oof I feel this, I have justified every expensive drink/meal with "oh but I have to make up for a year without outings!" Meanwhile, during the lockdowns I was justifying expensive takeaway with "oh but I would have used this money for outings anyway and I deserve nice things!" lol whoops..
Top tip: if you buy coffee every morning before work/uni, buy yourself a cheap coffee machine. With a bit of research you will be able to get really good coffee for a better price.
I bought myself an electric milk frother, and now I can make yummy frothy chai, turmeric and coffee lattes at home 😊 it even reheats my drinks if I'm being totally lazy... Best buy ever ☺️!
Going into summer and the second year of university, this hits hard. I'm worried I'm going to fall into bad attachments with money and alcohol. I've always felt afraid to spend money (i literally barely buy clothes new) but I'm scared that 'i'll miss out' if I don't spend money on experiences. I finally have a good amount of money for the first time in a while. I'm hoping to be sensible with it. Thank you for this video
Hey Lucy! I think the clip you used to take your thumbnail accidentally got added to the video! It's from 11:18-12:21 where there's no audio and it's after the end screen! ❤️
as someone with adhd, impulse spending is a HUGE problem for me. personally I’ve found that having a friend to hold you accountable or just talk about on purchases you might not need has helped me slow down and rationalize my impulse purchases a little bit
working with a nutritionist for several months taught be the magic of a freezer! Especially as someone else with a sensitive gut and ya it definitely helped me save money!
Would also suggest if you’re doing long term big savings having a bank account where you have limited access to helps. I am naturally a bit of a spender and having this helps a lot when I’m the sort of person that loves transferring money over to another account when I feel to urge to get a round in/ buy something I don’t need etc etc
unsubscribing from email marketing and unfollowing brands on instagram seems so obvious and yet i didn't think about it until you said it!! thank you for these tips. as someone moving out of home for the first time (and to london!) these could not have come at a better time for me! love your videos as always x
I can’t believe I never considered how newsletters can kind of trick you into overspending, I know that’s something that’s definitely affected me more during the pandemic! Really good idea, I’m going to review my retail email subscriptions now!
great timing tbh! i’m usually pretty good at saving, but i’ve also been having a lot of anxiety about it since i’m about to be basically totally independent for the first time in a way i actually have to think about (undergrad i was basically on a full ride that covered rent and whatnot but now i’m starting grad school which … terrifying)
I feel you! I’m moving abroad for grad school, completely on my own and I need all the help I can get organising my finances/life in general. Good luck with your studies!
As someone who will move oout of their parents house soon, this was sooo helpful. Side note, I feel like I comment this every time I see your plants in a video, but holy cow they are flourishing!!!
Thank you so much for this video! It’s actually incredibly helpful! I’m a 27yo living and working in London and despite earning enough, I always find myself dipping into my overdraft and credit card towards the ending of the month/before payday. I’m the kind of person who saves a lot but also going into overdraft as a result of that!
This was beyond helpful. Thank you as always. You are growing and I love the content on this channel because it feels like we are all just learning without a judgement energy.
Thank you so much for this Lucy, I appreciate this is an AD but from what I know of you you're very money savvy and knowledgeable about what works for you and what doesn't. I've just downloaded Plum!
ik lucy touched on it but you can freeze anything- if u only use bread for toast, freeze it and it wont go moldy! even spare bits of cheese or a cup of almond milk before you go on holiday!!
your hair looks great! And the universe is really listening, I just realized how much I spend on things that become clutter and I keep accumulating clutter - so this is helpful
I actually did an unsubscribing purge on my email yesterday and now I only have emails for important things, Karma (*not * to be confused with Klarna, stay away from Klarna) when an item I've saved has a price drop, and receipts. Another saving tip would be to delete takeaway apps. It's been difficult but it's important. You are better off always having a ready meal from the freezer instead - it works out a heck of a lot cheaper. I've found that the anticipation of the takeaway was better than actually eating it.
The whole email listing thing really stood out to me. I don't overspend on clothing at all. But, oh my fucking god, every time I get an email saying "A game on your wish list is on sale!!" from Steam or the Nintendo eShop I am ON IT: buy the game and *all* of the DLC. I overspend on video games so much because of it!!
Also, those ready-to-eat meals can be both expensive and unhealthy. I was enjoying pre-made tomato soup from the grocery, when I discovered that it has 35 grams of saturated fat per cup! That’s more than a day’s allowance.
