I was involved in an accident where I was completely at fault. I was pulling out of a parking lot and only looked right and not left and right due to overconfidence. I ended hitting a box truck where thankfully nobody was injured. But the financial impact and the emotional trauma from my carelessness will haunt me forever. It’s tough recovering from the whole situation because I feel like a horrible person now. I’m 22 years old now and I really don’t know what will happen in the next 50 years or so.
I was at Same scenenario like you.. because I daily take my car out side from curbside, where on that my car was in between two cars, where I was trying pull my car outside carefully so that it would not hit the car infront, unfortunately my car got hit by Another Toyota Tocoma pickup 🛻 truck and this happened as on 09/22/2022. I was with Geico insurance where my monthly insurance raised from $128 to $301. Now I moved to progressive, now I’m paying $126/month on average, which excludes Rental reimbursement feature.. Trust me if you had accident forgiveness feature, trust me you would have got saved. again not all insurances companies offer that “Accident Forgiveness” feature. It depends from state to state again. I think “Nationwide” provides that accident forgiveness feature..
Thank you for this video i had my first accident earlier today and had no idea what to do, i was so stressed out and needed this guidance. I will be doing all of this tomorrow with my insurance provider.
i got into my first accident today i don’t think it was my fault cuz they were speeding on a sharp turn but their witness they know and they are trying to blame me
I got into my first accident today. I was turning left on a green light when there was a gaping traffic, when a truck came and smashed my taillight. I believe the other party was speeding but said nothing when talking to the cops. I overhead some witness talking to the cops saying they thought "she was going a bit fast". I was curious if I had and chance to get out of a failure to yield on a left turn ticket in that situation. Thank you for you're time in making these videos. Came across them and they have been very helpful.
Hi, so you were making a left and the other car was going straight and hit you in the rear end of your car? But it was not a rear end accident right? It's a toss up to me. Sounds like you were pretty far through the intersection and if the other party was speeding you may have a shot at avoiding 100% of fault for the accident at least. I wish you the best of luck on this one!
2 years ago to the day I was at fault in an accident. My insurance company and the victim did not come to a settlement. Yesterday, one day before the statute of limitations, I am served lawsuit documents. I am working with my insurance and they said they will represent me. I’m scared.
I caused an accident on the highway due to passing out from a medical condition I didn’t know I had. It’s called Syncope and my blood pressure suddenly dropped outta no where which caused me to pass out. I have no memory of the accident and I’m insanely lucky to be alive. Thankfully I was the only one hurt. I’m now working with my doctors to make sure this never happens again. Prior to this I was a perfect driver. It’s tough cause there was nothing I did to cause this, my life style isn’t crazy… but I was still at fault.
By the way love your channel , I admire your knowledge and also respect you for helping others learn as this is not taught to us. This is something that should be widely taught
Hi, just turn it over to your ins co - this is why you've paid for it in the event something like this happened..... Just turn it over to them and let them take care of it. Barry
I was involved in an auto accident where the officer and insurance declared me at fault. Doing DoorDash with my two kids and girlfriend in the car when we went through an intersection and was t-boned ended up flipping our car over on our roof. The officer submitted a DMV re-examination and not it’s putting my driving privlegde at risk. All this ordinal has been overwhelming on my emotions giving i deal with depression to begin with. My father-in-law is letting me use one of the cars he has but i just feel like I don’t deserve it anymore. I’ve been really beating myself up over this. I don’t get why it’s called a car ‘accident’ when they don’t treat it as an accident more like a ‘it’s you’re fault and I’m gunna ruin your life’. Emotionally it’s been hard and tearing me up
Hi there! Just got into my very first car accident today. I’m a 25 unmarried male, and I own a 09 Honda Civic. I was driving in Hollywood and a driver 2 cars ahead of me swerved out in front of the person in front of me, she slammed on her brakes, and unfortunately I ended up rear-ending her. We filed a claim with our insurances, no police report was filed because damage wasn’t substantial-her bumper will need to be replaced and the front of my car has a small dent. I guess my questions would be 1. How badly will this affect my insurance if I’m named the at-fault party? 2. How long will this accident last on my record in the state of California?
Hey good morning. Sorry to hear this but that is what insurance is for. Those questions however are better suited for your insurance agent to be honest. I dont work with insurance rates. Sorry I cant be more help.
@@jessepickar3297 Hi Jesse! So sorry to hear this. Honestly, this was where I got into an accident, so I understand how frustrating and sad it is. Insurance for me didn't go up that much--only about $5 more a month. Insurance thankfully covered the whole thing for the person I hit, but not for me. Still have the battle scar to show for this! LOL
Something that I wish I could've done in the moment was to file a police report. No matter what. If there's any piece of advice I can give you is to never openly admit to the fault of it especially if someone else caused the accident. Honestly, the person who swerved out in front of the other driver and I could've been blamed, and part of me wished I fought harder, BUT what's done is done. Just know that this happens to the best of us and that you're not alone.
My dad was in an incident a month ago. He was driving on a straight lane and then he stopped to see if it was clear to continue around the roundabout. The car he was to give way to was a good distance away. So he decided to carry on driving. However, once he started driving that same car came out of nowhere and crushed the side of his Jeep, leading to the left side of his door handles being broken and a large dent left in the center. Thank God my dad and the other driver wasn't physically injured. The driver was a woman who seemed like she was unstable and her personality was really horrible. I believe she was speeding since her vehicle wasn't near the intersection of the roundabout. This week my father got a bill in the mail from her insurance company demanding that he pay 10,000 for the damages of her car. It's got all the photos and all. My dad doesn't understand what's going on because she was the one who hit his car and he had to fix the damages she made. My dad didn't even touch her car. On that day of the incident, the police came and she told them that my dad didn't give way to her so he was accountable. My dad doesn't have insurance or the money to pay for her car. I'm scared and really sad for him. We don't know what to do. I believe it was a false claim against him. But me and my dad have didn't take photos because we didn't know it would be that serious 😭😭😭 Please God help us 🙏🙏🙏🙏🙏
@@LawFull really? They won't take my dad to court? There's no evidence that we did those damages to her car. There's no evidence on both sides...so are we still accountable? A friend told me that the police can't get involve because it's an insurance claim. And that we can sue her for dishonesty but then again we have no proof.
@@anniemarielilly2052 Hi, they might file a lawsuit against you.... What I'm saying is, if you do not have the money to pay them, then what are they going to do? File a lawsuit and try to collect.... but how? Not sure what you're saying about the police but I wouldn't listen to friends about issues like this. As far as evidence, you said the police found your dad at fault no? No you can't sue her for dishonesty
Yesterday I was in my 1st accident and I believe I’m the one at fault. I was exiting my neighborhood hood trying to turn left and it’s a pretty busy street. I looked left first to check for cars and they were a far distance away from me so I looked to the right and no cars so I felt clear to go and let off the gas. All of a sudden a car slammed into me from the left. I feel I’m to blame because I didn’t check left before going when I should’ve. I’m only 18 though and I’m worried they’ll try to sue me for damages. They seemed ok to me though because not even a minute that I got out of my car, the other driver (he was elderly) started taking pictures of my car and that’s that he kept driving a little after hitting my car. The speed limit is 40 there but the way the impact was and how far he had to keep driving to slow down, do you think they were speeding and would that help my case? I am willing to say it’s my fault but if they were speeding could they also be at fault too?
Hello, first I wouldnt say anything more online about this. The short answer is if they were speeding there might be comparative negligence on the part of that driver. Sorry you are going through this.
What end up happening ? I’m basically in the same situation expect there wasn’t any cars before I turn. The other drive had no damage to her car but had a scratched and mine had my whole door hit.
@@elizabethzarate5861 I ended up in nearly the same situation today but I ended up t-boning the other car 😫 he was coming from the left and speeding and I didn’t see him until it was too late
I was in first accident just a few days ago your case sounds similar to my accident no injuries I unfortunately i didn’t have insurance the cop mention that this is my lucky day and gave me two tickets and get insurance and present it on my date don’t know what that means it sounds to good to be true. Tha doesn’t mean the other party wouldn’t come back an hunt me my sweet dreams
Hello Im glad to come across this video. I live in California and wanted to see if I can do anything as he did a malicious act. I was in an accident that was reported as my fault. I was traveling west bound on Fruitland ave. I was driving behind a AAA tow truck. We came up to a red light and proceeded to go when the light turned green. After a while I tried to pass the tow truck on the left side crossing a double yellow. As I did this the tow truck sped as I tried to get back into the right lane the tow truck driver purposley hit me on the back right side of the car causing me to spin and hit the side walk. The tow truck lost control because of his speed and hit a light pole. I wanted to see if I had some kind of case considering he did this with malice and hit my car .
Hello, so two years ago i was at fault of an accident in California, the settlement for property damage was token care of and now (two years later) im being demanded 15k for bodily injuries. State farm says i have coverage for 25k property damage and 15k for each persons injuries. I no longer have this vehicle insured with them so would state farm cover this in case the suit goes trough?
Great video. Thank you so much. I have a Question, do you recommend getting a defense attorney if found at fault? No major offenses was made, i just failed to yield towards on coming traffic and accidentally caused someone to hit me. I reported the claim to my insurance and they said that we would be considered at least 90% at fault. The other guy did request an ambulance ride to the hospital so I imagine he's going to come after my insurance which is only going to cover upto 60k in damages and legal fees. Whats my next move here? should i lawyer up? This is my first accident after almost 20 years of driving.
Hi, well, your ins co should assign you counsel to represent you. I would ask that attorney that question. I can only speak from our experience, and that is, there has never been much reason to go after someone personally for damages because people don't usually have the assets to pay for the damages. I would not say anything further about this online. Talk to your ins co, talk to the attorney assigned to your case (if there is one) and then you'll be in a better place to make a decision.
I was stopped at a stop sign on a side street. I was planning to make a left hand turn onto the Main Street. The traffic light at the end of the street was RED. traffic coming from my left stopped to keep the lane clear. They were stopped behind the beginning of side street, with the rest of the traffic stopped on the other side(Traffic was backed up because of the red light). I saw that there was no more traffic coming from the right side of the main street so I proceeded SLOWLY to make my left hand turn passing the STOPPED TRAFFIC. As soon as I passed the stopped traffic I was hit by a car going atleast 35-40 mph WHICH I COULD NOT SEE BEHIND THE STOPPED TRAFFIC, which was headed to the red light, mind you it was RAINING. From my point of view, it looked like the car went around the stopped traffic, to try and pass them If I could add, I wouldn’t blame either one of us. I feel like there should not be a stop sign on that street! I think a STOPLIGHT would be better in that area. With traffic lined up, it was hard for me to see the other lane of traffic. There is no reason for traffic to be lined up behind an intersection for a STOP SIGN! there needs to be a stoplight there on both sides of the street. It is too dangerous
The police officer that arrived on scene after the accident gave me a ticket for Failure to yield, and said that I was at fault. I also just got off the phone with a lawyer who said the exact same. I am fully covered with Safe Auto. My car was announced as a Total Loss yesterday from the Appraiser who inspected my vehicle.
@@2Awesometay Sorry to hear this. If I understand the facts correctly, I think it would be a tough case for you to prevail on unless an independent witness corroborated your belief in what the other party did.
Thanks a lot. What if the bodily injury coverage is less than injuries sustained Is getting a lawyer defending the one at fault a good idea and what might the lawyer be able to do in that situation defending at fault defendant ?
Morning - what is your ins adjuster saying I'm curious to know.... You caused an accident and your ins policy is not enough to cover the victim's damages? When I was faced with this situation, my client would normally turn to their own ins policy for coverage if there was any first. And we'd make the defendant sign a document confirming that they didn't have any assets that could be used to compensate the victim - that kind of thing.
I got into an accident today as i was trying to turn from left lane to right lane and didnt see the person in the right lane. We parked and i gave out my information & insurance but didnt get their information or take any photos as i was panicking. They did and there was a police officer that came by to file a report. I am now scared that I messed up and will get into even more trouble for not properly handiling my side of things
That was very good and informative. I had a teacher who was at fault in a car accident but the person he hit didn’t bother to exchange insurance. The person he hit just decided to leave the scene. A few years later she somehow got his insurance and now he’s being sued. Do you think the victim should be charged with hit and run even though she wasn’t at fault?
Hi, to be honest I don't know. That's a criminal charge and I don't know anything about criminal law. It would depend on the laws in your state.... Sorry I can't be more help on this one. Barry
I just had an accident back in February and caused serious injury to the other party. I filed a claim and everything seems to be going fine so far. The problem is, I know for a fact my insurance policy isn't going to cover the costs that their demand letter is asking for. It probably won't even cover the settlement amount. My dad didn't have umbrella insurance and I just recently declared my assets to my insurance attorney. So, I own 33% of a house that I cosigned with my brother and I was told that is gonna be at risk and absolute worst case, they will make me sell the house and take the portion I own. Reaching out to other attorneys right now for consultation because my insurance supposedly won't help me after the case settles. I am still waiting for more information, but it's got me seriously worried.
