How to Feel Like a Millionaire in Retirement, No Matter Your Income
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- เผยแพร่เมื่อ 16 ก.ย. 2024
- As we get older we become conscious of money in a new way. Feeling like a millionaire in retirement is often a distant reality or dream. It is scary to watch our savings diminish and often insecurity and fear set in.
In this video, I talk about how luxury (and feeling like a millionaire) can be a state of mind. There are many ways to feel pampered and luxurious by adding some simple things to our life.
What small things to you do that makes you feel like a millionaire? Do you have any tricks or attitude adjustments that create luxury in your life?
Here is the link to Liza Dunkel's book on Living Like a Millionaire on a Retirement Budget
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Being around water. Going to a library and checking out half a dozen books on whatever looks interesting. Putting my folding bike in the car and taking it to a trail in the everglades. Rowing a $20 DIY inflatable rowboat. Finding a way to cook a low-cost plain food item and make it into something special. being outside but under a roof in the rain and having coffee while listening and watching it. Looking at my cupboard and seeing it full. Having an old reliable car that is paid off and not having a lot of monthly expenses or debts and no extra drama. Being grateful for having recovered from a long illness and being aware of all the treasures I have.
Priceless luxury!
Want less, need little. A great way to live. It allowed us to retire at 57 and 55 respectively
Robb, thanks that's wonderful ... I will be trying a few of those ;)
Robb you seem to have found a great life and admirable outlook
I really like watching and listening to the rain. It's a comforting sound and truly life giving.
climbing into a bed with fresh sheets (the best quality you can afford on sale) feels pure luxury to me. also having things in your home that you love even if they were a flee market find, and that you would still keep even if you won the lottery.
Nothing makes me feel like a millionaire more than getting dressed, doing my hair and makeup (instead of slouching around) and also having a clean house. If the house is clean, and I feel pretty - that's all it takes for me for me to feel like the upper crust, whether I am or not.
My
Me, too!
Exactly the same for me.
Agree!!!
Thats nice
Having free time, is so luxurious to me.
Yes!! the ultimate luxury!
I enjoyed this. I celebrate myself and attend worship on Sundays. Its the first day of the week so I take personal time before church and do my hair, facial and sometimes a pedicure. Then, I dress up and go and thank our Lord with lots of other people. I dont wear "whatever" to church.
Hi Margaret. I agree so much with the content of this you tube session. I live a stone's throw away from a canal and we have 30 degree weather at the moment here in the UK. I decided to buy a small bottle of wine and put this in my back pack together with a wine glass and set off cycling along the canal path. I found a lovely big shady tree opposite a canal lock and sat down. It was out in the countryside with only the chattering of the birds and the "phut phut" sound of the odd canal barge. As I watched the barge go gracefully down in the lock with little whisps of smoke coming from its chimney against a blue blue sky, it seemed sheer heaven. Just sitting there with the lightest of cool breezes.
I live frugal on a narrowboat in the UK Ive learnt to appreciate the little things and enjoy the moments
Sounds like the beginning of a beautiful book!
omgosh, what a nice idea .. I live in a small hamlet just minutes from the city. Our little town lines a lake with a park ... everyone in our small town is a short walk from the lake. I'm going to borrow your idea today and pack something yummy and fizzy into a pack and take my bike to the park, get comfy with my drink - people watch, bird watch and small plane watch (many homes on the lake have personal water planes taking off and landing on a nice day). I really need to take in that scenery more, especially when it's so close ;) Blessed day to you!
You should write a book
Be content that is the ticket!
I loved your video today! My greatest luxury is having breakfast alfresco at home watching the birds having breakfast at my feeders.
When I get a good nights sleep
I feel like a million bucks.
I live on a lake right next to a small beach. It is a small cottage really and I love it. Not waterfront but waterview. Downsized after retirement. When I sit and look out over the water and watch to ducks, Canada geese and swans I feel like the luckiest person. So grateful to be able to live here. I have always loved the water so this is my heaven on earth.
That sounds like my idea of heaven. 🥰👍
@@themousethatroared3371 It is mine too. I hope you find your happy place too.
