Hi, Yash! Glad you found the content helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Sanket! Glad you found the information helpful. For further guidance on the same, you may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Akshit! Yes, it is possible to get an education loan against a property which is already under home loan. Please watch this video for more details: th-cam.com/video/Z4_YKcEaHfI/w-d-xo.html Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Aneesh! Your Financial Officer will guide you on the procedure and documents required in this situation. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Harsha! Yes, you can keep multiple collateral for an education loan. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Doman! Our loan team can help you out in getting an education loan even if your collateral value is less and your loan amount is more in getting partially secured loans from the lenders. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Vinay! It is difficult but we can try. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
India is now in 3rd level of assessment, so for visa purpose we need to show 21000 AUD as living expenses fund in our bank account, is this amount can be included in education loan?
Hi, Aneesh! Yes, living expenses can be included in the education loan. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam i have two questions 1.Will the bank give the entire amount to me? 2.can i get a loan of amount more than all my expenses if I have enough collateral eg my expenses for the entire course is 21 lakhs can I get an educational loan of 30 lakhs
Hi Apurba! Banks don't fund more than the Total expenses (Tuition fees + Living expenses + misc expenses). It is suggested to talk to our Financial Officer about the same, They can help you gat an education loan suiting your profile with the lowest ROI possible. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Ranjeet! Yes, you can. Non-agricultural land, house, flat, FD, insurance policy and govt. bonds are all accepted as collateral. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Amal! You can get an education loan against a property which is already under home loan. You may watch this video for more details: th-cam.com/video/Z4_YKcEaHfI/w-d-xo.html For guidance on this, you may speak to the Financial Officer by requesting a callback: bit.ly/education-loan
@@amalsuresh2605 Some nationalized banks accept CIBIL scores as low as 600. Please request a callback for further help with this: bit.ly/education-loan
Hello ma'am I was assinged a financial Officer and He told me that i will surely get an education loan for my Studienkolleg in Germany along with my Bachelors, so I Planned my studies according to it, but now my assigned Financial Officer got Changed and the New one told me that i will Not get an education loan for my Studienkolleg. These two different Statements from two different people Made me confused and worried about my carreer. Please Help me regarding this. I will be very thankful
Hi, Sami! The bank does not give loans for those language courses which come with a conditional offer letter with the statement "when you complete the particular language course for a certain period of time, you will get the unconditional offer from the particular college".
Mam I applied for education loan in SBI on 30th July, however, still I'm not able get sanctionING of it. My financial officer is Bhavya Banda though he has been guiding me but the bank and RACPC not supporting at all. Their education loan usually sanctioned within 15days which I read from their website but see it is nearly 2 months now. Now my file is in RACPC I'm waiting for their response.
Hi, Jasraj! For 16 lakhs, you would require ITR but there are alternative options. Please feel free to reach out to your Financial Officer for help with this.
I m an applicant and i have an agricultural land ie 3 acres and it is in me and my brother's name. Will the load be sanctioned in sbi? And moreover my course is BA in Music Production and sound engineering comes under Middle Sex University. Will the bank approve for this course? I m from Davangere, karnataka. Applying education loan for abroad.
Hi, Pramod! Agricultural land is not accepted. Non-agricultural land, house, flat, FD, insurance policy and govt. bonds are all accepted as collateral. Yes, you can get a loan for that course. Please fill up the application form on this link: www.sbieducationloan.co.in/ The loan team will get back to you to guide you further.
@@WeMakeScholars thanks a lot and i already filled that form. I need to finish my degree after that i will contact u with the required documents, thank you so much.
Hi, Ananth! Yes, you can take an education loan if you already have a personal loan. However, we would need some more details about your profile to confirm that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi. We have an existing home loan with sbi. Can we get an education loan with sbi again? If yes, do we need all the valuation evaluators, documents again since they already have everything?
Hi Priyanker! You will not be required to do another legal and valuation and you can pledge the property which is already under a mortgage. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Anandh! Both will be taken into consideration. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Mini! The property has to be freehold, POA properties are not accepted. We would have to evaluate your profile to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Rohit! Yes, freehold property can be used as collateral for a public bank loan. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! We can help you get your loan sanctioned with tuition fees, living expenses and Msc (Flight tickets, Books, stationary etc) expenses. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
I have applied for SBI loan for 20 lakhs and put property as collateral. The property is government allocated flats purchased a year back. And the base value of the flat is more than 30-35 lakhs. It it necessary to pay Property Evaluation fees to SBI bank? Any alternative or way to dodge this payment?
