As someone living and working in western Europe for the past 8 years, including, Ireland, France and Germany. I completely agree. I would love to retire in India. The life is much more fulfilling back home with family and our own culture. Here it’s all a cage of gold.
@matgranger5061 retired person doesn't have to pay anything unless he is doing business or job or earning income in any form If he earn through interest than tax is marginal to it
I've shuffled through a few experts in the past, but settled with LUCY ROSE CARTER. The strategy they use is recession-proof, more specifically profit-oriented, and most likely, you'd find her basic info on the net, she's a renowned advisor.
I returned back to India after we had kids.. I was very clear I wanted my kids to grow up with grandparents- spend summer vacations with cousins like I have.. the bonds we develop in childhood lasts forever.. it gives emotional stability in uncertain times.. I find summers wasted if my kids have to go to summer camps to keep themselves engaged..
As someone who lived in US for 5 years happy that I returned back. Now settled in NCR living happily with full family doing remote job. Best of both worlds.
@@EM-uh7tk I'm an IT consultant. I haven't worked in any food service industry however my point is we got to respect all kinds of work. I'm not here to preach anyone but let's think this way if there were no cobblers to mend your shoes, would you throw it away? Cheers stranger!
@@jivarishi I am not trying to be mean bud, absolutely u r right work is work, however look at this stupid clip , what would India get if an NRI returns after retirement? Is it anyway helpful to the economy? Should’nt have been developed by now? Why is that people still want to migrate to west , doesnt India depend on all the outsourcing work from west ?
As a pseudo NRI (I am Indian citizen on h1b) living in US from last 8 years working in Qualcomm, I along with my 2 other friends with masters in microelectronics and vlsi design are already looking forward to plan a return back to India waiting for a right opportunity.
There are a million Indians on Green card backlogs ( usually 10 to 15 years) due to country cap. So in my opinion you should earn money in the USA and invest in India. The best way for some one experienced as you is to setup a startup in India in your field. You get rich and many graduates & others get a well paying job.
@@slowdown7276 Quality of social life in India is a million times superior. And now quality of life in general and amenities are rapidly improving under the Modi govt. No matter how many Indian businesses open for NRIs, India is impossible to replicate.
Yes, this is right. The infrastructure push by the Modi government is also a big reason. India is improving quickly to standards that NRI are seeking. Expressways, bullet trains, more airports, new cities, renovated temple towns.... This is what attracts NRIs apart from family.
Dont bring them back they are selffish 1st we built the country they never built this nation they just want everything easy 1st they leave this nation for better lufe after that we built this nation they want to come back and take our shares no way
Wanting to return is different from actually returning. It is easy to return when the children are young. Once they go through high school, it is almost impossible to return.
It also depends on how you raise your kids. If you are integrating them into the Bharatiya fabric, they will also be eager to find avenues to towards India. Many MNC can offer jobs where the person is hired in the west and working in India.
My father left India in 1962 to come out here to the west, my grandfather told him that there will come a day when you will all have to return one day !
I came to the United States when I was 6 years old with my parents, I am now 27. I refused to get naturalized I am permanent US resident. My fiancé is Persian American originally from Iran but a US citizen. I was raised around Americans grew up around them speak like them, but I still consider India my homeland. My parents are naturalized American citizens. They came to America for economic reasons, I understand, but I want to leave because I absolutely had a terrible time growing up here. Even tho I was raised here all my life I am still considered a foreigner and that feeling never makes me feel at home. I went back to india the first time when I was 24 years old. I plan on returning there in my mid to late 30s with my wife. Indias is my home. I can’t read or write in in Hindi I speak broken hindi but if I settle there I know it will be better. The only complaint I have about india is social acceptance of littering, and a non existent waste management system, other than that india is safer and a much better place to live. I can’t speak for everyone tho I have seen many children begging in in trains in Bihar and of course old women of Nepali origin working on roads construction in the Himalayas. I know india is developing and I have patience for it and I would like do something good when I return and contribute to the nation’s prosperity.
I appreciate your truthfulness and desire to return to a place that you barely know. I wish you well. India is a wonderful place, especially for rearing children although it falls seriously short in infrastructure.
India is improving very quickly now. There is a massive infrastructure boom. The new planned cities in India like Dholera are a perfect place to settle for NRI. It is a modern and affordable suburban environment. There will also be many NRI moving into these communities, so it will have an international feel to the place. Many from UK, US, Canada, Australia and other countries have already bought their properties and will make the move as soon as they are ready. For some that means they work for global corporations where they can relocate to India and for others, it's retirement.
@@mudshovel290 What part? Unless you are living in a diverse metropolitan area, there is a high likelihood of facing discrimination. Some experience a little and others experience a lot.
Guys don't fight over this.... I would request all of you to visit India sometimes and plan to travel around the whole country.... and if you can Speak English, that is enough for daily needs( just change the accent 😂 to Indian) .... You guys are like lost Brothers/Sisters.... Reunion will be heart touching....😊😊
Forget retirement,life is much better back home . I lived in USA and even for practical purposes india seems better than other places,gone are days of oh we live in usa
NRI have been retiring in India for sometime now. My old manager from top IT company went to US in 80s for studies, stayed there, had kids there and requested transfer to India from the company and is settled down in India. His kids who are Americans also completed high school in India, but went back for college. His justification was I have done everything career wise in US and also wanted his kids to know their country. He has no plans of going back to US. He is now mentoring companies and providing them guidance on how to navigate to get funds in USA.
@@silentstorm718 disservice how? I am Indian through and through and lived in USA and around. I went to school without fearing for my life, also never was a victim of a crime in India. I cannot say the same about US where kids are thought about school shooter drills or you cannot escape a crime in big cities. There are benefits of being in US(in career) but you have to sacrifice alot in other areas where you don't think twice in India
As an NRI living in Dubai, I am so happy to my Bharat developing visibly year after year in digitslization, infrastructure, safety, quality roads and good retirement schemes ....all these in just past 9 years of Modi government rule...happy to put my money snd retire in my home country
As an NRI, I can vouch for this 100%. I know personally most of of the 1st generation NRIs already have returned to India after their retirements. Especially after what Modi has done in India, they are more inclined and feeling more proud about coming back to India.
most Indians want to make money in foreign countries because India is not good for jobs and starting business then live luxury in India with foreign countries
@@andyc9902 It all depends on what the your qualification is. If you are not educated enough you will be doing all physical and labor work in other countries as well. No doubt India has way more competition than other countries due to massive population but it has other challenges like gaining visa, dealing with crazy crime thats going on right now.
i agree as a NRI, i always dreamt of a US green card and citizenship, but trust me save up as much as you can and return to India, you will live upper middle class easy and even rich if you made a fortune abroad.
Agree. Infact those NRIs returning back are bringing lifestyle along - weekend in tent, trecking, backdoor barbecue party, ability to ask govt for better services, patience on road. All these are positive cultures they bring back to India creating a trend.
I never want to return though, I loved greenery in usa and have most of my family in usa. I respect India but also found fullfilment and content in usa.
I am living in UK from last 17 years and my child is 8 year old growing very fast. I always feel like he is missing a lot and want him to grow up in the culture that I grew up in. I have thought about returning back home many times but could not execute. I am feeling that I will make the decision soon.
@@matgranger5061 He has done a lot to the economy by investing in foreign money in India. What about you?. Spending father money and roaming the streets like a dog judging other people? Who the hell are u to ask him to do things?
Since your child is 8 you have the option of coming back in the next two years or so. We came back when my daughter was 11 and we lived in the US. Its been a few years now and there is no looking back, opportunities for job is also good here
I have many relatives in the US, now in their mid 60s, no one is planning to return. They would all love to return, but will not return. No way one can deal with the crowds, the hot weather, dhakka mukki in public transportation, etc. on a daily basis. Although I do agree that if you do want to return, do not wait till your golden years, old age makes you vulnerable, all your friends are either old or worse gone, and relatives have also moved on. You will feel very isolated. Hence return sooner while you are younger, and can build or keep up with your social network.
100% true .. lived in the US for 7 years and returned back to India .. I am so happy with my decision.. now India has everything and developments happening at rocket pace .. all you have to do in the US is to get good amount of money and make up your mind to move to India where you get lesser salaries but can lead beautiful life with parents, siblings, friends and our own people celebrating own culture and festivals
I left India in 1968 after marriage at 18 years of age and settled in UK. I am nearly 75. I have no wish to live in India. My children and grandchildren being born here, my roots are firmly established in UK. Let me be the odd one out!
I admitted my mom in government hospital last month and was surprised by the level of care the doctors and nurses gave to the patient. It isn't anyway lesser than the private hospital.
@@vimalprince4467 I can understand. I have had similar experience myself in Chennai government hospitals when I donated blood. I was surprised to see that as well. It was children's hospital in Chennai. It had better trained nurses than private ones.
