I have 3 AMEX cards. Gold, Platinum and Blue Everyday. Travel extensively worldwide for my career but retiring next year. AMEX Member 30+years. Will only keep the Gold (my 1st Amex card) and ditch the other two. Sure don’t need 3 now. And certainly won't keep the Plat because I get no value like airport lounge access because I fly Business Class anyway.
The Amex Platinum changes recently made me a lot less excited about this card than I was previously, but there's no denying it's an awesome card for a lot of people. It's definitely a card that folks need to do the math on BEFORE applying for it though, because if you're unaware of how to optimize it, you could be wasting a bunch of money holding this card. Great tips all around Daniel!!
The SAKS credit is pretty nice. Perfect for Office Christmas Party Exchange- something on sale or discontinued like blender, shakers or something cute that wraps and presents well for holiday parties.
And u get value of around less than $3.5k usd to make like 10-15% ROI in many months when using points to travel can easily give you 3-10x more value, means 300-1k % ROI 😂😂😂 Dont try to be an idiot cuz a lot of people can know common sense
I’ve had a corporate card for years that I never use, and I’ve finally put it to use to get that $150 credit on my annual fee. Thank you so so much for the tip!
I have a mexican issued amex platinum card. annual fee is 1300 usd + tax and yes, the annual fee is in usd, so the actual cost in mexican pesos varies with exchange rate.
15:13 Daniel screw all that bs, it’s a status symbol lol stop that high road humble bs! We work too hard to get to this level in life like for godsake flex 💪🏽 it ! Pshhh lol “ just a credit card “ nah bro this is my life that I am showing other that I work too hard to get this status highlight 😭🤦🏽♂️💯🤣🤝🏾
Great video 🎉🎉 Great details 🎉🎉 I ask that the TH-cam CC community stop devaluing the Equinox credit. The Equinox credit is great for digital use also. Travelers and home exercisers need to exercise. This credit adds value for those persons.
I got a targeted upgrade offer from a gold business card to platinum and it’s 150,000 points if you spend 10K in first 3 months. But I already have the platinum personal. Is it worth upgrading
If you got the upgrade offer for the Business Platinum, then yes, it’s worth upgrading. The bonus is typically between 120k and 170k after spending $15k in 3 months. To get a similar offer with a lower spend requirement is a win!
I have a question about the gold card. If you add 3/4 family members for them to have their own gold card, yes it's free without an additional charge but do they get their own priority pass too? Or is it only one per account holder? Or two per account holder? Also if it is 2 per account holder, is it four passes to lounge each or just 4 in total
@@viktoriousextensions394 it comes with gold but you can only have four passes per year instead of unlimited and then you pay £20/25 per lounge entrance after you've used all four
One hidden benefit is premium rental car protection but not for everyone. I got internacional 14 day rental reservation coming up I can use my platinum or csf to pay it and save 480 on CDW coverage fee🤫
IMO if ur looking for a retention offer after year 1 or every year you probably shouldn’t have the card. And Amex tracks your retention offers. I can’t imagine that’s gonna help you in the future dealing with Amex.
As soon as I’m out of pop up jail I’m gonna come back to this video and make sure I take advantage of all of the tips, tricks, and credits the card offers! Probably won’t be free until I hit both my Business Gold Card Welcome Offer and the Business Checking Account Welcome Offer. Great breakdown as always! Love your content. - Ivan
Losing Audible really sucks. And the annual user fees are terrible too. And I’ve also heard that the annual fee is going up next year. Not worth it anymore. Especially since- I find myself in the Delta lounge far more than the Centurion. You can only get into the Centurion at my home airport (Los Angeles) if you’re flying internationally. So it’s all a no for me, sadly.
Priority Pass just isn't as it had been, a few years ago. Yup, the staff are nice, but the food is meh, and beverage service doesn't have the premium choices that if used to have.
Platinum is a crappy card, I have the gold and was asked if I wanted to upgrade after a year to Platinum. I thought to myself this is not an upgrade, it's a downgrade from the gold.
If you travel regularly for you job or travel is your job, the Platinum Card could be useful. The seven hundred($695) dollar annual fee is high, and there are no benefits that are applicable to a normal lifestyle.
@@isabell.etkind9765yeah plus i just learned that Centurion lounges are nothing to write home about unless you're there for the free drinks and mediocre food.
I didnt' know you get a discount at Walmart gas stations, which I didn't even know existed since I've never seen one. I wonder if Sam's Club gas station counts as a Walmart gas station.