You are the luckiest person. Living by the water is my idea of heaven on earth too.
Hi Cindy ... from Ontario here ... I was at a lake close to where I live yesterday and saw a huge gang of our Canada geese and a family of ducks, the baby ducks are getting bigger now ... I just seem to have big sighs and release big breaths when I watch quietly. I too love to be still and watch the water, so peaceful!
@@SunshineLeclair Yes it is like being on vacation even if only for a short while. Water is calming for the soul and mind. I live in Ontario too. The lake I live on is Georgian Bay.
You are georgeous!, Buy yourself some flowers occasionally, just a small bunch of daffodils for $1 really cheers you up!
Flowers...yes!! 💗
Very True.!!!😊
I Love Flowers 🌹💐🏵️🌷🌻
I am incredibly blessed by God. Just counting my blessings makes me peaceful and joyful. It is not a money thing, it is relationship with my creator.
Yes I too am incredibly blessed by God
He truly loves and takes care of me
Amen! HE brings me so much contentment and peace.
Amen. He loves me with his blessings and grace that is luxury to me where money cannot buy.
True for me also. Gratitude towards God's blessings in your life and telling him so works miracles sometimes. It creates joy in your spirit.
I work from home and make it a point to have my lunch outside on our deck, so smell the outdoors, listen to the birds and feel the warm sun on me. I am hoping to retire in a year and trying to think of what I want to do once I retire. I plan to make everything I do special in some way. No more being rushed by a clock :)
My little luxury is buying books. They may come from Goodwill, or our library's donated books which you can get for a free will offering, garage sales, and occasionally Amazon. I have a lovely secondhand bookcase that I repainted and I love filling it up. I feel rich when I am surrounded by my books.
Hi from sunny California. Thanks for all the tips on enjoying retirement life. I think in a nut shell, we all have to be grateful to be healthy and happy and enjoy life while we're still able to move around.
I totally agree.!!!😊
We should be Grateful for Everything.
An Attitude of Gratitude Always.!!!😊
Hello from London, England. I hope I can absorb some of your very positivity. I worry if I'll have enough money during retirement. As a woman I have not had well paying jobs and I think most women can say the same thing and it's a concern. The state pension in the UK is the lowest amount of money in Europe and and one of the lowest money in the west
@@stopsthismadness9924 hi from sunny California
@@stopsthismadness9924 I have that same worry, but here in USA, most people when they retire, they get social security but it depends how much you contributed while working. But it's not enough to retire. But after retirement, you can still work part-time. I did not work much but am lucky coz I get my husband's retirement money for life, which is my lifetime. But still worry but I realize that worrying too much will stop you from enjoying life. So in your case, just enjoy the now and don't worry too much of the future coz we don't know what the future brings on all of us. Of course, you have to stay on budget and enjoy life.😊
@@stopsthismadness9924 I'm sorry to hear that.
I know at times it's challenging to be Positive as much as possible, but when I think about the little things that I do have, I'm very Grateful for that.
I have noticed that the more Grateful I am, the more Blessings I receive.😊
You gotta try to think Positive, and you will definitely have enough for your Retirement.
Good Luck and Blessings to you.😊🌻🌷💐🌹🏵️
I have a paddle board and as often as possible I get out on the water. It is free, great exercise and so Zen .
I like the idea of candles and putting water in a beautiful crystal glass.
Sparkling water in a champagne flute is fun, too.
I do the same thing and enjoying my beautiful dishware 🍽️ and seasonal decorations for my dinning room it's a great treat@@k.k.9897
Simplicity. 22 years ago, when I was 50, I lost my first husband to cancer. I wrote one word on sheets of paper and hung them around the house. Simplicity. That is what I wanted for the rest of my life. Oh my. I’ve end up with much more than I had ever had. I re-married and gained a whole new family and life (we have 5 kids and their spouses, and 13 grandkids). But we built a dream home in the country and it is the simple pleasures that bring the greatest joys.