Hi, Martha! Valuation charges are mandatory. If you haven't yet, I would suggest you apply via WeMakeScholars for a smooth loan process. Please fill up the application form on this link: www.sbieducationloan.co.in/ The loan team will get back to you to guide you further.
Hi Fahad! GPF cannot be used as a collateral. Non-agricultural land, house, flat, FD, insurance policy, and govt. bonds are all accepted as collateral. Third-party collateral is also accepted. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, I have given my house as collateral security for my student loan as I'm studying in U.K. I just wanted to ask Indian Bank asking me to buy a student loan insurance even when I have given my collateral , is it compulsory to buy student loan insurance as well? Please guide me as I think there is something fishy in this. I'd be so grateful please reply.
Hi Vivek! PPF account is not accepted as collateral. Two types of securities can be accepted. Immovable property: House or a Flat or Non-agri-Land Liquid security: Fixed deposit, Insurance policies, Govt. Bonds, Gold, etc. Third-party collateral (collateral belonging to uncle/ aunt/ grandparents/ family/ friends) are acceptable as well. To know the right kind of education loan suitable to your profile, please drop a callback request on @bit.ly/wmscallback and our financial team will get back to you at the earliest.
Hi, Aneesh! Government banks would not approve 35 lakhs on a 25 lakhs collateral. We would need some more details to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Shashank! Agricultural lands are not really accepted by banks as a collateral. Non-agricultural land, house, flat, FD, insurance policy, and govt. bonds are all accepted as collateral. Third-party collateral is also accepted. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
My mother is state govt. employee and she has 7 years of remaining service. Can we take a loan on her PF which she receives at the time of her retirement?
Hi, Kalyan! No, PF cannot be used as collateral for an education loan. You can convert it into an FD and use it. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam I have collateral property but I don't have any relatives who are working so I didn't have any salary slips or ITR and can I take loan with this eligibility.
Hi, Anil! Yes, some banks can give you a secured loan without ITR. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello Ma'am my brother is having LIC policy, he just finished only 3 years and maturity period of LIC policy is 25 years. Can I use it as a colleteral document For education loan in sbi. How much money would be sanctioned as a loan, on this basis. Thank you!
Hi, Sleeva! I believe your Financial Officer got in touch with you. Hope your queries have been resolved. Please feel free to reach out to her for any further questions.
Hi, I want to study an mba degree in the usa but I can only offer a house worth rupees 40 lacs as a collateral will I be able to get an education loan with it which would cover my living expenses as well. I think it is impossible but I really want to study abroad as it can help my family greatly in many ways financially.
Hi! We can help you with an education loan for your MBA and help you get an education loan that covers your Tuition fees, Living expenses along with misc expenses such as air tickets, books, stationary etc. But we would require a few more details to check your eligibility with 14+ Public and private lenders with just a single callback request so you can avail an education loan best suiting your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hi Manoj, Some banks can give you an education loan without ITR. For guidance on the best loans matching your profile, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan
Hi Hari! Banks won't accept gram panchayat properties as collateral. They prefer urban properties over rural. For further guidance please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Basu! As the initiative is funded and supported by the Digital India Campaign, the mode of operations are digitally aiming to reach students from every corner of the country. You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once we get your request, the respective Financial Officer for your region will call you to help you further.
Hi, Vipul! Yes, you can. You may watch this video for further details: th-cam.com/video/Z4_YKcEaHfI/w-d-xo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi! Banks only consider immovable properties like House or a Flat or Non-agri-Land and liquid securities like Fixed deposits, Insurance policies, Govt. Bonds as collateral. Third-party collateral is also accepted. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Shashank! Agricultural lands are not really accepted by banks as a collateral. Non-agricultural land, house, flat, FD, insurance policy, and govt. bonds are all accepted as collateral. Third-party collateral is also accepted. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Abhishek! You do not need to keep collateral if your loan amount is below 7.5 lakhs. For further guidance on loan options, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Ashhar! Yes you can pledge multiple collaterals for taking single education loan. For guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Parashar! Yes, if you take a secured loan from a government bank, you can start repayment after the moratorium period (course duration + 6 months/1 year). If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Kalpesh! Banks don't accept PF as collateral but you can liquidate that and make an FD out of it so that you can pledge as collateral. For further guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I live in bangalore ,but my house to be put as collateral is in Varanasi.I want to take global edvantange from sbi.Where should I apply for loan in bangalore or in Varanasi? Note : It is very convinient for me to apply for a loan in Bangalore.
