How to invest for your kids? (or for long-term goals) ft.

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  • เผยแพร่เมื่อ 22 ธ.ค. 2024

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  • @AkshatZayn
    @AkshatZayn  ปีที่แล้ว +12

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    • @aasingh7027
      @aasingh7027 ปีที่แล้ว

      Isn't it would be good to go for midcap index fund (yes volatility is higher) than flexi cap fund considering 20yr time frame. Pls advise you view point. Thanks

    • @samys3464
      @samys3464 ปีที่แล้ว

      Hi Akshat ,
      Nice video & helpful tips .
      How do invest in usa based stock market , via which platform ?
      What are tax implications on usa based investment please explain or make a video on it
      Thanks

    • @aakashjain5969
      @aakashjain5969 ปีที่แล้ว

      Can I get your email id sir?

    • @suhadripaul
      @suhadripaul ปีที่แล้ว

      Mutual funds would attract the taxation.. Sukanya Samridhi is in EEE category.. to effective return would be somewhat close to 12%. In that sense it's a considerable SIP type of investment which guarantees your return but not linked to market. I think you shall encourage people on this point. Obviously unless govt don't decrease the return.
      Having said that, I agree with you point in your earlier videos on avoiding expense ratio and invest in index stocks in the same ratio.

    • @suhadripaul
      @suhadripaul ปีที่แล้ว

      13:38 you are contradicting your own point man. You started the discussion keeping 20 years as target and displaying nifty 50 benchmark returns. And while talking you are scaring people that within 8 years the govt would collapse. 😅😅

  • @jeetdeshmukh
    @jeetdeshmukh ปีที่แล้ว +30

    So refreshing to see Akshay and Ayushi speaking so candidly and transparently and actually advising us, like we are their dear friends. Your insights really do make us wiser. Power to you both. Keep it up!

  • @Olsontim21
    @Olsontim21 ปีที่แล้ว +48

    Investing in alternative income streams that are independent of the government should be the top priority for everyone right now. especially given the global economic crisis we are currently experiencing. Stocks, gold, silver, and virtual currencies are still attractive investments at the moment.

    • @michaelwiebeck3
      @michaelwiebeck3 ปีที่แล้ว +5

      It is recommended to seek the assistance of a financial advisor or broker to diversify your investment portfolio through the inclusion of commodities, inflation-indexed bonds, and stocks of financially stable companies, rather than relying solely on growth stocks with uncertain future earnings.

    • @Dantursi1
      @Dantursi1 ปีที่แล้ว +4

      Such market uncertainties are the reason I don’t base my market judgements and decisions on rumours and here-says, got the best of me 2020 and had me holding worthless position in the market, I had to revamp my entire portfolio through the aid of an advisor, before I started seeing any significant results happens in my portfolio, been using the same advisor and I’ve scaled up 950k within a year, whether a bullish or down market, both makes for good profit, it all depends on where you’re looking.

    • @CindyValenti
      @CindyValenti ปีที่แล้ว +4

      I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you?

    • @Dantursi1
      @Dantursi1 ปีที่แล้ว +3

      I personally work with “Vivian Carol Gioia” she covers things like investing, insurance, making sure retirement is well funded, going over tax benefits, ways to have a volatility buffer for investment risk. many things like that. Just take a look at her full name on the internet. She is well known so it shouldn't be hard to find her.

    • @CindyValenti
      @CindyValenti ปีที่แล้ว +2

      @@Dantursi1 Thank you for this amazing tip. I verified her and booked a call session with her. She seems Proficient.

  • @Sen9393
    @Sen9393 ปีที่แล้ว +487

    Feeling extra gareeb watching this video. 😢

  • @brianwhitehawker1756
    @brianwhitehawker1756 ปีที่แล้ว +63

    Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.

    • @JamesScott433
      @JamesScott433 ปีที่แล้ว

      The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.

    • @yeslahykcim
      @yeslahykcim ปีที่แล้ว

      I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.

    • @yeslahykcim
      @yeslahykcim ปีที่แล้ว

      I'm being guided by “Leila Simoes Pinto’’ who is widely recognized for her competence and expertise in the financial market. She has a thorough understanding of portfolio diversification and is regarded as an authority in this field.