I have been to government hospital in childhood and teen years for minor reasons but quality of doctors in govt hospital is much better than private hospitals. At least you have record of birth orelse seen some people born in private hospital forgot to get the birth certificate on time, and when tried to apply found that private hospital has closed and no one was there to approach, they had to prepare affidavit to prove their parenthood.. 😢
I strongly disagree. I have gone to government hospitals and everyone from attender to doctor asking for money for everything. They did not have any medicine.
We returned back to India after a decade before having kids. We wanted our child to be emotional and empathetic along with having a big family and cousins. Emotions vs Money ?? Clear win for Emotions!!
Yes I ended up doing this when my daughter was 11. :-) Happy to be back in India and working here and happy that my daughter is being raised in India. We lived in the US before this. And no I did not want to wait till retirement
@@shobhak9789 Do you miss anything from your life in the USA? I am curious as to where you lived. Happiness is one of the greatest things in life. Best wishes.
@meandshe1518 As an American of Indian descent, I'll tell you that life in the US is much better than India. It's cleaner, more organized, people are friendlier, climate is better, etc. In India the govt controls Hindu temples. In America this can never happen as religious freedom and true secularism is enshrined in the constitution. Freedom of speech, the right to bear arms, and so on. We maintain our culture here.
@@silentstorm718 I had option to continue in USA in 2000s. Returned due to family and 'patriotism'. After 2 decades, I think it is overall a sacrifice while I could be with family. Career and money I still do not regret. But the institutional hate towards Brahmins (I'm a Brahmin) has now become stronger and more verbal. When I think of what son has to go through in India in next few decades, it is quite scary. Until vocal meritocracy happens, India will continue to slide down in quality of life despite all the hype. Until 'British caste hierarchy & consequent victim+ revenge agenda' is dismantled in India, it will only get worse. NRIs can contribute more from outside through advocacy & forcing Indian govt than by coming. Indian govt does not give sh^t about residents while it may implement the same if NRI says. (Even better, marry a white woman or man, make her/him tell Indian govt. Something may happen. )
@@yvs0911 india मे अगर घर का किराया नही दिया तो घर से बाहर नही निकालते .. घर मालक थोडा adjust कर लेता है but abroad में rent नही दिया तो घर खाली करना पड़ता है .. they want only money no sympathy no values ..so values matter that's why India is best for satisfactory life
We lived in the US for 14 years and came back to India with two teenage boys few years ago !! They got the best of both the worlds and quite happily settled here . The warmth and the affection that we get here, I don’t think we would get it anywhere else 😍 I am continuing my passion for music and loving the life in my country !!!
We also want to come bck to India but still many questions raising in my mind like others are coming here from India to study or to work . Once kids get used to this environment is it OK to come bck ?
@@switzerlandloteluguammayi Well, it depends on the kids as well, my boys got a good set of friends here in schools and colleges ( Bangalore) hence they are happy…both are excelling in studies as well !!! if the kids are young ( school going) its easier to get adjusted ( IMO) they will do eventually !! Good luck with your plans !!!
I believe those boys will suffer because of your selfishness. This is a big ass downgrade for them. Once they see the brutal competition in India they will want out.
Life in USA as a working mother is pretty isolated. Kids dont grow up here surrounded by uncles, aunts, neighbors or cousins. Often parents have to take extra efforts just to stay engaged or arrange playdates with other kids, especially in case of small kids. It takes a lot of toll on parents physical and mental health. The lack of emotional support system for new mothers sometimes leads to depressiosn. In India, your whole extended family, neighborhood and community helps in one or the other way in the growth of your kid. In USA, you are pretty much on your own! 😢
Currently this situation is also applicable in India to a major extend. People mostly prefer to live in nuclear family and end up keeping their kids in cress, maid etc
@@benedictjoseph3832 definitely it has to be as cost of living is high over there. I am particularly talking about kids growing up in India who are living in a nuclear family and taken care by maid or cress as both parents are working.
People like me did not wait till retirement to come back to India. We came back when my daughter was 11 and I also wanted to grow my career here. Opportunity and lifestyle is good here if you have the money
Yes definitely and there is one main thing you have one single life don't waste it in abroad just earn little money and invest it in India and live peacefully with family, friends, and relatives enjoy our culture
We are in our early fifty and moved back to india after 25 years in united states. We have opened up 100 bed assisted living facility and we help other older nri's and local seniors to spend their golden years with us.
Well, I was travelling from one country to another for years. I worked in Uk for 5 years before finally coming back home in 2017. While NRIs have their heart in India, the people in India have their eyes fixed on foreign countries. India is changing fast. Now, I live in my village working from home, surrounded by relatives. But, nobody has time for anybody. The lifestyle here now is alomst like that of foreign countries in many ways. Returning NRIs need to do some research on reverse culture shock.
I have been away from India for like almost 14 years now so I have no idea about the social environment and atmosphere of present India, if you can please share if India still follows "Atithi Devo Bhava" attitude? India was known for as the place for love, care, affection, warmth, for being friendship, family and community oriented, but is that not the case anymore?
@@rsrs6959 It's complicated. India is rapidly changing. Everyone is trying to get a piece of the growth. I'm from Tamilnadu and where I live, the warm hospitality and kindness is disappearing.
But, at the same time, there is a rising awareness about Indian tradition and there are some people trying to revive it or keep it going in pockets at least. Please watch the movie "Srinivasa Kalyanam" (2018). I practice yoga, I want to keep up poojas, eat traditional, home cooked meals. But people around me don't want to follow these things. Their excuse is there is no time for these things and they want to go with the flow. There is so much of resistence. My own family rebels against me 😅
@@chithu824 Thank you for sharing brother. It's sad to hear that the warm hospitality and kindness is disappearing :( Actually, I had watched that movie "Srinivasa Kalyanam" quite sometime back in Hindi dubbed and enjoyed it. May favorite is 96', of Vijay Sethupath and Trisha, 96 is one of the best movies I have ever seen, I love that movie! Glad to hear that you practice yoga, eat home cooked meals, and you try to follow and practice what makes you happy :)
Exactly. I was just going to say the same thing. Not everyone returns for financial reasons, western loneliness is the biggest issue. People don't want to be lonely in old age and western living is extremely lonely. Social interactions, friendships are very detached compared to Indian culture.
A friend of mine told me that we here in India , think its a fabulous life they live in foreign country , but no one knows how they struggle , but they do it for the children. I had no words for her....
I have lived aboard over 25 years now. I do too planning to return to motherland after i retire to Bharat! It's my ultimate destination to be there..kis mittee say peda hua..use mitte main milna hai ek din..end the my legacy.
India needs a very clear cut law regarding emigration and those who want to come back. It can't be that you leave whenever you want and you come back whenever you feel like. The first preference needs to be given to Indians and not those who have left India.
@@Adweshta And not paying any tax on NRE FD interests to India ? He is not selfish. You were selfish to leave India for your monetary needs. Now do not come back for retirement thinking you will get maids and drivers as cheap labor. Stay in your foreign country. Kutta naa ghar kaa naa ghat kaa
5 years ago I had a friend who had emigrated to Canada, he told me to also move to Canada which ever way possible because only if you move out of India would you appreciate a country where things work and that India was on the brink of an economic disaster because of Modi. 5 years later, after COVID, a Housing Crisis and a cost of living crisis later he is trying to immigrate to Europe while I just bought a house in Pune. I feel sad for him but at the same time I can not help feeling smug.
@@omkardhange2310 Sadly he is from a background where returning to India from anywhere abroad will be considered an embarrassment for him and a disgrace for his family in his society. Therefore my feeling of sadness for his predicament.
@@BigBratJ ask him to be a rebel and dnt worry abt society.. They will talk initially and then they will forget.. Thr is no shame if smone wnts to return to their own country.. Birthplace..
@@omkardhange2310 💯💯✔✔agree with you that money is no good without friends and family or loved ones to share and spend time with...also love your advice that don't give a f about society focus on your happiness and live where you feel happy and fulfilled 🙏🙏💛💛🙏🙏
Been there done that! I left Australia in 2014 and there is only one regret that I should have done it sooner. Those living abroad thinking of doing this, my advice would be to just do it. The joy of living with your family and real friends beats every advantage that you may have living overseas.
It depends on who those NRIs are. What their visa status is. After living for more than 35 years outside India, I am not sure I am with those NRIs who want to go back. India has made good strides in development in infrastructure and in the technology. What I am really scared of are: Pollution, Crowded Places, Atrocious costs of hospitalization, fully commercial attitude in dealing with patients, doctors employed by corporate hospitals with financial targets, and the last but not the least, wide spread corruption at the ground level. I have heard that there are measures taken to reduce corruption, but it is still widespread.
It's a nuanced debate. While I can understand wanting to come back to your home country in your later years to be surrounded by friends and family, what often happens is that NRIs do not form bonds with local people in the countries they are settled in, often restricting their socializing to Indian communities. This feeling of restriction can also cause loneliness among the NRI community since they do not/cannot form lasting relationships outside their own small groups. There are various reasons for this, language, customs, etc. The ones that can better integrate into the local societies (on a personal and professional level) have a much easier time permanently settling there. Of course, now India is the rising economy and the West seems to be declining with contracting job markets, so that will only exaggerate them wanting to return.