Hi, Atul! The WeMakeScholars team can help you with multi city cases. For guidance on the procedure for the same, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! Yes, LIC can be used as collateral. We would have to evaluate all the parameters to check your eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Ben! Unfortunately, agricultural land is not accepted as collateral. Non-agricultural land, house, flat, FD, insurance policy and govt. bonds are all accepted. For further guidance on collateral requirements for an education loan, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Aliva! Getting an unsecured loan for the bachelor's degree might be difficult. But however our loan team can evaluate your profile and can guide you on suitable loan options please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
hi , i m planning to go for canada to do a pg diploma course . For this i need almost 15 lakhs . so i m planning to take loan by showing the collateral (house) currently i am residing in kerala and has 7 cent of land with a 1400 sq.ft house in it . am i eligible to get rs.15 lakh as loan by showing this house as my collateral . pls note : its realizable value will be around 20 lakhs
Hi! We would have to evaluate all the parameters to check your eligibility for the same. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello Ma'am, Can we show provident fund as proof of funds for I-20 and visa process ? As my father is a retired employee from a PSU he has the option to withdraw his provident fund completely. Will it be sufficient for getting I-20 from the college ?
Hi, Keyur! You can convert the Provident Fund into a FD and take an education loan against it. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars Thank You. I've already filled out the callback form but have not received any response from your side. When can I expect to receive any feedback.
Hi Damini, I have emailed and requested call back from you guys but no response. Please it is very imp and urgent for me to get the loan this year to start my classes
Hi, Athira! We would need some more details to determine your exact loan eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Wincy! You cannot calculate the surrender value of LIC, instead, you have to ask your insurance provider for the same. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello mam We house in Bangalore which value around 1.5 cr+ but we have 33lakh loan on house in private bank now I need education loan of 40lakh is this possible? .. And also it's 11B katha
Hi Harshith! We will require a few more details regarding the collateral to guide you on suitable loan options. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello mam I'm from ap vijayawada if I want to do process you will do from Hyderabad or is thr any branch in vijayawada ? One more doubt you will apply my loan in vijayawada or hyd ?
Hi, Pathan! Yes, your loan can be processed in Vijayawada. As the initiative is funded and supported by the Digital India Campaign, the mode of operations are digitally aiming to reach students from every corner of the country. You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once we get your request, the respective Financial Officer for your region will call you to help you further.
Hi, Nirav! Yes, you can use more than one collateral. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars Is it possible for the applicant to receive loan amount based upon fair market value instead of realizable value, if the applicant's profile, academic scores are really good and he has got admission in a prime university
Hi, Jagadeep! We can only help for study in India loans if your loan amount is above 10 lakhs (with collateral). If that is the case, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I want to do mbbs in Russia for Wich I need 25 lakhs and if I take a lone from private bank than how many years will given by bank to repay lone after completing my course and also if I take lone for 10 years . If they give me 4 year's or complet 10 years
Hi, Shreya! The repayment period is usually around 10-15 years. For MBBS in Russia, only a secured loan from a nationalized bank is possible. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Shubham! Yes, agricultural lands are not accepted by any banks under any circumstances. Only non-agricultural land, house, flat, FD, insurance policy and govt. bonds are all accepted as collateral. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Rishi! Please watch this video which covers this topic: th-cam.com/video/2_IxhIFnmIg/w-d-xo.html Please fill up the application form on this link: bit.ly/bob-education-loan The loan team will get back to you to guide you further.
Hi, Pankaj! As you mentioned in an earlier comment that you require a loan for your UG diploma, you can only get a fully secured loan for this course. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello! You may watch the video on education loan for aviation courses here: th-cam.com/video/1kuSNvsaldc/w-d-xo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Unmona! The property has to be registered under the Municipal Corporation. Gram Panchayat properties are usually not accepted except in very rare cases. For further guidance on collateral requirements, you may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars I'm live in a Gram Panchayat. And this is a significant barrier if i wish to go for my abroad education as my parents have properties around the area and are not under Muncipal Corporation. Is this a case to be considered? How do we dream to study abroad with such a clause with land being the most valued asset in hand?