    • @geraldt331
      @geraldt331 ปีที่แล้ว

      I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

  • @acjdgpr
    @acjdgpr ปีที่แล้ว +23

    Guys dont lament at the corpus of 1 cr. The point which Akshat's better half is repeatedly making, is that the corpus ia flexible for each family for them its one cr for you it can be one lakh also. Now surely with one lakh you cant invest in real estate but you can invest in other assets like equity, govt schemes, fds, sgb etc. We all need to start somewhere rather than lamenting "where will i get one cr from!" Take the embedded lesson dont go by the corpus, implement it on your own lives and scale up as you go with it

  • @Brigh578
    @Brigh578 ปีที่แล้ว +37

    Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly

    • @JennyMaxwell-r1y
      @JennyMaxwell-r1y ปีที่แล้ว

      The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

    • @Brigh578
      @Brigh578 ปีที่แล้ว

      Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $508k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choi

    • @JennyMaxwell-r1y
      @JennyMaxwell-r1y ปีที่แล้ว

      I've actually been thinking of reaching a portfolio-adviser, my 401k and stocks been losing everything it's gained since 2019, mind if I looked-up this one coach you use?

    • @Brigh578
      @Brigh578 ปีที่แล้ว

      The adviser I'm in touch with is *CAROLINA MELINA PHERSON* she works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else, for me she strategy works hence my result. She provides entry and exit point for the securities I focus on.

    • @JennyMaxwell-r1y
      @JennyMaxwell-r1y ปีที่แล้ว

      Thanks, I just googled more about her, I'm really impressed with her credentials. I reached out to her since I need all the assistance I can get.

  • @vikramrajpurohit5523
    @vikramrajpurohit5523 ปีที่แล้ว +10

    when i see both contradicting and putting up different view points boldly, transparently and unashamed. This shows its a honest conversation and not a scripted one and winning our trust.

    • @kaustubhdeo3143
      @kaustubhdeo3143 11 หลายเดือนก่อน

      No. This is not an extempore conversation. This is a carefully scripted, well thought through video.

  • @gamma_girl
    @gamma_girl ปีที่แล้ว +11

    Your kids are blessed, not for the money you're investing but you seem to be good parents they can look up to

  • @Edgardo477
    @Edgardo477 ปีที่แล้ว +51

    I've come to realize that money is a tool. I’ve worked so hard over the years to realize that if you don’t make money work for you, you can’t experience true freedom. fully retired with over $3.5million, my dividends is supplementing my retirement at the moment. started saving and investing in 2010 in growth, No regrets and financially free

    • @ArchieLatham502
      @ArchieLatham502 ปีที่แล้ว +1

      This is an amazing goal so many of us are striving for, Trying to build wealth and diversify assets

    • @Edgardo477
      @Edgardo477 ปีที่แล้ว +1

      Can't advice you on the best approach i'm not a pro but will recommend you speak with an Advisor, Martha Cornell Kerns, her constant advice have helped me a lot.

    • @Edgardo477
      @Edgardo477 ปีที่แล้ว

      goodluck, for me is not about starting but making the right decisions

  • @animesh_agr
    @animesh_agr ปีที่แล้ว +12

    The advantage with SSY is that it enjoys an exempt-exempt-exempt for taxation.
    So with tax correction built in, the net returns actually become 12% or so.
    That said i haven't invested in SSY either. I just think that the tax adjusted returns are in fact quite reasonable.

    • @saviopereira645
      @saviopereira645 ปีที่แล้ว

      U mean u have invested?

    • @visakhpr
      @visakhpr ปีที่แล้ว

      Agree with this point... Diversification in SSY and PPF would be the right decision along with index, equities and mutual funds..no one can guarantee that Japan scenario won't happen here, any chance similar things happen, it will spoil all our investments like index funds, equities, MFs... Also note that the returns received from SSY and PPF are completely tax free and other charges free.. It will be collected 100% though return is less than MFs

    • @naveenrreddy2008
      @naveenrreddy2008 ปีที่แล้ว

      Absolutely my thoughts. Also SSY is a secured investment. Your SIP may be taken away by big corporates by claiming that markets have fallen drastically

  • @vikramchaudhary440
    @vikramchaudhary440 ปีที่แล้ว +8

    If myself and my wife have so many disagreements in a single conversation, we would not complete the it without having only disagreements. 😂

  • @vigneshkr3468
    @vigneshkr3468 ปีที่แล้ว +7

    12:52 - Gold chart shows a cup and handle pattern. So in technical aspects, gold is getting ready for a good upward move.

