Hi, great job on the video. Just wanted to correct one thing: In Canada capital gains are taxes on 50% of the gains. Hence, tax wouldn't be $30 on $100 profit, but rather $15 on $100 profit (30% of 50% of $100 = 0.3*0.5*100)
Starting early is the best way of getting ahead to build wealth, investing remains a priority. Even in a downtrend, the stock market/crypto market has plenty of opportunities to earn a decent payout, with the right skills and proper understanding of how the market works.
@Manuel Andrea Access to good information is what we investors need to progress financially and generally in life. here's a good one and I am grateful. Found her website and it was really impressive
Mrs. *PRISCILLA DIANE AIVAZIAN* really knows her way around trading, it's evident from her deep knowledge of how the market works, and reading signals to perfection, I feel very safe trading with her.
I'm not gonna lie... You are the 1st Punjabi guy jisse Maine personal finance Ke bare me acchi baate Suni Hai.... Idhar GTA me mere Saath ex classmates (mostly Punjabis) bas life enjoy Karne ki hi Baat karte Hai.... Latest iPhone, Mercedes E class, expensive clothes, perfumes... You name it.... Rent bhane Ke paise nai hote Lekin ye Sab shauk Hai... BTW loved your video.... I'm doing almost all the things that you mentioned.... Maxing out RRSP, maxing out TFSA.... Mera emergency fund ka strategy thoda different Hai.... I try to keep 3 months of net salary/ 6 months of absolute expenses in low interest rate savings account (Scotia momentum plus) that way I'm earning little interest (1.75 right now) on that too.... Also I try to maintain 10k balance just for my own peace of mind.
IMPORTANT INFO REGARDING TFSA: Don't calculate your contribution room from when you turn 18 years old if it was before the year you come to Canada. for example: if someone turned 18 in 2009, total contribution room in 2023 will be $88,000. This is what any online TFSA contribution calculator would show. But If someone come to Canada in 2020, then the contribution room is $24,500 even. It starts from the year you come to Canada not from the year someone turned 18. Always check your CRA account to see your total TFSA contribution limit.
I don't know how but I had started growing wise in terms of investment and future planning. I started investing a month bake and able to invest $400 till now and learning to invest and growing portfolio. I am hoping someday after finishing my course I will be having atleast some investments done. 😊
Thanks so much Bruh.. I've lost my job in Australia and I've just 4 to 10 he/week to work.. And still I was wasting money everywhere. But now I understand. And I'll go on right way😢.. Please pray for me to get my job hours🥺
Hi bro, this is Vijay, In recent days I'm watching lots of TH-cam Videos, in fact, next month I'm travelling to Canada, honest with you, I watched your couple of Videos, it's mesmerizing and so much informative. You have gained my respect and I am motivated so much after your Video. Oh God. Thank you brother for doing this. Keep rocking ✌️
Bhai I have few questions? 1st. How to open tfsa account should I have to visit Scotia bank or what ? 2nd. How to expenses of TH-cam income like mic and all ? Do we have to hire an accountant ? 3. Please Make a video on how to invest? Which platform like wealthsimple or any other ? And give a brief and detailed information about stocks, crypto, Amazon, affiliate etc.. Though it’s really informative!
100k soon bro. love ur content . bro please 10 mins nikal ke baat kerlo abhi pay nhi ker sakte baaki youtubers ne payment option rakhi hui hai aap hi ho jo mujhe ache lagte toh well anyways if you dont have time its ok. we ll meet soon in canada ❤️❤️💥💥
15 percent of salary not what remains after taking out EF. Also, these are minimums. You can do 20-25% investment also depending on your situation and expenses.
Hello Gursahib Ji, Can you please make videos on 1 Cheapest Way to travel Canada as a Student (Airlines, Travel Route) Student Offer for excess luggage, when to book tickets and other ways so it could save lot of money 2 How to target jobs from intial days and how to make network?
Gursahid very smart but I will say that these life tips are not only applicable in canada but anywhere in the world, after all a penny saved is a penny earned
Any individual that is a non-resident of Canada who has a valid SIN and who is 18 years of age or older is also eligible to open a TFSA. ( As per Canadian Govt. website ) Only difference is that, there is 1% tax for non-residents.
