How to Get Approved For A Business Credit Card With or Without A Business
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- เผยแพร่เมื่อ 5 มี.ค. 2021
- Today we're covering how to get approved for a business credit card with or without a business. If you have any questions regarding your specific approval odds and how to apply, comment and I'd be happy to help!
Rather than give some referral link on a sign up, if you want to help this channel out, just share this video and help me get to 1k subs!
Bonus tip, if you find yourself using someone else's referral link for a business credit card PLEASE make sure to search best sign up bonus first or use ingonito mode. Or you may even have a friend, girlfriend or spouse and you could sign up using their referral link. Better to give money or points to someone you know, than a website or person that already makes a bunch of points from business credit card referrals.
That being said, if you aren't using a friends referral link, you for sure should use a channel's link to help support content creators. As for me, I'm just happy you took the time to stop by this channel and want to help in any way I can to increase your odds of getting approved for a business credit card.
Some very useful links: credit card flow chart
i.imgur.com/V2e98FJ.png
Chase approval flowchart
imgur.com/a/oXlPW
If you hit that subscribe button, I'll give you a sign up bonus of 1 link and 1 heart! But seriously, if you have any questions regarding business credit cards, feel free to ask!
How I can get business credit cards with out having a stablesh business
Thanks for the video, you've got a new subscriber.
Just subscribed. Thanks for the information. My business isn’t fully established just yet. Need funding.
I have a small startup business and I want to get a business credit card and have been wondering which one to apply to.
Hi. I already hit the subscribe button and commented. Looking forward to the bonus. Thanks in advance
Thank you sir. I needed to hear this. Congrats on 1k too fam.
Misleading title of your video-there was no big reveal about how to get the card with or without a business..all i got was ..apply and you may or may not get approved...EVERYBODY KNOWS THAT...WASTE OF TIME VIDEO
Operationally a business credit card makes sense but financially, separating your personal and business finances through separate accounts is a must. Makes it easier to track your spending and finances. Lots of options and banks to choose from! Thanks for sharing
I often combine business with pleasure so why not personal with business too 😜
100% approval. Good I’m going to check this video out
Great info thank you
thanks. you are a real financial educated consultant. so many others in youtube they are junk youber doesn't have any knowledge about banking
Congrats on 1k!!
Thanks, appreciate it. You're almost there as well!
Definitely good information
Thanks
@@financiallift6185 you're welcome
Nice sharing, my friend. Very informative. Big LIKE.
Thanks appreciate it!
Bruh you just about to that 1k!!
Thanks appreciate it, definitely surreal
I’m a small business owner of White Horse Thunder Boutique. I got approved Spark capital one . But only give me $500.00 . I like sign up more business credit card can offer me more then $500.09 I got denied American Express. I’m trying to get a loan to open WHT Boutique LLC studio as selling book and coffee. I’m an author and background actor. Thank you I’m learning a lot from you by watching your TH-cam channel 🙏
Interesting. I own a consulting LLC, had no idea this was possible without a business. Definitely makes it easy for me to track my transactions though
Some people take it to the extreme. They get 10 cards with no business. But no complaints from me to be honest.
Thanks for the info, new subbie here 😊 Question, if I wanted to apply for a business credit card, and my personal credit sux right now lol can’t I sign up for business credit? Confused about this...
In general, you'd want a score of 700 or above. There are people with 800 that have been denied, there are people with 700 that have been approved. Part of it is your established relationship with the company. If you have had a good relationship with amex, that can help. There is a link in the description of a flow chart for chase and when to call for reconsideration. You can get denied and call sometimes and get approved.
For me, I'd say, if you have lower than 700, you should wait to get your credit up. 1) because if you take the right steps like a secured credit card, it doesn't take that long and 2) if you have bad credit card habits, biz cards are just adding more fuel to the fire. Hope that helps
I’ve heard the rumors that consumers with 800+ credit scores being DENIED is bc they ONLY have AU (authorized user accounts) reporting to their credit reports and NO PERSONAL ACCOUNTS .. I’ve been working on getting some more personal accounts starting with a secured credit card accounts like the OpenSky account and Credit Strong, I want to see if I can get APPROVED for Self and pay $150 each month so I can get the secured credit card and have my available balance at $450. Have you heard of the Credit Builder card?
