Zero Cost Term Insurance Good or Bad? | No medicals for NRI Term life | in Tamil

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  • เผยแพร่เมื่อ 6 ม.ค. 2025

ความคิดเห็น • 49

  • @suba.a2725
    @suba.a2725 2 ปีที่แล้ว +2

    Really Very useful videos thank u Nivas sir

  • @anbuilangovan
    @anbuilangovan 2 ปีที่แล้ว +1

    yes ..mortality average is above 60 yrs. it will favour the insurance company only. so better to continue...

  • @1021karthick
    @1021karthick 2 ปีที่แล้ว +2

    Does thyroid problem reject term insurance plan ?

    • @nivasexcites
      @nivasexcites  2 ปีที่แล้ว

      No. Based on medical report they might charge extra premium. It depends on the health condition of the client.

  • @ashai1991
    @ashai1991 18 วันที่ผ่านมา

    My age 33 , icici i protect smart , la 85 age varaikum, 1 crore term insurance vangalam nu irukan.

  • @annaduraia8745
    @annaduraia8745 2 ปีที่แล้ว +2

    Sir if natural death in home, what are the documents to be submitted.

    • @nivasexcites
      @nivasexcites  ปีที่แล้ว +1

      Doctor certificate, Death certificate, policy copy, nominee proofs and nominee bank details along with claim form

  • @AshokKumar-bm8fw
    @AshokKumar-bm8fw 8 หลายเดือนก่อน +1

    Useful

  • @GSKumar
    @GSKumar 2 ปีที่แล้ว +1

    Amazing insight

  • @user-hz2es6yf2g
    @user-hz2es6yf2g 2 ปีที่แล้ว +1

    சார் வணக்கம் நான் icici pro term இன்சூரன்ஸ் எடுத்து உள்ளேன் இப்போது பஜாஜ் alianz ல் எனது அண்ணாவிற்கு அப்ளை செய்யலாமா இது சிறந்த companya உள்ளதா இந்தியபோஸ்ட் payment வழியாக பெறலாமா

  • @abhiraman146
    @abhiraman146 2 ปีที่แล้ว +1

    Sir I want to know the best sip in which I can invest for long term pls

    • @nivasexcites
      @nivasexcites  2 ปีที่แล้ว

      Funds should be selected based on financial goals. WhatsApp to 9994266772

  • @mrgladiatorss
    @mrgladiatorss 4 หลายเดือนก่อน +1

    I would like to take term and health insurance

    • @nivasexcites
      @nivasexcites  4 หลายเดือนก่อน

      WhatsApp to 9994266772

  • @marisamymariyan6491
    @marisamymariyan6491 ปีที่แล้ว

    இதில் எதை தேர்ந்தெடுப்பது நன்றி

  • @anbuilangovan
    @anbuilangovan 2 ปีที่แล้ว +2

    maxlife vs icici vs hdfc ... which is better.

    • @nivasexcites
      @nivasexcites  2 ปีที่แล้ว +1

      Maxlife is good. Compare Bajaj as well

    • @anbuilangovan
      @anbuilangovan 2 ปีที่แล้ว +2

      @@nivasexcites bajaj is it trustworthy.. they just torture to get overdraft loan..

    • @nivasexcites
      @nivasexcites  2 ปีที่แล้ว

      Insurance is completely different organisation. For term insurance, you can trust them. If you are not comfortable take it from maxlife

    • @vinothpalani7861
      @vinothpalani7861 11 หลายเดือนก่อน

      Bajaj or max or icici... Which one is good... Easy to claim for term insurance? ... Please suggest a good plan sir.

  • @rnpro2032
    @rnpro2032 ปีที่แล้ว +1

    Hello, You have said term insurance is enough upto 65 years.. now you are saying zero cost insurance is not worth. So, if i get back my premium after 60-62 age it is worth right???Could you please explain??

    • @nivasexcites
      @nivasexcites  ปีที่แล้ว +1

      Compared to Normal life cover, zero cost term insurance premium is high. That's why

    • @rnpro2032
      @rnpro2032 ปีที่แล้ว +1

      Thanks for the reply

  • @r.suganyaranganathan8478
    @r.suganyaranganathan8478 ปีที่แล้ว +1

    Sir can u put videos on joint term insurance detail advantage and disadvantage.. Is that good to take joint term or single plan

  • @TM_IND
    @TM_IND ปีที่แล้ว +1

    Sir. Will it possible to take pure term insurance without income proof?

  • @pmaharajan4604
    @pmaharajan4604 2 ปีที่แล้ว +1

    Sir,Term Insurance Without Medical Test in Policy bazar Will make it complicate if I develop with Diabetes or BP in future ??
    Whether I need to inform about my developed illness if any after taking policy to my insurance company??

    • @nivasexcites
      @nivasexcites  2 ปีที่แล้ว +1

      While taking the policy you have to be healthy. That's all

  • @financiallearner8321
    @financiallearner8321 ปีที่แล้ว +1

    Sir critical illness vandha term insurance la medical cover pannuvangala ?

    • @nivasexcites
      @nivasexcites  ปีที่แล้ว

      If you take a critical illness rider, it will cover. But only once it will be given.

    • @financiallearner8321
      @financiallearner8321 ปีที่แล้ว +1

      @@nivasexcites yearly once ah ?

    • @nivasexcites
      @nivasexcites  ปีที่แล้ว +1

      @@financiallearner8321 once in a lifetime

  • @vijayanand7284
    @vijayanand7284 2 ปีที่แล้ว +1

    please check tanzania is eligible or not

  • @mahendraniwas2505
    @mahendraniwas2505 2 ปีที่แล้ว +1

    Sir recently i started watching your videos.u r videos are great and you are giving so much of good investment ideas.thank u and I want to know details regarding your asset plus app..what is it..what are the benefits?i tried to get information from your app by msging.bit no response it's almost an wk..so how to know

    • @nivasexcites
      @nivasexcites  2 ปีที่แล้ว

      Niwas bro. We will connect today. Our team tried to contact you on Monday. I think you missed our call. I will arrange a call today. You enquired for Nps, right? Pls enter all the details and activate your account

  • @jeyakumarchinnaraju1154
    @jeyakumarchinnaraju1154 2 ปีที่แล้ว +1

    Sir I want to take term insurance pls suggest me which company policy is best and policy name? Only for term insurance not any saving

    • @nivasexcites
      @nivasexcites  2 ปีที่แล้ว +1

      Whatsapp your details to 9994266772

  • @user-hz2es6yf2g
    @user-hz2es6yf2g 2 ปีที่แล้ว +2

    Icici and bajaj compare panidu solunga sir

  • @sudokusound1460
    @sudokusound1460 ปีที่แล้ว +1

    Hi sir, your videos are really useful. My question is can we take Term insurance for House wife, is there any restrictions?

    • @nivasexcites
      @nivasexcites  ปีที่แล้ว +1

      We can take upto 50Lakhs provide husband has a life cover of 1crore. And husband's income should be 7.5Lakhs for age upto 45.

  • @anbuilangovan
    @anbuilangovan 2 ปีที่แล้ว +1

    lic premium is costlier

    • @nivasexcites
      @nivasexcites  2 ปีที่แล้ว

      Yes. They are not willing to reduce the premium