Sir jase mane 1 lakh invest kr rakha h nav h 100 aur today 1.70 lakh ho gye 1 year k bad aur nav h 170 ,mane 70000 reedam kr leye to reedam krne k bad nav kya rahega phir 100 ya 170 ,phale wali hi unit rahege ya new unit banegeg us din k nav k hisab se
Salary person -3,50,000/- taxable income. Tax nahi lagta. But 1,20,000/- long term MF profit hua hai. Mera tax return main 2000/- k aas pass tax dikhai de raha hai. Mujhe kya tax dena padega??? Plz sir ans
Agar meri income sare exemption ke baad koi tax slab mein nehi aate to kiya 1 saal ke andar kuch mutual fund unit bechne par 15% STCG dena padega, please comment karke bataiye.
Agr SIP investment redeem karna ho after 5 year and portfolio me profit more than 1 lakh ho.. To kya hm tax bachane k liye parts me redeem lr skte hai jisse overall amount 1 lakh na ho ....?
Hello, If we are selling after 4 years then last 1 year Units profits will be calculated as STCG and you are considering only 1st year units as STCG, I think then E column value would be different based on Unit Price of last year?
Nope u are wrong, he has taken correctly as sip investing amount is same and returns is same as per FIFO last 12 months investments also give same returns so value of STCG wont change
@@birendrakumarjha8938 to congress ya aur kuch party ne kiya saare tax maaf kar diya tha kya?? Loss honge to use carry forward karo.tax exemption ke liye bahut saare process hai hi
I have invested ₹1.5 lakhs each in two mutual funds, Parag and Kotak, totaling ₹3 lakhs in 2024.Considering Long-Term Capital Gains (LTCG), and an annual interest earned per year as follows:2025: ₹50,000 each from Parag and Kotak2026: ₹50,000 each from Parag and Kotak2027: ₹50,000 each from Parag and Kotak2028: ₹50,000 each from Parag and KotakIf I sell only Kotak in 2025, realizing ₹50,000 in gains, how much tax would be implemented? If I sell only Parag in 2026, realizing ₹1 lakh in gains, what would be the taxable amount?"
Sir agar hum 1lack investment karte hai our 2 mahine baad withdraw karte hai aise mai 2 condition ho 1) 1lack ki current value 90k ho matalab hum 10k loss mai hai tabhi exit loadeand 15% paid karna hoga kya 2) 1lack ki value 120000 ho to exit load and 15% tax 120000 per lagega ya sirf 20000 jo earn Kiya hai us per lagega
Video me 1 Lakh tak ki Chhut batai gayi hai, vo har ek fund par milti hai ya apne pure Portfolio par. Jaise ki agar mere pass 3-4 fund hai aur sab Fund me mujhe 1,15,000 tak ka profit huva hoga to in sab Funds me 1 Lakh ki Chhut milegi ya mere pure Portfolio par 1 Lakh ki Chhut Milegi.
Bhai agr hm 90000 tk ki profit sell kr dete hai ek financial year me and next me phir 90000 ki profit wali share sell krte hai to usme to ltcg ni n dena hoga kyuki ye tax to ek financial year me 1 lakh k upr k liye hai to hn next year me dubara to redeem kr skte hai n
भाई, अगर LONG TERM भरने के बाद LTCG चालू हो रहा है तो STCG का AMOUNT भी ADD होगा क्या टॅक्स मे ???😢 अगर मे long time invester हूं और मे 15 से 20 invest कर रहा हु तो STCG बंद और LTCG चालू हो जाना चाहीये और अगर LTCG चालू हो रहा है तो STCG क्यू ADD हो रहा है ????
Yes tumhare 4 years tk ke sip ko LTCG tax lagega aur jo last 11 months ki sip hogi uspe STCG tax lagega q ki us 11 months ki sip ko 1 year complete nahi hua hai isliye Aur agar tum 5 years ki sip ko complete karke phir sip cancel krke aur use 1 year tk hold kia to phir sare 5 years ki sip pe LTCG tax lagega
@@AmitKumar-fg2um tumne agar 1 jan 2019 ko sip start kia aur 1 jan 2024 ko band Kia aur paise redeem kia to phir tumhare 2023 tk ki sip ko to 1 saal se jyada time hua rahega lekin jo sip tumne 1 jan 2023 ko bhari hogi usko 1 jan 2024 ko 1 year hua rahega lekin jo sip tumne 1 Feb 2023 ko bari hogi usko sirf 11 months hi hua rahega isliye uske aage ke sare sip pe STCG tax lagega
@@ajitmhatre2265 but sir main 5 years sip ki baat kar raha tha usme aapne kaha frst 4 yrs par LTCG tax n next 11 months par STCG tax but maine 5 years sip li aur aapne jo btaya usme total years n months hue 4 years 11 months... That's why I m confused...