Hi.... Thanks for the informative Video..... i was involved in an accident few weeks back in a multistory parking lot in San Diego, CA . i was taking a right in a T intersection and got hit by a car going straight..... i am a good driver with no prior accidents and i always look carefully before merging into a lane..... this time also i saw no car in the straight lane and make a right and this car came out of no where and hit my car...... i believe the other driver was over speeding in that parking lot.......After the accident, the other driver accepted his fault and said sorry..... He even said that he was in a hurry to work and did overspeed...... at that time no one was injured and the other driver was 18 years of age who just got his provisional driving license...... now after 2 weeks my insurance company called me and telling me that the other driver is putting the responsibility to me and my Insurance company (GEICO) can not prove that the other guy was over speeding and they are saying the other driver had the right of way in that parking lot... they are saying at this point "i am at fault" 1. What are my options in this scenario ? 2. my wife was there at the time of accident and she also heard what the other person said ..... can i use my wife as a witness? 3. also the other guy is also claming bodily injury even though he was not injured after the accident . what kind of injury claim he can do ? i have a 100/300K Bodily injury coverage..... and it was not a major accident....... will my insurance company cover all the cost....... is it possible he can claim more than 100K in this kind of small accident ?? please advise
1. What are my options in this scenario ? YOU CAN ARGUE TO YOUR INSURANCE COMPANY YOUR SIDE OF THE STORY; OR YOU CAN FILE A LAWSUIT AND TRY TO WIN (IN 2 YEARS OR WHENEVER IT GOES TO TRIAL); YOU CAN FILE IN SMALL CLAIMS COURT AND GET YOUR DAY IN FRONT OF A JUDGE MUCH QUICKER IF YOU HAVE MINIMAL DAMAGE AND NO INJURIES ON YOUR SIDE 2. my wife was there at the time of accident and she also heard what the other person said ..... can i use my wife as a witness? YES SHE CAN BE A WITNESS 3. also the other guy is also claming bodily injury even though he was not injured after the accident . what kind of injury claim he can do ? i have a 100/300K Bodily injury coverage..... and it was not a major accident....... will my insurance company cover all the cost....... is it possible he can claim more than 100K in this kind of small accident ? JUST LET YOUR INSURANCE TAKE CARE OF IT - THAT’S WHY YOU HAVE IT. HAPPENS LIKE THIS SCENARIO ALL THE TIME
Hello I was involved in a accident a few days ago where I was the victim of a road rage incident, this person blocked me and my family inn at a red light for passing him up the road. He exited his vehicle and attacked me at my side of the truck. He was able to grab the top of my window and rip it open and then started attacking me, in attempt to get away from him I struck the side of his truck, from where he blocked me in, Iv told my insurance and hired a personal injury lawyer bc my wife and I had injury’s. It’s been more then a week and half and still haven’t heard nothing! I just feel like I’m in the dark about what’s going to happen!
The driver who caused my accident didn’t handover their details and they got away with it because the police couldn’t identify them and they done a lot wrong at the time of the accident.
@@abekoyf8023 I agree that’s not good, in hindsight that driver attempted to extort me blaming me for the accident when their vehicle walked away with a scratch and mine ended up being written off along with me not having access to a vehicle for a few years, eventually things got settled via insurance but I think I could have got more.
Hi Barry and thanks for this excellent detailed video. I have my 21 years old son in my policy and he recently was involved in an accident with a motorcycle and the police report deemed my son at fault for “side swiping” the other party while changing lanes. He’s a student with just a part time job and this was his first accident. We are in the state of CA and I have a few questions: 1. My personal injury protection was unfortunately low - $50K/person/$100K per accident (I have since increased it for future accidents). What should we be concerned about? They did have to call an ambulance to take him to the hospital but he was conscious (and I pray that he makes a full recovery from this unfortunate event). 2. Am I liable for anything given that he’s on my policy and even though he was found at fault. 3. Should we look into speaking and potentially retaining a lawyer in this case?
Good morning - I'm very sorry to hear about this. These are really questions better suited for a local attorney. However, I can say that in regards to hiring an attorney, your ins co would normally hire an attorney to rep you and your son if it came to that. Have you spoken with your ins co - what are they saying at this point? Barry
thanks Barry@@LawFull for your prompt response. The insurance is indeed handling the matter but given that my personal injury limit was lower than usual, thy said this can be a long drawn out process. I am just trying to take my precautious to reduce my own personal liability.
Hi, sorry for the delay responding. Sounds like you're doing all the right things. Let me know how it turns out for you.... I hope everything works out ok. Barry@@yunush
I was at fault for an accident 2 years ago. I had provided my statement to my insurance yet the inspection team did not arrive to estimate my damage, they later denied my claim. Now I’m being threatened by the victim with the lawsuit. I really don’t know what I should do next and need help
My bf rear-ended a woman who then rear-ended another woman in a bottleneck on the freeway in CA (I was not in the car so I did not witness this happen, but he was not drinking or anything; he was driving a standard and did not hit the break in time). The car he was driving was financed and he only had it for 5 months. Luckily he had gap insurance from VW so he did not owe the rest of what was due on his car. It was a total loss. The woman in front of him was also a total loss, no injuries. I saw her car in the tow yard, it was a mid-2000s Camry. Apparently the woman in front of this woman was transported to the hospital (I didn't see her car following the accident and don't know what she was driving). Anyway, it seems like Geico (bf's insurance) covered her ambulance and that portion is resolved. Now, for the cars, one of the women has AAA and the other has Mercury. These insurers have sent letters directly to my bf requesting the money for the cars (AAA wants approx. $12,000 and Mercury wants about $6,000). Their letters CLAIM they have already been in contact with Geico and that Geico will not pay more based on coverage. However, I am finding this hard to believe because we live in California, and for some reason I just have it in my mind that you are required to have high collision/liability due to the area we live in (I also have Geico for my 10 year old car and I pay over $100 a month just for it to sit in my garage -- I hardly drive anywhere but Geico doesn't care - based on my zip code and age I am "higher risk"). I'm trying not to meddle in his situation because it is stressful. I do know that he forwarded the documents he's been receiving from the other insurances to Geico, and Geico says they are in negotiations. Is it possible that my bf will have to personally pay these women/insurers the requested $18,000? He has not purchased another car following this accident and thankfully does not need one. Are there other options such as declaring bankruptcy? I am stressed about what is to come.
Hello, I would not worry about this at this point. Let the insurance company handle it. Is it possible that there is excess property damage that needs to be reimbursed? It's possible, but you don't have to just pay it Upfront. For them to really recover on that they have to file a lawsuit against your boyfriend and go to trial and win and then recover the damages. So that's a long ways off. Let your insurance company handle this right now.
Hello; I was at fault for an accident and I’m an excluded driver; the other driver is going to file a claim and I plan on doing so as well; she didn’t require medical assistance immediately and said she was fine. There were no witnesses; I do believe that she is at fault too however because the line for the turn on the highway was moving and she was not and by the time I realized that she wasn’t moving I hit my brakes and there was loose gravel on the highway; my car slid and bumped her vehicle. There are no serious injuries or even serious car damages. The worst part of the accident is part of her fender came undone but she had also let me know that while in Florida with her husband that she was involved in another accident where she wasn’t at fault but didn’t report.
thats bad luck there buddy. even when people just sit on the road because they are texting or whatever its still your fault if you hit a non-moving car. I had something like this too but she suddenly stopped and I didn't have time to stop and apparently I am at fault too.
Hi! I was at fault for a rear end collision 2 years ago. My insurance paid their damages. But now they are suing me. What questions should I be asking? What steps should I taking after being served?
Good morning, just turn this over to your insurance company. They should assign counsel to represent you. This is why you got insurance so turn it over to them and don't sweat it.....
hello I got in a accident about two years ago it was somebody’s else car and it got totaled. I have no insurance or license. because I am disabled I’m just really worried about going to jail because I will lose everything I have
Morning sorry for the delay responding. Were you cited for the accident? I've not personally seen anyone thrown in jail for causing an accident. Is there some reason this is a fear of yours - now - 2 years later?
Hello Dr, I got into a car accident few days ago. I was double parked to answer a phone call. I check the mirror to see if someone was coming and didn’t see nothing . Once I tried to merge on to the lane this black Lexus came and hit my car from the side causing him to crash into me and another vehicle. I say he was going over the speed limit because if he was going at a regular speed , he would of had time to brake or just hit my car. Not impacting me and hitting another car that was on the other side of the lane. Keep in mind I only have a permit but I’m 19. My dads car has insurance and everything is up to date. What can I expect ? I’m from New York City ! Hope to hear from you soon thanks in advance.
Morning, listen, just turn this over to your insurance company and let them run with it. This is the reason you got insurance. There shouldn't be that much for you to do once you turn it over to them....
I wish there was more on this. I was at fault, I backed into a person leaving a driveway. The damage was minimal. Under 2,500.00 the officer said it didn't need to be reported to the DMV. I was working for a commercial company using my vehicle. My insurance company would not cover me. I agreed to pay the person and even get them a rental car. They agreed to except payment. I did this once before for a trucker who hit me and it worked out great for both of us. But in this recent situation, she has notified her insurance company. They apparently are not saying there is damage because they want me to pay. But their insurance company is calling me about a claim. I don't know what to do.
Yesterday I got in an accident in a company owned vehicle, it was determined my fault and I was ticketed with failure to yield at a stop sign. I did yield and look both ways but the intersection is an extremely busy intersection and famously hard to turn into; many wrecks have happened there before. The oncoming road also has a curve so it’s very hard to see cars coming. Also, the other driver was cited for driving without a license and because his brakes were somehow damaged (I forgot exactly why) but do you think this would be a strong enough case to maybe fight the ticket given?
i had almost the exact thing happen to me two days ago and the guy who hit me from the side was speeding and didn’t try to slow down because he was under the influence but i’m still the one at fault and got the ticket because i pulled out right after i looked and no one was coming but i’m not sure what i should do either
I hate my situation I got hit in my ball and mount that doesn't leave much damage to your car. Now I have a umbilical cord hernia torn ligament in my shoulder and a damaged disk in my neck. And headaches all the time and my doctors seem to dought my story. I tried not to say I was in a automobile accident.
I was at fault and had full coverage but the injured party has an attorney and is seeking medical damages that exceed. Their attorney is now asking my insurance company for a financial affidavit. My insurance company set up a consultation with an attorney they have retained. Is my insurance company going to use this opportunity to deny my claim? How much info in the financial audit do I have to give?
Good morning. Not sure why they would use it to deny the claim. As far as how much info you have to provide. I would consult with the attorney on that. Hard for me to know. However, I can tell you that when we've done a financial affidavit, we never asked that much info just enough to verify that the defendant didn't have a lot of extra assets we could go after.....
I involved in a car accident in July. The police report said I was in fault. And my insurance told me that there are significant injuries to the other driver which exceeds our policy limits. My liability is $25k per person. What can I do? It takes forever to solve the case. Every time i received the mail I was so stressed out. I was trying to turn left at the intersection. It was green light and I stopped and slightly pulled into the intersection and stopped to yield to the oncoming traffic. And then most vehicles is passed through the intersection . one black truck and one white car were 100-150feet away from the intersection. And the white car was maybe 20-30feet behind the black truck.I was waiting till they passed too. But the light turned yellow, I saw both cars are slowing down. Then the black truck speed up suddenly to run the yellow light. Then the light turns red . After I saw the black truck run the yellow light and then light turns red , and the white car is not into the intersection and I saw the white car is slowing down so I started to turn .then the white car speed up suddenly and hit my car.
Hi - sorry for the delay responding. What is your ins adjuster saying? Normally, if I had been the attorney on the other side, unless you had a lot of personal assets to go after, we would have just settled for the ins policy limits and that would be it. Unless there is some state law that I'm not aware of. I would recommend consulting with a local attorney regarding this matter....
I was at fault in a car accident about a month ago and Im lucky that since I rear ended a city bus and no one was on the bus, there were no damages 2 the bus and the driver was fine so I didn’t have 2 worry about getting sued. My insurance was really good. My car was totaled and they gave us money 2 compensate 4 the car as well as paying the towing fee and my medical expenses. Unfortunately my insurance did go up but I’m not sure how much yet 😬
Can you provide us with an update, I just got into an at fault accident on July 10, 2023 and the car has been totaled. I know our insurance will go up. I am at a total fault, this is sad.
@narcassassin8998 our insurance prices went up and the insurance company paid us for the car. It was totally my mistake and I only blame myself. 2023 was an aweful year for me.
Hi, if you rear ended the vehicle 1. That driver will likely file with your insurance company 2. Your policy likely says something to the effect of if you are involved in an accident you are obligated to report. Some do and some dont. If you do not, it could threaten your coverage. You would have to check your policy.
Morning - so someone gave an old ins card to the driver of a car that they hit? Was the ins not in effect at the time of the accident? If I were the victim's attorney, I would just try and find the 'active' for lack of a better term ins policy and go after it. If you are asking from a criminal perspective (if any), that I would have no idea about. . .
@@LawFull Thank you replying. Yup that was essentially what I was asking. Like if an at fault driver gave expired information of an insurance provider as a form of fraud. I've heard that the new provider can drop the coverage after the claim. Especially if the at fault driver didn't report the accident.
@@AllanPowell Morning, I guess that's possible. I honestly don't know. However, I can say that in the past, I did see ins co's drop policy holders for numerous issues involving dishonesty. Keep me informed on what happens.
Hello, I was at fault for an accident 6 months ago where I was taking a left turn on green both ways and unfortunately crashed into the person while making my way to the other side. I did file a claim with my insurance company immediately after the accident and ended up with total loss for my vehicle. The problem is I have to go to court, what would you recommend in to do in this case?
Goto court for what? You got a ticket? If so thats a question for a traffic ticket attorney. I do injury stuff. But definitely you can find someone local to help you out
Hello. I just got into my first car accident. I accidentally rear ended someone and there were very minor damages to his car (slight crack on the bumper) and almost no damage to my car. I was able to give them the insurance on the car but unfortunately I was not able to get their information nor did I take pictures. Everyone in the car seemed to be perfectly fine after the accident but I'm worried they may try to milk it for more. The car I was driving was under my mom's name and she is the primary insurance holder although I'm also listed on the insurance. My mom is terrified that this may turn out with us losing our home. Is this really a possibility and what steps should we take to avoid this?
Hi, tell your mom not to worry. Just turn this over to your insurance company and let them run with it. That's why you've had insurance this whole time. There should be nothing to worry about.
@@LawFull Hello again. I was just told by my insurance that because I was driving for postmates during the accident, there might be a chance my moms insurance (AAA) will not cover damages. By the way, there were three passengers and they hired an attorney and also went to the hospital for "injuries" after telling me they were perfectly fine after the accident, which is what I expected they would do. On a scale of 1-10, how bad of a situation are we in because we are both stressed out and terrified of what we may lose.
@@aaronm9925 Morning, what is 'postmates'? If its like grubhub or uber or whatever, you should report the claim to them. My guess is, if its like those others, then they'll have a process for reporting insurance claims....
Hi, was in an accident turning left. I was flipped and my car is totalled. Their car is also totalled and I do believe they refused medical treatment on site. This person is now claiming to have injury, what should I expect? I am covered but not sure what to expect. I feel like the other person was speeding and that they didn't even try to slow down before impact but I didn't even bring that up to the police (first accident and shaken).
If you were turning left and it was a t bone accident, its tough to argue they were at fault. Turn it over to your insurance company and let them run with it. Thats why you got it.
