Good explain, but after maturity the amount we get is very less (inflation rate is 6- 7% increasing yearly.) Example- currently we invest 10000 monthly and at the time with rising inflation of 7% after 13 year's 10000 will be 24098 monthly In terms of return we get faar less amount (8334 at the time of maturity).
It's because it's special purpose is for insurance . Agar aapko high return chaheye to aap lic mutual fund mai invest kijiye high risk high return low risk low return. Ye plan aapki security ki leye hai na ki aapko Amir banane ki leye.
Really awesome plan 🥰🥰🥰.. JEEVAN umang se bhi zyada benefits hain isme. 👌 I'll suggest & sell this plan to all my clients. Thanks Akash garg sir. Nantu chatterjee from LIC, Kolkata.
Nice video sir Guranteed income से tax deduct होगा या नहीं Tax free policy है या नहीं क्या रिटर्न में इस policy को दिखाना होगा क्या guranteed income tax return में show करना होगा या नहीं।
Right bht bda nuksaan hai. Sabse best mutual fund. Mutual ke hisab se dekhe to nominee ko 10 lakh ki jagah 40 lakh mil raha hai. Aur yearly return 1 lakh ki jagah 3 se 4 lakh ho raha hai. Bhai mutual fund hi best. Agar is jankari na ho to youtube pr mutual easy me sikh le
@@deepsharma9785 mutual fund sip calculator Google pr open kr ke jo amount monthly lic me doge suppose wahi mutual deposit karoge calculator me calculate kr lo. Ya youtube pr mutual fund ke baare jankari le lo. Isme aapka lic se jayada paisa ban jayega.
I have 2 questions : - (1) What is the maximum age of Proposer to get PWB in case of policy for child ? (2) What will a Policy Holder get ,in case he/she reaches 100years of age ?
Suppose a senior citizen makes a lump sum deposit of 10 lakhs in a 10 year maturity scheme of SBI. According to SBI FD Calculator, the investor will get a total of Rs 21,02,349 on maturity at an interest rate of 7.5 per cent per annum. In this, there will be a fixed income of Rs 11,02,349 from interest.
The XIRR for Jeevan Utsav plan is as below by age till 99 years if the policy is started at age of 35 and the premium term is for 10 years with amount of 1,11,050 invested per annum At 65 years the ROI is 1.02% At 81 years the ROI is 2.02% At 90 years the ROI is 3.13% At 94 years the ROI is 4.08% At 97 years the ROI is 5.61% At 98 years the ROI is 6.80% At 99 years the ROI is 10.57% So an individual needs to live for 99 years to enjoy the entire benefit of this plan. But our life span are not more than 80 years for current generation.
LIC has zero customer service. Aap 25 years tak paise dete raho aur phir milne ke time LIC wale aapko pareshaan karenge. Agar aapke paas free ka time hai aur baar lic office visit kar sakte ho toh fir lic poilcy lein.
Thank u Sar aap ne is plan ko bahut acchi tarike se bataya Hai jisse Log is plan ko bahut bariki se sunenge aur is plan ko Lenge . Jivan Utsav bahut Jabardast plan hai sar thank u Veri Mach
Video is specific and clear .... but one confusion how is it more beneficial than investing in a mutual fund for 16 years I think it will give much better return than this plan . Can anyone guide me regarding this ??
The main benefit of this plan is 10% Guaranteed Returns after 18 years of PPT On the other hand, you can earn 12 to 15% return from SIP of 15 years in equity mutual funds. After 15 years you can get pension benefits from your corpus through SWP. And for the insurance, there are term plans available which give more insurance coverage at lower premiums. If you need more clarification we can discuss it on the phone.
There is a question...policy (jeevan Utsav) matured hone ke bad policy surrender kr skhte h ?? if yes then sum assured agr 5 lakh h to kitna surrender value milega
In this plan your total investment is17.55 laks foe which u are getting only 10+6.40 lakhs If talk about in case of death the full benefits is 'only after 26 year of premium So the return is negative or nil If the same money invested in bank recurring deposit for 15 year u will get 21 lakh.the same money u can reinvest
Sir agr koi 10 year ka child hai. Uska. ppt 11year hai to 24 ki age se sarviwal benifit 100000 milega ok agr wah 45 ki age me policy close karega to use surrender value kya mileegi agar milegi to kitni. ??