@@roi9 lol well first up I'm already in India, and second, an Indian citizen can come whenever they want to the country. Third, companies hire the best person for the job. So if you are the best, you have no reason to worry.
@@mudshovel290 Mumbai culture Hong Kong Singapore like city build in western India gift city dholera Navi Mumbai south india is becoming indo western lifestyle clubs nightlife skyscrapers etc good infrastructure good education health business government policy law and order etc businesses going successful here as more good opportunities Skilled workers in apple tesla electronic manufacturing high tech industry iT job are good too etc commerce English teaching skill education schools college etc msme tech startup.
I want to return right now, not after retirement. I have been in canada for 6 year but the economy of canada or any western countries are growing very slow. long live india
@@hemantt8435 yes I already booked my ticket on Jan25 2024, I will be winding up everything here nd will be moving back to India. note- i have good backup in India. that is why it was very easy for me to take a decision.. Opinion can be differ per person. I want to do something by my own, and dont want to be stucked in 9-5 job. For me it would be much more easier to do busy in India rather thn in Canada.
HELLO NRI, early the better. In 3000 years Indians migrated out only for 40+ years or so. For thousands of years, rest of the world came to India to get rich. It is not any surprise that NRI coming back. Indeed, India is Rich in every respect. The British took money from India unethically. Nri bringing back hard earned money. They are already remitting nearly $100 billion every year. Bringing back their wealth of experience and network is of very great importance at time of indian economic development to regain its original status. Indian young entrepreneurs will bring the magic back. Hello NRI, Early the better.
Kaam waali bai is the main reason ...its so easier to get home cleaned everyday and have the kitchen clean..(dishwashers/robots do not match) Bagal ki dawai dukan is the 2nd reason - its much easier to get 1st aid and medicines for common ailments, xray and scans, doctors appointment. Car Safai, Puncture Shop, Gas Station - DIY is so difficult, getting served is a luxry. Food - Hot & Spicy - you need Bittu ki tikki --it is in the genes Climate - ask when the sun does not shine for 2 weeks in a row education - until pre University - education in India is no worse, we have some good masterjis ..the list is long..
As one of them, I can surely say that is correct but only because of 1 reason. The economic and social development of India under the BJP in the past 10 years. If things go awry and BJP loses power. That sentiment will change very quickly. Most indians would be proud to go back to our homeland, and while compared to some countries life in India is arguably already better. But even if not, they would happily compromise. BUT only if they feel India is moving back to its roots, preserving its culture, tradition and is moving forward towards development under this govt in a way which has never happened before. NRI's value our culture even more than people living in India, as they see its beauty and true value once they cant take it for granted outside. They finally see reality compared to other cultures and see why this is the only culture/truth of life, that has survived since the birth of humanity and still going strong... If appeasement politics and gundaraj of congress etc. and other corrupt parties comes back, no one will want to come back.
I moved to Canada as a 12 year old with my parents. Did not go back for 44 years. Have been back twice since then and have decided to spend winters in India and summers back in Canada as a retiree. Following my father's footsteps in retirement!!! Looking forward to spending winters in the homeland!!!
As an NRI, living in Dubai. My wife and I definitely see ourselves retiring back home in Bharat in future. Really hoping the infrastructure improves. India has less than 5 year window to achieve all that is being promised. I'm confident that we can achieve and make it a success.. This government has been the best thing that ever happened to Bharat after Dr. Manmohan Singh.
@@caracaraorange9524 yes, as much as I'd like to but there is a clear lack in sense of belonging. You just feel at home when in home country. It's just natural I guess
@@tarunsharma7744 Dubai is for Emiratis. So whether India does well or not, desis eventually get kicked out of gelf either by immigration issues or financial instability
Manmohan made ghapla in his term... Nothing to do for india... Its show... Oxford.. Cambridge education level.. Becoz he.. Took aducation from there...
@@caracaraorange9524 I don't know who hurt you, but in the Emirates the rule of citizenship is rule of Blood just like in India, This can prevent the country turning into current Sweden or Canada. There is nothing wrong with that. The people getting kicked out are mostly the ones who overstay their visas or forge it.
Not true. NRIs working as labors, construction workers, students, software worker's jobs are not stable. So they have no alternatives except coming back to India. Other professionals stay abroad forever because of law, security, job prospects after retirement, education and society.
We miss the festivals, the lovely respectful treatment of elders. People still touch my feet and ask for blessings when I visit India. The youth here in the US is hardly respectful, seniors are considered equals and a burden. Most of my non Indian friends are in old age homes waiting day in and out for their family members. There's nothing like Navratri or Diwali, Holi and thousands of festivals here. My white family only meet on 4th of July or Thanksgiving. Twice a year for an hour or two at most. In Bharat I can take an auto or a rickshaw go shopping, meet relatives, go to bazaars, have chai with friends but not in USA. I am constantly afraid of getting shot in a mall. Every other family has one gun related death in one's neighborhood. Gun obsession is a huge problem here. And the maids in India! They are wonderful, they give so much love and respect. They chat with you (no one chats with you in the US, they even hate eye contact) and wear the most beautiful traditional costumes that anglicized Indians like English speaking newsreaders have discarded. Bharat's cultural costumes are a treasure. Bharat is the best.
If one wants to move back to India, then they should do it before their kids enter grade school. Because once they start grade school in any western country, UK, Australia, US etc.. it will be very very difficult for them to adjust to India to live.. India might be okay for visiting for a while but not for living. If one is seriously thinking about moving back to India for good, then they should do it when their kids are under 5 years old. Then their kids can get used to India's education system, India's weather, their immunity to withstand all the things in India like mosquitos, flies, dust etc.. will be much much stronger when they are very young. The older one gets, the harder it will be to withstand these things. This is my advice.
This is absolutely right. I have been in Sweden for 2 years and already planning my way back for the same reasons. I think India can use those experienced minds to make India even better. We can share our ideas and experiences and can help govt.
I have already decided to return to India in a few years from now. Being in our OWN country with family, friends and fellow friendly Indians and being at peace while completely submerged in our own culture is something I would never trade just for💰
We all need to work a little more harder to make our nation proud again. There are still somethings which makes ppl reluctant to come back and live in Bharat 🇮🇳 Clean infrastructure, hygienic food habbits, corrupt babus, traffic sense in ppl to share road, air water and noise pollution are something need to change drastically. If we work on improving these things, our brothers would happily come back to live with us. Work hard bharat ke logo
I am an OCI living in Australia, I am too planning to go back to India very soon, I have already bought a home there and started investing for my retirement in India.
I have been living abroad since I was20 and would never return. I have made enough money to survive with great medical care (out of pocket plus a good LTC policy). As much as I love India, I don’t think I can survive the bureaucracy involved with each and every little thing especially in my old age. My US born children will never know how to deal with things there. It was my decision to bring up my kids abroad and I will not put the burden on them to come see me in a country where they can’t deal with anything(if not for anything, even for last rites.) I have never been there for my parents or in laws, and I don’t want to be not there for my kids either. I have accepted the fact and happy to retire here.
One cannot stay in a foreign country on a work visa after retirement, so they'll have to return. India is heaven for jobless and corrupt people, while hell for hardworking honest ones.
It is pretty standard for anyone who stops working to look for "somewhere cheaper" to retire. Europe and the US are expensive. If you are Indian and can deal with going back to the standard of living in India, it is a great place to retire.
I am 73. I used Option A, with a modification. The funds I drew out of my IRA during the years age 62 to 70 I didn't spend, but by conversion, put into my Roth IRA. So, all the market growth over the past 10 years in my Roth has been tax FREE. This is important, because once I hit age 70 and began collecting Social Sec, I did not want my bigger Social Security benefits to be pushed into a higher tax bracket due to Required Minimum Distributions that began for me at age 70
This is very close to what I want to do. I’m 55, but at 65 I retire and my six year younger wife works three or four years more while I do conversions, and then we both retire.
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NRI living in the US and I couldn't agree more. It is a no brainer financially and makes total sense to retire in a low cost of living country than a high cost of living. A dollar goes a long way in India and it makes sense to invest here. Bangalore and Hyderabad are leading the come back. I prefer tier 2 cities like Visakhapatnam or Hosur. There is a return to India WhatsApp community buzzing with ideas and having meetups.
My parents did exactly the same thing and after retiring, they moved back to Bangladesh from Now Zealand. Only downside is, they feel lonely as all their kids are overseas, especially the grand kids
@@dchauhan1981 The social implication is that almost everyone in immediate family now lives overseas. Last time I visited Bangladesh, I have seen almost all houses have retired couples with their kids living overseas. Once one passes away it even gets worse. Traveling after a certain age becomes harder. It's been 10 years since they moved back and yes certain aspects of lives are much better being there. But it is kind of sacrificing one for the other.