@@AnandSuresh007 Hi, Anand! Yes, the property has to be registered under MC. Non-agricultural land, house, flat, FD, insurance policy and govt. bonds are all accepted as collateral. Third party collateral is also accepted. If that is not possible, you can go for an unsecured loan from a private bank/NBFC for which you would require a co-applicant with a strong financial profile who files ITR. For further guidance from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@@WeMakeScholars I did check out your website and it say's it is always accepted in Kerala and in other regions. So that's a positive feedback. Thank you :) btw, I'm from Kerala.
@@AnandSuresh007 Yes, it is accepted in Kerala. You can request a callback and the Financial Officer for your region will contact you: bit.ly/education-loan
hello mam, one thing to ask mam i have no time due to job so i want ask that can i send my offer letter on any whatsapp number to check eligibility i can talk through chat but not through call plz rply me ASAP
Hi, Gurpreet! Yes, you can communicate with your Financial Officer via WhatsApp. However, you will have to upload your documents on our portal. For further guidance on this, please request a callback: bit.ly/education-loan
Hi Hrishi! It depends on the type of lender/Bank that you are getting the loan from. For further guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Sumit! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Sameer! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
great content on how collateral is valued for abroad education loan.....keep it up
Hi, Yash! Glad you found the content helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
This was my first question.
Thank you.
Hi, Sanket! Glad you found the information helpful. For further guidance on the same, you may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi ma'am , my flat is already on home loan can i still get education loan ?
Hi, Akshit! Yes, it is possible to get an education loan against a property which is already under home loan. Please watch this video for more details: th-cam.com/video/Z4_YKcEaHfI/w-d-xo.html Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
For collateral bank can consider the land on which we are living, what if the land is registered on names of two people i.e
father and uncle's name?
Hi, Aneesh! Your Financial Officer will guide you on the procedure and documents required in this situation. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Can we put two or more colleteral for single loan?
Hi, Harsha! Yes, you can keep multiple collateral for an education loan. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I requested for call back so many times.. I filled the application form for your website so many times. And didn't receive any call. IT'S URGENT.
Hi, Arushi! Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.
Hello ma'am, I requested for call back, but i have not received any call until now.
Hi, Hardik! Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.
@@WeMakeScholars hardikrakholiya212@gmail.com
@@WeMakeScholars hardikrakholiya212@gmail.com
@@Hardikpatel-td5he Your Financial Officer called you yesterday but wasn't able to reach you. She will call you again.
What if collateral amount is less than required amount of loan needed?
How much loan amount will be given in that case?
Hi Doman! Our loan team can help you out in getting an education loan even if your collateral value is less and your loan amount is more in getting partially secured loans from the lenders. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello madam,
Can I get education loan over a collateral which is an old tile house ?
Please reply
Hi, Vinay! It is difficult but we can try. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
India is now in 3rd level of assessment, so for visa purpose we need to show 21000 AUD as living expenses fund in our bank account, is this amount can be included in education loan?
Hi, Aneesh! Yes, living expenses can be included in the education loan. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam i have two questions
1.Will the bank give the entire amount to me?
2.can i get a loan of amount more than all my expenses if I have enough collateral
eg my expenses for the entire course is 21 lakhs can I get an educational loan of 30 lakhs
Hi Apurba! Banks don't fund more than the Total expenses (Tuition fees + Living expenses + misc expenses). It is suggested to talk to our Financial Officer about the same, They can help you gat an education loan suiting your profile with the lowest ROI possible. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Can we deposit our residential plot papers for abroad education loan as a collateral.
Hi, Ranjeet! Yes, you can. Non-agricultural land, house, flat, FD, insurance policy and govt. bonds are all accepted as collateral. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
what if the collateral is already under loan ....eg ..home loan
Hi, Amal! You can get an education loan against a property which is already under home loan. You may watch this video for more details: th-cam.com/video/Z4_YKcEaHfI/w-d-xo.html For guidance on this, you may speak to the Financial Officer by requesting a callback: bit.ly/education-loan
@@WeMakeScholars what is the minimum sibil score required
@@amalsuresh2605 Some nationalized banks accept CIBIL scores as low as 600. Please request a callback for further help with this: bit.ly/education-loan
Hello ma'am
I was assinged a financial Officer and He told me that i will surely get an education loan for my Studienkolleg in Germany along with my Bachelors, so I Planned my studies according to it, but now my assigned Financial Officer got Changed and the New one told me that i will Not get an education loan for my Studienkolleg. These two different Statements from two different people Made me confused and worried about my carreer. Please Help me regarding this.
