Good morning sir my Father is lorry owner cum driver ma daggara 15 lacks unnai remaining 20-25 lakshs loan tiskoni illu konali anukuntunnamu Ma father ki loan vastunda ippudu Lorry pi 1.5 Lacks vastai per month 1 lakh emi pay chestunamu Eligible untunda sir please reply i m new subscriber from Hyderabad
is it possible to get money from selling residential plot to the bank account directly in order to get that money what is the capital gains tax and please explain about transacting black (through cash) as every buy and sell happens the same way in India and its impact on capital gains tax
right now, no seller or buyer will accept plot payment online (due to various issues). this sector mostly run on cash. i will make details video on this soon.
Hi Ravi, Thank you for the video , so Knowle gable ... i have a question ... can apply for a home loan even before i shortlist a property? for example any kind of approval get from bank on eligibility or something? can i know the process?
Oka vela manam kone property montly rental income generate chestahdi inni lakhs ani chupedthey ekkuva loan sanction avuthundha like if property is commerical and its in valued area like hitech city?
private finance may accept this, but nationalise banks don't consider this. in case of resale commercial property, you have show proper proof of rental incomes with income tax.
Do video about home loans where there will be 2 loans - original home loan and home renovation loan.. full procedure when builder wants to show less registration value
Not possible for single floor house. If it is G+1, then separate loan with separate registration can be done. 2 friends in single loan cannot be applicable.
నమస్తే సర్ నేను, RTC driver ga hyd లో డ్యూటీ చేస్తున్నాను నాకు నెలకు 58000 శాలరీ వస్తుంది అందులో 8000 PF, CCS, SRBS, SBT, అన్ని డిపార్ట్మెంట్ కటింగ్స్ అయ్యి చేతికి 50000 వరకు వస్తుంది కానీ నాకు 8 సంవత్సరాలు సర్వీస్ మాత్రమే ఉంది, నా దగ్గర 10లక్షలు రూపాయలు ఉన్నాయి నాకు 120 గజాలు ప్లాట్ ఉంది అందులో G+1 ఇల్లు కట్టుకోవాలి నాకు 25 లక్షలు లోన్ కావాలి గవర్నమెంట్ బ్యాంకు లో లోన్ ఇస్తారా ఇస్తే ఎంతవరకు ఇవ్వగలరు చెప్పండి ప్లీజ్
@@kkreddykallu5048 miku anthaa loan amount rakapovachhuu.. miru anukunnaa 25 lakhs atu itu vuntundii.. pvt bank hdfc service baguntundii contact cheyandii.. sbi lo slow process undachu
Hi sir i have 17k person loan paying every month , my salary is 65k, age is 28 , and i want home loan of 30L and i want to covert person loan into home loan is there any option
నమస్తే సార్ నేను govt employee ని నాకు శాలరీ 58000 బ్యాంకు అకౌంట్ లో క్రెడిట్ అవుతుంది.నాకు ఇంకా 33 సంవత్సరాల సర్వీస్ ఉంది.నా భార్య software తనకి 40000 శాలరీ వస్తుంది.మేం ఇద్దరం కలిసి తీసుకుంటే ఎంత హోమ్ లోన్ వస్తుంది డౌన్ పేమెంట్ ఎంత కట్టాలి.
నాకు మీరు చెప్పిన లెక్క ప్రకారం నా జీతం 80,000 రూపాయలు నాకు 57 నుండి 60 లక్షలకు అర్హత ఉంది. నేను మా ఊరు దగ్గర 50 లక్షలు విలువ ఉన్నా ఇంటికి ఇంటి లోన్ కి వెళితే ,,,బ్యాంకు వాళ్ళు 50లక్షలు మొత్తం మంజూరు అవుతుందా??? Down Payment కట్టనవాసరం ఉంటుందా? లేడా 50లక్షలకి 20శాతం Pay cheyala
Hi sir i am private school teacher i am getting 25000 salary by hand i am not getting any play slips i am bying 70 laks individual house i am paying 40 lacks can i get 30 lacks home loan i am not paying it returns please suggest me sir
Hai Raviteja. I am Rambabu Agae about 55 Years. I have to Plan for House Construction my Village Near Kakinada. Monthly Net salary Credited my Account 45,000. How much Loan Amount Expect. Can you please send your Mobile Number.
Mee voice lo mariyu cheppe vishayam lo chaala spashtatha undandi. Good information for the people 👍
Chala useful samacharam andincharu sir.tq sir
you are welcome.
Thank you sir 🙏
welcome.
NBFC OR BANKING dentlo home loan teesukunte better and aa two bankings ki unna advantages and disadvantages gurinchi explain cheyyandi
sure andi. i will make video on this soon.
Property ki rental income vastey salary + rental income basis home loan peruguthadha
Very valuable information
Glad it was helpful!