While 75% may want to return in a survey, expect only 5% actually returning at their old age. Even those return may go back after a few years. Its not just applies for NRIs, but also applies those who moves from villages to cities within India. That's life
She did not mention that in india, a lady delivered her baby in roadside of india waiting for a doctor, which never ever happens in USA. I am an india born USA citizen living in USA, as long as i can afford, will not keave USA ever for any country in this world.
I’m in my 30s and in the US, did my MBA in US and have a very good job here. However, I don’t plan to stay in US. India is far better as a society. I’m already making serious plans to move back. I don’t think it’s worth waiting until your retirement India is very cultured society to live in. West only has money and nothing else to offer
According to India each Indian will have 2 children for the maximum , but NRI usually gets 3 to 5 children in the UK or Saudi . But why India has to bear
I have been living in Australia for last 40 years. From my observations, with friends living around only about 2 to 3 percent of people (who have permanent residency in Australia) have returned and tried living in India. Out of those about 80 % return back to Australia. I am not sure where did Gravitas did the survey that 80% want to return to India. Would love to know the survey figures, how was this conducted. I am quite curious.
completely agree with you. I see very rare people move to India after retirement since most Indians are in IT or Doctors and they can earn social security benefits and 401K. Money will never be criteria and they can live healthy with zero pollution and no traffic jams. I see few of my friends visit India 1 or 2 times year but settling I hardly seen any.
Who did they survey? No one I know was part of this survey. We all love India and are proud of many things about India. But none of us has seriously considered going back. We've been here 10+ yrs.
Survey's will be in their website so anyone can do that, they won't send you personal mail stating to do survey. They are talking situation in general so it may not apply to everyone but most of the ppl at age of retirement especially with reference of survey.
They are most welcome to their homeland. But think of it this way.. these NRIs only stay in India for primary schooling and retirement. The majority of productive years where they contribute to society and pay taxes is spent abroad usually in a developed country. The main winners here are the developed countries who don’t need to worry about an aging population and have a consistent source of working population who will leave after retirement and pay taxes during their work
NRI travel to India after retirement coz of cheap labor and cost of living as they have limited pension income also with no support from kids it becomes difficult for most old people to survive without help.
Life in India is good after retirement. Its a hell dealing with colleagues & the commute sucks. Maybe remote work will alleviate this problem. My cousin who works for big IT services company fled India to US as he was made to work till 1 AM. At least in western countries you have a work life balance. What's the point of festivals and family occasions if I am not able to sleep well ? When everyone is running around for survival, who has time to spend time with cousins or boring uncles / aunts ? India is good for visiting or for retirement !
Interested to know why you say that. Would appreciate your perspective. What are the challenges of moving back to India after living abroad for many years?
@@Missponderlit in USA the services don't require influence. Eg if I want a Dr in US, I have a Dr dictionary from my health care. I pick depending on my benefits. Also Dr ratings education etc. Are in the dictionary In India it's a maze unless you have contacts and recommendation. For every service you need a local friend or family interference. Banking home repairs etc Which you have to reciprocate The Society functions on I rub your back and vs Yes your dollar can buy more a plus
![กี่หมื่นฟ้า | Your Sky Series EP.1 [1/4]](http://i.ytimg.com/vi/vLGjxFL6U_I/mqdefault.jpg)
As someone living and working in western Europe for the past 8 years, including, Ireland, France and Germany. I completely agree. I would love to retire in India. The life is much more fulfilling back home with family and our own culture. Here it’s all a cage of gold.
as you see potential in our own mother India...now you suddenly remember culture and retiring here..... gg... just retire abroad 🤷
Only come back if you can pay taxes and contribute to India's economic growth.
@@matgranger5061 bhai thoda IQ increase karle .. remittance to india from this people is 128 billion they already contributing. to indian economy
@matgranger5061 retired person doesn't have to pay anything unless he is doing business or job or earning income in any form
If he earn through interest than tax is marginal to it
@akshay288 so does he want to do same
What u didn't understand?
I really love to go back to India soon
As soon as I am able to make a life for my family
Life of a single mother is hard, savings alone can not sustain us
If you are serious about it you can look into some of these portfolio managers.They will guide you on what to do
Do you know any?
I've shuffled through a few experts in the past, but settled with LUCY ROSE CARTER. The strategy they use is recession-proof, more specifically profit-oriented, and most likely, you'd find her basic info on the net, she's a renowned advisor.
I returned back to India after we had kids.. I was very clear I wanted my kids to grow up with grandparents- spend summer vacations with cousins like I have.. the bonds we develop in childhood lasts forever.. it gives emotional stability in uncertain times.. I find summers wasted if my kids have to go to summer camps to keep themselves engaged..
cried. ty
Agreed well said
You should just stay in India then. Your kids now have birthright citizenship of another country and I'm sure you're taking advantage of it.
But your kids would've had better education and exposure and opportunities
Or due to child care org takes away children for next 18 year
As someone who lived in US for 5 years happy that I returned back. Now settled in NCR living happily with full family doing remote job. Best of both worlds.
Good Job ! Hope you dint end up working in Dunik donuts while you were there..
@@EM-uh7tk What's wrong with that? Work is work. We got to respect all kind of workers.
@@jivarishi Oops man looks like you are doing one ?
@@EM-uh7tk I'm an IT consultant. I haven't worked in any food service industry however my point is we got to respect all kinds of work. I'm not here to preach anyone but let's think this way if there were no cobblers to mend your shoes, would you throw it away? Cheers stranger!
@@jivarishi I am not trying to be mean bud, absolutely u r right work is work, however look at this stupid clip , what would India get if an NRI returns after retirement? Is it anyway helpful to the economy? Should’nt have been developed by now? Why is that people still want to migrate to west , doesnt India depend on all the outsourcing work from west ?
As a pseudo NRI (I am Indian citizen on h1b) living in US from last 8 years working in Qualcomm, I along with my 2 other friends with masters in microelectronics and vlsi design are already looking forward to plan a return back to India waiting for a right opportunity.
Stay there buddy.
@@slowdown7276H1B is like slave visa
Plan your return back to india if you plan to business but if you plan to do job again in india it will be same now a days
There are a million Indians on Green card backlogs ( usually 10 to 15 years) due to country cap. So in my opinion you should earn money in the USA and invest in India. The best way for some one experienced as you is to setup a startup in India in your field. You get rich and many graduates & others get a well paying job.
@@slowdown7276 Quality of social life in India is a million times superior. And now quality of life in general and amenities are rapidly improving under the Modi govt. No matter how many Indian businesses open for NRIs, India is impossible to replicate.
Yes, this is right. The infrastructure push by the Modi government is also a big reason. India is improving quickly to standards that NRI are seeking. Expressways, bullet trains, more airports, new cities, renovated temple towns.... This is what attracts NRIs apart from family.
They just leave india for a better life now they want to come back because there is a Recession. Not because of love for India
Me too coming back +1
Dont bring them back they are selffish 1st we built the country they never built this nation they just want everything easy 1st they leave this nation for better lufe after that we built this nation they want to come back and take our shares no way
Don't come back ... Selfish people not allowed in India
😂
As an nri , I completely agree.
as an nri, i absolutely don't. 😂
As an NRI I absolutely agree with most of my friends opinions included.
@@shikharsrivastava3558the way you look, i suggest you don't come 😂😂😂
Ha ha ha 😂 now that you became old and fearful of God and a rebirth , want desperately return to the most spiritual country , India
@@PHALANGE1931😂
Wanting to return is different from actually returning. It is easy to return when the children are young. Once they go through high school, it is almost impossible to return.
Exactly and hence we returned when my daughter was 11! No waiting till retirement, We lived in the US and happy to be back
It also depends on how you raise your kids. If you are integrating them into the Bharatiya fabric, they will also be eager to find avenues to towards India. Many MNC can offer jobs where the person is hired in the west and working in India.
@@shobhak9789then the kids will like to study abroad when they are college age and you will be stuck in India with your social circle without kids.
@shobhak9789 Your daughter was too old for you to return to India. You made a serious error and you will lose her as she grows up.
@@AO-xd2mlnope
After kids go through high schoolz they are american. The education system is crap here and completely different there
My father left India in 1962 to come out here to the west, my grandfather told him that there will come a day when you will all have to return one day !
I came to the United States when I was 6 years old with my parents, I am now 27. I refused to get naturalized I am permanent US resident. My fiancé is Persian American originally from Iran but a US citizen. I was raised around Americans grew up around them speak like them, but I still consider India my homeland. My parents are naturalized American citizens. They came to America for economic reasons, I understand, but I want to leave because I absolutely had a terrible time growing up here. Even tho I was raised here all my life I am still considered a foreigner and that feeling never makes me feel at home. I went back to india the first time when I was 24 years old. I plan on returning there in my mid to late 30s with my wife. Indias is my home. I can’t read or write in in Hindi I speak broken hindi but if I settle there I know it will be better. The only complaint I have about india is social acceptance of littering, and a non existent waste management system, other than that india is safer and a much better place to live. I can’t speak for everyone tho I have seen many children begging in in trains in Bihar and of course old women of Nepali origin working on roads construction in the Himalayas. I know india is developing and I have patience for it and I would like do something good when I return and contribute to the nation’s prosperity.
