This week's episode of Millennial Money features... wait for it... Graham Stephan. Subscribe to our channel, set a reminder, and come back at 10am ET to watch.
I remember signing up for Graham's channel in 2018, he had close to 300K subs then. What a time! Since then I opened RothIRA, purchased a home, opened few investment accounts, and learned a ton! Thank you, Graham, you rock!
@@allegorx58 yeah, my IRA was maxed out. There is only so much money you can put in ROTH IRA - FYI, had to open additional for leftover cash. Actually, I can't even contribute to my IRA now - make too much money.
@@Oleksii_Liulka hello not sure if you can answer. I’m doing everything right but any advice on getting a better paying job? I’m thinking of going to college for computer science again. What kind of job do you do?
It's nice to finally see Graham spending money on experiences and things that improve quality of life. He is still very frugal but, is actually living a little too.
Really shows his dedication. If I made $6.1 million in a single year, I would immediately cease doing any job I was doing, sell any company I had, and just live off the dividends/interest. When you are already set for life, why keep working? That shows he actually likes doing what he does. His TH-cam job/company is more of a hobby at this point. He no longer needs it, he wants it.
I agree. I've seen this throughout the last two generations (i.e. people I've met) -- these kinds of people will always be there, and succeed. He's cool. He found a way, poured his belief system into it, and really worked at/for it. Moreover, like you said, he loves what he does. Kudos. Oh and I've just noticed him driving Audi! Haha my favourite car. KUDOS again lol.
If he plans to have kids he’ll probably want to create generational wealth, as cost of living rises insanely high I’d still work but probably retire when I’m 40
dude if you made $6.1M a year, uncle Sam will take half of it. And every time you try to spend the remaining $3MM, uncle Sam will collect another 5-10%.
Until you retire you won’t understand. Retiring isn’t what it’s made out to be. Many people who retire get bored and depressed really quickly so go straight back to work
@@aaronharman5431 a lot of people also go to do basic middle class jobs/hobbies to keep them happy. But yeah this is why professional sports players get depressed bc their career is over by the age of 35
@Henrik Erber ya he gets views around 300k-500k with some 1M views which is really good but of course not top tier. Many youtubers with the same or higher viewership aren't even this rich, so sure he is lucky as heck lol. In my country, even with 5M+ subs and really good views you will earn no way near him.
@@megadeth_9611 yeah Graham only gets a lot right now because finance is a hot topic due to Wall Street bets but when finance starts fading away a bit idk what’s going to happen but no he does not make 6.1M a year from TH-cam ad revenue alone, he gets pay from affiliates, sponsorships, and investments but while he does make a big chunk of his income from TH-cam he doesn’t get 6.1M from TH-cam ad revenue alone
He looks like the TH-cam lifestyle is taking its toll. He doesn’t look like the spring chicken he was in the early days of TH-cam. Also looks like he got bit more belly fat. He transition a bit but he still save a large portion of his income percentage wise. Hopefully he has a set goal before he burns himself out. Not sure if he’s trying to milk the TH-cam money before TH-cam changes how he can make money or he becomes irrelevant; hate to be brutal but that’s the TH-cam career. I mean look at someone like Jenna Marbles who was a long time creator that cancel herself last year. Maybe Gram just building as much money when TH-cam or his audience start to move on then he can start his next phase in life.
I've been watching Graham for over 4 years and I love to see the growth! Not so long ago I watched the "Living on 1.6 million a year" video. Not even 2 years later and already at 6.1 million a year? Amazing!
I thought this was the same video until i saw it was an update! So crazy to see everything he worked towards coming to fruition, gives me hope for myself as well :)
Loved this video so much! So inspiring and motivating. The fact that Graham’s expenses still stays crazy low relative to his income is amazing. The fact that he spend $50 on his phone, $20 on subscription, less than $500 a month on discretionary and entertainment whilst making 6M a year is so wild but motivating to me. People earning 50k a year spend waay more in categories even though they can’t afford it. It just goes to show you, frugality and reinvestment is the way. Hard work, high income, low costs and investing 🤑🤑. Love love Graham! 💕
Thanks for this amazing video !! If you don't find a means of multiplying money, you will wake up one day to realise that the money you thought you had, has finished. Investment is key, I pray that anyone who reads this will be successful in life
To earn more you are required to have a multiple diversified means of income", which is why Investment is an avenue of making more money once it's profitable.
Most failures and loss on Investment usually happens when you invest without proper guide and the analysis of the profit and risk percentage of the Investment.
@@mulizimustapha4406 you're right Forex trading is surely a lucrative way to invest whether you want growth, leverage, stable income or something in between.
imagine being that greedy, glad im not like him. u only live once and i rather die happy with no money than greedy and sad with too much money. he doesnt even have a kid lol, that money is for the tax when he dies
Love this guy and what he's accomplished in the past 5 years; just hope he can spend less time working, and more time with Macy, seeing his family, traveling the world, having fun, and not being on the YT hamster wheel. He deserves that.