Ideally, emergency fund needs to be of 12 months. Also, Do your own research before making any financial decision.
Can you give some information about UG studies in Canada as a international
Please make the investment details video ASAP please
Congratulations for 100k brother
Bro , looks like you watch minority mindset channel. Follow jaspreet singh
@@the_real_man55 Yes...!! Learnt a lot from him.
“Rich people buy assets , poor buy liabilities which they thought are asset.” My fav phrase from this book!!
one more rich people take loans to invest
From where I can open my TFSA account? From my bank or any other place plz reply???
from wealthsimple app
@@kameshparmar1343
This Guy is superb man...encyclopedia of savings...so mature for his age....God Bless you Always..
From where I can open my TFSA account? From my bank or any other place plz reply???
Dear son aap itna briefly guide kartey ho just like a mother ki meray bachoo ko har baat achi say samj aa jayea; always blessed my son🙏🙏
Thanks a lot for your blessings. 😊😊
Note: This is applicable in India as well.
Hi, great job on the video. Just wanted to correct one thing: In Canada capital gains are taxes on 50% of the gains. Hence, tax wouldn't be $30 on $100 profit, but rather $15 on $100 profit (30% of 50% of $100 = 0.3*0.5*100)
Starting early is the best way of getting ahead to build wealth, investing remains a priority. Even in a downtrend, the stock market/crypto market has plenty of opportunities to earn a decent payout, with the right skills and proper understanding of how the market works.
Courage taught me: that no matter how bad a crisis gets, any sound investment will eventually pay off
Hey! Please who is this advisor of yours? I guess success really means total knowledge . Can I have easy access to reach out?
@Manuel Andrea Access to good information is what we investors need to progress financially and generally in life. here's a good one and I am grateful. Found her website and it was really impressive
Mrs. *PRISCILLA DIANE AIVAZIAN* really knows her way around trading, it's evident from her deep knowledge of how the market works, and reading signals to perfection, I feel very safe trading with her.
From where I can open my TFSA account? From my bank or any other place plz reply???
Please make more videos on investment and all...that would be really helpful 👍...and thanks for this video🙏
Sure…I will…!!
@@GursahibSinghCanada bhai Alberta pnp pr bhi bana do plzz
@@GursahibSinghCanada please I didn’t understand Indian😪
My dear brother no one is competent like him👍👍
Thats what content is all about super duper informative video ✌🏻👍🏼
👍🏻👍🏻👍🏻😊😊
Very useful & a no-nonsense content. 👌🏼👌🏼
I'm not gonna lie... You are the 1st Punjabi guy jisse Maine personal finance Ke bare me acchi baate Suni Hai.... Idhar GTA me mere Saath ex classmates (mostly Punjabis) bas life enjoy Karne ki hi Baat karte Hai.... Latest iPhone, Mercedes E class, expensive clothes, perfumes... You name it....
Rent bhane Ke paise nai hote Lekin ye Sab shauk Hai...
BTW loved your video.... I'm doing almost all the things that you mentioned....
Maxing out RRSP, maxing out TFSA....
Mera emergency fund ka strategy thoda different Hai....
I try to keep 3 months of net salary/ 6 months of absolute expenses in low interest rate savings account (Scotia momentum plus) that way I'm earning little interest (1.75 right now) on that too....
Also I try to maintain 10k balance just for my own peace of mind.
Youre one of my favourites bro , genuine and selfless
Absolutely amazing and informative video.. Thanks for sharing your ideas and experience
Most underrated channel.. nice brother
Thank you so much 😀
Beautifully explained!!
Please make a video on monthly expenses .
IMPORTANT INFO REGARDING TFSA: Don't calculate your contribution room from when you turn 18 years old if it was before the year you come to Canada.
for example: if someone turned 18 in 2009, total contribution room in 2023 will be $88,000. This is what any online TFSA contribution calculator would show.
But If someone come to Canada in 2020, then the contribution room is $24,500 even. It starts from the year you come to Canada not from the year someone turned 18.
Always check your CRA account to see your total TFSA contribution limit.