16 saal premium bharne ke baad 19th year se Paisa milega Isse achcha hai ki monthly 5000 ki saving Karo to 1 year me 60000 ho jayega baad me har saal FD karva lo sirf 10 saal tak FD karvani hai baad me 1st year ka double matlab 1 lakh 11th year me hi aana sharu ho jayega
इस प्लान में डेथ बेनफिट प्रीमियम का 7 गुणा है तो क्या इसकी इनकम पर टैक्स लगेगा? क्योंकि income tax की धारा 10 (10) D में टैक्स फ्री इनकम के लिए 10 गुणा बीमा होने पर ही टैक्स बेनिफिट मिलता है Please revert Is it taxable Yes/No
LIC Lifetime Free Credit Card Benefits Videos -
th-cam.com/video/kqrJEcqpgmo/w-d-xo.html
Nahi dubega bhai
आपने बहुत ही सुंदर ढंग से विधि पूर्वक प्लान की जानकारी दी है। इसका लाभ सभी एजेंटों को मिलेगा। बहुत बहुत धन्यवाद।
Tame maldar hase
आपके समझाने का तरीका सरल एवं उपयोगी है।
Bilkul sahi kaha aapne
आप से बेहतर जानकारी कोई नही देता है यू ट्यूब पर
Sir I am 2 times MDRT agent and I always watch your video to boost my plans knowledge. And thank you🙏
Hallo sir ji
Sir i have also a good mlm plane if u want to know text ur mob number
I have watched many videos regarding this plan. You have covered everything in a beautiful and better way.
Very good
Thanks a lot
A
Do also check our video which we have posted our view which is not discussed in most of the videos about Jeevan Utsav and its
Income tax benefit hai ki nahi
Policy lene ke liye
बढिया प्लान... धन्यवाद LIC....
धन्यवाद सर
Good details of jeevan utsav plan. Thanks.
Thank you so much sir very detailed explanation..
बहुत ही अच्छी पॉलिसी है 👌👌💯💯🕺🕺 आजीवन पेंशन पाने वास्ते 🙏
इसका मतलब पहले के सब प्लान खराब हैं
Good Voice and Full Details Thankyou...
Welcome
Thanks Sir ji आप ने बहुत ही अच्छे तरीके से बताए हैँ
Welcome
Thank you so much આકાશ Sirji
Good explain, but after maturity the amount we get is very less (inflation rate is 6- 7% increasing yearly.)
Example- currently we invest 10000 monthly and at the time with rising inflation of 7% after 13 year's 10000 will be 24098 monthly
In terms of return we get faar less amount (8334 at the time of maturity).
It's because it's special purpose is for insurance . Agar aapko high return chaheye to aap lic mutual fund mai invest kijiye high risk high return low risk low return. Ye plan aapki security ki leye hai na ki aapko Amir banane ki leye.
Thanks Akash sir for a crystal clear plan presention...I am always your fan...
Always welcome
Really awesome plan 🥰🥰🥰..
JEEVAN umang se bhi zyada benefits hain isme. 👌
I'll suggest & sell this plan to all my clients.
Thanks Akash garg sir.
Nantu chatterjee from LIC, Kolkata.
JU is better than this plan
अगर कोई एजेंट आपके पास is policy को बेचने आता है तो उसे कहिए का सबसे पहले यह प्लान अपने लिए खरीदे फिर हमको बेचे
E333@@praveenbharati6935
Nice video sir
Guranteed income से tax deduct होगा या नहीं
Tax free policy है या नहीं क्या रिटर्न में इस policy को दिखाना होगा क्या guranteed income tax return में show करना होगा या नहीं।
Gajab❤aakash as always
यह पॉलिसी एलआईसी मे बबाल मचा देगा। अब देखना👀 है कि हमारे अभिकर्ता कितना लाभ उठा पाते हैं। 🎉🎉
Sir Esme death maturity after deferment period nahi hai
चुटिया प्लान
इसका मतलब पहले के सब प्लान खराब हैं
Primum amount Bahut Bahut Jyada hai Sir Ji
Ye b bakbas hai
Right bht bda nuksaan hai. Sabse best mutual fund. Mutual ke hisab se dekhe to nominee ko 10 lakh ki jagah 40 lakh mil raha hai. Aur yearly return 1 lakh ki jagah 3 se 4 lakh ho raha hai. Bhai mutual fund hi best. Agar is jankari na ho to youtube pr mutual easy me sikh le
You are very right sir
LIC ka utsav plan bevkuf banana hai customer ko
Wo kese bhai ?
