Usually about an hour per day! Typically, I make myself available for an hour after each video posts to respond back to people - my thought is that if people take the time to watch my video from the notification and comment, they should get a response back. I don't always get to everyone in the hour but I try my best!
@@GrahamStephan Cool man keep it up! I'm just a poor man working 2 jobs and I think your videos really open a lot of doors for people with closed minds! I am one of the best salesmen at one of the companies i work for, so I'm going to be saving and getting into real estate as soon as possible, thanks for helping me get rich!
Thank you so much ! These gurus keep pushing 20 min videos thinking we have time to watch all their rants. We get it, you make money when the video is longer ! hehe
@@GrahamStephan It's mostly for the timestamps to see the most interesting ones first, then the others later. Rather than just an overview of the topics. At least for me.
The great fall has already occurred, and recession is a disaster. The FED will need to use every effort in order to stop the market. Markets are being destroyed, which is a regrettable situation. You must rely heavily on diversification if you wish to remain green. Currently 17% up on my $840K portfolio while being cautious. Even so, it's still better than keeping it in a checking or savings account that pays 0-1 percent interest.
It is more difficult to create a solid investment portfolio, thus I advise hiring an investment advisor. You can then receive plans created to address your particular long- and short-term goals and financial aspirations.
The wise stay financial stable by spending less and investing more and the unwise remains poor by spending more and yet not investing like the wise ones do
MERCI BEAUCUP--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- YOU SHALL CONTINUE TO BE FAVOURED BY THE ALMIGHTY GOD, IM INTRIGUED I FOUND THIS WHEN I DID, THIS IS THE REAL STUFF TheSpaceHackersCom
My advice to new investors: Buy good companies stocks and hold them as long as they are good companies. Just do this and ignore the forecasts and market views which are at best entertaining but completely useless.
You touched on something very interesting and real in the beginning. Getting sucked into a MLM seminar or a pipe dream. For anyone who has been talked to about MLM or some form of a pipe dream that really only benefits other people yet they’re promising “passive income” I’d recommend that you steer clear. Very few people (VERY FEW) benefit from MLM and it is not very passive at all. Moreover, it requires people to buy your product and it depends on your ability to recruit people to also sell said products. That’s my PSA for today, and I’m speaking from experience here.
@@pristineo pyramids have no product or service and focuses ONLY on recruiting. MLM sells products or services and focuses on volume and large volume can be achieved by recruiting to your team. With that said. I HATE MLM. Speaking from experience as well
My coworker begged me to go to a MLM recruitment seminar, it was so sad to see them try to lure in a lot of young adults that has no idea what they're getting into
TH-cam is definitely less of a passive situation and more of a flywheel situation. The more work you do, the more money you make with less effort. Just have to get it moving and then once it does all the work you've done continues to make money without more input.
Yeeee, I wish I would continue yt when I was 12, so I could monetize when I was 18 and hopefully earn money, also being part of a community is really the main reason why I wish doing yt
i have 2 forms of passive inncome so far! 1. Music royalties from radio and spotify. Not a lot its about 200 every 3 months but i mean its a start. 2. anywhere from 2-6k a month selling stock option contracts and dividends from my investment portfolio. (this one is more semi passive as it needs more attention and work)
The wisest thing that should be on everyone mind currently should be to invest in different stream of income that doesn't depend on the govt especially with the current economic crisis around the world.
I'm currently achieving success investing in bitcoin because I read through a post on bitcoin & how to get started with the help of an expert Evelyn T hills
Ever since quarantine Started ive been watching all your content and Im loving it! Now I finally understand some stuff my parents do and I can learn myself and help them!
Graham this is one of, if not your best video. I come back to it again and again to compare it with what I know and have learned elsewhere. Well done sir.
I’ve been wasting money for too long. I’m now binging these vids for advice. I got paid yesterday and I’m going to save as much as possible. buying needs and no wants (I have everything I need). No more takeaway food , I can fill my fridge with the cost of a takeaway. With this and more I’m hoping I can save enough to get me a new (used) car in a few months to better take my young family about (currently have a 2 door)
I have been watching some videos and I was thinking about investing in bitcoin or forex , but still don't know where to start from, any recommendation?
Same here ,It's strange how people talk about all the profits, they've been making through trading of bitcoin, while am here not making any profit at all. Please can Someone put me through on the right path.
Im currently in that progress of becoming a youtuber. 45 videos in and you are truly an inspiration! Cant wait to keep helping people just as you are. Thank you!
My biggest mistake was giving Paul Thomas $7k for the wackiest bitcoin trading mentorship ever. Luckily I came across earningtrack, who handles my portfolio till date very profitable.
For Real bro, this period taught me having just a Job is not enough security I was just laid off without an option.I had to start trading with the little I have to make passive income from various ways.
@@jashhem7029 I'm partially indulged in Investing but not made as much from it as you say but I know a lot have got rich from it, read in Investopedia of a Young man Making $110k Monthly. That's like a gold Jackpot to me.
Paying down my debt has allowed me to start saving a lot more money and invest it in different index funds. Thnks Graham for posting videos like this one 👍
You and Dave Ramsey give similar and different advice, and I am a fan of both of y'all. Through conflicting thoughts on minor details, y'all highlight the commonalities between those who are financially successful, which are the areas I think people should focus on. You help a lot of people, thanks for helping the common guy!
