Axis Magnus Credit Card vs HDFC Infinia Credit Card || India’s BEST Credit Card?

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  • เผยแพร่เมื่อ 18 พ.ย. 2024

ความคิดเห็น • 104

  • @bekifaayati
    @bekifaayati  ปีที่แล้ว +10

    Regarding devaluation of Axis Magnus Credit Card: We have made this video considering Axis Magnus Card won’t be devalued as up until now there have been only rumors but no official confirmation.
    If the devaluation happens as is being speculated, the Magnus Card would further lose its position amongst India’s best Credit Cards. In case devaluation happens, HDFC Infinia would further consolidate its position as India’s Best Credit Card.

    • @dew1003
      @dew1003 ปีที่แล้ว

      🎉🎉🎉🎉Sister plz give full information about kiwi credit card.i have amazon credit card i want a LTF rupay credit card..please suggest me something.and i live in kolkata kiwi not available here.good work.all the best ....😊😊

    • @mayurvithalani9060
      @mayurvithalani9060 ปีที่แล้ว +2

      How you have managed to keep Infinia free? Plz give some tips

    • @asehgal
      @asehgal ปีที่แล้ว +1

      The rewards offered by Axis Magnus (especially the 25k bonus RP on 1L/month) is rather unsustainable / unviable and a devaluation is inevitable. You should have mentioned the rumors in your video instead of the comments.

    • @surendra_tarai
      @surendra_tarai ปีที่แล้ว +1

      But as per my understanding INFINIA is best card ever… and it’s my dream card always from past 3 years… now I’m holding HDFC DCB card, I think I might get it soon…

    • @movieso4
      @movieso4 ปีที่แล้ว

      Hi sister mera ek business hai mujhe mere employees ko salary deni hai online payment karne ka app phonepe and Google pay limit hai meri company mein 50000 employee hai

  • @tushargarg1336
    @tushargarg1336 ปีที่แล้ว +7

    Axis Magnus card is getting degraded from Sep. No 25,000 edge points on 1 lakh monthly spend and Points conversion will be 5:2 rather than 5:4

  • @lavishbansal
    @lavishbansal ปีที่แล้ว +14

    Me watching this with my fd credit card with 10,000 limit

    • @tedlasso2887
      @tedlasso2887 ปีที่แล้ว +1

      here with FD of 5000 limit 😅

    • @Cooldude-2.0
      @Cooldude-2.0 ปีที่แล้ว

      Myself with Rs. 2000 limit IDFC wow FD based credit card

    • @AbhishekKumar-sf6no
      @AbhishekKumar-sf6no 4 หลายเดือนก่อน

      Us bro us

  • @asmarttraveller9576
    @asmarttraveller9576 ปีที่แล้ว +4

    Legally we can file a case in consumer forum for this devaluation . People who have recently got the card they will be at a loss . Technically since we have paid a joining fee that means Axis sold this product to us . Now we as consumer bought this card based on the facilities like miles stone rewards and redemption benefits . If there had been no such benefits we would have not bought this card . So it is kind of a breach of sale . Legally they must provide all the reward and redemption benefits to all first time costumers till 2nd year renewal .

    • @sherlockholmes3725
      @sherlockholmes3725 ปีที่แล้ว

      its getting degraged only for those who dont have bank accounts in axis,

    • @asmarttraveller9576
      @asmarttraveller9576 ปีที่แล้ว

      @@sherlockholmes3725 well no. Even axis bank banking customers are not going get any of the benefits .
      This is where axis has gone wrong . They should have made Burgandy Relationship mandatory for any of the benefits . That way maybe they would have achieved few high net customers and dropped the low network customers .
      Instead they treated both axis and non axis , high network and low network customers equally .
      Basically one thing I know the asset team and liability team of any Bank do not work together they have separate agenda . Now there is another team called Audit Team which does not care about Asset or Liability it only cares whether revenue is coming or not . The audit team does not care whether any knee jerk action can effect their over all revenue flow.
      This devaluation was knee jerk for sure .

    • @harshgoel1793
      @harshgoel1793 ปีที่แล้ว +2

      Did you read the terms and conditions before taking the card? Kuch bhi bolna hai. Consumer court will laugh at you and throw you out.

    • @rajsarkar82
      @rajsarkar82 10 หลายเดือนก่อน

      100% Agree with your words !! But banks have many legal advisors, they definitely took major precautions before changing the plan.