You can buy gas at a Sam’s Club station with Walmart+ w/o having a Sam’s membership but not the other way around. My parents have both and the Walmart+ gas price is cheaper than Sam’s, at least around their place.
During the pandemic, we did a lot of road trips. Discovered many Walmarts along highways - easily noticed the HUGE Walmart sign 😅. Additionally, the gas was lower priced, especially compared to other gas stations near highways.
Yeah I generally agree. I got a 150k bonus, which was the only reason I jumped on it. The annual fee is hard to keep up with since I don't Uber, don't go to the gym, don't really need another Hulu or Disney Plus account, don't use Walmart plus, don't need another global entry/tsa credit, don't care to stay at expensive hotels, and don't need another Hilton honors or priority pass membership. Finally my kids are too rowdy for me to feel comfortable in an overcrowded Centurion Lounge.
@@remyd8767 in my mailbox today was an offer for 150k and then this video also came out i was like umm maybe its a sign i should get it lol but nah can’t justify the AF or 90% of the other benefits since i rarely travel I mostly like doing cruises.
im gonna churn the amex plat in after 2nd year. also in part out of spite, cant get gold welcome offer becasue i have it. they just put in that rule 2 weeks b4 i got the plat!
This card is overrated to me. I will end up having it for a year then cancelling because the coupons are unnecessary. The only perks I value are the $200 FHR and $189 Clear credits. The other credits are not valuable to me because they force me to go out of my way to use them.
many cards give Clear credit..and with cheaper annual fees! same with priority pass access...and also, can often be cheaper booking directly with the properties listed on FHR/THC.
Not a card for everyone, it only makes sense if the credits cover things that some is already going to spend money on anyway. It fits very well into my spending habits which is why I have it, but definitely not going to work for a large number of people
Why don’t you have timestamps? It’s the only amateur thing about this channel everything else is great. I’d watch more video if I can go to what I’m interested in
I’ll start to add some, sorry about that! I have some time stamps for some recent videos and I can go back in and put more in on this one and others. Thanks so much for watching!
Not me at all. If you watch Brian’s video again it’s another channel from a guy named Chandler Vernon. He copies my channel as well - all of my videos are 100% original and scripted by me with tens of hours of hard work that goes into each one that’s available to watch for free on TH-cam. I appreciate you looking to call out fake channels like that, but just wanted to let you know that’s not me 👍
I have 3 AMEX cards. Gold, Platinum and Blue Everyday. Travel extensively worldwide for my career but retiring next year. AMEX Member 30+years. Will only keep the Gold (my 1st Amex card) and ditch the other two. Sure don’t need 3 now. And certainly won't keep the Plat because I get no value like airport lounge access because I fly Business Class anyway.
The Amex Platinum changes recently made me a lot less excited about this card than I was previously, but there's no denying it's an awesome card for a lot of people. It's definitely a card that folks need to do the math on BEFORE applying for it though, because if you're unaware of how to optimize it, you could be wasting a bunch of money holding this card. Great tips all around Daniel!!
Its $1150 here in Saudi Arabia with way less perks and less acceptance in stores 😂.
Not fair at all 😂
@@aceofspades001😳
My sign up bonus was 150,000 points which I received in the mail. As far as I can tell that’s the highest one they offer.
The SAKS credit is pretty nice. Perfect for Office Christmas Party Exchange- something on sale or discontinued like blender, shakers or something cute that wraps and presents well for holiday parties.
The equinox benefit is actually a pay in full benefit. I got $300 off the first $300 I spent at equinox (not $25 a month as mentioned in the video)!
I just got it and love. Haters gonna hate.
Perfect timing on releasing this video considering the new updates on the platinum. Great video !
I cashed out 467,000 AMEX and Chase combined points and bought a bunch of tesla stock when it under $200 bucks 😅
And u get value of around less than $3.5k usd to make like 10-15% ROI in many months when using points to travel can easily give you 3-10x more value, means 300-1k % ROI 😂😂😂
Dont try to be an idiot cuz a lot of people can know common sense
That was the worst way you could use your points as stated by the other comment.
Ik you balling fr 😂
2x back for non-category would be great.
I just signed up with an offer of 125,000 today on 1/23/24
Signed up Monday got my platinum card yesterday
On Uber credit use it or lose it, can you just buy gift card or add funds to you Uber account and still qualify for monthly Amex credit?
I’ve had a corporate card for years that I never use, and I’ve finally put it to use to get that $150 credit on my annual fee. Thank you so so much for the tip!