I never comment on anyone’s videos and don’t use TH-cam much. But you give some amazing insight and information. Keep making great content and I’ll keep smashing that like button!
When I first started watching cat videos on TH-cam I literally never thought that one day I'd be taking notes on how to leverage spare capital. 2020 is so frikkin weird...
To be honest, Graham, when I first stumbled across your channel a year or two ago I thought this was a MLM channel to begin with. After watching a video or two, I quickly learned this was not the case. I do hope people actually watch with intent. “Passive Income”does often leave bad tastes in people’s mouths. What I’m trying to say is...keep up the good work/information. Love it.
ThatTannerGuy true with Bank you lose money due to inflation, banks right now have a 1.15 APY at the max while annual inflation is 2%, so banks make u lose money
It’s super easy! I’m so glad I started with Robinhood, it’s super easy to use. Definitely a good way to test the waters and learn about the stock market.
I've been considering investing for a couple years but didn't know how to approach it... I think you just helped break it down enough that I can take my first crack at it. Going to watch through again and take notes this time lol Wow $500 can do a lot!
Like Button Smashed!! After many, many, many lost years of not doing stuff like this, I FINALLY started doing stuff like this last fall pre-Covid, investing in micro-shares of Amazon Stock (I work for them) and and Mutual Fund that principally features Amazon stock, and have gotten a huge return, especially due to explosive growth due to people buying much more online because of the pandemic... It just KILLS me when I sit and realize how much money I just THREW AWAY over the years by not trying to make my money work for me, but at least I learned before it was too late!! THANK YOU for trying to help people to do better for themselves!!
I just wanted to let you know that you inspired me to go and get my real estate license. Once I get that I'll use the tips I've seen in your videos and buy your course on real estate and hopefully make this my long term career. Thank you for helping me go towards this goal.
At this point, I'm just following ALL of your advice IDC. Worst thing that happens is I retire a millionaire. Doesn't seem that bad of an outcome to me. Thanks, Graham!
I actually listened to your last video on making passive income and made a TH-cam channel teaching people how to save money by working on their own cars
- I thought it was 20 cent coffee? But yes, once I get rich from marrying a millionaire woman then I too shall start enjoying 18 cent or maybe the 20 cent coffee!
@@joymae - Ahh, okay that makes more sense now ;) hahaa .....In that case we may be drinking 25 dollar coffee with all the extra Trillions of dollars being printed up!
Not a good idea other countries may not be as reliable and also like he said the inflation rate may be way higher than the US, just use an index fund or an ETF
I don't believe opening new cards to get money is really a sound financial decision based on the average consumer behaviors. I'd like for you to elaborate on when to open new cards and any limit you may have on the amount of credit cards you should hold? I'd also like you to talk about what happens to peoples' credit when they cancel old cards and open new ones. I keep 3 at max to avoid any temptations, I pay them off every month in full. Paying them off to a 0 balance each month will never hurt (it's a myth that paying them off hurts consumers, in fact it helps your credit score as around 30% of your score is credit spent vs credit available. As you pay it off in full, the bank automatically increase your credit limit on your cards without income or credit qualifications, thus increasing your credit score.) It's OK to have cards with perks, but you have to pay them off in full. You'll pay 0 interest while increasing your credit score. You will get the perks of the cards such as 3% cash back, however you'll never pay a dime of interest to the bank. It adds up over time. It's one of the reasons I rarely use my debit card. I'd like you to create a follow up video on this topic.
Nice video❤️ very engaging from the beginning to the end. People will be kicking themselves regrets in a few weeks if they miss the opportunity to buy and invest in Bitcoin It's a pity that most people out there struggling through intense hardship and have ignored Bitcoin, were as Bitcoin can uplift there financial status
I’m going to watch your videos every single day vigorously, and I promise to input every strategy into my daily life...and I willl take a pic for you in my Ferrari one day!!
“That ended up making me even more money, and now I can afford iced coffee.” - XD that line was said/read so honestly yet casually and was so funny that you earned a like right then and there. Keep up the good work man, thank you!!
Oh that’s quite easy. Payden has helped me build my portfolio over the years, and make profitable investments. Reach him on ... *Xanderpayden (a) g ma il. Com...* for further inquiries.
The issue is you gotta look at the long term chart on high paying dividend stocks...these stocks haven't moved up in YEARS. Then you get taxed 2 times: as a owner of the company you get taxed on the companies profits, then you get hit with taxes again when you collect your dividend. Dividend investing is for people who are scared to actually invest in innovative companies.
Darwin Chaug Even worse where i live, found a nice Reit, but would have to pay 30% withholding Tax plus 30% Taxes from my own country, plus when the stock goes up I cant write off the earnings on my other stock losses.
Much respect I’m 15 years old and my parents are very impressed with the amount of information i learn from the videos. I hope i can make some money using passive income.
Its a few months late but if i can tell something to help you i will try. My mother always pushed me to become better at school go to university get educated all that bs. She spent alot of extra cash around 250 every month for me to make extra classes. I am now 26 years old and no high paying job in my country can be taken without conmections so i am stuck with minimum wage and sometimes less. If she had let me start a job at 14 instead of school and she invested the 250 she was paying as well as me adding another 250 every month in an index fund investment i would now have half a million. If i held even more i would be a millionaire by the age of 35 where i could safely marry, raise children afford a house and a car all on my own just with a small investment and some extra work for a few years. Dont make the same mistake friend, invest in your future smart, get properly educated and learn how to invest now in order to become financially strong later, time is key in investments and time means profits. Dont spend on useless things like most of your generation use your money wisely and by the time you reach your 30s you will have enougj money to spend on whatever the hell you wish without reprecutions any more.