I appreciate your truthfulness and desire to return to a place that you barely know. I wish you well. India is a wonderful place, especially for rearing children although it falls seriously short in infrastructure.
God bless you. ❤
India is improving very quickly now. There is a massive infrastructure boom. The new planned cities in India like Dholera are a perfect place to settle for NRI. It is a modern and affordable suburban environment. There will also be many NRI moving into these communities, so it will have an international feel to the place. Many from UK, US, Canada, Australia and other countries have already bought their properties and will make the move as soon as they are ready. For some that means they work for global corporations where they can relocate to India and for others, it's retirement.
@@mudshovel290 What part? Unless you are living in a diverse metropolitan area, there is a high likelihood of facing discrimination. Some experience a little and others experience a lot.
Guys don't fight over this.... I would request all of you to visit India sometimes and plan to travel around the whole country....
and if you can Speak English, that is enough for daily needs( just change the accent 😂 to Indian) ....
You guys are like lost Brothers/Sisters.... Reunion will be heart touching....😊😊
Forget retirement,life is much better back home . I lived in USA and even for practical purposes india seems better than other places,gone are days of oh we live in usa
That's what I heard from many of my friends who visited India recently.
This is why Hindus have to protect their civilization in India. It’s the only place we truly have
Living in Canada. It is true. I want to come back home eventually.
When young you wonna leave home. Getting old you wonna go back home.
So do we...bere in Toronto
We say we are here physically, mentally still in mumbai
NRI have been retiring in India for sometime now. My old manager from top IT company went to US in 80s for studies, stayed there, had kids there and requested transfer to India from the company and is settled down in India. His kids who are Americans also completed high school in India, but went back for college. His justification was I have done everything career wise in US and also wanted his kids to know their country. He has no plans of going back to US. He is now mentoring companies and providing them guidance on how to navigate to get funds in USA.
I'd love to connect with him. I'm in US . Can you share his LinkedIn?
If his kids have Indian accents then he did them a disservice. The kids are Americans.
@@silentstorm718 disservice how? I am Indian through and through and lived in USA and around. I went to school without fearing for my life, also never was a victim of a crime in India. I cannot say the same about US where kids are thought about school shooter drills or you cannot escape a crime in big cities. There are benefits of being in US(in career) but you have to sacrifice alot in other areas where you don't think twice in India
@@chan90s sure, I havent spoken to him in a while. I will check and share his socials.
@@silentstorm718they born in America doesn't mean they are American...It is only in paper but in reality his kids are completely indian
As an NRI living in Dubai, I am so happy to my Bharat developing visibly year after year in digitslization, infrastructure, safety, quality roads and good retirement schemes ....all these in just past 9 years of Modi government rule...happy to put my money snd retire in my home country
Same, I’m so happy to see the development and optimism under Modi. BJP is not perfect but overall they have done great.
As an NRI, I can vouch for this 100%. I know personally most of of the 1st generation NRIs already have returned to India after their retirements. Especially after what Modi has done in India, they are more inclined and feeling more proud about coming back to India.
most Indians want to make money in foreign countries because India is not good for jobs and starting business then live luxury in India with foreign countries
If I get good jobs in India or can start a business. I'll stay in India. It's about money . Not about Lifestyle
@@andyc9902 It all depends on what the your qualification is. If you are not educated enough you will be doing all physical and labor work in other countries as well. No doubt India has way more competition than other countries due to massive population but it has other challenges like gaining visa, dealing with crazy crime thats going on right now.
@@captainhighbury1806 ofc don't compromise your lifestyle nah
NRI from where? I am not seeing people go back to india in droves. Icchha and aakaanksha is not reality.
I never decided to settle abroad,nor make big money. Just love my country 's culture.Happy with nice life
Well said. 👍
👌👌👌👌
i agree as a NRI, i always dreamt of a US green card and citizenship, but trust me save up as much as you can and return to India, you will live upper middle class easy and even rich if you made a fortune abroad.
Truth today is - people from
Other. Countries are poor in india even if they earn in dollars
ok 50 cents army, try swimming in your flood@@srisungazesplash1340
@@srisungazesplash1340 no Ukraine war had hit west recession rich life in India is possible when 100k dollars is 1 crore 7.2% growth exports etc
I live in Japan if Modi government come back with majority in 2024 I will come back to India , jay hind jay bharat 🇮🇳
No no please stay, you should have come back in 2014 😂
what stopped you when Modi won the second time?
One cannot serve as PM for more than 2 terms. BJP might win but Modi may not rule as PM.
@@ThePonderousMare😂...ya but it doesn't apply to Congress... Only for BJP.
Advance Welcome to India 🇮🇳 because Our Modi ji will come in 2024
Agree. Infact those NRIs returning back are bringing lifestyle along - weekend in tent, trecking, backdoor barbecue party, ability to ask govt for better services, patience on road. All these are positive cultures they bring back to India creating a trend.
I never want to return though, I loved greenery in usa and have most of my family in usa. I respect India but also found fullfilment and content in usa.
Toh phir border taap ke kiyu jaate ho US?
I am living in UK from last 17 years and my child is 8 year old growing very fast. I always feel like he is missing a lot and want him to grow up in the culture that I grew up in. I have thought about returning back home many times but could not execute. I am feeling that I will make the decision soon.
Only come back if you can pay taxes and contribute to India's economic growth.
@@matgranger5061 He has done a lot to the economy by investing in foreign money in India. What about you?. Spending father money and roaming the streets like a dog judging other people? Who the hell are u to ask him to do things?
Since your child is 8 you have the option of coming back in the next two years or so. We came back when my daughter was 11 and we lived in the US. Its been a few years now and there is no looking back, opportunities for job is also good here
@@matgranger5061 Why you pasting the same thing everywhere. Don't you see how much the remittances have been?
Made it buddy
I have many relatives in the US, now in their mid 60s, no one is planning to return. They would all love to return, but will not return. No way one can deal with the crowds, the hot weather, dhakka mukki in public transportation, etc. on a daily basis. Although I do agree that if you do want to return, do not wait till your golden years, old age makes you vulnerable, all your friends are either old or worse gone, and relatives have also moved on. You will feel very isolated. Hence return sooner while you are younger, and can build or keep up with your social network.
South East Asia is pretty nice if you are looking for quality and affordability.
Simply move back to a smaller city than larger cities
100% true .. lived in the US for 7 years and returned back to India .. I am so happy with my decision.. now India has everything and developments happening at rocket pace .. all you have to do in the US is to get good amount of money and make up your mind to move to India where you get lesser salaries but can lead beautiful life with parents, siblings, friends and our own people celebrating own culture and festivals
I left India in 1968 after marriage at 18 years of age and settled in UK. I am nearly 75. I have no wish to live in India. My children and grandchildren being born here, my roots are firmly established in UK. Let me be the odd one out!
Bravo !
Yes being as NRI , would love to come back in India because of parents and family living out there .
I admitted my mom in government hospital last month and was surprised by the level of care the doctors and nurses gave to the patient. It isn't anyway lesser than the private hospital.
Please let us know the hospital name, city or town and state.
@@pradeepkumarkotari Stanley hospital, Chennai
@@vimalprince4467 I can understand. I have had similar experience myself in Chennai government hospitals when I donated blood. I was surprised to see that as well. It was children's hospital in Chennai. It had better trained nurses than private ones.
I have been to government hospital in childhood and teen years for minor reasons but quality of doctors in govt hospital is much better than private hospitals. At least you have record of birth orelse seen some people born in private hospital forgot to get the birth certificate on time, and when tried to apply found that private hospital has closed and no one was there to approach, they had to prepare affidavit to prove their parenthood..
😢
I strongly disagree. I have gone to government hospitals and everyone from attender to doctor asking for money for everything. They did not have any medicine.
We returned back to India after a decade before having kids. We wanted our child to be emotional and empathetic along with having a big family and cousins. Emotions vs Money ?? Clear win for Emotions!!
Love for India
From Pakistan occupied Sindhudesh
There is a difference in what people say they want or want to do and what they actually end up doing.
Yes I ended up doing this when my daughter was 11. :-) Happy to be back in India and working here and happy that my daughter is being raised in India. We lived in the US before this. And no I did not want to wait till retirement
@@shobhak9789 Do you miss anything from your life in the USA? I am curious as to where you lived. Happiness is one of the greatest things in life. Best wishes.
@meandshe1518 As an American of Indian descent, I'll tell you that life in the US is much better than India. It's cleaner, more organized, people are friendlier, climate is better, etc. In India the govt controls Hindu temples. In America this can never happen as religious freedom and true secularism is enshrined in the constitution. Freedom of speech, the right to bear arms, and so on. We maintain our culture here.