@@GrahamStephan I know you’re in the moment. Definitely feeling in your prime and going hard for the channel and your fans. Keep it up bro! Keep grinding
@@GrahamStephan Dude how do you make 6.1 million a year and still split cleaning expenses with Macy😂. Just kidding man. Super proud of your accomplishments. You are an inspiration to us all.
It’s good to see Graham’s growth since last video. He’s more into leverage (he got a team). Also he understands that once you make enough money, you can spend some of it. Great job Graham and CNBC Make it!
yea, it'd be interesting to see the progress of other folks featured here a couple of years down the line, and probably see changes in their planning & budgeting
Well he mostly spend it on his business as before and real estate which is also an investment. The 800 a month of eating out for his girlfriend and team is nothing compare to his revenue and is also a business move for his co-workers as it's always appreciated by employees.
He makes alot of money but spend most of his time working.. He's not living at all...A new definition of poor life living habits. We're here only once for goodness sake, you don't have to ball out but please enjoy life while you're here...
Money doesn’t bring happiness nor salvation and he thinks that what it is...sad. I don’t wish to be rich just comfortable. What’s the point in having all this money but not enjoying life.
Exactly, like I NEVER hear him talk about any hobbies or anything thats not finance related. I hope its not too late by the time he realizes hes missed out on life, cant take your investments/trillions to the afterlife.
Unlike many people, his work is his hobby. You wouldn't enjoy his life(style) with his money but he does. He looks like he enjoys his work as much, if not more, than other people enjoy their hobbies. He always talks about how much he likes the people he works with and how excited he is about producing content. Plus he's got his aquarium!
Graham found things he was passionate about and gave them 100%. He has excellent self control and time management. These are all marks of a very successful person -- something we can all look to implement in our own lives.
Wait for it... I saw Graham in CNBC Make it and started to follow his channel.. he is amazing and example of perseverance. He and his great Team. Congrats
Graham’s learning The power of good delegating now. If you can afford it a cook or cleaning person is a great investment if you’re that strapped for time
@@joemiller1057 Pretty much, yeah. But money is HISA is safe and always there to access. That's the trade off. Otherwise he would have invested that 2 million as well.
To say I started following this man when his channel had less than 10K subscribers… I knew something about him would make him become what he is now… great job Graham!
The philosophy of the rich and the poor is this: "the rich invest their money and spend what is left. The poor spend their money and invest what is left".
Interesting, most people don't understand the market moves and tend to be mislead in facts like this and always depend on Money in the Bank very bad idea.
I understand the fact that tomorrow isn't promised to anyone, but investing today is a hard thing to do because I have no idea of how and where to invest in?
@@joshgroban3889 as a newbie investing in crypto will be best for you, I know of a portfolio/investment manager, Mr Jason Mike and expertist in trade investment as you don't have to under go any stress in the trades, he manages my trading.
@Gloria Janice Exactly, money is always eager and ready to work for anyone who is already to employ it, I was able to withdraw my profit of $17,000 after investing $3,500 with Mr Jason Mike some weeks ago.
Soon as i saw the title i knew it had to be Graham. Can't wait to watch Graham's Girlfriend react to Graham reacting to Meet Kevin reacting to Graham reacting to Kevin O'Leary reacting to "Living on Dollar sign, 6.1 Million a year in Las Vegas (wait for it) Millennial Money.
@@zachkonicek yeah, when groceries are out. she has to go restock on them to have a fair financial relationship. not having to pay rent/mortage is pretty good so it's pretty dumb to think the current situation is bad. lol
My bf made much more than me until recently and we still split bills 50/50. It made me feel better to contribute. Some people may be ok with a partner taking all the bills, others want to split some things.
@@LilyEvans1996 100% agreed. I mistyped that and was meaning that I’m sure they both feel good contributing and having a partnership that works well for them. ❤️
@@buildfixflip I agree! ❤️☺️ so weird that people call her gold digger but then complain that she’s paying half the bills. It’s like “what do you want?” Haha
Graham is super inspirational, met him in Henderson NV early this year and he was such a nice guy and gave really good advice I still put into action today!
I would love to have a chat with him. He's really motivating me to get my finances on track and although the progress is relatively slow right now, I'm super excited where I'll be in even a years time from now.
Hey guys I’m making 1 trillion every year, but can you believe they raised the price from 21.99 to $49.99 in 20 years? Me and the team had to stop going out to sushi because we’d rather our have OUR money double!!
@@brittishcapelle6508 That's exactly what normal people do. I think you are mistaking "normal" for "broke" because bad spending habits land you in that zone. And he seems like someone who knows how much he should spend and how much he should save. 6.1 mil is nothing in the grand scheme of things considering the line of work he is in, in terms of shares and stocks. Linus from LTT is no less of a millionaire and let me know if that guy looks like a millionaire to you. You'd see him and say "bUt hE's nOt liVinG thOugH" as if you're the authority on what constitutes "fun" and "enjoyment"
I am still so shocked at how low his monthly budget is. Good for you! Typically the more someone earns, the more lavish someone's lifestyle becomes. As we make more money, the one thing we will splurge mostly on will be sushi too! 😂 Love that he lives so frugally, & focuses on passive income & invests majority of his money. That's the way to go to be financially independent.