Great Advice Graham, especially the TH-cam idea. Also Graham you should consider using video chapters in your videos. It will help your audience navigate your videos better. It will also let your audience know what each section of the video is about. If you do try this tip just be sure to start with the label 00:00 Intro then list the rest of the chapters with the appropriate timestamps and titles. 😊🧊☕️
When I got the actual fact about salaries was during the lockdown. Salaries don't make you rich. I went into Trading just last year and I bought my first house at the beginning of the year. I had then realized that I wasted a lot of time. Upon this realization i am super grateful to Jane Marie Kunak my advisor
Bitcoin and cryptocurrency have been making millionaires, although people are still having losses due to lack of experience, that is why it is advisable to allow a professional handle your trade I recommend investor Gloria investment platform she is trustworthy.
Hey Graham! Just wanted to let you know that the example you used where you would add $500 per month does not have the correct calculation in the screenshot you put in the video. It would be based on annuities and you could find a calculator for that. Maybe this could help with your future calculations, especially when you are using DCA for your investments or for videos. Hope this helps!
Before the internet (circa 1987) all of our investment advice pretty much came from Dad. My Dad's investment advice was "if you don't have $5,000 you can afford to throw away, then don't bother." My Dad never had $5 he could afford to lose, much less $5,000. But at least these days we don't have to rely on advice from people who failed and/or never tried to invest.
Am very grateful and happy to tell you that this *@Veratti100 on telegram* people are talking about he’s 100 percent legit,I hire him with a little and got what we agreed on in few minutes.
I started investing in mid April, and while I KNOW its’ gonna be slow at start, and a lot of companies have suspended / slashed their dividends, I’ve still manage to make a few hundred dollars in a few dividends that i set to be reinvested back in. And I’m a mix of ETF and individual blue chips. A few hundred bucks, let alone (unrealized) capital gains I made outside of my 9-to-5 job.
please i am new into stock and Crypto but I've been really scared about it because of the losses, i know trading is all about win and loss but since the chances of loss is high you need to get yourself an expert to help guide you to avoid much loss that can set you back in life ,so please i would like to get to meet the person you trade with.
I don't believe in investment but the testimonies I saw about Weinscott lorenzo in the past pushed me to invest with him and am not having any regret and I still wanna invest more,for me his the best.
Determination is also needed in trading because is only a determined mind that is ready to take the risk that can make huge profit in stock market trading.
I've been kinda unsure about the market due to its usual volatility, at the same time I still feel it's the right time to make profit because of the price decreases, heard someone speaking of making over $400k from selling S&P500 he bought at $90k since the pandemic and I'm driven to ask what techniques/skillset is needed to achieve this
i think it is very possible to profit big time from the current market condition, the market might seem volatile, but most professionals look up to the volatility, I reached a consultant that helped me make the right market decisions and I was able to grow my portfolio from its initial value of about $150k to $590k within four months, so first step is discovering loopholes to generate profit during volatility. my opinion
I had a $10k SAR/SEP plan that I cashed out and got into a REIT about 15 years ago, it was supposed to double in 7 years, but due to the 2008 financial crisis it took 10 years. I took the $20 and invested into two different REITs, one is worth about $15k now and the other is pushing $20k.
Literally was saying to the screen: that’s not passive income paying off debt dude, when it cut to you making fun of people saying that in the comments...cuz it’s not passive income that’s like calling buying cheaper coffee passive income. But I do get the concept and try to teach people that paying off debt is the same as investing at whatever interest rate except it’s guaranteed
Not his fault you're too narrow minded to understand passive income is accomplished in more than one way. Paying off cards and saving that interest is the same as investing that money and making interest off of it... You not understanding that doesn't change it.
Josh Eakins ha jeez dude, go get a hug I think you may need one. Clearly you didn’t read my comment since I told you I understand what he was going for but it’s not technically income, but at the end of the month you are in a better state so it’s fine to think of it that way.
For dividend stock, you could invest in an ETF such as VIG - Vangaurd Dividend Appreciation which is 1.88% yield and 0.06% expense ratio (low fee). It may be less riskier than focusing on one or two stocks for dividends as it is passively managed portfolio of stocks.
What I like about Graham is that he is real with us. He assures us that this will generate income just not that much,unless you put in effort then maybe you can retire in your 40s or even 30s if your really smart
How much time per day do you spend responding to comments? it's rare to see a channel this big reply to so many, much respect!
Usually about an hour per day! Typically, I make myself available for an hour after each video posts to respond back to people - my thought is that if people take the time to watch my video from the notification and comment, they should get a response back. I don't always get to everyone in the hour but I try my best!
@@GrahamStephan i love you
Graham Stephan I love you
@@GrahamStephan Cool man keep it up! I'm just a poor man working 2 jobs and I think your videos really open a lot of doors for people with closed minds! I am one of the best salesmen at one of the companies i work for, so I'm going to be saving and getting into real estate as soon as possible, thanks for helping me get rich!