That "pop to the shop" point hit different for me. I'm a student and my campus has a Spar, it's so easy to just think "oh I'll just go to buy some milk and bread" and I end up spending 20 quid. I'll keep this point in mind.
i dont let myself buy things same day on amazon etc unless its an emergency replacement- i leave stuff in my cart for ages bc sometimes i move past it in a day
Such a well timed video! I can't agree enough with how helpful it is to unfollow brands on Instagram. Saving money the day you get paid is a really good habit to have as well!
last week i spent £45 for disgusting pasta in a soho ''italian'' restaurant which honestly was microwaved before it was served to me and then gave me a stomach ache... to be fair half of the bill was aperols which were nice but the other half really stung me
Currently paying a subscription for the gym, I thought that I'd go but it's 5 miles from my house, transport is frustrating and the money leaving my account hasn't motivated me yet, do I keep paying in the hopes I'll go or cancel and just save the heartbreak lol. I want to want to go
cancel it! sometimes I think canceling is the thing that will actually motivate you... you'll have to resubscribe later on and that will make it feel new and fresh, like you're "starting over"
If you live at home with your parents it is really not that difficult in most cases. Im 20 from the uk, i live at home with my parents im on a salary (i earn £1,550 a month) and i have been saving £1000 a month for years. PAY YOURSELF FIRST, set up a saving account and put away x amount as soon as you get paid
not everyone earns that much, is able to earn that much, is able to live at home (especially rent free), not everyone has a happy home life, not everyone is physically or mentally able to work, or to save. i could go on forever but please, do not say this stuff
![[MV] A leap of faith...ความเชื่อใจครั้งสุดท้าย (From "Petrichor the series")](http://i.ytimg.com/vi/U1piZH2CNXA/mqdefault.jpg)
i NEED this. with everything opening up again it's such a novelty going places with friends and my bank account is not happy with me haha
oof I feel this, I have justified every expensive drink/meal with "oh but I have to make up for a year without outings!" Meanwhile, during the lockdowns I was justifying expensive takeaway with "oh but I would have used this money for outings anyway and I deserve nice things!" lol whoops..
Top tip: if you buy coffee every morning before work/uni, buy yourself a cheap coffee machine. With a bit of research you will be able to get really good coffee for a better price.
I bought myself an electric milk frother, and now I can make yummy frothy chai, turmeric and coffee lattes at home 😊 it even reheats my drinks if I'm being totally lazy... Best buy ever ☺️!
Going into summer and the second year of university, this hits hard. I'm worried I'm going to fall into bad attachments with money and alcohol. I've always felt afraid to spend money (i literally barely buy clothes new) but I'm scared that 'i'll miss out' if I don't spend money on experiences. I finally have a good amount of money for the first time in a while. I'm hoping to be sensible with it. Thank you for this video
Hey Lucy! I think the clip you used to take your thumbnail accidentally got added to the video! It's from 11:18-12:21 where there's no audio and it's after the end screen! ❤️
Still, it's kinda cute 💚
as someone with adhd, impulse spending is a HUGE problem for me. personally I’ve found that having a friend to hold you accountable or just talk about on purchases you might not need has helped me slow down and rationalize my impulse purchases a little bit
working with a nutritionist for several months taught be the magic of a freezer! Especially as someone else with a sensitive gut and ya it definitely helped me save money!
Would also suggest if you’re doing long term big savings having a bank account where you have limited access to helps. I am naturally a bit of a spender and having this helps a lot when I’m the sort of person that loves transferring money over to another account when I feel to urge to get a round in/ buy something I don’t need etc etc
unsubscribing from email marketing and unfollowing brands on instagram seems so obvious and yet i didn't think about it until you said it!! thank you for these tips. as someone moving out of home for the first time (and to london!) these could not have come at a better time for me! love your videos as always x
Babe you just save me $50 because I always forget to skip fenty's month, I did it rn 😭😭😭😭 thank you lol
Blue is totally your color Lucy! You look awesome! I always love your money videos you make things so easy to understand :)
I can’t believe I never considered how newsletters can kind of trick you into overspending, I know that’s something that’s definitely affected me more during the pandemic! Really good idea, I’m going to review my retail email subscriptions now!
great timing tbh! i’m usually pretty good at saving, but i’ve also been having a lot of anxiety about it since i’m about to be basically totally independent for the first time in a way i actually have to think about (undergrad i was basically on a full ride that covered rent and whatnot but now i’m starting grad school which … terrifying)
I feel you! I’m moving abroad for grad school, completely on my own and I need all the help I can get organising my finances/life in general. Good luck with your studies!
As someone who will move oout of their parents house soon, this was sooo helpful.
Side note, I feel like I comment this every time I see your plants in a video, but holy cow they are flourishing!!!
lucy doing gods work posting this on the 3rd so we can sprint to the savage website to skip the month loool
Thank you so much for this video! It’s actually incredibly helpful! I’m a 27yo living and working in London and despite earning enough, I always find myself dipping into my overdraft and credit card towards the ending of the month/before payday. I’m the kind of person who saves a lot but also going into overdraft as a result of that!