You are absolutely and you nailed it! Usually when we make more, we tend to spend on foolish things but Graham figured it out that it's not about how much we make but more so on how much we keep! He thinks long-term and is wise with his money! Great point you bring! Thanks for sharing this, my friend! :)
@@minismalls3096 Respectfully, I am going to disagree with you. I think they said his house was $1.4 million, so he could pay off his house roughly in about 4 months of his massive income. This would be equivalent to an average American that buys a $200,000 house and would need to make $1 million a year to be in the same ratio. (Most Americans make wayyyy less than this and save zero of their income.) so for his level of income he is extremely frugal. I think his monthly budget is $10k which is insane for how much money he makes, then he saves and reinvests the rest. So I think his intentionality with his finances is spot on.
Graham's journey is so inspiring. Clearly hard work, determination and passion for what you do goes a long way and is a recipe for success 👌 Well done man 😊
@@ngjunxiang5061 He earns millions from the ads on his videos. That is how he gets rich. There is no talent or smart business behind his money. Just pretend to teach people how to get rich and get rich from youtube-ads.
I'm one of their employees a software engineer on their website. These guys are amazing. I make $2 per hour in their business outsourcing in the Philippines Which is a little above average in the Philippines.
I've seen the progression of this guy from the early days and his first awkwared real-estate video....and people can totally see how he transformed himself to this mega youtube personality... congrats! it's just amazing how it worked out for him obviously with really hard work and dedication.
I agree with you so much on this; it's truly inspiration where Graham started, it wasn't perfect but he filmed, edited and posted his first video anyway. Absolutely admire his growth for taking those steps of hard work and dedication like you mentioned :) Thank you for sharing this!
As much as I did not like your videos years ago when TH-cam was recommended me all that and I couldn't stand it and your voice made me tired .. Not sure how that all switched but I absolutely love it now .. probably for the last 2 years you are the number one now for me to watch !!!😊 Thank you for all your hard work !
💯 This video was much needed as someone who's trying to grow a TH-cam channel while working a 9 to 5 and taking care of kids I can completely relate and understand how tough it is to do on your own. What graham has done is absolutely incredible and inspiring! I hope nothing but the best for everyone out there trying to change their lives! 🙏🙏🙏🙏 we got this!
Okay....at first when i saw Graham a while back with Mr. Wonderful, i didn't really care for him and he seemed a little cocky. This was a better, transparent vid about him and he seemed more genuine. I like the frugality of money and efficiency with time he is speaking about. Work smarter, not harder and make the most of your experiences. Good vid.
Great to see you here Graham. I’m loving how frugal and smart you are with your money. You definitely practice what you preach. Looking forward to see your own reaction to this video, lol.
Lol what?? He’s “Frugal at Lunch” dude has a $45k fish tank in his living room; multi million dollar home. Sure he doesn’t have a $45k wardrobe with LV, Gucci and Prada but he spends his money on what he likes. I may not want to spend someone’s yearly salary on a fish tank but I do like Louis & Chanel. Stop judging people on how they spend; rich people have the craziest most extravagant items. Stop virtue signaling He’s not “Humble” by way of him dressing down; he’s still living a lavishly. Everything current and up to date. Far from average $60k house / $15k car; that’s “Humble”.
Such an inspiration! I watch every video of his and it has taught me so much. I am so passionate about making money and saving money and everything he teaches. He deserves all the blessings and good things that come to him. Truly genuine and lovely person! Thank you for changing my life Graham :)
Graham reacting to his own video: "He really needs to get the spending down so he can invest more. House hack by renting out the rooms, and eat frozen dinners to cut down on food costs." 😂
Been following Graham from almost the beginning. It's been cool to watch him grow and I was able to relate to a lot of the stuff he was talking about post pandemic. Awesome to see.
Nobody can become financially successful over night. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals.
It is not always fear. Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value.
@@emilyfranklin8190 This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant by name SAMANTHA LEIGH WENTLAND and everything changed. I started enjoying huge returns from my investment.
@@PhilipMurray251 Really? Well, I used to have a professional but his license was withdrawn along the line, so I continued on my own. Anyway, how can I reach your adviser or someone as good?
This week's episode of Millennial Money features... wait for it... Graham Stephan. Subscribe to our channel, set a reminder, and come back at 10am ET to watch.
Complete cheapskate when he splits the bills with his girlfriend!
@@LA-xj3tz if ur a simp just say that
Next time to a Las Vegas OG local not this LA dude lol
The OG
@@LA-xj3tz bb no
Can't wait to see Graham react to this one
ME NEITHER!!!! AND HELLO NATE!
Good to see you here Nate
Nate coming in with the golden comment of the year lol
The almighty Infinite Monetization Loop 😆
Haha, ya Graham, you should react to this
Can't wait!
🔥🔥
wow, is this a 'native advertising' bit you paid for?
Ain’t there no way bro
Lmao graham you’re everywhere, can’t wait to see your reaction to your own millennial money video.
So happy to see this yay!!
$820 on food?! Graham Stephan is going to roast this guy when he reacts to him.
facts 😂
Many fault pretty much
I mean it's between 2 people and many meals include Jack and Alex.