Hello, in need of help. My boyfriend was driving my car and wrecked it. He was at fault. I immediately filed the claim the next day and did everything my adjuster asked me. I gave a recorded statement, gave the police report, he as well gave a recorded statement. I was told that they may not cover my damages because he wasn’t listed as a driver on my insurance. I’m the only one who drives my car so I never thought to do such a thing. He only drove it that one time. They are currently in the process of inspecting my vehicle. I also found out that the law in TN states that a person does not have to be listed on your insurance company if they do not live in your household. I live alone. So technically speaking it’s not required to list him. I have comprehensive collision and collision coverage. Please help with legal advice.
Hi, don't just take their word for it. Ask for a certified copy of your insruance policy and tell them to show you where it says that he is not covered. If they continue with this tactic, you may have to demand arbitration. You can find out how to do that in your insurance policy....
I'm the atfault driver I rear-ended a driver totalling both vehicles. My Insurance company is telling me preliminary accounts they are telling me my full coverage insurance may not cover all allegations of injuries on the party I hit any my response for any overage. Should I trust the attorney my insurance company provides or should I get an outside attorney if it goes to a jury trial
Hi Chris. Hard for me to say. I would have been on the other side of things (meaning, representing the victim of the accident) and you need to consult with a defense attorney to understand your potential liability. I have to be honest, I can't advise you one way or another. I apologize. I try and help people on here but I just don't feel comfortable giving advice on a topic that a defense attorney should be consulting with you about. Sorry. Barry
fucked up and hit someone suddenly stopping at a yellow (im 22 and you can imagine how hasty we are) my car was also already faulty from brake fluid or sensor being faulty. thank god neither of us involved are injured and i am very glad i had all my insurance straightened out
@@LawFull what i want to add is i dont have collision coverage. i actually have to fix it out of pocket :( so everybody. even if it is your fault you need collision coverage to be able to be paid for your mistake :(
If a person is at fault 70% and the car insurance personal liability is 100,000 but the injuries of the other person received were severe which means it goes beyond that amount ...how can one protect oneself from being suit for assets like a house?
I was at fault for a accident that happened a month ago, i was on the way to work and it’s a hour drive so I was feeling drowsy l. The accident happened at a intersection light, there was a suv in front of me and I remember putting my foot on the break slowing down but I never fully stopped and rear ended the suv. I had put my head up and closed my eyes just before this happed and after the hit we pulled over at a gas station. No one was hurt and no police were called. We exchanged information. Insurance.. etc, my front bumper and hood were damaged and their rear bumper was damaged. The following day my uncle calls saying that my insurance bailed on me and that I had to go look for a new insurance company because I wasn’t a listed driver on the policy. I get phone calls from the persons insurance about making a claim and I haven’t answered to them because I am not sure how I should go about the situation.
Hi, if you don't answer them you'll probably get sued. If it were me - just if it were me - I'd answer them and say you filed a claim with your insurance and you were not covered. They will then go after their own insurance under the uninsured motorist coverage - hopefully they have it. But this is just generally speaking. I also would not say anything more online about this accident.....
I caused a car accident where I rear ended a car and caused damage to there car but my car has no damages . The police came and we exchanged insurance . There was no Injuries But later on they Decided to hire a injury attorney . What happens now ???
Morning - just turn it over to your ins co.... They'll handle everything. And this is what you've been paying for ins for all these years. So just let them do their thing.
I Fainted while driving, hit a tree at the side of the road while trying to get off the road realizing I was about to faint. Police came, they called ambulance, asked me questions like when was the last time I ate something, I replied the night before. The ambulance guys recommended I go to the hospital but I don't have health card. I'm a temporary resident on work permit. I have full insurance coverage but felt I should seek help from a lawyer because I'm new to rules of this country and I don't have money to pay for the hospital bills. And I don't know the processes. I've called the insurance company to file a claim, they said they'll call back in one or two business days .. I don't know what's going to happen now .. i have headaches, body aches ... Im still scared of the memories of accident
The insurance company said my insurance policy is new and they haven't written the policy yet, insurance started from July 3rd and accident on July 14th... They still haven't contacted me for anything yet..now I'm worried if I'll get the coverage or not
@@Timelapseeveryday That is a very strange scenario. Do you have evidence that the policy was in effect on July 3d? If it was in effect, you should at least theoretically have coverage.
Is it possible to connect with you on Whatsapp or email? It's confirmed that policy was in effect... However, I had been doing Uber and doordash till June 3 and at that time I was with another insurance company and I didn't let the previous insurance know about Uber doordash because I thought it was not needed. And I didn't do Uber doordash after June and was with this present insurance company from July . But they asked me if previous insurance company was aware about Uber doordash and I said no . Will it affect the coverage now ? Does doing Uber doordash with previous insurance companies affect the coverage of this new one where I wasn't doing Uber doordash with this new insurance coverage?
@@Timelapseeveryday Morning - this is not really a type of case I can help you with. I apologize I can't be more helpful on this one. But all the cases that a p.i. lawyer gets involved in involve a 3d party causing an injury. As such, I'm not sure what else to tell you about this matter.
Just got in a really bad accident today. Supposedly a blue car maybe 5 cars ahead in a 2 lane highway had mechanical failures and bounced back and forth twice from the barrier to the guard rail. I was in the fast lane and even with enough distance the roads were wet and my heavy truck just slid right into the back of the car in front of me. I don’t know if I at fault or partially or maybe it’s on the blue car. I was the last one in the line for lane so no one hit me from behind. But I’m the least bit happy since I just bought the truck and haven’t even paid my first payment on it yet. I’m replaying it in my head but there was no way to avoid hitting the car in front of me. I just wish I left the house 5 minutes late or earlier to avoid the whole situation
Really sorry you're dealing with this. But my guess, and it's just a guess, is that you're probably going to be found to be at least partly at fault for the accident. What is the ins co saying?
I was involve in an accident where I'm changing to the inner lane when I was rear ended. I was in shock so I just go with the flow, the other party kept insisting their car was in my blind spot. The police heard his side more and I was issued a ticket operators to use reasonable care. After the shock subsides, I'm pretty sure I check and the lane was clear for me to change lane, my best bet is he was overspeeding because I'm already running at the max speed limit. I know I can only prove my innocence thru cctv. No one was injured and we both have the same insurance. Should I go to court to prove that he was also partly at fault? Or just settle the fines and take a traffic schooling to temove points? Please do advise on what to do. I hope there won't be future suit againts me since the report written by the police has 0 injuries.
Hi - that's really a question to ask a "traffic ticket attorney" rather than a personal injury lawyer.... I'd do a search on Google for traffic ticket attorney near me. There will be lots. So that is what I'd recommend you do.... Barry
Hey I was at fault for a wreck about 2 months ago it was for failure to yield and it resulted In a collision there were injuries i am not sure to what extent though, I got a citation and I have to go to court I just wanted to k ow what to expect and if there would be any jail time?
Hi, well I am not a criminal attorney so this is a bit outside my area of knowledge. However, I have had lots of injury cases and the defendant who caused the accident often receives a citation. But I dont think they have ever served jail time for a simple failure to yield ticket. Perhaps if there is an aggravating circumstance like DUI but my guess is you will have to pay a fine
LawFull thanks for the reply sir I’ve been stressing about this for months now I’m only 19 and have only been driving for a few months, it was a stupid mistake but I learned from it, thanks a lot
I was involved in accident. The police put me at fault. But it was raining hard and as I made a turn my card slid and bumped a car. Police issued me a ticket for improper left turn. Should i plead not guilty at court?
Morning - sorry to hear about this. I honestly don't know. That's more of a question for a "traffic ticket attorney" than a personal injury attorney. Do a search for a traffic attorney near me on Google. There should be lots of them. Sorry I can't be more helpful on this one.
Morning - I'm not entirely sure I understand what you're asking. Do you mean if you cause an accident and the victims in the accident did not seek medical attention? If so, it just goes to the fact that they weren't that badly hurt. If that's what you mean....
I got in a car accident not that long ago and I’m at fault but neither of us had insurance due to unemployment during quarantine. Their lawyer had contacted us to get our insurance information but like I mentioned neither of us had insurance. What can be done in this situation???
Not much. They can go after you personally but usually if there is no insurance the person doesnt have the assets to pay for the damage or injuries anyways...
My car is under my name but its insured under my dad i got in a wreck yesterday what can i expect i did the claim already and i think they approved we both got away with out injuries
Hello, I was not at fault of my accident on June 24th this year I had my Vehicle for less than 30 days fresh off the lot. Due to me having 0 credit I put a $4000 down payment to take the car off the lot, I made my first car payment 1 week after the crash I didnt have rental coverage so I ended up losing my job an im negative currently. What should I do? her insurance didnt have enough coverage to pay for my car so I ended up going through my insurance but it was a total loss... So I lost my car basically $4000 an my job. Really need help been stressing alot
Hi, did your loan get paid off? Sorry to hear this. Not a lot you can do Im sorry to say. Did you suffer any injuries? If so you can recover for your meds and pain and suffering. You can also argue lost your job because of the defendant's negligence and can try and recover lost wages. Barry
I pulled into an intersection from a side street, and there were large bushes blocking my view, as I crossed, a man going (very fast, approx. 50 in a 25) collided with my car and went to the hospital and ended up blaming me. Even though he had the right of way, going 25 over approximately in a 25 seems excessive and dangerous. Is there any way I can say he was at fault in court, even though the police don't agree with me?
Morning - sure, you can try and fight it - what is your ins co saying? Depends on what your state law says - but very generally speaking - you can at least try and argue either to your ins co or in court that the other side was comparatively negligent for the accident. Look up your state law however to see what it says. I would also consult with a local attorney about this issue (again because this is really a local issue and I can't provide feedback on it specifically).
Hello, I recently backed into a newer Toyota Rav 4 In my church parking lot (I have 2012 Ford Focus) and the victim has small damages to her back end of the car. I didn’t see her prior to backing in and I cannot confirm if she quickly pulled into the spot after me while looking into my other mirrors. There were a few cats who were rapidly pulling into spots so I cannot confirm if she was one of those cars. We exchanged insurance but it is the weekend. I didn’t ask if the victim has any injuries..
Sorry to hear that you're dealing with this - turn it over to your ins co and let them deal with it. That's why you've been paying for ins all these years. Just in case something like this happens....
Hi! Last November on highway when I changed the lane to pass this white car, this dark car came from nowhere with the speed of 100 mph and tried to pass me, and if I didn’t move over, the dark car would have rear-ended my car and caused a ‘life and death’ terrible accident. So to avoid that, I had to move over a little bit to the right so the dark car could pass me without hitting me, and my car touched the white car on my right when I moved over. No damage to both cars. No injuries. The state trooper gave me a written warning (not a citation) right then and told me to give the info to insurance agency and company. The accident summary states that Operator #2 (which is me) was found at fault and issued a written warning. Yesterday I received Surchage notice. I thought a written warning doesn’t affect the rates. How is that possible? Any help would be appreciated. Thank you.
Hi - to be honest, that's a better question for an ins agent rather than an injury attorney. I don't know that much about ins rates. Sorry I can't be more helpful on this one.
Hi there. First of all thanks you for this very helpful video! I know in California it’s an automatic at fault when merging into incoming traffic, but in the case of being rear ended by a drunk driver shouldn’t that be more at fault?
@@LawFull sorry I wasn’t detailed. I was merging into the middle lane (where one can make a left hand turn or u turn) when the incoming driver reared me and he ended up getting arrested and dwi but I was at fault because the report claimed I was going into incoming traffic even though I was already in the lane.
@@bloopjessibloop Hmm. Well I really don't know what to say. Sounds like b.s. to me. You can 1. use your own insurance to get your damage fixed 2. if the guy's insurance denies your claim, you can file a lawsuit against him. If you suffered injuries you can get an attorney to help you. If not, you'll probably have to do it on your own. If thereis minimal damage, you can probably file in small claims court. Does this answer your question?
@@LawFull yes he also refused to give me his insurance information. It’s been a little over a year since this occurred and I didn’t know what to do since this was the first time something like that has happened to me. I’m sure it’s too late now right? But he’s that did answer my question thank you!
I was at fault in an accident august 1st 2020 and my insurance company called me today august 2nd 2023. And said that the statue of limitations has expired. But they could have filed a lawsuit. But they haven't received anything and neither have I
My fiancée had a car accident little over a year ago, it was a 3 car accident. She bumped into a car and that car bumped into someone else. it was a small fender bender if you can call it that. There was no damage to any vehicle and everyone drove off but a few days from the 1 year mark the person she didn’t bump into sued, she got served and now it’s heading to trial. The person is claiming bodily injuries, need for sirgues, ptsd and more They’re asking 80k for insurance plus like 200 more What can we expect?
Hi, just turn it over to your ins co. They'll assign counsel to represent you. Just let them run with everything. This is why you've paid ins over the years....
I am a new driver in high school. I made a bad judgment call and collided with another car on my right. It was night and I did not see them. They were driving without insurance. I have my own insurance. I am very shook up and concerned for them. Thankfully nobody was injured at all. I was at fault. I am afraid of being arrested or something. I keep thinking about the worse. I’m just very worried. I did not mean for this to happen. I really didn’t see his car.
Morning - listen, this is why you have insurance which is the responsible thing to do. I wouldn't worry about getting arrested. Just turn this over to your ins co and let them deal with it....
I was recently involved in an at fault accident. My car was strangely deemed totaled. I'm waiting for a settlement on my car.i know if I want to replace my car with similar car mileage and year it will cost me x amt,.of dollars knowing insurance companies I'm expecting they're not going to be nice and low ball me ,as this is my first at fault accident I'm lost. Could use some guidance
Hi, I was in a car accident in 2017. I was driving on the freeway when an suv quickly switched lanes in front of me. I wasn’t able to see that the truck in front of it was stopped. When I did realize the truck was stopped I tried to move lanes also, but couldn’t. I ended up rear ending the truck. The driver of the truck also saw the suv switch lanes very fast and that I didn’t have time to avoid hitting them.(the police officer wrote that in the accident report). My car was totaled and there was damage to the other vehicle. Unfortunately my insurance was 3 days expired. I just got served a summons this past Saturday from a law firm on behalf of the other drivers insurance for $18,000. I don’t think I should pay that much since I don’t think the accident was 100% my fault. I tried to avoid it, but was unable to. What should I do?