“You were paying four quid for an avocado, hun.” Feeling very called out 😂 had to hear it though 👍😊
Me watching this video after just ordering shit I don’t need 😌😂🙆🏻♀️
This was beyond helpful. Thank you as always. You are growing and I love the content on this channel because it feels like we are all just learning without a judgement energy.
Thank you so much for this Lucy, I appreciate this is an AD but from what I know of you you're very money savvy and knowledgeable about what works for you and what doesn't. I've just downloaded Plum!
ik lucy touched on it but you can freeze anything- if u only use bread for toast, freeze it and it wont go moldy! even spare bits of cheese or a cup of almond milk before you go on holiday!!
your hair looks great! And the universe is really listening, I just realized how much I spend on things that become clutter and I keep accumulating clutter - so this is helpful
as a 20 year old these are so helpful for me esp because i've always wanted to have better ~control~ over my finances!
I actually did an unsubscribing purge on my email yesterday and now I only have emails for important things, Karma (*not * to be confused with Klarna, stay away from Klarna) when an item I've saved has a price drop, and receipts.
Another saving tip would be to delete takeaway apps. It's been difficult but it's important. You are better off always having a ready meal from the freezer instead - it works out a heck of a lot cheaper.
I've found that the anticipation of the takeaway was better than actually eating it.
The whole email listing thing really stood out to me. I don't overspend on clothing at all. But, oh my fucking god, every time I get an email saying "A game on your wish list is on sale!!" from Steam or the Nintendo eShop I am ON IT: buy the game and *all* of the DLC. I overspend on video games so much because of it!!
I’m the same but with kindle books. They know me too well and are always emailing me books on sale that are just too appealing🙃
Thank you so much for this Lucy, about to start a new job and this couldn’t have come at a better time! ☺️
Same here! Best of luck on the new job :)
@@makaylatolmie that’s so lovely, thank you. Best of luck to you too!
Also, those ready-to-eat meals can be both expensive and unhealthy. I was enjoying pre-made tomato soup from the grocery, when I discovered that it has 35 grams of saturated fat per cup! That’s more than a day’s allowance.
That "pop to the shop" point hit different for me. I'm a student and my campus has a Spar, it's so easy to just think "oh I'll just go to buy some milk and bread" and I end up spending 20 quid. I'll keep this point in mind.
i dont let myself buy things same day on amazon etc unless its an emergency replacement- i leave stuff in my cart for ages bc sometimes i move past it in a day
Where is your dress from please, its so pretty.
Such a well timed video! I can't agree enough with how helpful it is to unfollow brands on Instagram. Saving money the day you get paid is a really good habit to have as well!
My supermarket had a discounted Seniors Day once a month, that. I just qualified for, so that’s when I stock up on the expensive, non-urgent stuff.
You didn't need to call me out like that!! Great video
This video gives so much inspiration! Thanks a lot!
thank you lucyyyy that was so helpful 💕
last week i spent £45 for disgusting pasta in a soho ''italian'' restaurant which honestly was microwaved before it was served to me and then gave me a stomach ache... to be fair half of the bill was aperols which were nice but the other half really stung me
Omg Lucy you need to tell us where this dress is from it's so pretty!!! 😍 & Good video as always!
I cannot wait for your house tour!
Thanks Aunty Lucy!
Great Video Lucy!
Hi Lucy! Do you know how to access the money plum has saved for you?
I have the same hair colour, length and structure as you have, Lucy))
Currently paying a subscription for the gym, I thought that I'd go but it's 5 miles from my house, transport is frustrating and the money leaving my account hasn't motivated me yet, do I keep paying in the hopes I'll go or cancel and just save the heartbreak lol. I want to want to go
cancel it! sometimes I think canceling is the thing that will actually motivate you... you'll have to resubscribe later on and that will make it feel new and fresh, like you're "starting over"
@@triceratops_10 thank you lots, in the two weeks since I wrote that comment I haven't gone. so I have cancelled for now
Not me seeing this after just overspending... OOF.
If you live at home with your parents it is really not that difficult in most cases. Im 20 from the uk, i live at home with my parents im on a salary (i earn £1,550 a month) and i have been saving £1000 a month for years. PAY YOURSELF FIRST, set up a saving account and put away x amount as soon as you get paid
Still not enough to buy a house ☹️
I moved back in with my parents for this reason!
Not everyone has this luxury. Count yourself lucky!
not everyone earns that much, is able to earn that much, is able to live at home (especially rent free), not everyone has a happy home life, not everyone is physically or mentally able to work, or to save. i could go on forever but please, do not say this stuff
Digit is so much better at helping save.
Overspending is my middle name
Helloooo
@sheinvests