    • @acjdgpr
      @acjdgpr ปีที่แล้ว +1

      I second that as commodity cycle is long we are in for a long up cycle for a period of say 8-10 years beginning from 2019

  • @eniyabharathi5402
    @eniyabharathi5402 ปีที่แล้ว +1

    For sukunkya scheme is tax free on maturity. But index fund is taxable at maturity which be 30%. And if your index fund is giving 12% return then 4% will go as tax and in hand you will get 8% only which equals sukunya scheme

  • @acjdgpr
    @acjdgpr ปีที่แล้ว +22

    Best statement of the entire video " our kids are our assets" ❤

    • @origin2445
      @origin2445 ปีที่แล้ว

      Aaj kal finance k chode, baccho ko bhi asset bana rahe hai.

    • @kaustubhdeo3143
      @kaustubhdeo3143 11 หลายเดือนก่อน

      Only time will tell if the kids turn out to be assets or not 😂These days it is very common that your "assets" throw you to old age homes with no mercy whatsoever.
      But it's good on the parents part that they love their children and want to safeguard their future.

  • @sabahhicham
    @sabahhicham ปีที่แล้ว +57

    Putting well-earned money into the stock market can be over emphasized for first-time investors, unlike a bank where interest is sure thing! Well, basically times are uncertain, the market is out of control, and banks are gradually failing. I am working on a ballpark estimate of $5M for retirement, and I have a good 6-figure loaded up for this, could there be any opportunity for a boomer like me? I'm nearly 60.

    • @Nearly40s
      @Nearly40s ปีที่แล้ว

      Sincerely it's best to seek an advisor right now, unless you're canny yourself. As a business owner in both the service industry and eBay reseller of all product categories, I can tell you we’re in a deep recession and everyone is running out of money

    • @maysasatan
      @maysasatan ปีที่แล้ว

      Very true, people downplay advisors role, until burnt by their mistakes. I remember just after my layoff early 2020 amidst covid outbreak, I needed to stay afloat, hence researched for license advisors. Thankfully, I came across someone of practical knowledge, and decades of experience, my stagnant reserve of $325K has yielded nearly $1m after subsequent investments so far.

    • @manu4690
      @manu4690 ปีที่แล้ว

      Is there any chance you could recommend who you work with? I've wanted to make this switch for a very long time now, but I've been very hesitant about. I'll appreciate any recommendation

    • @maysasatan
      @maysasatan ปีที่แล้ว

      ​@@manu4690My Financial adviser is ‘’Teresa Lynn Carmi’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @manu4690
      @manu4690 ปีที่แล้ว

      ​@@maysasatanThis is useful information; I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

  • @DhruvKhurana11
    @DhruvKhurana11 ปีที่แล้ว +3

    Hi Akshat, when u mentioned alpha as 5-6% on investing in equities, I feel that is incorrect, because there is a LTCG (considering you hold index fund/equities for approx. 20 years). As per my understanding alpha will be around ~4% whereas SSY u get pure alpha of ~2% (tax-free interest). Also, in my opinion, Indian markets are going now but how can we assume it will grow at 12% CAGR over the next 20 years. Not trying to say that SSY is better than equities, but there are a few assumptions (LTCG remains constant for next 20 years and Indian index fund grows by 12% CAGR)

    • @ArunVishwakarmaengineer
      @ArunVishwakarmaengineer ปีที่แล้ว

      Ltcg is 10% only after this also there will be huge difference in Corpus compared to ssy

    • @chandrakanthaks93
      @chandrakanthaks93 11 หลายเดือนก่อน

      LTCG may go up to 30%

  • @agenhunt23
    @agenhunt23 ปีที่แล้ว +1

    what did I just see? Thanks Akshat and Ayushi. very genuine souls. May you grow and help others.

  • @KrishnaTalkies
    @KrishnaTalkies ปีที่แล้ว +1

    We have started investing on SSY and in 21 years its gives bulk figure of Rs: 68Lakhs roughly but as you say in SIP investing it should reacg 1 crore right, why SSY is giving only 68Lakhs? anyhow they are also going to invest on SIP kinda instruments so why this difference?