Question about the corporate card credit. Is that for if you get an Amex card from your work or if you have a business gold or platinum yourself?
I have a mexican issued amex platinum card. annual fee is 1300 usd + tax and yes, the annual fee is in usd, so the actual cost in mexican pesos varies with exchange rate.
Does the $15 uber credit stack with the $10 uber credit from the gold?
Yes
Is it possible to ask them to lower the APR? If so, how? It’s so high and my credit score is 780 🙄
15:13 Daniel screw all that bs, it’s a status symbol lol stop that high road humble bs! We work too hard to get to this level in life like for godsake flex 💪🏽 it ! Pshhh lol “ just a credit card “ nah bro this is my life that I am showing other that I work too hard to get this status highlight 😭🤦🏽♂️💯🤣🤝🏾
😂😂😂
Great video 🎉🎉 Great details 🎉🎉 I ask that the TH-cam CC community stop devaluing the Equinox credit. The Equinox credit is great for digital use also. Travelers and home exercisers need to exercise. This credit adds value for those persons.
How much does hit hurt to close a card
Airline credit is great for airline lounge day pass.
@13:37 You didn't need to flex on us like that, king
I got a targeted upgrade offer from a gold business card to platinum and it’s 150,000 points if you spend 10K in first 3 months. But I already have the platinum personal. Is it worth upgrading
If you got the upgrade offer for the Business Platinum, then yes, it’s worth upgrading. The bonus is typically between 120k and 170k after spending $15k in 3 months. To get a similar offer with a lower spend requirement is a win!
Hello please which site am i going to used my American express card?
Great info explained!🙏🏼🙏🏼
3:58 in Canada that is a 10k spend in 3 months. :/
Thank you. Your Resy recommendation worked. I get 100k instead of 80k.
Appreciate all the great tips
Lots of great tips. Thanks Daniel!
I have a question about the gold card. If you add 3/4 family members for them to have their own gold card, yes it's free without an additional charge but do they get their own priority pass too? Or is it only one per account holder? Or two per account holder? Also if it is 2 per account holder, is it four passes to lounge each or just 4 in total
The priority pass does not come with the gold card. It comes with the platinum AMEX card.
@@viktoriousextensions394 it comes with gold but you can only have four passes per year instead of unlimited and then you pay £20/25 per lounge entrance after you've used all four
One hidden benefit is premium rental car protection but not for everyone. I got internacional 14 day rental reservation coming up I can use my platinum or csf to pay it and save 480 on CDW coverage fee🤫
Was definitely going to pull the trigger and get this card until I heard the “No more guests” $50 PP 😢
IMO if ur looking for a retention offer after year 1 or every year you probably shouldn’t have the card. And Amex tracks your retention offers. I can’t imagine that’s gonna help you in the future dealing with Amex.
As soon as I’m out of pop up jail I’m gonna come back to this video and make sure I take advantage of all of the tips, tricks, and credits the card offers!
Probably won’t be free until I hit both my Business Gold Card Welcome Offer and the Business Checking Account Welcome Offer.
Great breakdown as always!
Love your content.
- Ivan
does all the benefits apply to all card holders or does it depend on which country theyre in?
The benefits do vary by country because the Amex Platinum card is different in each country
thank you.@@Daniel_Braun
Great video 🎉🎉🎉
Losing Audible really sucks. And the annual user fees are terrible too. And I’ve also heard that the annual fee is going up next year. Not worth it anymore. Especially since- I find myself in the Delta lounge far more than the Centurion. You can only get into the Centurion at my home airport (Los Angeles) if you’re flying internationally. So it’s all a no for me, sadly.
hey...we got the wsj and walmart and saks tho!!!!!🥳🎉🥳..😑
Recently signed up with a 150k offer
Great video!
Priority Pass just isn't as it had been, a few years ago. Yup, the staff are nice, but the food is meh, and beverage service doesn't have the premium choices that if used to have.
Great tips as always!
Who is the Behind the Picture on American Express Card
Charles Schwab Amex Plat has Annual Investor credit to offset annual fee for people who have a substantial amount of money invested with CS.
Platinum is a crappy card, I have the gold and was asked if I wanted to upgrade after a year to Platinum. I thought to myself this is not an upgrade, it's a downgrade from the gold.
If you travel regularly for you job or travel is your job, the Platinum Card could be useful. The seven hundred($695) dollar annual fee is high, and there are no benefits that are applicable to a normal lifestyle.
