I’m closing in on my retirement and I’d like to move from Regina to a warmer climate, but the prices on homes are stupidly ridiculous and Mortgage prices has been skyrocketing on a roll(currently over 7%) do I just invest my spare cash into stock and wait for a housing crash or should I go ahead to buy a home anyways?
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Carol Vivian Constable” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.
It’s like every time you turn on the news, you hear about how much worse it’s getting. Prices for food, energy, rent-it’s all going through the roof, and wages just aren’t keeping up.
My cousin lives in one of those areas, and she’s really struggling. She’s had to make some tough choices, like whether to pay for heating or food. It’s just not right that people have to live like this.
The worst part is that it feels like there’s no relief in sight. Even small expenses are starting to add up in ways they didn’t before. I’ve had to cut back on things I never thought twice about, just to make sure I can cover the essentials
I’ve been looking at ways to manage our budget better, but there’s only so much you can do when prices keep rising. It’s exhausting trying to figure out what to cut next.
I started looking for ways to make my money work harder, even considering investing what little I can. But it’s hard to know where to start, especially when every penny counts.
I’m borderline homeless. Weird that I see people in a documentary on poverty as lucky because even with no heating they at least have a home. What a mess this country is in
@daenerysstormborn9107 Staying in hostels, hotels, and shared accommodation. I would still call that 'homelessness', but I guess OP means rough sleeping when they say 'homelessness'.
@@HRMColoniallifeinsurance Our family got introduced to a financial consultant”DESIREE RUTH HOFFMAN .” about four years before my dad retired. That was what changed things, and I think my retirement income will be on the right track, luxury cars and trips
Wow, that's impressive! I've heard of them I'm excited to hear about their success stories. I've actually had my mortgage paid off by following their guidelines calls.
Definitely, the current economic instability is causing a lot of concern. With factors like trade tensions and fluctuating markets, it's hard to predict what's coming next.
the pandemic has only exacerbated things. It's led to disruptions in supply chains and forced many businesses to shut down temporarily or even permanently.
@@piggerGg Not so . Ian Duncan Smith was given the job by Blair and Brown , and thus made the scape-goat . He eventually resigned in protest over how the disabled were indeed being treated . The true architects of clamping down on the incapacitated were Gordon Brown , T Blair , and that blind idiot whose name I have forgotten , ( still riding the gravy-train and then some ) ......... Incidentally , in the very same year Brown created a new benefit for mothers called ' working tax credits ' , although it didn't matter whether the mother's worked or not : £ 330 quids monthly for each and every child . Not bad unemployment if you can get it . It is interesting to note , the working tax credit thing appeared just at the time Brown's partner was having babies . I suspect the thinking behind clamping down on the disabled was that someone had gotta pay for the mummies : might as well be the disabled . Oh , yeah , that blind bloke's name was ' Blanket ' . A serious creep . Oh and I'm not disabled btw and never claimed benefits
I really don’t think people understand just how bad the SEND provision in the UK is. We have stupid politician sitting in their meeting saying these children just need more discipline. Mainstream schools just do not understand or at least if they do they don’t have the resources to help. Andwhat’s worse is when our children grow up, they will be slagged off for not working hard, not getting on and being a burden. They have been failed.
Every kid has special needs now, it's like a badge of honour for parents to say their kid is retarded rather than admit they did a poor job being a parent
@@moneymanifestation9505 I would suggest you may be describing yourself. I have a degree and a postgraduate qualification. My children have special needs. I’ve worked all my life in manufacturing manager My partner is a service servant. We have never lived on benefits. We are not as you described and many families are not either. But you have help proof my point?
The 'cost of living' crisis should not be called that as it implies it's the fault of all the ordinary people earning middle to low incomes. Let's start calling it what it really is, a cost of greed crisis! Greed of corporations, millionaire/billionaire investors, the banking industry, and a government that works hard on their behalf.
No its caused by stupid and lazy people who are unable to get any job other than unskilled minimum wage jobs and blame others for it. That is why they are poor they are shameless.
The money is there. Socialism for the rich and the poor get poorer. Why there isn't mass uprising in the streets i will never understand? No. The prices are increasing and yet...the owners of these big corporations are receiving big bonus.🤔🤔 Doesn't add up? This "cost of living" crisis is a myth and we are being screwed. There should be NO food banks in one of the richest countries in the world.
Think you’ll find the UK is one of the poorest countries in the world , after all it has £ 3 000,000,000 trillion debts . But don’t let that fact deter socialists like you to think they are owed more
the reason that no ones in the streets is because they've been under near absolute propaganda since birth. i mean we're all free to say what we want, but when money controls who gets *heard* then you might as well be in north korea
100% it is greed. There is plenty of food and much of it gets thrown away. There is no reason why anyone goes hungry. The fact that cost of living has gone up but wages have not is insane. Something is going to give.
@@Craig121000she's talking about what she is seeing other people having to deal with. Your describing your personal circumstances. Says it all really doesn't it. The essence of "I'm alright Jack"
I knew before I pressed played that this video would be up north. The forgotten north that built this country. Disgusting! On a positive note what a top bloke at the start and what lovely / whole hearted people in the rest of the video. Proud to be northern ❤️
The biggest most single problem in the UK today is private landlords, particularly the buy-to-let mortgage landlords. Affordable housing is a thing of the past as long as the government allows landlords to increase rent on an annual basis at ridiculous sums of £50 per month increases without giving any extra amenities. What the government should be doing is bringing landlords under tougher regulation with fairer rents.
Nope, as a private landlord, and someone that studied economics. I can say the following, the Bank of England is the biggest cause of misery, the BoE raises interest rates, so landlords pay more for their mortgage and pass on the cost to the renter. If the BoE didn’t raise interest rates I wouldn’t raise rent. If you can afford the rent that I am request, please evacuate the house and go to an affordable house, it’s the mentally of the free market.
It's this attitude that caused the housing crisis in the first place. If you expect landlords to behave like charities, no-one will want to be one. There has to be something in it for landlords. That's how you get a rental market with available properties.
@@Africa-q4k yep just like the FED in the United States. I knew 25 years ago that there would be no middle class one day we’re almost there. Job almost completed. It’s infuriating.
You are half right, it's more th quality that landlords offer for the money is shameful in my experience. Nothing wrong with trying to get a leg up in life, try and do the best buy buying a few properties and profiting. The fact is the opened the floodgates and everyone wanted a piece of the action, and it becomes a race to the bottom for anyone who didn't or couldn't afford to jump on the bandwagon - ultimately it only hurts private renters, who get the shaft on multiple counts.
@@Africa-q4kyou are typical of the blood sucking leeches that are causing the problems with your greed and unless you own a property outright you have no right renting it out as it does not belong to you. Your inability to pay your mortgage is not the problem of the tenant that has a legally binding contract , perhaps you should budget better or should not bite off more than you can chew and looking at the last paragraph of your comment you would have been better off studying English.
I found I was able to live off universal credit and live in a house share but the issue would be if something big went wrong. Your phone breaks, your tooth needs a crown, your shoes fall apart - those are the things that can really mess you up
I agree with you there leigh. I've broken a tooth but cant afford the repair so I have to try endure the pain as best I can. I try and save a little I can each month just to build up a savings pot. Its extraordinary that so many if us are struggling and then there is the other side living in richness and lavishness. With shoes i keep them till they literally fall apart (my oldest pair is 20 years old) and I have a very cheap spare phone to use if my screen one breaks. I just try to use things as long as possible and do not buy again unless I absolutely have to.
A lot of people haven’t got a nhs dentist. We haven’t got one we’ve been in a waiting list for 5 years we have to go private which is expensive for 2 adults and 2 children. My husbands root canal cost £800. Not everyone is as lucky to have a nhs dentist…
@@sadiemoon7182 ah okay, so we called like 40 NHS dentists and we got one. It’s 40 minutes away but man tooth pain can progress to really serious issues.
This administration is putting many families in difficult situations. A lot of people are financially struggling to live, put a roof over their head and put food on the table. Things are getting worse these days, if you don't find means of multiplying your money you might wake up a day to realise you didn't plan well for yourself and family…
I agree with you and I believe that the secret to financial stability is having the right investment ideas to enable you earn more money, I don’t know who agrees with me but either way I recommend either real estate and stocks..
I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?
@@mnthunder Understanding your financial needs and making effective decisions is very essential. If I could advise you, you should seek the help of a financial advisor. For the record, working with one has been the best for my finances...
@@rougeur How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
@@mnthunder *Mr Gary Mason Brooks* is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
A one bed flat in my city is around £1200 a month atm.....its ridiculous! (Used to be £600 10 years ago) The whole city is run down and deprived, yet its meant to be one of the most "successful"..... the "working poor" couldn't be more true.
@beaulieuc8910 I've had too many bad experiences house sharing that I never want to do it again! (Some got so bad that new housmates were involved with criminals and had police to the house, plus being in danger with different set of housemat, housemates stealing money, housemates being messy, housemates being in debt that balifs came to the door, Its just not worth it) also now, I'm my 30's now and it's more than time to live by myself.
