This call was a glimpse into what some of the country has been facing. Too low income and too much debt. He can only live in $10k/year because he is with his roommates. I remember earning less than that the year my grandpa died (2015). That was a net loss year for me. Hope he can turn his life around financially.
Pavol S I think you are still in age group that you can join military - you have to pass a physical test and not be a psycho --- I wish I would of join the army - it’s hard work but not too bad from what I hear -- if you have mental problems that impair your ability to work --- maybe talk to a Social Security Disability lawyer about seeing what can do to get Disability - the problem with Disability is you will be re-evaluated is periodically and if Soc Sec decides you’re no longer disabled - then you must get a job - there will be no more payments unless you can prove you are disabled - it takes 3-5 years to wait to get disability if you do that route -- and if you take Soc Sec Disability before retirement age -- you will be taking a cut in Soc Sec payments when you retire unless possibly you qualify for Widower’s Disability -- you need to talk to a lawyer who mainly does Soc Sec - to get answers --- ask lawyer about all this. You can possibly get SSDI or SSI if you are mentally or physically Disabled --- I have friends who got SOC sec disability and know what they went through. Other ideas: this is hard but see if you can get into restaurants where they train to cook - start as a dishwasher and work your way up - read people’s comments on this video - lots of good ideas. --- Maybe see if can get hired as an auto detailer - that prob pays more than min wage...... I’m praying Jesus Christ guides and leads and protect you. God Bless ✝️🙏👼💜⭐️🌈
Yeah notice he said something to look forward too when he said he would look into Uber first.. he spoke from a battered heart .. praying he does well 🙏 this should tell us we need to look out for eachother more not everyone has family or role models ..
How does one get inspired to get a degree in Creative Writing? Why would I need an institution to govern and certify my creativity in exchange for money ? Very heartbreaking; Eric needs a real wake up call.
I think he really wants different options but I know the cost of basic services is likely similar to what he makes. Companies what to be paid for whatever they do and without specializing (in an area in demand) it is probably almost impossible to get better paying jobs so.... Your quote: (Yes, this guy is crying for help. Takes balls to call this show only making 10k per year.)
Creative Writing degree. I swear the schools should be found criminally liable at this point. Like seriously now. A guy running a pump and dump is considered a criminal but taking 100k from an 18 year old for a creative writing degree is just fine and dandy. Utterly insane.
while i see your point the schools dont promise career paths nor do they have the obligation to, its up to the individual to decide what they want an education in
@@thanosthemadtitan5518 I'm would blame the individual for his part and the institution for their's. When you take advantage of an 18 year old kid and lend him over 100k, in some cases, to pursue something you know is generally not going to be fruitful you are engaged in fraud. Again, when a mortgage broker just goes around approving loan applications from anyone who asks they are considered corrupt. They need to be jailed, taught a lesson, etc. Yet somehow giving a child (because yes that's what an 18 year old truly is) a loan to go waste money at college is ok?
Man this call tugged on my heart strings. I was working meaninglessly (low income) jobs till I was 39. Now that I’m 45 with a great job making $100k plus. I just hustled and kept my head up. It’s not easy but you can’t give up.
He has an income problem, a connection problem not a organization problem!!! When you don't generate money you can't pay for access to good and services. Why would he not try and pay for access to skilled jobs if all he needs to do is organize? Your quote: (The fact that he gave Dave a call sounds like he hasn’t given up. Just doesn’t know how to organize.)
@@donaldlyons17a lot of this guys never had a dad figure and yes a lot of them are hustlers on their own but there’s a percentage that are just too stupid and they need help. I would definitely hire this guy and teach him how to be an electrician in a year.
I’m a 43 year old man and I’m pretty much in the same boat as this 31 year old man. Life doesn’t always go the way you want.. times get tough. I pray for this guy. He’s a human being. Please say a prayer for this guy. I have a feeling he needs it more than I do.
@@ErrorPagenotFound-ig1cy Blame never helped anyone accomplish anything. If you are looking for someone to blame then you aren't concerned with finding a solution to the problem.
I was once in the exact same boat as this guy. In my early 30s I had lost my job and could not find work ANYWHERE. I had only a part-time job making less than 10k/year. I had a college degree, but that didn't ever help me out. It was the most depressing time of my life. I can't even describe how crippling it is emotionally. It's a terrible cycle as well - the longer you go without a meaningful job, the more and more you hate yourself and the more your depression consumes you, which makes you less likely to keep looking for work.
@@Dev-In-Denver123Because they still havent gotten out of it lol. Tbh entrepreneurship is the way to go. Make money on your own terms and can do it part time until you make enough to replace whatever job you have.
I’m so confused as to how it never crossed his mind to do any courier services like door dash, uber etc? Maybe he has a record? Also there are some people who just have zero drive or ambition. We must want it for ourselves and I hope this guy figures out wht he wants.
@@shutupandeatasmr4498 Because it's bunk. Uber pays less than minimum wage in 90 percent of cases, and you don't get benefits, or taxes automatically deducted from your paycheck.
I was this guy in my twenties. Despite graduating from college with honors, no one would hire me. My one saving grace was finally getting hired by someone who appreciated my potential. Over the years I've climbed the ranks in the same company, but I never forgot all those applications I sent out where no one would even respond.
I'm hella happy for you. I'm a 32 year old with a bachelors making a measly $17 an hour in California. I'm still a little more fortunate than this guy.
@@BlowitAllUp have you considered moving out of california? it would be a good time to start over in a another state with low cost of living and being able to save a lot more. $17/hr in california is different compared to $17/hr in wisconsin where i live.
I feel you, was in the same boat in my mid 20s. I still remember sending out 15-20 resumes a day for 2-3 months and not even getting 1 call. I was working a dead end job making just 13/hr and getting into debt. Then I finally asked a friend to look over my resume. He basically changed and re-worded everything and finally some employers began to call. Now I make 60K. Not all that great but its alot better than 13/hr. Still have a ways to go to get out of the debt I acquired during the days of 13/hr but taking action to ask for help was my best decision.
@@EmjayX55 When I was in my teen years I could not get a job either and when I got a job it was for $0.5 an hour cleaning toilets, bins, floors, doorways, tables, walls and every other disgusting thing you could find. During school summer I worked 80 hours per week to get about $40 of pay. Guess what I was happy as could be and extremely tired from the work as well and on top of that I still managed to train for boxing, wrestling, Judo, Swimming, running and gymnastics. When I was in medical school I served in the military and it was a constant struggle for money, time and sleep.
He needs community around him . I worked in a ⛽, Warehouse , delivery . Whatever it takes. Feeling sorry won't help he needs be tough . I can tell he didn't grow up with male role model around him
@@xcen1 Well he could be making $5,000 - $10,000 a month driving ubers, delivering pizzas and mowing lawns. He needs to get out there and take charge of his life!
@@costco_pizza When you're as depressed and hopeless as this guy seems to be, telling him to "just do it" is like telling a 500-lbs person to "just lose weight." He obviously has mental health issues; this type of defeatism is very common among Millennial (suburban) men. He probably has a fixed mindset and other mental blocks which are constantly reinforcing negative thoughts in his head.
Gosh I feel for him, he’s still young at 31 sounds like he’s in his late 50s, I feel the sorrow in your voice, brother don’t give up, I pray for GOD to intervene in your life.