Relax he makes 6.1 mil a year
@@youngfinance6319 wooosh
I remember signing up for Graham's channel in 2018, he had close to 300K subs then. What a time!
Since then I opened RothIRA, purchased a home, opened few investment accounts, and learned a ton!
Thank you, Graham, you rock!
You rock too!👏
opened an ira…opened a few investment accounts.
you don’t even make sense tho bro
@@allegorx58 yeah, my IRA was maxed out. There is only so much money you can put in ROTH IRA - FYI, had to open additional for leftover cash. Actually, I can't even contribute to my IRA now - make too much money.
@@Oleksii_Liulka IUL
@@Oleksii_Liulka hello not sure if you can answer. I’m doing everything right but any advice on getting a better paying job? I’m thinking of going to college for computer science again. What kind of job do you do?
It's nice to finally see Graham spending money on experiences and things that improve quality of life. He is still very frugal but, is actually living a little too.
Why do you think a person with more experiences is more happier than someone with less experiences
yeah bro he got a ford gt in his house 😂
@@enscebose8466 that’s not what they mean if you watched his yt you would know what they mean
@Casas en venta lol average hater
*Here's how Graham spends his money*
"He doesn't"
😂😂😂
Just what I was thinking 😂
He reinvests it.
😂😂😂😂 so true...
...until the aquarium :P
Really shows his dedication. If I made $6.1 million in a single year, I would immediately cease doing any job I was doing, sell any company I had, and just live off the dividends/interest. When you are already set for life, why keep working? That shows he actually likes doing what he does. His TH-cam job/company is more of a hobby at this point. He no longer needs it, he wants it.
I agree.
I've seen this throughout the last two generations (i.e. people I've met) -- these kinds of people will always be there, and succeed.
He's cool. He found a way, poured his belief system into it, and really worked at/for it. Moreover, like you said, he loves what he does. Kudos.
Oh and I've just noticed him driving Audi! Haha my favourite car. KUDOS again lol.
If he plans to have kids he’ll probably want to create generational wealth, as cost of living rises insanely high I’d still work but probably retire when I’m 40
dude if you made $6.1M a year, uncle Sam will take half of it. And every time you try to spend the remaining $3MM, uncle Sam will collect another 5-10%.
Until you retire you won’t understand. Retiring isn’t what it’s made out to be. Many people who retire get bored and depressed really quickly so go straight back to work
@@aaronharman5431 a lot of people also go to do basic middle class jobs/hobbies to keep them happy. But yeah this is why professional sports players get depressed bc their career is over by the age of 35
Woh, I didn’t know Graham wasn’t an agent anymore. That’s insane
Such a nice guy, he deserves all the success he's had for sure!
Rich kid things
@@parimtm you’re ngmi
@Henrik Erber ya he gets views around 300k-500k with some 1M views which is really good but of course not top tier. Many youtubers with the same or higher viewership aren't even this rich, so sure he is lucky as heck lol. In my country, even with 5M+ subs and really good views you will earn no way near him.
@@megadeth_9611 it's because he knows how to invest the money he makes from his channel.
@@megadeth_9611 yeah Graham only gets a lot right now because finance is a hot topic due to Wall Street bets but when finance starts fading away a bit idk what’s going to happen but no he does not make 6.1M a year from TH-cam ad revenue alone, he gets pay from affiliates, sponsorships, and investments but while he does make a big chunk of his income from TH-cam he doesn’t get 6.1M from TH-cam ad revenue alone
It's actually nice to see Graham loosening up and enjoying his money a bit more, nice to have a follow-up
Exactly what I was thinking!
You're so right about that! :)
I wish everyone successful in his life.
He looks like the TH-cam lifestyle is taking its toll. He doesn’t look like the spring chicken he was in the early days of TH-cam. Also looks like he got bit more belly fat. He transition a bit but he still save a large portion of his income percentage wise. Hopefully he has a set goal before he burns himself out. Not sure if he’s trying to milk the TH-cam money before TH-cam changes how he can make money or he becomes irrelevant; hate to be brutal but that’s the TH-cam career. I mean look at someone like Jenna Marbles who was a long time creator that cancel herself last year. Maybe Gram just building as much money when TH-cam or his audience start to move on then he can start his next phase in life.
@@peterparker2068 he will obviously buy property and focus more on real estate
I've been watching Graham for over 4 years and I love to see the growth! Not so long ago I watched the "Living on 1.6 million a year" video. Not even 2 years later and already at 6.1 million a year? Amazing!
I thought this was the same video until i saw it was an update! So crazy to see everything he worked towards coming to fruition, gives me hope for myself as well :)
Loved this video so much! So inspiring and motivating. The fact that Graham’s expenses still stays crazy low relative to his income is amazing. The fact that he spend $50 on his phone, $20 on subscription, less than $500 a month on discretionary and entertainment whilst making 6M a year is so wild but motivating to me. People earning 50k a year spend waay more in categories even though they can’t afford it. It just goes to show you, frugality and reinvestment is the way. Hard work, high income, low costs and investing 🤑🤑.