@beaulieuc8910 Grown adults should not have to share a flat ffs. Rent inflation is being driven by high immigration and selfish NIMBY planning laws. Both need dealt with.
Yup.... where I live is a deprived area, but also one of the "expensive" cities after london, and a 1 bedroom flat is £1200.....😬😳 yet the whole city is now run down and deprived. So much poverty here, yet it's meant to be a successful city 🙈
Used to pay that much for one bedroom flat in forest gate Newham about 10 years ago, it's nice that the rest of the country is caught up to the depravity though, how are you coping with it then lad? doesn't feel good does it lol.
@@ecaeas4439 Actually, you're wrong. When you have nothing, you have nothing to lose. It's the middle class who are stuck because for them moving abroad would mean losing the small edge they fought tooth and nail to gain and starting from scratch. Edit: But there are obviously other hurdles that aren't financial in nature.
Not the fault of desperate immigrants fleeing war and persecution what is going on here ,they have been sold a dream ,that becomes a nightmare by Traffickers taking their life savings from them
Migrants suffer too, the wars the west has waged on them causes refugee crisis after crisis. Meanwhile the resources stolen fill the pockets of your wealthy elite, not that it should fill yours. But you have more in common with some bloke down on their luck anywhere in the world. Because face it, the working class has little opportunity and the capitalists don't want us to compete with them. This system makes sure of that
@@anonymiss495 'Desperate immigrants fleeing war and persecution' - LOL, you must be having a laugh, right? What they are fleeing is a failed state consequent of ideological tyranny and Islamic theocracy, values which the men (it's always men) generally share. Nothing to do with war or persecution, and everything to do with the free accommodation received when they arrive here as well as widespread political and judicial tolerance of criminality perpetrated by individuals of a certain ethnic or religious background. Letting the boats sink and denying all asylum claims would save the tax payer millions, reducing the validity of any argument supporting austerity or the reduction of benefit payments, and would eventually save more lives as it is the ultimate deterrent for crossing. Not to mention the environmental benefits; less countryside desecrated for cut and paste homes, and less demand on the energy supply.
I recognize the hardships that come with economic struggles like unemployment, job loss, inflation, housing market instability, political uncertainties, and the global impact of conflicts and wars. Making ends meet during such times can be incredibly challenging. To navigate this difficult period, considering alternative job prospects, enhancing skills through online courses, and expanding your network can heighten the chances of securing employment. Moreover, prudent budgeting, exploring available financial aid programs, and seeking assistance from community organizations can offer some relief. How are you currently tackling these challenges? Have you implemented any specific strategies to cope?
In my opinion, now is not the moment to rely on hearsay. Every individual, regardless of their level of experience as an investor OR in a financial market, requires guidance at some stage.
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.
Please tell me how can I connect to your advisor. My funds are being murdered by inflation, therefore I'm looking for a more profitable investing strategy to put my portfolio to work.
That's extremely nice of you to offer their mate and as much as I don't wish to throw shade on this family there are a couple of jiffy things i see, she should be getting more than enough money to live on from Universal Credit, also if her son is suffering with any form of mental or physical disability then he would be getting personal independence payments, Times are tough and I'm not gonna take that away from folk but more than likely people are hamming it up for the cameras, still doesn't take away just how hard things are getting out there though, Just make sure you get paid for your services or we will all end up in the same situation.
I left the UK in 81 after seeing the writing on the wall even then, I retired 15 years ago at 50, then I did contract work for 10 years overseas. I now live in rural Canada off the grid. I could not live in the UK but I do visit, people will not like to hear this but you have to prepare for the future or hard times.
Please tell me where you live off grid in Canada? Lol. I’m in BC Lower Mainland. Moved here from England as a kid. It’s horrible here now. Too crowded, too much immigration all from the same damn country. Was thinking of moving back to UK, but not now after this last month of goings on. Where to go, where to go
@@zeballos5757 Northern Ontario, I went to England in July for my mother’s 90th. Being there for a month is too long. I have two sons, both at Canadian Forces Base’s
@@chrisbarnes2823 oh nice. I did live in Toronto briefly in the 80s but have never considered Northern Ontario. Have considered buying a house outright in Saskatchewan. It’s hard to leave BC, but it’s gotta be done lol. That’s too bad to hear that a month of being in England is too much. I have family in Brighton Hove area. Thanks for the reply 🙂
Most people in the UK seem to need a jewelry and costume show to keep themselves amused much like a circus show watching the royals put on a performance. They don't seem to mind funding the royals' billionaire lifestyles even if it means they have to go without the comforts and necessities of decent living standards. Same thing with the Ukraine/Russian conflict. Even though the UK is coming up short looking after their own people, they would rather throw money at the bottomless Ukrainian hole.
Aaaaand...that is in addition to the millions and millions of pounds you give them to live their unbelievably lavish lifestyle. Slimmed down monarchy COSTS more every year? Why? Beyond the financial burden of maintaining a monarchy, there is a huge psychological component that reinforces blood line instead of actual work and accomplishments. Dysfunctional with a capital D.
Because they bring in more money than they spend. End of. Hungry and homeless? Then pick yourself up and make your life better. White People are not victims
I am on Pay as you go meter and my son has got sickle cell disease and during the winter I spend over £300 or more only on heating alone to avoid my son going in a crisis pain because he constantly needs to be in a warm environment to avoid a crisis even during the summer when it's hot outside and inside I can't shower him with cool water because he can go into a crisis. It's not easy and am proud of myself for surviving this far with a sickle child and am a single mom with 2 and limited support system too when we go into hospital. It's hard
Families in full time work are really struggling after they have paid bills and bought food . Families are left with 250 pound . That is not a Quality of life . That is just surviving. Politicians are letting families suffer 😢😢
I had to do it 15 years ago for several years and I was working full time I had lived on a similar amount after all bills just the situation for many back then
Harry should step up to the plate and get a part time job to help his mum kids in west are still kids at 30 back in my country and other countries kids work even from 10 years old supporting families
I see a nice big fridge, well stocked with food, lots of appliances big and small, a fancy cafettiere coffee maker, branded sneakers, a smart phone, big tv, a good house and garden etc. Crisis ? really? has that word been redefined? And not a word about getting a job, and working, or even a part time job, or learning a skill.
Maybe I miss heard but it sounds like she quit working because of mental health reasons? Where has people's backbone gone? Everyone these days is so weak and wimpy.
@@1Strawbz1 why shouldn't you work of you are studying? Who do you think should support you? I left school at 16 and supported myself I didn't expect the government aka the taxpayer to support me. Good luck in your studies and your work, it will teach you nothing is free in life.
Infrastructure is everything. Believe it or not, there are other right-wing governments around the world that do invest in infrastructure; get trains running on time, etc. This is what keeps money in people's pockets, without the handouts. The Conservatives meanwhile treat public services and city centres with contempt. For them, it's about driving around the rural areas in your bubble and letting everything else rot.
You think alt left give a hoot? Come look at Canada we will be a banana republic before long, our kids have no future but 200k to feed 70 people on one of Trudeaus save the plant trips that we have. Oh and Ukraine too. We have lots for them.
When I was in UK. I saw empty boarded up streets under a constant grey sky, litter everywhere. Homeless people sleeping in doorways. A women with cat whiskers makeup casually walking into Tesco with her pajamas. Opioid addicts out of their mind and women so drunk they urinated on the streets. It's a sad declined country.
this is staggering to me who comes from a developing nation. yes, our country is not rich, but you will never starve in a village. your neighbours will share their vegetables and fruits with you at least... thank you for this video. i hope things grow better as soon as possible.
@@erhhsdhh2099 False. Toried are a far left political party with nearly identicle views to labor, they are a globalist party that has flooded the country with illegal immigration, they have been soft on crime, they are pro war like their left wing counterparts and socially have far left leaning policy, no matter how you scale then both internationally or globally they fall in the hard left with extremist climate policies that hurt the working class without helping the enviorment mirrowing labor, anyone that claims otherwise is a far left extremust drunk on propoganda and wants their opposition which is nearly identicle to he falsley potrayed as right wing.
@@nothingtoseehere999 I could go into all the reasons why which I am more than happy to but it would take too long to write i would say this to you were you better off 10 years ago than today?
If we were still in the EU we would be suffering even more as the immigration would have been out of control. People complain about immigration now but most of it has been controlled, the people turning up on boats is nothing compared to if people could just arrive from Europe like before.
@@peteri8924people that always complain about immigration really have no ability to do any critical thinking for themselves and really have no idea what's going on... They need to top drinking the koolaid and understand the UK is in he position it's in because of failed sustained efforts to create a sustainable economic system most of these issues stemming for the Thatcher era. Nimbys and "lazy wealth" is the true issue with the country.
@catscan2022 they would also be working but the government doesn't allow them to, if they did then they could fill one of the million job vacancies that lazy benefit scroungers won't do. They didn't come here to be in a hotel they are "economic migrants" they want to earn money but our government wastes money instead of allowing them to work while they wait the result of their asylum claim.