I will be very thankful
Hi, Sami! The bank does not give loans for those language courses which come with a conditional offer letter with the statement "when you complete the particular language course for a certain period of time, you will get the unconditional offer from the particular college".
Mam I applied for education loan in SBI on 30th July, however, still I'm not able get sanctionING of it. My financial officer is Bhavya Banda though he has been guiding me but the bank and RACPC not supporting at all. Their education loan usually sanctioned within 15days which I read from their website but see it is nearly 2 months now. Now my file is in RACPC I'm waiting for their response.
Hi, Prashant! Our team is looking into your case on priority. You will receive an update soon.
Did you get it bro?
@@abhicz9743 yes after lots of formalities..
@@Chefprashantk bro within how many months, loan get sanctioned??
@@abhicz9743 4 months bcz of slow attitude of concerned SBI people
Mam Can I get loan of 16 lakh without ITRs from banks? I don't want to take loan from NBFCs.Pls reply 🙏
Hi, Jasraj! For 16 lakhs, you would require ITR but there are alternative options. Please feel free to reach out to your Financial Officer for help with this.
@@WeMakeScholars Yes your financial officer helping me with this 😍 99% chances of getting 16 lakh loan from B.O.B.Thanks
@@jasrajcanada Was your loan approved and how long did it take?
@@teachguru398 No not approved
I m an applicant and i have an agricultural land ie 3 acres and it is in me and my brother's name. Will the load be sanctioned in sbi? And moreover my course is BA in Music Production and sound engineering comes under Middle Sex University. Will the bank approve for this course?
I m from Davangere, karnataka. Applying education loan for abroad.
Hi, Pramod! Agricultural land is not accepted. Non-agricultural land, house, flat, FD, insurance policy and govt. bonds are all accepted as collateral. Yes, you can get a loan for that course. Please fill up the application form on this link: www.sbieducationloan.co.in/ The loan team will get back to you to guide you further.
@@WeMakeScholars thanks a lot and i already filled that form. I need to finish my degree after that i will contact u with the required documents, thank you so much.
Hi mam.. Can i take an abroad educational loan with collateral when i already have a personal loan running? Will it affect my educational loan??
Hi, Ananth! Yes, you can take an education loan if you already have a personal loan. However, we would need some more details about your profile to confirm that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Thankyou mam
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi. We have an existing home loan with sbi. Can we get an education loan with sbi again? If yes, do we need all the valuation evaluators, documents again since they already have everything?
Hi Priyanker! You will not be required to do another legal and valuation and you can pledge the property which is already under a mortgage. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam mene call back ke liye request ki thi but abhi tak mujhe koi response nhi mila....🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄🙄😒😒😒😒😒😒
Hi! Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.
@@WeMakeScholars sorry mam... yesterday I received call....
Hi mam , my collateral is my house , when valuing did they only calculate land or land and house together ?
both
Hi, Anandh! Both will be taken into consideration. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hey mam
I am working in central government school
And my mother is having flat in Delhi That is power of attorney case
Can I get education loan
Hi, Mini! The property has to be freehold, POA properties are not accepted. We would have to evaluate your profile to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I already done it mam
If collectral is free hold property then public bank can give loan and if not then what is solution for these types of cases?
Hi, Rohit! Yes, freehold property can be used as collateral for a public bank loan. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
hello ma'am,
i want education loan for my blocked account. will i be able to get additional money as loan for misc expenses, like air tickets etc/?
Hi! We can help you get your loan sanctioned with tuition fees, living expenses and Msc (Flight tickets, Books, stationary etc) expenses. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
I have applied for SBI loan for 20 lakhs and put property as collateral. The property is government allocated flats purchased a year back. And the base value of the flat is more than 30-35 lakhs. It it necessary to pay Property Evaluation fees to SBI bank? Any alternative or way to dodge this payment?
Base value means..the government allocated rate on first buy of the property. On property papers
Hi, Martha! Valuation charges are mandatory. If you haven't yet, I would suggest you apply via WeMakeScholars for a smooth loan process. Please fill up the application form on this link: www.sbieducationloan.co.in/ The loan team will get back to you to guide you further.
Mam can we keep GPF as a collateral if my father is not retired??
