🥇 Learn more about the AMEX Gold Card: joshuabutler.cards/Amex-Gold Oh, and I forgot to share...Amex gave me a $15,000 Pay Over Time limit with this card.
Nice pickup Joshua!! It was great that you showed a way to get around Amex's pop-up jail as that could come in handy for folks in a similar situation. Congrats on the approval man 🎉🎊
@@joshua.butlerI just came across this video and in the same exact boat….I missed the 90k bonus on the Amex gold and will have to monitor closer to 2024 as the 5% grocery on the CFU winds down.
Bro your editing skills is next level and really makes your videos that much enjoyable. Taking advantage of the hexagon piece in the background as an information board was a nice touch 👏
Hey thanks so much for taking the time to comment!!! It means the world to me. Glad you liked the hexagon screen. I’m gonna have to use that more often ☺️
I applied for the Amex Gold this past Sunday night actually. Although I typically use the Citi CC card for groceries, finding the 90K MR points offer was too good to pass up and I value MR points higher than Citi Thank You points when transferring out to partners. And using the dining credits and Uber credit are easy to use since I tend to eat out once a week. Citi has no good high end cards currently so Im steering away from using my Citi CC for a while. I opted for old school Gold. Feels weird having the card.
Hey Joh, congrats on the card! Citi CC is a great card, but yeah this Amex gold offer was way too appealing to pass up. Since you can get good use out of the credits, this card sounds like a no-brainer for you. 🤑
@@joshua.butler Thank you Joshua. I appreciate that sir. I was a little hesitant to do it for a while now because of the AF but the more I have thought about, it just makes sense given the reward for using the card. Being able to find a 90K offer was the tipping point and the $200 statement is gravy.
Haha I used to say "Ay-mex" and got corrected in the comments, so now I say "Ah-mex" (still not sure which is best). Congrats on the Amex Gold! It's been at the top of my list of cards to get, but other great offers keep bumping it down. Didn't know that you can escape the popup using different links!
Wait, you didn't have an Amex Gold Card?!?!? Also, I see you have a preference for what kind of Gold card you prefer. CJ will be pleased 🤣. Congrats on the new card!
Great points here! For me, the AMEX Corporate Advantage Program credits me $100/year as a statement credit on the Gold, and I find value in the Uber credit by using Uber Eats for Chipotle (ends up with same exact cost) and choose pickup order for lowest fees. This in combination with Uber One free thanks to my Cap1 SavorOne actually come out even cheaper. Long story short, Gold Card in your setup has a very specific purpose and even the bonus is worth the one year if you don't use the credits, or if the AMEX offers also provide value.
Combining the savorone with the gold is smart right now! Sounds like Gold is a no-brainer in your case. We have a shake shack right near our house, so I don’t think I’ll have an issue getting value from the credits.
Checking out the channel and I like your style. Nice pick up btw 👌 I have had the pop up a few times in the past also, so I will try this trick a few times.
Hahaha the Rose Gold improving your romantic life by 15-20%😂. Looks like you and me both dealing with AMEX Pop Up Jail for the Gold Card haha. Smart of you to try without a referral link, and congrats on the new Card & 90K bonus offer!
It's a full time job making sure they're all happy. Yeah, the Amex gold card is a great option especially if you value membership rewards points at more than 1 cent per point.
A traditional charge card is a card without a set spending limit that is not meant to carry a balance on. However, the Amex Gold now has a pay over time feature, but it’s something you have to opt into.
First… great jobs on these videos. New subscriber. 😊 Question….So why did you add your wife as an authorized user? Wouldn’t it been better if you to sent her a referral and have her apply independently? So that you get a referral bonus on top of her sign up bonus?
Hey Rudy, thank you! That’s a great question. Simply put, she’s not a credit card person… LOL. I put labels on her cards so that she will use them in the correct categories. She has a handful of her own cards, but she has no interest in managing the amount of cards I manage. Maybe I can get her into it a bit more in the future, but we’ll see. She certainly loves free travel, however 🤩
@@jennifervincej4246 I've labeled her grocery store, gas station, and catch all cards since those are the ones she's physically using most of the time. If we're working toward a particular welcome bonus, I'd label that one "everything" until the minimum spend is achieved. I use my label maker so they can be removed when things change.
I got a email saying i was denied and didn't say anything other than my credit score which is 677 so 23 to 33 points from being able to get it😂😂😂 but man 250 annual fee is there a activation fee to?