Hi, first I'd check if they filed the lawsuit within your state's statute of limitations. Is this for property damage or injuries too? If PD only the statute is likely longer than an injury claim. Then get back to me.
@@LawFull I live in NM. the summons says they are only wanting money for the property damages. but reserve the right to seek personal injury in the future.
@@emilyvargas8902 Ok so they may be within the statute. Bottom line is you can pay them, answer the complaint and defend yourself or ignore them. I guess you could also try and negotiate with them.
Did you loss your driver license ?? This happens to my husband they want him to have a insurance call sr22 and the bankruptcy to don’t loss his license can you tell me how your case Is ending to have an advice thanks
My daughter was involved in an accident at the time she only had her permit The insurance company found her to be more than 50% at fault I want to contest it because i dont believe she was more than 50% She was taking a left out of our street and you cant really see the traffic coming until its so close to you there is a neighbors shrubs in the way and the road has a bend to it Even I cringe every-time i have to pull out We live in MA What do you think my chance are
Hi, well, I would normally be on the other side of this. But I can tell you if I was approached about representing the other driver, I would have been eager to represent him/her. When I hear there's a left turn involved and (I assume) the other car was going straight, that was usually a winner.
Glad I could help. I'm releasing a new video today. If you want to sign up to be notified when I release new videos and other legal stuff you can do so here: mailchi.mp/chicagolegalgroup/clg
Hello, Sir, My car accident was my fault. The other side said that he had a neck injury and my insurance was 100,000. He said that he had performed several operations. He now sued me. Will he ask for more compensation? Never had This kind of thing before, I am a little worried and scared.
Thank you, this is very educational. You would make a great law professor. If you were, I probably would have made a better grade in my business law class.
My minor daughter was in an at fault accident involving 4 cars I was just informed 3 people have gotten lawyers... Thats is all the information i have been given.. Everybody was ok at the scene thankfully but I am in a constant state of panic over the financial mess this is can be.. i like most americans now am living paycheck to paycheck and dont know what to do
Morning - you have auto insurance? Just turn it over to them and let them run with it. It's all going to be ok. This is why you've been paying for insurance all these years.
Thank you for this video! I have a friend who is at fault; made a left and end up hitting a motorcyclist. My friend insurance agent asked for permission to reveal to the amount of his liability insurance ($100,000) to the victim lawyer. He was not sure what to answer and told them to give him few days. The victim had few stitches and has a hard time walking. What do you think he should do?
Hmm. There must be a law in that state that requires permission of the insured to give that type of info. I really don't know. We don't have that here. Here, if you provide certain info/docs you get the info. So I'm not exactly sure what to tell you. Other than that might be a question better suited for a local attorney who can advise you why or why not you might want to do that. Sorry I can't be more helpful on this one.
I caused an accident, I was merging into a lane person in front of me started breaking and I didn’t notice so I rear ended them. It was my fault, the cops came but the lady didn’t receive my information or my insurance information. She just left, the cops however gave me a sheet where I need to hand it in to the DMV to report it. I don’t know what to expect after.
Hi, I would expect that she'll get the police report with your ins info on it, and will then file a claim with your ins co. Did you report it to your ins co yet?
I need your help… I had an accident behind the car. It was i minor accident because he pushed the brake made a right turn and i was on low speed so i hit slowly his car. I gave my insurance documents to victims and filled a claim for that. Now he is saying that he has physical injury but he is a liar. I told everything to my company. Kindly tell what will affect on my drivers abstract as i am applying for jobs. So am worried about drivers abstract only
Morning - I honestly have no idea. I've never dealt with a drivers abstract before and don't know anything about them. I'm sorry I can't be more helpful on this one.
Hi. I was driving and all of a sudden, a boy of 13 years old bumped into my car while trying to cross the street with his scooter. He was trying to cross the street in the middle of the street where there's no pedestrian cross sign. The child sustained superficial injury. Now, my insurance sent my a 5 page form that was asking for information if I have money in my savings account, stock, property, and my job place. And I was told by my insurance that the attorney of the boy's family is asking for the information. Should I fill out the form?
Good morning - hmm. The only time I used to do this was after a case was settled and I was trying to verify that the defendant didn't have any additional assets to go after. I would strongly reco that you speak with a local attorney about this. There may be some sort of local / state rule regarding this that is foreign to me.
What are my options if at fault insurance coverage for collision is less then the damages that have occurred should I take it or negotiate even thou they told me that is the limit they can pay I would really appreciate if you give me advice about this
Hi - have you consulted with a local attorney yet about this by chance? May be local rules that I'm not aware of. Very generally speaking, if insurance is limited, not much you can do. But there are ways to confirm that the person doesn't have any personal assets etc. That's why i suggest you consult with a local attorney...
hi, i had my first accident last week. i was placed at fault since i was turning left out of a plaza and couldnt see oncoming traffic. there was a person in the turn lane and we collided. i have insurance, but since i was doing uber eats at the time theyre telling me my insurance wont cover anything due to material misrepresentation. do you have tips? im working on trying to get in contact with a defense lawyer but i dont really know what im doing :( there were no bodily injuries and airbags werent even deployed.
Hi - don't just take their word for it - make them show you where in your policy their denial is based upon. And look into appealing any decision against you. Just don't delay.
My son (who has his own car and his own insurance) borrowed my car with permission and rear ended someone (only $200 damage to our car; some trunk damage to their car). Several years later now the Plaintiff is taking it to Jury for a neck injury under my insurance. Does a $1mil umbrella policy encourage them to sue for more? And how does a Jury come up with a fair and reasonable dollar amount--by the Plaintiff's lawyer?
The jury will look at the severity of impact, injuries, permanency of injuries and other stuff like that. But let your insurnace company worry about that. That's why you got insurance in the first place to take care of things if this ever should occur.....
Good morning, that happens more often than you think. Police reports are not evidence per se. But its tough to overcome them at least when you're fighting an insurance company. You can go to the police department and ask to document your side of the story (if it's not already documented) and you can urge your insurance company to defend the claim.
I just got into a wreck yesterday it was my fault we both walked away no injuries but both of our cars are totaled. I did offer my insurance info and also filed a claim with my insurance company. I have comprehensive and collision insurance. What should I expect if there are no injuries.
Morning - sorry for the delay responding.... I honestly don't know without knowing more about your case. That actually might be a better question for a traffic ticket attorney (depending on the facts of your case).
If the ask for 40 thousand and your coverage is 40 thousand and the insurance is willing to pay that, does that mean they can’t come back and sue you personally for more, even if you have a good job where they could garnish your wages? Thanks.
Morning - not entirely sure I understand. But very generally speaking, if the victim settles with the ins co, that means they are settling with you too. And as such, there wouldn't be any remaining liability on your part. Though I would consult with a local attorney to confirm what the rules are in your jurisdiction.
So I'm a " safe a driver in FL for 5 years" clean driving record nothing on it. Rushing home to a sick baby I accidentally rear ended a tourist in a rental car. Immediately I stopped and they took my insurance info/cell phone. Minor damage to their bumper that could be bumped out easily. What should I do next? Thanks for the advice.
Hi, sorry you are going through this. If it were me, I'd report it to my insurance and let them run with it. That's why you've had ins all this time. In case something like this happened.....
Hello! I was driving my dad car but it’s under his name and insurance. It was my fault for hitting the other car. Luckily we both were not injured. However, we both had no clue on what to do, so we left without giving each other our number. The cops did come and gave us the case number. My questions is... Can the lady claim false injury ?? and Do I have to wait for her to upload her claim to the indy ?? What is next step after getting home with the police case number and no car?
Morning, well generally speaking what you want to do after an accident is report it to your insurnace. Chances are this other person is going to file a claim with your insurance anyways.....
Hi I'm in the UK and have just had my first accident about 2 hours ago. I was reversing out of a parking bay at night in the rain. I didn't check my blind spot and hit the side of a car driving past. Would it be worth getting the CCTV from the store and if so would I have to get the police involved to do this?
Is Car front and back Cameras are any help if an accident occurs and its not our fault ? do police or court have significant effect about case if camera footage is there.
Hi, I'm not entirely sure what you're asking. Video is evidence and can help prove who was at fault for the accident. The police and the court will look at it (at least theoretically) and it can help make a determination regarding fault.
It's been six months - hmm - well, I would guess its been resolved. But that's bad communication on behalf of your ins co.... Let me know when you hear something.@@esmokez95
@@LawFullI’m finally hearing back and I’m on the hook for 20k because I had very low policy limits.I have zero assets and don’t own a home. What should i expect? Will they settle for a lump sum for less?
Hi, my dad was found at fault in a minor accident (he got a police citation). But now he got phone calls from the other driver's insurance to discuss the details of the accident. I find it weird since they should have worked with my dad's insurance, not with him.
What if i was found 51% at fault? My insurance company doesn't want to help me in any way ? Im in AZ should i make a claim with their insurance company?
Good morning. I honestly don't know what AZ law says regarding comparative fault. I would strongly suggest you consult with an AZ attorney regarding this specific matter. Sorry I can't be more helpful.
So my question is my daughter was shown to be more than 50% at fault I am contesting it. I was just wondering what are the odds that the judge would overturn it based on the area obstructed view just curious if any of these things ever get overturned when she wouldn’t be considered over 50%, but maybe 50%.
Hi - really impossible for me to know. I did have a case or two that involved untrimmed hedges. I can't remember what the outcomes of those were to be honest. I think it's 'possible' but I'm skeptical. This is the one where she was taking a left turn correct?
what's the main difference between no-fault and tort in automobile insurance, I recently accepted tort through geico in the state of Kentucky should I change it to no-fault?
Hey Frank, to be honest, I don't know much about insurance policies in KY and I don't want to give you bad advice. I would check with a local attorney or better yet your local insurance agent.
I was being irresponsible and crashed into a building on a deep turn in Monroe Louisiana. Car is totaled and the front of the building is messed up, what can I expect goin forward. How bad did i mess up.
Hello. If I had an accident and I was at fault. Will the insurance company let me close the policy? And when I went to an other company to get a quote they told me that I wasn’t at fault... I don’t know if my insurance company is lying or not.
Hi, if the insurance policy was in effect at the time of the accident, it shouldn't matter that you cancel it later and move to a new insurance company generally speaking. As far as fault, that would be tough for me to comment on. Haven't had that situation before. Sounds like it can only benefit you if a new insurance company says you weren't at fault...
I was driving and lost control of my car and hit the contention wall . I don't hit anyone but my back bumper and front got hit . Will insurance cover for the damage or should I fixed outside of my pocket ?
Hi, depends what type of insurance you have. To find out, you would have to file a claim with your insurance company. You may be obligated to do so anyways - not to say that people always do. I guess it depends on how much it will cost you to repair etc.
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I was involved in an accident where I was completely at fault. I was pulling out of a parking lot and only looked right and not left and right due to overconfidence. I ended hitting a box truck where thankfully nobody was injured. But the financial impact and the emotional trauma from my carelessness will haunt me forever. It’s tough recovering from the whole situation because I feel like a horrible person now. I’m 22 years old now and I really don’t know what will happen in the next 50 years or so.
Listen, accidents happen. If they didn't, there wouldn't be a multi multi billions dollar insurance business....
Dude don’t feel bad it happens that’s life anyone can make that mistake.
I was at Same scenenario like you.. because I daily take my car out side from curbside, where on that my car was in between two cars, where I was trying pull my car outside carefully so that it would not hit the car infront, unfortunately my car got hit by Another Toyota Tocoma pickup 🛻 truck and this happened as on 09/22/2022. I was with Geico insurance where my monthly insurance raised from $128 to $301. Now I moved to progressive, now I’m paying $126/month on average, which excludes Rental reimbursement feature.. Trust me if you had accident forgiveness feature, trust me you would have got saved. again not all insurances companies offer that “Accident Forgiveness” feature. It depends from state to state again. I think “Nationwide” provides that accident forgiveness feature..
Can I please know which auto insurance were you with during your accident???
@@nagasrinivasg5812 progressive
Thank you for this video i had my first accident earlier today and had no idea what to do, i was so stressed out and needed this guidance. I will be doing all of this tomorrow with my insurance provider.
i got into my first accident today i don’t think it was my fault cuz they were speeding on a sharp turn but their witness they know and they are trying to blame me
so grateful to have stumbled upon this life lectures! these are things i never knew where to begin to start building in in my life. thanks so much!
I got into my first accident today. I was turning left on a green light when there was a gaping traffic, when a truck came and smashed my taillight. I believe the other party was speeding but said nothing when talking to the cops. I overhead some witness talking to the cops saying they thought "she was going a bit fast". I was curious if I had and chance to get out of a failure to yield on a left turn ticket in that situation. Thank you for you're time in making these videos. Came across them and they have been very helpful.
Hi, so you were making a left and the other car was going straight and hit you in the rear end of your car? But it was not a rear end accident right? It's a toss up to me. Sounds like you were pretty far through the intersection and if the other party was speeding you may have a shot at avoiding 100% of fault for the accident at least. I wish you the best of luck on this one!
Same thing happened to me 2 weeks ago but am waiting for the court date to challenge it. What did you end up doing?
@codyparsons2832 What was the final judgment of your situation?
Thank you, Mr Zlotowicz.
I really appreciateyou taking your time and putting these videos together to help people. Much love to you.
Thank you for taking your time and teach about that situation . I really appreciate !
Thank you for the comment.
2 years ago to the day I was at fault in an accident. My insurance company and the victim did not come to a settlement. Yesterday, one day before the statute of limitations, I am served lawsuit documents. I am working with my insurance and they said they will represent me. I’m scared.
Hi, no need to be scared. Your insurance company will provide counsel and they will take care of it. Just assist your attorneys best you can.
Hey, I wanted to ask how did you get served the lawsuit documents? Like did they send them in the mail or call you or?
Hi jordan how everything went through with your case?? im going through the same process right now
@@AlexFernandez-yl4up hey Alex what happened what's the update?
I caused an accident on the highway due to passing out from a medical condition I didn’t know I had. It’s called Syncope and my blood pressure suddenly dropped outta no where which caused me to pass out. I have no memory of the accident and I’m insanely lucky to be alive. Thankfully I was the only one hurt. I’m now working with my doctors to make sure this never happens again.