Thanks, Margaret, for pointing out the simple pleasures that truly make me feel so rich. Example: we have 130 acres with a mile of creek front in the middle of a national forest. Do you know it’s one tiny little garden spot that i my favorite. I sit down there and day dream of being a minimalist. = )
Hi Margaret, greetings from Kansas City to everyone!! I enjoy many of the small luxuries you mentioned, and one thing I often do to enhance my home environment, is to turn TH-cam on to a full burning fireplace-one with all the crackles and pops of real wood burning. I find gazing into the fire to be extremely relaxing-even on hot summer days. In addition, I try and soak in the tub a couple times a week. Sometimes, I use bubble bath or bath bombs', and sometimes I'll play some spa music on my phone while I soak. I also invested in a large, cotton spa towel, and I have a soft, long robe and slippers. These feel very sensuous against the skin after I've bathed. At bedtime, I often play relaxation/meditation/reduce anxiety music on my phone, using the plethora of available channels on TH-cam. Last night, I listened to a soft rain for several hours as I drifted off-it was yummy. Sending my best wishes to all!
I really like your choices. Music can be magic.
Lisa here from Nashville TN. I turn on webcams from around the world and specifically beach cams as my daily background to make myself feel more luxurious. Your hair is looking marvelous 😍
Delightful idea! Better than the seconds long videos of the beach I have saved on my cellphone .
@@OhComeOn88 some even have sound where you can hear the waves😊
State of mind is most important then anything else. Retire a year ago. Live in NY, which has a lot to offer but still feel like out of life....
Retiring in two weeks. Not having to get up early, time, time and more time. Absolute luxury. Appreciate life - my 59 year old brother recently died of Cancer.
Sorry to hear about your brother. I took early retirement aged 58 last year as my father died when he was 63 and after a lifetime of work never enjoyed retirement. I can entirely recommend not having to get up in the morning especially when it's dark and cold. Enjoy your retirement🦄
You look very lively in Olive green! Thank you for all you do to help us make the best if this part of our lives!!!!
You're a lovely life-coach!
Thank you Suzanne!
I feel like a million helping someone less fortunate than me, puts a huge smile in my ♥️
Thanks Margaret from Puerto Rico 😘
Me 2
Spot on - appreciation of beauty all around us and it happens to be free. Thus is the epitome of CONTENMENT a much more profound word than HAPPINESS.
Having a good supply of firewood makes me feel snug and rich! Then, taking it in the house knowing there's enough for the evening so I won't have to go out in the cold! Although I sometimes go outside in the night because it's so lovely out there with the night sky ♡
Sounds great!
Hi Margaret Diane here I sunny Cornwall Have been inspired by you to make afternoon tea with little sandwiches tea and nice cake What a great idea! x
Volunteering for my favorite causes makes me feel great.
Margaret! Just a precious, precious video! I would add, listen to some classical music; even if you've never been attracted to it, give it a try. Just listen to if for a short time each day, maybe there is a station near you that plays classical music. We have KUSC here in California and I would listen only in my car. Or you can get it on the internet. Over the years I learned to love it and learned a lot too! Few if any composers like that these days.
Also, keep in mind, if you lived in a castle or had many homes, you can still only be in 1 room at a time.
@@judyjudyjudy1841 Oh! great idea - I'll have to try that! Thanks for sharing
I like to g to a used book store for an afternoon browse. Pre-pandemic the bookstore had music on Sundays. It was a great way to meet someone or to met a coffee date.
You are so right. I used to take my mid day meal and go sit on the patio. That small gesture gave me peace
I feel rich when I take a care package to my doctor and his office ladies. Just nice little dollar store things like pretty notepads, fancy pen, a piece of special candy or a funky key chain. I used to work in doctors' offices and would have loved someone to think of me like that. Especially when I worked in the dentist office!! Yes, doctors have money, but seldom get a feeling of appreciation.
What a wonderful and loving thing to do. 💓
Great tips! I have my coffee and croissant at the park or beach. Now, I'll be adding a piece of chocolate with my coffee!