I'm glad these guys can read the room. They could tell this guy has it rough and weren't harsh on him like they would have been with others. It amazes me how many people just lack that awareness.
that's very true when I read the video title I kind of cringed because I expected them to be kind of brutal to him but I think they realize that this guy has some serious issues beyond financial and you're right they did read the room. it's really cool
Well said, a goal without a plan to get to the goal is a waste..... nothing wrong with wanting to be a creative writer, but you have to work at it if you want to succeed with it.... to get your foot in the door as a writer, you have to be writing and getting your work in front of eyes that can move it along for you
@@christopherrosas2738 true but they don't teach you that in college. To be a successful creative writer you basically an entrepreneur. College does not teach this skill. He probably knows a lot about grammar though.
Fr. Most people would feel embarrassed & rightfully so but that position is only temporary nor does it define your value as a person . He seems to have accepted it & doesn’t seem motivated to get going at all which is scary
@@brad885 Well he could be making $5,000 - $10,000 a month driving ubers, delivering pizzas and mowing lawns. He needs to get out there and get it done!
I literally started balling my eyes out as Dave said "What's wrong?...Sounds like you've been kicked around." The silence killed me. I couldn't help but feel like he was talking to me during my darkest days of 2019.
Same bro I’m currently going through this situation and sometimes idk wether to give up and end up on the streets again bcuz I feel like I work so hard and gain so little fml
I really appreciate that Dave was gentle and compassionate with this caller. There’s something going on that can’t be solved in a phone call, I hope and pray someone in this man’s world steps in and mentors him day to day.
Nah they need to change their income and be around the right people for a good influence so they stay on track. Not laying on a chair and having you nod your head to their problems as you drain them for all they got(they have so little)
he can do Uber eats, Doordash etc. I use my car (2008 Ford Focus with over 225k miles) with those apps on my time off and I'm earning a decent amount of money.
The guy who called was in pretty bad shape and he reached out for help. Ramsey did not beat him down or criticize. He helped. Big respect Ramsey. Hope the guy is doing better now.
@@minicc26 I had a college degree and felt I had no skills. I also didn't want to do many different types of jobs I saw online and found them boring or similar to a dead end job. To succeed, you have to take a leap of faith and do something you think will be tolerable in an area you'll enjoy. I like my job now as a teacher and it pays the bills. I can also save money, take trips, plan for retirement on my salary.
The sad thing is thaf alot of people dont know this. From the moment you start school, the idea of going to college is beaten into you. Trade work and unskilled labor are looked down on in society, while many of these worker will earn more than someone with a degree. With college prices rising and school loans being given out to anyone, college is quickly losing it's value.
This guy reminds me a lot of my younger brother, who is 26. He has Aspergers (and most likely depression), but my parents let him leave with them. If they did not, he’d be in this same situation. Something tells me this goes a lot deeper than lack of ambition.
@Johnny Five there’s programs designed for him to get him steered in the right direction- however after years of being pampered that would require a lot of reconfiguration to be able to even begin learning independency. He would essentially need to be prepped now to ensure a smooth transition. Parents have a lot to do with it tho. I work in the field of psychotherapy, so this phenomenon is actually more common than you might think
@@butskiiueepp1625 I have a nephew with dependency issues, has been pampered and lied to his whole life by his parents came to live with my wife n me when he was 13, now 20, he was an angry boy, biting you if you didn't do what he wanted, well now he's just a 20 year old who makes no money and lives off of our backs, will those programs you referring to help him, keep in mind he is a special needs individual which nobody will help set him up n my hands are tied with this
@@BlowitAllUp that's not realistic for another 10 to 20 years. It's a big money hedge fund and silicon valley project. It currently is a threat meant to scare your friendly neighborhood truck driver.
@@DL-1 You just admitted it's not a good choice for the long term. 10 years will fly by real quick and there's way to much profit and money to be saved by not hiring truck drivers.
He's right, delivering pizzas as a SECOND job is a great move. I did it back in my 20s and was making a very nice income in Florida at the time, while I was figuring out what I wanted to do.
I delivered pizzas when i was like 18-19 and made 120 bucks a night plus 8hr shifts. Its not a bad gig. If you had a 2nd job thatd be some good money, fr
In in a similar situation making 15K a year at 34. I have a bachelors in Biology and a Paralegal certification. No one will hire me for a decent job because I get panic attacks at every interview. All I can do is side hustle. I really sympathize with this guy.
31, just left college, and lost his busboy job. He needs a bigger shovel and start applying to use that college degree. Something else happened to that guy that we just don't know about.
He also got a degree in creative writing. I’m not exactly sure what he plans on doing with that degree but job prospects aren’t very high for it. It is possible to get a job though, but like he said it’s hard getting your foot in the door. He mentioned not living with his parents as well, so I hope he has a good relationship with them. I really hope and pray that this guy will be able to achieve his goals and get the career he wants.
He could do plenty of entry level office jobs that require writing. He may have some mental health issues like depression or anxiety, sometimes you just stop caring and life begins to feel meaningless.
The college degree in creative writing is probably not gonna be too much of a use. Maybe he needs some hard core skills that would land him a job without having to spend 3 years writing free blogs and free articles to build a portfolio
I am 26 and was in his shoes at 23. This man is suffering from anxiety and depression like I was. I got lucky that I graduated with my Engineering degree and landed my job on my first interview but someone needs to tell this guy that there is a way out or else he will continue to dig the hole that he is in.
His writing degree is still useful for administration based jobs that require writing. With some technical skills he could easily find an administration job.
Not gon lie. In 2019, this was me. At the end of the year, I was sick of it. Said that was the last year I was ever going to be undisciplined and financially broke. It can happen. 5 years later, and this is going to be the first 7 figure year I’ve ever had (God willing, but even if not, that’s ok! These last few years I hit my first consecutive six figure years! Shxt is really crazy yo!) let alone the first person to do it in generations within my family tree. This shxt is hard fxckin work and not no cake walk at all. It takes a different focus. But I was working just as hard in 2019 doing the wrong shxt. It starts with YOU! I’m grateful. Sending prayers and affirmations for everyone out there to go and make shxt happen. Everything always works out and anything is possible. Much love 🙏🏼
@@thebestking4615 mannn this reply made me tear up cuz I know what that feels like 😭🙏🏼 both hoping to make it out, and crying to other peoples comments 😭😭😭 you WILL make it out! It’s really just a lot of small changes and commitments bro bro! Swear. There is sooooo much money out here it’s crazy. Whether 9-5, 5-9 or online business wise. #1 thing I suggest looking up RIGHT NOW is affiliate marketing through TikTok Shops affiliate program!! Mannnn people are making life changing income, and even if it doesn’t last, the skill of affiliate marketing will. It’s a SKILL. One you can learn and it will never go away because there is always going to be a product or a service, and people will always pay you a fair commission to promote it for them 🔥🔥🔥 you got this shxt! Lets FXCKIN Graduate That Bag! 🎓💰
I feel for this guy. He's a full grown adult but he seems to be in a lot of pain, or clueless like a child. He's probably afraid of taking a step towards sorting his career/life because no one ever had his back and pushed him in the right direction.