Love love Graham! 💕
Really does work 😌
Being his own real estate agent and using his commission on the house is such a Graham thing to do 😂
Absolutely, which is awesome! 😂
That's Genius!
I’d do the same
He literally monetizes everything he can, which is awesome! Smart moves! :)
RIGHT, It’s so good 🤣🤣👏
Thanks for this amazing video !! If you don't find a means of multiplying money, you will wake up one day to realise that the money you thought you had, has finished. Investment is key, I pray that anyone who reads this will be successful in life
To earn more you are required to have a multiple diversified means of income", which is why Investment is an avenue of making more money once it's profitable.
Most failures and loss on Investment usually happens when you invest without proper guide and the analysis of the profit and risk percentage of the Investment.
Forex trading is really profitable, investing in it now will be the wisest thing to do especially with the current rise in bitcoin
@@mulizimustapha4406 you're right Forex trading is surely a lucrative way to invest whether you want growth, leverage, stable income or something in between.
I made 62,800 dollars within 6days of trading with Bitcoin.
He went from $1.6M in LA to $6.1M in Vegas in a year. Money moves for real.
Just goes to show how far your money can really go depending on where you live, how much you make and how much you keep.
Money makes money.
& it's probably going to jump to $16M next year
Did I just hear Graham say he’s spending $21 bucks on sushi, AND everyone had a plate! Hahahaha congrats mate!
He writes that off as a business expense, obviously 🙄
He said per person.
imagine being that greedy, glad im not like him. u only live once and i rather die happy with no money than greedy and sad with too much money. he doesnt even have a kid lol, that money is for the tax when he dies
“You either die a hero or see yourself turn into a villain”
Love this guy and what he's accomplished in the past 5 years; just hope he can spend less time working, and more time with Macy, seeing his family, traveling the world, having fun, and not being on the YT hamster wheel. He deserves that.
One day for sure!!
What have you learned from him other than buying your own coffee?
@@GrahamStephan I know you’re in the moment. Definitely feeling in your prime and going hard for the channel and your fans. Keep it up bro! Keep grinding
@@iamtstamps Makes a lot of sense. Thanks for your response. Appreciate your perspective.
@@GrahamStephan Dude how do you make 6.1 million a year and still split cleaning expenses with Macy😂. Just kidding man. Super proud of your accomplishments. You are an inspiration to us all.
This guy is so smart! Instead of spending $10million on a house he only spends $1.5 million for something he needs, not wants.
Not only that, but I'm sure he's writing off a large portion of the house in terms of taxes since it's also his office.
@@TheMoneyInnovator cherry on top👌🏼🤣
Saving for his second life, lol
@@TheMoneyInnovator can only write of the office not the entire area
That's a sick house
1.6M -> 6.1M
It's the most beautiful switch I've ever seen
Yep when you make a lot of money wealth starts to build much faster
It’s good to see Graham’s growth since last video. He’s more into leverage (he got a team). Also he understands that once you make enough money, you can spend some of it. Great job Graham and CNBC Make it!
yea, it'd be interesting to see the progress of other folks featured here a couple of years down the line, and probably see changes in their planning & budgeting
Well he mostly spend it on his business as before and real estate which is also an investment. The 800 a month of eating out for his girlfriend and team is nothing compare to his revenue and is also a business move for his co-workers as it's always appreciated by employees.
I like how he takes care of everyone around him.
He makes alot of money but spend most of his time working.. He's not living at all...A new definition of poor life living habits. We're here only once for goodness sake, you don't have to ball out but please enjoy life while you're here...
Money doesn’t bring happiness nor salvation and he thinks that what it is...sad. I don’t wish to be rich just comfortable. What’s the point in having all this money but not enjoying life.
Exactly, like I NEVER hear him talk about any hobbies or anything thats not finance related. I hope its not too late by the time he realizes hes missed out on life, cant take your investments/trillions to the afterlife.
Unlike many people, his work is his hobby. You wouldn't enjoy his life(style) with his money but he does.
He looks like he enjoys his work as much, if not more, than other people enjoy their hobbies. He always talks about how much he likes the people he works with and how excited he is about producing content. Plus he's got his aquarium!
@@merryming girl bye
@@sarahscroggins2793 Bingo! People on their dying bed wishing they had lived a little more.
Graham found things he was passionate about and gave them 100%. He has excellent self control and time management. These are all marks of a very successful person -- something we can all look to implement in our own lives.
You're absolutely amazing! I've learned so much. Because of you, I'm obsessed about my financial education. You deserve this Graham!
Wait for it... I saw Graham in CNBC Make it and started to follow his channel.. he is amazing and example of perseverance. He and his great Team. Congrats
Glad to see Graham delegating task and spending more time on things he likes.
This guy is cool. He should start a TH-cam channel or something.
Totally, he might even have his own podcast one day!
He has 5 channels😂
@@t7diaries184 You really had to ruin it like that, smh
@@1radley she didn't get the joke 😭🤣🤣🤣
@@t7diaries184 r/whoosh/
First appearance: $1.6 Million
Second appearance: $6.1 Million
Coincidence? I think NOT
Third appearance: $61.0 Million :0
Illuminati confirmed
Graham has been such an inspiration to me, I love how he still has an interest in educating others on how to be smart with money!