Hello, can you please make video on taxes for Mutual funds with example 10% and 15% is Long term and Short term respectively, Apart from that can you please explain how surcharge tax would be on higher gains suppose we invest for 30 years?
No brother, you r wrong. Only ELSS or long term equity funds have a locking period, as these are tax saver funds. Normal equity funds have no locking period.
Sir hats off to your work...itni calculations 😮 and that too with proper understanding
Thanks a ton
Sir excell copy chahie
Agar aapka profit 1 lakh s jyada hai ,uske bad total profit s 1 lakh minus krke baki profit ka 10% dena tax dena hoga ,bat khtm😂
Mene toh fund switching ker ke return ko reinvest ker diya 😂😂 aab Mera return principal amount ban gaya aur mujhe uspe tax nhi dena para
@@Indoraptor0001bhai ache se smjha skte ho?
@@Indoraptor0001 If we switch the fund still tax is applicable as profit book hoke new scheme me investment hota he
@@Indoraptor0001ye apne kaise kia?
Will my CA do all the MATHA PHORI for me? 🐒
जब इन्वेस्टर अपनकैपिटल पर रिस्क ले रहा h तो govt tax क्यों? लेती h
Very good 👍 well explained
इनकम टैक्स पेमेंट वेबसाइट पर किस प्रकार से करेंगे जिस प्रकार से अपने कही है stcg और ltcg में
Bro jaise maine 2000 15 saal ke liye invest kiya to profit or Texas kitne honge profit or tax btao 12 return ke according
Very well explained..easy to understand
Thanks for liking
Plz arrange CAPITAL GAIN TAX calculator for SIP & LUMPSUM separately in excel format
Tax automatic cut hoke account me ayega yea year end me ITR file me tax pay krna hoga?
Year end me itr file ke waqt tax pay krna hoga
If do the SIP at 500/- pm in three ELSS fund with lock in period of 3 year..
So what will be calculation for Tax...?
Kindly suggest
Valuable information
Very nice explain.
Glad it was helpful!
Sir STCG & LTCH dene ke bad mutual fund ka profit tax slab me bhi count hoga?
Kya Mutual fund bechne par hi tax lagta he ya beech me interest 1lac se upar ho tab tax lagta h.????
Bechne par tax lagta hai
@@fincalc OK. Thanks for reply.
Nice explanation
Send a text on whatsApp with the number above
Thanks 👍
Thx 4 sharing video my doubt is clear abt tax paying. Maturity puri ho jaay or maturity par amount receive hota hai to itna kitna tax pay karna hoga?
thanks, yes depends on profits made
Sir jase mane 1 lakh invest kr rakha h nav h 100 aur today 1.70 lakh ho gye 1 year k bad aur nav h 170 ,mane 70000 reedam kr leye to reedam krne k bad nav kya rahega phir 100 ya 170 ,phale wali hi unit rahege ya new unit banegeg us din k nav k hisab se
Is it possible we can have loss in long term?in 15 years?or we will surely have profit in long term?
In growing economy like India
You will never see loss in long term
Salary person -3,50,000/- taxable income. Tax nahi lagta. But 1,20,000/- long term MF profit hua hai. Mera tax return main 2000/- k aas pass tax dikhai de raha hai.
Mujhe kya tax dena padega??? Plz sir ans
Kitna difficult bna diya ,itni ashan bat ko
Bhai tumne taxes to achha smjhaya bhot pr calculations complicated krdi
Agar meri income sare exemption ke baad koi tax slab mein nehi aate to kiya 1 saal ke andar kuch mutual fund unit bechne par 15% STCG dena padega, please comment karke bataiye.
Tax on MF is independent of your tax slab. You have to pay LTCG or STCG as applicable irrespective of your income slab.
Yadi Long & / or short term me Loss hota hai to ITR me iska koi information ho to clauses k sath bataye,..
Can you make a video on Income Tax on 2000 R.S Step Up SIP?PlZ..
Overall
Profit hota k nhi 5 saal mutual fund mae invest krne kae baad
hota hai
Excellent
Agr SIP investment redeem karna ho after 5 year and portfolio me profit more than 1 lakh ho..
To kya hm tax bachane k liye parts me redeem lr skte hai jisse overall amount 1 lakh na ho ....?
yes kar sakte ho. aap smart ho :)
Nice 👌 information
Sir mera name parmod kumar 20000 ki sip monthly karta hu ltc mai mera 20 year ka Target hai mujhe kitne income tax padega 20 year ke bad
Hello, If we are selling after 4 years then last 1 year Units profits will be calculated as STCG and you are considering only 1st year units as STCG, I think then E column value would be different based on Unit Price of last year?