Stevens Transport, Swift Transportation and Werner Enterprises will take him on as a truck driver. All he has to do is contact them and they will greyhound bus him to their truck school/facility, give him 1-3 weeks of hotel room stay, 2 meals a day and a CDL after 3 weeks and being on a training truck. I know for certain these companies hire from central Florida. Drive for them 6-12 months and you will owe them nothing.... because they will take payment from your check. After a year, go somewhere else and make $1200 a week.
It's not too often I truly feel bad for someone with money problems. This is one of those exceptions. He clearly needs to be living with an adult that can mentor him and help guide him in life. Not just roommates.
@@stephencoxbass also i would be really shocked if a guy that soft with no self motivation is working 15 hours day in and day out. I work ~14 hrs a day, avg 6hrs of sleep and it’s tough. Constantly need to listen to motivational videos to keep me going
But also there is nothing wrong with creative writing. Coming from a marketing background, I imagine this would be valuable in ad agencies, copy, etc. Of course breaking in at 31 will be more difficult.
He needs to go to Tampa truck driving school which will set him up with a trucking company that will sponsor 100% of his CDL cost, plus housing for the 3 weeks of school in Tampa. Then the company will pay for a Greyhound ticket to their main terminal where he will make $400 a week while he's training. Then after 2 months of training he'll start making $60k his first year as a truck driver. That's what pulled me out of the hole after I got laid off from my IT job and found myself barely scraping by driving for Lyft. The best part is that you live rent free in your truck and just save every frickin penny you make.
This seems like the best option. If he doesn't have criminal record or isn't legally blind, the OP should do what you recommend. I hope the show producers can find him and pass on your advice.
These comments are funny to me. I was this guy for a long time, much of my friends still are. It might not be lack of ambition. The biggest issue is lack of direction. Feels like my generation was taught, “get a degree and you’ll be alright.” No one taught us the importance of degree types or networking and getting a job. My generation lacks the knowledge on how to start a career. Don’t worry man, you’re not behind, sounds like you’re right on time, and right on par.
The problem is his degree choice and no matter what your degree is in you have got to get some sort of experience prior to graduating to make you more competitive and better able to find a job and that can be done via internships or part time and temporary work.
The caller may need to get creative with his creative writing degree. He might be better served by doing something online instead of relying on finding a traditional job. He could use his skills to create animated explainer videos, lend his services to marketing companies, create children's videos and books, publish on Kindle, etc. Ambition and personality seem to be holding him back more than his degree.
But the issue isn't necessarily his major. I have friends who were English majors--one is a technical writer, another has her own business marketing company going on 7 years, and another is a librarian and children's author. There is nothing wrong getting a humanity's degree if you know how to translate it to a real world career Idk this man's life story, but whatever vision he had for creative writing was either unrealistic or otherwise out of reach for him. Edit: Also, two part time jobs can equal full time work. With those hourly numbers and annual salary figure, he isn't breaking 15 hours a week. So, again the issue is more nuanced and complex than "don't go into creative writing or this is your fate" doomsday rhetoric.
This almost made me cry. Ive had family members who struggled to even get thru the day without wanting to die. I feel so much for people who are struggljng like this.
Notice how Dave didn't tell this man to go out and seek government assistance. He told him to get his act together, increase his income and dig himself out of that hole. That right there is the mindset of winners! The people America was built on. 😎💪🏽
Emotional Intelligence and Self Awareness has no correlation to age. An abusive childhood if definitely in the spectrum that he never healed from. This kid has been crapped on his entire life and never acquired the inner strength to overcome it.
This hurts me to hear this man's mental health issues. You can hear it through the phone in his voice and I know how it feels and what it sounds like. I hope he finds the right help ASAP and gets onto a better path. Wish nothing but love for this guy.
Its easy to sit and post comments for the guy. I feel for the man. Someone or something really let this guy down in life. He has lost hope and confidence. I hope you get back up Sir and may god bless you.
his parents. some people just fk for the sake of it and make children not knowing their role on this planet. i had the same kind of arse hole parents. my mother was sick for her entire life, unwilling to get better and work a job and my father blew all of his money in pubs and with women. Now I am 51, I work as engineer and my income is below the median. No connections, no luck.
@@globalmuffin2 Same with mine. Too busy wallowing in their own drama, misery, & victimhood to f'n raise their kids. Then you grow up, middle aged yourself before you can look back & see crystal clear how monumentally f'd it all was. My saving grace is I'm childfree & single, so I have the time & space to set things right.
I can really relate to this guy when it comes to income and debt. I feel so bad for him, and I'm older than he is. Best wishes to those in this situation.
The caller deserves a celebration to have the fire to call Dave. He is doing better than many people already. Now just build on that success and be on your way. Get in touch with Dave's team if you have a question. Not ask you to ask them for financial assistance but more like money earning choices.
I’m glad Dave was kind. These retail companies promise you full time to fill the slot but never give it. They also juggle the schedule so you can’t work more jobs. AND some people have mental issues, so a lot of people in this poverty lock.
I’m going through this right now. My part time job wasn’t giving me enough hours so I had to get a second one. My manager was so mad and complained to everyone that she couldn’t believe I had gotten another job. Its cruel to expect me to live on $500 a month.
@@LifeIsButADreamDream and THIS is the grocery store business model. It used to be a living wage with benis. I wish guys like Dave knew about this. The caller sounds like the perfect personality these people take advantage of. Nice person, hard worker,, but too depressed and beat down to make a move.
Man that was very gracious of Dave! It's clear that this guy lacks ambition and this olive branch from Dave might change his life if he applies himself. I thought Dave was gonna rip him apart but he showed true compassion. Props to you for that Dave 👏🏾
He needs to clarify what he wants in life. As he increases his income, he will gain confidence in that process. Sometimes, life happens and you get tossed around. This is a great turning point for him.
Very cool to see Dave get him a private personal conversation with Ken. I can definitely relate to the guy, I’m nearly 30, in debt and have a career crisis as well, so this one hit close to home.
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This call was a glimpse into what some of the country has been facing. Too low income and too much debt. He can only live in $10k/year because he is with his roommates. I remember earning less than that the year my grandpa died (2015). That was a net loss year for me. Hope he can turn his life around financially.
Give me the Ramsey+ for free to me too. I really need it
Is Ramsey+ only for people in the US?
I'm 33and earn 6000e in year
Pavol S I think you are still in age group that you can join military - you have to pass a physical test and not be a psycho --- I wish I would of join the army - it’s hard work but not too bad from what I hear -- if you have mental problems that impair your ability to work --- maybe talk to a Social Security Disability lawyer about seeing what can do to get Disability - the problem with Disability is you will be re-evaluated is periodically and if Soc Sec decides you’re no longer disabled - then you must get a job - there will be no more payments unless you can prove you are disabled - it takes 3-5 years to wait to get disability if you do that route -- and if you take Soc Sec Disability before retirement age -- you will be taking a cut in Soc Sec payments when you retire unless possibly you qualify for Widower’s Disability -- you need to talk to a lawyer who mainly does Soc Sec - to get answers --- ask lawyer about all this. You can possibly get SSDI or SSI if you are mentally or physically Disabled --- I have friends who got SOC sec disability and know what they went through. Other ideas: this is hard but see if you can get into restaurants where they train to cook - start as a dishwasher and work your way up - read people’s comments on this video - lots of good ideas. --- Maybe see if can get hired as an auto detailer - that prob pays more than min wage...... I’m praying Jesus Christ guides and leads and protect you. God Bless ✝️🙏👼💜⭐️🌈
I know depression when I hear it. This guy needs a counselor asap.