    • @dillards99
      @dillards99 ปีที่แล้ว

      Since you are not brave to invest in Equity 😂...give it to Govt and they invest it on our behalf..

  • @SaiLuck365
    @SaiLuck365 ปีที่แล้ว +1

    How I invested 1 Cr here: Invested 50 L in corporate bonds, 50 L Dividend yield stocks. Auto invest of the that Bond"s interest income & Dividend income into the Monthly SSY.

    • @ThePriyanair
      @ThePriyanair 6 หลายเดือนก่อน

      Did you do this a bank or urself is ur portfolio getting assisted

  • @sreenivaskancharla9414
    @sreenivaskancharla9414 ปีที่แล้ว +3

    Thanks akshat for providing fin literacy, the insights are very helpful, hope your conversation will help many to improve fin health, thanks ayushi for collaborating with akshat

  • @pratikyagnick8549
    @pratikyagnick8549 5 หลายเดือนก่อน

    Extremely good insights, got to learn a lot. Thanks Akshat.

  • @Tiruchikkaaran
    @Tiruchikkaaran ปีที่แล้ว +4

    Is it wise to open a separate Demat account for the minors and buying stocks. Or in future how shall we handover the stocks to them considering that Demat account cannot be transferred. Then if I do transfer my share it will become critical and taxable too..Please throw some light over this Mr.Akhsat & Mrs.Ayushi 😊😊

  • @ddesai1080
    @ddesai1080 ปีที่แล้ว +1

    The most important point which TH-camrs don't tell people is that exit timing...market always grow-long term--true...but at the same time it passes thru cycles...your return is all depend on when you need that money and market is at what level at that point of time...just imagine..covid crash...your 1cr portfolio value drop by 60%...you loose your job and now you have no choice but to take out that balance 40 lakh from market...

  • @pkn8707
    @pkn8707 ปีที่แล้ว

    A video with a lot of practical information about finance.
    I think the SGBs are basically NOTES of buying the specified amount of gold i.e in simple terms it is backed by gold or could be thought of as receipt for holding the gold by the govt to the bearer. So is it right to say that "SGBs are paper money and not similar to holding physical gold" ?
    Because physical gold also is not kept in locker most of the time as families are moving from one place to another. And we keep the gold at our own risk. Doomsday scenario is possible in both (SGBs and physical gold) cases.

  • @1suratwala
    @1suratwala ปีที่แล้ว

    Do you typically purchase bank attached property to buy cheaper And give you high yield ?

    • @UrbanLifeChannel
      @UrbanLifeChannel ปีที่แล้ว

      That is a very very risky strategy..big firms are able to buy these risky assets who have a qualified team of lawyers to do the due diligence..for retail investors it is impossible to do that kind of due diligence..so can avoid these..I know these deals sound ultra lucrative but instead of giving you unprecedented returns, can make your money 0 as well

  • @alpesh238
    @alpesh238 ปีที่แล้ว

    How we can say SGB defaults in case sovereign collapes?
    In my understanding,if government fails its d stock market will take the hit first

  • @rianangia361
    @rianangia361 11 หลายเดือนก่อน

    Thank you, Akshat! Great insights.

  • @amitpande3801
    @amitpande3801 8 หลายเดือนก่อน

    20 yrs small cap mein Dale to ...index se better nai rahega kya

  • @satyajitbiswas6094
    @satyajitbiswas6094 ปีที่แล้ว +1

    Stocks forum running an ad campaign with your picture....
    I think you should take necessary action.... couldn't add the screenshot in the comment box

  • @ramakrishna1008
    @ramakrishna1008 ปีที่แล้ว +8

    Hmm...now I realised that I can't even afford to raise a single kid 😅😂

  • @roopali3819
    @roopali3819 3 หลายเดือนก่อน

    Hi Akshat, what are your views on Children mutual funds?

  • @chandrashekhartambavekar3339
    @chandrashekhartambavekar3339 11 หลายเดือนก่อน

    If govt defaults, forget SGB; do you think all holding in stocks and mutual funds will have great value?

  • @chandru67891
    @chandru67891 ปีที่แล้ว

    Wonderful video. Thanks to both of you for taking the time and effort to make this video. Indeed very helpful for new generation parents. Thanks to you again and wish the very best for your kids and both of you.