Meanwhile we provide taxis straight to hotels & a free lifestyle for anyone arriving on our shores illegally, soon thereafter they receive priority stock social housing, all fully furnished, on us. Its a fiscal and societal detriment that is utterly morally reprehensible and insufferable.
that was funny him trying to be relatable that. It is like a robot trying to act human. I find it funny when all the prime ministers do things like that trying to be show they are relatable to the plebs. Rich people don't have sky tv anyway they go to the theatre.
Yeah let's vote labour - the party that cosied up with Bush and dropped a ton of bombs in my country looking for weapons of mass destruction that didn't exist, kept the oil and pissed off. Are you another white supremacist?
This is not just down to the Tories. Tony Blair's & Gordon Brown's New Labour Government 1997-2010. Also played a massive part towards creating this financial mess and poverty.
Yer exactly but it's not just the pandemic, it's also the massive money printing done for the war on terror and following the 2008 financial crisis it's all now sadly starting to come home to roost.
I live in a nice area, have a mortgage and I’m a manager in retail. Yet I can’t afford heating or hot water, haven’t had it for 2 years. I have an old electric shower that I use for washing and a heated blanket for warmth. My house is in desperate need of repairs but I just don’t have any money after bills to pay for it. I’m a hard worker and proactive in helping myself but can’t seem to better my situation. How can I pay £3,200 for a boiler when I’m struggling to afford food?
@ I’m very thankful for what I have. Lots of others are in much more difficult positions and I feel for them massively. My point is the current cost of living crisis in the uk is making it very hard for people to improve there situations and it’s happening everywhere. I admit I’d love to be able to wash my hands with warm water rather than freezing cold water and not worry about the cost of very basic things like food, heating. It doesn’t mean I don’t have empathy for others ❤️
@@xoxyoshi111 I think you wish that was the case, but the truth is the royal family's net worth is in the billions, whereas Sunak and Murty’s wealth is in the millions. See the difference? It's massive. And I assure you Sunak works more than Charles (wouldn't even call what Charles does 'work'). Edit: Also tourists would keep flocking, whoever owns Buckingham Palace (making it state property would be fairer, and that's just a start).
One of my patients is an elderly lady. She worked a well paid job for 30 years before becoming disabled ..... She couldn't get help until virtually all her savings had gone. She's lived three years without a boiler because she can't pull £3000 together and credit isn't offered when on certain government payments.
The UK is however special in the respect that despite also inflating it's money, it's wages don't follow as in the other countries. UK inhabitants are poorer today in real terms than 14 years ago.
We decided around ten years ago that we wouldn't use central heating any more due to the insane prices; it's very tough but very much doable and we got used to it. We do have a radiator that we use to heat up just one room if the temperature goes below zero. We wear a lot of layers and hats and have electric blankets. We take our showers at work as it's too cold to shower in the flat. It's tough but doable.
That's terrible but why are you living like that? It's like you just gave up and decided that's your life you didn't find somewhere else cheaper to live to have a better quality of life or didn't try to progress in your work life.
@catscan2022 they have no drive or motivation and just wait for other people to give handouts. I have members of my family like that, I decided to not just sit on my backside and accept that or think someone else should fix it.
Many comments have been censored and removed from this video that were there yesterday. Part of the problem when the channel doesn't want honest discussion of the problem.
I had no boilers for 5 years. I went through the entire world collapsing and a bit before that, and STILL didnt have a boiler. It only got finally serviced last tuesday.
Who can afford a £600,000 tiny apartment? With soaring inflation, rising living costs, and the NHS burdened with long wait times, the UK is increasingly unlivable. Crime rates are up, and political instability, with five Prime Ministers in six years, adds to the turmoil. The housing market is inaccessible, education costs are crippling, and social issues like income inequality and mental health crises are worsening. Living in the UK is becoming increasingly challenging.
This is now the new normal, I can't see it getting any easier now. I work 2 jobs (one full time, one variable hours) and I'm single and can only afford a tiny little room with a bed in it and a bathroom in shared accommodation in order to have any quality of life and actually be able to go out and do things (which I don't do that often.) I dunno if I can make any more improvements without running myself further into the ground. All I have to talk about when I do go out anywhere is how expensive it is and feeling like I should be back at home saving money! Fun adulthood I'm having.
I lived in this area for almost 20 years. Lovely people and it was a great area even if poor until the manchester city labour council ripped the area and communities apart on purpose. They did this because the city centre is expanding out and they want to socially cleanse the area. Thousands of council homes demolished and land sold to china or sold off to developers to be turned into expensive apartments.
After watching this I realise how lucky I am to be able to heat and eat. I mean in Norway it is impossible having no heating on when it is minus 20 outside, our houses are well insulated,
Kids are already getting school for free why should tax payers pay to feed people's kids too? I should get a tax rebate as I have no kids. I shouldn't be forced to pay for people's inability to use contraception
“How does it make you feel that your friends may be able to get something you can’t?” Ummm wake up, I don’t think his friends can afford to get anything either!
🌹I will forever be indebt to you(Alvarez Harry Flectcher) I will continue to preach about your name to whole world to know you have saved me from a very huge financial debt which just little investment. You're a life changer
Wow 😲I know this Man you mentioned here I thought I'm the only one investing with him here. he's really good with and on his job. He has helped a couple of families and individuals' finances
The cost of living crisis is made up! The reason for the rise is greed. Take a look around. 1. Banks: There's less branches, less branch workers, less overheads but interest rates go up? 2. Energy: Up and down the country we see more and more wind farms, more renewable energy more competition but the prices keep going up? 3. Food: Food portions are getting smaller but more expensive look how big things were 20-30 years ago at a fraction of the price. But now we get less for a stupidly high price. Just the 3 examples are huge because they affect every single one of us. They are squeezing everything they can out of us for one reason. GREED. Untill company's are boycotted like Cadbury, BP and shell, withdraw your money from banks. The so called cost of living crisis will continue to get worse.
I’m a Brit now living in Colombia next door to Venezuela - I’m deadly serious when I say my life here is better by every measurable standard than home. I make less than a grand per month as well. Our home is finished.
I knew before I pressed played that this video would be up north. The forgotten north that built this country. Disgusting! On a positive note what a top bloke at the start and what lovely / whole hearted people in the rest of the video. Proud to be northern ❤️
Swimming lessons, Football, transport and haircuts are absolutely a luxury. That house they live in is beautiful and they're nowhere near the breadline or poor
No kidding. I cut my own hair. There’s a time and expense saving right there. The more you cut your hair the better you get at it. My house isn’t even as nice as the one on here.
Like we living in such a terrible nightmare now days,Going back 25 years ago,Thought things where bad enough then,Used to be on jobseekers,I worked min,16 hours a week,Still had Council tax to pay,Also gas and Electric costed £7.50p per month,Anglian Water,£17 per month,Food costed £20 to £30 a month,Brought home tons of food to fill up every cupboard,Fridgefreezer,Now days,All changed to the worse,Go shopping,Pay out £15 the most on food shopping,That only pays for a few basic things,Rest of the time,im living of the fresh air,Im loosing weight,Im now down to 8.2 stone in weight,I normal weight is about 10.7 stone,All we paying out the most to the Migrants
"cost of living" a media coined phrase to give all the masses something 'informed' to say as if that even slightly covers what people in power have done to us.
Even 15 years ago, my dad could feed a family of 4 on his single income. and still be extravagant. in 2024, two people work and still struggle to put food on their table
I think you meant "very lazy" I lived there, I worked hard never claimed benefits and have a good life and earn loads of money now. My neighbours many were lazy and didn't want to work, some had genuine illness and those are the ones who need more support but they are also the ones who tend to look after their benefits more not spend it on booze and drugs.
@@peteri8924So true. There are people out there who genuinely struggle due to disabilities, and they should be supported. But you’re absolutely right- there are so many people who are just lazy and don’t want to work, and they blame the government for their problems. The media will always cherry pick certain individuals to fit the narrative. I mean it was said in this clip that this woman was working as an audio visual producer, but is not working now. It was never said why she stopped working. She has a son with additional needs, fair enough, but he’s 15- so surely she wasn’t unemployed for 15 years?
I am italian and i don 't know the social and economic issues of UK. But I think London is a different country inside UK. 500k italians live there, mostly young. And many others, if they could, would come to London.
I can't comment on the North of England, I have never been there. The South of England has absolutely 1000s of job yes us Southerners work hard but we play hard
This sucks terribly but just remember to be thankful for the littlest things. Im thankfully not to be poor anymore, but i still cut back and ensure i dont over spend. I have family back in mexico who have dirt floors and the kids work in fields. I make enough to afford many luxuries but instead am grateful for making bean burritos vs eating out. My dog brings me much joy just walking him around the neighborhood.
Dogs cost quite a lot of money when you add up their food, cost of vets bills, insurance etc. I would say owning a pet is a luxury. Also a huge responsibility. Many people get a dog without realising how much of a responsibility it is.
Housing is very expensive in America, also. And buying a house is out of reach for the majority of American. More than half of Americans do not have $500 for emergency fund. This situation is a big problem in many developed countries. The future is scary.