I 100000000% felt the same thing after hearing him 5 seconds in
Yeah notice he said something to look forward too when he said he would look into Uber first.. he spoke from a battered heart .. praying he does well 🙏 this should tell us we need to look out for eachother more not everyone has family or role models ..
With what $🤦🏿♀️
@@teeyateeyah233 doesn’t have to be money sometimes just showing a person you listen is huge
@@justskinnot2seriously71 Why is it everyone else's job to help a guy who majored in creative writing and then worked at olive garden for a decade
This was brutal to listen to. Guy has no direction and no ambition. Poor guy.
What's better. The other guy with 250k student loans making 60k or eric, 10k debt free. 🤔. Grass ain't always greener on the other side
Unfortunately theres a lot of under 30s people with no real direction in life. Its really sad.
Sounds like he may be a bit slow
Its sad. He sounds hopeless.
How does one get inspired to get a degree in Creative Writing? Why would I need an institution to govern and certify my creativity in exchange for money ?
Very heartbreaking; Eric needs a real wake up call.
Yes, this guy is crying for help. Takes balls to call this show only making 10k per year.
Nothing to be ashamed of everyone has a story and background. It's just wrong to judge someone based on their income and career
I think he really wants different options but I know the cost of basic services is likely similar to what he makes. Companies what to be paid for whatever they do and without specializing (in an area in demand) it is probably almost impossible to get better paying jobs so.... Your quote: (Yes, this guy is crying for help. Takes balls to call this show only making 10k per year.)
1:00 What's happening with you BROTHER ?"
"brother" at the end it's tell a lot !!
Absolutely a great guy, trying to better himself even if it puts him in a very vulnerable position.
Dude dave himself went bankrupt and made 6k in one year by his own admission. Everyone gets in rough spots.
Someone failed this boy. And now he's failing himself.
This.
Yes this is soooo sad☹
Boy? 31 year old man😂
No excuses. He is no boy. He needs to do it and blame no one else.
If he actually has a degree in creative writing, our education system needs more reform than I thought.
Listen to his voice. This guy is severely depressed.
financial hardship is a very common reason for depression.
Wouldn’t you be too if you were 31 making $10k/year and being sued.. most people would be.
@@cosmeticscameo8277 and depression is a very common cause for finantial hardship
I agree I've been there. But God gave me hope to strive for better. They couldn't have been any nicer to him
I know what it's like. Been their and it can be hard.
It's beautiful that these guys didn't judge, but instead approached the situation with empathy and pragmatism.
If they judged they would be cancelled lol
So constantly asking "And you're 31" is not judging?
I hear depression...
Make that little and you feel trapped I remember when I thought I was worth $8 an hour and thought no one would give me a chance.
Depression and low self worth.
It’s tough out there.
Shoot if you made under $10000 a year, you’d be depressed too
@@johnjay6370 no, not low self worth, more like desperation. He doesn’t know where to turn.
Creative Writing degree. I swear the schools should be found criminally liable at this point. Like seriously now. A guy running a pump and dump is considered a criminal but taking 100k from an 18 year old for a creative writing degree is just fine and dandy. Utterly insane.
while i see your point the schools dont promise career paths nor do they have the obligation to, its up to the individual to decide what they want an education in
Blame it on the individual, not the institution.
@@thanosthemadtitan5518 I'm would blame the individual for his part and the institution for their's.
When you take advantage of an 18 year old kid and lend him over 100k, in some cases, to pursue something you know is generally not going to be fruitful you are engaged in fraud.
Again, when a mortgage broker just goes around approving loan applications from anyone who asks they are considered corrupt. They need to be jailed, taught a lesson, etc. Yet somehow giving a child (because yes that's what an 18 year old truly is) a loan to go waste money at college is ok?
Ok boomer
@@nunyabidnes6010 born in 1990 lol.
Man this call tugged on my heart strings. I was working meaninglessly (low income) jobs till I was 39. Now that I’m 45 with a great job making $100k plus. I just hustled and kept my head up. It’s not easy but you can’t give up.
Great success story…..it’s so hard to stay on track when you don’t earn enough
Would you care to share your success story?
awesome success story! could you share the beginning steps you took to get back on track?
Cool story bro, how? How did you get your foot in the door?
Thats the mindset we all need don’t give up we all started somewhere I like this comment!
The fact that he gave Dave a call sounds like he hasn’t given up. Just doesn’t know how to organize.
Prioritize.
@@stoichr3324 Organize & prioritize. Same group of brain cells.
He has an income problem, a connection problem not a organization problem!!! When you don't generate money you can't pay for access to good and services. Why would he not try and pay for access to skilled jobs if all he needs to do is organize? Your quote: (The fact that he gave Dave a call sounds like he hasn’t given up. Just doesn’t know how to organize.)
@@donaldlyons17a lot of this guys never had a dad figure and yes a lot of them are hustlers on their own but there’s a percentage that are just too stupid and they need help. I would definitely hire this guy and teach him how to be an electrician in a year.
@@Donkiko-bz1lv Dude do you not know how expensive it is the train people?
I’m a 43 year old man and I’m pretty much in the same boat as this 31 year old man. Life doesn’t always go the way you want.. times get tough. I pray for this guy. He’s a human being. Please say a prayer for this guy. I have a feeling he needs it more than I do.
I’ll be praying for you too ❤️🙏🏽
I'll pray for you and him and everybody. We all need it.
Done.
Pater Noster
Ave Maria
Gloria
God bless you two.
At the end of the day all you really have to blame is yourself.
@@ErrorPagenotFound-ig1cy Blame never helped anyone accomplish anything. If you are looking for someone to blame then you aren't concerned with finding a solution to the problem.
I was once in the exact same boat as this guy. In my early 30s I had lost my job and could not find work ANYWHERE. I had only a part-time job making less than 10k/year. I had a college degree, but that didn't ever help me out. It was the most depressing time of my life. I can't even describe how crippling it is emotionally. It's a terrible cycle as well - the longer you go without a meaningful job, the more and more you hate yourself and the more your depression consumes you, which makes you less likely to keep looking for work.
how did you get out of it
@@minacayyAll the people who comment with similar stories never ever answer that part lol
@@Dev-In-Denver123Because they still havent gotten out of it lol. Tbh entrepreneurship is the way to go. Make money on your own terms and can do it part time until you make enough to replace whatever job you have.
@@erwina4738You're assuming they never got out of it because they didn't reply? You both are lame
@@mary6303 You are lame and also part of the people who never gotten out of it 😂
poor guy. you can just hear the pain in his voice. he's broken. hope he can get back on his feet and turn his life around
He's broken - but he's also lying. There's more going on. His math doesn't add up.
I’m so confused as to how it never crossed his mind to do any courier services like door dash, uber etc? Maybe he has a record? Also there are some people who just have zero drive or ambition. We must want it for ourselves and I hope this guy figures out wht he wants.