Graham responds especially when people smash the like button
2:29 - index funds
5:45 - dividend stocks
7:59 - reits (real estate investment trust)
10:08 - paying off debt (high-interest)
11:11 - sign-up bonuses (less passive)
14:19 - youtube channel
16:11 - selling a service (or product)
17:48 - affiliate marketing
19:14 - online business
People like you aren’t appreciated enough ✊🏽✊🏽✊🏽
Cutty TV you’re the real MVP
The hero we need
Thanks my brother for the timestamps what a nice person 👍😁
Thank you so much ! These gurus keep pushing 20 min videos thinking we have time to watch all their rants. We get it, you make money when the video is longer ! hehe
2:29 - *Index Funds*
5:45 - *Dividend Stocks*
7:59 - *REITs* (Real Estate Investment Trust)
10:08 - *Paying off debt* (high-interest)
11:11 - *Sign-up Bonuses* (Less Passive)
14:19 - *TH-cam Channel*
16:11 - *Selling a Service* (or product)
17:48 - *Affiliate Marketing*
19:14 - *Online Business*
you need more likes
Also in the description!
@@GrahamStephan It's mostly for the timestamps to see the most interesting ones first, then the others later. Rather than just an overview of the topics. At least for me.
So exactly how do you spread all that out with $500... and get a return.
Mvp
The great fall has already occurred, and recession is a disaster. The FED will need to use every effort in order to stop the market. Markets are being destroyed, which is a regrettable situation. You must rely heavily on diversification if you wish to remain green. Currently 17% up on my $840K portfolio while being cautious. Even so, it's still better than keeping it in a checking or savings account that pays 0-1 percent interest.
It is more difficult to create a solid investment portfolio, thus I advise hiring an investment advisor. You can then receive plans created to address your particular long- and short-term goals and financial aspirations.
@@AlsaadUthman1063
@@arianaalex9103 I will need such tutelage. How does this work?
@@jakeboss9329
@@arianaalex9103
This is for the YT algorithm. Ur welcome
thanks!!
Graham Stephan graham I love you
Yep I liked it too
The wise stay financial stable by spending less and investing more and the unwise remains poor by spending more and yet not investing like the wise ones do
@Stanley Anderson Best advice ✔️✔️
Always pick up a profitable stock to invest in and get a good professional broker before trading .......
That's it; I'm making a TH-cam channel!
Then you can make a video about how much you make from TH-cam!
One for stimulas checks and another one for the good old videos.
😂
I love the sass on this thread
Great idea! 💡 Thats what I did recently! Good luck lol!
I FOUND THE KEY 🔑 TO THE FUTURE , YOU ALL NEED TO CREATE ACC AND START IMMEDIATELY.
MERCI BEAUCUP--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- YOU SHALL CONTINUE TO BE FAVOURED BY THE ALMIGHTY GOD, IM INTRIGUED I FOUND THIS WHEN I DID, THIS IS THE REAL STUFF TheSpaceHackersCom
is it working
My advice to new investors: Buy good companies stocks and hold them as long as they are good companies. Just do this and ignore the forecasts and market views which are at best entertaining but completely useless.
You touched on something very interesting and real in the beginning. Getting sucked into a MLM seminar or a pipe dream.
For anyone who has been talked to about MLM or some form of a pipe dream that really only benefits other people yet they’re promising “passive income” I’d recommend that you steer clear.
Very few people (VERY FEW) benefit from MLM and it is not very passive at all. Moreover, it requires people to buy your product and it depends on your ability to recruit people to also sell said products.
That’s my PSA for today, and I’m speaking from experience here.
100%
That sounds like a pyramid
@@pristineo pyramids have no product or service and focuses ONLY on recruiting. MLM sells products or services and focuses on volume and large volume can be achieved by recruiting to your team. With that said. I HATE MLM. Speaking from experience as well
Jared Hammonds 100% agreed
My coworker begged me to go to a MLM recruitment seminar, it was so sad to see them try to lure in a lot of young adults that has no idea what they're getting into
The first dividend I ever got was like 5 cents 😂 but it was enough to get me excited enough to keep going!
Congratulations to you! All about that consistency!
Lol i got 1 cent
Mine was 9 cents from 17 percent of an At&t share lol
Did it work out?
Same here lol
TH-cam is definitely less of a passive situation and more of a flywheel situation. The more work you do, the more money you make with less effort. Just have to get it moving and then once it does all the work you've done continues to make money without more input.
very true!
Yeeee, I wish I would continue yt when I was 12, so I could monetize when I was 18 and hopefully earn money, also being part of a community is really the main reason why I wish doing yt
i have 2 forms of passive inncome so far!
1. Music royalties from radio and spotify. Not a lot its about 200 every 3 months but i mean its a start.
2. anywhere from 2-6k a month selling stock option contracts and dividends from my investment portfolio. (this one is more semi passive as it needs more attention and work)
I just closed on my first rental today - thanks so much for your inspiration, Graham!
congrats!!
Good luck 👍
Congrats, Jack! - Kevin Venture
Ever since I found your youtube channel, I've been making adjustments on my finances since then so thank you for all you do.
The wisest thing that should be on everyone mind currently should be to invest in different stream of income that doesn't depend on the govt especially with the current economic crisis around the world.
I'm currently achieving success investing in bitcoin because I read through a post on bitcoin & how to get started with the help of an expert Evelyn T hills
You don't have to be surprise because I am also trading and earning from her platform, Evelyn T hills is an expert.