Me too.😊
😊
Hi Margaret: I'll usually buy myself a new piece of jewelry...just silver, with maybe cz stones, or something like that. Not the real thing, but, pretty enough to make me feel good. Tea time is such a wonderful indulgence, and, it can be made as luxurious as you like (or not). It doesn't really cost much to make it seem, "luxurious". I've always admired furs, but, I'd never wear real ones; now, they make faux fur look and feel so soft. I like anything with a touch of that. I'm pretty simple, actually. This was a great topic..thank you! Take good care; see you soon. 🙂
Rosemarie 💖
Giving myself the gift of flowers (from my garden or the store) always brightens my day.
It is such a privilege to follow you. 🌻
Well I am still working with special needs adults in my seventies. I think having a good attitude and being grateful helps. A therapist once used the term The Memory of the Moment and how do you want people to remember you. Being nice, gracious, and positive makes one feel better and everyone you come into contact with too, I like to have my closets look lovely and color coordinated. Great video!
Thanks for the shout out Margaret! Hope everyone is having a luxurious day! Big love from Chicago.
I bought a little violet while it was in bloom and placed it on my table where I have my morning coffee and read an inspirational verse and then plan my day. There's a sunny window so my violet gets nice light, and I have a pleasant view. I was so happy to see a new bloom on my violet earlier this week because all the others had faded. I had enjoyed the live plant there with me even when it wasn't in bloom, but today there were four! So lovely for so little money, and a beautiful, happy way to begin my day!
Margaret you have such a beautiful out look on life. I always come away from your videos feeling uplifted. ❤❤❤
Thank you Rachel!
Just have to say from the start…..your hair looks beautiful!
Greetings from Germany! Tanks for your inspiring video.
To have a beauty day at home makes me feel like a millionaire. Having a bath with some good smelling ingredience like rose petals out of my garden, a beauty mask made of natural ingredience, a hair mask and so on.
Listening to music and drinking tea.
Sometimes having a shower on a hot day makes me feel so privileged, because so many people don't have the possibility to get water whenever they want to.
Hope my english is not too bad.
You are so welcome! And your English is great!
@@sixtyandme Thankyou😊
Margaret you look beautiful. Your hair is so pretty. I love ❤️ your suggestions about the luxuries in life. Sometimes I forget how blessed I am to be able to enjoy a cup of tea. I think I will right now 😃
Thank you so much!
I understand the shop like a French woman, but in the US we don't have much public transportation, which seems to me the reason the French shop the way that they do. So its much more affordable when you take the car, to shop for the week, get it done all on the same day, and save on gas the rest of the week.
A fresh bouquet of flowers every week, is a little luxury that never fails to lift my spirits and bring me joy.
Margaret, I really love your talks every morning!!! I’m 73 and I can relate to many of your ideas!! You are so real and inspiring!
I really enjoyed what you talked about taking regular moments and making them special using candles,eating outside. I am blessed with many beautiful birds in my yard! I’m in Florida in the country surrounded by gorgeous fields of corn,peanuts,corn etc. Thank you so much for your program!!! Love you🥰
Thank you so much!
Walking in the park and taking my sketchpad to the local botanical garden. There are others reading books there, too. Exploring parts of the city on foot. Walking with friends and ending it with a long chat over 1 cafe con leche at a cafe is a new and priceless experience! Taking my time in a museum and actually sitting on one of those benches in a gallery room to really enjoy the art or people watching. I have less than I ever did, but so much more now, too.
I love not having to set an alarm clock. My husband and I get up late and spend most of the morning having coffee and doing The NYTimes crossword puzzle together outside on our lanai. We enjoy the luxury of year round good weather and setting our own schedule.
I enjoy retirement doing my vblog keep me busy and take trips locally or outside U.S. but with the pandemic problem, it is hard to travel to other countries, so being just at home and enjoy gardening is my also fun things to do. Walking my 3 small dogs along our neighborhood is great.
@@harveyjames6357 hi, we can certainly be friends. Are you an American?
@@harveyjames6357 I have texted you and answered you. Regarding your text of wanting to be friends and I said certainly we can be friends.
@@harveyjames6357 sure. Are you an American? Or from somewhere else.
I like to take the train to Boston for a day trip. There are so many experiences to be had without spending much at all. Bring home a wonderful little box with the string tied around it from a bakery! Also I'll treat myself to a ferry ride to lunch somewhere in the area. You meet lovely and interesting people, too.