@@shutupandeatasmr4498 Because it's bunk. Uber pays less than minimum wage in 90 percent of cases, and you don't get benefits, or taxes automatically deducted from your paycheck.
@@awitcheskid i paid rent food and save with uber eats and uber
@@fitnessforlife8966 Congrats on being one of the few people who make enough to sustain themselves. Weird flex, but okay.
I was this guy in my twenties. Despite graduating from college with honors, no one would hire me. My one saving grace was finally getting hired by someone who appreciated my potential. Over the years I've climbed the ranks in the same company, but I never forgot all those applications I sent out where no one would even respond.
I'm hella happy for you. I'm a 32 year old with a bachelors making a measly $17 an hour in California. I'm still a little more fortunate than this guy.
@Richard What is ur degree in?
@@BlowitAllUp have you considered moving out of california? it would be a good time to start over in a another state with low cost of living and being able to save a lot more. $17/hr in california is different compared to $17/hr in wisconsin where i live.
I feel you, was in the same boat in my mid 20s. I still remember sending out 15-20 resumes a day for 2-3 months and not even getting 1 call. I was working a dead end job making just 13/hr and getting into debt. Then I finally asked a friend to look over my resume. He basically changed and re-worded everything and finally some employers began to call. Now I make 60K. Not all that great but its alot better than 13/hr. Still have a ways to go to get out of the debt I acquired during the days of 13/hr but taking action to ask for help was my best decision.
@@EmjayX55
When I was in my teen years I could not get a job either and when I got a job it was for $0.5 an hour cleaning toilets, bins, floors, doorways, tables, walls and every other disgusting thing you could find.
During school summer I worked 80 hours per week to get about $40 of pay. Guess what I was happy as could be and extremely tired from the work as well and on top of that I still managed to train for boxing, wrestling, Judo, Swimming, running and gymnastics.
When I was in medical school I served in the military and it was a constant struggle for money, time and sleep.
I love how everyone on here is supporting him. I hope he read these comments. You guys are awesome.
Not everyone, some are calling him a loser and a failure. Doesn’t matter anyways, the majority are supporting him 😊
The comments aren't going to pay the bills or get him a job lol.
When he said “what’s wrong” I felt that. I feel so sorry for this guy...
"what's wrong" Is such a tear inducing question sighhhhh
He needs community around him . I worked in a ⛽, Warehouse , delivery . Whatever it takes. Feeling sorry won't help he needs be tough . I can tell he didn't grow up with male role model around him
Facts
On the bright side, the only place to go from here is UP!
No homeless
Dave ramsey is a funny boomer
@@xcen1 Well he could be making $5,000 - $10,000 a month driving ubers, delivering pizzas and mowing lawns. He needs to get out there and take charge of his life!
@@xcen1 got em 🤣🤣
@@costco_pizza When you're as depressed and hopeless as this guy seems to be, telling him to "just do it" is like telling a 500-lbs person to "just lose weight." He obviously has mental health issues; this type of defeatism is very common among Millennial (suburban) men. He probably has a fixed mindset and other mental blocks which are constantly reinforcing negative thoughts in his head.
Poor guy. Sending him a hug. Sounds like he’s not had any guidance or career advice. I hope he makes it and gets things straight ❤️🇬🇧👋🏽
Gosh I feel for him, he’s still young at 31 sounds like he’s in his late 50s, I feel the sorrow in your voice, brother don’t give up, I pray for GOD to intervene in your life.
Yes this call made me cry! But I loved Dave's generosity for him!
Amen! I pray for God's favor to shine on this young man's life. I hope he won't give up on himself. This call hurt my heart to listen to.
Amen
Amen
It should not take God this long. Why is he/she/it so imperfect?
I'm glad these guys can read the room. They could tell this guy has it rough and weren't harsh on him like they would have been with others. It amazes me how many people just lack that awareness.
Yes I was so glad that they treated him well and didnt rag on him. Like you said so many others would have, which us a sad reality I hate seeing.
that's very true when I read the video title I kind of cringed because I expected them to be kind of brutal to him but I think they realize that this guy has some serious issues beyond financial and you're right they did read the room. it's really cool
Absolutely! They got the balance right imho.
This is the help I wish to receive but feel I don't deserve am unworthy of...
Oh yeah they were careful with him. Very gentle. Everyone can clearly sense the tone of the caller from the get go.
This show is so underrated. You guys are so kind and without showing and embarrassing faces. Truly here to help. I love this channel. Keep it up.
College degrees don't mean anything without goals and self discipline.
College degrees in creative writing don’t mean anything. Too many people get free money to study garbage majors.
@@SayelorYT amen thumbs up. Math and Sciences all the way or trade school.
Well said, a goal without a plan to get to the goal is a waste..... nothing wrong with wanting to be a creative writer, but you have to work at it if you want to succeed with it.... to get your foot in the door as a writer, you have to be writing and getting your work in front of eyes that can move it along for you
@@christopherrosas2738 true but they don't teach you that in college. To be a successful creative writer you basically an entrepreneur. College does not teach this skill. He probably knows a lot about grammar though.
@@Nepthu grammar is only part of the equation..... to succeed at anything, you have to be willing to put in the work to make it profitable
This guy needs to start by realizing the fact that he has skills and value to offer the world. He seems to have accepted his position in life 🥺
Fr. Most people would feel embarrassed & rightfully so but that position is only temporary nor does it define your value as a person . He seems to have accepted it & doesn’t seem motivated to get going at all which is scary
At this point a factory job he hates would put him in a better position in life.
@@brad885 I was thinking the same thing. Or a trade.
Yes he seems so sad. I hope he finds his way. God Bless you, fella, we're pulling for you.
@@brad885 Well he could be making $5,000 - $10,000 a month driving ubers, delivering pizzas and mowing lawns. He needs to get out there and get it done!
I literally started balling my eyes out as Dave said "What's wrong?...Sounds like you've been kicked around." The silence killed me. I couldn't help but feel like he was talking to me during my darkest days of 2019.
Yes, it can hurt when you hear someone else who is so defeated. Keep on keeping on.
Same bro I’m currently going through this situation and sometimes idk wether to give up and end up on the streets again bcuz I feel like I work so hard and gain so little fml
I’ve faced some dark days and I have some dark days ahead of me too
What happened in 2020 for your come up?
I googled balling my eyes. I don't see a good answer.
Anyone care to explain this idiom?
I kinda understand from the context but not fully
My heart goes out to this guy. I’m glad Dave was gentle with him.
Me too. Dave was very empathetic and helpful I think.
I really appreciate that Dave was gentle and compassionate with this caller. There’s something going on that can’t be solved in a phone call, I hope and pray someone in this man’s world steps in and mentors him day to day.
He can teach ESL online! He has a Bachelor's degree in writing.
or get a teaching certificate and teach in HS
@@angelika5443 Yes. 🤗
True, teach ESL online and move country.
Come teach English in Asia. Get rich while traveling the world.
No he can't! He thinks he's not good enough. You can't do anything when you start to doubt yourself. I speak from personal experiance
was expecting Dave to go off but he was so sensitive and gentle
A good 95% of Dave's callers need therapy, including this one. I say this as a therapist who hears more than the issue they want to address (finances)
They can't afford it, lol
@@JackLister a pastor will have a family counseling credentials and will offer gratis advice.