  • @sayantanpal1997
    @sayantanpal1997 ปีที่แล้ว +5

    Atleast use a good quality mic for better audio output..🙏🙂

  • @rajsarkar82
    @rajsarkar82 10 หลายเดือนก่อน

    Namaskar !! You have credited this video 5 months back, so request you kindly make an updated video 🙏
    Because many things have been changed by Axis Bank.
    I am a user of both the cards, so Axis Magnus is not worth keeping it.

  • @farzi_creator
    @farzi_creator ปีที่แล้ว +2

    Hi, Do we need to explicitely request the bank to waive the fees ? or it happens automatically based on spends ?

  • @SairishDebbarma-f4c
    @SairishDebbarma-f4c ปีที่แล้ว

    Agar cibil score accha hai aur apki dusra credit card ki limit 4 lakh hai toh card to card Axis magnus milta hai, mein ne bhi liya hai, Mera salary 60-70k ke bich main hai.. you don't really have to earn 18 lakh per annum as per Google information.

  • @SarcasticXavier
    @SarcasticXavier ปีที่แล้ว +2

    Super premium credits cards are the best . I save so much money on hotel stays and golf games . Everyone should buy them .

    • @drbhaviify
      @drbhaviify ปีที่แล้ว

      Please suggest names.of them. I m looking for premium ones.

    • @SarcasticXavier
      @SarcasticXavier ปีที่แล้ว +6

      @@drbhaviify Tu rehne de , teri aukat se bahar hai .

    • @nishitraj.
      @nishitraj. ปีที่แล้ว

      ​@@SarcasticXavier😂

    • @drbhaviify
      @drbhaviify ปีที่แล้ว

      @@SarcasticXavier mc bc teri aukat tere reply se Pata chal rahi 😄

    • @dibyaanshpal3187
      @dibyaanshpal3187 ปีที่แล้ว +1

      ​@@SarcasticXavierwhat's your problem?He said nothing wrong...

  • @dipayandebata5720
    @dipayandebata5720 11 หลายเดือนก่อน

    I am a preferred banking customer with HDFC and currently not availing any credit cards from HDFC. I do have an ICICI Sapphiro Card with 12L limit. Can I apply for HDFC Infinia on card to card basis ?

  • @shashankthool8304
    @shashankthool8304 ปีที่แล้ว +38

    You are earning 40 LPA.....wooaah

    • @sohamnandi7526
      @sohamnandi7526 ปีที่แล้ว +3

      I guess more than that 👀

    • @niteshns
      @niteshns ปีที่แล้ว +1

      Much more bro

    • @lokeshberi
      @lokeshberi ปีที่แล้ว

      More than 40lacs for month dude

    • @tarun_mistri_
      @tarun_mistri_ ปีที่แล้ว

      U will get infinia on 11 lac fd base

    • @Cooldude-2.0
      @Cooldude-2.0 ปีที่แล้ว

      ​@@tarun_mistri_How? and will it be LTF? I have more than 11 lacs in Fixed Deposit in Axis Bank.

  • @vibhavwadhwa
    @vibhavwadhwa ปีที่แล้ว +1

    Axis Magnus has been drastically devalued. Video is invalid now.

  • @debashishdas8002
    @debashishdas8002 ปีที่แล้ว +2

    Hi, I have DCB with around 60k reward points. Now, if my card gets upgraded to Infinia, then what will happen to my reward points ? I prefer redemption over flight rather than cash/vouchers, but have no immediate plans before end of year.
    Please advice

    • @abcfck
      @abcfck ปีที่แล้ว

      It'll still remains 60k on infinia.

  • @gundakoushik7773
    @gundakoushik7773 ปีที่แล้ว +1

    Fuel spending on axis card will consider for 1 lakh per month spending 25k reward points?

    • @yashvijayvargiya
      @yashvijayvargiya ปีที่แล้ว

      Yes but you will have to pay surcharge on fuel as there is no reversal of fuel surcharge

  • @tushargahane
    @tushargahane ปีที่แล้ว

    Sir sbi cashback card ko tata croma pe online transaction kare to 5%cashback milega kya?..

    • @chetan_bommu
      @chetan_bommu 4 หลายเดือนก่อน

      Yes, for SBI cashback card, it is 5% cashback across any online transaction

  • @VIRUxOP
    @VIRUxOP ปีที่แล้ว

    Didi minor mai zero balance ka account hota hai use major mai krwane per bhi zero rhega ya maintain wala ho jayega
    Bob bank mai please reply

    • @bekifaayati
      @bekifaayati  ปีที่แล้ว +1

      It will remain a zero balance account

  • @virajbesh545
    @virajbesh545 ปีที่แล้ว

    Which is the best Credit Card right now, as i never have any credit card yet ?