Prior to this I was a perfect driver. It’s tough cause there was nothing I did to cause this, my life style isn’t crazy… but I was still at fault.
@RobinNiece whats your instagram I need too ask you something because I'm new too this
@@sowhat616🤣🤣🤣🤣🤣
By the way love your channel , I admire your knowledge and also respect you for helping others learn as this is not taught to us. This is something that should be widely taught
I just got into a car accident 4 hours ago and I feel really bad for it I wasn’t paying attention.
Hi, just turn it over to your ins co - this is why you've paid for it in the event something like this happened..... Just turn it over to them and let them take care of it. Barry
I was involved in an auto accident where the officer and insurance declared me at fault. Doing DoorDash with my two kids and girlfriend in the car when we went through an intersection and was t-boned ended up flipping our car over on our roof. The officer submitted a DMV re-examination and not it’s putting my driving privlegde at risk. All this ordinal has been overwhelming on my emotions giving i deal with depression to begin with. My father-in-law is letting me use one of the cars he has but i just feel like I don’t deserve it anymore. I’ve been really beating myself up over this. I don’t get why it’s called a car ‘accident’ when they don’t treat it as an accident more like a ‘it’s you’re fault and I’m gunna ruin your life’. Emotionally it’s been hard and tearing me up
Hello Richard. I'm not sure what to say other than I'm really sorry this happened and that you're going through this. Barry
Hi there! Just got into my very first car accident today. I’m a 25 unmarried male, and I own a 09 Honda Civic. I was driving in Hollywood and a driver 2 cars ahead of me swerved out in front of the person in front of me, she slammed on her brakes, and unfortunately I ended up rear-ending her. We filed a claim with our insurances, no police report was filed because damage wasn’t substantial-her bumper will need to be replaced and the front of my car has a small dent. I guess my questions would be
1. How badly will this affect my insurance if I’m named the at-fault party?
2. How long will this accident last on my record in the state of California?
Hey good morning. Sorry to hear this but that is what insurance is for. Those questions however are better suited for your insurance agent to be honest. I dont work with insurance rates. Sorry I cant be more help.
I just got in an accident in Hollywood, well actually more northeast LA. Can you let me know what happened to you after?
@@jessepickar3297 Hi Jesse! So sorry to hear this. Honestly, this was where I got into an accident, so I understand how frustrating and sad it is. Insurance for me didn't go up that much--only about $5 more a month. Insurance thankfully covered the whole thing for the person I hit, but not for me. Still have the battle scar to show for this! LOL
Something that I wish I could've done in the moment was to file a police report. No matter what. If there's any piece of advice I can give you is to never openly admit to the fault of it especially if someone else caused the accident. Honestly, the person who swerved out in front of the other driver and I could've been blamed, and part of me wished I fought harder, BUT what's done is done. Just know that this happens to the best of us and that you're not alone.
@@ryanealon we did get a police report, it was on the 110 northbound. Hopefully I don’t have to pay for this guy
My dad was in an incident a month ago. He was driving on a straight lane and then he stopped to see if it was clear to continue around the roundabout. The car he was to give way to was a good distance away. So he decided to carry on driving. However, once he started driving that same car came out of nowhere and crushed the side of his Jeep, leading to the left side of his door handles being broken and a large dent left in the center.
Thank God my dad and the other driver wasn't physically injured.
The driver was a woman who seemed like she was unstable and her personality was really horrible. I believe she was speeding since her vehicle wasn't near the intersection of the roundabout.
This week my father got a bill in the mail from her insurance company demanding that he pay 10,000 for the damages of her car. It's got all the photos and all. My dad doesn't understand what's going on because she was the one who hit his car and he had to fix the damages she made. My dad didn't even touch her car.
On that day of the incident, the police came and she told them that my dad didn't give way to her so he was accountable.
My dad doesn't have insurance or the money to pay for her car. I'm scared and really sad for him. We don't know what to do.
I believe it was a false claim against him. But me and my dad have didn't take photos because we didn't know it would be that serious 😭😭😭
Please God help us 🙏🙏🙏🙏🙏
Hi, I am really sorry to hear this. The reality is though if you do not have the assets to pay for the damages there's not much the other side can do.
@@LawFull really? They won't take my dad to court? There's no evidence that we did those damages to her car. There's no evidence on both sides...so are we still accountable? A friend told me that the police can't get involve because it's an insurance claim. And that we can sue her for dishonesty but then again we have no proof.
@@anniemarielilly2052 Hi, they might file a lawsuit against you.... What I'm saying is, if you do not have the money to pay them, then what are they going to do? File a lawsuit and try to collect.... but how? Not sure what you're saying about the police but I wouldn't listen to friends about issues like this. As far as evidence, you said the police found your dad at fault no? No you can't sue her for dishonesty
@@LawFull dang that sucks 😣💔
@@anniemarielilly2052 Sorry.....
Yesterday I was in my 1st accident and I believe I’m the one at fault. I was exiting my neighborhood hood trying to turn left and it’s a pretty busy street. I looked left first to check for cars and they were a far distance away from me so I looked to the right and no cars so I felt clear to go and let off the gas. All of a sudden a car slammed into me from the left. I feel I’m to blame because I didn’t check left before going when I should’ve. I’m only 18 though and I’m worried they’ll try to sue me for damages. They seemed ok to me though because not even a minute that I got out of my car, the other driver (he was elderly) started taking pictures of my car and that’s that he kept driving a little after hitting my car. The speed limit is 40 there but the way the impact was and how far he had to keep driving to slow down, do you think they were speeding and would that help my case? I am willing to say it’s my fault but if they were speeding could they also be at fault too?
Hello, first I wouldnt say anything more online about this. The short answer is if they were speeding there might be comparative negligence on the part of that driver. Sorry you are going through this.
LawFull Thank you for the advice 🙏
What end up happening ? I’m basically in the same situation expect there wasn’t any cars before I turn. The other drive had no damage to her car but had a scratched and mine had my whole door hit.
@@elizabethzarate5861 I ended up in nearly the same situation today but I ended up t-boning the other car 😫 he was coming from the left and speeding and I didn’t see him until it was too late
I was in first accident just a few days ago your case sounds similar to my accident no injuries I unfortunately i didn’t have insurance the cop mention that this is my lucky day and gave me two tickets and get insurance and present it on my date don’t know what that means it sounds to good to be true. Tha doesn’t mean the other party wouldn’t come back an hunt me my sweet dreams
Hello Im glad to come across this video. I live in California and wanted to see if I can do anything as he did a malicious act.
I was in an accident that was reported as my fault. I was traveling west bound on Fruitland ave. I was driving behind a AAA tow truck. We came up to a red light and proceeded to go when the light turned green. After a while I tried to pass the tow truck on the left side crossing a double yellow. As I did this the tow truck sped as I tried to get back into the right lane the tow truck driver purposley hit me on the back right side of the car causing me to spin and hit the side walk. The tow truck lost control because of his speed and hit a light pole. I wanted to see if I had some kind of case considering he did this with malice and hit my car .
This is almost exactly what happened with me. What ended up happening with your case?
Hello, so two years ago i was at fault of an accident in California, the settlement for property damage was token care of and now (two years later) im being demanded 15k for bodily injuries. State farm says i have coverage for 25k property damage and 15k for each persons injuries. I no longer have this vehicle insured with them so would state farm cover this in case the suit goes trough?
Hi, yes. If you had state farm at the time of the accident it should cover it.
Great video. Thank you so much. I have a Question, do you recommend getting a defense attorney if found at fault? No major offenses was made, i just failed to yield towards on coming traffic and accidentally caused someone to hit me. I reported the claim to my insurance and they said that we would be considered at least 90% at fault. The other guy did request an ambulance ride to the hospital so I imagine he's going to come after my insurance which is only going to cover upto 60k in damages and legal fees. Whats my next move here? should i lawyer up? This is my first accident after almost 20 years of driving.
Hi, well, your ins co should assign you counsel to represent you. I would ask that attorney that question. I can only speak from our experience, and that is, there has never been much reason to go after someone personally for damages because people don't usually have the assets to pay for the damages. I would not say anything further about this online. Talk to your ins co, talk to the attorney assigned to your case (if there is one) and then you'll be in a better place to make a decision.
@@LawFull Ahh i see; ok thank you for your response.
I was stopped at a stop sign on a side street. I was planning to make a left hand turn onto the Main Street. The traffic light at the end of the street was RED. traffic coming from my left stopped to keep the lane clear. They were stopped behind the beginning of side street, with the rest of the traffic stopped on the other side(Traffic was backed up because of the red light). I saw that there was no more traffic coming from the right side of the main street so I proceeded SLOWLY to make my left hand turn passing the STOPPED TRAFFIC. As soon as I passed the stopped traffic I was hit by a car going atleast 35-40 mph WHICH I COULD NOT SEE BEHIND THE STOPPED TRAFFIC, which was headed to the red light, mind you it was RAINING. From my point of view, it looked like the car went around the stopped traffic, to try and pass them
If I could add, I wouldn’t blame either one of us. I feel like there should not be a stop sign on that street! I think a STOPLIGHT would be better in that area.
With traffic lined up, it was hard for me to see the other lane of traffic. There is no reason for traffic to be lined up behind an intersection for a STOP SIGN! there needs to be a stoplight there on both sides of the street. It is too dangerous
The police officer that arrived on scene after the accident gave me a ticket for Failure to yield, and said that I was at fault. I also just got off the phone with a lawyer who said the exact same. I am fully covered with Safe Auto. My car was announced as a Total Loss yesterday from the Appraiser who inspected my vehicle.
@@2Awesometay Sorry to hear this. If I understand the facts correctly, I think it would be a tough case for you to prevail on unless an independent witness corroborated your belief in what the other party did.
Thanks a lot.
What if the bodily injury coverage is less than injuries sustained
Is getting a lawyer defending the one at fault a good idea and what might the lawyer be able to do in that situation defending at fault defendant ?
Morning - what is your ins adjuster saying I'm curious to know.... You caused an accident and your ins policy is not enough to cover the victim's damages? When I was faced with this situation, my client would normally turn to their own ins policy for coverage if there was any first. And we'd make the defendant sign a document confirming that they didn't have any assets that could be used to compensate the victim - that kind of thing.
I got into an accident today as i was trying to turn from left lane to right lane and didnt see the person in the right lane. We parked and i gave out my information & insurance but didnt get their information or take any photos as i was panicking. They did and there was a police officer that came by to file a report. I am now scared that I messed up and will get into even more trouble for not properly handiling my side of things
Morning - so you don't have any info about the car that you got in the accident with? License plate #?
That was very good and informative. I had a teacher who was at fault in a car accident but the person he hit didn’t bother to exchange insurance. The person he hit just decided to leave the scene. A few years later she somehow got his insurance and now he’s being sued. Do you think the victim should be charged with hit and run even though she wasn’t at fault?
Hi, to be honest I don't know. That's a criminal charge and I don't know anything about criminal law. It would depend on the laws in your state.... Sorry I can't be more help on this one. Barry
Yah he's in big trouble are you alright and can you respond?
I just had an accident back in February and caused serious injury to the other party. I filed a claim and everything seems to be going fine so far. The problem is, I know for a fact my insurance policy isn't going to cover the costs that their demand letter is asking for. It probably won't even cover the settlement amount. My dad didn't have umbrella insurance and I just recently declared my assets to my insurance attorney. So, I own 33% of a house that I cosigned with my brother and I was told that is gonna be at risk and absolute worst case, they will make me sell the house and take the portion I own. Reaching out to other attorneys right now for consultation because my insurance supposedly won't help me after the case settles. I am still waiting for more information, but it's got me seriously worried.
Sorry to hear that. I have a similar situation. How it works for you now
Hi.... Thanks for the informative Video..... i was involved in an accident few weeks back in a multistory parking lot in San Diego, CA . i was taking a right in a T intersection and got hit by a car going straight..... i am a good driver with no prior accidents and i always look carefully before merging into a lane..... this time also i saw no car in the straight lane and make a right and this car came out of no where and hit my car...... i believe the other driver was over speeding in that parking lot.......After the accident, the other driver accepted his fault and said sorry..... He even said that he was in a hurry to work and did overspeed...... at that time no one was injured and the other driver was 18 years of age who just got his provisional driving license...... now after 2 weeks my insurance company called me and telling me that the other driver is putting the responsibility to me and my Insurance company (GEICO) can not prove that the other guy was over speeding and they are saying the other driver had the right of way in that parking lot... they are saying at this point "i am at fault"
1. What are my options in this scenario ?
2. my wife was there at the time of accident and she also heard what the other person said ..... can i use my wife as a witness?
3. also the other guy is also claming bodily injury even though he was not injured after the accident . what kind of injury claim he can do ? i have a 100/300K Bodily injury coverage..... and it was not a major accident....... will my insurance company cover all the cost....... is it possible he can claim more than 100K in this kind of small accident ??
please advise
1. What are my options in this scenario ? YOU CAN ARGUE TO YOUR INSURANCE COMPANY YOUR SIDE OF THE STORY; OR YOU CAN FILE A LAWSUIT AND TRY TO WIN (IN 2 YEARS OR WHENEVER IT GOES TO TRIAL); YOU CAN FILE IN SMALL CLAIMS COURT AND GET YOUR DAY IN FRONT OF A JUDGE MUCH QUICKER IF YOU HAVE MINIMAL DAMAGE AND NO INJURIES ON YOUR SIDE 2. my wife was there at the time of accident and she also heard what the other person said ..... can i use my wife as a witness? YES SHE CAN BE A WITNESS 3. also the other guy is also claming bodily injury even though he was not injured after the accident . what kind of injury claim he can do ? i have a 100/300K Bodily injury coverage..... and it was not a major accident....... will my insurance company cover all the cost....... is it possible he can claim more than 100K in this kind of small accident ? JUST LET YOUR INSURANCE TAKE CARE OF IT - THAT’S WHY YOU HAVE IT. HAPPENS LIKE THIS SCENARIO ALL THE TIME
@@LawFull thank you sir for your advises.... you are helping people like us by giving very good information … God bless you
@@satyajitnanda242 Best of luck to you sir.