Lovely image of a little bakery box! Love your attention to detail. x
KK, you had me a bakery ;) I could browse all day and I would be thrilled to come home with only a bakery box ;)
I buy fresh flowers for my room and light candles
Just waking up on our little Greek island, opening my windows and saying outloud... Another day in paradise... Absolutely priceless!
Which island in Greece, Marie?
It cheers me up to make a new top by getting a large scarf , I buy them when i see nice ones going cheap. I make like a simple caftan top that can be used over a swimsuit in summer or worn with a belt They look so nice and very simple as they are already hemmed a simple slit for the head can be hemmed by hand or made more elaborate with beading around it .
Side job maybe?
Love your videos so helpful! I drink coffee outside every morning in front of our pond! Rain or shine! Light candles ! And pick flowers that grow along the road ! Queen Anne’s Lace and orange Lilies!
Thanks for presenting this video! I soak my feet, do nails at home, invested in a dimmer for lights at home. I have an oil diffuser. All make me feel luxurious.
I wish that I was located where I could just walk out my door to a coffee shop, a lake, a park or a beach rather than having to drive 30 or more minutes to get there. I'm in a town, but it is all residents around. Why in America do they build 'gathering places' so far apart? Unlike in Europe
Thanks Margaret, I needed to hear this today !
Glad it was helpful!
Oh Margaret, you are talking about how I grew up as a kid in the Netherlands, everyone shopped for there daily meal that day .
Being grateful and having a fearless attitude we can create what ever world we decide. I will definitely have to give this some more thought I have really not ever thought what can I do that will make me feel like a millionaire ! ✨👌
I understand that spending money on things isn’t all that great. Other things like just walking in the mornings will give a feeling of happiness. But it is also good to spend some savings on yourself because when you die, the savings is not going with you. But it is also important not to go through all of your savings in case you need it to continue enjoying life. So that’s the big question. How long will I live and how to budget savings for the rest of my life? Maybe it’s a good idea to spend a little, continue to save a little. At the end, end up with a little savings for a cherished charity. But I definitely appreciate the importance of finding luxury and happiness in nature, tea /coffee, smiles, etc.
Love your blog 😎
I agree.😊
I definitely agree. I love to travel and that's what I will be doing. Spend a little and enjoy and save a little in case I reached to be in my 90's 😊I still would have enough to live on.😊
This is my first time to watch your video. Lovely to see a channel with so many positive people and positive thoughts. I have been retired for sometime and have enjoyed living simply in a few different countries; Panama, Indonesia , Argentina, USA, and currently living in Mexico. My luxury is waking up and having the pleasure of a leisure lifestyle. I typically have coffee on our veranda while watching hummingbirds, y birds. Daily I cut hibiscus flowers and place them in tiny vases on our kitchen and bathroom counters. I live with open windows y fresh air year round. We shop for vegetables at local street markets. Before Covid, I enjoyed dance classes. and socializing with other dancing doll retirees. Now I stretch on our mirador while watching cloud formations. I plan to add candles , tea time, and a crystal water glass. Thank you for your post.
This all sounds completely lovely! You are blessed.
I love Earl Grey Creme tea. I bought some in Victoria Canada & just love the taste. That feels like luxury to me.
Sounds wonderful! Which shop?
@@1-SmallStep I bought the “earl grey creme” tea at the Empress Hotel in Victoria, BC Canada. Don’t remember the name but the shop inside the lobby area. It will also ship the tea.
@@pampower2425 Oh, thank you!
I made my extra bedroom into a arts and crafts will be putting my items online and building my store online.
New sub here! I bought myself a silk pillowcase! Good for skin and hair, and feels like a luxury! Love your channel, Margaret; you are a beautiful woman! PS retired last year, and I turn 60 tomorrow!!
Those Blissy pillow cases are cool and luxurious.
Happy early Birthday.🎂😊
Happy Birthday 🎉🎉🎈
Happy Birthday!!!
Happy Birthday & Best Wishes For Many More.