    • @bekifaayati
      @bekifaayati  ปีที่แล้ว

      th-cam.com/video/onVylodiIaQ/w-d-xo.html
      You can refer to this video for more information.

  • @RameshChoudhary85
    @RameshChoudhary85 2 หลายเดือนก่อน

    Please share your views on SBI Aurum Card

  • @sudeepkumar555
    @sudeepkumar555 ปีที่แล้ว

    I have the option of both cards..still not sure which to opt for

  • @sarbeshmallick6452
    @sarbeshmallick6452 ปีที่แล้ว +2

    How did you keep both of the cards for free?

  • @96Prasanna
    @96Prasanna ปีที่แล้ว +3

    Now you have to create a new video after the devaluation.

  • @tushargoyaliit
    @tushargoyaliit 10 หลายเดือนก่อน

    If I am getting the magnus card for life time free, shall I blindly go for it?

  • @dew1003
    @dew1003 ปีที่แล้ว +2

    🎉🎉🎉🎉Sister plz give full information about kiwi credit card.i have amazon credit card i want a LTF rupay credit card..please suggest me something.and i live in kolkata kiwi not available here.good work all the best ....😊😊

    • @bekifaayati
      @bekifaayati  ปีที่แล้ว

      Sure, We will try to cover this in our future videos.

    • @kcmv14
      @kcmv14 ปีที่แล้ว

      ​@@bekifaayatiwhat is Kiwi card ... Seems interesting, please make a video

  • @arshbajwa728
    @arshbajwa728 ปีที่แล้ว

    Jinki salary hi 40-40 lakh hogi annually wo credit cards lete hi q hain..

    • @pappupager420
      @pappupager420 ปีที่แล้ว

      2-3 lakh ki purchasing karni hogi to jeb mein 6-6 bundle lekar khumenge 🤣

  • @Baibhav_sharma7
    @Baibhav_sharma7 ปีที่แล้ว +1

    Maam apka annual income kya hai

  • @rajsingh-lr3nd
    @rajsingh-lr3nd ปีที่แล้ว

    U shud have updated based on changes which magnus brought as it's only 3 weeks old video

  • @mrqureshi78692
    @mrqureshi78692 ปีที่แล้ว +1

    Axis Magnus Credit Card It's A Best Credit Card...

  • @Sijokannan
    @Sijokannan ปีที่แล้ว +1

    no renewal befits for axis magnus

  • @hrishikesh_nath
    @hrishikesh_nath ปีที่แล้ว

    Mam without video kyc 0 balance bank kya hai

  • @PNM2007
    @PNM2007 ปีที่แล้ว +1

    Axis magnus is devalued. Please come with Updated video .

    • @kanishkgiri6429
      @kanishkgiri6429 ปีที่แล้ว

      It’s not officially confirmed

    • @PNM2007
      @PNM2007 ปีที่แล้ว

      @@kanishkgiri6429 will confirm officially soon.

  • @akkim8241
    @akkim8241 ปีที่แล้ว +2

    How you manage to keep your card free without spending 1 lkh per month pls explain

  • @adityabisht1331
    @adityabisht1331 ปีที่แล้ว

    plzz make a video on how to get amex card🙏🙏🙏

  • @mayanksinghdohila9952
    @mayanksinghdohila9952 ปีที่แล้ว

    maanu ya na maanu ? ki ye he best quality ka hai

  • @himanshuchoudhary8145
    @himanshuchoudhary8145 ปีที่แล้ว

    Mera infinia card block Kr Diya khuki us card pr Maine month pr 75 lakh ki transaction ki thi mujhe reward point ko bhi 0 Kr Diya unka bolna h ki Maine apne card ko business ke liye user Kiya ase Khuu mujhe kya krna chahiye or ab mujhe konsa card Lena chahiye or daily ki spending kitni krni chahiye?

  • @shaiknadeemulhaq9553
    @shaiknadeemulhaq9553 ปีที่แล้ว

    Example you have a credit card limit of 1 lakh
    Step 1 use 50000 before statement
    Step 2 use another left 50000 to pay the above bill before due date.
    Step 3 now you'll just have to repeat this process eveytime
    You can easily just sit at home and get a free 50000 everymonth
    But remember you'll always be left with 50000 due.