@@deepsharma9785 mutual fund sip calculator Google pr open kr ke jo amount monthly lic me doge suppose wahi mutual deposit karoge calculator me calculate kr lo. Ya youtube pr mutual fund ke baare jankari le lo. Isme aapka lic se jayada paisa ban jayega.
THANKS SIR FOR THE KNOWLEDGE ❤🙏🏻
Bahot badiya tarikese samjaya thanks akash🎉
Very nice 👍 bahut bahut dhanyawad sir ji 🙏
Superb plan going to invest in this plan for my children bright future ❤❤❤
Thanks
Do also check our video which we have posted our view which is not discussed in most of the videos about Jeevan Utsav and its
Thank you so much...I came here looking for clarification on this and I did get that fully. You really explained it so well 👏👏👏👏
Very knowledgeable, easy & nice plan presentation. All the best.
Thanks a lot
Thanks
Welcome
Thank you for valuable information 🎉
I have 2 questions : -
(1) What is the maximum age of Proposer to get PWB in case of policy for child ?
(2) What will a Policy Holder get ,in case he/she reaches 100years of age ?
Veri good information jivan utsav plan
Very well explained ❤
Kya baat akash Bhai ur super
😀😀 Thanks
Suppose a senior citizen makes a lump sum deposit of 10 lakhs in a 10 year maturity scheme of SBI. According to SBI FD Calculator, the investor will get a total of Rs 21,02,349 on maturity at an interest rate of 7.5 per cent per annum. In this, there will be a fixed income of Rs 11,02,349 from interest.
Thanks you for explaining very esliye l am new egent it's help me lot
It's my pleasure
Superb. Very clear. 🎉
Thank you 🙂
Sir please boliye n agar 6year ka bachcha hai uor yearly 10,000 premium varegi.asa kon sa police hai.
Thanks sir 🙏🏻🙏🏻🙏🏻
This is best Explanation
Nice Info.. Great work.. ❤️❤️
The XIRR for Jeevan Utsav plan is as below by age till 99 years if the policy is started at age of 35 and the premium term is for 10 years with amount of 1,11,050 invested per annum
At 65 years the ROI is 1.02%
At 81 years the ROI is 2.02%
At 90 years the ROI is 3.13%
At 94 years the ROI is 4.08%
At 97 years the ROI is 5.61%
At 98 years the ROI is 6.80%
At 99 years the ROI is 10.57%
So an individual needs to live for 99 years to enjoy the entire benefit of this plan. But our life span are not more than 80 years for current generation.
YES CORRECT WITH THIS PLAN WE GO TO ENJOY ON OUR 100TH BIRTHDAY EACH & EVERY PLAN OF LIC CAN NOT BEAT THE NORMAL MARKET RATES
LIC has zero customer service. Aap 25 years tak paise dete raho aur phir milne ke time LIC wale aapko pareshaan karenge. Agar aapke paas free ka time hai aur baar lic office visit kar sakte ho toh fir lic poilcy lein.
Excellent Teaching Sir....Thank You.
You are most welcome
Ok Thank-you
Very Detailed information 😊
16:59Thanks Aakash sir
Bahut अच्छी policy
इसका मतलब पहले के सब प्लान खराब हैं
इसका मतलब पहले के सब प्लान खराब हैं
इसका मतलब पहले के सब प्लान खराब हैं
Thanku Sirji ❤❤
Thank you 👍 superb sir
Most welcome
Very good information sir❤
Aksh sir apki smjhane ka tarika na lajawab hai ❤❤🎉
🙏
thnx sr
Thank u Sar aap ne is plan ko bahut acchi tarike se bataya Hai jisse Log is plan ko bahut bariki se sunenge aur is plan ko Lenge . Jivan Utsav bahut Jabardast plan hai sar thank u Veri Mach
Very good explanation. Kripya, Annual Premium Rs.100000 aur PPT 10 yrs ka detailed explanation den, thnx...
राम राम🙏🙏
Thank you for good analysis
My pleasure
खुपच छान सर
Thankyou for giving us very early updates God bless you 🎉❤
My pleasure 😊
बहुत अच्छा पालिसी है
इसका मतलब पहले के सब प्लान खराब हैं
Very good sir thanks for motivation 🙏
Thank you sir
Esame medical hay kya
Excellent!
