LIC Jeevan Utsav 871 with Example | LIC New Policy 2023 | Truth of 10% Guaranteed Returns
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- เผยแพร่เมื่อ 14 ต.ค. 2024
- Life Insurance Corporation of India (LIC) on 29 November 2023 launched a new plan --the LIC Jeevan Utsav which is an Individual, Savings, Whole Life Insurance plan. It is a Limited Premium plan with Guaranteed Additions throughout Premium Paying Term.
This Plan can be purchased Offline through Licensed agents, Corporate agents, Brokers, and Insurance Marketing Firms as well as Online directly through the website www.licindia.in.
For more information please watch this video till the end.
Thank U Namaste🙏
01:31 Plan Details
06:16 Example
11:40 क्या आपको ये Policy खरीदनी चाहिए ?
#licofindia #lifeinsurance #terminsurance #moneyupay #bestlifeinsurancecompanies #sbilifeinsurance #licjeevanumang #licjeevanutsav
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Jeevan उत्सव प्लान जबरदस्त प्लान आया है Short term का
सारी कंपनियों को हिला दिया
lic पर trust है सबको👌👌
mutual fund se acha kuch nahi
es me pase dubne ka kharta hai@@pushkarkumar1748
Kya ye abhi bhi hai ya khtam ho gay hai
2000000 Insurance liya he.. jivan utsav Life Insurance Cavar He..The Best policy 👌 👍💐💐💯Leni Chahiye
ok bro let's start 1) please describe Financial Goal Achievement.2) what is the benifit of PWB 3) what is the average In force time of a term insurance. 4) Aap everyday kitno ko Financial advice dete ho?Aap kitno policy holder ke ghar pe jake unke return dekhe ho?Aap kinte National or international financial course/traning attened karte ho?5) please describe 'Human physiologically on money, Investment & savings' Plz answer my questions
Lic is oldest government insurance company of India since 1956 tab to apka janm bhi nahi hua tha.... private insurance or stock market me kabhi bhi Paisa dub jayega lekin lic me kabhi nahi dubta...apki jankari ke liye bata du ke lic ke karodo policy holder he jo sab ki ek sathe death ho Jaye to sab ka claim karke paisa de sakta he...utna saksham he...
सर जी जीवन उमंग और जीवन उत्सव में अन्तर बताने की कृपा करें आप जी का आभारी रहूंगा
Difference between jeevan umang & jeevan utsav
Which beneficiary. Pension & Life after ie nominee
Sir..I appreciate..your genuine point of view...plz make sure when we talk insurance...one aspect of insurance is ..not only family financialy protected...but it assures.. your compulsion of saving....which assures...(key to wealth creation...) rather than wealth creation ...itself..along with 80 C & 10 (10 D) whole life..in reducing rate of intrest Era.. in future..🙏
Sir I respect your thoughts,There are two processes of infusing bits.
1st is to invest in a fund that generates 8 to 12% or 15% returns.
2nd is to invest in a fund that has guaranteed returns and invest depending on how much money my family will have 15 years from now or 20 years from now.
Maximum HNI apply this method
You are investing the money with LIC, because you are illerate and don't know how to take care of your financial goal
LIC Jeevan Utsav sa 15 lakh age 20 year student k liye is policy me kya kya documents chaiye..medical report BHI lgegi kya isme
जब बैंक का ब्याज घट जायगा तब इस पालिसी की खूबी नजर आएगा।
Insurance hai ye sirf investment nhi....It's a good policy
what do you want from traditional way of saving with insurance....????
it's a very nice and best plan with lifetime guarantee
You only by Insurance products and not investment products from Insurance Companies
@@deepakkokate5870 Its a matter of your priority...what do you want from your saving..if you want to secure your money then lic is best option...
also for long term planning
Sir Online kharidne tatha agent dwara kharidne mein kya fayda hoga .
Meri age 57 h. Mera 1 hi daughter h. Mera swasth thik nhi rhta. Beti private medical Collegee study. . Mera private business shop down fall pr h.