Nope u are wrong, he has taken correctly as sip investing amount is same and returns is same as per FIFO last 12 months investments also give same returns so value of STCG wont change
Thanks bro❤
Profit hua to tax dena hoga . Loss hua to modiji kuch nehi dega?😢
Right 👍
Jansangh nam se jab party bani thi tab log kahte the ke yah punjipati ke party hai,garib ka esme koe mahatwa nahi
@@birendrakumarjha8938 to congress ya aur kuch party ne kiya saare tax maaf kar diya tha kya?? Loss honge to use carry forward karo.tax exemption ke liye bahut saare process hai hi
😊😊😊😊😊
To Rahul Gandhi deta tha kya aapko???
indexation benefit for ltcg?????????????
Very clearly explained.
Thank you.
Glad it was helpful!
Very nicely explained
I have invested ₹1.5 lakhs each in two mutual funds, Parag and Kotak, totaling ₹3 lakhs in 2024.Considering Long-Term Capital Gains (LTCG), and an annual interest earned per year as follows:2025: ₹50,000 each from Parag and Kotak2026: ₹50,000 each from Parag and Kotak2027: ₹50,000 each from Parag and Kotak2028: ₹50,000 each from Parag and KotakIf I sell only Kotak in 2025, realizing ₹50,000 in gains, how much tax would be implemented? If I sell only Parag in 2026, realizing ₹1 lakh in gains, what would be the taxable amount?"
kya koi aisa calculator hai jisme lumpsum or SIP amount Par Ek Sath calculation ho sake❤❤❤
Agar hum current year ke units nahi bechenge aur sirf pichale sal ke bechenge toh short term capital tax nahi lagega right?
Yes right
If my income below 3 lakh per yr, then i pay for LTCG or STCG
check this video for more information:
th-cam.com/video/je_SJzVQzBA/w-d-xo.html
Sir agar hum 1lack investment karte hai our 2 mahine baad withdraw karte hai aise mai 2 condition ho
1) 1lack ki current value 90k ho matalab hum 10k loss mai hai tabhi exit loadeand 15% paid karna hoga kya
2) 1lack ki value 120000 ho to exit load and 15% tax 120000 per lagega ya sirf 20000 jo earn Kiya hai us per lagega
Exit Load dena padega
Tax 1lakh se jyda wale profit par dena hoga 90 hajar hoga tab bhi nahi dena hoga
Tnx
Video me 1 Lakh tak ki Chhut batai gayi hai, vo har ek fund par milti hai ya apne pure Portfolio par. Jaise ki agar mere pass 3-4 fund hai aur sab Fund me mujhe 1,15,000 tak ka profit huva hoga to in sab Funds me 1 Lakh ki Chhut milegi ya mere pure Portfolio par 1 Lakh ki Chhut Milegi.
Full portfolio pe milegi. Individual funds me nahi
@@fincalc, 😏 ye achhi bat nahi hai... Ok Thanks.
Thanks. Aap Bahot acche se explain karte ho... Aur exel sheet se calculation acche se samajhne bahot aasani ho rahi hai. Keep It Up.
1 saal me 24 hazar dala to 1618 kyu profits?? Agar 10% b mile to 2400 hona chahiye
Har ek fund pe milti hai
Required it's excel sheet not available on website and app. Kindly upload on website
How to calculate capital gains for partial withdrawal.
You are genuine
Send a text on whatsApp with the number above
Thanks
Is indexation benifits available?
Hello sir
Sir income tax return me kaise show karna hai
This turned into more Excel class then finance class.😂😂😂😂
That's great. Finance and Excel should go hand in hand
Bhai agr hm 90000 tk ki profit sell kr dete hai ek financial year me and next me phir 90000 ki profit wali share sell krte hai to usme to ltcg ni n dena hoga kyuki ye tax to ek financial year me 1 lakh k upr k liye hai to hn next year me dubara to redeem kr skte hai n
Yes u are correct
good Explanation ❤
Thank you 🙂
Income tax return m profit flash hota hai per humne mutual fund units sold nhi ki to bhi kya tax dena hoga. If not then what comply we shoud give thre
Sold kroge tbhi tax lgega ni toh ni lgega
Sir ji extra 4% tax kya hai😊
Hamne 5000/month invest kiya 3 sal ke liye aur return humko mila 98000 to phir humko tax pay krna padega ??
Nhi
@@Puri790LTCG NAHI Lagega lekin wo banda kisi particular income tax slab me aata hoga ex.10% wale me to income tax to lagega na ?
@@mayurpatel3616 han to woh salary se tds katega.Ltcg ke upir nehi tax katega
manlo mera profit m kuch unit bech du to 1 sal count hoga ya 3 sal
भाई,
अगर LONG TERM भरने के बाद LTCG चालू हो रहा है तो STCG का AMOUNT भी ADD होगा क्या टॅक्स मे ???😢
अगर मे long time invester हूं और मे 15 से 20 invest कर रहा हु तो STCG बंद और LTCG चालू हो जाना चाहीये और अगर LTCG चालू हो रहा है तो STCG क्यू ADD हो रहा है ????
