Starting my debt payoff || Set up my budget, what I spend, and student loan payoff plan

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  • เผยแพร่เมื่อ 28 ต.ค. 2024

ความคิดเห็น • 14

  • @emmah1837
    @emmah1837 4 หลายเดือนก่อน +1

    I’m a current OT student who will be graduating with a TON of student loan debt, but this made me feel so much better!😌

    • @sandracreatives
      @sandracreatives  4 หลายเดือนก่อน

      We can barf about it together ❤️

  • @kailynhero6757
    @kailynhero6757 4 หลายเดือนก่อน

    I’m so impressed!! Go you girl!

  • @ykook7000
    @ykook7000 4 หลายเดือนก่อน

    "l took on these loans fully expecting to pay them off"
    Yes...well said 👏
    Good luck in your OT profession

  • @rachelxelainexo
    @rachelxelainexo 4 หลายเดือนก่อน +1

    laughed out loud at "whoops im broke"

    • @sandracreatives
      @sandracreatives  4 หลายเดือนก่อน

      Might be my new slogan…

  • @RealLifeMillers
    @RealLifeMillers 4 หลายเดือนก่อน

    I start this fall and just sat down with my numbers...yikes! Im definitely following your journey for inspiration. any advice on tech while going to school? ie upgrading in the beginning? laptop, desktop, and/or iPad.what would you recommend and what did you use? any other tips you'd recommend while in school to save on related expenses? Thank you so much!

    • @sandracreatives
      @sandracreatives  4 หลายเดือนก่อน

      You’ve been with me for almost this whole process! I’m so excited for you!
      I used my 2017 MacBook Pro for school, and edited all my videos. I did also have the most basic iPad and Apple Pencil, it was helpful for notes, but not necessary.
      Don’t buy textbooks- unless you’re a few weeks into a semester and find you actually need them, even then, I rented.
      Textbooks are too dense, and become outdated quickly. I never used mine as a resource. Huge money saver!

  • @katiemarie6515
    @katiemarie6515 4 หลายเดือนก่อน +1

    Hi! How did you learn so much about personal finance?

    • @sandracreatives
      @sandracreatives  4 หลายเดือนก่อน +3

      I was fortunate to have parents that were very proactive about their personal finances, and taught us to save more than we spent from a young age. As I got older I learned about more niche topics like financial freedom/ retiring early and traveling using miles and points from social media, and that was kind of the trigger for me to learn more about how to leverage my money, debt, spending, and investing. I honestly consider personal finance to be one of my hobbies. I've spent a lot of time in the space from books, podcasts, and reddit forums learning a lot, I just find it reaalllly interesting. Hoping to share a lot of that culminated knowledge on this channel, and put it to the test by sharing my personal finance journey!

  • @breannebabycakes
    @breannebabycakes 3 หลายเดือนก่อน

    Is your student loan debt from both undergrad and your doctorate program?

    • @sandracreatives
      @sandracreatives  3 หลายเดือนก่อน

      Just grad school- I had a full ride for undergrad

  • @Shirl33n
    @Shirl33n 3 หลายเดือนก่อน

    Where did you find scholarships to apply to?

    • @sandracreatives
      @sandracreatives  3 หลายเดือนก่อน

      I got most of my scholarships as part of my admission. AOTA has a few that are worth applying for after your first year.