Hi Fahad! GPF cannot be used as a collateral. Non-agricultural land, house, flat, FD, insurance policy, and govt. bonds are all accepted as collateral. Third-party collateral is also accepted. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, I have given my house as collateral security for my student loan as I'm studying in U.K. I just wanted to ask Indian Bank asking me to buy a student loan insurance even when I have given my collateral , is it compulsory to buy student loan insurance as well? Please guide me as I think there is something fishy in this. I'd be so grateful please reply.
Hi Shivalika, As your loan was not sanctioned via WeMakeScholars we will not be able to help you.
Hey can PPF account amount be considered as collateral for education loan?
Hi Vivek! PPF account is not accepted as collateral.
Two types of securities can be accepted.
Immovable property: House or a Flat or Non-agri-Land
Liquid security: Fixed deposit, Insurance policies, Govt. Bonds, Gold, etc.
Third-party collateral (collateral belonging to uncle/ aunt/ grandparents/ family/ friends) are acceptable as well.
To know the right kind of education loan suitable to your profile, please drop a callback request on @bit.ly/wmscallback and our financial team will get back to you at the earliest.
Can I get 35 lakh loan if i have immovable collateral of 25 lakh?
Hi, Aneesh! Government banks would not approve 35 lakhs on a 25 lakhs collateral. We would need some more details to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Can bank accept agriculture land as collateral
Hi Shashank! Agricultural lands are not really accepted by banks as a collateral. Non-agricultural land, house, flat, FD, insurance policy, and govt. bonds are all accepted as collateral. Third-party collateral is also accepted. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
My mother is state govt. employee and she has 7 years of remaining service. Can we take a loan on her PF which she receives at the time of her retirement?
Hi, Kalyan! No, PF cannot be used as collateral for an education loan. You can convert it into an FD and use it. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam I have collateral property but I don't have any relatives who are working so I didn't have any salary slips or ITR and can I take loan with this eligibility.
Hi, Anil! Yes, some banks can give you a secured loan without ITR. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello Ma'am
my brother is having LIC policy, he just finished only 3 years and maturity period of LIC policy is 25 years. Can I use it as a colleteral document For education loan in sbi. How much money would be sanctioned as a loan, on this basis. Thank you!
Hi, Sleeva! I believe your Financial Officer got in touch with you. Hope your queries have been resolved. Please feel free to reach out to her for any further questions.
Hi, I want to study an mba degree in the usa but I can only offer a house worth rupees 40 lacs as a collateral will I be able to get an education loan with it which would cover my living expenses as well. I think it is impossible but I really want to study abroad as it can help my family greatly in many ways financially.
Hi! We can help you with an education loan for your MBA and help you get an education loan that covers your Tuition fees, Living expenses along with misc expenses such as air tickets, books, stationary etc. But we would require a few more details to check your eligibility with 14+ Public and private lenders with just a single callback request so you can avail an education loan best suiting your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
I have collateral as my house but i dont have ITR can i get the loan without ITR if i have collateral?
Hi Manoj, Some banks can give you an education loan without ITR. For guidance on the best loans matching your profile, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan
Hello mam!
My collatrel is my house that is in village and having valid documents, can it will be acceptable for education loan???
Hi Hari! Banks won't accept gram panchayat properties as collateral. They prefer urban properties over rural. For further guidance please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Nice info. .. but do you have any office in Kolkata!
Hi, Basu! As the initiative is funded and supported by the Digital India Campaign, the mode of operations are digitally aiming to reach students from every corner of the country. You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once we get your request, the respective Financial Officer for your region will call you to help you further.
can i use the property which is on loan as colletral it has more than 90% to be repayed
Hi, Vipul! Yes, you can. You may watch this video for further details: th-cam.com/video/Z4_YKcEaHfI/w-d-xo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I am having RBI floating bonds. Can SBI consider it for collateral?
Hi! Banks only consider immovable properties like House or a Flat or Non-agri-Land and liquid securities like Fixed deposits, Insurance policies, Govt. Bonds as collateral. Third-party collateral is also accepted. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
What about agricultural land
Hi Shashank! Agricultural lands are not really accepted by banks as a collateral. Non-agricultural land, house, flat, FD, insurance policy, and govt. bonds are all accepted as collateral. Third-party collateral is also accepted. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello mam can you tell me...
If my collateral value is one lakh then how much rupees bank will provide me.
Hi, Abhishek! You do not need to keep collateral if your loan amount is below 7.5 lakhs. For further guidance on loan options, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Can multiple collaterals be submitted?