Hello I was involved in a accident a few days ago where I was the victim of a road rage incident, this person blocked me and my family inn at a red light for passing him up the road. He exited his vehicle and attacked me at my side of the truck. He was able to grab the top of my window and rip it open and then started attacking me, in attempt to get away from him I struck the side of his truck, from where he blocked me in, Iv told my insurance and hired a personal injury lawyer bc my wife and I had injury’s. It’s been more then a week and half and still haven’t heard nothing! I just feel like I’m in the dark about what’s going to happen!
The driver who caused my accident didn’t handover their details and they got away with it because the police couldn’t identify them and they done a lot wrong at the time of the accident.
Ouch 😓 that’s not good
@@abekoyf8023 I agree that’s not good, in hindsight that driver attempted to extort me blaming me for the accident when their vehicle walked away with a scratch and mine ended up being written off along with me not having access to a vehicle for a few years, eventually things got settled via insurance but I think I could have got more.
Hi Barry and thanks for this excellent detailed video.
I have my 21 years old son in my policy and he recently was involved in an accident with a motorcycle and the police report deemed my son at fault for “side swiping” the other party while changing lanes. He’s a student with just a part time job and this was his first accident. We are in the state of CA and I have a few questions:
1. My personal injury protection was unfortunately low - $50K/person/$100K per accident (I have since increased it for future accidents). What should we be concerned about? They did have to call an ambulance to take him to the hospital but he was conscious (and I pray that he makes a full recovery from this unfortunate event).
2. Am I liable for anything given that he’s on my policy and even though he was found at fault.
3. Should we look into speaking and potentially retaining a lawyer in this case?
Good morning - I'm very sorry to hear about this. These are really questions better suited for a local attorney. However, I can say that in regards to hiring an attorney, your ins co would normally hire an attorney to rep you and your son if it came to that. Have you spoken with your ins co - what are they saying at this point? Barry
thanks Barry@@LawFull for your prompt response. The insurance is indeed handling the matter but given that my personal injury limit was lower than usual, thy said this can be a long drawn out process. I am just trying to take my precautious to reduce my own personal liability.
Hi, sorry for the delay responding. Sounds like you're doing all the right things. Let me know how it turns out for you.... I hope everything works out ok. Barry@@yunush
@yunush can you please update us on how it is going?
I was at fault for an accident 2 years ago. I had provided my statement to my insurance yet the inspection team did not arrive to estimate my damage, they later denied my claim. Now I’m being threatened by the victim with the lawsuit. I really don’t know what I should do next and need help
Why did your insurance company deny your claim?
B
Amerikkka sucks
@Minh Kieu this comment was 2 years ago whats the update ?
Update?
My bf rear-ended a woman who then rear-ended another woman in a bottleneck on the freeway in CA (I was not in the car so I did not witness this happen, but he was not drinking or anything; he was driving a standard and did not hit the break in time). The car he was driving was financed and he only had it for 5 months. Luckily he had gap insurance from VW so he did not owe the rest of what was due on his car. It was a total loss.
The woman in front of him was also a total loss, no injuries. I saw her car in the tow yard, it was a mid-2000s Camry.
Apparently the woman in front of this woman was transported to the hospital (I didn't see her car following the accident and don't know what she was driving). Anyway, it seems like Geico (bf's insurance) covered her ambulance and that portion is resolved.
Now, for the cars, one of the women has AAA and the other has Mercury. These insurers have sent letters directly to my bf requesting the money for the cars (AAA wants approx. $12,000 and Mercury wants about $6,000). Their letters CLAIM they have already been in contact with Geico and that Geico will not pay more based on coverage. However, I am finding this hard to believe because we live in California, and for some reason I just have it in my mind that you are required to have high collision/liability due to the area we live in (I also have Geico for my 10 year old car and I pay over $100 a month just for it to sit in my garage -- I hardly drive anywhere but Geico doesn't care - based on my zip code and age I am "higher risk").
I'm trying not to meddle in his situation because it is stressful. I do know that he forwarded the documents he's been receiving from the other insurances to Geico, and Geico says they are in negotiations.
Is it possible that my bf will have to personally pay these women/insurers the requested $18,000? He has not purchased another car following this accident and thankfully does not need one. Are there other options such as declaring bankruptcy? I am stressed about what is to come.
Hello, I would not worry about this at this point. Let the insurance company handle it. Is it possible that there is excess property damage that needs to be reimbursed? It's possible, but you don't have to just pay it Upfront. For them to really recover on that they have to file a lawsuit against your boyfriend and go to trial and win and then recover the damages. So that's a long ways off. Let your insurance company handle this right now.
LawFull thank you so much 🙏🏼
I am in a similar situation. Were they able to settle the case within policy limits?
Hello; I was at fault for an accident and I’m an excluded driver; the other driver is going to file a claim and I plan on doing so as well; she didn’t require medical assistance immediately and said she was fine. There were no witnesses; I do believe that she is at fault too however because the line for the turn on the highway was moving and she was not and by the time I realized that she wasn’t moving I hit my brakes and there was loose gravel on the highway; my car slid and bumped her vehicle. There are no serious injuries or even serious car damages. The worst part of the accident is part of her fender came undone but she had also let me know that while in Florida with her husband that she was involved in another accident where she wasn’t at fault but didn’t report.
thats bad luck there buddy. even when people just sit on the road because they are texting or whatever its still your fault if you hit a non-moving car. I had something like this too but she suddenly stopped and I didn't have time to stop and apparently I am at fault too.
ebay seller What if it was raining hard? Can someone use that and not be 100% at fault ?
Hi! I was at fault for a rear end collision 2 years ago. My insurance paid their damages. But now they are suing me. What questions should I be asking? What steps should I taking after being served?
Good morning, just turn this over to your insurance company. They should assign counsel to represent you. This is why you got insurance so turn it over to them and don't sweat it.....
I'm currently going through this exact situation.
Why are they suing you? We’re anybody injured?
If your insurance paid for it why are they suing you?
hello I got in a accident about two years ago it was somebody’s else car and it got totaled. I have no insurance or license. because I am disabled I’m just really worried about going to jail because I will lose everything I have
Morning sorry for the delay responding. Were you cited for the accident? I've not personally seen anyone thrown in jail for causing an accident. Is there some reason this is a fear of yours - now - 2 years later?
Hello Dr, I got into a car accident few days ago. I was double parked to answer a phone call. I check the mirror to see if someone was coming and didn’t see nothing . Once I tried to merge on to the lane this black Lexus came and hit my car from the side causing him to crash into me and another vehicle. I say he was going over the speed limit because if he was going at a regular speed , he would of had time to brake or just hit my car. Not impacting me and hitting another car that was on the other side of the lane. Keep in mind I only have a permit but I’m 19. My dads car has insurance and everything is up to date. What can I expect ? I’m from New York City ! Hope to hear from you soon thanks in advance.
Morning, listen, just turn this over to your insurance company and let them run with it. This is the reason you got insurance. There shouldn't be that much for you to do once you turn it over to them....
I wish there was more on this. I was at fault, I backed into a person leaving a driveway. The damage was minimal. Under 2,500.00 the officer said it didn't need to be reported to the DMV. I was working for a commercial company using my vehicle. My insurance company would not cover me. I agreed to pay the person and even get them a rental car. They agreed to except payment. I did this once before for a trucker who hit me and it worked out great for both of us. But in this recent situation, she has notified her insurance company. They apparently are not saying there is damage because they want me to pay. But their insurance company is calling me about a claim. I don't know what to do.
Hi sorry for the delay responding to this. What has happened this week regarding this situation? Why won't the insurance cover you?
Yesterday I got in an accident in a company owned vehicle, it was determined my fault and I was ticketed with failure to yield at a stop sign. I did yield and look both ways but the intersection is an extremely busy intersection and famously hard to turn into; many wrecks have happened there before. The oncoming road also has a curve so it’s very hard to see cars coming. Also, the other driver was cited for driving without a license and because his brakes were somehow damaged (I forgot exactly why) but do you think this would be a strong enough case to maybe fight the ticket given?
Its hard to say - but you could at least argue that the other driver was at least partially at fault maybe even more than 51% at fault.
i had almost the exact thing happen to me two days ago and the guy who hit me from the side was speeding and didn’t try to slow down because he was under the influence but i’m still the one at fault and got the ticket because i pulled out right after i looked and no one was coming but i’m not sure what i should do either
Same thing happened to me today. Failure to yield at stop sign
@@davidkatz7972 I got in am accident today, I was cited as failure to yield while I was making a turn.
I hate my situation I got hit in my ball and mount that doesn't leave much damage to your car. Now I have a umbilical cord hernia torn ligament in my shoulder and a damaged disk in my neck. And headaches all the time and my doctors seem to dought my story. I tried not to say I was in a automobile accident.
Hi, we should discuss this further. Off line however. I am available at 4 o'clock CST if you would like to call my office 847-305-4105.
I was at fault and had full coverage but the injured party has an attorney and is seeking medical damages that exceed. Their attorney is now asking my insurance company for a financial affidavit. My insurance company set up a consultation with an attorney they have retained. Is my insurance company going to use this opportunity to deny my claim? How much info in the financial audit do I have to give?
Good morning. Not sure why they would use it to deny the claim. As far as how much info you have to provide. I would consult with the attorney on that. Hard for me to know. However, I can tell you that when we've done a financial affidavit, we never asked that much info just enough to verify that the defendant didn't have a lot of extra assets we could go after.....
@@LawFull thank you so much, I just had a consult today because of your reply. You were spot on bullseye 🎯 thanks again.
I involved in a car accident in July. The police report said I was in fault. And my insurance told me that there are significant injuries to the other driver which exceeds our policy limits. My liability is $25k per person. What can I do? It takes forever to solve the case. Every time i received the mail I was so stressed out.
I was trying to turn left at the intersection. It was green light and I stopped and slightly pulled into the intersection and stopped to yield to the oncoming traffic. And then most vehicles is passed through the intersection . one black truck and one white car were 100-150feet away from the intersection. And the white car was maybe 20-30feet behind the black truck.I was waiting till they passed too. But the light turned yellow, I saw both cars are slowing down. Then the black truck speed up suddenly to run the yellow light. Then the light turns red . After I saw the black truck run the yellow light and then light turns red , and the white car is not into the intersection and I saw the white car is slowing down so I started to turn .then the white car speed up suddenly and hit my car.
Hi - sorry for the delay responding. What is your ins adjuster saying? Normally, if I had been the attorney on the other side, unless you had a lot of personal assets to go after, we would have just settled for the ins policy limits and that would be it. Unless there is some state law that I'm not aware of. I would recommend consulting with a local attorney regarding this matter....
If you are a defendant in a accident lawsuit can you increase the liability limits on your policy before the case goes to court?
Only the insurance in effect at the time of the accident will provide coverage.
I was at fault in a car accident about a month ago and Im lucky that since I rear ended a city bus and no one was on the bus, there were no damages 2 the bus and the driver was fine so I didn’t have 2 worry about getting sued. My insurance was really good. My car was totaled and they gave us money 2 compensate 4 the car as well as paying the towing fee and my medical expenses. Unfortunately my insurance did go up but I’m not sure how much yet 😬
do you know how much it went up now?
Yeah do you know?
Can you provide us with an update, I just got into an at fault accident on July 10, 2023 and the car has been totaled. I know our insurance will go up. I am at a total fault, this is sad.
@@bigfan2452I’m in same boat can u please tell me what happens cuz I just totaled a 2023 car. Don’t even want to say the brand. 😒
@narcassassin8998 our insurance prices went up and the insurance company paid us for the car. It was totally my mistake and I only blame myself. 2023 was an aweful year for me.
I scratched a car from behind while we were in traffic but my car has no damage. Will my insurance go up and do I have to file a claim for my car?
Hi, if you rear ended the vehicle 1. That driver will likely file with your insurance company 2. Your policy likely says something to the effect of if you are involved in an accident you are obligated to report. Some do and some dont. If you do not, it could threaten your coverage. You would have to check your policy.
what typically happens to at fault people who give expired insurance to an injured person? As in they're not even with the same insurance company.
Morning - so someone gave an old ins card to the driver of a car that they hit? Was the ins not in effect at the time of the accident? If I were the victim's attorney, I would just try and find the 'active' for lack of a better term ins policy and go after it. If you are asking from a criminal perspective (if any), that I would have no idea about. . .
@@LawFull Thank you replying. Yup that was essentially what I was asking. Like if an at fault driver gave expired information of an insurance provider as a form of fraud. I've heard that the new provider can drop the coverage after the claim. Especially if the at fault driver didn't report the accident.
@@AllanPowell Morning, I guess that's possible. I honestly don't know. However, I can say that in the past, I did see ins co's drop policy holders for numerous issues involving dishonesty. Keep me informed on what happens.
Hello, I was at fault for an accident 6 months ago where I was taking a left turn on green both ways and unfortunately crashed into the person while making my way to the other side. I did file a claim with my insurance company immediately after the accident and ended up with total loss for my vehicle. The problem is I have to go to court, what would you recommend in to do in this case?
Goto court for what? You got a ticket? If so thats a question for a traffic ticket attorney. I do injury stuff. But definitely you can find someone local to help you out
@@LawFull Thank you for the response, I'm going to court for the accident as mentioned above and I was given a misdemeanor as well for accident.
@@mnraiders8546 Sure. Best of luck with that. Again though consult with a local traffic ticket attorney....
I was rear ended, so far the driver has not responded to the insurance company and give statement. Wondering when to file suit in Texas.
Morning - I don't really know much about TX law.... Did you file a claim with your own ins already?
Hello. I just got into my first car accident. I accidentally rear ended someone and there were very minor damages to his car (slight crack on the bumper) and almost no damage to my car. I was able to give them the insurance on the car but unfortunately I was not able to get their information nor did I take pictures. Everyone in the car seemed to be perfectly fine after the accident but I'm worried they may try to milk it for more. The car I was driving was under my mom's name and she is the primary insurance holder although I'm also listed on the insurance. My mom is terrified that this may turn out with us losing our home. Is this really a possibility and what steps should we take to avoid this?
Hi, tell your mom not to worry. Just turn this over to your insurance company and let them run with it. That's why you've had insurance this whole time. There should be nothing to worry about.
@@LawFull Hello again. I was just told by my insurance that because I was driving for postmates during the accident, there might be a chance my moms insurance (AAA) will not cover damages. By the way, there were three passengers and they hired an attorney and also went to the hospital for "injuries" after telling me they were perfectly fine after the accident, which is what I expected they would do. On a scale of 1-10, how bad of a situation are we in because we are both stressed out and terrified of what we may lose.