“It’s not a numbers problem it’s a behavioral problem”
Nah they need to change their income and be around the right people for a good influence so they stay on track. Not laying on a chair and having you nod your head to their problems as you drain them for all they got(they have so little)
Lest we forget the answer to all earthly problems
Beans & Rice
His car is too old for Uber. His car can’t be more than 10 years old
He can do door dash... I have a 2008 car and they don’t require that 10 year minimum limit like Uber does.
Uber eats.. pays the same as uber
could do UberEats on a 100$ bicycle.
he can do Uber eats, Doordash etc. I use my car (2008 Ford Focus with over 225k miles) with those apps on my time off and I'm earning a decent amount of money.
@@zosoqc4119 I see people "dashing" on bicycles in my town of San Jose California.
The guy who called was in pretty bad shape and he reached out for help. Ramsey did not beat him down or criticize. He helped. Big respect Ramsey. Hope the guy is doing better now.
Not only is Dave a financial advisor, he’s also a life coach!
This clip puts Dave’s combination of compassion and straight talk on full display!
All of a sudden my life isn’t bad after hearing this.
Other people's problems really puts yours in perspective.
Somehow listening to other peoples problems my problems magically go away
That's the way it is. It's called wisdom.
Lol nahh they still there 😹
Shows u how much ya really have.
Ducking Same
😂
this one hurts to listen to. i feel like this could be me at 31 if i hadnt found the way when i did
Embraced your parents? Like followed in their footsteps?
This could have been me too. It hurt me hearing this. I ended up applying to be a teacher at 29, got my current full time teaching job at 31.
I'm 24 and I will be like this if something doesn't change, any advice
@@minicc26 I had a college degree and felt I had no skills. I also didn't want to do many different types of jobs I saw online and found them boring or similar to a dead end job. To succeed, you have to take a leap of faith and do something you think will be tolerable in an area you'll enjoy. I like my job now as a teacher and it pays the bills. I can also save money, take trips, plan for retirement on my salary.
@@anubistiger currently I'm at a dead end job, maybe that's what I need to take, a leap of faith..
I feel so bad for him. I hope he gets things turned around. He just needs to believe in himself.
He could get a standard unskilled labor job and triple his income easily. There may be something more going on with him.
The sad thing is thaf alot of people dont know this. From the moment you start school, the idea of going to college is beaten into you. Trade work and unskilled labor are looked down on in society, while many of these worker will earn more than someone with a degree. With college prices rising and school loans being given out to anyone, college is quickly losing it's value.
Well he did have one, but lost it from the pandemic.
@@justme87999 Im doing a trade job, and while it isn't what I want to do, it puts food on the table and makes me a decent living.
brad May I ask what you’re doing? I’m considering. Trade school but not sure what to do -
Yup. And that Unskilled labor job can turn into a Skilled Trade if he sticks with it for a year or two.
This guy reminds me a lot of my younger brother, who is 26. He has Aspergers (and most likely depression), but my parents let him leave with them. If they did not, he’d be in this same situation. Something tells me this goes a lot deeper than lack of ambition.
@Johnny Five there’s programs designed for him to get him steered in the right direction- however after years of being pampered that would require a lot of reconfiguration to be able to even begin learning independency. He would essentially need to be prepped now to ensure a smooth transition. Parents have a lot to do with it tho. I work in the field of psychotherapy, so this phenomenon is actually more common than you might think
Live not leave
@@butskiiueepp1625 what are those programs called? I have a brother who could perhaps use this
@@butskiiueepp1625 I have a nephew with dependency issues, has been pampered and lied to his whole life by his parents came to live with my wife n me when he was 13, now 20, he was an angry boy, biting you if you didn't do what he wanted, well now he's just a 20 year old who makes no money and lives off of our backs, will those programs you referring to help him, keep in mind he is a special needs individual which nobody will help set him up n my hands are tied with this
Lack of ambition is a symptom.
He’s defeated but I believe he can turn it around.
Easier said than done
@Cameron change ur environment
Me too.
That man can go to truck driving school, get a truck driving job, and have those debts paid off in a year.
Facts
If you're young, fit, and have the eyesight this is a good idea. Sleep in the truck so you save on rent.
Not in the long term. There are self-driving trucks in Arizona. Those jobs are not going to be around for much longer.
@@BlowitAllUp that's not realistic for another 10 to 20 years. It's a big money hedge fund and silicon valley project. It currently is a threat meant to scare your friendly neighborhood truck driver.
@@DL-1 You just admitted it's not a good choice for the long term. 10 years will fly by real quick and there's way to much profit and money to be saved by not hiring truck drivers.
He's right, delivering pizzas as a SECOND job is a great move. I did it back in my 20s and was making a very nice income in Florida at the time, while I was figuring out what I wanted to do.
I delivered pizzas when i was like 18-19 and made 120 bucks a night plus 8hr shifts. Its not a bad gig. If you had a 2nd job thatd be some good money, fr
Dave seems so sympathic😊
This was brutal to listen to... 😭 But, thank you Dave Ramsey for personally looking out for him.. 😭🙏
Ikr the call was pretty rough
Foreal!!
In in a similar situation making 15K a year at 34. I have a bachelors in Biology and a Paralegal certification. No one will hire me for a decent job because I get panic attacks at every interview. All I can do is side hustle. I really sympathize with this guy.
I am sorry to hear that man. I hope you stay strong and face your problems... Find solution. Just be consistent with your life. Goodluck
@@sidhant8659 Ill try. Thank you for the kind words
Work from as medical coder 17-25hr work from home
I love how Dave showed genuine care and concern for the call. Hope he finds his path in life
31, just left college, and lost his busboy job. He needs a bigger shovel and start applying to use that college degree. Something else happened to that guy that we just don't know about.
He also got a degree in creative writing. I’m not exactly sure what he plans on doing with that degree but job prospects aren’t very high for it. It is possible to get a job though, but like he said it’s hard getting your foot in the door. He mentioned not living with his parents as well, so I hope he has a good relationship with them. I really hope and pray that this guy will be able to achieve his goals and get the career he wants.
He could teach online. He'd make more money doing that per hour than he does now.
He could do plenty of entry level office jobs that require writing. He may have some mental health issues like depression or anxiety, sometimes you just stop caring and life begins to feel meaningless.
busyboy is a high school student part time job, NOT a college graduate, supposedly
The college degree in creative writing is probably not gonna be too much of a use. Maybe he needs some hard core skills that would land him a job without having to spend 3 years writing free blogs and free articles to build a portfolio
This is not just a career crisis. There is a deeper issues here and until he gets that sorted out, the "making more an hour" solution won't help much.
Im guessing crystal.
Yeh i agree. Something is not right emotionally.
Someone isn’t paying him. How is he working that much and making so little!? He needs a lawyer.
just get a better job?
@@mikkihintikka7273 🤦🏾♂️🤦🏾♂️🤦🏾♂️
He can’t afford a lawyer.
@@phoenix5054 he doesnt need one...
what is illegal there
5:15
He has a 2004 vehicle.
Uber requires a 15 year old or newer vehicle.
Out of the question.