Am I the only person on the planet incapable of getting the 90k SUB? I’ve tried every referral link, incognito mode, etc and all I can get is 60k points. A week ago I was at least getting 75k point offers, now I can’t find anything above 60k!
Hey, yeah, so that’s definitely confused me in the past as well… it’s a point bonus equal to 10% of your annual spend. Unfortunately it doesn’t matter if that spend is in a 1x category or a 5x category, it’s still the same .1X
@@joshua.butlerthat’s not how that works, read the fine print. you’re not earning 10% back of the points you earned in a given year. Instead, you’re earning 10% more points based solely on the dollars you spend during your given account anniversary. Your video is misleading, at no part of the terms of the CSP it says anything about 3.1X. Literally not one TH-camr dedicated to the credit card game has ever said that. You have no credibility, I’m sorry.
@@iswish_41 Correct, you're earning bonus points that equal 10% of your total spend for the year... If I spend $10,000 on my CSP for the year, I get 1,000 anniversary bonus points. Now, what if that $10,000 in spend is SOLELY in the dining category? In this case, I will earn 3 points per dollar spent, totaling 30,000 points. When I add my bonus points, I walk away with 31,000 points for the year. 31,000 / 10,000 = 3.1 The 10% anniversary points bonus adds an effective 0.1X to your CSP spend. 1X effectively becomes 1.1X, 2X becomes 2.1X, 3X becomes 3.1X and 5X becomes 5.1X. ' Are you suggesting this is incorrect?
I think Amex should be pronounced like American. The Gold card is a great card and it definitely has a high signup bonus. I’m actually considering applying for it while the 90,000 point bonus is still being offered. The grocery category won’t really benefit me at this time because I’m getting 5% cash back on groceries with my Chase Freedom Unlimited card until December of this year. However, I think I could benefit from the 4x back on restaurants starting in July after the 5% cash back expires on my Discover It card. We tend to use Grubhub in my household at least once per month, so I know I should be able to offset the annual fee by at least $120. I’ll probably get the gold card in the rose gold for myself and the traditional gold for my authorized user. Hopefully I don’t end up in popup jail like I’ve seen a lot of others.
Hey John, thanks for the comment! The sign up bonus is realllly tempting at the moment. The nice thing is the application is a soft pull if you have another card with Amex.
🥇 Learn more about the AMEX Gold Card: joshuabutler.cards/Amex-Gold
Oh, and I forgot to share...Amex gave me a $15,000 Pay Over Time limit with this card.
Nice pickup Joshua!! It was great that you showed a way to get around Amex's pop-up jail as that could come in handy for folks in a similar situation. Congrats on the approval man 🎉🎊
Appreciate that Spencer 😍 Hopefully it helps someone!
@@joshua.butlerI just came across this video and in the same exact boat….I missed the 90k bonus on the Amex gold and will have to monitor closer to 2024 as the 5% grocery on the CFU winds down.
Ahhhhh the hexagon graphics in the back is back! Love them! Congrats on the new card Josh!!
Yes sir!!!! Thanks Eric ☺️
Bro your editing skills is next level and really makes your videos that much enjoyable. Taking advantage of the hexagon piece in the background as an information board was a nice touch 👏
Hey thanks so much for taking the time to comment!!! It means the world to me. Glad you liked the hexagon screen. I’m gonna have to use that more often ☺️
I applied for the Amex Gold this past Sunday night actually. Although I typically use the Citi CC card for groceries, finding the 90K MR points offer was too good to pass up and I value MR points higher than Citi Thank You points when transferring out to partners. And using the dining credits and Uber credit are easy to use since I tend to eat out once a week. Citi has no good high end cards currently so Im steering away from using my Citi CC for a while. I opted for old school Gold. Feels weird having the card.
Hey Joh, congrats on the card! Citi CC is a great card, but yeah this Amex gold offer was way too appealing to pass up. Since you can get good use out of the credits, this card sounds like a no-brainer for you. 🤑
@@joshua.butler Thank you Joshua. I appreciate that sir. I was a little hesitant to do it for a while now because of the AF but the more I have thought about, it just makes sense given the reward for using the card. Being able to find a 90K offer was the tipping point and the $200 statement is gravy.
That’s definitely a card I want to add to the list. Not just the prestige but the functionality, love it.
Yeah it can certainly provide a lot of value depending on your spend!
Congrats Josh I'll forgive the Rose Gold but I'm happy to see you got the offer you were looking for!