I Enjoy the Simple things in Life.!!!😊
I Feel like a Millionaire.!!!😊😊😊
😊
Luxury is so fun: scarves 🧣, fresh flowers, fruits 🍎, movies 🎥, good books, metaphysics, DIY, nice embroidered slip shoes and jackets, comfy dresses, seminars and interesting speeches on TH-cam (take a look at Alain de Botton, so fun), games (I play township, puzzles, second life), fun pants, jewelry, big bags, lifting haircut and light make up, bare lipsticks, painting and lots of creative stuff. Eating light and healthy, walking my dogs, enjoying the garden 🪴. Long baths 🛀. Weekly cleaning lady. Lots of free time.
I enjoyed this episode, thank you. Luxuries that don't cost me anything: having a clean and tidy room/apartment. Stepping out of a hot shower/bath and drying myself with a clean fluffy white towel. Sleeping on freshly ironed white bed linen (must be cotton). Picking some green branch (or flowering weed) on a pathway and putting it in a pretty bottle or vase on your windowsill. A cup of black tea sipped from a pretty china cup.
I'm hooked on white linen bedding. Everything on my bed is white, it brings me soothing comfort. I only buy wrinkle free as I gave up ironing years ago.
@@TheBunky2008 I love white bedding and towels, no matter how much extra laundry time they take. Unfortunately, unless it is cotton or percale, I find wrinkle free materials very hot. xx
I love to hear others like to people watch as I do. I also go out of my way to call a friend I haven't spoken to in a while and have an uplifting chat. I enjoyed your video. Simply stated it's all in the state of mind. You are a great encouragement.
Loved this and it does prove that the ways we think and feel is all about our attitude. Covid threw is for a loop ( we had to close our skin care salons for about a year) who would have known this would happen in our 50s and 60s. But we have gotten up off the ground and we have pushed forward. I have good and bad days but when I say what I am grateful for, it really changes my attitude for the best.
I want to enjoy life , this isn’t a rehearsal 🙌🏻🍑🧡Lisa
I agree.
It is all about our Attitude.😊
@@heatherkhan
Yes🧡 have a lovely day Heather. Thank You for the kind comment to mine 😉🍑🙌🏻Lisa
😊
@@PeachesSkinCare You are very Welcome.😊
Have an Awesome day.😊
You are a true gem....love listening to you.
Margaret looking refresh and gorgeous:) 👌🏼💕
I like you very much. So down to earth and calm. Just what I need in my life at the moment
Hello, I've just suscribed now although I've already watched a number of videos. I really enjoy the topics. Thank you
Welcome!
Love these suggestions
Glad you like them!
I also feel, that as we embrace getting older, many women are actually choosing to work into their 70's. I have several friends who both work full time and are 72, and 74. They are vibrant, healthy, and are single women. If I ask them if they consider working maybe three days a week or retiring, they look horrified. They are both financially more than able to retire, but simply wouldn't want to. I'm 52, and I can also (God willing) see myself working into my 70's. Its interesting because I was also talking to a male work colleague of mine, a psychiatrist. He said 'oh no, I'll never retire, in my country, where I grew up, we don't do that'. Interesting perspectives I feel from both sexes on value of working past retirement age, that has nothing to do with money.
I live on a very small Income..but volunteer at a community swim pool, my benefit is free swiming..and I sew and delight in making beautiful items out of scraps❤
Thanks for sharing!
I iron my bed sheets and it's really worth the effort, Also instead of buying expensive perfume like Chanel, I buy the shower gel. I only use a small amount at the end of my shower so it lasts longer but the smell and feel is outstanding. Also I invested in a silk pillow, if you hand wash it in cold water, it lasts for a few years. All these make me feel like a million :-)
Those are great ideas!
Thank you for the suggestions. Will start to create special moments for myself.... Hadn't thought about it like you presented it, like moments of luxury .
Your hair is perfection……
Hi from Australia. All good ideas. I like a picnic or walk on the beach
I loved this! I shared with friends because inflation is scary.
Margaret you look stunning and radiant you look so happy in front of the camera x thank you for all the inspiration you give us all daily I watch every video and catch up on the older content X I have 2 years til im 60 buti love your content x love and light ❤🙏🦋❤️
Happiness comes from your maker Jesus! Without Him living on the inside of you ,theres no happiness just people pretending! Beautiful lady!Be blessed!
