First View. Watching you from New Brunswick, took this decision after watching your video. Thank you for your informative video. Please do pin my comment 😅
@@abdulhannansiddiqui7468 New Brunswick and Newfoundland and Labrador is my favorite places but I wish InshaAllah one I will come to Canada in Atlantic region
Bro even no one is expert here in canada ache ache dharu log bhi paani bhar rahe hain. 1st paycheck in monthly rent. 2nd paycheck in grocery car expense shopping end of the month 😮no cash in hand or savings. The one living without family is only saving
Please post video on which credit cards you have and pre paid cards. Also, similar video on what Jasmine does with her salary. Keep up the great work Gursahib Ji and Jasmine Ji ❤
Great video covering the interesting discussion about emergency funds. I agree with the idea of automation especially to transfer some funds (say $200 a week) to Savings account to force myself to save. The idea is to Pay Yourself first before you incur expenses or do shopping. This concept is covered in The Automatic Millionaire book by David Bach. However, I dont automate expenses because I have a habit of writing and tracking checklist of expenses and I check off what I paid so I always have a track of it. This is bit old school but I prefer this. Further when there are too many expense or items to track I will see if I really need to continue those expenses next month or can I cancel some subscription(s) or can I consolidate some (phone, internet, in to one bill), etc.
Some credit cards gives points that can b used for movies. For instance I've never spent a single cent towards movie tickets. Take these points further and top up ur economy air ticket for premium economy and so on. Overall a very good video ! :)
this seems overly complicated....you are not supposed to regularly dip into your SIX month emergency fund so no need to look at that every 2 weeks and top it up. If you are touching your emergency savings then you need to fix that part of your budget first so it gets built up and stays that way. Second, no need to have a prepaid card etc. Once you get your pay into your checking account and you pay your fixed expenses i.e. insurance, utilities, mortgage and do savings/investing (outside your emergency fund that is already put away in a seperate savings account) then the rest is your variable expenses i.e. eating out, shopping, random trips ....
At least 12 months of emergency fund should be there , just give you sense of security. Liquidity is there for stock market investments but it is hard to liquidate sometimes depends of how market is performing. You can also do one thing, about 1 to 2% of your mortgage amount should be contributed every year for mortgage amounts. American Express cobalt card give 5 points each dollar spent on grocery and eat outs . They do have 12.99 fee but I have built 100% more on points.
Gursahib ji My daughter is in second year B. Sc respiratory therapy from symbiosis institute of health sciences pune. I need a suggestion as well guidance from you. Is it possible to come to canada for M. Sc with least expense does some how any one can sponsor the course Be it college or hospital or clinic or any medi company. And one more thing is it better to choose eth zurich insist of canada. Hope you will answer this. Thanks for videos your videos gives the vibes as such our family member is talking everything freely
सत् श्री अकाल पाजी.. Your experience always matters a lot pajji.. please share how to send money back home if someone is working on a work visa basis..? can we send it on a daily or monthly basis..? is there any tax on sending money back home..?
Hi Gursahib Singh I would like to connect with you privately to discuss collaboration with you marketing our temporary accommodation business. How could we connect?
hi gursahib, can you make a video on New Immigration plans that government is planning to bring in which emphasizes on Cutting down the no. Of permanent Residents in Canada.
First View. Watching you from New Brunswick, took this decision after watching your video. Thank you for your informative video.
Please do pin my comment 😅
@@abdulhannansiddiqui7468 hello bhai what do you do in New Brunswick
@@abdulhannansiddiqui7468 New Brunswick and Newfoundland and Labrador is my favorite places but I wish InshaAllah one I will come to Canada in Atlantic region
@@abdulhannansiddiqui7468 I am from Pakistan 🇵🇰
@@ParvezJamali92 student
@@abdulhannansiddiqui7468 MashaAllah could you share me WhatsApp number Please?
Technically minimum of 6 months is important as getting jobs are not easy
Not if you invest in highly liquid assets which can be easily converted
@@diptendragoswami6789example
Sir canada mei aap accommodation kaise dhundte hai for new comers?
Great video bro!!! How do you automate these transfers? Is it from your banking app?
TIA
First like and first comment...!!!!
Very informative , good planning for investment,
Happy Diwali 🎉🎉🎉🎉
Bro even no one is expert here in canada ache ache dharu log bhi paani bhar rahe hain.
1st paycheck in monthly rent.
2nd paycheck in grocery car expense shopping end of the month 😮no cash in hand or savings.
The one living without family is only saving
Please post video on which credit cards you have and pre paid cards. Also, similar video on what Jasmine does with her salary.
Keep up the great work Gursahib Ji and Jasmine Ji ❤
Great video covering the interesting discussion about emergency funds. I agree with the idea of automation especially to transfer some funds (say $200 a week) to Savings account to force myself to save. The idea is to Pay Yourself first before you incur expenses or do shopping. This concept is covered in The Automatic Millionaire book by David Bach. However, I dont automate expenses because I have a habit of writing and tracking checklist of expenses and I check off what I paid so I always have a track of it. This is bit old school but I prefer this. Further when there are too many expense or items to track I will see if I really need to continue those expenses next month or can I cancel some subscription(s) or can I consolidate some (phone, internet, in to one bill), etc.
Not sure if you already have a term life insurance. If not, I would recommend to look for one or reach out to me if want any such quotation.
Make biweekly mortgage payment instead of monthly, that will save further in interest. this wont result in increase in total monthly payment.
which is the prepaid card?