  • @sureshchanderarya804
    @sureshchanderarya804 ปีที่แล้ว

    Best Jodi ever ...mam and sir lots of things u teach us ...thanks for telling us about investment

  • @vinodbongoni
    @vinodbongoni ปีที่แล้ว

    If SGB is worthless on govt default then how about equities? First impact will be on equities only right...atleast government will responsibility for SGB and not for equities if we consider priority

  • @lakshminarayanakotapally1974
    @lakshminarayanakotapally1974 ปีที่แล้ว

    HI Akshat, Your time horizon being long, i.e., more than 15 years, AIFs could be an option to review. Please share your view on AIF

  • @The97SHRIKANT
    @The97SHRIKANT ปีที่แล้ว

    What will happen to stock market if govt default on it’s issued bonds.

  • @vikrampatil5486
    @vikrampatil5486 ปีที่แล้ว

    hi Akshat, would you install 50L one shot lumpsum in index funds or do you have any strategy for that as well. We would like to know.

  • @manojsuri007
    @manojsuri007 ปีที่แล้ว +2

    I feel investing in small cap funds for 20 years is a lot better thing.

  • @cyriljohns
    @cyriljohns 11 หลายเดือนก่อน

    Thank you very much for sharing this!

  • @himanshupatel6524
    @himanshupatel6524 ปีที่แล้ว

    So how you are covering Tax on Equity investment Vs Suknya Samriddhi

  • @caanubhavjain3329
    @caanubhavjain3329 ปีที่แล้ว

    Can you please currently review rajesh exports. Should we consider averaging it?

    • @aanshsinghania7780
      @aanshsinghania7780 ปีที่แล้ว

      He has sold it completely booking loss. He updated on member community

  • @akhilkapoor3467
    @akhilkapoor3467 ปีที่แล้ว +1

    Hi @akshatzayn you have been mentioning about the Airbnb business for sometime now, is it live now? Please share more details on it. Thanks.

  • @radhikayadav9357
    @radhikayadav9357 6 หลายเดือนก่อน

    Hi, is putting money in Postal life insurance Endowment plan worth

  • @ganeshgavali8766
    @ganeshgavali8766 ปีที่แล้ว +2

    Enjoyed the candid conversation. All key points covered well 😊

  • @nikhilkumar5072
    @nikhilkumar5072 ปีที่แล้ว

    You are not telling about tax part ? Have u considered it ?

  • @form7678
    @form7678 ปีที่แล้ว

    Thanks and love your videos , which are always helpful. Please also make a video on how to get better yields on what kind of real estate propeties,Thanks as always.

  • @ravib-u2w
    @ravib-u2w 10 หลายเดือนก่อน

    Please can you suggest quant active fund vs parag Parikh growth if I have high risk capacity and 10 year time on monthly SIP.

  • @kvafsu225
    @kvafsu225 ปีที่แล้ว

    Very very informative. Thanks a lot.

  • @rohangurav.
    @rohangurav. ปีที่แล้ว

    Homeschooling and study abroad.if there is options out there, then BIG WOW!
    I am not aware of that.

  • @techgodown
    @techgodown 8 หลายเดือนก่อน

    If she is a govt employee
    Can she can invents in us stocks??? And US mutual funds like In NASDAQ??????
    Is it legal for a govt employee to??

  • @sundeepdatta8483
    @sundeepdatta8483 ปีที่แล้ว +1

    Nice analysis. I would like to invest 20% in Fds so that if Stock market falls drastically due to some shocking incidents, I would invest in equities. It'll also help for getting VISA.

  • @haneshvarma4305
    @haneshvarma4305 ปีที่แล้ว +2

    biggest advantage for both of you is getting that level of eduacated and smart people as spouse

  • @devendraazad3263
    @devendraazad3263 ปีที่แล้ว

    Just want to know that to invest in index fund do we have to get Demat account open for 2 year old kid ? If yes then how to get Demat opened for toddlers ? as there would be a requirement of PAN etc ..