He can work for Lyft they take cars as old as 2003, problem solved.
Both jobs involve him risking his car. I would have him looking for something that has 40+ hours with no driving involved for the work.
@@jonathangarmuth8975 the pizza idea was good
But he can do Uber Eats at least.
@@marcusclark5756 They do if it meets a mileage scale and does not have any rust. It has to be rust free and low mileage compared to its age.
I am 26 and was in his shoes at 23. This man is suffering from anxiety and depression like I was. I got lucky that I graduated with my Engineering degree and landed my job on my first interview but someone needs to tell this guy that there is a way out or else he will continue to dig the hole that he is in.
His writing degree is still useful for administration based jobs that require writing. With some technical skills he could easily find an administration job.
bruh u cnt een compare 23 is still young af this man is i his 30s and clearly has alot going on
@@jazzywrld9807people make career changes when they are 40+ lol, so it’s def possible. I hope he’s doing better
Their responses were what I called grace. They had all the opportunity to get on him but instead spoke life to him. Love this show ❤️
Not gon lie. In 2019, this was me. At the end of the year, I was sick of it. Said that was the last year I was ever going to be undisciplined and financially broke. It can happen. 5 years later, and this is going to be the first 7 figure year I’ve ever had (God willing, but even if not, that’s ok! These last few years I hit my first consecutive six figure years! Shxt is really crazy yo!) let alone the first person to do it in generations within my family tree. This shxt is hard fxckin work and not no cake walk at all. It takes a different focus. But I was working just as hard in 2019 doing the wrong shxt. It starts with YOU! I’m grateful. Sending prayers and affirmations for everyone out there to go and make shxt happen. Everything always works out and anything is possible. Much love 🙏🏼
This made me tear up bro. Proud of you and hoping I can make it out just like you
@@thebestking4615 mannn this reply made me tear up cuz I know what that feels like 😭🙏🏼 both hoping to make it out, and crying to other peoples comments 😭😭😭 you WILL make it out! It’s really just a lot of small changes and commitments bro bro! Swear. There is sooooo much money out here it’s crazy. Whether 9-5, 5-9 or online business wise. #1 thing I suggest looking up RIGHT NOW is affiliate marketing through TikTok Shops affiliate program!! Mannnn people are making life changing income, and even if it doesn’t last, the skill of affiliate marketing will. It’s a SKILL. One you can learn and it will never go away because there is always going to be a product or a service, and people will always pay you a fair commission to promote it for them 🔥🔥🔥 you got this shxt! Lets FXCKIN Graduate That Bag! 🎓💰
At least he had the courage to seek help, I wish him the very best.
I'm 31 and this didn't make me feel so bad living off of a teacher's salary. I guess I need to realize I have a lot of good in my life.
I feel for this guy. He's a full grown adult but he seems to be in a lot of pain, or clueless like a child. He's probably afraid of taking a step towards sorting his career/life because no one ever had his back and pushed him in the right direction.
A lot of people are in this boat.
Stevens Transport, Swift Transportation and Werner Enterprises will take him on as a truck driver. All he has to do is contact them and they will greyhound bus him to their truck school/facility, give him 1-3 weeks of hotel room stay, 2 meals a day and a CDL after 3 weeks and being on a training truck. I know for certain these companies hire from central Florida. Drive for them 6-12 months and you will owe them nothing.... because they will take payment from your check. After a year, go somewhere else and make $1200 a week.
He cant be much less competent than the other swift drivers
Needs to keep a job for multiple years
I think this person is experiencing depression or something. It is not normal. I hope he can get his income up soon.
I dont think so
Ramsey is a man of integrity.he’s probably saved lives. I’ve been at low points in my life as well.
It's not too often I truly feel bad for someone with money problems. This is one of those exceptions. He clearly needs to be living with an adult that can mentor him and help guide him in life. Not just roommates.
dude he's already one of those "adults" ur refering to
Proud of this dude for asking for help!
The guy was clearly either high, trolling Dave, or under deep emotional distress. Hard Life.
Definitely seemed like emotional distress
The part that didn't add up was 15 hour days, 50 hours a week. If that was true, he should sue both employers for paying under minimum wage.
@@stephencoxbass I agree 8x2080 is over 16k
Agreed... 50hr x52 wk x$8 is 20k+. He said he was making under 10k. And he said he had a $12 job too. Not quite adding up.
@@stephencoxbass also i would be really shocked if a guy that soft with no self motivation is working 15 hours day in and day out. I work ~14 hrs a day, avg 6hrs of sleep and it’s tough. Constantly need to listen to motivational videos to keep me going
That guy sounds so sad and hopeless. I hope he gets his life together, gets out of debt and gets a good job.
C...o...n...t...a...c...t o...n
W...h...a...t...s...A...p...p
+1,,,,,,3,,,,0,,,,,1,,,,,9,,,,,1,,,,,7,,,,9,,,,,8,,,,1,,,,,5
What did you go to school for? "Creative writing"
You can see Dave's head almost explode.
But he doesn’t have any student loan debt. At least he didn’t mention any
But also there is nothing wrong with creative writing. Coming from a marketing background, I imagine this would be valuable in ad agencies, copy, etc. Of course breaking in at 31 will be more difficult.
I've known of worse...
What exactly is creative writing ?
@@LavenderDream102 Idk probably fictional writing
This guy is holding something back, theres more to this story.
I got a bad feeling when he talked about medical emergencies. He sounds severely depressed.
@@Musicienne-DAB1995 yeah, he said nothing much just ER visits. ??? perhaps drugs or suicide. too bad
He may have a criminal record he didnt mention, but i would wager not, personally
The courage the gentleman had to come forward and seek help really is inspiring. I hope he can get what he wants in life and be happy.
He needs to go to Tampa truck driving school which will set him up with a trucking company that will sponsor 100% of his CDL cost, plus housing for the 3 weeks of school in Tampa. Then the company will pay for a Greyhound ticket to their main terminal where he will make $400 a week while he's training. Then after 2 months of training he'll start making $60k his first year as a truck driver. That's what pulled me out of the hole after I got laid off from my IT job and found myself barely scraping by driving for Lyft. The best part is that you live rent free in your truck and just save every frickin penny you make.
This seems like the best option. If he doesn't have criminal record or isn't legally blind, the OP should do what you recommend. I hope the show producers can find him and pass on your advice.
These comments are funny to me. I was this guy for a long time, much of my friends still are. It might not be lack of ambition. The biggest issue is lack of direction. Feels like my generation was taught, “get a degree and you’ll be alright.”
No one taught us the importance of degree types or networking and getting a job.
My generation lacks the knowledge on how to start a career. Don’t worry man, you’re not behind, sounds like you’re right on time, and right on par.
Let's pray for this guy! We don't know what he's going through
Dave is honestly being so kind to this man. He is down bad and I hope he's able to get a better job and do well.
Creative writing degree, bussing tables, 2 part time jobs...learn from this, college bound teenagers!
The problem is his degree choice and no matter what your degree is in you have got to get some sort of experience prior to graduating to make you more competitive and better able to find a job and that can be done via internships or part time and temporary work.
The caller may need to get creative with his creative writing degree. He might be better served by doing something online instead of relying on finding a traditional job. He could use his skills to create animated explainer videos, lend his services to marketing companies, create children's videos and books, publish on Kindle, etc. Ambition and personality seem to be holding him back more than his degree.