I’m from NZ as well. Our new government is trying to fix the massive debt incurred by 6 years of a Labour government with Jacinta Ardern and Grant Robertson’s reckless spending. Going to be a while before they can get us out of this debt and recession
In life, Everyone is just one second away from a change in status (sudden illness, sudden job loss, sudden accident, sudden loss of money...). Humility and Humanity; key words that we all need to take heed. Many Brits are just on the brink of becoming homeless. Just because you see one in a home does not mean they aren't suffering, like this lady who has shelter but no heat for six months, eat once a day etc., However, she should sell some of those things in her home to drum up money for bills. Many are actually homeless on the streets with just the clothes on their backs, whilst the illegal migrants receive shelter, food, clothing, money. Officials, do take care of the citizens first before others.
Homeless Briton's also get provided with emergency accommodation such as hostels, hotels, and shared housed. Obviously these places aren't exactly nice places to be and some homeless prefer being on the street to them.
Unfortunately the money doesn't " trickle down", to the people who need it , If the rich paid a fair amount of tax and a lot of waste was cut it might be a different story.
It's happening in most western nations, not just the US and UK. They've all created too much debt and too much inflation that has risen costs too fast for wages to keep up with.
Only 8 month? I went over 6years, mind the day I finally got it all sorted and benefits backdated was a good one, some new shoes plenty food in my belly start of getting back on to my feet until along they came again, and back to square one. Cutting peoples benefits off doesn't do society any good.
@@peteri8924 So how do you buy shoes, and clothing for the interviews? how do you nuy the paper to print the CV's and send the letters? How do you eat and keep yourself in a good space mentally for the interviews? But hey if you think we should all work so the rich CEO's and shareholders can run off with all the profits that's fine, Ill do me you do you we can see who is right in the next place.
This highlight's exactly why government's simply can't just give people hand out's, some one or big financial group, or huge property developer has clearly monopolised this situation. The average rental return on any property in England is 3-6 percent of value, annually, anybody can do that math. Someone or group is manipulating the system, and it does make the government look bad, but they are stuck between a rock and an even harder place as well. The landlords are profiteering.
![ILLSLICK - KILLSHOT REMIX [FULL VERSION]](http://i.ytimg.com/vi/RIK8RrqIAzE/mqdefault.jpg)
Don't have a job = can't afford housing.
Have a job = can't afford housing.
So why have a job?
I’m closing in on my retirement and I’d like to move from Regina to a warmer climate, but the prices on homes are stupidly ridiculous and Mortgage prices has been skyrocketing on a roll(currently over 7%) do I just invest my spare cash into stock and wait for a housing crash or should I go ahead to buy a home anyways?
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Carol Vivian Constable” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.
To eat
‘To live is the rarest thing in the world. Most people exist, that is all’ - Oscar Wilde
The debt= the sin. No christ, no life.
@@YHui-xj7zb Yeah, all those Christian's in poverty all across the world, I'm sure they agree.
..... AHH - How VERY True!
@YHui-xj7zb aw poor people in the rainforest tribes
2024 said phrase is kickin and alive !
It’s like every time you turn on the news, you hear about how much worse it’s getting. Prices for food, energy, rent-it’s all going through the roof, and wages just aren’t keeping up.
My cousin lives in one of those areas, and she’s really struggling. She’s had to make some tough choices, like whether to pay for heating or food. It’s just not right that people have to live like this.
The worst part is that it feels like there’s no relief in sight. Even small expenses are starting to add up in ways they didn’t before. I’ve had to cut back on things I never thought twice about, just to make sure I can cover the essentials
I’ve been looking at ways to manage our budget better, but there’s only so much you can do when prices keep rising. It’s exhausting trying to figure out what to cut next.
I started looking for ways to make my money work harder, even considering investing what little I can. But it’s hard to know where to start, especially when every penny counts.
My husband and I were feeling the same way, which is why we decided to talk to Eric Paul Elmer, our financial advisor.
I’m borderline homeless. Weird that I see people in a documentary on poverty as lucky because even with no heating they at least have a home. What a mess this country is in
Sorry to tell you. But it will only get worse.
What does borderline homeless mean? Sorry genuine question
are you employed?
na just borderline brexit
@daenerysstormborn9107 Staying in hostels, hotels, and shared accommodation. I would still call that 'homelessness', but I guess OP means rough sleeping when they say 'homelessness'.
The cost of living seems to be increasing every year, making it harder to keep up.
I've actually managed to stay ahead of the curve. I'm even contemplating early retirement.
I've actually managed to stay ahead of the curve. I'm even contemplating early retirement.
@@HRMColoniallifeinsurance Our family got introduced to a financial consultant”DESIREE RUTH HOFFMAN .” about four years before my dad retired. That was what changed things, and I think my retirement income will be on the right track, luxury cars and trips
Absolutely, DESIREE RUTH HOFFMAN has a knack for analyzing market trends and helping clients make informed decisions.
Wow, that's impressive! I've heard of them I'm excited to hear about their success stories. I've actually had my mortgage paid off by following their guidelines calls.
And for kicking a ball around one can get between £2-300K a week….what a bizarre world we live in.
People like ball kickers.
But theydont save lives, doctors and nurses do @@Jonpoo1
@@quaithom3138 the new colosseum to take your eyes away from politics
Exactly. And many millionaires and billionaires do not pay any tax
This is what I think football is bullshit
The economic crisis is really worrying, especially with everything going on in the global economy.
Definitely, the current economic instability is causing a lot of concern. With factors like trade tensions and fluctuating markets, it's hard to predict what's coming next.
the pandemic has only exacerbated things. It's led to disruptions in supply chains and forced many businesses to shut down temporarily or even permanently.
That's true. And the ripple effects of these disruptions are felt worldwide. It's not just one country's problem; it affects everyone.
The massive government stimulus packages implemented to combat the pandemic's economic impact could have long-term consequences, like inflation.
Inflation is definitely a concern. It can erode people's purchasing power and make it harder for businesses to operate profitably.
The Tories knighted Ian Duncan Smith. His reward for helping to create poverty in the UK.
The butcher of the disabled
@@piggerGg Not so . Ian Duncan Smith was given the job by Blair and Brown , and thus made the scape-goat . He eventually resigned in protest over how the disabled were indeed being treated . The true architects of clamping down on the incapacitated were Gordon Brown , T Blair , and that blind idiot whose name I have forgotten , ( still riding the gravy-train and then some ) ......... Incidentally , in the very same year Brown created a new benefit for mothers called ' working tax credits ' , although it didn't matter whether the mother's worked or not : £ 330 quids monthly for each and every child . Not bad unemployment if you can get it .
It is interesting to note , the working tax credit thing appeared just at the time Brown's partner was having babies . I suspect the thinking behind clamping down on the disabled was that someone had gotta pay for the mummies : might as well be the disabled . Oh , yeah , that blind bloke's name was ' Blanket ' . A serious creep . Oh and I'm not disabled btw and never claimed benefits
Beggars belief why anyone with an ounce of integrity would burn their legacy by accepting a knighthood, putting themselves in that kind of company.
@@VentureHolly The Saville crew, he focused on harming disabled children almost as much as Ian Duncan Smith
Yeah
I really don’t think people understand just how bad the SEND provision in the UK is. We have stupid politician sitting in their meeting saying these children just need more discipline. Mainstream schools just do not understand or at least if they do they don’t have the resources to help. Andwhat’s worse is when our children grow up, they will be slagged off for not working hard, not getting on and being a burden. They have been failed.
People have no idea about Nero divergent people. Children and adults are being failed badly.
Every kid has special needs now, it's like a badge of honour for parents to say their kid is retarded rather than admit they did a poor job being a parent
It’s the same way in America 🇺🇸!!
You live off of benefits 😂your kids don't see you working that's why they grow up to do the same
@@moneymanifestation9505 I would suggest you may be describing yourself. I have a degree and a postgraduate qualification. My children have special needs. I’ve worked all my life in manufacturing manager My partner is a service servant. We have never lived on benefits. We are not as you described and many families are not either. But you have help proof my point?
The 'cost of living' crisis should not be called that as it implies it's the fault of all the ordinary people earning middle to low incomes. Let's start calling it what it really is, a cost of greed crisis! Greed of corporations, millionaire/billionaire investors, the banking industry, and a government that works hard on their behalf.
Wealth extraction from the poor to the rich
No its caused by stupid and lazy people who are unable to get any job other than unskilled minimum wage jobs and blame others for it. That is why they are poor they are shameless.
Mass immigration crises
Exactly Right!!
As an American, I am grateful for my ancestors leaving Europe those hundreds of years ago. We have a lot to be thankful for.
The money is there. Socialism for the rich and the poor get poorer. Why there isn't mass uprising in the streets i will never understand? No. The prices are increasing and yet...the owners of these big corporations are receiving big bonus.🤔🤔 Doesn't add up? This "cost of living" crisis is a myth and we are being screwed. There should be NO food banks in one of the richest countries in the world.
Think you’ll find the UK is one of the poorest countries in the world , after all it has £ 3 000,000,000 trillion debts . But don’t let that fact deter socialists like you to think they are owed more
the reason that no ones in the streets is because they've been under near absolute propaganda since birth. i mean we're all free to say what we want, but when money controls who gets *heard* then you might as well be in north korea
100% it is greed. There is plenty of food and much of it gets thrown away. There is no reason why anyone goes hungry. The fact that cost of living has gone up but wages have not is insane. Something is going to give.