Lgta h age meri jayda nhi h. M soch rha hu ki beti 22 age ki h .uske lee a policy lu. Jiska main object ye h ki usko har sal uski birth day pr 1 lakh rupe mile. Jo Mera dunia ke jaane baad bhout bdi gift or yaad rahe gi. Vase mai usko kuch nhi de skta...jee te jee
Dusra ppt ke doran meri mrtu ho ja ti h to usko premium bhi nhi bhrma pde ga..
Meri economical condition normal hi h. But usko Dena cha ta hu. Baat samjh aagye to suggestion reply turent de
Tell me more about how to buy an policy via online mood
सर जी आप जी को बहुत बहुत धन्यवाद जी
Policy ka Paisa nominee ko hi milega ya policy karane wale ko bhi mil sakta hai
Ehi policy ka surrender value kaise hya, eiske bare mey kuch baatey toh accha hota. Please surrender ke bare mey kuch information dijiye।
What are the premium limit amount for tax free returns.
आपने इस पॉलिसी का टेबल नंबर 817 बोला है, जबकि पॉलिसी का टेबल नंबर 871 है।
Very nice plan
Is this policy good for kids ??
Online mai discount kaisa mila ga
Benefit goes to survivers not the insurer??
Its alluring.
Want to know about Index plus
Can you explain 7th point of the sheet you shared on screen
vii. Sum assured multiples 25k -1lakh
19th year mai sum assured amount nikal de to uske baad bhi 1 lakh rupees milte rahege?
Inflation add karoge karoge to pata chalega chai pani ka kharcha 1lakh ruya mil jayega 😂
Please reliance Nippon nischit samruddhi plan ke bare me bataye 10 year pay policy terms ka
Mere umar50saal hai 40lak policy karidna chahtha hu saal me kithna paise dalna padega our my last thalak income nahi lena chahthahu total amount kitna milega our kuch jaanka dokha hogyatho naminiku kitna milega
Pure Term insurance kya accha hai ya money back policy?ya sirf investment better option hai fund raising k lia?
Agar aap term plan lene ke liye elegible hai toh aap term plan le le baki investment ke liye money back plan are good not great
Depends on your need
Very objective & truthful analysis.
क्या दुर्घटना रिस्कावर डबलमिलती है
Jeevan utsav par agent ko kitna commission milta hai opening commission
Aap nai ti bahut achaa
Bataya policy kai sambandh mai
But last mai ek dam dho dala
Sir agr nominee ki bi death ho Jay to payment kise milegi nominee 1hi Lena hota h ky
Sir agar kabhi kisi year due reh Jaye ya pir 12 saal emi de di or uski death ho gi to us condition me kya hoga sirji plz reply if u free
Please compare this policy with the rate of money inflammation of country
What is age limit?
90 days to 65 years
Aur policy period Mein payment karte hue ki bich Mein date Hoti Hai Kisi Ka to usko kaise khatm hoga
एक साल से 8 साल तक के बच्चे का का फॉर्म भरणा चाहिये बच्चे का या पेरेंट का
Defencive analysis ,.....
Shyad aap LIC ke sath nahi jude hai ....
Market me jitna bhi insurance sector hai ...vo isi type tanebane bunte hai ...our public ke samne rakhte hai ...
Ab insurance agent ke dedication per depend hai ki vo imandari hai ya nahi
1 crore ka koi plan ho to suggest kro 10yr k 5000 ka amount chalega
12:00 bhai koi achi policy aap suggest kardo
75% rest amount or fix
Bhai sbse jyada return kaha milta hai guaranteed vaha investment kr denge
दो साल से 10 साल तक के बच्चे का कौन सा फॉर्म भरने का या पेरेंट का भरने का
Is jeevan utsav policy 10 percentage income taxable or not?
Tax free if 10/10D
What is meaning of 10/10D , can you please explain in detials of tax
@@mithun28das if premium is 10% of sumassured then it will be tax free.
Example- S/A - 1000000/- prem 50000 (tax free maturity).