I believe she's the best broker I've ever known so far.
➕①③②③⑨⑨⑨④③⓪⓪
I just contacted her on whats-app and she treated me so nicely & I like her services.
Ever since quarantine Started ive been watching all your content and Im loving it! Now I finally understand some stuff my parents do and I can learn myself and help them!
ZERO additional work after investing: Ah, yes the exact amount of extra work I was looking for
Graham this is one of, if not your best video. I come back to it again and again to compare it with what I know and have learned elsewhere. Well done sir.
I’ve been wasting money for too long. I’m now binging these vids for advice. I got paid yesterday and I’m going to save as much as possible. buying needs and no wants (I have everything I need). No more takeaway food , I can fill my fridge with the cost of a takeaway.
With this and more I’m hoping I can save enough to get me a new (used) car in a few months to better take my young family about (currently have a 2 door)
hows it going on the investments?
I have been watching some videos and I was thinking about investing in bitcoin or forex , but still don't know where to start from, any recommendation?
Same here ,It's strange how people talk about all the profits, they've been making through trading of bitcoin, while am here not making any profit at all. Please can Someone put me through on the right path.
Making passive income through a video about passive income. Nice!
INFINITE MONETIZATION LOOP
This is his main income not his passive income
Dont forget the webull referral as well
Im currently in that progress of becoming a youtuber. 45 videos in and you are truly an inspiration! Cant wait to keep helping people just as you are. Thank you!
Good financial tips. Financial freedom first before investing. Leveraging is the best
The dollar getting pennies for soldiers is a real shout out to the Richest Man In Babylon👏. That made me happy 😢
"Thumbs up" speeding 200mph down the High Way
Same!
Passive income is the key to unlock financial freedom!
My biggest mistake was giving Paul Thomas $7k for the wackiest bitcoin trading mentorship ever. Luckily I came across earningtrack, who handles my portfolio till date very profitable.
@@JacobDsnell That's impressive man! I hope to be joining you sooner rather than later 🤞💵
@@davidwallace2676 I looked up earningtrack and I'm impressed with the reviews. Accreditation looks really solid, very transparent and professional.
They handle my investment all the way Australia, currently I've $120.000, my initial investment is $10.000, I highly recommend them.
Anyone that comes out of this pandemic period without an extra source of income or cashflow has made a BIG FINANCIAL MISTAKE !
For Real bro, this period taught me having just a Job is not enough security
I was just laid off without an option.I had to start trading with the little I have to make passive income from various ways.
@@adityaadvik4631 Yeah Making Passive income can make you rich and retire early too
Investing is a true way to make a good passive Income and acquire wealth too
@@jashhem7029
I'm partially indulged in Investing but not made as much from it as you say but I know a lot have got rich from it,
read in Investopedia of a Young man Making $110k Monthly. That's like a gold Jackpot to me.
@@adityaadvik4631
Starting an Investment with $500 can be yield you good returns if you have the right strategies
Paying down my debt has allowed me to start saving a lot more money and invest it in different index funds. Thnks Graham for posting videos like this one 👍
I thought we we're going to get another Only Fans video.
2020 isn't ready for that yet
Until I get my Tesla Shorts
@@GrahamStephan xD
Omg s3xy
Haha
@Graham Stephan Did not see that reply coming 😂😂
You and Dave Ramsey give similar and different advice, and I am a fan of both of y'all. Through conflicting thoughts on minor details, y'all highlight the commonalities between those who are financially successful, which are the areas I think people should focus on. You help a lot of people, thanks for helping the common guy!
I never comment on anyone’s videos and don’t use TH-cam much. But you give some amazing insight and information. Keep making great content and I’ll keep smashing that like button!
Random Person Interested in Passive Income:
So you're saying I can buy a Ferrari with only $500?
This guy Graham seems as he knows what he is talking about, Cathy Newman should debate him
Radio tele eclaire
toy ferarri
hahaha!!! 😂😂
Now is a good time to invest, Stock prices Are Down, due to covid, But They usually rebound.
When I first started watching cat videos on TH-cam I literally never thought that one day I'd be taking notes on how to leverage spare capital. 2020 is so frikkin weird...
It not just 2020 the last few years the entitled Karen's have been rallying.
I’m a simple man: i see Graham, I smash the like button before I even start watching it.
thanks!!
To be honest, Graham, when I first stumbled across your channel a year or two ago I thought this was a MLM channel to begin with. After watching a video or two, I quickly learned this was not the case. I do hope people actually watch with intent. “Passive Income”does often leave bad tastes in people’s mouths. What I’m trying to say is...keep up the good work/information. Love it.
People: _"I want to invest, I'm just not ready yet."_
Me: _"Yesterday, you said tomorrow. So _*_JUST DO IT!"_*
Personally I throw money in stocks with every paycheck, it's worked very well! Better than making next to nothing in a bank
Yep today is always the best day to get started
ThatTannerGuy true with Bank you lose money due to inflation, banks right now have a 1.15 APY at the max while annual inflation is 2%, so banks make u lose money
NATHAN COPELAND yep, that’s why I started YT
@@thattannerguy856 But its to risky to put all your money in the stocks I been losing a lot lately in the market.
Half of us just watch him and are like
“I’ll do this soon”
5 weeks later “I should invest”
Never happens
Acurrate af
It's funny cause its true 😂😭
I started the first video I saw in Aug 2019. I haven't regretted it. I've gotten like 200$ in dividends. It's pretty easy.