I see your point. I wonder whether we are one of the richest countries in the world. I mean how do you measure it?
It is sad and very disturbing, Brexiters will not admit what the Tories and
people like Farage have done to the country.
I am 64 years old and I haven’t Ever seen things So Bad!! This is Outrageous!!!
This is the result of 45 years of Thatcherism.
I'm 42, doing better than ever. It's all so beautiful. 😁
@@Craig121000 Let's see when you get seriously ill one day, don't think you're invincible! Then perhaps you'll see the reality in front of your eyes!
@@Craig121000she's talking about what she is seeing other people having to deal with. Your describing your personal circumstances. Says it all really doesn't it. The essence of "I'm alright Jack"
You know nothing about the situation.
I’m not jealous I’m happy, young man in the future you will make a positive difference to a lot of people❤️❤️❤️
Tories will tell you that people like this don’t exist
Sounds like republicans in the US.
Or it's a 'lifestyle choice' 😐
I knew before I pressed played that this video would be up north. The forgotten north that built this country. Disgusting! On a positive note what a top bloke at the start and what lovely / whole hearted people in the rest of the video. Proud to be northern ❤️
That's probably because the political elite have been trying to wipe them out since 1998
@@adamscowcroft8248 That's because all of the white working class down South no longer exist
The biggest most single problem in the UK today is private landlords, particularly the buy-to-let mortgage landlords. Affordable housing is a thing of the past as long as the government allows landlords to increase rent on an annual basis at ridiculous sums of £50 per month increases without giving any extra amenities. What the government should be doing is bringing landlords under tougher regulation with fairer rents.
Nope, as a private landlord, and someone that studied economics. I can say the following, the Bank of England is the biggest cause of misery, the BoE raises interest rates, so landlords pay more for their mortgage and pass on the cost to the renter. If the BoE didn’t raise interest rates I wouldn’t raise rent. If you can afford the rent that I am request, please evacuate the house and go to an affordable house, it’s the mentally of the free market.
It's this attitude that caused the housing crisis in the first place. If you expect landlords to behave like charities, no-one will want to be one. There has to be something in it for landlords. That's how you get a rental market with available properties.
@@Africa-q4k yep just like the FED in the United States. I knew 25 years ago that there would be no middle class one day we’re almost there. Job almost completed. It’s infuriating.
You are half right, it's more th quality that landlords offer for the money is shameful in my experience. Nothing wrong with trying to get a leg up in life, try and do the best buy buying a few properties and profiting. The fact is the opened the floodgates and everyone wanted a piece of the action, and it becomes a race to the bottom for anyone who didn't or couldn't afford to jump on the bandwagon - ultimately it only hurts private renters, who get the shaft on multiple counts.
@@Africa-q4kyou are typical of the blood sucking leeches that are causing the problems with your greed and unless you own a property outright you have no right renting it out as it does not belong to you. Your inability to pay your mortgage is not the problem of the tenant that has a legally binding contract , perhaps you should budget better or should not bite off more than you can chew and looking at the last paragraph of your comment you would have been better off studying English.
I found I was able to live off universal credit and live in a house share but the issue would be if something big went wrong. Your phone breaks, your tooth needs a crown, your shoes fall apart - those are the things that can really mess you up
I agree with you there leigh. I've broken a tooth but cant afford the repair so I have to try endure the pain as best I can. I try and save a little I can each month just to build up a savings pot. Its extraordinary that so many if us are struggling and then there is the other side living in richness and lavishness. With shoes i keep them till they literally fall apart (my oldest pair is 20 years old) and I have a very cheap spare phone to use if my screen one breaks. I just try to use things as long as possible and do not buy again unless I absolutely have to.
@@greenkitty82my wife got her cracked crown replaced at an NHS dentist for £25. Why do I hear so much about not being able to go to a dentist?
A lot of people haven’t got a nhs dentist. We haven’t got one we’ve been in a waiting list for 5 years we have to go private which is expensive for 2 adults and 2 children. My husbands root canal cost £800. Not everyone is as lucky to have a nhs dentist…
@@sadiemoon7182 even the NHS dentist isnt cheap - although 150 quid is better than 800 of course
@@sadiemoon7182 ah okay, so we called like 40 NHS dentists and we got one. It’s 40 minutes away but man tooth pain can progress to really serious issues.
Poverty is killing the UK and people are suffering
This administration is putting many families in difficult situations. A lot of people are financially struggling to live, put a roof over their head and put food on the table. Things are getting worse these days, if you don't find means of multiplying your money you might wake up a day to realise you didn't plan well for yourself and family…
I agree with you and I believe that the secret to financial stability is having the right investment ideas to enable you earn more money, I don’t know who agrees with me but either way I recommend either real estate and stocks..
I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?
@@mnthunder Understanding your financial needs and making effective decisions is very essential. If I could advise you, you should seek the help of a financial advisor. For the record, working with one has been the best for my finances...
@@rougeur How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
@@mnthunder *Mr Gary Mason Brooks* is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I wish the UK would raise the living standards of its own citizens instead of funding projects in other countries.
Soon there will be boats of people leaving the UK by the English Channel
Will the new colonizers go somewhere else?
You could have done that if you didn’t vote for Brexit , how stupid can a country be !
@@Andrew-lu6wp wanting to control your own borders stupid? Stupid is giving your sovereignty to a foreign state.
Correct 😢
A one bed flat in my city is around £1200 a month atm.....its ridiculous! (Used to be £600 10 years ago) The whole city is run down and deprived, yet its meant to be one of the most "successful"..... the "working poor" couldn't be more true.
same in my city too (Oxford).
A housing shortage and therefore unaffordable rent is caused by mass immigration
house share then
@beaulieuc8910 I've had too many bad experiences house sharing that I never want to do it again! (Some got so bad that new housmates were involved with criminals and had police to the house, plus being in danger with different set of housemat, housemates stealing money, housemates being messy, housemates being in debt that balifs came to the door, Its just not worth it) also now, I'm my 30's now and it's more than time to live by myself.
@beaulieuc8910 Grown adults should not have to share a flat ffs. Rent inflation is being driven by high immigration and selfish NIMBY planning laws. Both need dealt with.
£1200 per month rent in a deprive area? 😂 wtf
Yup.... where I live is a deprived area, but also one of the "expensive" cities after london, and a 1 bedroom flat is £1200.....😬😳 yet the whole city is now run down and deprived. So much poverty here, yet it's meant to be a successful city 🙈
@@happycatyoutubeStevenage ?
Quick reminder that purchasing power is nonexistant right. Rent and house prices are through the roof but despite this, wages are low.
That's what happens when you build less than half the houses you need for 3 decades.
Used to pay that much for one bedroom flat in forest gate Newham about 10 years ago, it's nice that the rest of the country is caught up to the depravity though, how are you coping with it then lad? doesn't feel good does it lol.
Whoever wins…nothing will change. Leave the UK if u can
People are struggling all over. They must do their research before they move to another country.
@@yvonnemoore1128uk is the worst country in Europe
Where we can go without money 😢
That's not a solution to people's problems. People in poverty wouldn't have the money to be able to move anyway.
@@ecaeas4439 Actually, you're wrong. When you have nothing, you have nothing to lose. It's the middle class who are stuck because for them moving abroad would mean losing the small edge they fought tooth and nail to gain and starting from scratch. Edit: But there are obviously other hurdles that aren't financial in nature.
How on earth are politicians telling citizens they need to care for immigrants, when the citizens themselves are suffering.
Not the fault of desperate immigrants fleeing war and persecution what is going on here ,they have been sold a dream ,that becomes a nightmare by Traffickers taking their life savings from them
Migrants suffer too, the wars the west has waged on them causes refugee crisis after crisis. Meanwhile the resources stolen fill the pockets of your wealthy elite, not that it should fill yours. But you have more in common with some bloke down on their luck anywhere in the world. Because face it, the working class has little opportunity and the capitalists don't want us to compete with them. This system makes sure of that
They overwhelmingly don’t seem to be. Where are you getting the impression they are from?
All your tax pounds are being sent to ISRAHELL SINCE THEY BOUGHT YOUR STUPID POLITICIANS 😂
@@anonymiss495 'Desperate immigrants fleeing war and persecution' - LOL, you must be having a laugh, right? What they are fleeing is a failed state consequent of ideological tyranny and Islamic theocracy, values which the men (it's always men) generally share. Nothing to do with war or persecution, and everything to do with the free accommodation received when they arrive here as well as widespread political and judicial tolerance of criminality perpetrated by individuals of a certain ethnic or religious background. Letting the boats sink and denying all asylum claims would save the tax payer millions, reducing the validity of any argument supporting austerity or the reduction of benefit payments, and would eventually save more lives as it is the ultimate deterrent for crossing. Not to mention the environmental benefits; less countryside desecrated for cut and paste homes, and less demand on the energy supply.