Hi Ashhar! Yes you can pledge multiple collaterals for taking single education loan. For guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam colletral loan repay started after finish the course or not?
Hi, Parashar! Yes, if you take a secured loan from a government bank, you can start repayment after the moratorium period (course duration + 6 months/1 year). If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Does bank consider PF balance ?
Hi Kalpesh! Banks don't accept PF as collateral but you can liquidate that and make an FD out of it so that you can pledge as collateral. For further guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam please tell me how can I contact you 🙏
Hi, Nicy! We have received your request. Your Financial Officer will get in touch with you shortly to guide you through the loan process.
I live in bangalore ,but my house to be put as collateral is in Varanasi.I want to take global edvantange from sbi.Where should I apply for loan in bangalore or in Varanasi?
Note : It is very convinient for me to apply for a loan in Bangalore.
Hi, Atul! The WeMakeScholars team can help you with multi city cases. For guidance on the procedure for the same, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars but is it possible firstly?
@@atultiwary2428 Yes, your Financial Officer will guide you after getting some more details. Please request a callback: bit.ly/education-loan
My mother has LIC policy can I get education loan but my whole family is Farmer
Hi! Yes, LIC can be used as collateral. We would have to evaluate all the parameters to check your eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Ma'm i want to take educational loan using agricultural land,will that be possible???
Hi, Ben! Unfortunately, agricultural land is not accepted as collateral. Non-agricultural land, house, flat, FD, insurance policy and govt. bonds are all accepted. For further guidance on collateral requirements for an education loan, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I want loan for mbbs abroad .. without collateral ...is it possible ...plzz help me
Hi Aliva! Getting an unsecured loan for the bachelor's degree might be difficult. But however our loan team can evaluate your profile and can guide you on suitable loan options please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
hi , i m planning to go for canada to do a pg diploma course . For this i need almost 15 lakhs . so i m planning to take loan by showing the collateral (house) currently i am residing in kerala and has 7 cent of land with a 1400 sq.ft house in it . am i eligible to get rs.15 lakh as loan by showing this house as my collateral .
pls note : its realizable value will be around 20 lakhs
Hi! We would have to evaluate all the parameters to check your eligibility for the same. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello Ma'am,
Can we show provident fund as proof of funds for I-20 and visa process ?
As my father is a retired employee from a PSU he has the option to withdraw his provident fund completely.
Will it be sufficient for getting I-20 from the college ?
Hi, Keyur! You can convert the Provident Fund into a FD and take an education loan against it. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars Thank You. I've already filled out the callback form but have not received any response from your side. When can I expect to receive any feedback.
@@keyurbarot8663 Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.
Hi Damini, I have emailed and requested call back from you guys but no response. Please it is very imp and urgent for me to get the loan this year to start my classes
Hi, Purvi! Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.
hey if my collateral value is around 15 lakh how much money will bank provide me?
Hi, Athira! We would need some more details to determine your exact loan eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
How can we calculate the surrender value for LIC?
Hi, Wincy! You cannot calculate the surrender value of LIC, instead, you have to ask your insurance provider for the same. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello mam
We house in Bangalore which value around 1.5 cr+ but we have 33lakh loan on house in private bank now I need education loan of 40lakh is this possible? .. And also it's 11B katha
Hi Harshith! We will require a few more details regarding the collateral to guide you on suitable loan options. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello mam I'm from ap vijayawada if I want to do process you will do from Hyderabad or is thr any branch in vijayawada ? One more doubt you will apply my loan in vijayawada or hyd ?
Hi, Pathan! Yes, your loan can be processed in Vijayawada. As the initiative is funded and supported by the Digital India Campaign, the mode of operations are digitally aiming to reach students from every corner of the country. You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once we get your request, the respective Financial Officer for your region will call you to help you further.
Can I combine house and fixed deposit as a collateral for the loan?
Hi, Nirav! Yes, you can use more than one collateral. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars Is it possible for the applicant to receive loan amount based upon fair market value instead of realizable value, if the applicant's profile, academic scores are really good and he has got admission in a prime university
@@smijusamuel8802 Hi, Smiju! Banks will consider Realizable value only. Please reach out to your Financial Officer for further guidance.
Hi i requested for call back but no one from your side still not contacted
Hi, Vijay! Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.