S/A - 1000000/- peem- 200000(taxable)
Property market will be gone down by 20 percent in all over India after 31 St March 2024 if this plan will be succession ❤
फसवी स्कीम, 15 वर्ष 1 लाख भरले तर व्याजासह 32 लाख होतात त्याला 80000 व्याज मिळेल वर्षाला आणि या यॊजनेत 15 वर्षात 15 लाख जमले तर तेवढेच मुद्दल वर व्याज मिळेल
Meri age 65 hai muze 5 lac ki policy kharidana hai mai 10 year ki premium bharna chahata. hu policy number 871 premium 10 year bhar sakata hu kya
Sar kripya yah bataen ki policy holder agar ek Do premium bharta hai aur uski mrutyu Ho jaati hai aisi sthiti mein kya hogya,
Pura claim milega
1 lakh per month mileage ya annually ??
Annually milega
Table no 871 h ,aap 817 bol diye h by mistake
क्या इसमेंमैच्योरिटी भी है 100 साल बाद
The XIRR for Jeevan Utsav plan is as below by age till 99 years if the policy is started at age of 35 and the premium term is for 10 years with amount of 1,11,050 invested per annum
At 65 years the ROI is 1.02%
At 81 years the ROI is 2.02%
At 90 years the ROI is 3.13%
At 94 years the ROI is 4.08%
At 97 years the ROI is 5.61%
At 98 years the ROI is 6.80%
At 99 years the ROI is 10.57%
So an individual needs to live for 99 years to enjoy the entire benefit of this plan. But our life span are not more than 80 years for current generation.
LIC ko saving ya investment ke liye karna bewkufi h, esko risk cover k liye krna best h, eske liye hi yah bani h। Esko saving ya return ke roop m review karna bhi galat h
😂😂 oh bhai , launchaing pe 25000 Policy kharidi hai customer ne or abhi tak 1000 crore ka premium collect ho chuka hai🎉
What is the insured value if insured person die during PPT period
Death benefit equal to sum assure
Plan no 871 hai na ki 817
that 10% annual income is incometaxable ?
You have been cheated by this company
No
Its टॅक्स फ्री, section 10/ 10 D
@@deepakkokate5870aap kon si pvt company se hai 😂😂😂😂
Mutual fund share market में लोगो का पैसा डूब गया, मूलधन की भी गारंटी नही है
Best
Namini nhi hai to Kya hoga sir
Those who do not know the maths, will definitely purchase this policy.
Returns tax free hoga kya?
Ye log nahi batane walla !!!
Yes
@sunilsaxena6244 bhai agar apka yearly premium without GST, apke Sum Assured ka 10% se neeche hai then aap premium pe tax return and survival benefit ko aap tax free enjoy kar payenge.
And @sujata ji ye sari baatein Income tax act k andar likhi gayi hai aur sari baatein bas ek Google search k aage hai. To agli baar se bas YT pe comment type mat kijiyega. Kuch baatein Jo samaj na aaye wo Google PE bhi type kar lijiyega
Yes tax free if us 10/10D
New plan with new brainstorming attack
Ye Pvt Insurance Company ka bandha Lagata hai? Last me logoko Gumrah kar raha hai
Without knowledge and without longturm position shear market me invest Nehi krna shie . islie tu logoka paisa dubta he bhai. Knowledge Lelo ar longturm kelie investment koro . 1000/ purcen riturn dega
Great video
Sir ji
Table no 817 nhi
871 hai
There are definitely better options available
PLEASE LIC SIIP KO BATAYEN
Truly a good analysis...
Very nice. Excellent.
Good
Is se behtar PPF HAI,,,,,NICE ANALYSIS ❤
Yes, PPF is always better.
All these Insurance company including LIC is cheating customers.
I had attended training from one of the Insurance company and also cleared IRDA exam. The agents get 30% commission on your premium..
@@deepakkokate5870unko salary to nehi milta. Aapka money time par de raha hai, receipt De raha hai ghar pe. Uska bhi to family hai. Ya vo LIC mein social work karne aaya.