Good information brother thank you
So nice of you
Good sir, but you are not saying about number of years of loan period
standard loan period is 20 years.
Perfect explanation sir
Thank you.
Th q forever,had given good information
glad you it help you sir.
Last lo chala baga cheparu brother
Thank you sir.
Great information Tq Brother 🎉🎉🎉
Thank you.
Superga chepavu Anna
Baga explain chesaru brother
Thank you.
👌👍good ఇన్ఫర్మేషన్
Thank you.
Good explanation sir
Thank you sir.
Super Anna ❤ అలాగే ప్లాట్ చుట్టూ ఎలాంటి వివాదాలు ఉంటాయో చెప్పండి
sure andi.
Tnq
you are welcome.
Excellent information brother
So nice of you
Nice explanation sir 🎉tq
You're most welcome
Nice information thank you
So nice of you
Wishes for your future videos
Tq sir
Welcome
Sir ninu army lo job chesta naku 28000 personal loan cut avuthundhi...ninu home lone thisukoni personal loan clear cheytcha...sir
If take home loan from banks , who will pay the mortagage & insurence and what is the percentage plz explain sir....
mortgage & insurance will be paid by buyer. percentage will decide by bank.
Term insurance top 3 .
Meeru pick chesinavi explain cheyandi.
sure.
Super bradar 😊
Good morning sir my Father is lorry owner cum driver ma daggara 15 lacks unnai remaining 20-25 lakshs loan tiskoni illu konali anukuntunnamu
Ma father ki loan vastunda ippudu
Lorry pi 1.5 Lacks vastai per month
1 lakh emi pay chestunamu
Eligible untunda sir please reply i m new subscriber from Hyderabad
IT returns are required for home loans. private finance may provide home loans for lorry drivers with sufficient proofs.
Chala Baga cheparu
thank you.
good information
Thanks
How to challan caliculate the property pls explain
challan (registration value) is 7.6% on property government value (not market value).
is it possible to get money from selling residential plot to the bank account directly in order to get that money what is the capital gains tax and please explain about transacting black (through cash) as every buy and sell happens the same way in India and its impact on capital gains tax
right now, no seller or buyer will accept plot payment online (due to various issues). this sector mostly run on cash. i will make details video on this soon.
Home loan process ఏవిధంగా మొదలు అవుతుంది.. దాని మీద vedio చేయండి
sure andi.
Already constructed house buy chesetapuudu buyer profile tho paatu loan calculation ki property rental income add chesthara leda sir..
rental income can be added for resale properties only.
Hi Ravi,
Thank you for the video , so Knowle gable ... i have a question ... can apply for a home loan even before i shortlist a property? for example any kind of approval get from bank on eligibility or something? can i know the process?
yes, pre-approval home loan can be sanctioned by banks. please check with bank, where you are maintaining your saving, salary or business account.
Mortgage loan /Reverse mortgage loans gurinchi chepandi sir
Sure.
Gold loan gurinchi kuda Explain cheyandi bro
sure.
Super Anna
Thank you.
Oka vela manam kone property montly rental income generate chestahdi inni lakhs ani chupedthey ekkuva loan sanction avuthundha like if property is commerical and its in valued area like hitech city?
private finance may accept this, but nationalise banks don't consider this. in case of resale commercial property, you have show proper proof of rental incomes with income tax.
super
Thank you
Hi Sir, home loan lo "Work Order" ante enti and use enti ane topic meeda video cheyandi
sure andi.
Namste Anna nenu gulf lo untanu I'm planning to take home loan so am I eligible for home loan aithe ea bank Vallu nri ki loans istaru
please contact SURESH, Sales manager, Secunderabad.
93985 28857
Do video about home loans where there will be 2 loans - original home loan and home renovation loan.. full procedure when builder wants to show less registration value
Sure.
Anna home loan prosess oka videos chandi anna
sure sir.
Second hand home ki same percentage isthara emaina change untundha sir...
for person profile is same. but building valuation might change.
Good evening sir
Greetings sir.
Self employee ki yela calculate chestaru
same process with IT proofs.
Sir nenu 100sqr. Yards lo rekulashed kondaam anukuntunna, naaku salary 64thousand vastundi loaan possibility undaa
yes. if payslips available. if payslips not available, then please approach private finance firms.
Two friends kalipi oka individual home teesukovachaa..homeloan vasthundha
Not possible for single floor house. If it is G+1, then separate loan with separate registration can be done. 2 friends in single loan cannot be applicable.