🤪 I appreciate that Chad!!!
Haha I used to say "Ay-mex" and got corrected in the comments, so now I say "Ah-mex" (still not sure which is best). Congrats on the Amex Gold! It's been at the top of my list of cards to get, but other great offers keep bumping it down. Didn't know that you can escape the popup using different links!
I've heard so many people pronouncing it Ay-mex! 🤷♀️ Thanks Kevin! Prioritizing which cards to get first is certainly a challenge.
Wait, you didn't have an Amex Gold Card?!?!? Also, I see you have a preference for what kind of Gold card you prefer. CJ will be pleased 🤣. Congrats on the new card!
NOPE, lol. Before this, I only had the BCE, BBP and Amazon business card. Thanks Stan!!!
Congratulations! 💪💪💪 Great video and card! 👍
Thanks so much!!!
Rose gold!!! Rose gold! Yes!!! Way to rep rose gold bro!!! 🙌🏾 🙌🏾
Congrats on the approval!
🌹🌹🌹 thanks CJ!
@@joshua.butler you didn’t share your “credit limit” 👀
@@ItsMeCJ You're right, lol! They gave me a $15,000 pay over time limit.
Great points here! For me, the AMEX Corporate Advantage Program credits me $100/year as a statement credit on the Gold, and I find value in the Uber credit by using Uber Eats for Chipotle (ends up with same exact cost) and choose pickup order for lowest fees. This in combination with Uber One free thanks to my Cap1 SavorOne actually come out even cheaper. Long story short, Gold Card in your setup has a very specific purpose and even the bonus is worth the one year if you don't use the credits, or if the AMEX offers also provide value.
Combining the savorone with the gold is smart right now! Sounds like Gold is a no-brainer in your case. We have a shake shack right near our house, so I don’t think I’ll have an issue getting value from the credits.
Wondering how long this card would take to get 6 figure spending limit and I know goes by your spending pattern
661 credit score and i just got approved for the amex gold card.
Thanks for sharing the data point! Is this your first Amex card?
Why am i getting denied? I have above average income over $50k. 750 credit score. What the hell is going on?
yes this is my first card. my income is over 100k though@@joshua.butler
Great vid. I just applied for the card and got the 90k bonus. It really pays for itself. Look nice too.
Sweet deal!!! Congratulations
Checking out the channel and I like your style. Nice pick up btw 👌
I have had the pop up a few times in the past also, so I will try this trick a few times.
Thanks JP! 😍
Great video! That 90k MR points + $200 credit was too much to pass on 😁👍🏼
Thanks Tito! It's a beast of an offer 😍
Hahaha the Rose Gold improving your romantic life by 15-20%😂. Looks like you and me both dealing with AMEX Pop Up Jail for the Gold Card haha. Smart of you to try without a referral link, and congrats on the new Card & 90K bonus offer!
🤪 yeah it’s sucks the referral link didn’t work, but 🤷♀️ I tried! Thank you Matt!!!
Me watching this salivating over the 90K offer, while remembering I just got the AMEX GOLD card with a 75K offer a few months ago.
That’s usually how things go for me too! 🤪
First your plants are thriving. Second I def want this card now that I see it's worth it for how much I eat out and spend on groceries'
It's a full time job making sure they're all happy. Yeah, the Amex gold card is a great option especially if you value membership rewards points at more than 1 cent per point.
I didn't realize this was a different type of card. How exactly is it different from credit cards? What is a "charge card"?
A traditional charge card is a card without a set spending limit that is not meant to carry a balance on. However, the Amex Gold now has a pay over time feature, but it’s something you have to opt into.
How would use giving you MR points through your referral link allow you to continue making videos?
Points don’t help pay the bills, but they do help me try out different things so I can give educated opinions and make overall better content.
YAY!!!! TEAM GOLD CARD!!!!❤🎉❤🎉❤
Woot woot!!!
Rose Gold gang😤😂
IMO the ONLY choice!!! 🤪
Had it for 2 years, got bored of the color, the regular gold is really nice in person!
Question when u get approved do u pay the 250 right then and there or do u wait a whole year until the first payment of 250?
The annual fee will be added to your statement balance right away
Free travel all the way, baby!!
✈️✈️✈️
GREAT video!!!
Thanks so much 😍
Hi, did I miss it? Were you signed into amex when applying or apply without logging in?
Hey! I was not signed in.