Best palan h bahi jaldi le lena cahey
Everything clear boss. Thank u
You are most welcome
Thanks Gurudev
I am Lic Ajent
Bahut hi best plan hai kam age walo ke liye
SIR BOHAT ACHE SE EXPLAIN KIYA AAPNE BAS EK REQUEST HAI K
ISKA PDF FILE PROVIDE HO SAKTA HAI KYA PLZ ?????
Video is specific and clear .... but one confusion how is it more beneficial than investing in a mutual fund for 16 years I think it will give much better return than this plan . Can anyone guide me regarding this ??
The main benefit of this plan is 10% Guaranteed Returns after 18 years of PPT
On the other hand, you can earn 12 to 15% return from SIP of 15 years in equity mutual funds.
After 15 years you can get pension benefits from your corpus through SWP.
And for the insurance, there are term plans available which give more insurance coverage at lower premiums.
If you need more clarification we can discuss it on the phone.
IRR is only 5 %
Do also check our video which we have posted our view which is not discussed in most of the videos about Jeevan Utsav and its
There is a question...policy (jeevan Utsav) matured hone ke bad policy surrender kr skhte h ?? if yes then sum assured agr 5 lakh h to kitna surrender value milega
Yes
Thank you🙏
Welcome!
Thank you
You're welcome
Sir akash ji
I am new agent of lic thanks❤ aakash sir
Koi aur kam kar lo bhai
@@praveenbharati6935😂
Bhai 50% discount mangte h log yearly premium par kaha se doge apna kidney bech kar ya Ghar bech kar?
@@Abhisharma7 इसीलिए keh raha hu others job are better than lic agents
Sahi bole bhai
In this plan your total investment is17.55 laks foe which u are getting only 10+6.40 lakhs
If talk about in case of death the full benefits is 'only after 26 year of premium
So the return is negative or nil
If the same money invested in bank recurring deposit for 15 year u will get 21 lakh.the same money u can reinvest
अच्छा पॉलिसी है सर
Nice sir ji 🎉🎉🎉
Best ever explanation.. Thanks
You are welcome!
Sir Ji 10lakh ko 10year me ptane me kitna amount pey karna hoga
Thank you so much sir
शानदार योजना
Very good experience sir I like it
So nice of you
Surendar hoti he kya policy
Sir, can one surrender the policy when the survival benefit is started or after the accumulation period.
Yes sir
Sir,what is the Development officer's credit if he ir she sells jeevan Utsav fir 5 yrs/10 yrs/16 yrs?
Sir ji Jo pension milega woh monthly hai ya yearly please guide me ,,
I am new Agent of lic thanks sir
Welcome
Very good sir.
Many many thanks
Well defined. Good job👏
Which is best jeevan umang or utsav
Good morning sir
Morning
Good explanation sir
Sir agr koi 10 year ka child hai. Uska. ppt 11year hai to 24 ki age se sarviwal benifit 100000 milega ok agr wah 45 ki age me policy close karega to use surrender value kya mileegi agar milegi to kitni. ??
Thankusir
Plan lic agent se leni padegi ya direct lic office se
Contact LIC agent
Very very welldone sir information video ❤❤
Isme insurance coverage kis age tak hai
16 saal premium bharne ke baad 19th year se Paisa milega
Isse achcha hai ki monthly 5000 ki saving Karo to 1 year me 60000 ho jayega baad me har saal FD karva lo sirf 10 saal tak FD karvani hai baad me 1st year ka double matlab 1 lakh 11th year me hi aana sharu ho jayega
FD is better than LIC. Lic mai sirf numbers manipulate karte hai...
😂😂
Karao Bhaii tab pata chalega 😂
🇮🇳🇮🇳🌹🌹🌹🌾🌾🌾🌾🎗️🌻🌻🖐️🖐️🖐️🖐️👍👍👍👍💯💯💯🕌🕌♥️♥️♥️😅🙂😉😜☹️
Yearly rtn after premium paying term Jo milega vo yearly mode me hi milega ya quarterly or monthly policy holder chahe to milsakta he sir
इस प्लान में डेथ बेनफिट प्रीमियम का 7 गुणा है तो क्या इसकी इनकम पर टैक्स लगेगा? क्योंकि income tax की धारा 10 (10) D में टैक्स फ्री इनकम के लिए 10 गुणा बीमा होने पर ही टैक्स बेनिफिट मिलता है
Please revert
Is it taxable Yes/No
Great way to explain ❤
Glad you liked it
Thanks Sir for yr.good Motivation
Most welcome