Without Jesus is a hopeless feeling. He IS my hope!
I eat outside most days . I have two balconies off my house . I can watch birds , the bush and ocean . Make a pot of tea with my Royal Albert set , catch up on TH-cam .
Walking on the beach, taking photos , my beach is so stunning I don’t need to go anywhere . The whales are here now .
Nature makes Me feel wealthy .
Sounds great!
I go to a park near my Apt. Love your channel!
Glad you enjoy it!
Good Morning from Central Florida ✝️🇺🇸❤️
Hi there from sunny 🥵 hot FL on the central west coast!
I'm so happy to find your channel 💗
I have found so much appreciation for the small pleasures that you spoke of. It really has made me a happier person. One other thing that I do is listen to different kinds of music when I'm at home. It inspires me and enriches my life in a wonderful way. I often end up dancing in my apartment while doing tasks 😀
Thank you for these lovely ideas!
P.S. Margaret, I agree with some other ladies' comments..a glass of wine.🍷 Candles with yummy scents. And, as you said, coffee or tea with a bit of chocolate! 🤗 Rosemarie 💖
Thank you Margaret. Another great vlog! I set myself a challenge to travel for a year and see if I could spend the same, or less, than living in the UK full time. I did amazing things, went to incredible places and I did it all for less. Sometimes there is another way to live x
Wonderful!
I enjoy your chats. You are calming and lovely to listen too. I am happily married but sometimes can feel alone. I appreciate your talks
Great video! As you say there are lots of ways to feel like a “millionaire in life” rather than a monitory millionaire. Simple things like going on a gorgeous walk, being in nature and listening to bird song, observing the change of the seasons and the joy each of these changes bring and the different colours and scents of nature. Appreciating the time we now have in retirement to take in all these wonderful things around us. Being able to do what we want when we want ( within reason ) and being free to just be spontaneous. I have been retired for 11months now and it is a work in progress to adapt for me, to adapt and appreciate the gift of retirement - if it’s a choice you’ve been able to make and it hasn’t been forced upon you. I initially was very concerned about money and I still have the odd anxious moment when I worry if it will be a problem in the future, but then it’s amazing what you can actually live on when you discard all the unnecessary purchases. I decided to take the risk and haven’t regretted it and feel blessed to be more relaxed. Thanks Margaret for this video 👍
I pay for a good tooth paste that costs 4 times the amount you pay in supermarkets but it is so much better for my gums keeping away plaque it saves on dental bills which are expensive. I buy my Q 10 face creams from Lidls which is really cut price but just as good as expensive creams .It,s luxury not to skimp on how much I use of it . I use a body brush in the shower to help circulation and use Dove products I buy a Christmas present of the toilet bag with 5 products in each Christmas and it,s so nice but not expensive. I do my own nails and hair it is styled like yours /
You look fabulous with that hair style. I haven’t visited you in awhile.
Wow! You look especially great in this. Fantastic look for you.
Thank you so much
What makes me feel rich...I buy special coffee instead of Maxwell house and savor the flavor of cinnamon. I live surrounded by harbors I sit and watch the beautiful water. I always light scented candles, I love walking. I like to plan things out.
I love your suggestions of making meal times special occasions .. and also the idea of shopping like a French woman and carefully choosing your ingredients..
Walking in nature always lifts my spirits and makes me appreciate all the miracles around us.
Best wishes from East Sussex
So true!
All of those things are priceless. So true, helps keep your mind at ease.
Thank you so lovely. I like the idea of sopping for a few days rather than 2 weeks. I always find it stressful and more if a chore.
I keep a tablecloth on my dining room table.
It’s the little things! X
My Soc Sec is $448 a month. Lost $300 a month due to years of disability pay. This living like a millionaire is quite the stretch for me but life goes on and I am happy. I do some make up but clothes shoes jewelry travel etc. is not in budget in anyway shape or form. I love your make up before and afters. Tfs (PS I have more than a tiny bit of chocolate with my coffee haha)