  • @dayashankar58
    @dayashankar58 ปีที่แล้ว

    Hi Akshat, Why are you not thinking to Invest Kid's education money to some dollar(USD) backed stock/index directly & holding USDs but not INR. I saw one of your vid/post(can't remember exactly) that for another 10-20 year US dollar will remain remain strong which means INR will devalue further (probaby another 30-40 % in next 20 years from current price).So, If your children wants to study abroad then overall it will be devaluation to the investment but If one hold it in USD then it's a win-win situation.

  • @akhileshc9806
    @akhileshc9806 ปีที่แล้ว +1

    Could you please analyse Amrutanjan stock.

  • @s_p1001
    @s_p1001 ปีที่แล้ว +4

    Akshat I have 2 queries
    1. Taxation on popular govt schemes are Exempt-Exempt-Exempt or atleast Taxed-E-E. So doesn't the maturity corpus comes close to Index returns and without the volatility woos at maturity? Assuming sustained present interest/return rate on both schemes.
    2. Does Flexi Cap Fund really beat Index Fund? Isn't that contarary to historical market data that active funds fair poorly on longterm compared to Index?
    Please clarify

    • @vivekrajsethi3614
      @vivekrajsethi3614 ปีที่แล้ว

      Can you please add summary of that 1:1 here since I am also interested in the answers to these

    • @pub-gmobilelitegamer9069
      @pub-gmobilelitegamer9069 ปีที่แล้ว

      I think index is best but do check sensex to and do analyze on blue chip stock like how many times do they give divided on a year like MRF give 3 time in a year where some other blue chip stock give only one time and do check the divided percentage like and calculated with the Amount you are investing and till how much during r u seeking to park ur money into to that one

  • @dhruvasharma8751
    @dhruvasharma8751 ปีที่แล้ว +7

    Your children are your assets👏👏

    • @shrivastavaparag
      @shrivastavaparag ปีที่แล้ว +3

      Not anymore bro, these days it’s very difficult to be dependent on your kids for your old age.
      The whole society is changing so it’s not just your kids or my kids scenario.

  • @Ram-wm1ze
    @Ram-wm1ze ปีที่แล้ว

    Which index fund is good for long term? Is there tax on mutual fund gains? ssy not comes under tax?

  • @gamma_girl
    @gamma_girl ปีที่แล้ว

    Would flexi cap work well for 10 year duration?

  • @ukuk179
    @ukuk179 ปีที่แล้ว +1

    Is 1CR in kids name?
    Why Infian govt have tax break?
    Are these funds on maturity taxable?

  • @rramitjain
    @rramitjain ปีที่แล้ว

    Why are not investing in BTC in your kids portfolio because we all are bullish on that over the long-term. Any specific reason. Your thoughts would be highly appreciated. Thank you.

  • @123chetanchem
    @123chetanchem ปีที่แล้ว

    Dear when u say Index Fund then is that Index Mutual Fund or Index ETF...?

  • @RxlredE
    @RxlredE 11 หลายเดือนก่อน

    What is the maximum years for s.i.p the more years, the better returns would be bc of compounding right? Can I invest 10k for 40years ad get 10cr when I retire? This makes much more sense. Ofc 18-20 years is expensive age but when you retire you can build a home for constant rental income for kids. Which is better to enjoy life.

  • @mbase2028
    @mbase2028 ปีที่แล้ว +15

    Thank you for the content, All you need is the right advice on how to invest in crypto and you're back on track, I've been making $ 180k weekly from my trading and I'm happy about it ☺✌✌

    • @PhilipJonson-cd6ep
      @PhilipJonson-cd6ep ปีที่แล้ว

      How please? Am a newbie in crypto investment, please can you guide me through on how you made it..

    • @mbase2028
      @mbase2028 ปีที่แล้ว

      Mrs Loretta Logan service is a talk of the town in North Holland Netherlands 🇳🇱, I started with a little amount of 1ETH, and she made huge returns, and I have been constantly investing with her

    • @Lucas75332
      @Lucas75332 ปีที่แล้ว

      I'm not here to converse for her but to testify just for what I'm sure of, she's trust worthy and best option ever seen
      Sometimes I wonder if she's used magic power trade

    • @mbase2028
      @mbase2028 ปีที่แล้ว

      She often interacts on Telegrams, using the user below.

    • @mbase2028
      @mbase2028 ปีที่แล้ว

      *_@Loretta191^^^ that is it_*

  • @Satyaprakashnath44
    @Satyaprakashnath44 ปีที่แล้ว

    What about the expense ratio in flexicap fund???