I can run 4 hydro miner and price of radiator
Very well explained beta ji ❤🎉 be yehi apkay rishteydar miss ho rehay the so many long time😢😢 anyway may God bless you and jasmine also ❤❤
Warmest thanks GurSahib ji very Favarouable vlog regarding financial problems❤❤
Really very informative.❤
Hi gur sahab... Watching you from Pakistan.. Doing very good job your videos are soo helpful and very informative.. Keep up the good work on....!!!
Some credit cards gives points that can b used for movies. For instance I've never spent a single cent towards movie tickets. Take these points further and top up ur economy air ticket for premium economy and so on. Overall a very good video ! :)
10000 salary 😊😊, you tube ke kamie alag se 😊😊
Hello very insightful content and motivational, keep up the good work. God bless you and your family!
Which cryptocurrencies do you buy?
Hi GurSahib ji good morning our dher sari nek tamnae our duaen apk sath ❤❤
this seems overly complicated....you are not supposed to regularly dip into your SIX month emergency fund so no need to look at that every 2 weeks and top it up. If you are touching your emergency savings then you need to fix that part of your budget first so it gets built up and stays that way. Second, no need to have a prepaid card etc. Once you get your pay into your checking account and you pay your fixed expenses i.e. insurance, utilities, mortgage and do savings/investing (outside your emergency fund that is already put away in a seperate savings account) then the rest is your variable expenses i.e. eating out, shopping, random trips ....
I second that way more complicated and glorified. prepaid seriously !!
At least 12 months of emergency fund should be there , just give you sense of security. Liquidity is there for stock market investments but it is hard to liquidate sometimes depends of how market is performing. You can also do one thing, about 1 to 2% of your mortgage amount should be contributed every year for mortgage amounts. American Express cobalt card give 5 points each dollar spent on grocery and eat outs . They do have 12.99 fee but I have built 100% more on points.
Veer ji bahut Vadiya lgi video, how to enable automated payments like what you please make a video ❤
I love you my child as I do my son. God bless you
Sir germany is better or canda for study visa ?
germany
Bhai tumhara saving account hoga naki checking account. Checking account is a current account.
Gursahib ji
My daughter is in second year B. Sc respiratory therapy from symbiosis institute of health sciences pune.
I need a suggestion as well guidance from you.
Is it possible to come to canada for M. Sc with least expense does some how any one can sponsor the course
Be it college or hospital or clinic or any medi company.
And one more thing is it better to choose eth zurich insist of canada.
Hope you will answer this.
Thanks for videos your videos gives the vibes as such our family member is talking everything freely
वीर जी जानकारी दीजिए मैं मार्च में विजिटर वीजा पर vancouver आ रहा हूं दिल्ली से क्या में कोई काम या buissnes कर सकता हूं
Thankyou sire it was an very informative video
But ,I think that is perfect plan .....
this is the same strategy i follow for my mortgage in india by working in europe
Can we get our canada journey at the age of 35 ? Like freshly, coming in student visa, and part time work then PR… Please reply me. Do Age matters?
@Archanadr Thank you for your reply. Appreciated.
Nothing just go ahead nd complete your dreams😍🙏
Rishtedaar naraj nahi hone chahiye bhai😂
Good 👍
Please make video on house u bought
Good please run on petrol. No need only investment
nice sir Ji ❤🎉
Ye aapka hisaab kitaab word bohot badiya hai yaar paaji 😂
सत् श्री अकाल पाजी.. Your experience always matters a lot pajji.. please share how to send money back home if someone is working on a work visa basis..? can we send it on a daily or monthly basis..? is there any tax on sending money back home..?
Remitly
Who are earning minimum they can’t do these activities which mentioned in videos
So maybe make a different types of content for for example, tips to do stuff gaming Vlogs live streaming and doing anything else then doing this
how can he make videos about things he doesnt know about ? maybe you should make them if thats your interest
Hi Gursahib Singh
I would like to connect with you privately to discuss collaboration with you marketing our temporary accommodation business.
How could we connect?
So basically ur households income.is around $10k. Good for you but not everyone have good saving these days and after expenses nothing left to save...
I would suggest you to accumulate at least 6 months of Emergency Fund. I am also currently building this fund.
isn't this a boring life sir. work, Salary, Expenses..
Pha ji ap apnye ghr k ik bank manager ho God bless you.
Jasmine kaha hoti hy wo nazar nahi ati aj kal
Saving for Down payment buy house for mortgage for next 25 years happy ending of life
Everyone is first, WOW
First
As a beginner your videos really helped me a lot. Thank you Bhaji❤❤
KOI RISHTEDAAR DEKH raha hoga .
😂😂😂😂.
PROPER DELHI WALA PUNJABI.
Utube salary to bta skte hai 😂 itna mast chl rha utube apka
Another very good video
50% on only utilities ? Expensive
Mera nam Balbant Singh Sandhu
Come back to india
🥰❤️🧿😊
Canada ch ta Kam nahi aa
Crypto currency me Investment mere hijab se nahi karnataka chahie
Brother you're living in debt trap
Unless you inherit a house in the city you live in, you will have to pay for a house! How else will you live if you don't own a house already?
How do we support our parents who sent us in this country ?
hi gursahib, can you make a video on New Immigration plans that government is planning to bring in which emphasizes on Cutting down the no. Of permanent Residents in Canada.
Meri job lagwa de Gurusahib
Pacho ungliya ghee me, pacho ungliya ghee me kya laga rakha hai, I'm vegan koi vegan friendly option bhi bataya karo.
paani me duboo le ungliya
Paani ganda hota hai, need sparkling water at least