@@aaronm9925 Morning, what is 'postmates'? If its like grubhub or uber or whatever, you should report the claim to them. My guess is, if its like those others, then they'll have a process for reporting insurance claims....
Hi, was in an accident turning left. I was flipped and my car is totalled. Their car is also totalled and I do believe they refused medical treatment on site. This person is now claiming to have injury, what should I expect? I am covered but not sure what to expect. I feel like the other person was speeding and that they didn't even try to slow down before impact but I didn't even bring that up to the police (first accident and shaken).
If you were turning left and it was a t bone accident, its tough to argue they were at fault. Turn it over to your insurance company and let them run with it. Thats why you got it.
Hello, in need of help. My boyfriend was driving my car and wrecked it. He was at fault. I immediately filed the claim the next day and did everything my adjuster asked me. I gave a recorded statement, gave the police report, he as well gave a recorded statement. I was told that they may not cover my damages because he wasn’t listed as a driver on my insurance. I’m the only one who drives my car so I never thought to do such a thing. He only drove it that one time. They are currently in the process of inspecting my vehicle. I also found out that the law in TN states that a person does not have to be listed on your insurance company if they do not live in your household. I live alone. So technically speaking it’s not required to list him. I have comprehensive collision and collision coverage. Please help with legal advice.
There are no injuries with either party. The police report stated that no one had injuries. So my case is strictly property damage.
Hi, don't just take their word for it. Ask for a certified copy of your insruance policy and tell them to show you where it says that he is not covered. If they continue with this tactic, you may have to demand arbitration. You can find out how to do that in your insurance policy....
I'm the atfault driver I rear-ended a driver totalling both vehicles. My Insurance company is telling me preliminary accounts they are telling me my full coverage insurance may not cover all allegations of injuries on the party I hit any my response for any overage. Should I trust the attorney my insurance company provides or should I get an outside attorney if it goes to a jury trial
Hi Chris. Hard for me to say. I would have been on the other side of things (meaning, representing the victim of the accident) and you need to consult with a defense attorney to understand your potential liability. I have to be honest, I can't advise you one way or another. I apologize. I try and help people on here but I just don't feel comfortable giving advice on a topic that a defense attorney should be consulting with you about. Sorry. Barry
fucked up and hit someone suddenly stopping at a yellow (im 22 and you can imagine how hasty we are) my car was also already faulty from brake fluid or sensor being faulty. thank god neither of us involved are injured and i am very glad i had all my insurance straightened out
Having the right insurance is key. Glad you're covered....
@@LawFull what i want to add is i dont have collision coverage. i actually have to fix it out of pocket :(
so everybody. even if it is your fault you need collision coverage to be able to be paid for your mistake :(
If a person is at fault 70% and the car insurance personal liability is 100,000 but the injuries of the other person received were severe which means it goes beyond that amount ...how can one protect oneself from being suit for assets like a house?
I was at fault for a accident that happened a month ago, i was on the way to work and it’s a hour drive so I was feeling drowsy l. The accident happened at a intersection light, there was a suv in front of me and I remember putting my foot on the break slowing down but I never fully stopped and rear ended the suv. I had put my head up and closed my eyes just before this happed and after the hit we pulled over at a gas station. No one was hurt and no police were called. We exchanged information. Insurance.. etc, my front bumper and hood were damaged and their rear bumper was damaged. The following day my uncle calls saying that my insurance bailed on me and that I had to go look for a new insurance company because I wasn’t a listed driver on the policy. I get phone calls from the persons insurance about making a claim and I haven’t answered to them because I am not sure how I should go about the situation.
Hi, if you don't answer them you'll probably get sued. If it were me - just if it were me - I'd answer them and say you filed a claim with your insurance and you were not covered. They will then go after their own insurance under the uninsured motorist coverage - hopefully they have it. But this is just generally speaking. I also would not say anything more online about this accident.....
I caused a car accident where I rear ended a car and caused damage to there car but my car has no damages . The police came and we exchanged insurance . There was no Injuries But later on they Decided to hire a injury attorney . What happens now ???
Morning - just turn it over to your ins co.... They'll handle everything. And this is what you've been paying for ins for all these years. So just let them do their thing.
I Fainted while driving, hit a tree at the side of the road while trying to get off the road realizing I was about to faint. Police came, they called ambulance, asked me questions like when was the last time I ate something, I replied the night before.
The ambulance guys recommended I go to the hospital but I don't have health card. I'm a temporary resident on work permit. I have full insurance coverage but felt I should seek help from a lawyer because I'm new to rules of this country and I don't have money to pay for the hospital bills. And I don't know the processes.
I've called the insurance company to file a claim, they said they'll call back in one or two business days .. I don't know what's going to happen now .. i have headaches, body aches ... Im still scared of the memories of accident
Morning - sorry for the delay responding to this. What's happened since you posted this? Did you talk to your ins co?
The insurance company said my insurance policy is new and they haven't written the policy yet, insurance started from July 3rd and accident on July 14th... They still haven't contacted me for anything yet..now I'm worried if I'll get the coverage or not
@@Timelapseeveryday That is a very strange scenario. Do you have evidence that the policy was in effect on July 3d? If it was in effect, you should at least theoretically have coverage.
Is it possible to connect with you on Whatsapp or email? It's confirmed that policy was in effect... However, I had been doing Uber and doordash till June 3 and at that time I was with another insurance company and I didn't let the previous insurance know about Uber doordash because I thought it was not needed.
And I didn't do Uber doordash after June and was with this present insurance company from July . But they asked me if previous insurance company was aware about Uber doordash and I said no . Will it affect the coverage now ? Does doing Uber doordash with previous insurance companies affect the coverage of this new one where I wasn't doing Uber doordash with this new insurance coverage?
@@Timelapseeveryday Morning - this is not really a type of case I can help you with. I apologize I can't be more helpful on this one. But all the cases that a p.i. lawyer gets involved in involve a 3d party causing an injury. As such, I'm not sure what else to tell you about this matter.
Just got in a really bad accident today. Supposedly a blue car maybe 5 cars ahead in a 2 lane highway had mechanical failures and bounced back and forth twice from the barrier to the guard rail. I was in the fast lane and even with enough distance the roads were wet and my heavy truck just slid right into the back of the car in front of me. I don’t know if I at fault or partially or maybe it’s on the blue car. I was the last one in the line for lane so no one hit me from behind. But I’m the least bit happy since I just bought the truck and haven’t even paid my first payment on it yet. I’m replaying it in my head but there was no way to avoid hitting the car in front of me. I just wish I left the house 5 minutes late or earlier to avoid the whole situation
Really sorry you're dealing with this. But my guess, and it's just a guess, is that you're probably going to be found to be at least partly at fault for the accident. What is the ins co saying?
I was involve in an accident where I'm changing to the inner lane when I was rear ended. I was in shock so I just go with the flow, the other party kept insisting their car was in my blind spot. The police heard his side more and I was issued a ticket operators to use reasonable care. After the shock subsides, I'm pretty sure I check and the lane was clear for me to change lane, my best bet is he was overspeeding because I'm already running at the max speed limit. I know I can only prove my innocence thru cctv. No one was injured and we both have the same insurance. Should I go to court to prove that he was also partly at fault? Or just settle the fines and take a traffic schooling to temove points? Please do advise on what to do. I hope there won't be future suit againts me since the report written by the police has 0 injuries.
Hi - that's really a question to ask a "traffic ticket attorney" rather than a personal injury lawyer.... I'd do a search on Google for traffic ticket attorney near me. There will be lots. So that is what I'd recommend you do.... Barry
Hey I was at fault for a wreck about 2 months ago it was for failure to yield and it resulted In a collision there were injuries i am not sure to what extent though, I got a citation and I have to go to court I just wanted to k ow what to expect and if there would be any jail time?
Hi, well I am not a criminal attorney so this is a bit outside my area of knowledge. However, I have had lots of injury cases and the defendant who caused the accident often receives a citation. But I dont think they have ever served jail time for a simple failure to yield ticket. Perhaps if there is an aggravating circumstance like DUI but my guess is you will have to pay a fine
LawFull thanks for the reply sir I’ve been stressing about this for months now I’m only 19 and have only been driving for a few months, it was a stupid mistake but I learned from it, thanks a lot
@@qui-gonjinn6060 did you have to do jail time?
StuckUpAfDoe nah due to the covid I only had to pay a fine of $160 or somewhere around there and I did it online
@@qui-gonjinn6060 are you in Ga my court date is in November and this my first accident/ticket. Did it go on your criminal record?
I was involved in accident. The police put me at fault. But it was raining hard and as I made a turn my card slid and bumped a car. Police issued me a ticket for improper left turn. Should i plead not guilty at court?
Morning - sorry to hear about this. I honestly don't know. That's more of a question for a "traffic ticket attorney" than a personal injury attorney. Do a search for a traffic attorney near me on Google. There should be lots of them. Sorry I can't be more helpful on this one.
Does it help your case for future suits if the vehicles involved in an accident all decline medical or an ambulance?
Morning - I'm not entirely sure I understand what you're asking. Do you mean if you cause an accident and the victims in the accident did not seek medical attention? If so, it just goes to the fact that they weren't that badly hurt. If that's what you mean....
I got in a car accident not that long ago and I’m at fault but neither of us had insurance due to unemployment during quarantine. Their lawyer had contacted us to get our insurance information but like I mentioned neither of us had insurance. What can be done in this situation???
Not much. They can go after you personally but usually if there is no insurance the person doesnt have the assets to pay for the damage or injuries anyways...
LawFull ok thank you
Best of luck
Anyupdates on your cause ?
My car is under my name but its insured under my dad i got in a wreck yesterday what can i expect i did the claim already and i think they approved we both got away with out injuries
Morning, depends on what the policy says. Just let your insurance run with it. . .
Hello, I was not at fault of my accident on June 24th this year I had my Vehicle for less than 30 days fresh off the lot. Due to me having 0 credit I put a $4000 down payment to take the car off the lot, I made my first car payment 1 week after the crash I didnt have rental coverage so I ended up losing my job an im negative currently. What should I do? her insurance didnt have enough coverage to pay for my car so I ended up going through my insurance but it was a total loss... So I lost my car basically $4000 an my job. Really need help been stressing alot
Hi, did your loan get paid off? Sorry to hear this. Not a lot you can do Im sorry to say. Did you suffer any injuries? If so you can recover for your meds and pain and suffering. You can also argue lost your job because of the defendant's negligence and can try and recover lost wages. Barry
My loan is in the process of gettin paid off, an no i wasnt injured Is sueing the other auto driver an option?
@@ceballozeric7864 sure.
I pulled into an intersection from a side street, and there were large bushes blocking my view, as I crossed, a man going (very fast, approx. 50 in a 25) collided with my car and went to the hospital and ended up blaming me.
Even though he had the right of way, going 25 over approximately in a 25 seems excessive and dangerous. Is there any way I can say he was at fault in court, even though the police don't agree with me?
Morning - sure, you can try and fight it - what is your ins co saying? Depends on what your state law says - but very generally speaking - you can at least try and argue either to your ins co or in court that the other side was comparatively negligent for the accident. Look up your state law however to see what it says. I would also consult with a local attorney about this issue (again because this is really a local issue and I can't provide feedback on it specifically).
@@LawFull Thank you for the heads up, that helps put me in the right direction!
Hello, I recently backed into a newer Toyota Rav 4 In my church parking lot (I have 2012 Ford Focus) and the victim has small damages to her back end of the car. I didn’t see her prior to backing in and I cannot confirm if she quickly pulled into the spot after me while looking into my other mirrors. There were a few cats who were rapidly pulling into spots so I cannot confirm if she was one of those cars. We exchanged insurance but it is the weekend. I didn’t ask if the victim has any injuries..
Sorry to hear that you're dealing with this - turn it over to your ins co and let them deal with it. That's why you've been paying for ins all these years. Just in case something like this happens....
Hi! Last November on highway when I changed the lane to pass this white car, this dark car came from nowhere with the speed of 100 mph and tried to pass me, and if I didn’t move over, the dark car would have rear-ended my car and caused a ‘life and death’ terrible accident. So to avoid that, I had to move over a little bit to the right so the dark car could pass me without hitting me, and my car touched the white car on my right when I moved over. No damage to both cars. No injuries. The state trooper gave me a written warning (not a citation) right then and told me to give the info to insurance agency and company. The accident summary states that Operator #2 (which is me) was found at fault and issued a written warning. Yesterday I received Surchage notice. I thought a written warning doesn’t affect the rates. How is that possible? Any help would be appreciated. Thank you.
Hi - to be honest, that's a better question for an ins agent rather than an injury attorney. I don't know that much about ins rates. Sorry I can't be more helpful on this one.
Hi there. First of all thanks you for this very helpful video!
I know in California it’s an automatic at fault when merging into incoming traffic, but in the case of being rear ended by a drunk driver shouldn’t that be more at fault?
Hi there, not entirely sure what you mean. But if you were rear ended, then yep liability should be pretty clear.
@@LawFull sorry I wasn’t detailed. I was merging into the middle lane (where one can make a left hand turn or u turn) when the incoming driver reared me and he ended up getting arrested and dwi but I was at fault because the report claimed I was going into incoming traffic even though I was already in the lane.
@@bloopjessibloop Hmm. Well I really don't know what to say. Sounds like b.s. to me. You can 1. use your own insurance to get your damage fixed 2. if the guy's insurance denies your claim, you can file a lawsuit against him. If you suffered injuries you can get an attorney to help you. If not, you'll probably have to do it on your own. If thereis minimal damage, you can probably file in small claims court. Does this answer your question?
@@LawFull yes he also refused to give me his insurance information. It’s been a little over a year since this occurred and I didn’t know what to do since this was the first time something like that has happened to me. I’m sure it’s too late now right?
But he’s that did answer my question thank you!
I was at fault in an accident august 1st 2020 and my insurance company called me today august 2nd 2023. And said that the statue of limitations has expired. But they could have filed a lawsuit. But they haven't received anything and neither have I
Sounds like it's all going to work out then.... If you do get served let us know.