DO IT NOW 😂
It’s super easy! I’m so glad I started with Robinhood, it’s super easy to use. Definitely a good way to test the waters and learn about the stock market.
I've been considering investing for a couple years but didn't know how to approach it... I think you just helped break it down enough that I can take my first crack at it. Going to watch through again and take notes this time lol Wow $500 can do a lot!
This topic is perfect for me! (PS I love how you're putting in the effort to connect with your audience still even after blowing up your channel 🙏)
You got it!! I always try my best to block off an hour after posting!
Yea it’s something good content creators do
This video was in my recommended videos. I kept procrastinating but now i have finally watched it.........................a week later!
Like Button Smashed!! After many, many, many lost years of not doing stuff like this, I FINALLY started doing stuff like this last fall pre-Covid, investing in micro-shares of Amazon Stock (I work for them) and and Mutual Fund that principally features Amazon stock, and have gotten a huge return, especially due to explosive growth due to people buying much more online because of the pandemic... It just KILLS me when I sit and realize how much money I just THREW AWAY over the years by not trying to make my money work for me, but at least I learned before it was too late!! THANK YOU for trying to help people to do better for themselves!!
when you get to the video 19 seconds after it gets posted and your not first
first comment goes QUICK!
@@petargenov8329 when you type so fast you misspell words, and you still aren't the first comment
@@GrahamStephan Thank you for replying your like my idol, one day I want to become rich just like you and you are showing me the way
I just wanted to let you know that you inspired me to go and get my real estate license. Once I get that I'll use the tips I've seen in your videos and buy your course on real estate and hopefully make this my long term career. Thank you for helping me go towards this goal.
So happy to hear!! Keep me posted! :)
At this point, I'm just following ALL of your advice IDC. Worst thing that happens is I retire a millionaire. Doesn't seem that bad of an outcome to me. Thanks, Graham!
I could definitely hear the Robert Kyosaki in this video.
I actually listened to your last video on making passive income and made a TH-cam channel teaching people how to save money by working on their own cars
Very nice! Cool niche!
Hi Graham, I’ve been watching you for the last couple years. Love what you’ve done with your career!
ahh thank you so much!! your support really means a lot!
I would love to see an experiment on your channel where you build up one of the mentioned online businesses and document it!
I bought a cc from *jamesocct* on telegram best vendor I know and very trustworthy. He sell cc,fullz,Bank,Drops,and Dumps
i gotta say. i really appreciate the written synopsis in the description of each video. keep it up graham.
I can’t wait to make so much passive income that I can sit at home and drink 25 cent Graham Stephan coffee
- I thought it was 20 cent coffee? But yes, once I get rich from marrying a millionaire woman then I too shall start enjoying 18 cent or maybe the 20 cent coffee!
IKARIANOFFICIAL I took in consideration for inflation bc of the money printer
@@joymae - Ahh, okay that makes more sense now ;) hahaa .....In that case we may be drinking 25 dollar coffee with all the extra Trillions of dollars being printed up!
Hi Graham, what do you think putting money in a savings account in another country.
Some countries pay as much as 8% in interest.
other currencies have much higher inflation, so if currency inflation is 7% but the yield is 8%...no difference
In pakistan they have an "insurance" that has an ROI of 500% over 15 years
Not a good idea other countries may not be as reliable and also like he said the inflation rate may be way higher than the US, just use an index fund or an ETF
NAV GH I’m sure there’s some other side to that, because if that’s truly how it is then everyone would be doing it
CheapDrunk like Zimbabwe
I don't believe opening new cards to get money is really a sound financial decision based on the average consumer behaviors. I'd like for you to elaborate on when to open new cards and any limit you may have on the amount of credit cards you should hold? I'd also like you to talk about what happens to peoples' credit when they cancel old cards and open new ones. I keep 3 at max to avoid any temptations, I pay them off every month in full. Paying them off to a 0 balance each month will never hurt (it's a myth that paying them off hurts consumers, in fact it helps your credit score as around 30% of your score is credit spent vs credit available. As you pay it off in full, the bank automatically increase your credit limit on your cards without income or credit qualifications, thus increasing your credit score.) It's OK to have cards with perks, but you have to pay them off in full. You'll pay 0 interest while increasing your credit score. You will get the perks of the cards such as 3% cash back, however you'll never pay a dime of interest to the bank. It adds up over time. It's one of the reasons I rarely use my debit card. I'd like you to create a follow up video on this topic.
_Whether you have a job or have a business you should always have passive income_ 👌🏾👌🏾👌🏾
Nice video❤️ very engaging from the beginning to the end. People will be kicking themselves regrets in a few weeks if they miss the opportunity to buy and invest in Bitcoin
It's a pity that most people out there struggling through intense hardship and have ignored Bitcoin, were as Bitcoin can uplift there financial status
Bitcoin trading right now will be at wise individual list. In few minutes you will be ecstatic with the decision you made today
BITCOIN/IS THE ONLY TRUE DEMOCRACY EVER EXISTS IN IN THE WORD
Buy and invest in Bitcoin and other cryptocurrency today!! Bitcoin trading nowadays is a big chance to make huge money
+4"4"7"8"6"8"7"1"0"1"5"1 🇬🇧 ✅
She's obviously the best, I invested $17,500 with him within a month I made profit of $130,000
I’m going to watch your videos every single day vigorously, and I promise to input every strategy into my daily life...and I willl take a pic for you in my Ferrari one day!!