    • @vrtechradar2412
      @vrtechradar2412 ปีที่แล้ว

      Kahna kya chahte to

    • @asehgal
      @asehgal ปีที่แล้ว +1

      I believe you cannot pay a Credit Card Bill with a Credit Card (same or different card) without incurring crazy high charges on Cash Withdrawal (if that's how you plan to do it).
      Would be happy to know if you have some awesome plan to get around this.

    • @nishitraj.
      @nishitraj. ปีที่แล้ว

      It's not possible to do this. Even if you buy amazon pay vouchers you can't use that Pay balance to clear your credit card dues

  • @इंसानीग्रह
    @इंसानीग्रह ปีที่แล้ว

    जब कमेंट बॉक्स में आता हूं तो इस में लगभग 99% काले अंग्रेज के कमेंट मिलते हैं बहऩचोद आजाद भारतीय कहा है

  • @rajendrapatel9312
    @rajendrapatel9312 ปีที่แล้ว

    Suggest best credit card

  • @suryasharma7308
    @suryasharma7308 ปีที่แล้ว

    Infinia has stricter eligibility than Amex platinum lol

  • @tusharbhardwaj9655
    @tusharbhardwaj9655 ปีที่แล้ว

    mam pata nahi aisa kyun lagg raha hai jaise aapko tvf ke kaafi videos mein acting karte hue dekha hai. Mam aap hi hain wo?

  • @movieso4
    @movieso4 ปีที่แล้ว +1

    One time send money all employee please tell me method

    • @bekifaayati
      @bekifaayati  ปีที่แล้ว

      We will try to cover this in our future videos.

  • @1056AD
    @1056AD ปีที่แล้ว

    Plz cover hdfc infinia visa vs master card … now hdfc infinia is giving mastercard .. bt surprisingly its mastercard world and not world elite.. very strange when it’s giving infinite for visa why not world elite for mastercard .. plz cover that or atleast rpl on this comment.. i got mastercard variant.. should I change to visa ? Plz help

    • @bekifaayati
      @bekifaayati  ปีที่แล้ว

      We will try to cover this in our future videos.

  • @dipeshadlakha8019
    @dipeshadlakha8019 หลายเดือนก่อน

    5 movie booking is outdated. meet and greet bhi.

  • @RahulSingh022
    @RahulSingh022 ปีที่แล้ว

    I paid rs3 less as per HDFC, they reported in CIBIL and my credit score dropped to 747 from 798 in 3 months. I didn't notice and i was aure my dues are clear. Anything can be done?

    • @bekifaayati
      @bekifaayati  ปีที่แล้ว

      Kindly refer to the bank branch in this case

    • @zayeemrahman8896
      @zayeemrahman8896 ปีที่แล้ว +1

      ​@@bekifaayatican you please make a video on how do you manage to keep the card free ? It'll be extremely helpful

  • @andyholfen1217
    @andyholfen1217 ปีที่แล้ว +2

    Magnus is going to get devalued

    • @ejoker8539
      @ejoker8539 ปีที่แล้ว

      From date 13-08-2023 airlines transfer for axis is 5:1 😢😢

  • @akhilsahuodishachhatisgarh3694
    @akhilsahuodishachhatisgarh3694 ปีที่แล้ว +1

    🧡🤍💚🥰 from Akhil 👍🙏🇮🇳

  • @kiransmusic4021
    @kiransmusic4021 ปีที่แล้ว

    Are you updated of whats happening axis magnus is devaluated

  • @ankurio
    @ankurio ปีที่แล้ว

    Outdated information.... please update yourself.

  • @anupp5955
    @anupp5955 ปีที่แล้ว

    Magnus

  • @Deepakmemes
    @Deepakmemes ปีที่แล้ว

    Mai daly ke 400 rs earn krta hu

  • @creditcardsexpertise
    @creditcardsexpertise ปีที่แล้ว

    magnus

  • @zrvivek1997
    @zrvivek1997 ปีที่แล้ว

    Magnus is dead ☠️

  • @Unluckyperson-rd3bx
    @Unluckyperson-rd3bx ปีที่แล้ว

    Mam your so cute yaar 🤩

  • @niteshns
    @niteshns ปีที่แล้ว

    Nice

  • @steverichards7060
    @steverichards7060 ปีที่แล้ว +1

    Need invite for infinia