Ma'am how can i take education loan inorder to study within India
Hi, Jagadeep! We can only help for study in India loans if your loan amount is above 10 lakhs (with collateral). If that is the case, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars But Ma'am I just need around 3 lakh ... Will it not be possible to have any loan Ma'am .. I have all necessary documents
@@Jagadeepjannockyucca Sorry, we would not be able to help you with that but you can approach the bank directly.
@@WeMakeScholars it's okay Ma'am .. thanks for your suggestion
I want to do mbbs in Russia for Wich I need 25 lakhs and if I take a lone from private bank than how many years will given by bank to repay lone after completing my course and also if I take lone for 10 years . If they give me 4 year's or complet 10 years
Hi, Shreya! The repayment period is usually around 10-15 years. For MBBS in Russia, only a secured loan from a nationalized bank is possible. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars thank you
Why agricultural lands are not considered as collaterals?
Hi, Shubham! Yes, agricultural lands are not accepted by any banks under any circumstances. Only non-agricultural land, house, flat, FD, insurance policy and govt. bonds are all accepted as collateral. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars Hi, I have filled the callback form for an educational loan but still haven't received any calls.
@@subhamraoniar2823 Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.
Mam please make a video of BARODRA LOAN FOR PREMIUM INST. IN INDIA
Hi, Rishi! Please watch this video which covers this topic: th-cam.com/video/2_IxhIFnmIg/w-d-xo.html Please fill up the application form on this link: bit.ly/bob-education-loan The loan team will get back to you to guide you further.
Hello mam my colletral value is 10to 12 lakhs can nbfcs provide loan of amount 17lakhs
Hi, Pankaj! As you mentioned in an earlier comment that you require a loan for your UG diploma, you can only get a fully secured loan for this course. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
madem why not to make a video about loand for aviation to become a pilot?
Hello! You may watch the video on education loan for aviation courses here: th-cam.com/video/1kuSNvsaldc/w-d-xo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Can a non-municipal area be used as collateral??
Hi, Unmona! The property has to be registered under the Municipal Corporation. Gram Panchayat properties are usually not accepted except in very rare cases. For further guidance on collateral requirements, you may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars I'm live in a Gram Panchayat. And this is a significant barrier if i wish to go for my abroad education as my parents have properties around the area and are not under Muncipal Corporation. Is this a case to be considered? How do we dream to study abroad with such a clause with land being the most valued asset in hand?
@@AnandSuresh007 Hi, Anand! Yes, the property has to be registered under MC. Non-agricultural land, house, flat, FD, insurance policy and govt. bonds are all accepted as collateral. Third party collateral is also accepted. If that is not possible, you can go for an unsecured loan from a private bank/NBFC for which you would require a co-applicant with a strong financial profile who files ITR. For further guidance from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@@WeMakeScholars I did check out your website and it say's it is always accepted in Kerala and in other regions. So that's a positive feedback. Thank you :) btw, I'm from Kerala.
@@AnandSuresh007 Yes, it is accepted in Kerala. You can request a callback and the Financial Officer for your region will contact you: bit.ly/education-loan
Can I get education loan for vfx and animation
Hi, Srikanth! Which institute is it and what is the required loan amount?
hello mam, one thing to ask mam i have no time due to job so i want ask that can i send my offer letter on any whatsapp number to check eligibility i can talk through chat but not through call plz rply me ASAP
Hi, Gurpreet! Yes, you can communicate with your Financial Officer via WhatsApp. However, you will have to upload your documents on our portal. For further guidance on this, please request a callback: bit.ly/education-loan
मॅडम,मैने आज request call back किया है तो आपका call कब तक आ जायेगा ?
Hi, Shrimanti! Please share your registered email address. The loan team will contact you ASAP.
@@WeMakeScholars madam call back आज आगया है ...Thank you
Hey, do the banks deduct the depreciation value on the property when valuing the collateral?
Hi Hrishi! It depends on the type of lender/Bank that you are getting the loan from. For further guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Bro did u get the loan?
@@Wednesday-ib2sy nah bro, they do deduct the loan amount due from the current value of the building
@@hrishidev were u seeking loan for mbbs ?
Koei call nhi ki
Hi, Sameer! Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.
Madam please help me if you can please
Hi, Sumit! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars honorable madam form me email I'd accept ni kar raha
@@sumitdeswal1697 Please share your contact details with us at hello@wemakescholars.com
Mam plz call me
Hi, Sameer! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.