@@silentstorm718 I had option to continue in USA in 2000s. Returned due to family and 'patriotism'. After 2 decades, I think it is overall a sacrifice while I could be with family. Career and money I still do not regret.
But the institutional hate towards Brahmins (I'm a Brahmin) has now become stronger and more verbal. When I think of what son has to go through in India in next few decades, it is quite scary.
Until vocal meritocracy happens, India will continue to slide down in quality of life despite all the hype. Until 'British caste hierarchy & consequent victim+ revenge agenda' is dismantled in India, it will only get worse.
NRIs can contribute more from outside through advocacy & forcing Indian govt than by coming. Indian govt does not give sh^t about residents while it may implement the same if NRI says.
(Even better, marry a white woman or man, make her/him tell Indian govt. Something may happen. )
I thought Brahmins are respected well by Indians. Is that not true?
As a student in canada I have already returned . They sucks. We have values and feel grounded when I'm here.
So called developed countries have black truth but no one talks about .. culture, mental health and satisfaction is important
you probably returned because the cost was too high in Canada, it has got nothing to do with values
@@yvs0911 india मे अगर घर का किराया नही दिया तो घर से बाहर नही निकालते .. घर मालक थोडा adjust कर लेता है but abroad में rent नही दिया तो घर खाली करना पड़ता है .. they want only money no sympathy no values ..so values matter that's why India is best for satisfactory life
@@iamYashodeep you should pay rent on time.. yaha india me puri dadagiri chlti h aur log ghar khali bhi ni krte. most landlords pareshan h india me
@@iamYashodeepbruh pay your rent on time..I mean how entitled you can be
We lived in the US for 14 years and came back to India with two teenage boys few years ago !! They got the best of both the worlds and quite happily settled here . The warmth and the affection that we get here, I don’t think we would get it anywhere else 😍 I am continuing my passion for music and loving the life in my country !!!
We also want to come bck to India but still many questions raising in my mind like others are coming here from India to study or to work . Once kids get used to this environment is it OK to come bck ?
@@switzerlandloteluguammayi Well, it depends on the kids as well, my boys got a good set of friends here in schools and colleges ( Bangalore) hence they are happy…both are excelling in studies as well !!! if the kids are young ( school going) its easier to get adjusted ( IMO) they will do eventually !! Good luck with your plans !!!
I believe those boys will suffer because of your selfishness. This is a big ass downgrade for them. Once they see the brutal competition in India they will want out.
@@cuckoonut1208West also has big recession. Not easy there
How are you coming up with the pollution ?
Life in USA as a working mother is pretty isolated. Kids dont grow up here surrounded by uncles, aunts, neighbors or cousins. Often parents have to take extra efforts just to stay engaged or arrange playdates with other kids, especially in case of small kids. It takes a lot of toll on parents physical and mental health. The lack of emotional support system for new mothers sometimes leads to depressiosn. In India, your whole extended family, neighborhood and community helps in one or the other way in the growth of your kid. In USA, you are pretty much on your own! 😢
Currently this situation is also applicable in India to a major extend. People mostly prefer to live in nuclear family and end up keeping their kids in cress, maid etc
I agree our kids are pretty lonely because we barely know anyone, the play dates are hard to arrange too it’s not simple
Absolutely right,I also feel the same.
@@CAavinanditapoddarhiring maid also expensive in the US
@@benedictjoseph3832 definitely it has to be as cost of living is high over there. I am particularly talking about kids growing up in India who are living in a nuclear family and taken care by maid or cress as both parents are working.
People like me did not wait till retirement to come back to India. We came back when my daughter was 11 and I also wanted to grow my career here. Opportunity and lifestyle is good here if you have the money
Yes definitely and there is one main thing you have one single life don't waste it in abroad just earn little money and invest it in India and live peacefully with family, friends, and relatives enjoy our culture
We are in our early fifty and moved back to india after 25 years in united states. We have opened up 100 bed assisted living facility and we help other older nri's and local seniors to spend their golden years with us.
good to know, where is your facility and what is the name?
@@diauser3327 Ahmedabad. Papayacare Assisted Living
Can I get facilities details for my mom plz
@@geetapandey7458 connect on website, I can not add contact information on comment
I'd like to know the name of the facility for my grandparents
Well, I was travelling from one country to another for years. I worked in Uk for 5 years before finally coming back home in 2017. While NRIs have their heart in India, the people in India have their eyes fixed on foreign countries. India is changing fast. Now, I live in my village working from home, surrounded by relatives. But, nobody has time for anybody. The lifestyle here now is alomst like that of foreign countries in many ways. Returning NRIs need to do some research on reverse culture shock.
I have been away from India for like almost 14 years now so I have no idea about the social environment and atmosphere of present India, if you can please share if India still follows "Atithi Devo Bhava" attitude? India was known for as the place for love, care, affection, warmth, for being friendship, family and community oriented, but is that not the case anymore?
@@rsrs6959 It's complicated. India is rapidly changing. Everyone is trying to get a piece of the growth. I'm from Tamilnadu and where I live, the warm hospitality and kindness is disappearing.
But, at the same time, there is a rising awareness about Indian tradition and there are some people trying to revive it or keep it going in pockets at least. Please watch the movie "Srinivasa Kalyanam" (2018). I practice yoga, I want to keep up poojas, eat traditional, home cooked meals. But people around me don't want to follow these things. Their excuse is there is no time for these things and they want to go with the flow. There is so much of resistence. My own family rebels against me 😅
@@chithu824 Thank you for sharing brother. It's sad to hear that the warm hospitality and kindness is disappearing :( Actually, I had watched that movie "Srinivasa Kalyanam" quite sometime back in Hindi dubbed and enjoyed it. May favorite is 96', of Vijay Sethupath and Trisha, 96 is one of the best movies I have ever seen, I love that movie! Glad to hear that you practice yoga, eat home cooked meals, and you try to follow and practice what makes you happy :)
Life after retirement in abroad is very loneliness ..no social life ..this is black truth of so called developed countries that no one talks about 🤐
Exactly. I was just going to say the same thing. Not everyone returns for financial reasons, western loneliness is the biggest issue. People don't want to be lonely in old age and western living is extremely lonely. Social interactions, friendships are very detached compared to Indian culture.
A friend of mine told me that we here in India , think its a fabulous life they live in foreign country , but no one knows how they struggle , but they do it for the children. I had no words for her....
why no social life? If you ve lived for 25/30 years there you would have made friends plus family assuming one has children etc.
@@SG-jq4sh😅
I am an NRI and I am definitely planning to comeback to India ❤ Thanks to the outstanding progress by Modi government ❤
Very little has changed on the ground level. Be warned.
@@cuckoonut1208voh change tab hoga jab apna knowledge leke aaoge desh me. Door se dekh ke criticize karna toh mai bhi kar sakta hu
@@cuckoonut1208haha I am up to date with whatever is going on in India and I and a lot of my friends can see the huge progress - Thanks 😊
@@aishr8125 ghanta
I have lived aboard over 25 years now. I do too planning to return to motherland after i retire to Bharat! It's my ultimate destination to be there..kis mittee say peda hua..use mitte main milna hai ek din..end the my legacy.
India needs a very clear cut law regarding emigration and those who want to come back. It can't be that you leave whenever you want and you come back whenever you feel like. The first preference needs to be given to Indians and not those who have left India.
The NRI coming back would mean an old population that won't be working but inflating house prices and won't pay much tax.
@@Adweshta And not paying any tax on NRE FD interests to India ? He is not selfish. You were selfish to leave India for your monetary needs. Now do not come back for retirement thinking you will get maids and drivers as cheap labor. Stay in your foreign country. Kutta naa ghar kaa naa ghat kaa
Absolutely True... All my friends are contemplating moving back. Its just matter of time tide reverses.
Yes, we are slowly seeing the reversal. With India's infrastructure boom, it will soften the landing.
I think so. Almost all of my friends have plans/thinking about moving to India ( around/after retirement/job loss )
your friends. not you correct? 😀
People came in usa in 1980's still saying they want to return back to india but they never go😂
5 years ago I had a friend who had emigrated to Canada, he told me to also move to Canada which ever way possible because only if you move out of India would you appreciate a country where things work and that India was on the brink of an economic disaster because of Modi. 5 years later, after COVID, a Housing Crisis and a cost of living crisis later he is trying to immigrate to Europe while I just bought a house in Pune. I feel sad for him but at the same time I can not help feeling smug.
Its not always abt money.. Its about family... Whts the use of all that money if u dnt hv family to spend time with..
@@omkardhange2310 Sadly he is from a background where returning to India from anywhere abroad will be considered an embarrassment for him and a disgrace for his family in his society. Therefore my feeling of sadness for his predicament.
@@BigBratJ ask him to be a rebel and dnt worry abt society.. They will talk initially and then they will forget.. Thr is no shame if smone wnts to return to their own country.. Birthplace..