First… great jobs on these videos. New subscriber. 😊 Question….So why did you add your wife as an authorized user? Wouldn’t it been better if you to sent her a referral and have her apply independently? So that you get a referral bonus on top of her sign up bonus?
Hey Rudy, thank you! That’s a great question. Simply put, she’s not a credit card person… LOL. I put labels on her cards so that she will use them in the correct categories. She has a handful of her own cards, but she has no interest in managing the amount of cards I manage.
Maybe I can get her into it a bit more in the future, but we’ll see. She certainly loves free travel, however 🤩
Can you share how you label them? And where I feel I could and should do that
@@jennifervincej4246 I've labeled her grocery store, gas station, and catch all cards since those are the ones she's physically using most of the time. If we're working toward a particular welcome bonus, I'd label that one "everything" until the minimum spend is achieved. I use my label maker so they can be removed when things change.
I got a email saying i was denied and didn't say anything other than my credit score which is 677 so 23 to 33 points from being able to get it😂😂😂 but man 250 annual fee is there a activation fee to?
Nope, just the $250/year. Sorry to hear you weren’t approved. 😕
Am I the only person on the planet incapable of getting the 90k SUB? I’ve tried every referral link, incognito mode, etc and all I can get is 60k points. A week ago I was at least getting 75k point offers, now I can’t find anything above 60k!
I say AMEX with a short “a” sound like in the word American.
Hell yeah!
March 7th?
GOOD EYE!!! Finally got around to editing this one! 😍
Apply as many cards as you can to be a rich person
I want this card so bad 😩
It’s nice, but only get it if it makes sense for you!!!
Hey Josh, is the CSP earning 3.1x? I thought it was 3.3x with the anniversary bonus, but maybe I misunderstood
Hey, yeah, so that’s definitely confused me in the past as well… it’s a point bonus equal to 10% of your annual spend. Unfortunately it doesn’t matter if that spend is in a 1x category or a 5x category, it’s still the same .1X
@@joshua.butler thank you for clearing that up!
i got declined, some advices bro
They should have provided a reason for denial. Does it list it anywhere?
3.1x on the Preferred? You’re the only human getting 3.1x for dining. Is 3x dude.
10% annual point bonus brings the 3x up to 3.1x
@@joshua.butlerthat’s not how that works, read the fine print. you’re not earning 10% back of the points you earned in a given year. Instead, you’re earning 10% more points based solely on the dollars you spend during your given account anniversary. Your video is misleading, at no part of the terms of the CSP it says anything about 3.1X. Literally not one TH-camr dedicated to the credit card game has ever said that. You have no credibility, I’m sorry.
@@iswish_41 Correct, you're earning bonus points that equal 10% of your total spend for the year... If I spend $10,000 on my CSP for the year, I get 1,000 anniversary bonus points. Now, what if that $10,000 in spend is SOLELY in the dining category? In this case, I will earn 3 points per dollar spent, totaling 30,000 points. When I add my bonus points, I walk away with 31,000 points for the year. 31,000 / 10,000 = 3.1
The 10% anniversary points bonus adds an effective 0.1X to your CSP spend. 1X effectively becomes 1.1X, 2X becomes 2.1X, 3X becomes 3.1X and 5X becomes 5.1X. '
Are you suggesting this is incorrect?
I win
🥇 😍
CJ won’t be happy 😅
CJ needs to be quicker 💪🏽
@@crystalcokeley9041 True!
I think Amex should be pronounced like American. The Gold card is a great card and it definitely has a high signup bonus. I’m actually considering applying for it while the 90,000 point bonus is still being offered. The grocery category won’t really benefit me at this time because I’m getting 5% cash back on groceries with my Chase Freedom Unlimited card until December of this year. However, I think I could benefit from the 4x back on restaurants starting in July after the 5% cash back expires on my Discover It card. We tend to use Grubhub in my household at least once per month, so I know I should be able to offset the annual fee by at least $120. I’ll probably get the gold card in the rose gold for myself and the traditional gold for my authorized user. Hopefully I don’t end up in popup jail like I’ve seen a lot of others.
Hey John, thanks for the comment! The sign up bonus is realllly tempting at the moment. The nice thing is the application is a soft pull if you have another card with Amex.
MAKE SURE TO GET THE 90k bonus PLUS the $200 statement credit from signing up from a referral link
yes! The current offer is realllly good 🤑
Let's Go! Once they ask if you want to add additional cards, it's a guaranteed approval 🫡
Thanks Sledge!!! 🤩🤩🤩