  • @rajishining7749
    @rajishining7749 ปีที่แล้ว

    can u give suggestions of one safe and good return scheme where we can invest a lumpsum amount for the period of 10 years & 5 years?

  • @dreamtrader8945
    @dreamtrader8945 ปีที่แล้ว

    Return from SSY is tax exempted right?

  • @paintingvillage2296
    @paintingvillage2296 ปีที่แล้ว

    Lovely couple. God bless you 😊

  • @rajbirsingh1230
    @rajbirsingh1230 ปีที่แล้ว +1

    You guys make a great couple. Touch wood.

  • @anshulgoel
    @anshulgoel ปีที่แล้ว

    Thanks for this video. Very curious to know - Is there a way to segregate the investments I am making on the name of my kids. Like how will I keep separate accounts for my 2 kids' portfolio.

  • @naveenkeshav3168
    @naveenkeshav3168 ปีที่แล้ว

    Can we open demat account for our kid who is less than a year..or we should invest in our own account??

  • @srbharadwaj
    @srbharadwaj ปีที่แล้ว

    @AkshatZayn ... Take that 1cr split into 70L and 30L put 70L in index fund, 30L in arbitrage fund, arbitrage gives around 5-6% + benefit of equity taxation, withdraw 1.5L from arbitrage fund every year and put it into Sukanya Samridhi account, this will keep your wife happy as well as grow your corpus sensibly with a relatively lesser risk for an important goal like kids future

  • @kumara348
    @kumara348 ปีที่แล้ว

    Super vavlavble information thankyou very much AKSHAT

  • @harishsful
    @harishsful ปีที่แล้ว

    I would also include bitcoin (a meager percentage though) in the investment basket for my children. It is a very long bet we can take, I thought.

  • @harshitpandey6664
    @harshitpandey6664 6 หลายเดือนก่อน

    @Akshat : 50% in indexed funds is SIPPED ?

  • @pateldeepp
    @pateldeepp ปีที่แล้ว

    21:08 : Process realted question : all this investments which you have done are in name of your kids (Minor)? Did you open their demat account in zerodha?
    Can you please share details? And also effect of taxable in any case minor / in name of yours

  • @arpitkumar7848
    @arpitkumar7848 ปีที่แล้ว

    Hi Akshat, a question on your video, which Index fund are you choosing for your 50% investments...in case you can let us know...thanks

  • @rajjariwala8515
    @rajjariwala8515 ปีที่แล้ว

    Appreciate for all the information how ever could you share your insight about bond?

  • @sanjay8215
    @sanjay8215 ปีที่แล้ว +1

    Hi Akshat ji, can you advise which area in Goa you are investing / buying properties which can give a higher yield.

    • @रामभक्त..सनातनी
      @रामभक्त..सनातनी ปีที่แล้ว +1

      Bro don't write to this person. He is a scammer.

    • @sanjay8215
      @sanjay8215 ปีที่แล้ว

      @@रामभक्त..सनातनी please elaborate

    • @UrbanLifeChannel
      @UrbanLifeChannel ปีที่แล้ว

      In Gurgaon you can find some high rental yield properties.., you can read about affordable housing scheme in Gurgaon..rates are about 35 lacs for 3bhk with mivan construction..rents for completed projects are giving more than 6% yield...alotted by a draw of lots..people from outside haryana have better chances in the draw

  • @ameetmane
    @ameetmane ปีที่แล้ว

    Hey, good vid however you havent covered taxation. sss is tax free compared to index funds or equity so it may not be as bad as you made it sound.

  • @sairajadepu2643
    @sairajadepu2643 ปีที่แล้ว

    I like the way she looks at you man! You have already won the game of life.

  • @jwalantsinghsingh8679
    @jwalantsinghsingh8679 ปีที่แล้ว

    In sukanya samridhi scheme the money is tax free and in index fund u have to pay the tax

  • @jackreacher4945
    @jackreacher4945 ปีที่แล้ว

    Hi, thank you for the all the work you have put in, its really transformative.
    I have a very different question, if there is person that has no family liabilities to take care of and just wants growth, is not particularly bothered by volatility, and his/her goals are flexible of say travel, has decent health insurance, what would you advise such a person?
    How should that person invest? Should they still have asset class diversification or given that equity will more or less surpass other asset classes and is easier to manage than say real estate, should they go in 100% equity route albeit in a diversified way (even between Indian and US markets)?