Graham went from 1.6 million to 6.1 million pretty quickly lol.
Crypto and the markets have gone parabolic so that's my guess why
he said he went into full time on TH-cam
Money makes money
Graham’s learning The power of good delegating now. If you can afford it a cook or cleaning person is a great investment if you’re that strapped for time
I am very excited to see the infinite monetization loop that occurs.
Homie makes 6.1 million and makes his editor work out of the laundry room.
Be like that most the time 🤣🤣🤣🤣
‘Makes’ isn’t the right word. Didn’t he chose the laundry room for his office?
and splits a $250/month bill for the house cleaner with his gf lol
@@antoniop1017 smart boy
Well obviously, he has to do Jack's laundry
Graham having 2 mil in a high yield savings account makes more money in interest than most people working a job 😳
More money more interest that’s for sure
Smart, wise man Graham is!
Assuming that that HISA is 0.5 or 0.6% annual, that is 10,000 to 12,000 per year. It just a money maker for him.
@@8630733 that's losing to inflation
@@joemiller1057 Pretty much, yeah. But money is HISA is safe and always there to access. That's the trade off. Otherwise he would have invested that 2 million as well.
Kevin: Living on $6 million a year
Graham: Living on $6.1 million a year
Me: Living on $0.06 million a year lol
Me: $.006 million
Me: Living on $0.00002 million a year
Me: living on $0 a year
@@watchanime331 me living with -$100,000 a year (dumb student and car loan)
Me: not even living
I'm literally so proud man
thank you so much!!
I was really hoping he would have played, "Still Dre" on the piano to close it out.
Amazing that I've been following his channels since 2016 back when he only had one. There needs to be more people on youtube like him
To say I started following this man when his channel had less than 10K subscribers… I knew something about him would make him become what he is now… great job Graham!
I love how awkward he was at the end.
Also he only said algorithm once! lol
Ending was absolute gold, what did he even say
Lol thought I was the only one that noticed his random babbling because of how awkward it got
Oooh boy you know this one is gonna be good
Yup!!!!
It sure was! :)
looool yes
The philosophy of the rich and the poor is this: "the rich invest their money and spend what is left. The poor spend their money and invest what is left".
Investing in today is priceless because tomorrow isn't promised, trading Bitcoins,gold, silver and crypto secure a better tomorrow.
Interesting, most people don't understand the market moves and tend to be mislead in facts like this and always depend on Money in the Bank very bad idea.
I understand the fact that tomorrow isn't promised to anyone, but investing today is a hard thing to do because I have no idea of how and where to invest in?
@@joshgroban3889
as a newbie investing in crypto will be best for you, I know of a portfolio/investment manager, Mr Jason Mike and expertist in trade investment as you don't have to under go any stress in the trades, he manages my trading.
@Gloria Janice
Exactly, money is always eager and ready to work for anyone who is already to employ it, I was able to withdraw my profit of $17,000 after investing $3,500 with Mr Jason Mike some weeks ago.
I've been following Graham for 2 years now it's great to see how he's grown and developed his business! His house is beautiful!
Wow he almost 10x his income fast, not long ago it was only about 1M a year and now 6.1M. wish you many more success bro.
@@supercarakita1148 loll sounds like it that's too fast, in just 1 year dude went from 1.6 to 6.1 sans even gave away his realtor license. Crazy
Soon as i saw the title i knew it had to be Graham. Can't wait to watch Graham's Girlfriend react to Graham reacting to Meet Kevin reacting to Graham reacting to Kevin O'Leary reacting to "Living on Dollar sign, 6.1 Million a year in Las Vegas (wait for it) Millennial Money.
LMAO
Lmaoo
Graham motivated me to quit my work and start my own business. Now 4 years later, ive made 350K in profit. Thanks graham
What do you do sister? I’ve wanted to start my own business to but I am nervous’
What is your business?
he is earning 6 million per year but he asks his girlfriend to split the cleaning lady.....
No disrespect, but Idk if it is bad lighting, but man Graham looks like he aged 10 years in the past year. It just tells you how hard he works!
Good thing a mans value is not weighed by his looks ☺️
Agreed. I was thinking the sane thing
From $1.6 Million to $6.1 Million..
I'm actually dyslexic but after a couple checks this is actually correct.. WOW
I like how even on 6.1 Million a year Graham's girlfriend pays for the groceries and splits the cost of cleaners.
They got their financial relationship nailed down the way that works for them, very smart.
If she's smart she will leave him, only a matter of time.
@@zachkonicek why?
@@zachkonicek yeah, when groceries are out. she has to go restock on them to have a fair financial relationship. not having to pay rent/mortage is pretty good so it's pretty dumb to think the current situation is bad. lol
@@zachkonicek her lost he will find a new one very easy
6 million a year and still splits cleaning lady and grocery bill with his GF....savage..lol
My bf made much more than me until recently and we still split bills 50/50. It made me feel better to contribute. Some people may be ok with a partner taking all the bills, others want to split some things.
We thought that was savage too, but I kind of like that they keep each other accountable.