Sir ji 1 details video banado
Kese hume khudse pata chalain ki konse sources ko follow karke dividend/ high profit share buy karain!!
These are beautiful business stories, we have been tired now.
Aakhein khol di Gursahib ji aapne. Thank you so much for such informative videos. Arriving in Canada very soon.
All the best :-)
You are amazing! Thank you for all the great advices & suggestions! 🙏
👍🏻👍🏻
Paji ; You make a 100% organic helpful videos . Keep it up God bless you
I don't know how but I had started growing wise in terms of investment and future planning. I started investing a month bake and able to invest $400 till now and learning to invest and growing portfolio. I am hoping someday after finishing my course I will be having atleast some investments done. 😊
Seems like all the tips are coming from the book, total money make over. It's a good book
Thanks so much Bruh..
I've lost my job in Australia and I've just 4 to 10 he/week to work.. And still I was wasting money everywhere. But now I understand. And I'll go on right way😢..
Please pray for me to get my job hours🥺
Hi bro, this is Vijay, In recent days I'm watching lots of TH-cam Videos, in fact, next month I'm travelling to Canada, honest with you, I watched your couple of Videos, it's mesmerizing and so much informative. You have gained my respect and I am motivated so much after your Video. Oh God. Thank you brother for doing this. Keep rocking ✌️
Yes paaji investment te vi vid zroor bnayo..that would be very useful!
Yes....I will...!!
Bhai I have few questions?
1st. How to open tfsa account should I have to visit Scotia bank or what ?
2nd. How to expenses of TH-cam income like mic and all ? Do we have to hire an accountant ?
3. Please Make a video on how to invest? Which platform like wealthsimple or any other ? And give a brief and detailed information about stocks, crypto, Amazon, affiliate etc.. Though it’s really informative!
Sir Your Style of making video is very relevant & also strait forward. Thanks & Best of Luck.
Very informative bro 👍 ese aur unique content videos banaane raho
Congratulations for 1 lakh subscribers
Thanks a lot :-)
I suggest you make videos outside as it will show good side if Canada and backdrop will be good . Just asggestion.
Thank you for this wonderful video
I have one request can you make more videos on personal finance and investment thx
Congrats on 100K
Gursahib Bhayia pls PTE k upr video bna do aap🙏
Dave Ramsey Kay 7 baby Steps Hain with few updates so information is genuine and great
Exactly :-)
100k soon bro. love ur content . bro please 10 mins nikal ke baat kerlo abhi pay nhi ker sakte baaki youtubers ne payment option rakhi hui hai aap hi ho jo mujhe ache lagte toh well anyways if you dont have time its ok. we ll meet soon in canada ❤️❤️💥💥
Gursahib Bhayia pls make a video on PTE
Advanced congratulations 🎉🎉 for 100k get ready for a quistion answers gursahib
😅😅😅
Absolutely amazing and informative like always ☺️
If we are opening TFSA account should we send money from personal account to TFSA account and should we invest?
Love you bhai! Badhiyaan guide kara aapne
Thank you Gursahib. Very informative and practical.
Congratulations sir 😘😘
Or 100k subscribers ❤️❤️
Where we can save our emergency fund and can earn interest too.Also suggwst something that we can show as proof of funds in PR too.
Happyyyy 100k paaji!!!!🎊
Thanks a lot :-)
Please make more videos regarding investment and stocks as a student.
REACH HER ON HER TELEGRM
Silviamorgan is her user name for help
Idea for new video : How to save himself from exploitation in Canada as an international student ?
Can you make a video on how to actually use your GIC in an efficient way ....???
Your videos are always very useful mtlb itnay achy say kon smjhata ha bhai....May Allah SWT bless you✨💖
We're really close to 100k Congrats bhaiyaaa🥳🎉
Thanks a lot 😊😊
Hello 👋
Paaji please make a video on how to create TFSA account in Canada and how we use it for investments. ❤️
Very helpful video sir gg bahut kujh sikhan nu mileyaa . Mai vi aa riha Canada sir gg
Congratulations for 100k subscribers in advance
Thank you so much 😀
Thank you so much for knowledge and motivation.