I recognize the hardships that come with economic struggles like unemployment, job loss, inflation, housing market instability, political uncertainties, and the global impact of conflicts and wars. Making ends meet during such times can be incredibly challenging. To navigate this difficult period, considering alternative job prospects, enhancing skills through online courses, and expanding your network can heighten the chances of securing employment. Moreover, prudent budgeting, exploring available financial aid programs, and seeking assistance from community organizations can offer some relief. How are you currently tackling these challenges? Have you implemented any specific strategies to cope?
In my opinion, now is not the moment to rely on hearsay. Every individual, regardless of their level of experience as an investor OR in a financial market, requires guidance at some stage.
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.
Please tell me how can I connect to your advisor. My funds are being murdered by inflation, therefore I'm looking for a more profitable investing strategy to put my portfolio to work.
Sophia Maurine Lanting can't divulge much. Most likely, the internet should have her basic info, you can research if you like.
Thanks for sharing, I just liquidated some of my funds to invest in the stock market, I will need every help I can get.
Life in UK for the poor compared to the richest is insane
Politicians will never understand what it feels like to go without and struggle
they would not have the right contacts to be a politicians in the first place if they are from the estates
No Tory MP will ever understand, but some Labour MPs have been there
Some of them didn’t even have Sky!
I was looking for that comment 😂@kirishima638
I think that's unfair, Mr Sunak didn't have sky and " lots of things" growing up so he really understands they struggle!
It sounds like their boiler is fixed? If not, C4, please get in touch. I'll try get it going again for free.
You have integrity. Full credit to you for this.
That's a really lovely offer ❤️
That's extremely nice of you to offer their mate and as much as I don't wish to throw shade on this family there are a couple of jiffy things i see, she should be getting more than enough money to live on from Universal Credit, also if her son is suffering with any form of mental or physical disability then he would be getting personal independence payments, Times are tough and I'm not gonna take that away from folk but more than likely people are hamming it up for the cameras, still doesn't take away just how hard things are getting out there though, Just make sure you get paid for your services or we will all end up in the same situation.
That's not true, its not easy to get the Personal Independence Payments, especially for certain conditions.
Lovely offer. Seem like a great person you are.
I left the UK in 81 after seeing the writing on the wall even then, I retired 15 years ago at 50, then I did contract work for 10 years overseas. I now live in rural Canada off the grid.
I could not live in the UK but I do visit, people will not like to hear this but you have to prepare for the future or hard times.
Please tell me where you live off grid in Canada? Lol. I’m in BC Lower Mainland. Moved here from England as a kid. It’s horrible here now. Too crowded, too much immigration all from the same damn country. Was thinking of moving back to UK, but not now after this last month of goings on. Where to go, where to go
@@zeballos5757 Northern Ontario, I went to England in July for my mother’s 90th. Being there for a month is too long. I have two sons, both at Canadian Forces Base’s
@@chrisbarnes2823 oh nice. I did live in Toronto briefly in the 80s but have never considered Northern Ontario. Have considered buying a house outright in Saskatchewan. It’s hard to leave BC, but it’s gotta be done lol. That’s too bad to hear that a month of being in England is too much. I have family in Brighton Hove area. Thanks for the reply 🙂
How shall you prepare for the future if you have nothing?
@ I had nothing when I started my career at 15 and even at that age I knew I had to leave The UK.
Trooping of Colour, Ascot, Garter Day and on cost onward of billion. Why is this allowed for monarchy when persons are hungry and homeless
Most people in the UK seem to need a jewelry and costume show to keep themselves amused much like a circus show watching the royals put on a performance. They don't seem to mind funding the royals' billionaire lifestyles even if it means they have to go without the comforts and necessities of decent living standards.
Same thing with the Ukraine/Russian conflict. Even though the UK is coming up short looking after their own people, they would rather throw money at the bottomless Ukrainian hole.
Aaaaand...that is in addition to the millions and millions of pounds you give them to live their unbelievably lavish lifestyle. Slimmed down monarchy COSTS more every year? Why? Beyond the financial burden of maintaining a monarchy, there is a huge psychological component that reinforces blood line instead of actual work and accomplishments. Dysfunctional with a capital D.
Because they bring in more money than they spend. End of. Hungry and homeless? Then pick yourself up and make your life better. White People are not victims
The billions it brings in with tourism.
Plus repairs of the palace
I am on Pay as you go meter and my son has got sickle cell disease and during the winter I spend over £300 or more only on heating alone to avoid my son going in a crisis pain because he constantly needs to be in a warm environment to avoid a crisis even during the summer when it's hot outside and inside I can't shower him with cool water because he can go into a crisis. It's not easy and am proud of myself for surviving this far with a sickle child and am a single mom with 2 and limited support system too when we go into hospital. It's hard
iam glad i chose not to have kids
Mum not mom, are you in the US?
Where is his father?
You sound like a super caring Mom. They are lucky to have you ❤
Russia has a lot of gas😅😅 but your country supports ???
I'm shaking my head! Makes me incredibly sad to see the UK 🇬🇧 like this! Heartbreaking!
Do you have Parkinsons or dementia?
I'm Dutch and I am in tears for the Brits. Of course, there is poverty here too, but not on this scale.
Families in full time work are really struggling after they have paid bills and bought food . Families are left with 250 pound . That is not a Quality of life . That is just surviving. Politicians are letting families suffer 😢😢
Bro please I'm lucky for the end of month I'm left with £2.50, I wish I had 250 quid.
Think you need to check your perspective on life mate.
I had to do it 15 years ago for several years and I was working full time I had lived on a similar amount after all bills just the situation for many back then
Harry should step up to the plate and get a part time job to help his mum kids in west are still kids at 30 back in my country and other countries kids work even from 10 years old supporting families
The developed world does NOT want to see a return to child labour!
they chose to have kids
I see a nice big fridge, well stocked with food, lots of appliances big and small, a fancy cafettiere coffee maker, branded sneakers, a smart phone, big tv, a good house and garden etc. Crisis ? really? has that word been redefined? And not a word about getting a job, and working, or even a part time job, or learning a skill.
Maybe I miss heard but it sounds like she quit working because of mental health reasons? Where has people's backbone gone? Everyone these days is so weak and wimpy.
i live with my mum.. i work full time & always struggled tbh... 1300 just doesnt go very far
You need to strive for a better job as just earning the bare minimum shouldn't be a target in life.
@@peteri8924 yep im starting uni in September so juggling a full time job with study will be fun, thank u tory party
@@peteri8924 also have you seen indeed recently? lol
@@1Strawbz1 why shouldn't you work of you are studying? Who do you think should support you? I left school at 16 and supported myself I didn't expect the government aka the taxpayer to support me. Good luck in your studies and your work, it will teach you nothing is free in life.
@@peteri8924 what you bitter about? calm down brah
Infrastructure is everything. Believe it or not, there are other right-wing governments around the world that do invest in infrastructure; get trains running on time, etc. This is what keeps money in people's pockets, without the handouts. The Conservatives meanwhile treat public services and city centres with contempt. For them, it's about driving around the rural areas in your bubble and letting everything else rot.
You think alt left give a hoot? Come look at Canada we will be a banana republic before long, our kids have no future but 200k to feed 70 people on one of Trudeaus save the plant trips that we have. Oh and Ukraine too. We have lots for them.
Those are paternalistic conservatives. A different breed from Thatcher's neoliberals.
@@OrionTails The point is it's middle England's Conservative base; more or less our equivalent of Trump's base of voters in the US.
When I was in UK. I saw empty boarded up streets under a constant grey sky, litter everywhere.
Homeless people sleeping in doorways. A women with cat whiskers makeup casually walking into Tesco with her pajamas. Opioid addicts out of their mind and women so drunk they urinated on the streets.
It's a sad declined country.
Where in the UK was this?
@@londonboy9422poshest Street in England 😂
this is staggering to me who comes from a developing nation. yes, our country is not rich, but you will never starve in a village. your neighbours will share their vegetables and fruits with you at least... thank you for this video. i hope things grow better as soon as possible.
It won’t get better.
@@ChelseaChfy-ex1po Hopefully it will. I'm sending my thoughts and prayers to those who are affected.
@@MagisterialVoyagerIt won't for as long as the UK continues to vote for far left parties eg labor or Tories we are fucked.
@@JamesBurdon-gu5yu Tories are right wing, not left
@@erhhsdhh2099 False. Toried are a far left political party with nearly identicle views to labor, they are a globalist party that has flooded the country with illegal immigration, they have been soft on crime, they are pro war like their left wing counterparts and socially have far left leaning policy, no matter how you scale then both internationally or globally they fall in the hard left with extremist climate policies that hurt the working class without helping the enviorment mirrowing labor, anyone that claims otherwise is a far left extremust drunk on propoganda and wants their opposition which is nearly identicle to he falsley potrayed as right wing.
Vote for people that will tax the rich...
The problem there is all of the political elite are the rich, they're not going to tax themselves
They borrow from the rich and pay them high interest rates from people’s taxes
It will never end
And send the country to the dumps like they did post-Churchill pre-Thatcher.
what if the rich leave and stop spending?
@@theotryhard8651 they don't spend, they horde it.
