You can invest more frequently than monthly on the UK Vanguard platform, you just need to set up another or multiple direct debits in the SIPP or ISA account👍🏽
@@_T-B_ that's brilliant, thanks! So essentially once you're invested into the fund through either a £500 lump sum or £100 automatic investment, after this you can then lump sum less than £500 and/or set up an automatic investment for less than £100pm. Is that right? Or on the monthly investment do you need at least one set up for £100pm?
Great video! Moving over to Australia myself in the new year and still haven’t got my head round implications on investing, superannuation etc. Would be interested to see a vid on that!
How do you figure out with an accumulation fund how much £££ dividend you’ve earned, obviously this is paid directly back into the account however how do you find out said figure? Thanks.
Great question Leigh. This article will help - monevator.com/accumulation-funds-dividends/#:~:text=Instead%20of%20paying%20out%20your,or%20reinvest%20as%20you%20wish. Specifically under 'How to find dividend distributions for accumulating funds' Hope that helps!
Vanguard has recently added Accumulating funds for most of their exists distribution only funds like VUSA and VWRL, are you thinking of switching to the Accumulating VWRL??? are you able to????
I use the FTSE Global All Cap and that is already accumulating. But had I been using VWRL, an income fund, then yep I would’ve moved to the accumulation fund version. I prefer my dividends to be reinvested!
I think I would always stay in the FTSE Global All Cap personally, but switch to the income version. Although tough to say as I’m very far away from retirement!
Quick question I started investing in the ftse all cap then started to invest in VWRL and now they’re split 50-50 I’m not sure whether to combine them or just keep splitting the cash between them now ?
They pretty much do the same thing and give very similar returns. Personally, I prefer to have one fund to keep my approach as simple as possible, but ultimately it’s up to you. Whether you use one, the other, or both, your return will likely be very similar
Great video, I would be very interested to see something on the Aussie super annuation accounts. There has been a lot of talk about these in the UK recently and they are meant to be the inspiration for Hunts pension pot for life. Keep up the good work
Oh I missed that - what was that talk about? I actually prefer the UK pension system to the Australian one, but both have pros and cons. I’ll try to get a video up at some point in it and the differences. Cheers for watching!
@MakingMoneySimple Hunt announced them in the autumn statement, they are calling them "pots for life" essentially you can have a pension that follows you as you change jobs. Limited details so far but it seems you would have the legal right to have your employer pay into your SIPP. I believe they will also mandate a default fund for all SIPPs, it is allegedly similar to the Aussie system.
Hi, i was about to open a S&S ISA and Junior S&S ISA for myself and kids, investing in the Global all cap fund. However we move to Perth Australia in a year, do you think it’s still worth me opening these accounts or should I take an alternative approach?
Good job bro, I’ve left Index funds and put all my money in blue chip companies like Microsoft, Nvidia, Alphabet. It seems risky but these stock’s drive the index funds so it’s still pretty much safe.
Lovely update!
Thanks for watching Ed!
You can invest more frequently than monthly on the UK Vanguard platform, you just need to set up another or multiple direct debits in the SIPP or ISA account👍🏽
Cheers for that mate 🙌 so you have multiple monthly direct debits going through?
@MakingMoneySimple yep in the same month. You can literally buy every week if you wanted to £ cost average that way.
@@_T-B_ didn't know that, cheers! Does each one you set up need to be for a minimum of £100?
@MakingMoneySimple nope, I set one up for £10 to try it. It went through and the fund was brought 👍
@@_T-B_ that's brilliant, thanks! So essentially once you're invested into the fund through either a £500 lump sum or £100 automatic investment, after this you can then lump sum less than £500 and/or set up an automatic investment for less than £100pm. Is that right?
Or on the monthly investment do you need at least one set up for £100pm?
Great video! Moving over to Australia myself in the new year and still haven’t got my head round implications on investing, superannuation etc. Would be interested to see a vid on that!