Thara bhai joginder ki tarah lagte ho bhai aap 😅
Nice
thanks
Mutual fund grow par bechne par income tax automatic cut ho jayega ya khud se bharna parega
khud se bharna hoga ITR file karte samay
If maine sip li 5 years ki n 5 years ke baad units redeem kr liye toh kya mko LTCG ke sath sath STCG par bhi tax dena pdega?
Yes tumhare 4 years tk ke sip ko LTCG tax lagega aur jo last 11 months ki sip hogi uspe STCG tax lagega q ki us 11 months ki sip ko 1 year complete nahi hua hai isliye
Aur agar tum 5 years ki sip ko complete karke phir sip cancel krke aur use 1 year tk hold kia to phir sare 5 years ki sip pe LTCG tax lagega
@@ajitmhatre2265 n what about 1 month?
Kyunki 11 months par STCG laga ....
@@AmitKumar-fg2um tumne agar 1 jan 2019 ko sip start kia aur 1 jan 2024 ko band Kia aur paise redeem kia to phir tumhare 2023 tk ki sip ko to 1 saal se jyada time hua rahega lekin jo sip tumne 1 jan 2023 ko bhari hogi usko 1 jan 2024 ko 1 year hua rahega lekin jo sip tumne 1 Feb 2023 ko bari hogi usko sirf 11 months hi hua rahega isliye uske aage ke sare sip pe STCG tax lagega
@@ajitmhatre2265 but sir main 5 years sip ki baat kar raha tha usme aapne kaha frst 4 yrs par LTCG tax n next 11 months par STCG tax but maine 5 years sip li aur aapne jo btaya usme total years n months hue 4 years 11 months...
That's why I m confused...
@@AmitKumar-fg2um achha mene vo andaje se bataya tha 2nd Wale comment pe pura explain Kia hai
❤
Kya Ye Direct growth plan mai applicable hoga ?
yes
Hello, can you please make video on taxes for Mutual funds with example 10% and 15% is Long term and Short term respectively, Apart from that can you please explain how surcharge tax would be on higher gains suppose we invest for 30 years?
Sir 4 % konsa cut hota he
Can you please give that excel with formula
How can I determine capital gains on MF investment BEFORE making the sale?
Mainly financial advisors help in that cases
How to calculate tax on sip 10000
same procedure for tax calculation on Rs. 10,000 sip
Sir500or 1500/1000mai kitna lagega
Aj agar sale na kare to aj koi tax nhi lagega..15 yrs bd jab sale karenge tb hi ek sath dena hoga kya ?
Jo profit hoga uspe lgega tax
Pls create the SWP TAX calculator
15% is included in cess or it is 15+4%?
Same question
In example INR1619 is not clear to me
Waisebhi equity ke mutual fund me locking period hota hain 3 saal ka to STCG lagegahi nahi
No brother, you r wrong. Only ELSS or long term equity funds have a locking period, as these are tax saver funds. Normal equity funds have no locking period.
How to save tax wo to bataya hi ni
what about sub charges
Unit puzzal kar Diya itna heard
Apke bus nahi samjhana .logo short banaya Karo video
😂😂
agar hamare pass 07sip tu kya saton mein alag alag Long term 1 lakh tax benefit milega
nahi, overall 1 lakh profits pe hi tax benefit milega
30 sal ke liya video koro
Bhai yeh toh fixed deposit wali calculation krdi.
If we cant reedem my mutualfund then any tax on profit?
No
4% kiya tha...?
Bhai ye Excel sheet provide krdo
Bhai saheb aap ak app ka nam bataye jisme ham investment kar sake 3 aap is nam
Groww app
Ye tax khud katt jata hai kya yearly after a certain level or bharna padta hai? ☠️💀💀🤮🤮
1 laks k upar profit hota hai to 1% tax katega
Should i pay tax if i sell mf in 2 years and again buy same mf in a month just for compounding?
when you sell MF, you make profits.. Tax is to be paid on these profits irrespective of whether you buy MF again or not
@@fincalcsir we sell MF and our profits is less than 1 lakh
Nikal ne ke bad dobara invest kr diya fund ko to ese tax save ho jayega na??
1 lakh tak kointax nahi hai
Send Excel sheet of video
Sara Paisa toh sarkar kha ja raha hai😢
Income tax pay karne ke liye itr dena padega fir vakil ko 1200rupay lega
Sir mera name parmod hai mai 20000 sip karta hu
Compounding to dikhya nhi aap
ELSS
Sab to satkar kha ja rhi hai saving 😮😮😮
Please help me
Modi hatao desh bachao 😂😂
VERY LONG.............
Ye kya hai yar sala risk leke hum kare our profit main government ko dho..
Very nice information