Welcome to Brexit, we were better off in the EU, it's time to stop blaming those who don't have money but let's look at the ones who do have,
Why were we better off in the EU?
@@nothingtoseehere999 I could go into all the reasons why which I am more than happy to but it would take too long to write i would say this to you were you better off 10 years ago than today?
If we were still in the EU we would be suffering even more as the immigration would have been out of control. People complain about immigration now but most of it has been controlled, the people turning up on boats is nothing compared to if people could just arrive from Europe like before.
@@peteri8924people that always complain about immigration really have no ability to do any critical thinking for themselves and really have no idea what's going on... They need to top drinking the koolaid and understand the UK is in he position it's in because of failed sustained efforts to create a sustainable economic system most of these issues stemming for the Thatcher era. Nimbys and "lazy wealth" is the true issue with the country.
@catscan2022 they would also be working but the government doesn't allow them to, if they did then they could fill one of the million job vacancies that lazy benefit scroungers won't do. They didn't come here to be in a hotel they are "economic migrants" they want to earn money but our government wastes money instead of allowing them to work while they wait the result of their asylum claim.
Meanwhile we provide taxis straight to hotels & a free lifestyle for anyone arriving on our shores illegally, soon thereafter they receive priority stock social housing, all fully furnished, on us. Its a fiscal and societal detriment that is utterly morally reprehensible and insufferable.
Bet they’re not as deprived as Rishi not having Sky TV. Never vote Tory
that was funny him trying to be relatable that. It is like a robot trying to act human. I find it funny when all the prime ministers do things like that trying to be show they are relatable to the plebs. Rich people don't have sky tv anyway they go to the theatre.
But at least his swimming pool is temperate 😡
At least his swimming pool is TEMPERATE
Yeah let's vote labour - the party that cosied up with Bush and dropped a ton of bombs in my country looking for weapons of mass destruction that didn't exist, kept the oil and pissed off. Are you another white supremacist?
This is not just down to the Tories. Tony Blair's & Gordon Brown's New Labour Government 1997-2010. Also played a massive part towards creating this financial mess and poverty.
It’s almost as though printing immense amounts of money to bale us out from collapsing during the pandemic has consequences.
Yer exactly but it's not just the pandemic, it's also the massive money printing done for the war on terror and following the 2008 financial crisis it's all now sadly starting to come home to roost.
I live in a nice area, have a mortgage and I’m a manager in retail. Yet I can’t afford heating or hot water, haven’t had it for 2 years. I have an old electric shower that I use for washing and a heated blanket for warmth. My house is in desperate need of repairs but I just don’t have any money after bills to pay for it. I’m a hard worker and proactive in helping myself but can’t seem to better my situation. How can I pay £3,200 for a boiler when I’m struggling to afford food?
I don't get it? You still live in a nice area though. A lot of people don't even have homes, be thankful
@ I’m very thankful for what I have. Lots of others are in much more difficult positions and I feel for them massively. My point is the current cost of living crisis in the uk is making it very hard for people to improve there situations and it’s happening everywhere. I admit I’d love to be able to wash my hands with warm water rather than freezing cold water and not worry about the cost of very basic things like food, heating. It doesn’t mean I don’t have empathy for others ❤️
Your King should sell some of his stuff.
If only.
Our prime minister is richer, and tourists don't pay billions into the UK economy to see his stuff, so maybe Rishi should do so first 😂
@@xoxyoshi111 I think you wish that was the case, but the truth is the royal family's net worth is in the billions, whereas Sunak and Murty’s wealth is in the millions. See the difference? It's massive. And I assure you Sunak works more than Charles (wouldn't even call what Charles does 'work'). Edit: Also tourists would keep flocking, whoever owns Buckingham Palace (making it state property would be fairer, and that's just a start).
@@quinncreel6091 talking out of your rear end. Sunak's in-laws are worth over £4 billion. Do some research next time
You think so
£1200pcm to live in that shithole. Someone is doing very well.
nothing a mao-style land reform campaign can’t fix with that 😊
@@mesh01550 "mao-style land reform" You mean the one that killed 55 million people?
One of my patients is an elderly lady. She worked a well paid job for 30 years before becoming disabled ..... She couldn't get help until virtually all her savings had gone. She's lived three years without a boiler because she can't pull £3000 together and credit isn't offered when on certain government payments.
Why did she not have insurance if she had a well paid job ?
@@sarahann530
Complacency.
Poverty rises in many countries, also EU countries living in a system of debt. They print more money and the money becomes inflated, indirect taxes.
The UK is however special in the respect that despite also inflating it's money, it's wages don't follow as in the other countries. UK inhabitants are poorer today in real terms than 14 years ago.
You cant get by unless both parent are working and you have no loans and keep an eye on all expenses.
Very wrong.. the royals and politicians live a great life...
Rishi wealth increased whilst he's been prime minister. Remember that on July 4 th.
because he’s not a “lazylad”
@@Kevin-fq3zh keep believing that sucker
@@Kevin-fq3zhwhat a stupid comment
@@lazylad8544 cry
grooming gangs got a free pass for 10 years, remember that.
Blessings and good fortune for all those finding it difficult financially in the U.K
We decided around ten years ago that we wouldn't use central heating any more due to the insane prices; it's very tough but very much doable and we got used to it.
We do have a radiator that we use to heat up just one room if the temperature goes below zero.
We wear a lot of layers and hats and have electric blankets. We take our showers at work as it's too cold to shower in the flat.
It's tough but doable.
That's terrible but why are you living like that? It's like you just gave up and decided that's your life you didn't find somewhere else cheaper to live to have a better quality of life or didn't try to progress in your work life.
@catscan2022 they have no drive or motivation and just wait for other people to give handouts. I have members of my family like that, I decided to not just sit on my backside and accept that or think someone else should fix it.
@@peteri8924actually you know nothing about anyone's situation
😮
@@peteri8924😢Clearly, you need our Lord God to humble you.
May He do it soon (to save your soul)!🙏🛐✝️💕
Many comments have been censored and removed from this video that were there yesterday. Part of the problem when the channel doesn't want honest discussion of the problem.
Yt hides Imperialism !
I live in the Netherlands and watching US and UK news makes me scared and depressed 😣😣😣
Greetings from Denmark.
Also watching both countries. Not scared, just weird watching 2 countries not caring enough about their citizens.
So don't watch the news anymore
US is doing great, Real Estate has been booming for years now, unemployment is at historic lows, inflation down to 3%
@@Whatt787 Lol
@@Whatt787 The UK is in a dire state but we havent reached the depravity of the US yet luckily. We still have a free healthcare system for one.
Poverty is Killing The UK 🇬🇧💀
Meanwhile, benefits and housing for the migrants
INsanity
You're blaming the wrong people mate, not the migrants fault the country's a bin fire.
Always able to get a dig in about migrants no matter what subject is being discussed, ran out of milk in the shop, blame the migrants
@@NermalSunnyYeah exactly haha. The English people who blame migrants for everything probably don’t even attempt to get a job
I had no boilers for 5 years. I went through the entire world collapsing and a bit before that, and STILL didnt have a boiler. It only got finally serviced last tuesday.
The Tories would say that you just need to get a better paying job.
Oh no they would say something worse than that, some tripe like pull yourself up by your bootstraps.
If your homeless, just buy a home
-rishi sunak probably
Who can afford a £600,000 tiny apartment? With soaring inflation, rising living costs, and the NHS burdened with long wait times, the UK is increasingly unlivable. Crime rates are up, and political instability, with five Prime Ministers in six years, adds to the turmoil. The housing market is inaccessible, education costs are crippling, and social issues like income inequality and mental health crises are worsening. Living in the UK is becoming increasingly challenging.
and they want it this way
Tories+Brexit+14 years+Farage+cameron+may+sunak+truss= mess a big mess
The guys who have been running the UK since 2010 are bad people, I don't know why it's taken so long for people to realise
This is now the new normal, I can't see it getting any easier now. I work 2 jobs (one full time, one variable hours) and I'm single and can only afford a tiny little room with a bed in it and a bathroom in shared accommodation in order to have any quality of life and actually be able to go out and do things (which I don't do that often.) I dunno if I can make any more improvements without running myself further into the ground. All I have to talk about when I do go out anywhere is how expensive it is and feeling like I should be back at home saving money! Fun adulthood I'm having.
From the looks of it UK doesn't seem a developed country anymore. More like a degrading country.
I lived in this area for almost 20 years. Lovely people and it was a great area even if poor until the manchester city labour council ripped the area and communities apart on purpose. They did this because the city centre is expanding out and they want to socially cleanse the area.
Thousands of council homes demolished and land sold to china or sold off to developers to be turned into expensive apartments.
Over 12 months without our boiler.
After watching this I realise how lucky I am to be able to heat and eat. I mean in Norway it is impossible having no heating on when it is minus 20 outside, our houses are well insulated,
And free school meals for primary schools
80% of kids in state schools receive free school meals.
Kids are already getting school for free why should tax payers pay to feed people's kids too? I should get a tax rebate as I have no kids. I shouldn't be forced to pay for people's inability to use contraception
The winters are ridiculously expensive, people are freezing or starving, sometimes both at the same time.
