Before, I really don’t see the need of why I need to have a credit card. Takot din ako kasi baka mabaon ako sa utang. However, after watching Thea Sy’s credit card 101 video, napagtanto ko na marami rin pala pros in having one. After thinking about it and observing my spending habits (kasi baka maging impulsive ako), I bit the bullet and applied for one this year. Thankfully, I got approved. I have the rcbc gold mastercard as my first ever cc.
Well, I have been using a credit card for quite some time now (I guess 12 years na!) pero the proper usage of it only happened when I accumulated a debt because I didn't know how it worked before. IT IS A GOOD TOOL, only if you know how talaga.
Thank you for this, i’m using Robinsons bank seen last year, nhhirapan po kasi ako mag paapproved since first card ko to. ☺️ But hopefully soon magkaroon din ako sa ibang bank.
Before, I really don’t see the need of why I need to have a credit card. Takot din ako kasi baka mabaon ako sa utang. However, after watching Thea Sy’s credit card 101 video, napagtanto ko na marami rin pala pros in having one. After thinking about it and observing my spending habits (kasi baka maging impulsive ako), I bit the bullet and applied for one this year. Thankfully, I got approved. I have the rcbc gold mastercard as my first ever cc.
Yayy timely! Kakakuha ko lang credit card ☺️
Yay! Glad to help, Anj! 💜
Well, I have been using a credit card for quite some time now (I guess 12 years na!) pero the proper usage of it only happened when I accumulated a debt because I didn't know how it worked before.
IT IS A GOOD TOOL, only if you know how talaga.
yes discipline lang kung magkakacredit card
Big YES! 💜
Thank you for this, i’m using Robinsons bank seen last year, nhhirapan po kasi ako mag paapproved since first card ko to. ☺️ But hopefully soon magkaroon din ako sa ibang bank.