@@omkardhange2310 💯💯✔✔agree with you that money is no good without friends and family or loved ones to share and spend time with...also love your advice that don't give a f about society focus on your happiness and live where you feel happy and fulfilled 🙏🙏💛💛🙏🙏
Been there done that! I left Australia in 2014 and there is only one regret that I should have done it sooner. Those living abroad thinking of doing this, my advice would be to just do it. The joy of living with your family and real friends beats every advantage that you may have living overseas.
It depends on who those NRIs are. What their visa status is. After living for more than 35 years outside India, I am not sure I am with those NRIs who want to go back.
India has made good strides in development in infrastructure and in the technology. What I am really scared of are:
Pollution, Crowded Places, Atrocious costs of hospitalization, fully commercial attitude in dealing with patients, doctors employed by corporate hospitals with financial targets, and the last but not the least, wide spread corruption at the ground level. I have heard that there are measures taken to reduce corruption, but it is still widespread.
Born 1987 in England from parents who were born in New Delhi and Africa. I plan to live India when I retire
It's a nuanced debate. While I can understand wanting to come back to your home country in your later years to be surrounded by friends and family, what often happens is that NRIs do not form bonds with local people in the countries they are settled in, often restricting their socializing to Indian communities. This feeling of restriction can also cause loneliness among the NRI community since they do not/cannot form lasting relationships outside their own small groups. There are various reasons for this, language, customs, etc. The ones that can better integrate into the local societies (on a personal and professional level) have a much easier time permanently settling there. Of course, now India is the rising economy and the West seems to be declining with contracting job markets, so that will only exaggerate them wanting to return.
Why do I need friends when I can have servants?
Dont come we will not give our jobs
@@roi9 lol well first up I'm already in India, and second, an Indian citizen can come whenever they want to the country. Third, companies hire the best person for the job. So if you are the best, you have no reason to worry.
@@roi9lol you such a lozer
@@roi9 troll or burnt?
NRIs are Day Labourers in UAE, KSA, allover Middle East, EU, Canada and USA. That's all!
Once I retire even I want to return. But our children have grown in the West so it's hard for them to return.
Hmm sad
@@mudshovel290 Mumbai culture Hong Kong Singapore like city build in western India gift city dholera Navi Mumbai south india is becoming indo western lifestyle clubs nightlife skyscrapers etc good infrastructure good education health business government policy law and order etc businesses going successful here as more good opportunities
Skilled workers in apple tesla electronic manufacturing high tech industry iT job are good too etc commerce English teaching skill education schools college etc msme tech startup.
Yes, it is true.
I came back to Mother India's fold after living in USA for more than 20 years.
Best place to return for some one of Indian origin.
I want to return right now, not after retirement. I have been in canada for 6 year but the economy of canada or any western countries are growing very slow. long live india
Yes, India has the greatest investment opportunities today, if you know where to get in.
Did you book your ticket?
@@hemantt8435 yes I already booked my ticket on Jan25 2024, I will be winding up everything here nd will be moving back to India. note- i have good backup in India. that is why it was very easy for me to take a decision..
Opinion can be differ per person.
I want to do something by my own, and dont want to be stucked in 9-5 job. For me it would be much more easier to do busy in India rather thn in Canada.
@@himalaysharma8 then you cannot board the plane till 1 hr before the flight on Jan 25 2024. So much for "right now" 😂
HELLO NRI, early the better.
In 3000 years Indians migrated out only for 40+ years or so. For thousands of years, rest of the world came to India to get rich.
It is not any surprise that NRI coming back. Indeed, India is Rich in every respect.
The British took money from India unethically.
Nri bringing back hard earned money. They are already remitting nearly $100 billion every year. Bringing back their wealth of experience and network is of very great importance at time of indian economic development to regain its original status. Indian young entrepreneurs will bring the magic back. Hello NRI, Early the better.
Kaam waali bai is the main reason ...its so easier to get home cleaned everyday and have the kitchen clean..(dishwashers/robots do not match)
Bagal ki dawai dukan is the 2nd reason - its much easier to get 1st aid and medicines for common ailments, xray and scans, doctors appointment.
Car Safai, Puncture Shop, Gas Station - DIY is so difficult, getting served is a luxry.
Food - Hot & Spicy - you need Bittu ki tikki --it is in the genes
Climate - ask when the sun does not shine for 2 weeks in a row
education - until pre University - education in India is no worse, we have some good masterjis ..the list is long..
So true! :-).
They want to retire in India after working hard for the west in their youth. Can you say the same for the educated young ones?
I moved to UK 2 years ago and i am planning to come back to India soon :)
kyuki udhar economy sahi nahi chal rahe hai isliye arahe ho
U gone yet?
As one of them, I can surely say that is correct but only because of 1 reason. The economic and social development of India under the BJP in the past 10 years. If things go awry and BJP loses power. That sentiment will change very quickly. Most indians would be proud to go back to our homeland, and while compared to some countries life in India is arguably already better. But even if not, they would happily compromise. BUT only if they feel India is moving back to its roots, preserving its culture, tradition and is moving forward towards development under this govt in a way which has never happened before. NRI's value our culture even more than people living in India, as they see its beauty and true value once they cant take it for granted outside. They finally see reality compared to other cultures and see why this is the only culture/truth of life, that has survived since the birth of humanity and still going strong... If appeasement politics and gundaraj of congress etc. and other corrupt parties comes back, no one will want to come back.
I dont believe this.
Very worst policy by BJP'S Modi governence .
I moved to Canada as a 12 year old with my parents. Did not go back for 44 years. Have been back twice since then and have decided to spend winters in India and summers back in Canada as a retiree. Following my father's footsteps in retirement!!! Looking forward to spending winters in the homeland!!!
As an NRI, living in Dubai. My wife and I definitely see ourselves retiring back home in Bharat in future. Really hoping the infrastructure improves. India has less than 5 year window to achieve all that is being promised. I'm confident that we can achieve and make it a success.. This government has been the best thing that ever happened to Bharat after Dr. Manmohan Singh.
yeah when you go to the gelf they make sure you don't get permanent residence! The Emiratis are shrewd that way
@@caracaraorange9524 yes, as much as I'd like to but there is a clear lack in sense of belonging. You just feel at home when in home country. It's just natural I guess
@@tarunsharma7744 Dubai is for Emiratis. So whether India does well or not, desis eventually get kicked out of gelf either by immigration issues or financial instability
Manmohan made ghapla in his term... Nothing to do for india... Its show... Oxford.. Cambridge education level.. Becoz he.. Took aducation from there...
@@caracaraorange9524 I don't know who hurt you, but in the Emirates the rule of citizenship is rule of Blood just like in India, This can prevent the country turning into current Sweden or Canada. There is nothing wrong with that. The people getting kicked out are mostly the ones who overstay their visas or forge it.
Settled in haifa, israel. After watching the conditions of elderly people here I must say india is heaven. I have already started my return planning
Nursing homes rising in parts of India too.
Not true. NRIs working as labors, construction workers, students, software worker's jobs are not stable. So they have no alternatives except coming back to India. Other professionals stay abroad forever because of law, security, job prospects after retirement, education and society.
We miss the festivals, the lovely respectful treatment of elders. People still touch my feet and ask for blessings when I visit India. The youth here in the US is hardly respectful, seniors are considered equals and a burden. Most of my non Indian friends are in old age homes waiting day in and out for their family members. There's nothing like Navratri or Diwali, Holi and thousands of festivals here. My white family only meet on 4th of July or Thanksgiving. Twice a year for an hour or two at most. In Bharat I can take an auto or a rickshaw go shopping, meet relatives, go to bazaars, have chai with friends but not in USA. I am constantly afraid of getting shot in a mall. Every other family has one gun related death in one's neighborhood. Gun obsession is a huge problem here. And the maids in India! They are wonderful, they give so much love and respect. They chat with you (no one chats with you in the US, they even hate eye contact) and wear the most beautiful traditional costumes that anglicized Indians like English speaking newsreaders have discarded. Bharat's cultural costumes are a treasure. Bharat is the best.
You should try and move back to India💛💛
I don't believe you've ever lived in the United States.
If one wants to move back to India, then they should do it before their kids enter grade school. Because once they start grade school in any western country, UK, Australia, US etc.. it will be very very difficult for them to adjust to India to live.. India might be okay for visiting for a while but not for living. If one is seriously thinking about moving back to India for good, then they should do it when their kids are under 5 years old. Then their kids can get used to India's education system, India's weather, their immunity to withstand all the things in India like mosquitos, flies, dust etc.. will be much much stronger when they are very young. The older one gets, the harder it will be to withstand these things. This is my advice.
This is absolutely right. I have been in Sweden for 2 years and already planning my way back for the same reasons. I think India can use those experienced minds to make India even better. We can share our ideas and experiences and can help govt.
Understandable that It's getting expensive. I'd suggest exploring South East Asia for options. Less chaos and still affordable living.