@@isabell.etkind9765yeah plus i just learned that Centurion lounges are nothing to write home about unless you're there for the free drinks and mediocre food.
Didn’t get denied the card but it says I can’t get the offer? What’s that about?
Amex Pop-up Jail. It means you can get the card but not the bonus. This has hindered many who seek credit card bonuses from Amex.
It's called AMEX POP UP JAIL
Same! But I’m military so the annual fee is waved. I was looking forward to using the card for the holiday travels to make the 8k minimum
Forget it
Certain brokerage houses will offer the card to you and pick up the entire fee, FYI.
Do tell
The Schwab requires $10,000,000 for a free card. $100.00 off for $500,000
I’m tryna sign up and get the 150K welcome bonus offer ($1500) and keep it for a year then close the card. What do you say? Is this a smart idea?
you're a GOAT
I didnt' know you get a discount at Walmart gas stations, which I didn't even know existed since I've never seen one. I wonder if Sam's Club gas station counts as a Walmart gas station.
You can buy gas at a Sam’s Club station with Walmart+ w/o having a Sam’s membership but not the other way around. My parents have both and the Walmart+ gas price is cheaper than Sam’s, at least around their place.
I think they also have a deal with ExxonMobil? At least for a time
During the pandemic, we did a lot of road trips. Discovered many Walmarts along highways - easily noticed the HUGE Walmart sign 😅. Additionally, the gas was lower priced, especially compared to other gas stations near highways.
Daniel, is this the only card that provides a CLEAR benefit?
I personally think this card is pretty weak in category that’s why I haven’t pulled the trigger and they have sent me a few decent offers.
Yeah I generally agree. I got a 150k bonus, which was the only reason I jumped on it. The annual fee is hard to keep up with since I don't Uber, don't go to the gym, don't really need another Hulu or Disney Plus account, don't use Walmart plus, don't need another global entry/tsa credit, don't care to stay at expensive hotels, and don't need another Hilton honors or priority pass membership. Finally my kids are too rowdy for me to feel comfortable in an overcrowded Centurion Lounge.
@@remyd8767 in my mailbox today was an offer for 150k and then this video also came out i was like umm maybe its a sign i should get it lol but nah can’t justify the AF or 90% of the other benefits since i rarely travel I mostly like doing cruises.
Some great points here!@@remyd8767
im gonna churn the amex plat in after 2nd year. also in part out of spite, cant get gold welcome offer becasue i have it. they just put in that rule 2 weeks b4 i got the plat!
@@newagain9964 yeah new rules does suck glad i took baby steps for the future lol
This card is overrated to me. I will end up having it for a year then cancelling because the coupons are unnecessary. The only perks I value are the $200 FHR and $189 Clear credits. The other credits are not valuable to me because they force me to go out of my way to use them.
many cards give Clear credit..and with cheaper annual fees! same with priority pass access...and also, can often be cheaper booking directly with the properties listed on FHR/THC.
Anyone else feel like the green amex is the coolest looking card?
It’s a beautiful card, stands out no card on the market resembles it!
Love this card tbh
It’s a money waste where Amex charge you $700 AF to force you to use the services when it is not needed. It’s a trap.
Not a card for everyone, it only makes sense if the credits cover things that some is already going to spend money on anyway. It fits very well into my spending habits which is why I have it, but definitely not going to work for a large number of people
Why don’t you have timestamps? It’s the only amateur thing about this channel everything else is great. I’d watch more video if I can go to what I’m interested in
I’ll start to add some, sorry about that! I have some time stamps for some recent videos and I can go back in and put more in on this one and others. Thanks so much for watching!
when the F---- are we gonna get all those benefits in Australia -.-
bloody unfair! -.-
In Brazil the fee is less than 300 dollars
Let’s Gooooo
👍🏻
First!
Some good info but his inflation makes the hair on the back of my neck stand up./
Second
MY DUDE. BRIAN JUNG JUST CALLED YOU OUT FOR COPYING HIM! SOMEONES BEING FAKE!
Not me at all. If you watch Brian’s video again it’s another channel from a guy named Chandler Vernon. He copies my channel as well - all of my videos are 100% original and scripted by me with tens of hours of hard work that goes into each one that’s available to watch for free on TH-cam.
I appreciate you looking to call out fake channels like that, but just wanted to let you know that’s not me 👍
@@Daniel_Braun he made a whole video abt you...
Fan boy much?
this card got me laid
Lol