Multiple streams of...
Smashing the like button for the Algorithm! 💵 🙌🏽
yesss
best advice i was given was that if you want to be wealthy in life, you need to own something. made me rethink a lot in my life
“That ended up making me even more money, and now I can afford iced coffee.” - XD that line was said/read so honestly yet casually and was so funny that you earned a like right then and there. Keep up the good work man, thank you!!
Or take the money you would have spent on Starbucks coffee and invest it in SBUX stock, instead. Or, better yet, invest in a "value" stock, instead.
Professional guidance brings about remunerative results. Great job Payden, you exceeded my expectations. Thank you.
It’s no secret that when it comes to investing profitably, Payden is indeed the right man for the job.
Oh that’s quite easy. Payden has helped me build my portfolio over the years, and make profitable investments. Reach him on ... *Xanderpayden (a) g ma il. Com...* for further inquiries.
These must be bots right?
Not at all my friend.
@@gigasony1 yes
The issue is you gotta look at the long term chart on high paying dividend stocks...these stocks haven't moved up in YEARS. Then you get taxed 2 times: as a owner of the company you get taxed on the companies profits, then you get hit with taxes again when you collect your dividend. Dividend investing is for people who are scared to actually invest in innovative companies.
Darwin Chaug Even worse where i live, found a nice Reit, but would have to pay 30% withholding Tax plus 30% Taxes from my own country, plus when the stock goes up I cant write off the earnings on my other stock losses.
well i feel like pavlov's dog , whenever you say smash and ding sound , i smash the like button!
Much respect I’m 15 years old and my parents are very impressed with the amount of information i learn from the videos. I hope i can make some money using passive income.
Stay focused bro! It's great you're looking into this so early. I'm just now getting invested (pun intended) in this stuff so best of luck to you!
Its a few months late but if i can tell something to help you i will try. My mother always pushed me to become better at school go to university get educated all that bs. She spent alot of extra cash around 250 every month for me to make extra classes. I am now 26 years old and no high paying job in my country can be taken without conmections so i am stuck with minimum wage and sometimes less. If she had let me start a job at 14 instead of school and she invested the 250 she was paying as well as me adding another 250 every month in an index fund investment i would now have half a million. If i held even more i would be a millionaire by the age of 35 where i could safely marry, raise children afford a house and a car all on my own just with a small investment and some extra work for a few years. Dont make the same mistake friend, invest in your future smart, get properly educated and learn how to invest now in order to become financially strong later, time is key in investments and time means profits. Dont spend on useless things like most of your generation use your money wisely and by the time you reach your 30s you will have enougj money to spend on whatever the hell you wish without reprecutions any more.
Thank u Graham
Great Advice Graham, especially the TH-cam idea. Also Graham you should consider using video chapters in your videos. It will help your audience navigate your videos better. It will also let your audience know what each section of the video is about. If you do try this tip just be sure to start with the label 00:00 Intro then list the rest of the chapters with the appropriate timestamps and titles. 😊🧊☕️
When I got the actual fact about salaries was during the lockdown. Salaries don't make you rich. I went into Trading just last year and I bought my first house at the beginning of the year. I had then realized that I wasted a lot of time. Upon this realization i am super grateful to Jane Marie Kunak my advisor
I did read about Jane Marie Kunak., quite an interesting lady to look up on the web.
Consistently investing in quality dividend paying companies over the long term is a relatively easy strategy to create generational wealth,
Awesome content, i have come across various recommendations. I must say this one stands out.
Thanks for sharing this has been beneficial to me!
Donkey
AT&T is great! Paid a solid dividend for over 35 years w/ great future prospects!
Bitcoin market is home to endless financial opportunities if you are not determined you we get sucked in crowd thinking.
Bitcoin and cryptocurrency have been making millionaires, although people are still having losses due to lack of experience, that is why it is advisable to allow a professional handle your trade I recommend investor Gloria investment platform she is trustworthy.
I think I have heard about investor Gloria platform she trade for my friend and my friend make much profit ,I’m going to reach her platform
I’m a living proof that you can make profit in trading with investor Gloria
Any kind of trading you wishes to trade requires a trustworthy broker and investor
Gloria has been trading for me and I’m making much much money 💰 with her platform
I opened my roth IRA and put $20 in and I'm already seeing a $4 gain
Cool. That is enough for one coffee at Starbucks ... or 20 coffees at home.
Been a subscriber for years and I’m still loving your channel more and more 🌟🌟🌟🌟🌟❤️
"now i can afford to buy iced coffee"
Hey Graham! Just wanted to let you know that the example you used where you would add $500 per month does not have the correct calculation in the screenshot you put in the video. It would be based on annuities and you could find a calculator for that. Maybe this could help with your future calculations, especially when you are using DCA for your investments or for videos. Hope this helps!
One of my absolute favorite channels! Thanks for all the wisdom you share!
3:28 😭😂 i dont know why this sound effect was so funny to me
Before the internet (circa 1987) all of our investment advice pretty much came from Dad. My Dad's investment advice was "if you don't have $5,000 you can afford to throw away, then don't bother." My Dad never had $5 he could afford to lose, much less $5,000. But at least these days we don't have to rely on advice from people who failed and/or never tried to invest.