My fiancée had a car accident little over a year ago, it was a 3 car accident. She bumped into a car and that car bumped into someone else. it was a small fender bender if you can call it that. There was no damage to any vehicle and everyone drove off but a few days from the 1 year mark the person she didn’t bump into sued, she got served and now it’s heading to trial. The person is claiming bodily injuries, need for sirgues, ptsd and more
They’re asking 80k for insurance plus like 200 more
What can we expect?
Hi, just turn it over to your ins co. They'll assign counsel to represent you. Just let them run with everything. This is why you've paid ins over the years....
I am a new driver in high school. I made a bad judgment call and collided with another car on my right. It was night and I did not see them. They were driving without insurance. I have my own insurance. I am very shook up and concerned for them. Thankfully nobody was injured at all. I was at fault. I am afraid of being arrested or something. I keep thinking about the worse. I’m just very worried. I did not mean for this to happen. I really didn’t see his car.
Morning - listen, this is why you have insurance which is the responsible thing to do. I wouldn't worry about getting arrested. Just turn this over to your ins co and let them deal with it....
I was recently involved in an at fault accident. My car was strangely deemed totaled. I'm waiting for a settlement on my car.i know if I want to replace my car with similar car mileage and year it will cost me x amt,.of dollars knowing insurance companies I'm expecting they're not going to be nice and low ball me ,as this is my first at fault accident I'm lost. Could use some guidance
Morning - did you by chance by gap insurance?
@@LawFull never told about that! Thank you for responding.
Hi, I was in a car accident in 2017. I was driving on the freeway when an suv quickly switched lanes in front of me. I wasn’t able to see that the truck in front of it was stopped. When I did realize the truck was stopped I tried to move lanes also, but couldn’t. I ended up rear ending the truck. The driver of the truck also saw the suv switch lanes very fast and that I didn’t have time to avoid hitting them.(the police officer wrote that in the accident report). My car was totaled and there was damage to the other vehicle. Unfortunately my insurance was 3 days expired. I just got served a summons this past Saturday from a law firm on behalf of the other drivers insurance for $18,000. I don’t think I should pay that much since I don’t think the accident was 100% my fault. I tried to avoid it, but was unable to. What should I do?
Hi, first I'd check if they filed the lawsuit within your state's statute of limitations. Is this for property damage or injuries too? If PD only the statute is likely longer than an injury claim. Then get back to me.
@@LawFull I live in NM. the summons says they are only wanting money for the property damages. but reserve the right to seek personal injury in the future.
@@emilyvargas8902 Ok so they may be within the statute. Bottom line is you can pay them, answer the complaint and defend yourself or ignore them. I guess you could also try and negotiate with them.
Did you loss your driver license ?? This happens to my husband they want him to have a insurance call sr22 and the bankruptcy to don’t loss his license can you tell me how your case Is ending to have an advice thanks
@@roxyquinones3593 Hey Roxy, I don't know anything about bankruptcy and how that might affect things I'm sorry to say....
My daughter was involved in an accident at the time she only had her permit
The insurance company found her to be more than 50% at fault
I want to contest it because i dont believe she was more than 50%
She was taking a left out of our street and you cant really see the traffic coming until its so close to you there is a neighbors shrubs in the way and the road has a bend to it
Even I cringe every-time i have to pull out
We live in MA
What do you think my chance are
Hi, well, I would normally be on the other side of this. But I can tell you if I was approached about representing the other driver, I would have been eager to represent him/her. When I hear there's a left turn involved and (I assume) the other car was going straight, that was usually a winner.
This morning. This video
Really cleared things up for me
Glad I could help. I'm releasing a new video today. If you want to sign up to be notified when I release new videos and other legal stuff you can do so here: mailchi.mp/chicagolegalgroup/clg
Hello, Sir,
My car accident was my fault. The other side said that he had a neck injury and my insurance was 100,000. He said that he had performed several operations. He now sued me. Will he ask for more compensation? Never had This kind of thing before, I am a little worried and scared.
ye Joah what happened with your case now?
What happen
Nigga ur fucked dude 100k that's a very pretty penny
Thank you, this is very educational. You would make a great law professor. If you were, I probably would have made a better grade in my business law class.
My minor daughter was in an at fault accident involving 4 cars I was just informed 3 people have gotten lawyers... Thats is all the information i have been given.. Everybody was ok at the scene thankfully but I am in a constant state of panic over the financial mess this is can be.. i like most americans now am living paycheck to paycheck and dont know what to do
Morning - you have auto insurance? Just turn it over to them and let them run with it. It's all going to be ok. This is why you've been paying for insurance all these years.
Thank you for this video! I have a friend who is at fault; made a left and end up hitting a motorcyclist. My friend insurance agent asked for permission to reveal to the amount of his liability insurance ($100,000) to the victim lawyer. He was not sure what to answer and told them to give him few days. The victim had few stitches and has a hard time walking. What do you think he should do?
Hmm. There must be a law in that state that requires permission of the insured to give that type of info. I really don't know. We don't have that here. Here, if you provide certain info/docs you get the info. So I'm not exactly sure what to tell you. Other than that might be a question better suited for a local attorney who can advise you why or why not you might want to do that. Sorry I can't be more helpful on this one.
@@LawFull Thank you for your reply. He decided to declassify the amount today.
I caused an accident, I was merging into a lane person in front of me started breaking and I didn’t notice so I rear ended them. It was my fault, the cops came but the lady didn’t receive my information or my insurance information. She just left, the cops however gave me a sheet where I need to hand it in to the DMV to report it. I don’t know what to expect after.
Hi, I would expect that she'll get the police report with your ins info on it, and will then file a claim with your ins co. Did you report it to your ins co yet?
I need your help…
I had an accident behind the car. It was i minor accident because he pushed the brake made a right turn and i was on low speed so i hit slowly his car. I gave my insurance documents to victims and filled a claim for that. Now he is saying that he has physical injury but he is a liar. I told everything to my company. Kindly tell what will affect on my drivers abstract as i am applying for jobs. So am worried about drivers abstract only
Morning - I honestly have no idea. I've never dealt with a drivers abstract before and don't know anything about them. I'm sorry I can't be more helpful on this one.
Hi. I was driving and all of a sudden, a boy of 13 years old bumped into my car while trying to cross the street with his scooter. He was trying to cross the street in the middle of the street where there's no pedestrian cross sign. The child sustained superficial injury. Now, my insurance sent my a 5 page form that was asking for information if I have money in my savings account, stock, property, and my job place. And I was told by my insurance that the attorney of the boy's family is asking for the information. Should I fill out the form?
Good morning - hmm. The only time I used to do this was after a case was settled and I was trying to verify that the defendant didn't have any additional assets to go after. I would strongly reco that you speak with a local attorney about this. There may be some sort of local / state rule regarding this that is foreign to me.
What are my options if at fault insurance coverage for collision is less then the damages that have occurred should I take it or negotiate even thou they told me that is the limit they can pay I would really appreciate if you give me advice about this
Hi - have you consulted with a local attorney yet about this by chance? May be local rules that I'm not aware of. Very generally speaking, if insurance is limited, not much you can do. But there are ways to confirm that the person doesn't have any personal assets etc. That's why i suggest you consult with a local attorney...
hi, i had my first accident last week. i was placed at fault since i was turning left out of a plaza and couldnt see oncoming traffic. there was a person in the turn lane and we collided. i have insurance, but since i was doing uber eats at the time theyre telling me my insurance wont cover anything due to material misrepresentation. do you have tips? im working on trying to get in contact with a defense lawyer but i dont really know what im doing :( there were no bodily injuries and airbags werent even deployed.
Hi - don't just take their word for it - make them show you where in your policy their denial is based upon. And look into appealing any decision against you. Just don't delay.
@@LawFull thank you 🙏 ill do my best.
My son (who has his own car and his own insurance) borrowed my car with permission and rear ended someone (only $200 damage to our car; some trunk damage to their car). Several years later now the Plaintiff is taking it to Jury for a neck injury under my insurance. Does a $1mil umbrella policy encourage them to sue for more? And how does a Jury come up with a fair and reasonable dollar amount--by the Plaintiff's lawyer?
The jury will look at the severity of impact, injuries, permanency of injuries and other stuff like that. But let your insurnace company worry about that. That's why you got insurance in the first place to take care of things if this ever should occur.....
Hello I was not at fault for an accident but a police report claims it was my fault. I’m not sure how to go about fighting this. What should I do?
Good morning, that happens more often than you think. Police reports are not evidence per se. But its tough to overcome them at least when you're fighting an insurance company. You can go to the police department and ask to document your side of the story (if it's not already documented) and you can urge your insurance company to defend the claim.
Do you still reply to comments I have some questions about a incident I had very recently.
Hi, I am.
I just got into a wreck yesterday it was my fault we both walked away no injuries but both of our cars are totaled. I did offer my insurance info and also filed a claim with my insurance company. I have comprehensive and collision insurance. What should I expect if there are no injuries.
Just let your insurance company run with it. Its unfortunate but this is why you have insurance.....
Same here how did that go so far?
was is the likelyhood of going to court or going to jail for causing an accident
Morning - sorry for the delay responding.... I honestly don't know without knowing more about your case. That actually might be a better question for a traffic ticket attorney (depending on the facts of your case).
Awesome advice.
If the ask for 40 thousand and your coverage is 40 thousand and the insurance is willing to pay that, does that mean they can’t come back and sue you personally for more, even if you have a good job where they could garnish your wages?
Thanks.
Morning - not entirely sure I understand. But very generally speaking, if the victim settles with the ins co, that means they are settling with you too. And as such, there wouldn't be any remaining liability on your part. Though I would consult with a local attorney to confirm what the rules are in your jurisdiction.
So I'm a " safe a driver in FL for 5 years" clean driving record nothing on it. Rushing home to a sick baby I accidentally rear ended a tourist in a rental car. Immediately I stopped and they took my insurance info/cell phone. Minor damage to their bumper that could be bumped out easily. What should I do next? Thanks for the advice.
Hi, sorry you are going through this. If it were me, I'd report it to my insurance and let them run with it. That's why you've had ins all this time. In case something like this happened.....
@LawFull thanks for the auto reply, but I need real advice. So their on vacation w/car rental. Minor damage that can be bumped out of fender.
Hello! I was driving my dad car but it’s under his name and insurance. It was my fault for hitting the other car. Luckily we both were not injured. However, we both had no clue on what to do, so we left without giving each other our number. The cops did come and gave us the case number. My questions is... Can the lady claim false injury ?? and Do I have to wait for her to upload her claim to the indy ?? What is next step after getting home with the police case number and no car?
Morning, well generally speaking what you want to do after an accident is report it to your insurnace. Chances are this other person is going to file a claim with your insurance anyways.....
Hi
I'm in the UK and have just had my first accident about 2 hours ago. I was reversing out of a parking bay at night in the rain. I didn't check my blind spot and hit the side of a car driving past. Would it be worth getting the CCTV from the store and if so would I have to get the police involved to do this?
Hi Jason, I honestly don't know. I don't know anything about the law in the UK.... I'm sorry, I wish I could be more helpful. Barry
Is Car front and back Cameras are any help if an accident occurs and its not our fault ? do police or court have significant effect about case if camera footage is there.
Hi, I'm not entirely sure what you're asking. Video is evidence and can help prove who was at fault for the accident. The police and the court will look at it (at least theoretically) and it can help make a determination regarding fault.
What happens if you’re at fault but the property damage exceeds your policy limits?
?
Sorry for the delay responding - been out of town. What is your ins adj saying? Do you know if the vehicle you hit has PD insurance?
@@LawFull it’s been 6 months I haven’t heard much back
It's been six months - hmm - well, I would guess its been resolved. But that's bad communication on behalf of your ins co.... Let me know when you hear something.@@esmokez95
@@LawFullI’m finally hearing back and I’m on the hook for 20k because I had very low policy limits.I have zero assets and don’t own a home. What should i expect? Will they settle for a lump sum for less?
Hi, my dad was found at fault in a minor accident (he got a police citation). But now he got phone calls from the other driver's insurance to discuss the details of the accident. I find it weird since they should have worked with my dad's insurance, not with him.
Well, your dad can refer them to speak to the ins co.
@@LawFull thank you so much!
What if i was found 51% at fault? My insurance company doesn't want to help me in any way ? Im in AZ should i make a claim with their insurance company?
Good morning. I honestly don't know what AZ law says regarding comparative fault. I would strongly suggest you consult with an AZ attorney regarding this specific matter. Sorry I can't be more helpful.
So my question is my daughter was shown to be more than 50% at fault I am contesting it. I was just wondering what are the odds that the judge would overturn it based on the area obstructed view just curious if any of these things ever get overturned when she wouldn’t be considered over 50%, but maybe 50%.
Hi - really impossible for me to know. I did have a case or two that involved untrimmed hedges. I can't remember what the outcomes of those were to be honest. I think it's 'possible' but I'm skeptical. This is the one where she was taking a left turn correct?
what's the main difference between no-fault and tort in automobile insurance, I recently accepted tort through geico in the state of Kentucky should I change it to no-fault?
Hey Frank, to be honest, I don't know much about insurance policies in KY and I don't want to give you bad advice. I would check with a local attorney or better yet your local insurance agent.
I was being irresponsible and crashed into a building on a deep turn in Monroe Louisiana. Car is totaled and the front of the building is messed up, what can I expect goin forward. How bad did i mess up.
What happened
Hello. If I had an accident and I was at fault. Will the insurance company let me close the policy? And when I went to an other company to get a quote they told me that I wasn’t at fault... I don’t know if my insurance company is lying or not.
Hi, if the insurance policy was in effect at the time of the accident, it shouldn't matter that you cancel it later and move to a new insurance company generally speaking. As far as fault, that would be tough for me to comment on. Haven't had that situation before. Sounds like it can only benefit you if a new insurance company says you weren't at fault...
LawFull yes it was in effect.
LawFull thanks for the answer
I was driving and lost control of my car and hit the contention wall . I don't hit anyone but my back bumper and front got hit . Will insurance cover for the damage or should I fixed outside of my pocket ?
Hi, depends what type of insurance you have. To find out, you would have to file a claim with your insurance company. You may be obligated to do so anyways - not to say that people always do. I guess it depends on how much it will cost you to repair etc.
@@LawFull I have full cover with GEICO . But yeah I will figure out what is best . Thank you
@@darthleia2536 Ok, best of luck to you