As hard as these people had it remember Rishi had no sky tv
You could always ask that guy in London. You know. The guy with 5 hospitals on his head. He might help.
“How does it make you feel that your friends may be able to get something you can’t?” Ummm wake up,
I don’t think his friends can afford to get anything either!
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If you are poor it's because you are being kept poor.
Rise up
The cost of living crisis is made up! The reason for the rise is greed. Take a look around.
1. Banks: There's less branches, less branch workers, less overheads but interest rates go up?
2. Energy: Up and down the country we see more and more wind farms, more renewable energy more competition but the prices keep going up?
3. Food: Food portions are getting smaller but more expensive look how big things were 20-30 years ago at a fraction of the price. But now we get less for a stupidly high price.
Just the 3 examples are huge because they affect every single one of us. They are squeezing everything they can out of us for one reason. GREED. Untill company's are boycotted like Cadbury, BP and shell, withdraw your money from banks. The so called cost of living crisis will continue to get worse.
Hard to believe but you're not the only one without hot water. For many years.
"first world country"
I’m a Brit now living in Colombia next door to Venezuela - I’m deadly serious when I say my life here is better by every measurable standard than home. I make less than a grand per month as well. Our home is finished.
Honey all the money is diverted to ZELENSKY.....now have fun enjoy
Second world country 100% - Tories and privatisation
@@ginceantony8972 Well, hopefully the Russians shut his greedy mouth for good and he can stop absorbing western money soon
I knew before I pressed played that this video would be up north. The forgotten north that built this country. Disgusting! On a positive note what a top bloke at the start and what lovely / whole hearted people in the rest of the video. Proud to be northern ❤️
The same happening in France.
Swimming lessons, Football, transport and haircuts are absolutely a luxury. That house they live in is beautiful and they're nowhere near the breadline or poor
No kidding. I cut my own hair. There’s a time and expense saving right there. The more you cut your hair the better you get at it. My house isn’t even as nice as the one on here.
Like we living in such a terrible nightmare now days,Going back 25 years ago,Thought things where bad enough then,Used to be on jobseekers,I worked min,16 hours a week,Still had Council tax to pay,Also gas and Electric costed £7.50p per month,Anglian Water,£17 per month,Food costed £20 to £30 a month,Brought home tons of food to fill up every cupboard,Fridgefreezer,Now days,All changed to the worse,Go shopping,Pay out £15 the most on food shopping,That only pays for a few basic things,Rest of the time,im living of the fresh air,Im loosing weight,Im now down to 8.2 stone in weight,I normal weight is about 10.7 stone,All we paying out the most to the Migrants
Conservatives have A LOT to answer for!!!
"cost of living" a media coined phrase to give all the masses something 'informed' to say as if that even slightly covers what people in power have done to us.
it's word play. Instead of Economic crash or depression we have 'cost of living'
Forget about middle class or rich or poor....it is the neo-liberalism goal folks
Even 15 years ago, my dad could feed a family of 4 on his single income. and still be extravagant. in 2024, two people work and still struggle to put food on their table
East and North Manchester is very poor
I think you meant "very lazy" I lived there, I worked hard never claimed benefits and have a good life and earn loads of money now. My neighbours many were lazy and didn't want to work, some had genuine illness and those are the ones who need more support but they are also the ones who tend to look after their benefits more not spend it on booze and drugs.
@@peteri8924So true. There are people out there who genuinely struggle due to disabilities, and they should be supported. But you’re absolutely right- there are so many people who are just lazy and don’t want to work, and they blame the government for their problems. The media will always cherry pick certain individuals to fit the narrative. I mean it was said in this clip that this woman was working as an audio visual producer, but is not working now. It was never said why she stopped working. She has a son with additional needs, fair enough, but he’s 15- so surely she wasn’t unemployed for 15 years?
I am italian and i don 't know the social and economic issues of UK. But I think London is a different country inside UK. 500k italians live there, mostly young. And many others, if they could, would come to London.
I can't comment on the North of England, I have never been there. The South of England has absolutely 1000s of job yes us Southerners work hard but we play hard
There are so many Italian, Spanish and eastern Europeans in London. There are so many jobs here.
@@manuelpalmeira7278 I agree same in Cambridge so many jobs.
@@manuelpalmeira7278 italian wages for young italians is low, 1300 1500 euro month.I would have liked to come to the UK
This sucks terribly but just remember to be thankful for the littlest things. Im thankfully not to be poor anymore, but i still cut back and ensure i dont over spend. I have family back in mexico who have dirt floors and the kids work in fields. I make enough to afford many luxuries but instead am grateful for making bean burritos vs eating out. My dog brings me much joy just walking him around the neighborhood.
Woof , woof
Dogs cost quite a lot of money when you add up their food, cost of vets bills, insurance etc. I would say owning a pet is a luxury. Also a huge responsibility. Many people get a dog without realising how much of a responsibility it is.
Housing is very expensive in America, also. And buying a house is out of reach for the majority of American. More than half of Americans do not have $500 for emergency fund. This situation is a big problem in many developed countries. The future is scary.
Same in nz. This new govt really really favours the wealthy
Always the way with conservative govts, should've kept Labour. Move over the ditch 🇦🇺
@@JBLegal09
I’m from NZ as well. Our new government is trying to fix the massive debt incurred by 6 years of a Labour government with Jacinta Ardern and Grant Robertson’s reckless spending. Going to be a while before they can get us out of this debt and recession
Prices of necessities in 2024 are higher than in 2022 and 2023. The government needs to bring prices of necessities down.
In life, Everyone is just one second away from a change in status (sudden illness, sudden job loss, sudden accident, sudden loss of money...). Humility and Humanity; key words that we all need to take heed. Many Brits are just on the brink of becoming homeless. Just because you see one in a home does not mean they aren't suffering, like this lady who has shelter but no heat for six months, eat once a day etc., However, she should sell some of those things in her home to drum up money for bills. Many are actually homeless on the streets with just the clothes on their backs, whilst the illegal migrants receive shelter, food, clothing, money. Officials, do take care of the citizens first before others.
Homeless Briton's also get provided with emergency accommodation such as hostels, hotels, and shared housed. Obviously these places aren't exactly nice places to be and some homeless prefer being on the street to them.
No wonder the tories were voted out.
There needs to be a new mandatory and permanent wealth tax and bring proportional representation
Only to end up regretting it when they decide to come for your wealth.
I'm not wealthy I'm working class not rich parasite class
Legalize fracking and coal and prices of everything will come down.
You mean tentativily become normal like most of Europe.
@@gregorymalchuk272Next to your kindergarden and kitchen window.
Watching these stories you wouldn't think that the UK is one of the wealthiest countries in the world.
The wealth is hoarded by those who think they’re better.
Unfortunately the money doesn't
" trickle down", to the people who need it , If the rich paid a fair amount of tax and a lot of waste was cut it might be a different story.
It’s one of the poorest
Is it ?
@@MookMineolado you evidence of your claim?
Ability to cook is a skill which is essential to live within ur means and be healthy.
Doesn't matter when groceries cost as much as eating out and that's before inputing the energy costs to cook them.
Whether it's the UK or the US... same stories and situations about money and poverty. "Life-ing is scarier and scarier."
It's happening in most western nations, not just the US and UK. They've all created too much debt and too much inflation that has risen costs too fast for wages to keep up with.
Only 8 month? I went over 6years, mind the day I finally got it all sorted and benefits backdated was a good one, some new shoes plenty food in my belly start of getting back on to my feet until along they came again, and back to square one. Cutting peoples benefits off doesn't do society any good.
Just a vicious circle.
its not a competition on whos the poorest
Waiting for benifits will never give you a good life, you have to work. Many disabled people can work now and so they should that's equality for all.
@@peteri8924 So how do you buy shoes, and clothing for the interviews? how do you nuy the paper to print the CV's and send the letters? How do you eat and keep yourself in a good space mentally for the interviews? But hey if you think we should all work so the rich CEO's and shareholders can run off with all the profits that's fine, Ill do me you do you we can see who is right in the next place.
@@peteri8924 Sadly sometimes you're worse of working,for some people
This highlight's exactly why government's simply can't just give people hand out's, some one or big financial group, or huge property developer has clearly monopolised this situation. The average rental return on any property in England is 3-6 percent of value, annually, anybody can do that math. Someone or group is manipulating the system, and it does make the government look bad, but they are stuck between a rock and an even harder place as well. The landlords are profiteering.
Environmentalists don't want you to have a £1200 gas boiler. You must buy a heat pump for £11,000 & then spend £20,000 to insulate your home.
These figures are overblown bigly. Discrediting yourself bigly 😊
@@geertstroysweet, give the “real” numbers.
I love how their poorest places are actually really nice
If the majority of people are doing better than you it's not a good place to be and its highly stressful.
Move there with your family then
@user-or6yn8pm3c they could be on the street in Kensington
@@etiennedelaunois1737 JStank is a clown. Its not a nice thing to worry about money and worrying if you will have a place to live and food to eat.
@etiennedelaunois1737 I would love to. I'm a truck driver in murica and I have like a very small cube I live in
Where are calais for care when you need them