Bharat is calling my dear fellow Bharatvaasis. !! 🫶🙌
Definitely... where will we go!
Home is home! Mera Bharat Mahan 🙏
I have already decided to return to India in a few years from now. Being in our OWN country with family, friends and fellow friendly Indians and being at peace while completely submerged in our own culture is something I would never trade just for💰
We all need to work a little more harder to make our nation proud again. There are still somethings which makes ppl reluctant to come back and live in Bharat 🇮🇳
Clean infrastructure, hygienic food habbits, corrupt babus, traffic sense in ppl to share road, air water and noise pollution are something need to change drastically.
If we work on improving these things, our brothers would happily come back to live with us.
Work hard bharat ke logo
I am an OCI living in Australia, I am too planning to go back to India very soon, I have already bought a home there and started investing for my retirement in India.
I have been living abroad since I was20 and would never return. I have made enough money to survive with great medical care (out of pocket plus a good LTC policy). As much as I love India, I don’t think I can survive the bureaucracy involved with each and every little thing especially in my old age. My US born children will never know how to deal with things there. It was my decision to bring up my kids abroad and I will not put the burden on them to come see me in a country where they can’t deal with anything(if not for anything, even for last rites.) I have never been there for my parents or in laws, and I don’t want to be not there for my kids either. I have accepted the fact and happy to retire here.
😍😍😍😍
Welcome back Priyanka. Wish you were the permanent host.
You are the best your clarity and intelligence is unsurpassed ❤
One cannot stay in a foreign country on a work visa after retirement, so they'll have to return. India is heaven for jobless and corrupt people, while hell for hardworking honest ones.
That's because of congress 😏 if u started voting bjp or any other party who's working for the country.....the things will change.
KHANGRESS has Looted the Country like the BRITISH
@@Jins120 Eight years of rule should have eradicated corruption.
@@deshmaa1177every other day we used to hear about scams by politicians. We hardly hear anything now
Chennai is my City but Madras is my emotion.
It is pretty standard for anyone who stops working to look for "somewhere cheaper" to retire. Europe and the US are expensive. If you are Indian and can deal with going back to the standard of living in India, it is a great place to retire.
No, if you are not indian. You definitely don't know what is feeling of returning of your childhood memory and culture. Money is incomparable here.
Captures the NRI sentiment Very correctly
I am 73. I used Option A, with a modification. The funds I drew out of my IRA during the years age 62 to 70 I didn't spend, but by conversion, put into my Roth IRA. So, all the market growth over the past 10 years in my Roth has been tax FREE. This is important, because once I hit age 70 and began collecting Social Sec, I did not want my bigger Social Security benefits to be pushed into a higher tax bracket due to Required Minimum Distributions that began for me at age 70
This is very close to what I want to do. I’m 55, but at 65 I retire and my six year younger wife works three or four years more while I do conversions, and then we both retire.
Having an advisor is the smartest approach in today's market, especially for those nearing retirement. I personally gained over $400K during this market downturn, which highlighted that there's valuable insight the average individual may not be aware of.
Having an advisor is the smartest approach in today's market, especially for those nearing retirement. I personally gained over $400K during this market downturn, which highlighted that there's valuable insight the average individual may not be aware of.
Especially for individuals who are getting close to retirement, hiring an adviser is the best course of action in the current market. I made almost $400K individually during this market slump, demonstrating that there is important information that the general public may not be aware of.
All these people who so desperately want to come to India - why did you leave in the first place? Deep down everyone knows the answer.
NRI living in the US and I couldn't agree more. It is a no brainer financially and makes total sense to retire in a low cost of living country than a high cost of living. A dollar goes a long way in India and it makes sense to invest here. Bangalore and Hyderabad are leading the come back. I prefer tier 2 cities like Visakhapatnam or Hosur. There is a return to India WhatsApp community buzzing with ideas and having meetups.
There are other countries just as cheap as India but have a higher quality of life. Do the homework.
@@cuckoonut1208you ignored back to home country. 😊
India is peaceful, humanity country
My parents did exactly the same thing and after retiring, they moved back to Bangladesh from Now Zealand. Only downside is, they feel lonely as all their kids are overseas, especially the grand kids
Yes true but they will feel lonely regardless aboard because they do not have social networks. Parents can visit aboard on special occasions
@@dchauhan1981 The social implication is that almost everyone in immediate family now lives overseas. Last time I visited Bangladesh, I have seen almost all houses have retired couples with their kids living overseas. Once one passes away it even gets worse. Traveling after a certain age becomes harder. It's been 10 years since they moved back and yes certain aspects of lives are much better being there. But it is kind of sacrificing one for the other.
While 75% may want to return in a survey, expect only 5% actually returning at their old age. Even those return may go back after a few years. Its not just applies for NRIs, but also applies those who moves from villages to cities within India. That's life
Very smart they want both of the world without participation.Why India should bear their childhood and old age are we fools.?jaihind.
My Parents are also planning to move to India permanently next year. I think I’ll love India too, they often say life in Canada is too boring.
Canada = 100%, becoz of extreme cold conditions. Old age need more hot days🔥
She did not mention that in india, a lady delivered her baby in roadside of india waiting for a doctor, which never ever happens in USA. I am an india born USA citizen living in USA, as long as i can afford, will not keave USA ever for any country in this world.
I’m in my 30s and in the US, did my MBA in US and have a very good job here. However, I don’t plan to stay in US. India is far better as a society. I’m already making serious plans to move back. I don’t think it’s worth waiting until your retirement
India is very cultured society to live in. West only has money and nothing else to offer
I can guarantee that no NRI will return to India, though all will say with great conviction.
@@skycelestial4449 and Mallus
@@skycelestial4449I’m a guju nri and I think the report is bullshit
According to India each Indian will have 2 children for the maximum , but NRI usually gets 3 to 5 children in the UK or Saudi . But why India has to bear
The key work is "After Retirement" 🙂
Yes.. can’t wait for my retirement too and be back in incredible India!!
I have been living in Australia for last 40 years. From my observations, with friends living around only about 2 to 3 percent of people (who have permanent residency in Australia) have returned and tried living in India. Out of those about 80 % return back to Australia. I am not sure where did Gravitas did the survey that 80% want to return to India. Would love to know the survey figures, how was this conducted. I am quite curious.
When they return, they will find that money in India is useless. You become a prisoner in a gated community and cannot go anywhere without security.
completely agree with you. I see very rare people move to India after retirement since most Indians are in IT or Doctors and they can earn social security benefits and 401K. Money will never be criteria and they can live healthy with zero pollution and no traffic jams. I see few of my friends visit India 1 or 2 times year but settling I hardly seen any.
Your news is very accurate. I also want to check out India as a place to relocate since I am now retired.
Who did they survey? No one I know was part of this survey. We all love India and are proud of many things about India. But none of us has seriously considered going back. We've been here 10+ yrs.
World doesn't revolve around you my guy
Survey's will be in their website so anyone can do that, they won't send you personal mail stating to do survey. They are talking situation in general so it may not apply to everyone but most of the ppl at age of retirement especially with reference of survey.
They are most welcome to their homeland. But think of it this way.. these NRIs only stay in India for primary schooling and retirement. The majority of productive years where they contribute to society and pay taxes is spent abroad usually in a developed country.
The main winners here are the developed countries who don’t need to worry about an aging population and have a consistent source of working population who will leave after retirement and pay taxes during their work
NRI travel to India after retirement coz of cheap labor and cost of living as they have limited pension income also with no support from kids it becomes difficult for most old people to survive without help.
Life in India is good after retirement. Its a hell dealing with colleagues & the commute sucks. Maybe remote work will alleviate this problem. My cousin who works for big IT services company fled India to US as he was made to work till 1 AM. At least in western countries you have a work life balance. What's the point of festivals and family occasions if I am not able to sleep well ? When everyone is running around for survival, who has time to spend time with cousins or boring uncles / aunts ? India is good for visiting or for retirement !
Currently only 5% of Indians drive in India. Once it reaches 15%, it will be like hell for senior people to move around in the city on their own.
It is tough … from someone who lived in USA , for 43 yrs. Returning is tough without family help in india
Interested to know why you say that. Would appreciate your perspective. What are the challenges of moving back to India after living abroad for many years?
@@Missponderlit in USA the services don't require influence. Eg if I want a Dr in US, I have a Dr dictionary from my health care. I pick depending on my benefits. Also Dr ratings education etc. Are in the dictionary
In India it's a maze unless you have contacts and recommendation. For every service you need a local friend or family interference. Banking home repairs etc
Which you have to reciprocate The Society functions on I rub your back and vs
Yes your dollar can buy more a plus
@@Missponderlitclean air food water pollution corruption infrastructure jobs pay road safety inefficiency …..to start with
Watching this video while travelling back from Pune to Akola(native) after months, I can feel the vibe....
Right
Me also coming back home !!!
Sare Jahan se acha Hindustan Hmara 🇮🇳🇮🇳