@@buildfixflip I don’t think he’s keeping her accountable. I’m sure she’s more than capable of keeping herself accountable.
@@LilyEvans1996 100% agreed. I mistyped that and was meaning that I’m sure they both feel good contributing and having a partnership that works well for them. ❤️
@@buildfixflip I agree! ❤️☺️ so weird that people call her gold digger but then complain that she’s paying half the bills. It’s like “what do you want?” Haha
Graham did this just to react to it and also to react to people reacting to this video. The man is going to make $$$ and I applaud him.
YESSSS love seeing this. Can't wait to see him react to this.
Graham is super inspirational, met him in Henderson NV early this year and he was such a nice guy and gave really good advice I still put into action today!
What was that advice?
I would love to have a chat with him. He's really motivating me to get my finances on track and although the progress is relatively slow right now, I'm super excited where I'll be in even a years time from now.
Finally the goat is back on millennial money
Graham will be like after 20 years: Hey guys, I make 1 billion dollars every day, but I am still working alone.
Hey guys I’m making 1 trillion every year, but can you believe they raised the price from 21.99 to $49.99 in 20 years? Me and the team had to stop going out to sushi because we’d rather our have OUR money double!!
@@nikolai1790 Haha
Nah. Graham will be making 1 billion dollars in 20 years and still get $0.05 coffee. 👀
Graham is so sharp, a money-making machine, and very humble too if I may add. Keep it up, Graham! :)
Girlfriend has to leave him. Making ridiculous money yet asks Girlfriend to chip in for rent and groceries lmao
@@uzibro8300 sorry but his girlfriend is stupid.i know she is trying to prove something by paying half for everything but come on!!!!
It's so interesting to see that even with all the money Graham makes, he still spends like a normal person.
He doesn't spend money at all..That's not what normal people do
@@brittishcapelle6508 That's exactly what normal people do. I think you are mistaking "normal" for "broke" because bad spending habits land you in that zone. And he seems like someone who knows how much he should spend and how much he should save. 6.1 mil is nothing in the grand scheme of things considering the line of work he is in, in terms of shares and stocks. Linus from LTT is no less of a millionaire and let me know if that guy looks like a millionaire to you. You'd see him and say "bUt hE's nOt liVinG thOugH" as if you're the authority on what constitutes "fun" and "enjoyment"
greed is the devil. he wont enjoy life this way, people on welfare have happier lives than him lol
Graham wouldn’t spent past 20 cents on coffee lmaoooo can’t wait to see this
Can't wait for Graham's reaction to himself. Monetization inception?
That would be meta af and I am here for it!
I know and for the second time
@@Je.rone_ wait till he moves AGAIN and they make ANOTHER video out of it hahah
@@taylorsee864 i'll give him a week till he does it lol
I am still so shocked at how low his monthly budget is. Good for you! Typically the more someone earns, the more lavish someone's lifestyle becomes. As we make more money, the one thing we will splurge mostly on will be sushi too! 😂 Love that he lives so frugally, & focuses on passive income & invests majority of his money. That's the way to go to be financially independent.
You are absolutely and you nailed it! Usually when we make more, we tend to spend on foolish things but Graham figured it out that it's not about how much we make but more so on how much we keep! He thinks long-term and is wise with his money! Great point you bring! Thanks for sharing this, my friend! :)
He lives in a giant house and drives a new luxury car. I wouldn't really call this frugal lol.
@@minismalls3096 Respectfully, I am going to disagree with you. I think they said his house was $1.4 million, so he could pay off his house roughly in about 4 months of his massive income. This would be equivalent to an average American that buys a $200,000 house and would need to make $1 million a year to be in the same ratio. (Most Americans make wayyyy less than this and save zero of their income.) so for his level of income he is extremely frugal. I think his monthly budget is $10k which is insane for how much money he makes, then he saves and reinvests the rest. So I think his intentionality with his finances is spot on.
Sushi & 20c coffee lol
And that's why most people stay broke (in terms of net worth), even after their income increases.
Graham's journey is so inspiring. Clearly hard work, determination and passion for what you do goes a long way and is a recipe for success 👌 Well done man 😊
He is just another fake guru in shiny new wrapping.
@@ngjunxiang5061 He earns millions from the ads on his videos. That is how he gets rich. There is no talent or smart business behind his money. Just pretend to teach people how to get rich and get rich from youtube-ads.
imagine making $6 mill a year and making your employee work in the laundry room 👀
Haha I noticed that
Im sure that laundry room is nicer than most peoples rooms so who cares
This man makes half a million a month and still charges his girl $125 for cleaning expenses.
The ultimate Sigma Chad.
I WAS WAITING FOR THIS! YESSS! Did not disappoint
He sounds very well rehearsed. But I guess since he’s been on TH-cam for so long it makes sense
Adding two trustworthy people to the team definitely kept his videos to top quality
The only youtuber whose really honest about his youtube income and provides us updates.
meet kevin?
I guess you don’t know who Ali Abdaal is.
I'm one of their employees a software engineer on their website. These guys are amazing. I make $2 per hour in their business outsourcing in the Philippines Which is a little above average in the Philippines.
He's the reason I started investing- love Graham!