Your Video Is Very Very Informative Veere And I also Enjoy When You Say Iphone 14 pluspluspluspromax🤣🤣🤣🤣 waheguru Lambi Umar Bakshe GBU
Bro you are fab 🙏🏻 Thank you for the knowledge.
Great video. U got a new subscriber. Thanks
very informative video brother 💙 💙
great video gursahib bhaiya and please make more videos on this topic its really very important and helpful
You are my rolemodel sir☺️
I will follow every lines when i will reach there☺️
Everything is temporary Gursahib’s 14 pro pro max max remain CONSTANT till now
Bhai 4000 ka 10% gya EF main
Uske baad bacha 3600
Usmain se 15% gya TFSA (540)
Remaining salary ~ 3600 -540 =3060
EF = 2400
TFSA =540
Net salary = 3060
15 percent of salary not what remains after taking out EF. Also, these are minimums. You can do 20-25% investment also depending on your situation and expenses.
Meri videos dekh sakte ho ghar aakr 11:37 😂😂 ye shi tha guru 👍
Dear Sir , Want to know more about PR and forward process .
From where I can open my TFSA account? From my bank or any other place plz reply???
excellent insights ! A must watch for new comers. Thanks dear. 🙌❣
Glad you think so!
Alberta pnp pr video banao bhai
Please make a video of Northern College accomodation part time jobs and other facilities
If i invest in stocks and earn profit is this count in working hours?
THIS VIDEO IS EXTREMELY HELPFUL FOR US..THANKS A LOT BUDDY ..I HOPE GOD WILL BLESS U A HEALTHY,HAPPY ND BLESSED LIFE🖤
Love your content brother! Please make a video on investing too. It would mean a lot:)
Thank you so much. Very valuable Information 💕
Hello Gursahib Ji, Can you please make videos on
1 Cheapest Way to travel Canada as a Student (Airlines, Travel Route) Student Offer for excess luggage, when to book tickets and other ways so it could save lot of money
2 How to target jobs from intial days and how to make network?
Amazing video. Really liked the way of explanation in simple words. 🎉
Thank you! 😃
@@GursahibSinghCanada looking forward for more videos
Very very informative video...❤️🙏
Just wanted to know
Whats is the best way to use cash money as a student ?
Gursahid very smart but I will say that these life tips are not only applicable in canada but anywhere in the world, after all a penny saved is a penny earned
Congo for ur 100k subscribers brother
Thanks ✌️
Side hustle pe video banao .
Ap achi information daity ho.v good 👍
Wellll done Sahib sir!!!relatble content keep
It up
Very good.... Really imperative video 👌👌👌👌👌👌
For all who are on Work/Study Permit cannot open TFSA account. TFSA A/c can be open only by Permanent resident. (As per TD Bank Financial Advisor)
Any individual that is a non-resident of Canada who has a valid SIN and who is 18 years of age or older is also eligible to open a TFSA. ( As per Canadian Govt. website ) Only difference is that, there is 1% tax for non-residents.
can We buy crypto in TFSC AC BRO
Very Help content as always, Keep it up Bro
Thanks a lot :-)
Love ur videos bro soon ill be in Canada too
Awesome...!! :-)
Hello,
Do you know which is the best platform to invest in TFSA if you are a student?!!
I like your humorous and informative videos
👍🏻👍🏻😊
Nice content paaji ❤
Guesab g if dont mind pls tusi guru nanak ji de murti de jaga change karo kio ke tusi pani pe ke apna jutta glass v table te rak de o
Informative and good quality video
Hi gursahib I must say ur video awesome and knowledgeable and i request you please make a video how to invest in stock as a begginers
Plz gv some advice to the new coming international students about what all steps they want to take about account and bank
Please also explain RRSP in one of your videos.
After pgwp you taught the legit ways to do m✨🙏🙏
You doing great work brother God bless you love from 🇵🇰
Paaji, very informative video! Thank you.
👍🏻👍🏻👍🏻
Thanku sir for sharing knowledge with us. Your videos helps us alot . Respect for u sir🙏
Another informative video. Thanks 🙏🙏👍👍
Thank you 😊😊