆
Pesa lena sabko yad rahta hai bhai
Sir plz make video on gold sector analysis
Sir plz make video on gold sector analysis
Sir plz make video on gold sector analysis
Sir plz make video on gold sector analysis
Sir plz make video on gold sector analysis
Sir plz make video on gold sector analysis