Graham reacting to his own spending, “We got to get that housing costs down, it’s way to high.”
"You don't need that" lol
I've seen the progression of this guy from the early days and his first awkwared real-estate video....and people can totally see how he transformed himself to this mega youtube personality... congrats! it's just amazing how it worked out for him obviously with really hard work and dedication.
I agree with you so much on this; it's truly inspiration where Graham started, it wasn't perfect but he filmed, edited and posted his first video anyway. Absolutely admire his growth for taking those steps of hard work and dedication like you mentioned :) Thank you for sharing this!
I have watched your channel for yrs. You are truly an amazing,authentic guy. 💜
As much as I did not like your videos years ago when TH-cam was recommended me all that and I couldn't stand it and your voice made me tired ..
Not sure how that all switched but I absolutely love it now .. probably for the last 2 years you are the number one now for me to watch !!!😊
Thank you for all your hard work !
i watch graham stevenson all the time
It's Stephenson
Wow this is a unexpected crossover episode. My football channel and finance channel.
💯 This video was much needed as someone who's trying to grow a TH-cam channel while working a 9 to 5 and taking care of kids I can completely relate and understand how tough it is to do on your own. What graham has done is absolutely incredible and inspiring! I hope nothing but the best for everyone out there trying to change their lives! 🙏🙏🙏🙏 we got this!
Thanks for commenting, I have something profitable for you What-s-ap me.
Plus,,one,, three,,four,, seven,,,five,, six,,zero,,eight,,,zero,,five,,nine 🗨️🗨️.
I recognize you start making M-I-L-L-I-O-N-S in crypto like I do...
This seems like a great episode, Graham should react to this one.
Okay....at first when i saw Graham a while back with Mr. Wonderful, i didn't really care for him and he seemed a little cocky. This was a better, transparent vid about him and he seemed more genuine. I like the frugality of money and efficiency with time he is speaking about. Work smarter, not harder and make the most of your experiences. Good vid.
No secrets here. Work extremely hard and great things will come. Although Graham takes it to another level!
If you are reading this, keep going. You will succeed! I'm cheering for you!
Have a great day! ❤️
@KUPO-Kutak-Poly Live Hindi Thank you so much, I receive that. You're incredible! :)
@KUPO-Kutak-Poly Live Hindi thank you friend 😊 Hope to stay connected!
With all his reactions and multiple appearances, when does Graham get an ownership in CNBC Make It | Millennial Money??
Great to see you here Graham. I’m loving how frugal and smart you are with your money. You definitely practice what you preach. Looking forward to see your own reaction to this video, lol.
I'm always here for Graham, such an authentic person
Oh gosh I can’t wait to see Graham’s reaction to this one.
So... having a TH-cam channel seems to be the common thread among these Millennial Money subjects.
He was already inspiring with the last video but now he's grown up more! Love it
I’m so emotional because I’m just so proud of what Graham has accomplished! Huge prop’s ✨🥺👏
thanks man!!
@@GrahamStephan 🥺 Always
You don't have to spend on lavish things to enjoy life. Graham has understood this and has so much - identity, security, love & joy.
Lol what?? He’s “Frugal at Lunch” dude has a $45k fish tank in his living room; multi million dollar home.
Sure he doesn’t have a $45k wardrobe with LV, Gucci and Prada but he spends his money on what he likes. I may not want to spend someone’s yearly salary on a fish tank but I do like Louis & Chanel. Stop judging people on how they spend; rich people have the craziest most extravagant items. Stop virtue signaling He’s not “Humble” by way of him dressing down; he’s still living a lavishly. Everything current and up to date.
Far from average $60k house / $15k car; that’s “Humble”.
Such an inspiration! I watch every video of his and it has taught me so much. I am so passionate about making money and saving money and everything he teaches. He deserves all the blessings and good things that come to him. Truly genuine and lovely person! Thank you for changing my life Graham :)
Inspiring story..saving $400k a month somehow I know he will be ok if the tide turns
Graham reacting to his own video: "He really needs to get the spending down so he can invest more. House hack by renting out the rooms, and eat frozen dinners to cut down on food costs." 😂
really love this guy. smart, humble, and willing to share his knowledge.
Been following Graham from almost the beginning. It's been cool to watch him grow and I was able to relate to a lot of the stuff he was talking about post pandemic. Awesome to see.
Nobody can become financially successful over night. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals.
It is not always fear. Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value.
@@emilyfranklin8190 This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant by name SAMANTHA LEIGH WENTLAND and everything changed. I started enjoying huge returns from my investment.
@@PhilipMurray251 Really? Well, I used to have a professional but his license was withdrawn along the line, so I continued on my own. Anyway, how can I reach your adviser or someone as good?
@@emilyfranklin8190 Just visit her page on line. Her details are there on her site.
So glad they did an update video on graham! That's such a jump in income‼️
How long do we think it will take Graham to react to himself? I give it under 24 hours 😂
Here we go another infinite monetization loop for Graham!!! Kind of excited to see Graham react.
Graham deserves every penny of this. He has provided so much value to his audience
Graham! I'm loving this. Is he going to react to his own Millenial Money episode? 😂🤣