@@REwRaviteja thank you
Thank u for quick reply
Keep going. 🎉
Welcome 😊
నమస్తే సర్ నేను, RTC driver ga hyd లో డ్యూటీ చేస్తున్నాను నాకు నెలకు 58000 శాలరీ వస్తుంది అందులో 8000 PF, CCS, SRBS, SBT, అన్ని డిపార్ట్మెంట్ కటింగ్స్ అయ్యి చేతికి 50000 వరకు వస్తుంది కానీ నాకు 8 సంవత్సరాలు సర్వీస్ మాత్రమే ఉంది, నా దగ్గర 10లక్షలు రూపాయలు ఉన్నాయి నాకు 120 గజాలు ప్లాట్ ఉంది అందులో G+1 ఇల్లు కట్టుకోవాలి నాకు 25 లక్షలు లోన్ కావాలి గవర్నమెంట్ బ్యాంకు లో లోన్ ఇస్తారా ఇస్తే ఎంతవరకు ఇవ్వగలరు చెప్పండి ప్లీజ్
50,000x65%=32,500/-
32,500/900=36
You are eligible upto 36 lakhs Loan.
(You should not have any other loans)
@@REwRaviteja థాంక్యూ సర్ ఫర్ యువర్ రిప్లై థాంక్యూ వెరీ మచ్ 🙏🙏🌹🌹
Naaku house loan undi and personal loan undi sir.malli home loan teesukovacha sir
Sir what is that 900@@REwRaviteja
@@kkreddykallu5048 miku anthaa loan amount rakapovachhuu.. miru anukunnaa 25 lakhs atu itu vuntundii.. pvt bank hdfc service baguntundii contact cheyandii.. sbi lo slow process undachu
For home loan, payslip Gross salary consider chesthara or only net salary..??. Can you please confirm
the amount which get in your account per month after all cuttings and deductions.
Meru calculate chese 100000 amount anedi take home amount leda annual salary divide chesthe vache monthly amount ?
Take home amount. or amount got in to your account after all deductions.
Sir auto drivers ki loan vasthundha 10 lakhs buying 35 lakhs house
private finance may provide home loan for auto drivers.
What if we have existing EMIs? I get 1L in hand , already having 40K EMIs , how much I get?
1,00,000 x 65% = 65,000
65,000-40,000=20,000
20,000/850=23.5
23.5 lakhs eligible for home loan.
@@REwRaviteja thank you sir
Good 👍 information sir 👍
thank you.
Bro ....if we are working in a LLP Organisations,we will get loan?
yes, if payslips available for last 1 year.
Agpa with possession property tisukovacha
it depends, please take legal advice before taking any decision.
Gross salary tho caliculate cheyala or net salary tho caliculate cheyala
after all deductions payment to your bank account.
Hello sir, i am 60 years old... Working in a private limited company... Is rhere anybody who give private finance
mostly NO sir/madam.
Hi sir i have 17k person loan paying every month , my salary is 65k, age is 28 , and i want home loan of 30L and i want to covert person loan into home loan is there any option
mostly to get a home loan, you need to close the personal loan first. or if possible, try to get excess home loan and close personal loan later.
Sir naaku net salary 75000 vasthundi age 36 nenu house konali anukuntunnanu entha amount vasthundi
75,000 x 65% = 48,750
48,750/850 = 57.35294
57 lakhs loan eligible
నమస్తే సార్ నేను govt employee ని నాకు శాలరీ 58000 బ్యాంకు అకౌంట్ లో క్రెడిట్ అవుతుంది.నాకు ఇంకా 33 సంవత్సరాల సర్వీస్ ఉంది.నా భార్య software తనకి 40000 శాలరీ వస్తుంది.మేం ఇద్దరం కలిసి తీసుకుంటే ఎంత హోమ్ లోన్ వస్తుంది డౌన్ పేమెంట్ ఎంత కట్టాలి.
58,000+40,000=98,000/-
98,000x65%=63,700
63,700/850=74.9
74.9 Lakhs eligible on both salaries.
20% to 25% downpayment for any property.
@@REwRaviteja Tq sir❤️
Education loan, unte home loan ki emaina effect pad recentuthundha
yes, any loan can affect your home loan value.
Gulf lo job chestunte home loan vasthunda? Cibil 930 daka undi. Sallery proof ledu.
Without income proof, you can't get a loan. But you can approach private finance with this profile.
Pension defence ... 34000
Salary police .........33000
How much get home loan sir
34000x50% = 17,000
17000/900 = 18.889
18 lakhs eligible
33000x65% = 21,450
21450/900 = 23.833
23 lakhs eligible
Total 18+23 = 41 lakhs for both.
Sir Naa Salary 52000 Service inka 26 years vundi naaku loan entha vasthundi sir..
52,000 x 65% = 33,800
33,800/850 = 39.76471
39.7 lakhs loan eligible
Sir Can I get 100% loan on property. Means without down payment..??
NO.
Sir home loans eligible aithe two times thesukovacha
one after another andi. if you are eligible.