Agar PPF kisi agents Ke through sell karna hota to wahan bhi commission dena hota
@@deepakkokate5870 ok bro let's start 1) please describe Financial Goal Achievement.2) what is the benifit of PWB as per legal aspect3) what is the average In force time of a term insurance. 4) Aap everyday kitno ko Financial advice dete ho?Aap kitno policy holder ke ghar pe jake unke return dekhe ho?Aap kinte National or international financial course/traning attened karte ho?5) please describe 'Human physiologically on money, Investment & savings' Plz answer my questions
I think 1 cr wale hi ye le kyonki 10 lakh walo ke liye 10 saal baad 1 lakh salana me kya kar lega
Sahi ... Maine liya hai may 2024 me ab doubt ho raha hai.... I can invest premium in SIP.... I will not pay next premium.... 5-6 percent return ka kya matlab..... 1 lakh per year 19 saal baad .... Itne to abhi hi kam hai.....
@@SachinLKO1 bhai sirf tax saver ke liye hai jissey tax bachana ho ya jiske pass 80 lakh se upar ho otherwise aap Mutual fund me SIP lo ya psu ya researched stocks me invest Karo kyonki market ka size 2030 badhega aur India ki growth ek level create karegi, mujhe bhi ek agent chep rha thaa
Seta lagha lagha rakha sir
Wrong information given, I think u don't know meaning of secured guaranteed saving and what is the value for Indians. First ask your parents than advise.
Bahot he badhiya samjya sir aapne thanks 😊
Kon si private company ne hire kiya hai tujhe
Insurance kya hota hai kuchh pata bhi hai😂😂
Right hai bahut ditel me samjaya
Bahut khub bhai...ek dum sab clear kar diya.
Compare LIC Jeevan Shanti
V/S LIC Jeevan Utsav
Both r difference,don't need to compare
how? @@shouvikroy2320
Jeevan shanti pension plan
Sir P2P bare ek video chahiye
Tabal no kya bola
Very good video bro
🎉🎉
बहुत साफ सुथरा तरीके से आपने इसके फायदे और नुकसान बताएं
Nice
Boss... This is social platform ... Be practicle... Can u set a marathon between need & wants ..... Some products are extremely needful like LIC insurance bhee and return bhee....
You have created just an video not experts points....
Situations are vary from person to person and need to...
Be true ant just video making dude
817 nhi 871 hai bhai😅
मैं तो 130 साल तक जिंदा रहूंगा पूरा पैसा वसूल करूंगा ।
Jab 130 ka ho jayga tab 1 lac jo annual milega uski value 1000 rs k brabr hogi😢😢
42/40 m/f premium and return 5yr instalment
10 lakh phele dena h 15 saal fir whi 10 lakh k liye fir 15 saal wait krna h baki marne k bad milega 😂
बीमा पॉलिसी जमीन की तरह है। जब खरीदेंगे तो मंहगा लगता है रो रो कर खरीदता है। बाद में हंस हंस कर बताता है। जब उसकी कीमत कयी गुना बढ़ जाता है। जीवन बीमा की तरह।
Nice video bro 👌
Very good info bro❤️
Pwb rider hai?
good
Excellent 👌👌👌
Bahut khub bhai 😊
Wrong persepestion. Not like the words ki kisi ko bhi policy nahi leni chahiye... Garib bando ka sahara hai lic policy. Aap jaise bande sirf retun ki baat karte hai par is policy me govt ki gutantee hai 100 saal ki. Sahara scam ya share market k😘 tarah aam aadmi ka paisa nahi doobega. Aap ki baato se lag hi raha hai ki abhi aap me bachpana hai. Ver very disappointed from your review. Be mature buddy👍
Honest review.
Ye policy customer friendly nhi hai bus agent friendly hai
ok bro let's start 1) please describe Financial Goal Achievement.2) what is the benifit of PWB as per legal aspect3) what is the average In force time of a term insurance. 4) Aap everyday kitno ko Financial advice dete ho?Aap kitno policy holder ke ghar pe jake unke return dekhe ho?Aap kinte National or international financial course/traning attened karte ho?5) please describe 'Human physiologically on money, Investment & savings' Plz answer my questions
Insurance is not for investment. Insurance is for safety following unforseen event.
Tu to pakka agent hoga