Working my way to that Ferrari and I’ll be sure to say hi 😂💸
Please do!
2% divideds minus 40% divided tax 1% post tax. Minus 5% inflation. Minus opportunity costs of investing the $500 in other investments.
3:28 i had to look behind my back, jesus Graham you almost killed me with that sound :D
“The illness” lol that TH-cam monetization loophole 😂
Graham you said, "Trust Me"? That's a big Red Flag.
Am very grateful and happy to tell you that this *@Veratti100 on telegram* people are talking about he’s 100 percent legit,I hire him with a little and got what we agreed on in few minutes.
When you want to invest but you’re not 18 yet :(
Or you save as much money as possible until you turn 18 then take your capital & knowledge and apply it.
I started investing in mid April, and while I KNOW its’ gonna be slow at start, and a lot of companies have suspended / slashed their dividends, I’ve still manage to make a few hundred dollars in a few dividends that i set to be reinvested back in. And I’m a mix of ETF and individual blue chips.
A few hundred bucks, let alone (unrealized) capital gains I made outside of my 9-to-5 job.
My advice to anyone going into stock market trading is to get yourself attached to an expert in other to make nice profit in trading.
My wallet is smiling daily due to the strategies of Mr. Weinscott lorenzo
Nothing beats you from someone directing you with his experience in the field.
please i am new into stock and Crypto but I've been really scared about it because of the losses, i know trading is all about win and loss but since the chances of loss is high you need to get yourself an expert to help guide you to avoid much loss that can set you back in life ,so please i would like to get to meet the person you trade with.
I don't believe in investment but the testimonies I saw about Weinscott lorenzo in the past pushed me to invest with him and am not having any regret and I still wanna invest more,for me his the best.
Determination is also needed in trading because is only a determined mind that is ready to take the risk that can make huge profit in stock market trading.
You are really good at talking to a camera
This video is probably the most inspiring, influential, and knowledgable ones on your finances.
I've been kinda unsure about the market due to its usual volatility, at the same time I still feel it's the right time to make profit because of the price decreases, heard someone speaking of making over $400k from selling S&P500 he bought at $90k since the pandemic and I'm driven to ask what techniques/skillset is needed to achieve this
i feel proper research, good analysis and luck are really all you need to make profit in this constant market decline
Honestly i think it's all about finding the right moment to take advantage of and generate colossal profit, which is why you need to do your research
i think it is very possible to profit big time from the current market condition, the market might seem volatile, but most professionals look up to the volatility, I reached a consultant that helped me make the right market decisions and I was able to grow my portfolio from its initial value of about $150k to $590k within four months, so first step is discovering loopholes to generate profit during volatility. my opinion
@@tonimhamilton2072 wow that’s crazy accurate facts! its time to stock up 😊
@@tonimhamilton2072 Do you do referrals on your consultant?
I had a $10k SAR/SEP plan that I cashed out and got into a REIT about 15 years ago, it was supposed to double in 7 years, but due to the 2008 financial crisis it took 10 years. I took the $20 and invested into two different REITs, one is worth about $15k now and the other is pushing $20k.
Graham: Sell a service!
Me: *creates an OnlyFans account*
I created one too. People paid me NOT to share my photos. 😥
Still a good investment
Yuhhh get into it
Literally was saying to the screen: that’s not passive income paying off debt dude, when it cut to you making fun of people saying that in the comments...cuz it’s not passive income that’s like calling buying cheaper coffee passive income. But I do get the concept and try to teach people that paying off debt is the same as investing at whatever interest rate except it’s guaranteed
Not his fault you're too narrow minded to understand passive income is accomplished in more than one way. Paying off cards and saving that interest is the same as investing that money and making interest off of it... You not understanding that doesn't change it.
Josh Eakins ha jeez dude, go get a hug I think you may need one. Clearly you didn’t read my comment since I told you I understand what he was going for but it’s not technically income, but at the end of the month you are in a better state so it’s fine to think of it that way.
For dividend stock, you could invest in an ETF such as VIG - Vangaurd Dividend Appreciation which is 1.88% yield and 0.06% expense ratio (low fee). It may be less riskier than focusing on one or two stocks for dividends as it is passively managed portfolio of stocks.
What I like about Graham is that he is real with us. He assures us that this will generate income just not that much,unless you put in effort then maybe you can retire in your 40s or even 30s if your really smart
I experienced the leaky toilet at 11pm on a Saturday in my first month of being a landlord 😂😭
Just curious but make sure your toilets never have a seal. That way you can spot leeks sooner.
If you invest in dividend stock make sure there dividend King
Michael Gordon dividend stocks that have grown year over year for 50 years
Totally agree about paying down your debt. I did this and I'm free of debt.
JNJ has a credit rating higher than the US government. That dividend is SAFE.
Additional option - closed end funds
I need a teenager version (14-17 years old)😭
Yup
Love this🙏🏼 just recently got my finances in order and added a roommate to the equation, jumped my savings to 15% of my income to 30% a month!!
That casual flex of 10k a day from youtube 😂
I know right!
Investing in bitcoin is very profitable this days especially when your account is being managed by a legit broker
How can someone know an account manager that is trust worthy when legit once are hard to fine this days
I think Knowing a genuine account manager is the problem every one are facing now a days
This is the perfect time to invest in bitcoin because of the rise in bitcoin