  • @adrindey
    @adrindey 10 หลายเดือนก่อน

    Excellent content thank you

  • @TheKoyyada
    @TheKoyyada ปีที่แล้ว +2

    Thank you for the lovely video.
    Could you come up with another video on how to find scout in real estate property

  • @ramakrishnagorty9165
    @ramakrishnagorty9165 ปีที่แล้ว

    How much monthly amount should I set aside for my great great grand child now🤔

  • @chanticorp
    @chanticorp ปีที่แล้ว +1

    Great video Akshat
    My question is how you structure this investment?
    Would that be your names (I.e parents name) and later gift them?
    Or create a company name with benefit trust ?
    I would like to know from the taxation point of view for next 20 years until the kids are old enough.
    I would like to know the best practices that are available in India for building kids portfolios.

  • @laudabc8761
    @laudabc8761 ปีที่แล้ว

    How come they have 2 children, few months back when i saw a video they only had a son now they have a baby girl.
    Sid they adopted her?Anyone?

  • @Srini_Interest_Hobbies
    @Srini_Interest_Hobbies ปีที่แล้ว

    Good bro. All the best. Hope your dream and child dream come through..🎉🎉🎉

  • @murtybhagavatula1238
    @murtybhagavatula1238 ปีที่แล้ว +1

    Thank you dear @akshat for these informative videos. I've joined your community a month back. Have seen multiple times you talk about the multi-bagger portfolio but didn't get a reference to it, even after joining as a member. We do understand the strategy involves enough risk and some of those stocks might go down to the bottom but can you please suggest us on the multi-bagger portfolio as the market stands today.

  • @gambhirahul
    @gambhirahul ปีที่แล้ว

    6-11% rental yield alone or it includes asset appreciation as well ?

    • @acjdgpr
      @acjdgpr ปีที่แล้ว

      What is not being mentioned here is what is the post tax returns. This 6-11 is absolute but real return would be that minus taxes and maintenance costs

  • @cnsujeer
    @cnsujeer ปีที่แล้ว +3

    Hey Akshat, Again useful video. But, on real estate investment, I can understand from diversification perspective. But, to generate an alternate cash flow especially during equity market crash etc. will it not be tough ? Don't you think.. short term rentals is a luxury category and during low-turns in the economy people generally tend be cautious on their expenditure (might delay their trip plans etc.) which might directly impact the rental yield. Waiting to hear your opinion on this. Not sure If you might notice this comment.. but, trying it anyway 😀

  • @honeygupta2473
    @honeygupta2473 ปีที่แล้ว

    Great job ayushi first time seing you on akshat videos but very good insights and info from both

  • @Rafee__
    @Rafee__ ปีที่แล้ว

    that pattern of conversation is rare,, In my home, you could literally hear banging utensils for each counter argument.

  • @sportsframemagic
    @sportsframemagic ปีที่แล้ว

    Great to see you both together.......... Very interesting and insightful discussion

  • @sanjaysharma6683
    @sanjaysharma6683 ปีที่แล้ว

    Hi akshat
    not able to renew my subscription because of rupay card please help

  • @tejas6211
    @tejas6211 ปีที่แล้ว +4

    Most of the people will sell their index fund or equity investment within a few years as they won't be able to handle the heavy gains or heavy losses. So SSY will be better in practical terms as there is lock in.

    • @neel_r_j
      @neel_r_j ปีที่แล้ว

      Patience ho nerve control kar paao toh hi equity me ana chahiye, you are right 👍🏼

    • @opinonated_soul
      @opinonated_soul ปีที่แล้ว

      For diversification. Invest in SSY,PPF also

  • @nrameshkumar370
    @nrameshkumar370 ปีที่แล้ว

    Akshat, thanks for providing valuable insights. However i have one question that when you are investing in index fund why do you need to invest separately in blue chip stocks as index itself includea blue chip stocks. Am i missing 😕

    • @_vkiitr
      @_vkiitr ปีที่แล้ว

      I guess, idex would cover mostly all bluechip and bluechip funds would cover top performing bluechip companies.