@@paulieduguay8020 you are correct, that's what alot of these guys don't tell you in these videos is that only certain CC companies honor tradelines, and Amex is definitely one that does not. As far as building credit you should get the discover it card and get the unicorn visa Asap (reports a $1500 unsecured credit limit to each bureau everymonth) and acts as a debit card.. Keep leveling up 🤟🏾🤟🏾 good luck
Thank you for the video. Can I ask a question? (My FICO score is 749. American Express has pre-approved me for a platinum card, but I really need a platinum business card.) When I apply should I show my business expenses as being low or high? I’m thinking of showing them as being roughly 2/3 of my profits. In reality my expenses are almost literally 0%. Thanks in advance for your help!
I’m a first timer on your channel and I’m young in my credit journey. You’ve given a lot of value here. I only have a discover card with a 767 on my experian. I want to chase freedom flex and a chase business card. I’m not a member of chase yet. I’m also a member of NFCU but have yet to apply for their credit products. Any tips going forward?
Any recommendations for business that are under 1 yr in business. ?
Should i get biz CC and transfer personal debt 1st or should I apply for a high limit CC 1st before getting biz CC?
how can they do a hard pull with personal credit if you use a ein number?
I need to change my eBay card to a business one
I liked your video. You can't please everyone.
I am glad I found your video. I have a business and I have tried many times to get a business credit card, and I never qualified, because of my paydex score.
@Vanessa Campbell (Experian Consultant) Thanks for the lovely response dear. How sure are you about the process, because I really need some working capital?
@Deborah Simmons(Dun & Bradstreet Consultant) Good day Ms. Simmons, who’s number is this for, is it your number?
@Deborah Simmons(Dun & Bradstreet Consultant) He can reply himself. He can tell me directly.
@Deborah Simmons(Dun & Bradstreet Consultant) give me your contact information
I have a low personal score from when I was in high school....long ago....and want more than anything to start up a small business but but is there anyone wether a business loan and or business cc that I may have a chance getting approved for as a startup businese funding? Without waiting several more months to get my PC fixed. Any advice
How long would you say to wait and apply for another business card with just the business history and not using ur personal credit as a personal guarantor?
Which business cards would you recommend that don’t require the use of an individuals social security number
Your video was very informative and I have questions are you still available for questions?
What are some good credit cards for start up business
Do you have any ideas good Business Credit Cards that don't report to to Credit Reporting Agencies and don't affect your credit limit or inquiries?
What if I want start a business in US from (llc)abroad but broke to my bones,and business credit needed like oxygen.......!
There's any chance for me to reach my goal?
Sorry to bother you guys does anyone know on the American Express I'm the American Express blue cash business preferred will they report to my personal credit I'm also a member with a personal credit I'm also a member with a personal blueprint preferred as well as a platinum makes card
How many AMEX business credit cards can you have if you have multiple businesses?
Would it still be the maximum five AMEX credit cards at all time?
Or we can have five AMEX credit cards for every different LLC?
Lets say 5 LLCs (5 per LLC) so 25 Amex business credit cards all in all?
5 Credit Card Limit
Some data points suggest that you can only have 5 American Express credit cards at one time, regardless if it’s a personal or business card.
Thank you for your time. 😊🙏🏽
I sell items on mercari will this work for me.
what kind of credit do u need to get a bcc
Im Gonna downgrade my sapphire preferred and get the business prefered it's a much better card
Congrats on the approvals, I got denied for Amex blue business cash card because my EXP is locked, how can I get them to pull my TU report?
TU is my highest 811, EXP & EQ is 630, that's why I locked it
Dave u can always boost your credit scores to get approved try buying some Tradelines. If u don't know please research it
I have a llc and have ben trying to get a business credit card and I need a card please
I need credit first time
Question: Do I need to have a business checking account with chase to apply for the business credit card?
Hello, I have the chase ink unlimited and I applied for another chase Ink during covid season and got deniedas a sole prop. Is it easier to get approved now like before?
What personal credit do you need to qualify?
I'd always recommend 700 or above. Obviously the higher the better your odds. It also depends on if you have an established relationship. For example, 750 score but with a prior relationship with amex may be better than say 755 score but no relationship. If it is a chase credit card. I highly recommend you check out the link in the description that will tell you what to do if you aren't approved
Guess I need to bring my score up. It will take forever
can you help me get one credit ain't beautiful
Tap in on telegram @smithjuli
Use your EIN Number SMH no effect on the personal side
How
Do tell! How ?
🧢
Don't use Credit for stupid stuff. Its just that simple.
What your forgetting is these are personal guarantees and if your credit is below 700 they will not approve you period. You mention nothing about this. Inexperience