But the issue isn't necessarily his major. I have friends who were English majors--one is a technical writer, another has her own business marketing company going on 7 years, and another is a librarian and children's author. There is nothing wrong getting a humanity's degree if you know how to translate it to a real world career
Idk this man's life story, but whatever vision he had for creative writing was either unrealistic or otherwise out of reach for him.
Edit: Also, two part time jobs can equal full time work. With those hourly numbers and annual salary figure, he isn't breaking 15 hours a week. So, again the issue is more nuanced and complex than "don't go into creative writing or this is your fate" doomsday rhetoric.
Everyone getting a creative writing degree should watch this.
Uhh no. My sister got creative writing degree and she writes as a copybwriter in a big pharma company. The degree is not a problem
It’s amazing how poor of writing skills most “professionals” have. It’s like reading high school papers
I could suggest a job for him where he makes between $20 and $50 dollars an hour online. It's useful if you know where to look
@@davidprior5650 Where are these jobs? Please give me some more info
I just got a creative writing degree and there are many opportunities for work using it...the person just has to apply themselves
This almost made me cry. Ive had family members who struggled to even get thru the day without wanting to die. I feel so much for people who are struggljng like this.
Needs a strong male in his corner
For real
If hes 31 without one then good luck now
@@usernameluis305 it’s definitely not too late, his learning curve will just be different.
@@usernameluis305 don’t need to be young, need to be willing to change.
Mrs Obama enters the chat.
Notice how Dave didn't tell this man to go out and seek government assistance. He told him to get his act together, increase his income and dig himself out of that hole. That right there is the mindset of winners! The people America was built on. 😎💪🏽
He needs welfare
Yes!!!! That is great advice from Dave!
Whenever Ramsey puts his head down and says “ummm” … that’s literally telling you that your f*cked..😭😭🤣🤣💯
And I liked how his voice perked up and straightened up when Dave called him "sir". We are rooting for you, young man.
Emotional Intelligence and Self Awareness has no correlation to age. An abusive childhood if definitely in the spectrum that he never healed from. This kid has been crapped on his entire life and never acquired the inner strength to overcome it.
This hurts me to hear this man's mental health issues. You can hear it through the phone in his voice and I know how it feels and what it sounds like. I hope he finds the right help ASAP and gets onto a better path. Wish nothing but love for this guy.
His other problem is that Dave called him “honey” at the end!
😂
I noticed that aswell 😂😂😂😂
Bless his soul. He's trying and I know it's hard to see a way. Been there and poverty adversely affects the mind greatly. 🙏💜
This was actually so sad to hear I hope things get better for him
Also I delivery pizzas right now and make a great deal of money for my age would recommend 😂
So 10,000 a year, and he said he works 50 hrs week. He is making $3.85 an hour? Math doesn't add up!
He's not telling the truth
Maybe he just meant 2020 and had a period of completely joblessness..
Jarvis McLeniny possibly true. I was in Florida for a month over the Xmas season, it’s definitely possible to find more work down there right now.
So $3.85 x 50 x 52 does not equal $10 010? Your math does not add up and that tells me you are not the real Elon..
@@YR2050 change your nick and buy a calculator. Perhaps your local pastor can teach you how to use it 🤗
Its easy to sit and post comments for the guy. I feel for the man. Someone or something really let this guy down in life. He has lost hope and confidence. I hope you get back up Sir and may god bless you.
I agree, I pray that he prospers
Calling Dave is a step and action showing he wants to change the situation. You already took a first huge step. Congratulations
“Creative writing”
You fucked up before you even began.
😅
😂😂😂😂
Publishing companies can be sneaky sometimes. Want the authors to sign away their rights.
It hurt to listen, someone failed him. I respect him so much for calling in! Hopefully his future is bright.
his parents. some people just fk for the sake of it and make children not knowing their role on this planet. i had the same kind of arse hole parents. my mother was sick for her entire life, unwilling to get better and work a job and my father blew all of his money in pubs and with women. Now I am 51, I work as engineer and my income is below the median. No connections, no luck.
@@globalmuffin2 Same with mine. Too busy wallowing in their own drama, misery, & victimhood to f'n raise their kids. Then you grow up, middle aged yourself before you can look back & see crystal clear how monumentally f'd it all was. My saving grace is I'm childfree & single, so I have the time & space to set things right.
I can really relate to this guy when it comes to income and debt. I feel so bad for him, and I'm older than he is. Best wishes to those in this situation.
The caller deserves a celebration to have the fire to call Dave. He is doing better than many people already.
Now just build on that success and be on your way. Get in touch with Dave's team if you have a question. Not ask you to ask them for financial assistance but more like money earning choices.
I’m glad Dave was kind. These retail companies promise you full time to fill the slot but never give it. They also juggle the schedule so you can’t work more jobs. AND some people have mental issues, so a lot of people in this poverty lock.
Yeah, the juggling of working hours is cruel. it shouldn't be allowed, imo.
I’m going through this right now. My part time job wasn’t giving me enough hours so I had to get a second one. My manager was so mad and complained to everyone that she couldn’t believe I had gotten another job. Its cruel to expect me to live on $500 a month.
@@threadhoney9445 they don’t care. Especially if they get bonuses. It’s terrible. Some people working in your grocery store can’t afford food.
@@LifeIsButADreamDream and THIS is the grocery store business model. It used to be a living wage with benis. I wish guys like Dave knew about this. The caller sounds like the perfect personality these people take advantage of. Nice person, hard worker,, but too depressed and beat down to make a move.
@@LifeIsButADreamDream you’re a hard worker! I hope the best for you and that you get a break . It’s the reason my adult son still lives with me.
Man that was very gracious of Dave! It's clear that this guy lacks ambition and this olive branch from Dave might change his life if he applies himself. I thought Dave was gonna rip him apart but he showed true compassion. Props to you for that Dave 👏🏾
That is just a little over 5 dollars an hour man. In the United States. This was absolutely sickening to listen to.
God bless you for being to gentle with your delivery and for being so helpful instead of being judgmental!
Teach creative writing on TH-cam 🙂
How do you make $10k/year when you work 15 hour days?
He probably works 15 hours a month
I think creative writing is not a skill to learn or teach. He is better off forgetting all that degree and starting over
You don't - he's lying. He's leaving out the part where he's either got a serious substance abuse problem or he meant to say 15 hours a month.
Working 1 day a week perhaps. He claims he works 50 hours a week, but either that or his claimed income are BS
@@deepfakesforreal9487 if it's a skill then you can learn/teach it. That's exactly what a skill is.
Hopefully in a year Eric is doing better! Good luck my man
I’m proud of this comment section and I’m praying for this young man 🙏 😊
Thank you guys, for being so kind.
He needs to clarify what he wants in life. As he increases his income, he will gain confidence in that process. Sometimes, life happens and you get tossed around. This is a great turning point for him.
Love seeing that all the comments here were more supportive of this guy rather than kicking him while he's down.
Very cool to see Dave get him a private personal conversation with Ken. I can definitely relate to the guy, I’m nearly 30, in debt and have a career crisis as well, so this one hit close to home.