Hi sir my salary is 72k and i have 93k crop loan how much home loan i will get?i have good cibil score
Emi for crop loan?
No I don't have emi for that loan I'm paying only interest every year
హెల్లొ అండి మా బాబు కి 25 years నెలకు 2లక్షలు సాలరీ వస్తుంది తనకు ఎంత వరకు లోన్ వస్తుంది 2 cr above property తీసుకుంటే
2,00,000x65%=1,30,000
1,30,000/850=152.9
1.52 Cr is loan eligibility.
Tq andi @@REwRaviteja
టెన్యూర్ ఎక్కువ పెట్టుకుని సపోజ్ 20 ఇయర్స్ పెట్టుకుని 10 ఇయర్స్ లో తీర్చవచ్చ
Hai sir, na salary 35000 service enka 30years undhi , postal department, naku entha loan vasthundhi
35,000x65%=22,750
22,750/850=26
26 lakhs eligible for home loan.
సర్. గ్రామాలలో ఉండే రిజిస్ట్రేషన్ అయిన స్థలంలో ఇల్లు కట్టేదానికి లోన్ వస్తుందా
అవును, ప్లాట్ మరియు వ్యక్తి ప్రొఫైల్ అర్హత కలిగి ఉంటే.
Hello andi unmarried girl ki single ga home loan eligibility untunda
yes. eligible.
Nenu retired govt emplo my age is 74 can i eligible for house loan
Not eligible as per RBI norms.
నాకు మీరు చెప్పిన లెక్క ప్రకారం నా జీతం 80,000 రూపాయలు నాకు 57 నుండి 60 లక్షలకు అర్హత ఉంది. నేను మా ఊరు దగ్గర 50 లక్షలు విలువ ఉన్నా ఇంటికి ఇంటి లోన్ కి వెళితే ,,,బ్యాంకు వాళ్ళు 50లక్షలు మొత్తం మంజూరు అవుతుందా??? Down Payment కట్టనవాసరం ఉంటుందా? లేడా 50లక్షలకి 20శాతం Pay cheyala
you have pay 20% downpayment for any property.
😂F
House documents fake or true and blood relatives ki house lo Shere vundani Ela telusukovali cheppandi sir
sure, soon.
Anni years kattali sir lone
20 years as per video calculation. it can be done less or more.
Bro .cibil score lekapotey.below 500 vuntey mortgage home loan vachey chance vunda
Cibil will definitely affect loan. If loan amount is less compared with property value, then mortgage can be done.
No
Please do video on agreement of sale
sure, soon.
Salary chepparu. Mari. Business cheppaledu
it is same calculation for both sir. documentation is different. please calculate according to your monthly profit after all expenditures.
Loan ravalani ante entha salary vundali
Min 25,000/- per month.
20k salary vallaki loan rada andi?
No andi, min 25 to 30k.
Don't goto home loan sir please it's very big trapping
ok
Hi sir i am private school teacher i am getting 25000 salary by hand i am not getting any play slips i am bying 70 laks individual house i am paying 40 lacks can i get 30 lacks home loan i am not paying it returns
please suggest me sir
38 years age
it is difficult to get a loan with out payslips or cash payment slips. may be some finance organisations may consider if statements are good.
38 years age is OK.
Sir good evening exactaga my age 38 years 4 months MY DOB 05/07/1986
Sir property meda loan Radha
75lacks property meda without it return and plyslips plese suggest me sir plese
Real estate please
sure.
Job lenivallaku
NO income proof, NO loan.
Net cash payment chestey vachhey problems cheppu anna
sure, in upcoming videos.
సార్ నాకు నెట్ శాలరీ 31500/-
నేను ఇల్లు కొనుక్కోవాలి అనుకుంటున్నాను
ప్రస్తుతానికి నా దగ్గర 3laks
నాకు ఎలాంటి అప్పులు లేవు
ప్లానింగ్ చెప్పండి సార్..
31,500x65%=20,475/-
20,475/850=24
24 Lakhs is eligible
24 lakhs +3 lakhs = 27 lakhs
27 lakhs max budget
Which is difficult in Hyderabad.
Health Insurance agent ki co applicant ga tisukovachha nenu it co applicant spouse insurance agent income 6 laks
yes, no issues.
@REwRaviteja thanks
Hai Raviteja. I am Rambabu Agae about 55 Years. I have to Plan for House Construction my Village Near Kakinada. Monthly Net salary Credited my Account 45,000. How much Loan Amount Expect. Can you please send your Mobile Number.
45,000 x 65% = 29,250
29,250/850 = 34.41176
34 lakhs loan eligible.
very good explanation...cool
Thank you!
Good information
Thank you.
Nice info
Thanks
Good information
Thank you.