Particularly around what happens if you only plan to go to Australia for a couple of years and how can you port super/investments back to the UK
@@EGlew1994 thanks for watching! That all sounds good to me and is a good video idea. I’ll try to get a video up early in the new year 👌
How do you figure out with an accumulation fund how much £££ dividend you’ve earned, obviously this is paid directly back into the account however how do you find out said figure? Thanks.
Great question Leigh. This article will help - monevator.com/accumulation-funds-dividends/#:~:text=Instead%20of%20paying%20out%20your,or%20reinvest%20as%20you%20wish. Specifically under 'How to find dividend distributions for accumulating funds'
Hope that helps!
50k 👍you're doing great well done.
Thanks for watching 🙌
Vanguard has recently added Accumulating funds for most of their exists distribution only funds like VUSA and VWRL, are you thinking of switching to the Accumulating VWRL??? are you able to????
I use the FTSE Global All Cap and that is already accumulating. But had I been using VWRL, an income fund, then yep I would’ve moved to the accumulation fund version. I prefer my dividends to be reinvested!
Would you always invest in the global all cap, even nearing retirement? Or would you eventually move into bonds/target date funds?
I think I would always stay in the FTSE Global All Cap personally, but switch to the income version. Although tough to say as I’m very far away from retirement!
Quick question I started investing in the ftse all cap then started to invest in VWRL and now they’re split 50-50 I’m not sure whether to combine them or just keep splitting the cash between them now ?
They pretty much do the same thing and give very similar returns. Personally, I prefer to have one fund to keep my approach as simple as possible, but ultimately it’s up to you. Whether you use one, the other, or both, your return will likely be very similar
Great video, I would be very interested to see something on the Aussie super annuation accounts. There has been a lot of talk about these in the UK recently and they are meant to be the inspiration for Hunts pension pot for life. Keep up the good work
Oh I missed that - what was that talk about? I actually prefer the UK pension system to the Australian one, but both have pros and cons. I’ll try to get a video up at some point in it and the differences. Cheers for watching!
@MakingMoneySimple Hunt announced them in the autumn statement, they are calling them "pots for life" essentially you can have a pension that follows you as you change jobs. Limited details so far but it seems you would have the legal right to have your employer pay into your SIPP. I believe they will also mandate a default fund for all SIPPs, it is allegedly similar to the Aussie system.
@@ScipioAfricanus809 ah yeah I did hear that actually! Would be ideal if an employer could pay directly into a SIPP 👌
Is the vanguard fund the same as VWRP?
Similar - yeah. Although the FTSE Global All Cap has more stocks so is more diversified. But the performance is very similar
Hi, i was about to open a S&S ISA and Junior S&S ISA for myself and kids, investing in the Global all cap fund. However we move to Perth Australia in a year, do you think it’s still worth me opening these accounts or should I take an alternative approach?
Hey Adam, will you be moving to Perth permanently? If so, I’d say there’s no point in all honesty
@@MakingMoneySimple yes moving there permanently. Ok thank you, I’d be really interested in watching any videos you make on investing in Oz.
@@adammirza714 I’d say wait until you get over there in that case. That’s a good shout - I’ll try to get something up soon!
Glad your still alive.
Arsenal doing well ..
Dont you like the sun in Australia 😂😂😂
Haha cheers Lawrence 😂
Arsenal doing very well!
No sun for me, just working and investing 😉
@@MakingMoneySimple Arsenal are doing well 👍👍👍
Not like Manchester United 🤦🏽♂️🤦🏽♂️🤦🏽♂️🤦🏽♂️
Nice girls in Australia 🥰👍
@@lawrencer25 very well! Top of the league 💪
Good job bro, I’ve left Index funds and put all my money in blue chip companies like Microsoft, Nvidia, Alphabet. It seems risky but these stock’s drive the index funds so it’s still pretty much safe.
Fair play mate, good luck 💪 and you’re right. Those large companies do drive a lot of the global stock market!